Colegio de San Juan de LetranIntramuros, Manila
College of Business Administration and AccountancyFinancial Management Area
First Semester, School Year 2007-2008
I. Course Code : FINA 101
II. Course Title : PRINCIPLES OF MONEY, BANKING AND CREDIT
III. Course Credit : 3 UNITS
IV. Course Description :This course is designed to discuss the basic principles and concepts, policies and programs of money, credit and banking. It also covers the role and functions of the financial institutions, the importance of the financial intermediaries as the key planner towards the development of economy.
V. Course Rationale :The subject creates awareness on the significance of money, credit and banking in the Philippine Monetary and Financial system. Likewise, it explains the role of money, credit and banking in the economic growth and development of the country.
VI. Course Objectives :A. General Objective :
At the end of the course, the students are expected to have gained knowledge and understanding about the basic principles, concepts and policies of money, credit and banking and financial markets.
B. Specific Objectives : Specifically, the students must be able to: 1. Cognitive :
Explain the core concepts, principles and policies of money, credit and banking. Cite the significance of money, credit and banking in the Philippine business activities.
2. Affective :
Describe the development of money, credit and banking and the activities of the country's financial system. Display appreciation of the government activities in building the nation's financial system.
3. Psychomotor :Mimic banking roles and activities in class.
VII. Course Outline
Topic Objectives Subject Matter ValuesIntegrated
TeachingMethod
InstructionalMaterials
Evaluation TimeFrame
ExpectedOutput
Enumerate the kinds and functions of money..
Explain mo9netary standards, theories and laws.
I. Philippine Money a. Money b. Functions and Importance of Money c. Characteristics of Good money d. Coinage e. Commodity , Metallic, Paper and Coins Money f. Classifications of Money g. Legal Tender and Currency2. The Monetary Standards and Systems3. Characteristics of Philippine Currency4. The Philippine Numismatic History5. The Monetary theories and laws regarding our currency6. The Exchange Rates7. Government Debts
Awareness
Honesty
Accountability
Flexibility
NationalismConservation of resources
Diligence
Lecture/ Discussion Film showing/ Assignment Tour to BSP Museum (the Philippine Casa de Moneda) or the Philippine Mint
Whiteboard Marker Power pointPresentation Multimedia Tools
Recitation Quiz Written/oral report Seatwork Projects
1st - 4th Week
Enumerated the kinds and functions of money..
Explained monetary standards, theories and laws.
Enumerate the core concepts and. classifications of credit.
Differentiate the sourcesand bases of credit.
8. Philippine Credit Systems a. Credit b. Foundation and "C"'s of Credit c. Characteristics and Uses of Credit d. Sources and Bases of Credit
Trust and confidence
Efficiency
Lecture/ Discussion
Power point presentation Whiteboard Marker
Recitation Quizzes Written/oral report
5th week Enumerated the core concepts and. classifications of credit.
Differentiated the sources and bases of credit.
Relate the necessary instruments used in credit transactions
9.Credit Instruments a. Classifications and uses b. Endorsement c. Types of Bank Deposits
Accuracy Lecture/ Discussion Exhibits of Credit Instruments Discovery
Power point presentation Exhibits materials
Recitation Quizzes Written/oral
6th-7th week
Related the necessary instruments used in credit transactions
Point out the basic requirements of an effective financial system
10. Basic Requirement of an Effective financial system
Compliance Lecture/ Discussion
Power point Presentation
Recitation Quizzes Assignments Seatwork Projects
8th week Pointed out the basic requirements of an effective financial system
MIDTERM EXAMINATION
9th week
Explain credit risk and its management
11. Managing Credit Risk a. The Unpaid Seller, Rights and
Analytical thinking Realism
Lecture/ Discussion
Power point Presentation
Recitation Quizzes Assignments
10th week
Explained credit risk and its management
Remedies b. Contract of Loan c. Interest Payment d. Pledge and Mortgage e. Credit Insurance
Describe the Philippine Money and Bond Market
12. The Philippine Money and Bond Market
Creativity and Flexibility
Lecture/ Discussion
Power point Presentation
Recitation Quizzes Assignments Seatwork
11th week
Described the Philippine Money and Bond Market
Enumerate Philippine laws governing credit
13. Philippine laws governing credit
Objectivity Lecture/ Discussion
Power point Presentation
Recitation Quizzes Assignments Seatwork
12th week
Enumerated Philippine laws governing credit
Illustrate the Philippine Financial Systems/ its regulations, the Monetary Board,
Relate the history of banking.
Discuss the banking theories
14. The Philippine Financial Systems
15. History of Philippine Banking
16. Banking Theory
Confidence and Trust
Nationalism Perseverance
Efficiency
Lecture/Discussion Actual financial institutions visit,
Interview with some key persons regarding financial services
Power point Presentation
Exposure trip or tour
Recitation Quizzes Assignments Seatwork Projects
13th week
Illustrated the Philippine Financial Systems/ its regulations, the Monetary Board,
Related the history of banking.
Discussed the banking theories
COMMUNITY SERVICES INTEGRATION: Explore
17. Functions of Banks Creativity and Flexibility
Lecture/ Discussion
Power point Presentation
Recitation Quizzes Reaction
14th week
Explored the possibilities of procuring funds
the possibilities of procuring funds for business in the community through the different functions of bank.
paper Seatwork Projects
for business in the community through the different functions of bank
Distinguish the New from the Old Central Bank
State the policies and instruments of monetary control by the Monetary Board .
18. Bangko Sentral ng Pilipinas a. Old and New Central bank b. Monetary Board and Policies c. Quantitative Instruments of Monetary control d. Qualitative Instruments of Monetary control
Conservation of resources
Lecture/ Discussion
Power point Presentation
Recitation Quizzes Assignments Seatwork Projects
15th week
Distinguished the New from the Old Central Bank.
Stated the policies and instruments of monetary control by the Monetary Board
Compare private and public banking from private and public non-
19. Depository Institutions, Classifications and
Value of service
Lecture/ Discussion
Power point Presentation
Recitation Quizzes Assignments
16th-17th week
Compared private and public banking from
banking institutions according to: a) services/functions b) capitalization c) objectives d) laws and policies
services offering 20. Non-depository Institutions, Classifications and services offering 21. Government banking Institutions a. Microfinance b. Thrift Banks c. Rural Banks 22. Other Financial Institutions, Classifications and services offering 23. Laws on : a. Secrecy on Bank Deposits b. Foreign Currency Act of the Philippines c.Philippine Deposit Insurance Act
Efficiency
DiligenceHonesty
Social Responsibility
Seatwork Projects
private and public non-banking institutions according to: a) services/ functions b) capitalization c) objectives d) laws and policies
FINAL EXAMINATION 18th week
VIII.
Grading System :
Midterm Grade: Pre-final Grade:Class Standing - 30% Class Standing - 30%Quizzes - 30% Quizzes - 30%Mid-term Exams - 40% Mid-term Exams - 40%
100% 100%
Final Grade = (Mid-term Grade + Pre-Final Grade) / 2
IX. References:Main References: Alminar-Mutya, Ruby F. (2003). Introduction to Philippine Money,Credit and Banking. Pasig City: Capitol Publishing House, Inc.
Other References: Gittman, Lawrence J. (2001). Introduction to finance. Boston: Addison/Wesley.Laman, Rosemarie B. and Laman, Vincent Patrick B. (2003). Money, credit and banking The Basics, 5th ed. Manila: Conanan Educational SystemsMiranda, Gregorio (2002). Essentials of money, credit and banking. Laguna, Philippines: L and G Publishers.Nolledo, Jose N. (1998) Banking laws of the Philippines . Manila: National Book Store.Pagoso, Cristobal M. and Dela Cruz, Manuel M. (2002). Principles of money, banking and credit. Parañaque, Metro Manila: Nelson Publication.Thomas, Llloyd B. (2000). Money, banking and financial markets. New Jersey: Prentice Hall.
Periodicals , Websites Bangko Sentral ng Pilipinas . Primer on BSP # 81 Guide Notes Microsoft Encarta EncylopediaBSP. Annual Report , and Bulletin www.dlsu.edu www.hbu.eduwww.yahoo.com Search: Phil Money, Credit and Banking http://www.finex.com Financial Bulletin
CD - ROM: Business, Economics and Finance