2007 - fina 101 - principles of money, banking and credit-3

Colegio de San Juan de LetranIntramuros, Manila

College of Business Administration and AccountancyFinancial Management Area

First Semester, School Year 2007-2008

I. Course Code : FINA 101

II. Course Title : PRINCIPLES OF MONEY, BANKING AND CREDIT

III. Course Credit : 3 UNITS

IV. Course Description :This course is designed to discuss the basic principles and concepts, policies and programs of money, credit and banking. It also covers the role and functions of the financial institutions, the importance of the financial intermediaries as the key planner towards the development of economy.

V. Course Rationale :The subject creates awareness on the significance of money, credit and banking in the Philippine Monetary and Financial system. Likewise, it explains the role of money, credit and banking in the economic growth and development of the country.

VI. Course Objectives :A. General Objective :

At the end of the course, the students are expected to have gained knowledge and understanding about the basic principles, concepts and policies of money, credit and banking and financial markets.

B. Specific Objectives : Specifically, the students must be able to: 1. Cognitive :

Explain the core concepts, principles and policies of money, credit and banking. Cite the significance of money, credit and banking in the Philippine business activities.

2. Affective :

Describe the development of money, credit and banking and the activities of the country's financial system. Display appreciation of the government activities in building the nation's financial system.

3. Psychomotor :Mimic banking roles and activities in class.

VII. Course Outline

Topic Objectives Subject Matter ValuesIntegrated

TeachingMethod

InstructionalMaterials

Evaluation TimeFrame

ExpectedOutput

Enumerate the kinds and functions of money..

Explain mo9netary standards, theories and laws.

I. Philippine Money a. Money b. Functions and Importance of Money c. Characteristics of Good money d. Coinage e. Commodity , Metallic, Paper and Coins Money f. Classifications of Money g. Legal Tender and Currency2. The Monetary Standards and Systems3. Characteristics of Philippine Currency4. The Philippine Numismatic History5. The Monetary theories and laws regarding our currency6. The Exchange Rates7. Government Debts

Awareness

Honesty

Accountability

Flexibility

NationalismConservation of resources

Diligence

Lecture/ Discussion Film showing/ Assignment Tour to BSP Museum (the Philippine Casa de Moneda) or the Philippine Mint

Whiteboard Marker Power pointPresentation Multimedia Tools

Recitation Quiz Written/oral report Seatwork Projects

1st - 4th Week

Enumerated the kinds and functions of money..

Explained monetary standards, theories and laws.

Enumerate the core concepts and. classifications of credit.

Differentiate the sourcesand bases of credit.

8. Philippine Credit Systems a. Credit b. Foundation and "C"'s of Credit c. Characteristics and Uses of Credit d. Sources and Bases of Credit

Trust and confidence

Efficiency

Lecture/ Discussion

Power point presentation Whiteboard Marker

Recitation Quizzes Written/oral report

5th week Enumerated the core concepts and. classifications of credit.

Differentiated the sources and bases of credit.

Relate the necessary instruments used in credit transactions

9.Credit Instruments a. Classifications and uses b. Endorsement c. Types of Bank Deposits

Accuracy Lecture/ Discussion Exhibits of Credit Instruments Discovery

Power point presentation Exhibits materials

Recitation Quizzes Written/oral

6th-7th week

Related the necessary instruments used in credit transactions

Point out the basic requirements of an effective financial system

10. Basic Requirement of an Effective financial system

Compliance Lecture/ Discussion

Power point Presentation

Recitation Quizzes Assignments Seatwork Projects

8th week Pointed out the basic requirements of an effective financial system

MIDTERM EXAMINATION

9th week

Explain credit risk and its management

11. Managing Credit Risk a. The Unpaid Seller, Rights and

Analytical thinking Realism

Lecture/ Discussion


Recitation Quizzes Assignments

10th week

Explained credit risk and its management

Remedies b. Contract of Loan c. Interest Payment d. Pledge and Mortgage e. Credit Insurance

Describe the Philippine Money and Bond Market

12. The Philippine Money and Bond Market

Creativity and Flexibility

Lecture/ Discussion


Recitation Quizzes Assignments Seatwork

11th week

Described the Philippine Money and Bond Market

Enumerate Philippine laws governing credit

13. Philippine laws governing credit

Objectivity Lecture/ Discussion


Recitation Quizzes Assignments Seatwork

12th week

Enumerated Philippine laws governing credit

Illustrate the Philippine Financial Systems/ its regulations, the Monetary Board,

Relate the history of banking.

Discuss the banking theories

14. The Philippine Financial Systems

15. History of Philippine Banking

16. Banking Theory

Confidence and Trust

Nationalism Perseverance

Efficiency

Lecture/Discussion Actual financial institutions visit,

Interview with some key persons regarding financial services


Exposure trip or tour


13th week

Illustrated the Philippine Financial Systems/ its regulations, the Monetary Board,

Related the history of banking.

Discussed the banking theories

COMMUNITY SERVICES INTEGRATION: Explore

17. Functions of Banks Creativity and Flexibility

Lecture/ Discussion


Recitation Quizzes Reaction

14th week

Explored the possibilities of procuring funds

the possibilities of procuring funds for business in the community through the different functions of bank.

paper Seatwork Projects

for business in the community through the different functions of bank

Distinguish the New from the Old Central Bank

State the policies and instruments of monetary control by the Monetary Board .

18. Bangko Sentral ng Pilipinas a. Old and New Central bank b. Monetary Board and Policies c. Quantitative Instruments of Monetary control d. Qualitative Instruments of Monetary control

Conservation of resources

Lecture/ Discussion



15th week

Distinguished the New from the Old Central Bank.

Stated the policies and instruments of monetary control by the Monetary Board

Compare private and public banking from private and public non-

19. Depository Institutions, Classifications and

Value of service

Lecture/ Discussion


Recitation Quizzes Assignments

16th-17th week

Compared private and public banking from

banking institutions according to: a) services/functions b) capitalization c) objectives d) laws and policies

services offering 20. Non-depository Institutions, Classifications and services offering 21. Government banking Institutions a. Microfinance b. Thrift Banks c. Rural Banks 22. Other Financial Institutions, Classifications and services offering 23. Laws on : a. Secrecy on Bank Deposits b. Foreign Currency Act of the Philippines c.Philippine Deposit Insurance Act

Efficiency

DiligenceHonesty

Social Responsibility

Seatwork Projects

private and public non-banking institutions according to: a) services/ functions b) capitalization c) objectives d) laws and policies

FINAL EXAMINATION 18th week

VIII.

Grading System :

Midterm Grade: Pre-final Grade:Class Standing - 30% Class Standing - 30%Quizzes - 30% Quizzes - 30%Mid-term Exams - 40% Mid-term Exams - 40%

100% 100%

Final Grade = (Mid-term Grade + Pre-Final Grade) / 2

IX. References:Main References: Alminar-Mutya, Ruby F. (2003). Introduction to Philippine Money,Credit and Banking. Pasig City: Capitol Publishing House, Inc.

Other References: Gittman, Lawrence J. (2001). Introduction to finance. Boston: Addison/Wesley.Laman, Rosemarie B. and Laman, Vincent Patrick B. (2003). Money, credit and banking The Basics, 5th ed. Manila: Conanan Educational SystemsMiranda, Gregorio (2002). Essentials of money, credit and banking. Laguna, Philippines: L and G Publishers.Nolledo, Jose N. (1998) Banking laws of the Philippines . Manila: National Book Store.Pagoso, Cristobal M. and Dela Cruz, Manuel M. (2002). Principles of money, banking and credit. Parañaque, Metro Manila: Nelson Publication.Thomas, Llloyd B. (2000). Money, banking and financial markets. New Jersey: Prentice Hall.

Periodicals , Websites Bangko Sentral ng Pilipinas . Primer on BSP # 81 Guide Notes Microsoft Encarta EncylopediaBSP. Annual Report , and Bulletin www.dlsu.edu www.hbu.eduwww.yahoo.com Search: Phil Money, Credit and Banking http://www.finex.com Financial Bulletin

CD - ROM: Business, Economics and Finance

2007 - fina 101 - principles of money, banking and credit-3

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