14901 24 7

RealEstateBook.com

COVER HOME: Immaculate, beautifully remod-eled Arlington home on 5 park like acres. (360) 454-0629

Request FREE MAGAZINES online, or call 800-841-3401.

THERealEstateBook®Volume 24, Issue 7

NORTH KING AND SNOHOMISH COUNTIES, WA

CONTACT: Wendy Smith

Text P837104 to 85377

Property details on page 6.

Get more photos and details from your phone.Hallmark Homes NW, [email protected]

TO ADVERTISE, CONTACT:Sharman Burnam 360-333-9566

[email protected]

In this issue: Top Questions to Ask on Home Insurance

14901.24.7 Cover_LiveEditCover 10/8/2015 9:19 AM

Office: (360) [email protected]

731 2nd St, Snohomish, WA 98290Windermere Real Estate / Snohomish, Inc

EVERETT - Easy living 3 BD, 1.5 BA W/ updated kitchen w/eating bar. 9,000+ SF lot w/ 26x16 deck & with hot tub, firepit, & 10x20 shop. Near I-5, Boeing, Costco & Silver Lake. $325,000 360-568-1537

SNOHOMISH - 10 Acres nearcross streets of171st & Dubuque.Hard-to-find quali-ty acreage, poten-tial for two customhomes! Survey onfile. SnohomishSchool District. $199,000360-568-1537

LAKE STEVENS -Private CommunityWaterfront Beach!Bright & Spaciouswell kept home w/landscaped cornerlot. GenerousKitchen. Gatedbeach access,RV/boat parking.$275,000360-568-1537

SULTAN - Remodeled mid-century modern. Gorgeous chef’skitchen w/ indoor rotisserie, master en-suite w/ jetted tub &walk-in closet, gleaming hardwoods, and finished basement.$339,500 360-568-1537

EVERETT - 3 BD, 2 BA in greatloaction! Formaldining rm & lgopen kitchen w/.eating space. Fullyfenced, privateyard w. fruit trees &shed. Room forRv/boat parking.$305,000360-568-1537

ARLINGTON - Magnificent 3212 SF w/ 3 BD, family room, &office. Large oak floored kitchen, formal living & dining. Lgpatio + finished 1000 SF daylight basement. 1296 SF garage.$449,000 360-568-1537

MONROE -3BD, 3 BA homeon almost 7 acresminutes fromDowntown. Hugeshop 220 ampwired & 2 lg out-buildings. Privatewooded area &landscaped yard.$399,000360-568-1537

SNOHOMISH - 2500+ SF w/ designer touches throughout.Beautiful cherry floors, rock surround FP & curved archways.Master suite w/ sitting area. Detached 3 car garage/shop. $444,950 360-568-1537

BUILD YOUR OWN HOME UPDATED SILVER LAKE RAMBLER

BEST HOUSE IN TOWN

LARGE RAMBLER ON HUGE CORNER LOT CUSTOM HOME ON 1/3 ACRE

PRIVACY & SECLUSION PEACEFUL 10 ACRE SETTING

WELCOME TO LONG BAY!

fÇÉ{ÉÅ|á{WindermereR E A L E S T A T E

Windermere Real Estate / Snohomish, Inc.

14901.24.7 WRESnoh 10/9/2015 1:47 PM Page 1

EVERETT - COMMERCIAL Commercial Duplex - 70 feet ofEvergreen Way retail / commercial street frontage. Completeremodel! Mfg, fab, medical, dental, coffee, restaurant, retail,spa, so many uses! MLS/ID:851128 Text P312594 to 85377

EVERETT - COMMERCIAL 210’ Evergreen Way frontageZoned B2. Located in highest density mixed use zone ofEvergreen Revitalization Plan. Two buildings. Multiple develop-ment possibilities. MLS/ID:847337 Text P473060 to 85377

EDMONDS - AFFORDABLE TOWNHOUSE Freshly painted.Custom storage systems. Master bedroom w/ deck & storagelocker. Guest BD w/ custom storage. Patio and enclosed yard.Near I-5, bus lines. MLS/ID:838041 Text P818135 to 85377

EDMONDS - 5 BD, 2.5 BA on wonderful cul de sac nearChase Lake Elementary and Edmonds Woodway High. 2ndKitchen downstairs. Huge level fenced back yard. RV Parking,irrigation system. MLS/ID:808948 Text P244654 to 85377

MUKILTEO - ON THE 13TH HOLE 4 BD on large lot, circularfloor plan, gorgeous vaulted entry, spindled staircase. High-endfinishes, wainscoting, crown moulding. Living w/ marble fplc &cathedral ceiling. MLS/ID:798983 Text P725702 to 85377

MUKILTEO - STRIKING SOUND & MOUNTAIN VIEWS 4 BD,2 BA w/ new 50 year roof. Master bath w/ 5 piece MB. Newerfurnace/water heater. Grand staircase. 3,618 SF of elegance!Huge 2nd rec rm. MLS/ID:844567 Text P818977 to 85377

425-921-2200www.edmondsrealty.net

Edmonds Realty, for the Entire Puget Sound Area

$623,000

$249,950

$429,999

$975,000

$2,100,0

00$585

,000

Dennis HowardOwner

425-921-2200www.edmondsrealty.net

Lucille NoëlOwner

SOLD SOLD

FOR RENT Commercial & Residential

Edmonds Realty is fully equipped to meet all yourneeds, from helping you find a rental at the rightprice to managing your investment property.

To see a list of properties available, visit

www.EdmondsRealty.net/commercialresidential-rentals.html

Services offered• Day to day operations & maintenance• Collections & Accounts Payable• Reporting & statement preparation• Yearly budgets & More

Call 425-921-2200 to discuss how Edmonds Realty can make owning investment properties trouble free.FOR RENT

14901.24.7 EdmondsRE 10/9/2015 4:26 PM Page 1

HUDHomes!!

Equal Housing Opportunity

SaveThousands!

Wendy Smith (360) [email protected]

CUTE CABIN STYLE HOME on nearly 1/4 acre secludedlot. 3 BD w/ one on main floor. Vaulted ceilings, skylights& wood burning fireplace. Storage shed. #R308

AFFORDABLE OPPORTUNITY 3 BD, 2 BA MH on fullyfenced .61 acre lot w/ large shop/garage. Rv parking,community clubhouse & beach rights. #R312

CAMANO ISL Open floorplan3 BD, 2 BAMH w/ vaultedceilings &wood burningstove. Deck offfront entrance.Nice .24 acreyard. Homeneeds someTLC. #R312

MARYSVILLEDuplex in quietneighborhood.New on market!Each duplexside features 2bedrooms, 2.5bathrooms,spacious livingroom, largeyard and upperdeck. #R315

ABSOLUTELY ADORABLE Arlington 3 BD, 1.5 BA. Largeliving room w/ fireplace, sun rm/dining w/ built in hutch.Wood floors throughout. Detached 2 car garage. #R290

3 CAR GARAGE 3 BD, 2 BA rambler w/ lots of room for allyour toys! Close to Boeing & I-5 for easy commute. Lgfamily rm w/ vaulted ceilings & formal sitting area. #R301

$120,000

$125,000

$78,000

JUST LISTED

$279,000

$279,950

For More Info Text P833425 to 85377

For More Info Call (360) 454-0629For More Info Text P837106 to 85377


For More Info Text P297395 to 85377For More Info Text P247866 to 85377

SPECTACULAR 3 BD, 3 BA, 4500 SF custom on 1 acre.Hardwood floors & Italian marble, chef’s dream kitchen,screen porch, lg deck. Possible MIL. 3 car garage. #R265

IMMACULATE Gleneagle on 5th Fairway! Exceptionallymaintained 5 BD, 2.75 BA w/3 car garage. Main flr BD/BA,hdwd floors, eat-in kitchen. Beautifully landscaped. #R282

FREE HUD Home list call 360-454-0629or visit www.Hudhomestore.com

$799,950


$425,000


HUDHome

HUDHome

HUDHome

HUDHome

14901.24.7 WendySmith 10/9/2015 1:44 PM Page 1

NowAccepting New

Properties

Melanie MaddyProperty Manag er

[email protected]

Stacey SalyerDesignated Broker

[email protected]

For more information, Call 425-870-9282.www.HimalayaPropertyManagement.com

“OUR FOCUS IS ON YOUR INVESTMENT”

Our Focus Is Residential Property ManagementWe specialize in managing residential properties in Snohomish and Skagit Counties

Let us help you get the most out of your investment

NORTH EVERETT 3 BD, 2 BA rambler.Lg kitchen w/ new counters & oversizeeating area. Newer vinyl windows, roof& hot water heater. Deck & private yard.

Text P743099 to 85377

$349,0

00

DIAMOND POINT Building lot on pri-vate cul de sac. Just a short drive toSequim. Airstrip access & Communitybeach w/ small boat launch.

Text T11925159 to 85377

BETTER THAN NEW 4 BD, 2.5 BAcraftsman w/ soaring cathedral ceilings.Birch cabinetry, crown molding, tile sur-round fireplace, white millwork.

Text P813820 to 85377

$39,00

0

$325,0

00

$250,0

00

$199,9

99

BREATHTAKING VIEWS RemodeledKitchen w/ Corian, r ich HickoryCabinets, NEW laminate floors & SSappliances. Workshop. Three beaches.

Text P813819 to 85377

BED & BREAKFAST Victorian built in1896. Commercial kitchen. On the mainhwy in Davenport WA, with great expo-sure. Double lot, large garage.

Text P487548 to 85377

Karen Eckerson

(425) [email protected]

www.karen.withwre.com

$270,0

00

PARK-LIKE SETTING! 3 BD, 2 BA onmain w/ master ensuite. Boasts fullsized chef’s kitchen. Lower level 2 BD, 1BA w/kitchen & family rm. Shop + more!

Text P823292 to 85377

SOLD!

Windermere Real Estate / JS

FREE 4% down payment assistance CLASS Marysville Windermere. 2015 New Loan Programs.

Call 425-238-2023 for class schedule.

SOLD!

14901.24.7 Karen Himalaya_9300.QXT 10/9/2015 1:33 PM Page 1

ON THE COVER

IMMACULATE 4 BD, 4 BA, 5725 SF home on 5 park like acres. This lovely homefeatures on the main level a gourmet kitchen w/ a butlers pantry, formal living room,sitting room, office, family room & a large master suite w/ a huge master bath & walkin closet. Downstairs is a kitchen, second master suite, bonus room 2 morebedrooms, work out room & 2.5 more baths! This has a separate entry or enter fromthe house. Outside is a shop, putting green, orchard and about 3 acres of pasture.Mountain views! $649,000For more information, Text P837104 to 85377

Wendy Smith(360) 454-0629

[email protected]

ONLINE Visit www.TheRealEstateBook.com to search properties.

LOCAL PRINT * DIRECT MAIL

Sharman Burnam(360) [email protected]

Scan the QR Code toshop homes from

your mobile phone!

For Advertising information inTHE REAL ESTATE BOOK

North King & Snohomish Countiesfeaturing....

Arlington = Stanwood = Camano Island = Tulalip Marysville = Lake Stevens = Granite FallsSnohomish = Monroe = Sultan = Everett

Mill Creek = Mukilteo = Lynnwood = BothellWoodinville = Redmond = Kirkland Bellevue = Edmonds = Shoreline

ONLINE * SOCIAL * MOBILE

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Own a house you don't want?Need to move soon?

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Mary DesseinManager

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14901.24.7 masthead_Masthead_Full 10/9/2015 1:34 PM Page 1

14901.24.7 AmericanDream_0100 10/9/2015 1:11 PM Page 1

Are You Paying Too MuchFor Home

or Auto Insurance?Saving money is just a phone call away!

Dwelling $265,000Other Structures $26,500Personal Property $198,750Loss of Use $26,500Personal Liability Each Ocurrence $300,000Medical Payments to Others $1,000

Annual Premium $626PLEASE CALL TO CONFIRM RATES ON YOUR HOUSE.

Sample Homeowners Rate Quote

Auto * Boat * RV * Motorcycle Home * Rental * Business

Flood * Umbrellas

Kloch Insurance Group

Victor Kloch (clock)

(425) 212-3533 Direct

(866) 313-6088 Fax

[email protected]

Need a quote for your home?

Call, fax, or email your quote request.

PHONE (425) 212-3533FAX (866) 313-6088EMAIL [email protected]

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Need a quote for your home?

Call, fax, or email your quote request.

14901.24.7 VictorKloch 10/9/2015 1:45 PM Page 1

Is my home covered for its full rebuilding cost?Review your policy to make sure that you have enough insurance to rebuild your home. If you have made major improvements to your home, such as adding a new room, enclosing a porch or expand-ing a kitchen or bathroom, you risk being underinsured if you don’t adjust your homeowner’s insurance coverage limits.

Do I have enough coverage for expensive items?Have you bought or received any valuable jewelry since you purchased/renewed your policy? When was the last time you had the items you owned appraised? Standard homeowners insurance has dollar limits for the theft of certain types of expensive items like jewelry, furs and silverware. This means that the insurer will only pay the amount specified in the policy – generally $1,000 to $2,000. To insure these items to their full dollar value, consider a special personal property endorsement or floater.

Do I have enough liability insurance to fully protect my assets?Standard homeowner’s liabilities pay for judgments against you and your legal fees up to a limit set in the policy. However, in our litigious society, you may want to have additional protection—that’s what an umbrella liability policy provides. An umbrella policy kicks in when you reach the limit on the underlying liability coverage in a homeowner’s, renter’s, condo, or auto policy. If your assets have recently increased, you’ll have more to lose and may want to consider this extra layer of protection.

Should I rent out my house during the vacation period?Whether you own a second home that you plan to lease to a tenant, or want to rent out your primary residence, the first step is to call your insurance professional. Depending on the rental scenario, your standard homeowner’s policy may not cover losses incurred while your home is rented out. In that case, you should consider a more specialized insurance policy.

When was the last time you reviewed your home’s insurance coverage? As your life changes, so do your insurance needs, says the Insurance Information Institute (I.I.I.). Now is the perfect time to get your insurance policy in order by taking the time to ask yourself the following:

Source: iii.org

TopWays to Improve

Your Home for $100 or Less!

You may think that improving your home will deflate your wallet, but this is not always the case. To help you out, we have created a list of our favorite home improvement projects that can be done for under $100. After all, who DOESN’T want to save money?

1. Turn a Closet into a Home Office.This project will help you save money and will even add an extra room to your home. Just unhinge the door then remove the closet’s hanging rods and replace them with shelves. A deep shelf should be used for the desktop and place 2 shallow shelves above for storage.

What you need: One 20-by-24-by-¾-inch and two 12-by-24-by-¾-inch white melamine shelves, metal standards, and shelf brackets, all by Elfa, about $95; The Container Store.

2. Doorway DisplayCreate a unique look by installing a shelf above the doorway and paint it to match the trim. Add a touch of flair by displaying pottery or other types of décor.

What you need: 40-inch-long 1x6 red oak shelf and two 7-inch Classic Oak Brackets, about $32; Rockler.

3. Boost your WindowsDid you know you could make your windows look even bigger than they actually are? Use hanging drapes at ceiling height to upsize small windows.

What you need: Pair of 108-inch Brimfield 4-in-1 Panel Drapes in Carafe, about $70; JCPenney.

4. Add Stained Glass Windows to your BathIt’s no surprise that stained glass makes any bathroom look elegant. If you can’t find a window to fit perfectly, you can easily hang one from chains in front of the existing window.

What you need: eBay store Bell Antique Mall has Art Deco windows similar to shown, starting at $69; Ebay.

5. Wall-Mount Bedside TableYou can easily install a wall-mount end table in your bed-room by using wood corbels with a slate roof shingle on top.

What you need: Two 6-inch oak Legacy hand-carved corbels, about $80; Van Dykes Restorers. 7-by-13-inch salvaged shingle, about $5; Recycling The Past - Architectural Salvage

6. Add Detail to your BedroomPump up the color and detail in your bedroom (or any other room) by installing a chair rail. Then, paint the wall below a soothing color. This project is an easy and inexpensive way to improve your home.

What you need: Enough red oak Colonial-style moldings to wrap the walls of an 8-by-10-foot room, about $75; Baird Brothers.

Kids StartingCollege? Consider Expanding Your Investment

1. Place to Stay During Visits. If your son or daughter is occupying the property, take advantage of your investment (and check on its condition). When you’re in town for your favorite college’s football game, there’s no need to pay for a hotel room when you have a place of your own!

2. Save Money. Paying room and board for your son or daughter can be overpriced on-cam-pus and almost always has a super tiny living space. Investing in property off-campus can be much cheaper and more spacious. If they have roommates, you’ll also have rent money coming in every month.

3. Lots of Renters. A huge benefit to owning a property in a college town is the large population of renters who are ready to write a check. There are also fewer room vacancies when school is in session, so there is a larger demand among college students to find a place to live off-campus.

4. Possible Tax Savings and Investment Potential. Everyone’s financial situation is different, but you may be able to score some tax savings and potential investment earnings from the transaction. Contact a local real estate professional to discuss your own situation and the possible monetary benefits.

5. Area Sells Itself. The majority of properties in college towns are surrounded by entertainment, events and easily accessible public transportation. When you are ready to sell, chances are, your property will be in demand.

6. A Home After College. Is your son or daughter thinking about staying around the same area once they graduate college? Many do. If so, you may want to think about selling the property to them when they graduate so they’ll have a place to live for a few years while they’re working at their first job. They will be building equity while everyone else from college is still paying rent.

As your son or daughter enters this new exciting phase in his or her life, there are many ways that you, as a parent, can ensure they have the best possible college living experience. With all that you invest into your child’s college education including already-expensive tuition, why not expand your investment?

Is your son or daughter heading off to college? Before forking over money to pay for room and board along with already-expensive tuition, you may want to consider buying a house or condo for your kid to live in while attending college. As a parent, you’ll be making the most of your investment while providing them a nice, safe place to live off-campus.

Here are some advantages of being a property owner in a college area.

14901.24.7 Heritage 10/9/2015 1:28 PM Page 1

Scan code toshop homes now.Real Estate’s Most Trusted Multimedia Brand

Text Codes*

found for listings in this magazineallow mobile phone users to instantly view a mobile sitefor more photos and details about the listing.

Learn about our marketing strategy for your home @

RealEstateBookMediaKit.com

MOBILE FEATURES IN OUR PRINT ADS

Send text codes to“85377”

for more information.

**Standard textmessaging fees apply.

TREB_USA_Filler_TextCode_Full:TREB_USA_Filler_TF37_Full 7/6/12 10:51 AM Page 1

Brenda HaugDesignated Broker/Owner

866-768-7910425-290-2125 (cell)Land • Residential • HUD • Foreclosures

Making your dreams affordable28 years of experience

[email protected]

Lilyan [email protected]

Trust •Service •

Experience •

SOUND VIEWS!! Completely updated in ‘08. Chef’sdream kitchen w/5 burner gas range & pot faucet, 2dishwashers, 2 convection ovens, + abundant storage &heated tile floor. 2 masters + den/office/ 3rd BD. DoubleFrench doors lead to lg master w/ view & spa-like bathw/oversized tiled shower, jetted tub & heated tile floor.2nd master BD w/full BA, double sinks & skylight.Utility/mud room, low energy hot tub, greenhouse, 4view decks, garage w/workspace, and MORE!

Text P272438 to 85377

BEAUTIFUL 4 BD, 2.5 BA w/Formal liv-ing & Dining rms w/hardwood floors.Bigkitchen w/solid slab granite countertops. Fannie Mae Home Path Property.

$349,900

Text P785377 to 85377

CHARMING 3 BD, 2.5 BA w/full base-ment & Mt views on .92 acre lot. Masteron main flr. Deck & covered patio. 3 cargarage w/RV door & RV carport too.

QUALITY 3 BD, 2.5 BA 3340 SF w/ADA design. Master on main & chair liftin garage. Gardens,waterfall & patio infenced back yard. Gen, heat pump.

PRIVATE Near Lake Ki in 7 Lakes area.Bonus rm, family rm, dining rm & livingrm! Big open kitchen w/ pantry. HUGElot w/ RV pkg, outbuilding. Must See!

$298,000

$975,000

$239,950

Text P780528 to 85377 Text P822356 to 85377Text P821538 to 85377

EAGLE HEIGHTS 4 BD, 2.5 BA, 1932SF. Formal living rm & Dining rm. Bigfamily room w/gas fireplace. Great loca-tion! Fannie Mae HomePath Property.

MARKET STREET CONDO Granitecounter tops & tile floors in kitchen w/newer stainless appliances. Assignedparking. On bus line. Private patio/deck.

$319,900

$295,000

Text P777847 to 85377 Text P769378 to 85377

$612,000

14901.24.7 Haug Folk_0100 10/9/2015 1:28 PM Page 1

14901.24.7 EagleMort_PamV 10/9/2015 1:26 PM Page 1

CHERIE RUCHTYOwner, Designated Broker

[email protected]

Office: 360-659-9751www.KeystoneRentalsRealEstate.com

Specializing in Property Management

1402-C 7th StreetMarysville, WA 98270

EVERETT Spacious open concept w/kitchen, dining, living, gasfireplace, off ice/den andpowder room bath on mainlevel. Kitchen w/ eating area,walk-in pantry, newer appli-ances and new compositesink. Upper level w/ openlanding, 4 spacious BD. 2 cargarage. $389,950

For more photos/info, Text P782168 to 85377

MARYSVILLE Low bank waterfront! Multi-level custom home w/ viewsof mountains water & sun-sets. Master on main floor.Upstairs 2 BD + bonus rm.Wood burning stove,propane fireplace, and boilerheat systems. 2nd parcel w/garage + workshop. Privateboat launch! $668,000

For more photos/info, Text P836524 to 85377

10201.24.7 Cherie_0100 10/9/2015 1:21 PM Page 1

2014 AWARD OF EXCELLENCE

10201.24.7 COPAC 10/9/2015 1:11 PM Page 1

14901.24.7 SummerSun_0100 10/9/2015 1:40 PM Page 1

FIRETRAIL3 BD, 2 BA, Over 1492 SF, Built in2009, .46 Acres, Gourmet Kitchen

Ad#835546

.95 ACRES3 BD, 1 BA, 1442 SF, Large Rambler,Some Updates, 4-Car Garage/Shop

Ad#767949

HISTORIC SNOHOMISH3 BD, 2.5 BA, 1777 SF, Main FloorHardwoods, Gourmet Kitchen

Ad#848062

NEWER HOME4 BD, 2.5 BA, 1 Acre, 2 Fireplaces,Granite Counters, SS Appliances

Ad#822202

GRANT MONEY BUYER CLASS

FREE Grant MoneyTowards Down Payment

425-876-4663

NORTH MARYSVILLE3 BD, 2 BA, Huge Fenced Backyard w/3 Decks, Family Rm, Master Suite

Ad#852323

JEFFERSON BEACH3 BD, 2 BA, OVER 1819 SF, .6 PrivateAcres, 2-Car Garage, Woodstove

Ad#804491

Call Today

and Ask for Your

FREEHUD Photo List!

(877) 736-8036Or go to

www.mygovphotolist.comWELL MAINTAINED

3 BD 2 BA, Family Room w/Fireplace,Covered Deck, RV Parking, Shop/Shed

Ad#833696

Great HUD Homes$$ Save Thousands $$

HUD Homes Specialist Michael Killmer

(877) 736-8036 [email protected]

To see more info, text the T Code to 85377

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Text P813846 to 85377 Text P680364 to 85377 Text P833862 to 85377

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MARYSVILLE

MARYSVILLEKINGSTON

SNOHOMISH

SNOHOMISHTULALIP LYNNWOOD

14901.24.7 MikeKillmer_1202 10/9/2015 1:54 PM Page 1

14901.24.7 C21 10/9/2015 1:20 PM Page 1

ctÅ _xtÅxÜ(360) 631-7518 leamerpam@ gmail.com

ctÅ _xtÅxÜ(360) 631-7518 leamerpam@ gmail.com

RE/MAX GATEWAY914 15th St.

Anacortes WA 98221

LOTS FROM $84,500 TO $140,000 Nookachamp Hills, minutes from I-5,shopping, theatres and restaurants.Water sports, walking trails & golf near.Utilities incl. Skagit PUD water at lots.

Text P757338 to 85377

LUXURY APPOINTMENTS & valleyviews! 3 BD, 3.5 BA, 2343 SF condo.Hardwood floors, slab granite. Masterbedrooms on main & lower level. Recroom + 2 BD & BA on lower level.

Text P813836 to 85377

$339,000

BUILD

HERE

NEW CONSTRUCTION! 3 BD, 3.5 BA,2417 SF w/ spacious kitchen & eatingbar. Hardwood floors, slab granite, tilefinishes. Gorgeous master suites onmain & lower level. Two gas fireplaces.

Text P813835 to 85377

100 FEET OF SIMILK BAY WATERFRONTConcrete bulkhead & boat ramp! Fabulous view of MountBaker and beautiful bay. Grow your own oysters! Qualitycraftsmanship with too many luxurious amenities to list.

To see more photos, Text P813837 to 85377

1.93 acres &3500 SF shop

$1,299

,000

$369,000

NICE 4 BD, 2 BA w/ spacious, fenced backyard for outdooractivities. French doors off dining area to a large deck whichis ideal for BBQ's or entertaining. Newer 30 year compositionroof & Hardiplank siding. Oak cabinets in the kitchen withstainless finish dishwasher & stove. Easy care laminate floor-ing in the living & dining areas. Walking distance to allschools. Minutes to shopping and I-5. $272,950

For more photos & info, Text P834635 to 85377

Robin Hammond MS, GRI, ASP (425) 343-2584 [email protected]

Windermere Real Estate / JS

STANWOOD

GORGEOUS VIEW PROPERTY

5.5 Acres in private,gated community ofPinnacle Ridge. This isexceptionally beautiful,buildable acreage withviews of the CascadeMountain Range and Mt.Pilchuck. Build your

dream home amidst all this beauty. Definitely equestrian pos-sibilities. Wildlife abounds! Public water is already on theproperty. Corners are flagged. Home plans are available. Somany possibilities. $159,950For more photos and information, Text T1121049 to 85377.

]âwç f~Éã (206) [email protected] John L. Scott/Lake Stevens

14901.24.7 Quarters_9300.QXT 10/9/2015 1:39 PM Page 1

Keller Williams NW RE, LLCHUD HOMESHUD HOMES

Do You Knowthe Current Market Value of your home?

If you are interested in selling, Please call for aComplimentary Value Update of your home.

425-239-1184

Text any “P Code” to 85377 for Instant Viewing on your Phone

AMAZING KITCHEN!Nice white cabinets keepthe space bright & open feelwith pass through to diningarea. Rec room w/ woodburning fireplace & lg deck.Spacious garage w/ roomfor storage, cars & workbench. Newer roof.

MARYSVILLE - Text P820902 to 85377PRICE REDUCED HUD Condo in Marysville.Condo w/ 2 Master BD w/private full BA. Largest roomhas double closet & privatebalcony. Open living area &French doors to patio & nicegrassy area. FHA Case#561-925943. Sold As Is.

MARYSVILLE - Text P130043 to 85377

*What is a HUD Home?*Where can you find HUD homes

for sale?*How much do you qualify for and

what will your monthly payments be?*How to make an offer on a HUD

home, and More.For More Information or to Register

Call 425-239-1184

WASHINGTON HUD HOMEBUYING SEMINARTIPS & SECRETS

Great for 1st Time Home Buyers or Investors. Limited Seating.

6120 Grove, Marysville LibraryNovember 3, 2015 6-8 PM

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FRESHLY PAINTEDNew carpets. Kitchen w/slab granite & stainless steelappliances. Upstairs has 3BD + 4th downstairs w/ fam-ily room, laundry area withspace for office, and accessto a lower level deck.Additional upper deck.

MARYSVILLE - Text P809730 to 85377

Terrific Values - Save ThousandsTerrific Values - Save Thousands

How to buy aHUD-owned

home

DEAL OF THE MONTH

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DOUG WILLIAMSABR, ABRM, CRS, EPRO, [email protected]

425-418-9542NORTHWEST REALTORS

GOLD BAR Terrific level lot w/ riveraccess & mt views. Power & water onthe lot! Easy to build! Great Price!Hiking, skiing, biking, swimming.

$69,950 Text T1585238 to 85377

3 BD SEPTIC INSTALLED

SNOHOMISH 1.32 ACRES Updatedkitchenw/ granite counters. Two decks.4 BD, 2.75 BA Basement w/ office, BD,exercise room & potential ADU.

$450,000 Text P198183 to 85377

MOUNTAIN & VALLEY VIEWS

EVERETT 1928 built 3 BD nearrestaurants, shopping,Everett Marina,Navy Homeport. Formal dining & eat-inkitchen. Unifnished basement.

$309,000 Text P276354 to 85377

CHARMING & CLASSIC

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425-328-67981802 Pacific Ave.Everett WA 98201

NMLS ID 114563Sr. Loan Originator

[email protected]

www.JenieJones.com

Jenie Jones

Ask me about Down Payment Assistance Programs

and Tax Breaks for first time homebuyers 425-328-6798

LeaderOne Financial Corporation 11020 King Street, Suite 390; Overland Park, KS 66210, NMLS ID #12007. You may view our license information on the Nationwide Mortgage LicensingSystem (NMLS) at www.nmlsconsumeraccess.org. LeaderOne Financial Corporation is licensed with the Washington Department of Financial Institutions, License No. CL-12007, BranchLicense No. CL-266464.

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Signs You’re Ready to List Your Home

ShouldI sell?

Yes

No

After years of housing recovery, we are con-tinuing to experience a shortage of inventory among homes for sale in today’s real estate market. Fortunately for you, it’s a total seller’s market right now. According to the National Association of REALTORS®, there was a recent 6.1 percent increase of existing-home sales. This is the highest annual rate since September of 2013. Here are 5 signs it’s time to sell your home.

You’re running out of living space. If you’re getting frustrated because you are feeling overcrowded in your home, or if you don’t have enough space for guests to sleep, then you may be ready to sell. Maybe your kids are outgrowing their rooms (literally) or you’re thinking about adding to your family. These are all signs that it’s about that time.

You’re not emotionally attached to your home anymore. As you start going through the selling process, things will be a lot more difficult for you and your REALTOR® if you still have some sort of emotional attachment to your home. Being this attached decreases the likelihood that you’ll even want to listen to the real estate agent’s advice. In order to sell, you need to be able to view your house as a product.

You can afford it. This is one of most significant factors when it comes to selling your home and moving somewhere else. Are you financially ready to make the leap? Review all costs and expenses related to selling, including moving costs, as well as the down payment and closing costs on your new home.

Your equity is a force to be reckoned with. Ever since the housing market crashed, homeowners now have a tendency to be skeptical about putting their home on the market to sell. Thankfully, real estate has come back in full force. Increasing numbers of homeowners are getting their positive equity back and negative equity rates are at their lowest since 2012. Now is the perfect time to see where your equity stands. Do some research and have your home reappraised.

You are ready to make your decision. Making the decision to sell your home can be difficult, but you don’t have to do it alone. By partnering with a trustworthy real estate professional, you’ll get expert advice that will make the selling process a breeze. By considering all factors and working closely with a pro, you’ll be able to decide what is best for you and your family.

So, the choice is yours. Are you ready to list your home?

Do you ever find yourself going back and forth about whether or not to sell your home? ¬As you contemplate your decision, there are many factors to consider, including the current state of the real estate market as well as your lifestyle, and financial situation.

Home Office Design with Productivity in Mind

It’s a common piece of advice from effective home-based workers that you should start each day as if you were going to work in an office outside your home. (Translation: take a shower and don’t work in your pajamas.) The philosophy behind this tidbit is easy to understand.

The same axiom can apply to your home office. Is it tucked in a dark corner of the spare bedroom? Is your desk beside a bed covered in old toys? Is your filing cabinet stuffed in the closet under clothes? If your home office doesn’t feel professional and uplifting, how productive, and happy can you be spending eight or more hours a day there?

Decorating your home office isn’t an art, but following some basic principles of office design, can help create an organized, effective and productivity-enhancing space.

“You are stuck in your office – albeit at home – all day, working and slaving away, staring at the same wall, and some bland office furniture you got at a garage sale,” writes Herman Chan in Home Business Magazine. “Spending all those hours in the same spot, it would behoove you to splurge on one luxury piece.” Chan suggests an inspiring piece of furniture, but you can also create a luxe effect – with only a modest “splurge” – by decorating with lighting elements such as a skylight.

Add a solar-powered fresh air skylight and an energy-efficient solar-powered blind to your home office and the products, as well as the installation, can be eligible for a 30 percent federal tax credit as a green home improvement.

If your home office happens to be located in a renovated attic space, roof windows, which are very much like skylights but are in-reach, can offer natural light, and fresh air plus access to the roof for debris removal, maintenance or for emergency access.

Luxuriate in light.

Home Office Design with Productivity in Mind

Working from home offers many advantages, including the opportunity to decorate your home office the way you want. By following some basic steps and incorporating your own personality, you can create a home office where you’ll be productive and happy throughout the workday.

Even if your home office will be in the guest room that you just painted last year, it may be a good idea to repaint. Not only does a fresh coat of paint make a room feel energized and new, repainting gives you the opportunity to put a color on the wall that’s office-appropriate.

In an interview by Chris Bailey of the blog “A Life of Productivity,” color psychologist and author Angela Wright suggests that your home office color scheme needs to match the type of work you do because different colors create different effects. For example, Wright says, blue might be stimulating if you do a lot of mental work in your home office. Additionally, yellow could encour-age creativity, and green might be soothing if your work is particularly stressful, and balance is important.

If your idea of home office storage includes the cardboard boxes you used to transport files from the last job you had outside your home, it’s time to revisit your organizational plan. A cluttered, disorganized home office can cause you to misplace important documents and can make you feel overwhelmed.

As more people have begun working from home, office furniture manufacturers have branched out from the sterile-looking metal storage units ubiquitous in workplaces across the country. Today, it’s easy to find attractive storage options that fit with virtually any home office decor.

If you just can’t find a file cabinet that speaks to your soul, why not try some alternative storage options? Move that beautiful sideboard you inherited from grandma – that just never fit anywhere else in your house – into your home office and use it for filing. Not in love with any of the desk options available at your local office store? Hit an antique shop and find an antique desk or even a dining table that you adore. Remember to keep furnishings and storage solutions size-appropriate for the room so your home office doesn’t feel crowded.

Choose a wall color that facilitates focus.

Organize with attractive storage.

Function over Fuss: Empty Nesters Want Low- Maintenance Yards

Create no mow zonesThe lawn is often a yard’s highest mainte-nance feature. One simple way to reduce lawn maintenance is to strategically stop mowing certain parts of the yard, while continuing to maintain more desirable areas.

Delineate the divide between mowed lawn and wilder spaces with a strategically placed stone wall or wooden fence. Adding clusters of ornamental grasses or shrubs along the new lawn’s edge also works to soften the border transition.

For a bit of fun, sow some un-mown areas with wildflower seeds. Add green trails for impromptu strolls or walks by cutting a circular path through the no-mow zone. Post birdhouses or feeders along the route for bird watching.

Swap some turf for landscape bedsFreestanding landscape islands of trees, shrubs, bulbs, and perennials are appealing low-maintenance features that can reduce lawn area. Landscape beds are also a solution for difficult to maintain stretches like steep slopes, rough terrain, and curbside strips.

Switch to lawn care “lite”With less lawn, why hang on to oversized lawn care equipment? Today, there are new compact choices scaled to yards under 1/4 acre including cordless electric mulching mowers, battery-powered edgers, and programmable directional lawn sprinklers.

Deck the yard for fun and follyConverting open spaces to outdoor entertaining areas is another way to reduce yard maintenance. Paved patios and decks make perfect places to sit, barbecue, dine, or simply enjoy being outdoors. New composite decking, bricks and paving stones are definitely low upkeep installations. Other ideas include fire pits, outdoor fireplaces, gravel paths, and terraces.

Uncontained enthusiasm for containersDownsizing elaborate garden beds is another area to explore. A booming trend among boomers, container plantings add accent color and seasonal drama to decks, patios, paths, and other outdoor spaces. For lower maintenance, choose fewer but bigger pots. Just a few large containers of colorful plants will have a major impact. They also retain soil moisture better than smaller pots and need watering less often.

One of the first questions new empty nesters face is: what do we do with the nest? Some are eager to downsize and sell, while others choose to stay put.

No matter the decision, the property is likely due for a makeover aimed at making routine upkeep more manageable. One of the key areas to tackle is the yard and garden.

Here are tips for transforming a yard’s maintenance-hungry features into alternatives that offer fun and functionality without the fuss.

Life in an empty nest can be a time of rediscovery. Reducing lawn and garden upkeep is one way boomers can free up time for other more entertaining pursuits!

Janice Seth Call me today for a FREE Market Analysis of your home or property!


Janice Seth

5 Great Locations to Serve you From:BBEELLLLEEVVUUEE MMAARRYYSSVVIILLLLEE BBOOTTHHEELLLL EEVVEERREETTTT NNOORRTTHHGGAATTEE

GORGEOUS 4BD, 3.5 BA, 5000+ SFon 1.21 acres. 2-storyentry w/ Juliet balcony,study w/ wood wainscot-ing, 8’ french doors.Gourmet kitchen w/Bertazzoni Italia doubleoven, 8x5 Calcutta mar-ble isl. 4 car garage, RVpkg, Guesthouse. Cov’ddeck w/ FP, BBQ Stub.Snohomish $1,425,000

POSSESSION BAYBeautifully appointed 3BD, 2 BA open conceptrambler w/ vaulted ceil-ings & skylights.Traditional kitchen w/eating nook. HugeMaster w/ 5 piece ensuite bath & walk-in clos-et. Manicured landscapew/ drip irrigation system.Unfinished basement.Mukilteo $449,000

GORGEOUS REMODELBrand new kitchen w/custom cabinets & slabgranite. New wood floors.Updated wiring &plumbing, new windows,and new carpet & paint.Master suite w/ heatedfloors in BA. Lg garage +detached 160 SFstudio/workshop. Hugelevel & fenced yard.Everett $279,950

OVER 12 ACRESRiparian parcel, creek,zoned 17.03.075, possi-ble short-plat for twodwellings per acre. Twosides w/ road frontage.Great investment forhome builder, equestrianestate. Two outbuildingson site, one w/ electricity.Close to Cameloch GolfCourse and shopping.Camano Isl $245,000

Text P312686 to 85377

Text P782436 to 85377 Text P312687 to 85377

Text P782436 to 85377

JON RUDOLPHManaging Broker425-348-8522www.JonRudolph.com

GREAT FIXERTons of potential!Downtown SnohomishCommercially zoned8040 SF lot. Bringyour paint brush,broom & imagination!For more photos & information, Text P321166 to 85377

HOME & SHOP3 BD, 1.75 BA on 6.54acres. Vaulted ceil-ings, lg island kitchen,big deck. 30x48 shopw/ 220 power. Levellot. Buyer bonus!For more photos & information, Text P835669 to 85377

$347,500

I H a v e B u y e r s L o o k i n g F o r :1 . S n o h om i s h o r Mon r o e R amb l e r w / 1 2 0 0+ SF & a t l e a s t 1 / 2 a c r e2 . C o n t r a c t o r l o o k i n g f o r f i x e r h om e . S n o h om i s h C o . C a s h B u y e r .

Ca l l A g e n t D i r e c t a t : 4 2 5 - 3 4 8 - 8 5 2 2 .

HOMESWANTED

DAN HALLBroker

[email protected]

Homes • Lives • Dreams

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Windermere Real Estate/JS • 801 State Ave. • Marysville, WA 98270 • Office: (360) 653-2509

[email protected]

(877) 254-3003

NATALEE KNOWS HOW TO SELL HOMES, CALL HER TODAY TO LIST YOURSNATALEE KNOWS HOW TO SELL HOMES, CALL HER TODAY TO LIST YOURS

Windermere Real Estate/JS

NTNatalee Thurston

LOCATION~LOCATION~LOCATION St.Mortiz at Mill Creek located nextto the Mill Creek Country Club. Quiet & secure 2 bedrooms +office/den/guest room, 2 full baths, master bedroom with walk-in closet,vanity area and full bath. Large windows & balcony overlook a lush NWgreenbelt of trees. Kitchen is the perfect size for this easy lifestyle.

For more photos, Text P326090 to 85377

SOLDSOLDLAKE STEVENS

These are a few of thehomes that I have SOLDin the last 6 months and Ican sell yours too!

All you need to do is call: 425-343-5225

SOLDSOLDMOUNT VERNON

SOLDSOLDMONROE

SOLDSOLDSNOHOMISH

SOLDSOLDSNOHOMISH

SOLDSOLDSNOHOMISH

SOLDSOLDLAKE STEVENS

SOLDSOLDSEATTLE

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Amy TrimMortgage Banker

NMLS #183983


www.eaglehomemortgage.com/amytrim

14901.24.7 EagleMort_AmyTrim 10/9/2015 4:09 PM Page 1

Auto * Boat * RV * Motorcycle Home * Rental * Business

Flood * Umbrellas

Victor Kloch (clock)Direct: (425) 212-3533

Fax: (866) [email protected]

Visit my website www.JenniferMcGuire.com and SEARCH allproperties for sale, or read my satisfied Client testimonials.

Jennifer McGuire HenshawMLS, CRS Member, ABR, ASP, CDPE, SCCAR.

RE/MAX Hall of Fame

Cell: (206) [email protected]

Choose Experience, Knowledge and a Broker you Trust!

Nor thwest

JUST LISTED!Updated 3 BD, 2.5 BA w/ 2 Car garage.Kitchen w/ stainless steel appliances &breakfast bar. Downstairs office/livingarea or use for formal dining. Brand newcarpet and paint throughout. Faux woodblinds, and W/D included. Convenientlocation in Smokey Point near shopping,Costco, Target, restaurants & greataccess to I-5. Lakewood Schools.Includes free One Year Home Warranty.

For more photos & information, Text P205031 to 85377

I am dedicated to providing the finest service available, while keeping up to date on the currentmarket trends. I have great knowledge of the greater Seattle area and have sold predominatelyin King and Snohomish county. With the real estate industry becoming more sophisticated andchallenging every day, you need a professional broker who understands the industry and themarket, and who will take the time to stay ahead of the game.

$379,9

50ONE OF THE BEST!Amazing opportunity toown one of the besttownhouses in theCrossings. Open greatrm floor plan w/ gor-geous hardwood floors.Chef's kitchen w/ largeisland, tile counter tops &rich cabinets. Familyroom has cozy gas FP &overlooks the Trex deckpatio & backyard.Upstairs open loft area.Back yard perfect for out-door BBQ's or yearround fun. Great accessto I-5. 1-yr HM warranty.Text P143662 to 85377

EXCELLENT LOCATION & GREAT COMMUNITY3 BD, 1.75 BA w/ large kitchen w/ eat-in area, formal diningroom, living room. Downstairs offers family room, bonus room,laundry area & access to large fully fenced yard. Spacious lot isperfect for outdoor BBQs or gardening. New roof in 2014, effi-cient gas forced air, hardwood floors. Tons of storage!

For more photos & information, Text P753728 to 85377

SOLDSOLDSOLDSOLD$26

4,950

$244,9

50

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www.williamsbrokers.com

WILLIAMS REAL ESTATE BROKERSCall for more information(877) 265-9697

WARM & INVITING 2338 SF, 3 BD, 2 BA near Hilton Lake onshy 1/3 acre lot on a quiet cul-de-sac. Hardwood floors, largekitchen with eating space & breakfast bar with S/S appliancesand beautiful tile work. Expansive living area w/ fire place andhuge picture windows for lots of light. The rec rm is large with awood fireplace and bar area. Huge Deck off of Kitchen is perfectfor evening dining. R812

For more information, Text P784502 to 85377

14901.24.7 WilliamsRE_0100 10/9/2015 1:45 PM Page 1

Michelle TorsetListing Specialist360-333-3959888-643-4112

www.TheTorsetTeam.comWESTERN REALTY

SOUND VIEWS!MIles of beach just down thetrail! Beautiful upgradedremodeled 5 BD, 2498 SF

w/ expansive view deck. Basement plumbed for pos-sible MIL. New appliances, furnace, flooring, carpets& more. Great Mukilteo Schools. $489,900 For more photos & info, Text P687333 to 85377

The perfect time to LIST your home FOR SALE! BUYERS are looking so don't miss your best OPPORTUNITY.

The Torset Team

Certified ResidentialSpecialist

2014 AWARD OF EXCELLENCE WINNER

A team of services providing quality careBuyer Specialist•Listing Specialist•Full time help line 425-789-6270•Full service REALTOR office•

Call for more info on our next Home Buyer Happy Hour Event!Learn about the 6 down payment assistance ($0 down) programs we have!

“Michelle Torset scoredin the top 7% for clientsatisfaction out ofapproximately 25,000+realtors that arelicensed in the greaterSeattle area.”

-Seattle Magazine

MUKILTEO

WELL MAINTAINED New 36x20 shop! 3 BD, 1.5 BA w/ bright& cheery interior. Nice layout w/ large living area. Freshlypainted, new furnace in 2013, very large deck out back torelax and enjoy with fire pit. RV parking & 5 covered areas topark. Nice yard. $240,000 Text P102727 to 85377

LOOKING TO BUY A HOME? You want an agent that has the time & expertise in finding

properties that fit your budget and your wish list.aSearch tools at www.TheTorsetTeam.com

Easily search for: aBANK OWNED LISTINGS; aFREE Access to the NWMLS with updated information 24/7; aAvailable to tour homes on your schedule!

Rick VannoyBuyer’s Specialist425-344-2971

LaDon TorsetBuyer’s Specialist206-786-8021

Ben ColeBuyer’s Specialist360-540-4834

Washington - NMLS#6606. © New American Funding.New American and New American Funding are registeredtrademarks of Broker Solutions, DBA New AmericanFunding. All Rights Reserved. 05/2015 800.450.2010

HOME W/ GUEST SUITE & HUGE SHOP on 4.3 acres. 3000SF Shop of your Dreams! 5 roll-up doors with office. 1100 SFMIL suite plus separate artesian well. Main home w/ 3 BD, 2.5BA, new furnace, 50 yr roof, new deck. Lovely acreage w/ gar-dens, pond & stream! $715,000 Text T100942 to 85377

SNOHOMISHMOUNT VERNON

Dan KellerMortgage AdvisorMLO # 115349Direct: (425) 350-7136As seen on FOX Businesswww.TheDanKellerGroup.com

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