4 solutions for a lifetime

7/31/2019 4 Solutions for a Lifetime

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KEY INFORMATION MEMORANDUMThis Key Inormation Memorandum (KIM) sets orth the inormation, which a prospective investor ought to know beore investing. Forurther details o the scheme/Mutual Fund, due diligence certifcate by the AMC, Key Personnel, investors rights & services,risk actors, penalties & pending litigations etc. investors should, beore investment, reer to the Scheme Inormation

Document (SID) and Statement o Additional Inormation (SAI) available ree o cost at any o the UTI Financial Centres ordistributors or rom the website www.utim.com.

The Scheme particulars have been prepared in accordance with Securities and Exchange Board o India (Mutual Funds)Regulations 1996, as amended till date, and fled with Securities and Exchange Board o India (SEBI). The units being oeredor public subscription have not been approved or disapproved by SEBI, nor has SEBI certifed the accuracy or adequacy othis KIM.

UTI-Childrens Career Plan (UTI-CCP)(An open-end scheme)

Investment Objective/Asset Allocation Patterno UTI-Childrens CareerBalanced Plan

Funds collected under the Plan will be invested in equities, convertible and non convertible debentures/bonds o companies/corporates etc andother capital and money market instruments subject to the condition that

(i) not less than 60% o the unds will be invested in debt instruments o low to medium risk prole having a rating o A+ and above orequivalent at the time o investment and

(ii) not more than 40% o the unds in equities and equity related instruments. The risk prole o equity investments could be high.

Types o instruments Normal Allocation (% o Net Assets)

Equity and Equity Linked Instruments Minimum - 0% Maximum - 40%

Debt Securities Minimum - 60% Maximum -100%

Money Market Instruments No xed allocation will normally be made or investment in money marketinstruments like Call Deposits, Commercial Papers, Treasury Bills etc. Thesame may be kept to the minimum to meet the liquidity needs o the Plan.

Investment objective /Asset Allocation Pattern oUTI-CCP Advantage Fund

Types o instruments Normal Allocation (% o Net Assets)

Equity and Equity related Instruments Minimum - 70% Maximum - 100%

Debt & Money Market Instruments including securitised Debt* Minimum - 0% Maximum - 30%

* Investment in Securitised Debt will not normally exceed 20% o the net assets o the scheme.

Plans and Options UTI-Children's Career Balanced Plan

(i) Scholarship Option - scholarship is paid to the beneciaryater he/she attains the age o 18 years to meet the cost ohis/her education.

(ii) Growth Option

UTI-CCP Advantage Fund

(i) Growth Option

(ii) Dividend Option

(iii) Scholarship Option - scholarship is paid to the beneciary ater he/sheattains the age o 18 years to meet the cost o his/her education.

Facilities Oered Systematic Investment Plan (SIP), Systematic Transer Investment Plan (STRIP) and Systematic Withdrawal Plan (SWP) are available. DividendTranser Plan (DTP) is available under UTI-CCP Advantage Fund.

Eligible Investors Application or purchase o Units or the benet o a resident or a NRI child up to the age o 15 years (14 years and 364 days) may be made by:

(a) A resident/NRI individual not being a minor.

(b) A court-appointed guardian o a child.

(c) An eligible trust as dened under the scheme.

(d) A body corporate (except co-operative societies) including a company ormed under the Companies Act, 1956 and a bank.

Example: A child born on 01.09.1996 is o 14 years 364 days as on 31.08.2011.

Units can be held by the beneciary child and the alternate child on Joint or Anyone or Survivor basis.

In an event, the investment is made by any State Govt. or Central Govt. or on behal o any State/Central Govt. sponsored institution/s, thesettlement o the death claim o the beneciary shall be made in the name o concerned State Govt. or the Central Govt. or such institution inaccordance with the Agreement executed with such State Govt. or Central Govt. or such institution as applicable.

Unitholder under the twoPlans

(i) Scholarship option under the Balanced Plan and Advantage Fund The applicant as per the application orm shall only berecognised as the unitholder having any right, title to or interest in the units indicated in the statement o account.

(ii) Growth option under the Balanced Plan and Advantage Fund and Dividend option under Advantage Fund The benefciaryshall only be recognised by the UTI AMC as the unitholder having any right, title to or interest in the units indicated in the statement oaccount.

Alternate Child The applicant may, at the time o making the application or at any time during the period the beneciary is minor, make a declaration that inthe unortunate event o death o the beneciary beore he completes 18 years o age, another child not exceeding 15 years o age at thetime o making such a declaration be made entitled to all benets and rights o the original beneciary. In such cases in the event o death othe beneciary beore he/she completes 18 years o age, the surviving alternate child, will be considered as the only child mentioned in theapplication and hence become the beneciary.

Minimum ApplicationAmount

Purchase Additional Purchase

Minimum initial investment is`1,000/- and in multiples o`1/-. Subsequent minimum investment under a olio is`1,000/- and in multipleso`1/- thereater with no upper limit.

Benchmark Index UTI-Children's Career Balanced Plan UTI-CCP Advantage Fund

CRISIL Debt Hybrid (60:40) CRISIL Balanced Fund Index

Dividend Policy UTI-Children's Career Balanced Plan UTI-CCP Advantage Fund

While it is not the objective o the Plan to distribute dividend theTrustee may under appropriate circumstances consider makingdividend distribution. Dividend distribution, i made under thePlan, will be automatically reinvested in the Plan at the prevailingNAV on the date o such reinvestment.

Dividend distribution under the dividend option will be made subject toavailability o distributable surplus. Dividend will be reinvested upto 18years. Ater 18 years dividend will be paid out to the unitholder.


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Name o the Fund Manager Amandeep S Chopra (Debt Portolio) & Anoop Bhaskar (Equity Portolio) or UTI-Children Career Balanced Plan

Anoop Bhaskar or UTI-CCP Advantage Fund

Perormance o the schemeas on 31 March 2011

UTI-Childrens Career Balanced Plan*Compounded

Annualised ReturnsScheme Returns

(%)CRISIL Debt Hybrid

(60:40) (%)

Last 1 year 8.76 7.90

Last 3 years 8.94 8.28


Since Inception 11.70 NA

*Computed on compounded annualised basis

Past Perormance may or may not be sustained in uture

UTI-CCP Advantage Fund*Compounded

Annualised Returns

Scheme

Returns (%)

CRISIL Balanced

Fund Index (%)

Last 1 year 8.80 9.37

Last 3 years 12.86 8.13

Since Inception 11.50 5.88

*Computed on compounded annualised basis

Past Perormance may or may not be sustained in uture

Expenses o the Scheme

(i) Load StructureUTI-Childrens Career Balanced Plan UTI-CCP Advantage Fund

Entry Load: NilExit Load:

Period o Holding Exit Load(as % o NAV)

Less than 2 years 3%

Greater than or equal to 2 years & less than4 years

2%

Greater than or equal to 4 years & less than5 years

1%

Greater than or equal to 5 years Nil

Entry Load: NilExit Load:

Period o Holding Exit Load(as % o NAV)

Less than 1 year 4%

Greater than or equal to 1 years & less than 3years

3%

Greater than or equal to 3 years & less than 5years

1%

Greater than or equal to 5 years Nil

(ii) Recurring expenses First`100 crores o the average daily net assets - 2.25%

Next`300 crores o the average daily net assets - 2.00%


Balance - 1.50%

First`100 crores o the average daily net assets - 2.50%



Balance - 1.75%

Actual expenses or the previous nancial year: 01.04.10 to 31.03.11

i) UTI-Childrens Career Balanced Plan: 1.56%

ii) UTI-CCP Advantage Fund: 1.40%

Sharpe Ratio Period 01-04-2010 to 31-03-2011:

UTI-Childrens Career Balanced Plan: 0.604

UTI-CCP Advantage Fund: 0.253

Investment Strategy UTI-Childrens Career Balanced Plan UTI-CCP Advantage Fund

The scheme is positioned as a debt oriented balanced und witha long term investment horizon. Owing to its long term nature,emphasis will be on adjusting the asset allocation and the mixwithin an asset class depending on the prevailing market conditions.

This is a balanced und, with a higher weightage to equity and havinga long-term horizon. Equity Investments are made using a bottom-upapproach. The debt portolio is designed with the objective o providingstability o returns to the und.

Comparison with existingschemes

It is a debt oriented balanced und. This is a balanced und, with a higher weightage to equity.

Number o Folios andAUM as on 31st March2011

Number o Folios Assets Under

Management (AUM)

Number o Folios Assets Under

Management (AUM)15,08,620 `2817.06 Crore 24,169 `65.95 Crore


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UTI-Equity Tax Savings Plan (UTI-ETSP)(An open-end equity scheme)

Investment Objective The unds collected under the scheme shall be invested in equities, ully convertible debentures/bonds and warrants o companies. Investmentmay also be made in issues o partly convertible debentures/bonds including those issued on rights basis subject to the condition that, asar as possible, the non-convertible portion o the debentures/bonds so acquired or subscribed shall be disinvested within a period o twelve

months rom their acquisition.Asset Allocation Patterno the scheme

Types o Instruments Normal Allocation (% o Net Assets)


Debt Securities Nil

Money Market Instruments The scheme may hold upto 20% o its net assets in money market and otherliquid instruments to und the redemptions.

Options Growth Option and Dividend Option with payout and reinvestment acility.

Plans Systematic Investment Plan (SIP)/Micro SIP, Systematic Transer Investment Plan (STRIP) and Dividend Transer Plan (DTP) are available.

Eligible Investors An application or issue o units may be made by any resident or non-resident Indian as well as non-individuals as indicatedbelow:

Following categories o investors are qualifed or tax beneft under Section 80 C o Income Tax Act, 1961 :

(a) a resident adult individual either singly or with another individual on joint/either or survivor basis.

(b) a parent, step-parent or other lawul guardian on behal o a resident minor. Units can be held on Joint or Anyone or Survivor basis.

(c) a Hindu Undivided Family (HUF)

An application on behal o a HUF shall be made only by the Karta either singly or jointly with another adult male member. Where there isno major male member, an application by a emale member, as Manager will be accepted provided a declaration to that eect is attachedto the application.

(d) an Association o Persons (AOP) or a Body o Individuals (BOI) consisting, in either case, only o husband and wie governed by the systemo community o property in orce in the state o Goa and Union Territories o Dadra and Nagar Haveli and Daman and Diu.

Following additional categories o investors are allowed to invest in the scheme, but these investors will not qualiy or taxbeneft under Section 80C o Income Tax Act, 1961. Such investment will be subject to lock-in-period o three years rom thedate o acceptance.

(a) a NRI or person o Indian origin residing abroad either singly or jointly with another or upto two other individuals on joint/anyone orsurvivor basis.

(b) a parent, step-parent or other lawul guardian on behal o a NRI minor. Units can be held on Joint or Anyone or Survivor basis.

(c) a non-resident Hindu Undivided Family,

(d) a body corporate including a company ormed under the Companies Act, 1956 or established under State or Central Law or the timebeing in orce,

(e) a bank including a scheduled bank, a regional rural bank, a co-operative bank etc,

() an eligible trust including Private Trust being irrevocable trust and created by an instrument in writing,

(g) a society,

(h) a Financial Institution,

(i) an Army/Navy/Air Force/Paramilitary Fund,

(j) a partnership rm,

(k) FIIs registered with SEBI,

(l) a Mutual Fund.

Subject to the Regulations, the Sponsors, the Mutual Funds managed by them, their associates and the AMC may acquire units o the scheme.The AMC shall not be entitled to charge any ees on its investments in the scheme.

Minimum applicationamount

Minimum investment `500/- and in multiples o `500/- thereater. No maximum limit.

Benchmark Index BSE-100

Dividend Policy Subject to availability o distributable surplus, the scheme may make the dividend distribution at such intervals as may be decided by the

Trustee rom time to time.Name o the FundManager

Swati Kulkarni

Perormance o thescheme as on March 31,2011

CompoundedAnnualised Returns*

Scheme Returns(%)

BSE-100(%)

Last 1 year 7.26 8.55


Last 5 years 6.11 11.32

Since Inception 17.72 13.71

Computed on compounded annualized basis

Past perormance may or may not be sustained in uture


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Expenses o the Scheme(i) Load Structure

(ii) Recurring expenses

Entry load : Nil

Exit load : Nil (Lock-in-period o 3 years or each investment)

(a) First `100 crores o the average daily net assets : 2.50%

(b) Next `300 crores o the average daily net assets : 2.25%

(c) Next `300 crores o the average daily net assets : 2.00%

(d) On the Balance o the assets o the scheme : 1.75%

Actual expenses or the period 01.04.10 to 31.03.11: 2.25%

Sharpe Ratio Period 01-04-2010 to 31-03-2011: 0.125

Investment Strategy UTI ETSP invests in leading companies across sectors, with an aim to provide superior risk adjusted return i.e return with relatively lesservolatility. The Fund would invest with a long term perspective, in companies that are believed to have growth potential.


It is an open-ended equity linked savings scheme. It enables investors to avail o tax benet under section 80C o the Income Tax Act, 1961.


Number o Folios Assets Under Management (AUM)

1,96,630 `488.45 Crore

UTI-Unit Linked Insurance Plan (UTI-ULIP)(An open-end tax saving cum insurance scheme)

Investment Objective To provide return through growth in the NAV or through dividend distribution and reinvestment thereo.

Asset Allocation Pattern othe scheme


Equity and Equity L inked Instruments Minimum - 0% Maximum - 40%

Debt Securities Minimum - 60% Maximum - 100%

Money Market Instruments No xed allocation will normally be made or money market instruments.

Plans/Options Choice o two plans: 10 year plan or 15 year plan.

Option o Declining Term Insurance Cover and Fixed Term Insurance Cover

Systematic Investment Plan (SIP) and Systematic Transer Investment Plan (STRIP) are available.

Target Amount The minimum and maximum target amount o investment under the scheme is`15,000/- and`15,00,000/- respectively. The maximum targetamount o`15 lacs is the combined target amount available or the Declining Term Insurance Cover and Fixed Term Insurance Cover together.The chosen target amount is required to be contributed in yearly or hal-yearly instalments or through Systematic Investment Plan over 10/15years as indicated at the time o entry. Renewal contributions can also be paid in advance. An investor can invest more than the maximumtarget amount o`15 lacs in one or more instalments, the lie insurance cover will, however, be limited to`15 lacs.

Payment o contributions (a) The rst/initial contribution shall have to be paid along with the application or joining the scheme. Subsequent contributions (renewal

contributions) are required to be paid by the unit holders either hal-yearly or annually or any number o contributions upront to the extentdesired by the unit holder or at such other intervals, as the UTI AMC may permit rom time to time, as per the option indicated by him atthe time o joining the scheme. The period and mode o contribution once exercised is nal and cannot be changed.

(b) When the unit holder joins the 10 year plan, the amount o each contribution shall be 1/20th o the target amount in the case o thehalyearly mode o payment and 1/10th o the target amount in the case o the annual mode o payment. For the unit holders joining thescheme or 15 years, each contribution shall be 1/30th o the target amount in the case o the hal-yearly mode o payment and 1/15th othe target amount in case o the annual mode o payment.

(c) The hal-yearly renewal contribution (RC) shall all due on the rst day o the seventh month rom the month in which initial contributionis paid and the month in which the unit holder had joined the scheme (the due month). I the yearly mode is opted, the RC will all dueevery year on the rst o the month in which the unit holder had joined the scheme. Illustratively, i the initial contribution is paid in themonth o January, the hal yearly contributions will all due on the rst day o the months o July and January every year. Similarly, in caseo yearly mode all the subsequent contributions shall all due on the rst day o the month o January every year. However, the unitholderis allowed to pay any number o renewal contributions in advance in multiples o the instalment amount. The contribution paid in advancewill have no eect on the lie insurance cover.

(d) Depending on the due month or payment o the renewal contribution as detailed above, the renewal contribution has to be paid latestby the 1st o the due month. In the event o non-receipt o an instalment rom the unitholder, premium will be paid to the Lie InsuranceCorporation o India or any other insurance company by redeeming the existing units subject to authorisation by the unitholder in the

application orm and availability o sucient units in the unitholders olio. No exit load will be charged on such redemption o units orpayment o premium. However, such redemption o units should not reduce the value o investment below `5000/- to be reckoned at theNAV prevailing on the date o such redemption.

Payment o premium The lie insurance premium is payable by the unit holder rom each contribution made or obtaining group insurance cover on the lie o theunit holder rom Lie Insurance Corporation o India.

Under the Declining Term Insurance Cover premia is paid or a period o 7 and 10 years or the 10 and 15 years plan periods respectively.

Under the Fixed Term Insurance Cover the premium payable is same or both the modes (hal yearly/yearly) and terms (10 yr/15 yr) and ispayable or the entire term.

Eligible Investors Investment is open to the ollowing categories o investors (both resident as well as NRIs) between the age o 12 years and 55 years in caseo the 10 year plan and between the age o 12 and 50 years or the 15 year plan, at the time o joining the plan on each occasion:

(a) An adult male person,

(b) An adult emale person having regular and independent source o income. However adult emale persons havingno regular income o their own are allowed to participate in the scheme subject to the lie insurance cover beingrestricted to `5,00,000/- even i the target amount chosen by them is above `5,00,000/-,

(c) A minor above 12 years o age through his parent. However, such minors having no regular and independent sourceo income will not be eligible or the lie insurance cover,

(d) Investment can also be made in the name o the spouse/children above the age o 12 years,(e) The age o the applicant at entry to the scheme will be the one, which is as on the date on which UTI AMC accepts his application,

() A physically handicapped person can also join the scheme subject to lapse o 5 years rom the date o event causing physical handicap andhis holding gainul employment at the time o application and subject to such conditions as may be prescribed.


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Other Benefts (a) Lie insurance cover to the extent o the unpaid but not due amount o the chosen target amount under the DecliningTerm Insurance Cover and to the extent o the chosen target amount under the Fixed Term Insurance Cover.

(b) Personal accident insurance cover upto`50,000/-, irrespective o the target amount chosen or the number o investments made in thescheme.

(c) At present, on payment o all the renewal contributions and completion o the chosen plan period, a bonus o 5% and 7.5% o the targetamount is payable under the 10 and 15 year plans respectively. At present, those who continue in the scheme even ater maturity will get a

post-maturity bonus @ 0.5% o the target amount ater maturity or each completed year provided he/she has not withdrawn any amountearlier. The maturity bonus as well as post-maturity bonus shall be accrued on a daily basis or all unit holders.

In the cases where premium is paid to the Insurance Company by redeeming the existing units no maturity bonus will be paid in case allinstalments are not paid by the unitholder and the 10/15 year plan period is not completed.

Benchmark Index CRISIL Debt Hybrid (60:40)

Dividend Policy Generally the income earned by or accrued to the scheme will be ploughed back in the scheme and thereore the scheme may not make anydividend distribution. However, in appropriate circumstances, dividend may be distributed. Dividend distribution, i any, will automatically getreinvested in the scheme.

Name o the FundManager

Amandeep S Chopra

Perormance o the schemeas on March 31, 2011

*CompoundedAnnualised Returns

Scheme Returns (%) CRISIL DebtHybrid (60:40)

(%)

Last 1 year 8.81 7.90

Last 3 years 11.36 8.28

Last 5 years 10.39 9.99

Since Inception 11.05 NA

Computed on compounded annualized basis



(i) Load structure

(ii) Recurring expenses

Entry load : Nil

Exit load : I withdrawn prematurely - 2%

On or ater maturity - Nil

(a) First`100 crores o the average daily net assets : 2.25%(b) Next`300 crores o the average daily net assets : 2.00%

(c) Next`300 crores o the average daily net assets : 1.75%


Actual expenses or the period 01.04.10 to 31.03.11:1.69%


Termination omembership

(a) For any unit holder who has not authorised redemption o units or payment o premia and whose RC remains unpaid even ater the expiryo the period specied under payment o contribution above, or who has authorized such redemption but does not have sucient unitsor payment o premia shall cease to participate in the scheme orthwith unless otherwise decided by the UTI AMC. Insurance cover on thelie o such a unit holder will also stand to terminate simultaneously.

(b) A unit holder whose participation in the scheme stands terminated in terms o sub-clause (a) above, may approach the UTI AMC notlater than one year rom the rst day o the month o the earliest contribution in deault, to revive his participation. This request willbe considered subject to such terms and conditions as may be prescribed by the UTI AMC in consultation with the LIC or any insurancecompany as the case may be.

Investment Strategy UTI ULIP is a debt oriented balanced und with a long term investment horizon. Owing to its long term nature, emphasis will be on adjustingthe asset allocation and the mix within an asset class depending on the prevailing market conditions.


UTI ULIP is an open end tax saving cum insurance scheme.



3,14,091 `2367.38 Crore

UTI-Retirement Beneft Pension Fund (UTI-RBP)(An open end notied Tax Savings-cum-Pension Scheme with no assured returns)

Investment Objective Investment objective and policies o the scheme are primarily to provide pension in the orm o periodical income/cash fow to the unitholders

to the extent o redemption value o their holding ater they complete 58 years o age. Considering the objective o the scheme not less than

sixty percent o the assets will be invested in xed income securities, like non-convertible debentures, bonds, other debt and money market

instruments o predominantly low to medium risk prole. Not more than 40% o the unds o the scheme may be invested in equities andequity related instruments like ully/partly convertible debentures, convertible preerence shares etc. The risk prole o equity investments could

be high.


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Asset Allocation Pattern o

the scheme



Debt Securities ( including secur it ised debt) Minimum - 60% Maximum - 100%

Money Market Instruments No xed allocation will normally be made or money market instruments. The same

will be kept to the minimum generally to meet the liquidity needs o the scheme.

Plans Systematic Investment Plan (SIP), Systematic Transer Investment Plan (STRIP) and Systematic Withdrawal Plan (SWP) are available. Payments

under SWP are made ater 58 years / 5 years rom the date o each such investment, whichever is later at monthly, quarterly, hal-yearly or

yearly intervals. Minimum amount o redemption is`1000/- and in multiples o`100 thereater.

Eligible Investors Applicants

(a) An application or units may be made by any resident or non-resident Indian adult individual in the age group o 18 to 65 years either singly

or jointly with another individual on joint / anyone or survivor basis. Age will be considered in completed years. Illustratively, in case o a

person born on 1st August 1945, the 65th birthday / completion o 65 years will be on 1st August 2010. A person who has completed 65

years may not be allowed to invest in the scheme.

(b) A Body Corporate or an eligible trust or a society can also invest in the scheme or the benet o individuals. However, membership will be

granted in the name o such beneciary individuals and not in the name o body corporate or eligible trust.

Subject to the Regulations, the Sponsors, the Mutual Funds managed by them, their associates and the AMC may acquire units o the scheme.

The AMC shall not be entitled to charge any ees on its investments in the scheme.

Minimum application

amount

The minimum amount o each investment that can be made in the scheme is`500/-. A unitholder o the scheme has to ensure that he invests

in the scheme an aggregate sum o atleast`10,000/- beore he completes 52 years o age. The minimum or those joining the scheme ater

52 years o age is`

10,000/- (purchase value). Unitholders with an existing olio under the scheme and having an investment o`

10,000/- ormore under a olio, can continue investing a minimum o`500/- even ater completing 52 years o age instead o having to invest a minimum

o`10,000/- every time.

Benchmark Index CRISIL Debt Hybrid (60:40)

Dividend Policy Subject to availability o distributable surplus, the scheme may make the dividend distribution at such intervals as may be decided by the

Trustee rom time to time. Generally, or unitholders below the age o 58 years, dividend distribution, i any, will automatically get reinvested

in the scheme.

Name o the Fund Manager Amandeep S Chopra (Debt Portolio) & V. Srivatsa (Equity Portolio)

Perormance o the scheme

as on March 31, 2011

Compounded

Annualised Returns*

Scheme

Returns

(%)

CRISIL Debt Hybrid

(60:40) (%)

Last 1 year 5.80 7.90


Last 5 years 7.57 9.99Since Inception 11.58 NA

*Computed on compounded annualized basis



(i) Load Structure

Entry load : Nil

Exit load : as detailed below

Period o Holding Exit Load

(as % o NAV)

Less than 1 Year 5%

Greater than or equal to 1 Year & less than 3 Years 3%

Greater than or equal to 3 Years 1%

Redemption at maturity (i.e. 58 years o age) or ater 5 years rom the date o investment whichever is later. Nil

(ii) Recurring expenses (a) First`100 crores o the average daily net assets : 2.25%

(b) Next`300 crores o the average daily net assets : 2.00%

(c) Next`300 crores o the average daily net assets : 1.75%


Actual expenses or the period 01.04.10 to 31.03.11 : 1.75%


Investment Strategy It is a debt oriented balanced scheme with a long term investment horizon. Owing to its long-term nature, emphasis will be on adjusting the

asset allocation and the mix within an asset class depending on the prevailing market conditions.


It is an open end notied tax saving cum pension scheme.

Number o Folios and

AUM as on 31st March

2011


3,38,466 `733.25 Crore


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Features common or the SchemesRisk Profle o the Scheme Mutual Fund Units involve investment risks including the possible loss o principal. Please read the SID careully or details on risk actors beore investment.

Applicable NAV Purchases:

Operations Cut-o Timing Applicable NAV

Valid applications received with local cheques / demand drats

payable at par at the place where the application is received.

Upto 3 p.m. Closing NAV o the day o receipt o the application.

Valid applications received with local cheques / demand dratspayable at par at the place where the application is received.

Ater 3 p.m. Closing NAV o the next business day.

Valid applications received with outstation cheques/demand drats(or the schemes/investors as permitted in the SID) not payable at parat the place where the application is received

Within business hours Closing NAV o the day on which cheque/demand drat iscredited to the scheme/plan.

Redemption:

Operation Cut-o Timing Applicable NAV

Valid applications received Upto 3 p.m. Closing NAV o the day o receipt o the application.

Valid applications received Ater 3 p.m. Closing NAV o the next business day.

Investment by Individuals Foreign Nationals

For the purposes o carrying out the transactions by Foreign Nationals in the units o UTI-Childrens Career Plan, UTI-Equity Tax Savings Plan and UTI-RetirementBenet Pension Fund,

1. Foreign Nationals shall be resident in India as per the provisions o the Foreign Exchange Management Act, 1999 and the Income Tax Act, 1961 o India.

2. Foreign Nationals are required to comply (including taking necessary approvals) with all the laws, rules, regulations, guidelines and circulars, as may be issued/applicable rom time to time, including but not limited to and pertaining to anti money laundering, know your customer (KYC), income tax, oreign exchangemanagement (the Foreign Exchange Management Act, 1999 and the Rules and Regulations made thereunder) including in all the applicable jurisdictions.

UTI AMC reserves the right to amend/terminate this acility at any time, keeping in view business/operational exigencies.Despatch o redemptionrequest

Within 10 business days o the receipt o the redemption request at the authorised centre o UTI Mutual Fund.

Transerbility, purchase andredemption o units or UTI-ETSP only

1. Units o the scheme held in dematerialised orm shall be reely transerable rom one demat account to another demat account. However, restrictions ontranser o units o UTI ETSP schemes during the lock-in period shall continue to be applicable as per the ELSS guidelines. For details o terms and conditionsgoverning such transerability o units, kindly reer to the SAI.

2. Units o the scheme can be transacted through clearing Members o National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) or accepting purchaseand redemption transactions and through Depository participants o National Securities Depository Ltd. (NSDL) and Central Depository Services Ltd. (CDSL)or accepting Redemption transactions. For details reer to SAI.

Name o the TrusteeCompany

UTI Trustee Company Private Limited.

Waiver o Load or DirectApplications

No entry load shall be charged or direct applications received by the Asset Management Company (AMC) i.e. applications received through internet, submittedto AMC or collection centre that are not routed through any distributor/agent/broker. No entry load shall also be charged or additional purchases done directlyby the investor under the same olio and switch-in to a scheme rom other schemes i such a transaction is done directly by the investor.

Wherever the ARN/Code o a broker/IFA/sub-broker/distributor given in the application orm has to be struck o, it has to be counter signed by the rst applicant.In case the rst applicant does not counter sign it the application will not be treated as a direct application.

For direct applications, the area or providing ARN/ Code o a broker/IFA/sub-broker/distributor should not be let blank. It should be marked "Direct" or "Not

Applicable".No entry and exit load will be charged on Bonus units issued and on units allotted on reinvestment o Dividend.

No Entry Load:

In terms o SEBI circular no. SEBI/IMD/CIR No.4/168230/09 dated June 30, 2009, no entry load will be charged by the scheme to the investor eectiveAugust 1, 2009. Upront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors assessment o various actorsincluding the service rendered by the distributor.

All Ocial Points o Acceptance are available on the website o UTI Mutual Fund www.utim.com.

Tax treatment or theInvestors (Unitholders)

Investor is advised to reer to the details in the Statement o Additional Inormation, Scheme Inormation Document and also independently reer to his tax advisor.

Daily Net Asset Value (NAV)Publication

The NAVs will be declared on all business days and will be issued to two newspapers or publication and will also be available on the website o UTI MutualFund, www.utim.com and website o AMFI namely www.amindia.com. You can also call us at 1800 22 1230 (toll ree number) or (022) 2654 6200 (non tollree number).

For Investor Grievancesplease contact

Name and Address o Registrar

M/s. Karvy Computershare Pvt. Ltd.Narayani Mansion, H. No. 1-90-2/10/E, Vittalrao Nagar, Madhapur,Hyderabad -500 081.

Tel.: 040-23421944 to 47;Fax: 040-23115503Email: [email protected]

All investors could reer their grievances giving ull particulars o investment atthe ollowing address:

Shri G S AroraAssistant Vice PresidentDepartment o OperationsUTI Asset Management Company Ltd.,

UTI Tower, Gn Block,Bandra-Kurla Complex,Bandra (East), Mumbai 400 051.Tel: 022-6678 6666 Fax: 022-2652 3031

Investors may post their grievances at our website: www.utim.com or e-mail us [email protected]

Unitholders Inormation Accounts statement at intervals mentioned in SID / SAI o specic schemes and annual nancial results shall be provided to investors by post/any other mode.Hal yearly scheme portolio disclosure will be mailed to unitholders or published in the newspapers as permitted under SEBI (Mutual Funds) Regulations, 1996.

Risk Mitigation Factors Type o Risk Risk Mitigation Strategies

Non-adherence to thevarious Asset allocationlimits, as per theRegulations/SID

System control. Continuous review and management o schemes portolio. Internal norms/process on equity investments &monthly review thereo.

Market Risk Controlling stock level/sector level exposure norms. Periodic review o strategy and perormance o the schemes as compared tobenchmarks/Peer group. Periodic detailed risk analysis. Independent Internal Research.

Liquidity Risk Investments will be made in debt, money market instruments and equity and equity related instruments having adequate liquidityin the secondary market. Periodic Review o exposure to Illiquid Securities.

Credit Risk Well laid out norms or investing in debt instruments. Securities rated below prescribed grade are generally backed by adequatecollaterals. Review o Credit ratings and Companies Financials as per the laid down process. Review o credit prole o portolio,industry developments in the credit ratings movements and investment decisions. Periodic review o sector-wise debt exposure &stipulation o restraints, wherever required.

Date: April 21, 2011


9/20

9

SIP/Mi SIP b A Dbi1. The Auto Debit Facility is available as under:

Direct Debit : The Direct Debit Facility is available only with the banks with which UTI AMC or its service provider has tied up for Direct Debit. (At Present with Axis Bank, Bank Of Baroda, Bank OfIndia, Citibank, Corporation Bank, IDBI Bank, IndusInd Bank, Kotak Mahindra Bank, Punjab National Bank, State Bank Of India and Union Bank Of India, subject to Account length specicationsprescribed by the banks).

ECS Debit : Currently SIP/Micro SIP payment through Electronic Clearing Service (Debit Clearing) of the Reserve Bank of India (RBI) is offered only to the investors having bank account in selectcities mentioned below:

Agra, Ahmedabad, Allahabad, Amritsar, Anand, Asansol, Aurangabad, Bangalore, Bardhaman, Baroda, Belgaum, Bhavnagar, Bhilwara, Bhopal, Bhubaneshwar, Bijapur, Bikaner, Calicut,Chandigarh, Chennai, Cochin, Coimbatore, Cuttack, Dargeeling, Davangere, Dehradun, Delhi, Dhanbad, Durgapur, Erode, Gadag, Gangtok, Goa, Gorakhpur, Gulbarga, Guwahati, Gwalior, Haldia,Hubli, Hyderabad, Indore, Jabalpur, Jaipur, Jalandhar, Jammu, Jamnagar, Jamshedpur, Jodhpur, Kakinada, Kanpur, Kolhapur, Kolkata, Kota, Lucknow, Ludhiana, Madurai, Mandya, Mangalore,Mumbai, Mysore, Nagpur, Nasik, Nellore, Patna, Pondicherry, Pune, Raichur, Raipur, Rajkot, Ranchi, Salem, Shimla, Shimoga, Sholapur, Siliguri, Surat, Thirupur, Tirunelveli, Tirupati, Trichur,Trichy, Trivandrum, Tumkur, Udaipur, Udipi, Varanasi, Vijaywada, Vizag

(a) The cities in the list may be modied/updated/changed/removed at any time in future entirely at the discretion of UTI Mutual Fund without assigning any reasons or prior notice.(b) If any city is removed, SIP/Micro SIP instructions for investors in such cities via ECS (debit) route will be discontinued without prior notice.(c) The Investors bank branch should participate in Electronic Clearing Service (Debit Clearing) of RBI.(d) It is mandatory to submit the copy of cancelled cheque leaf (issued by the bank branch mentioned overleaf) along with the Auto Debit (ECS Debit) Form.

2. The investors bank particulars in the scheme Application Form and the bank particulars in Auto Debit Form should be one and the same.

GenerAl InStructIonS for SIP & MIcro SIP for utI-ccP, utI-etSP AnD utI-rBPIndustry based on various parameters to find if the investor is an existing or a new investor toMutual Fund. If the details of the investor are found, then the investor will be treated as existinginvestor, else, the details furnished under the Distributor information in the Form will be treatedas valid and accordingly the investor will be treated as new or existing investor.

iii) If the investor has not ticked / not furnished the details under Distributor Information of theapplication form, then by default, the investor will be treated as an existing investor and transactioncharges of`100 will be deducted for investment of`10000 and above.

For Micro SIP Only1. Applicability & Transactions covered:

a) Micro SIP is allowed only for those who do not have PAN.b) Systematic Investment Plans (SIPs) where aggregate of installments in a rolling 12 month

period or in a nancial year i.e. April to March does not exceed `50,000 will be covered(to be referred as Micro SIP hereinafter).

b) This exemption will be applicable ONLY to investments by individuals (including NRIs but notPIOs) and Minors. HUFs and other categories will not be eligible for Micro SIPs.

c) The exemption is applicable to joint holders also.2. Procedure:

a) Micro SIP will be handled by the Registrars of the Scheme.b) Investors (including joint holders) will submit a photocopy of any one of the documents

identied in Para 3 along with Micro SIP applications.c) Supporting document must be current and valid.d) Supporting document copy shall be self attested by the investor / attested by the ARN

holder mentioning the ARN number.e) While making subsequent Micro SIP applications investor can quote the existing folio

number where a Micro SIP has been registered and therefore need not resubmit thesupporting document.

3. Any one of the following PHOTO IDENTIFICATION documents can be submitted along withMicro SIP applications as proof of identication in lieu of PAN.a. Voter Identity Card

b. Driving Licensec. Government / Defense identication cardd. Passporte. Photo Ration Cardf. Photo Debit Card (Credit card is not allowed).g. Employee ID cards issued by companies registered with Registrar of Companies (database

available in the following link of Ministry of Company affairs http://www.mca.gov.in)h. Photo Identication issued by Bank Managers of Scheduled Commercial Banks / Gazetted

Ofcer / Elected Representatives to the Legislative Assembly / Parliamenti. ID card issued to employees of Scheduled Commercial / State / District Co-operative Banks.j. Senior Citizen / Freedom Fighter ID card issued by Government.k. Cards issued by Universities / deemed Universities or institutes under statutes like ICAI,

ICWA, ICSI.l. Permanent Retirement Account No (PRAN) card isssued to New Pension System (NPS)

subscribers by CRA (NSDL).m. Any other photo ID card issued by Central Government / State Governments /Municipal

authorities/ Government organizations like ESIC / EPFO.4. a) A Micro SIP application will be rejected where it is found that the registration of the

application will result in the aggregate of Micro SIP installments in a nancial yearexceeding`50,000 or where there are deciencies in supporting documents.

b) Rejected application will be sent back to the investor with a deciency memo.c) In case the rst Micro SIP installment is processed (as the cheque may be banked), and

the application is found to be defective, the Micro SIP registration will be ceased for future

installments. No refunds to be made for the units already allotted. Investor will be sent acommunication to this effect. However, redemptions shall be allowed.

SIP/Mi SIP b chq/s1. The disbursal of cheques could be as under :

Monthly Option Quarterly OptionNew investor 1 Cheque of initial investment + 5 Cheques (Min) 1 Cheque of initial investment + 3 Cheques

6 Cheques (Min) 4 ChequesNote : If a unit holder desires to submit 12 cheques under the monthly option, the same will be accepted.

2. All Cheques must be dated 1st, 7th, 15th or 25th of the month. All installment cheques under MSIP & QSIP should be of uniform amount. For example: If an investor enrolls under MSIP say under UTIETSP for the period April 2011 to March 2012, the rst cheque can be of any amount drawn on any date ofApril 2011. The remaining cheques should be of uniform date (1st / 7th / 15th / 25th) and ofuniform amount i.e.`2000/-. Similarly for quarterly option the rst cheque could be of any amount and of any date of April 2011 and subsequent cheques should be of uniform date and amount.

3. Investors are required to send all post dated cheques at one go and not in a staggered manner.4. Please draw your cheques in the name of the Scheme/Plan in which the amount is invested.5. Returned Cheques, if any, may not be presented again.

1. SIP/Micro SIP is offered with following Periodicity.a. Monthly Systematic Investment Plan (MSIP) andb. Quarterly Systematic Investment Plan (QSIP).

2. Both the options (MSIP and QSIP) can not be mingled. A separate Enrolment Form needs tobe lled in for MSIP and QSIP.

3. Please submit SIP/Micro SIP Mandate Form atleast 1 month before the rst installment date.Such of the Forms that are received within the period of 1 month before the rst installmentdate, will be considered from the date of the following month/Quarter, as per the date(1st/7th/15th/25th) opted by the Investor.

4. The minimum amount of each investment for SIP/Micro SIP is`500/- (for monthly option)and`1,500/- (for quarterly option) for all the schemes. Minimum Application Amount, asspecied in the respective SID of the schemes of UTI Mutual Fund is not applicable in the caseof transaction through SIP/Micro SIP.

5. There is no stipulated period up to which a SIP/Micro SIP can be under operation, however ifno period is specied the default period is untill 2099.

6. Units Allotment: Units will be allotted at NAV based purchase price declared on the applicabledates i.e. 1st or 7th or 15th or 25th of the month/quarter. In case the date falls on a non-business day or falls during a book closure period, the immediate next business day will betaken into account for the purpose of determining the price. The applications will be acceptedat all ofcial points of acceptance of UTI AMC. Outstation cheques will not be accepted.

7. Account statement: An account statement will be sent to the unitholder through e-mail.8. Investors can choose to discontinue this facility by giving 1 month written notice to the

Scheme's registrar.9. Investor will not hold UTI Mutual Fund or its service providers responsible if the transaction is

delayed or not effected or the investors bank account is debited in advance or after the specicSIP/Micro SIP date due to various clearing cycles of ECS / local holidays.

10. Investor will not hold UTI Mutual Fund or its service providers responsible for non-allotmentof units for SIP/Micro SIP if the payment is not received from the unitholder's bank for variousreasons.

11. UTI Mutual Fund or its other service providers shall not be responsible and liable for anydamages/compensation for any loss, damage, etc. incurred by the investor. The investorassumes the entire risk of using this facility and takes full responsibility. In case all thecheques are not attached with initial SIP application, UTI Mutual Fund shall not beresponsible for discontinuation of SIP due to non receipt of subsequent cheques in time.

12. UTI Mutual Fund reserves the right to reject SIP/ Micro SIP or auto debit mandate withoutassigning any reasons thereof.

13. SIP/Micro SIP Load Structure : Entry & Exit Load is as applicable for the respective schemes.\14. If you have invested through a distributor, kindly specify the Name and ARN Code of the distributor,

else, for Direct Investment, please mention Direct in the Column Name & Broker Code/ARN. In casenothing is specified, then by default, the Broker Code will be treated as Direct and the application formwill be treated as Direct Application.

15. Transaction Chargesi) Transaction charges of`100/- (existing investor) or`150/- (new investor) will be deducted for

investment of `10000/- and above for investments being made through distributors havingvalid ARN and opted in for transaction charges. The units will be allotted to the investor on thenet subscription amount. In case of SIPs, the transaction charge shall be applicable only if thetotal commitment through SIPs amounts to`10,000/- and above. In such cases the transactioncharge shall be recovered in 3-4 installments However, there shall be no transaction charges fordirect investments, Subscriptions below`10000/-, and on transactions other than purchases/subscriptions relating to new inflows such as switch / Systematic Transfer investment Plan (STRIP)/ Systematic Withdrawal Plan (SWP)/ Dividend Transfer Plan (DTP) etc..The transaction charge, if any, shall be deducted by the AMC from the subscription amount and

paid to the distributor and the balance shall be investedii) UTI Mutual Fund will endeavor to check the existing available investor base at the RTA level /


10/20

10

UTI-ULIP SIP and MIcro SIP InSTrUcTIonS1. Monthly Systematic Investment Plan (MSIP) and Quarterly Systematic Investment Plan (QSIP)

are oered under UTI-ULIP. Investors will be considered to be under the yearly mode ocontribution and premium applicable or yearly payment will be considered. The premiumpayable or a year will be deducted rom the rst SIP/Micro SIP instalment received thatyear.

2. MSIP under UTI ULIP is open to investors between the age group 12 years and 48 yearsin case o the 10 year plan and between the age group 12 years and 42 years in case othe 15 year plan.

3. QSIP under UTI ULIP is open to investors between the age group 12 years and 55 yearsin the case o 10 year Plan and between the age group o 12 years and 50 years in caseo the 15 year Plan.

4. The load applicable under SIP is the same as or regular investments viz.Purchase load: Nil . Redemption load: 2% i redeemed beore maturity.

5. The initial investment (to be given by cheque) and SIP/Micro SIP instalments shouldbe o uniorm amount. The minimum monthly instalment under SIP/Micro SIP is`500/- and in multiples o `100/- and the minimum quarterly instalment under SIP/Mirco SIP is ` 1500/- and in multiples o ` 300/- i.e. the minimum target amountunder the 10 year Plan is `60,000/- and in multiples o `12,000/- (like `72,000/-,` 84,000/-, ` 96000/-, .......` 15,00,000/- .......... and so on) and the minimumtarget amount under the 15 year Plan is ` 90,000/- and in multiples o ` 18,000/-(like` 108,000/-, ` 126,000/-, ` 144,000/- .........` 14,94,000/-.......... and so on).

6. U dlii Tm Isu cv: Lie insurance cover is to the extent o the unpaidbut not due amount o the chosen target amount as applicable or the yearly instalmentpayment. No lie insurance cover is payable in case o death less than 6 mnths rom thecommencement o membership. For 6 months and above but less than 1 year the lie

insurance cover is 50% o the target amount unpaid but not due. For example or targetamount o`120,000/- under the 10 year plan, the yearly instalment due is`12,000/- andthe unitholder has died ater paying only`7000/- (7 monthly instalments) the Lie InsuranceCover payable is 50% o`120,000/- less`12,000/- i.e.`54,000/- and not`56,500/- (50% o`120000/- less`7000/-). For 1 year and above 100% o the target amount unpaid butnot due is payable. For example under the 10 year Plan or a target amount o`1,20,000/-in case a unitholder dies ater paying 15 instalments (`15000/-) the lie insurance coverpayable is`1,20,000/- less`24,000/- i.e.`96,000/-).

U Fix Tm Isu cv: No lie insurance cover is payable in case o deathless than 6 months rom the commencement o membership. For 6 months and abovebut less than 1 year the lie insurance cover is 50% o the target amount. For 1 year andabove 100% o the target amount is payable.

7. SIP/Micro SIP Mandate Form should be submitted atleast 1 month beore the rst instalmentdate. Such o the Forms that are received within the period o 1 month beore the rstinstalment date, will be considered rom the SIP/Micro SIP date o the subsequent month,as per the date opted by the Investor. Currently investment can be made on the 1st, 7th,15th or 25th o a month.

8. The period o SIP/Micro SIP shall be the plan period chosen by the investor i.e. 10 years or15 years. For a 10 year SIP/Micro SIP there will be the initial investment plus 119 instalmentsor Monthly SIP/Micro SIP and 39 installments or Quarterly SIP/Micro SIP. For a 15 year SIP/Micro SIP there will be the initial investment plus 179 instalments or Monthly SIP/Micro SIP

and 59 instalments or Quarterly SIP/Micro SIP. Post dated cheques will have to be givenor a period o atleast 1 year at a time.9. Existing Investor cannot start the SIP/Micro SIP or target amounts already chosen by him.

SIP/Micro SIP can be started only or additional target amounts. Investors should attachthe SIP/Micro SIP Enrolment Form with the Scheme Application Form. All details about theInvestor will be as provided by the Investor in the Scheme Application Form.

10. Units Allotment: Units will be allotted at NAV based sale price declared on the applicabledates i.e. 1st or 7th or 15th or 25th o the month/quarter. In case the date alls on a non-business day or alls during a book closure period, the immediate next business day willbe taken into account or the purpose o determining the price. The applications will beaccepted at all UTI AMC Financial Centres.

11. Instalments can be made using ECS Debit or Direct Debit or through post dated cheques.(i) All SIP/Micro SIP Cheques must be dated 1st or 7th or 15th or 25th o the month. All

instalment cheques under MSIP and QSIP should be o uniorm amount.(ii) Cheques should be drawn on UTI-ULIP.

(iii) Returned Cheques, i any, may not be presented again.

(iv) The Auto Debit Facility is available as under:

(a) Direct Debit: The Direct Debit Facility is available only with the banks with whichUTI AMC or its service provider has tied up or Direct Debit. (At Present with AxisBank, Bank O Baroda, Bank O India, Citibank, Corporation Bank, IDBI Bank,IndusInd Bank, Kotak Mahindra Bank, Punjab National Bank, State Bank O Indiaand Union Bank O India, subject to account length specications prescribed bythe banks.

(b) ECS Debit: Currently SIP/Micro SIP payment through Electronic Clearing Service(Debit Clearing) o the Reserve Bank o India (RBI) is oered only to the investorshaving bank account in select cities mentioned below:

Agra, Ahmedabad, Allahabad, Amritsar, Anand, Asansol, Aurangabad, Bangalore,Bardhaman, Baroda, Belgaum, Bhavnagar, Bhilwara, Bhopal, Bhubaneshwar,Bijapur, Bikaner, Calicut, Chandigarh, Chennai, Cochin, Coimbatore, Cuttack,Dargeeling, Davangere, Dehradun, Delhi, Dhanbad, Durgapur, Erode, Gadag,Gangtok, Goa, Gorakhpur, Gulbarga, Guwahati, Gwalior, Haldia, Hubli,Hyderabad, Indore, Jabalpur, Jaipur, Jalandhar, Jammu, Jamnagar, Jamshedpur,

Jodhpur, Kakinada, Kanpur, Kolhapur, Kolkata, Kota, Lucknow, Ludhiana,Madurai, Mandya, Mangalore, Mumbai, Mysore, Nagpur, Nasik, Nellore, Patna,Pondicherry, Pune, Raichur, Raipur, Rajkot, Ranchi, Salem, Shimla, Shimoga,Sholapur, Siliguri, Surat, Thirupur, Tirunelveli, Tirupati, Trichur, Trichy, Trivandrum,Tumkur, Udaipur, Udipi, Varanasi, Vijaywada, Vizag.

i. The cities in the list may be modied/updated/changed/removed at any timein uture entirely at the discretion o UTI Mutual Fund without assigningany reasons or prior notice.

ii. I any city is removed, SIP/Micro SIP instructions or investors in such citiesvia ECS (debit) route will be discontinued without prior notice.

iii. The Investors bank branch should participate in Electronic Clearing Service(Debit Clearing) o RBI.

iv. It is mandatory to submit the copy o cancelled cheque lea (issued by thebank branch mentioned in the orm) along with the Auto Debit (ECS Debit)Form.

(c) The investors bank particulars in the scheme application orm and the bankparticulars in Auto Debit orm should be one and the same.

(d) I the monthly/quarterly instalment required or payment o premium i.e. the13th, 25th, 37th etc. instalment is not honoured, premium will be paid to theLie Insurance Corporation o India or any other insurance company by redeemingthe existing units subject to authorization by the unitholder in the applicationorm and availability o active units in the unitholders olio. In the absence osuch authorisation, the unitholder will cease to participate in the scheme andthe insurance cover on the lie o such unitholder will terminate simultaneously.I the next monthly/quarterly instalment is received rom the unitholder the SIP/Micro SIP will continue and the unitholders participation in the scheme will beconsidered as revived subject to the terms o the scheme.

12. Account statement: An account statement will be dispatched to the unitholder throughe-mail.

13. Investors can choose to discontinue this acility by giving 1 month written notice to theSchemes registrar.

14. Investor will not hold UTI Mutual Fund or its service providers responsible i the transactionis delayed or not eected or the investors bank account is debited in advance or ater thespecic SIP/Micro SIP date due to various clearing cycles o ECS / local holidays.

15. Investor will not hold UTI Mutual Fund or its service providers responsible or non-allotmento units or SIP/Micro SIP i the payment is not received rom the unit holders bank orvarious reasons.

16. UTI Mutual Fund or its other service providers shall not be responsible and liable or anydamages/compensation or any loss, damage, etc. incurred by the investor. The investorassumes the entire risk o using this acility and takes ull responsibility.

17. UTI Mutual Fund reserves the right to reject SIP/Micro SIP or auto debit mandate withoutassigning any reasons thereo.

18. The number o insurance premium instalments to be paid etc. will be similar to that availableor regular investment under the yearly payment mode o the Plan chosen.

19. I you have invested through a distributor, kindly speciy the Name and ARN Code o thedistributor, else, or Direct Investment, please mention Direct in the Column Name &Broker Code/ARN. In case nothing is specied, then by deault, the Broker Code will betreated as Direct and the application orm will be treated as Direct Application.

20 Transaction Chargesi) Transaction charges o ` 100/- (existing investor) or ` 150/- (new investor) will

be deducted or investment o `10000/- and above or investments being madethrough distributors having valid ARN and opted in or transaction charges. Theunits will be allotted to the investor on the net subscription amount. In case o SIPs,the transaction charge shall be applicable only i the total commitment throughSIPs amounts to `10,000/- and above. In such cases the transaction charge shallbe recovered in 3-4 installments However, there shall be no transaction charges ordirect investments, Subscriptions below `10000/-, and on transactions other thanpurchases/ subscriptions relating to new infows such as switch / Systematic Transerinvestment Plan (STRIP) / Systematic Withdrawal Plan (SWP)/ Dividend Transer Plan(DTP) etc.The transaction charge, i any, shall be deducted by the AMC rom the subscription

amount and paid to the distributor and the balance shall be investedii) UTI Mutual Fund will endeavor to check the existing available investor base at the

RTA level /Industry based on various parameters to nd i the investor is an existingor a new investor to Mutual Fund. I the details o the investor are ound, then theinvestor will be treated as existing investor, else, the details urnished under theDistributor inormation in the Form will be treated as valid and accordingly theinvestor will be treated as new or existing investor.

iii) I the investor has not ticked / not urnished the details under DistributorInormation o the application orm, then by deault, the investor will be treated asan existing investor and transaction charges o`100 will be deducted or investmento`10000 and above.]

21. For Micro SIP Instructions please reer page no. 9

acknowLedgeMenT SLIP (T b fill i b th Uit hl/Ist)(UTI-eTSP, UTI-ULIP & UTI-rBP liibl f uti u Sti 80c f th Im Tx at, 1961)

Received rom Mr./Ms./Mrs.

SIP/Micro SIP Application or

Scheme/Plan/Option

Folio No./Application No.

Date

Note : All purchases are subject to realisation o Cheques / Demand Drats.Stamp o UTI AMC Ofces alongwith

receiving Ofcials Signature

Pmt Mhism

(Please tick any one box)

Cheque

Auto Debit


11/20

SyStematic inveStment PLan (SiP)/micro SiP (mandate form for auto debit)(For ULIP SIP/Micro SIP application is to be submitted along with scheme application form)

(Please read instructions)

To,

The Branch Manager

PINTis is t infrm tat I/We ereby register fr te RBIs Eectrnic Cearing Service (Debit Cearing)/Direct Debit and tat my/ur payment twards my investment in UTI Mutua Fund sa be made frmmy/ur bew mentined bank accunt wit yur bank. I autrise yu t nur suc payments. I/We also authorise the representative carrying this Direct/ECS Debit Mandate Form to get it veried &executed, if necessary.The verication charges, if any, may be debited to my/our account.

Ahisai h Bak A Hd ( b sigd b h Is)(To be retained b the Bank)

TE AR AwAy

Baks Asai (f bak s )

Certied that the signature of the account holder and the details of Bank accountare correct as per our records.

Signature of Authorised Ofcial from Bank with Stamp and Date

Bank Account Number

I/we hereby declare that the particulars given above are correct and express my illingness to make payments referred above through participation in Auto Debit. If the transaction is delayed or not effected atall for reasons of incomplete or incorrect information or other reasons, I/e ould not hold UTI Mutual Fund responsible. I/we ill also inform UTI Mutual Fund, about any changes in my bank account. I/wehave read and understood the contents of the SAI, SID, KIM, Instructions and Addenda issued from time to time of the respective Scheme(s) of UTI Mutual Fund mentioned ithin and have read and agreedto the terms and conditions of SIP/Micro SIP.

I/we do not have any existing Micro SIPs hich together ith the current application ill result in aggregate investments exceeding ` 50,000 in a year (applicable only for Micro SIP applicants).

**I/we hereby authorise UTI MF to send my Consolidated Account Statment (CAS) / Statement of Account (SoA)/ Abridged Annual Report/All other communication related to my investment in SIP/MicroSIP only through e-mail instead of physical copy. (**Those ho ish to get physical SOA/AAA/All other Communication may delete the same).

th Arn hd has dissd m/s a h mmissis (i h m ai mmissi ay h md), payab him h di mpig Shms vais Ma fdsm amgs whih h Shm is big mmdd m/s.I/we hereby authorize UTI MF/UTI AMC to share my data furnished in the Form to my distributor and other service providers of the UTI MF for the purpose of servicing, issue of account statement/consolidated statement of account etc and cross selling of products/schemes of the UTI MF.

I have attached cancelled blank cheque or its Photocopy and PAN Card/Document copies of all applicants

Siga: ______________________________________ _____________________________ _____________________________

1st Applicant / Guardian / Authorised Signator 2nd Applicant / Authorised Signator 3rd Applicant / Authorised Signator

S. n. 2011/

S. n. 2011/

PAN* 1st applicant/Benefciary Child /Father/Mother/ Guardian (Whoseparticulars are furnished in the form)

Knw Yur Custmer (KYC) Compliance Proo* Encsed

#

Please provide the MICR Code of the bank branch from here the ECS/Direct Debit is to be effected. MICR code starting or ending ith 000 are not valid for ECS.

PArtIculArS of BAnK Account

Bank Name

Branch Name

Account Number 9 Digit MICR Cde

A/C Tpe Savings Current NRE NRO IFS Code

Ahd nam asi Bak A

I / we hereby, authorise UTI Mutual Fund and their authorised service providers, to debit my/our folloing bank account by Direct Debit/ECS Debit for collection of SIP/Micro SIP Payments.

DetAIlS of otHer APPlIcAntS

Name of 2nd applicant(Mr. / Ms. / Mrs.)

Scheme/Plan

Eac SIP/Micr SIP Amunt (`)

S / fis Is nam

Frequenc: Mntl Qrtl

Appiai n. / exisigfi n. Mobile No.

$ PAN* 2nd applicant Knw Yur Custmer (KYC) Compliance Proo* Encsed

#

Emai ID _________________________________Date f Birt D D M M Y Y Y Y

Name of 3rd applicant(Mr. / Ms. / Mrs.)

PAN* 3rd appicant


#


I S S U E D B Y I D N o.N A T U R E o F P h o T o I D


1st 7th 15th 25thDate :

SIP/Micro SIP Period : Start from M M Y Y Y Yor 10 yearsEnd on 5 years or 15 years orM M Y Y Y Y

* Mandatory eld for SIP. # detls o douets atthe or mro SiP. $ Pan o alterte chl/fther/mother/ Gur (Whose prtulrs re urshe the or)

Emai ID ______________________________Date f Birt D D M M Y Y Y Y


SIP Micro SIP

fisA Hds Siga(As in Bank Records)

SdA Hds Siga

(As in Bank Records)

thidA Hds Siga

(As in Bank Records)

Upfront commission shall be paid directly by the investor to the AMFI/NISM certied UTI MF registered Distributors based onthe investors assessment of varios factors inclding the service rendered by the distribtor.

@ Refer Instructions.

AGENTs Name and ARN@ Sub Broker Code@ MO Code@

trAnSActIon cHArGeS (Pas ik ay h bw. r Isis 20 ulIP & 15 h shms gadig ddi asai hags)

I AM A FIRST TIME INVESTOR IN MUTUAL FUNDSOR

I AM AN EXISTING INVESTOR IN MUTUAL FUNDS

`150 ill be deducted as transaction charges (Refer SIP Instructions) `100 ill be deducted as transaction charges (Refer SIP Instructions)


12/20

Signature :First Investor Second Investor Third Investor

Date :

I/we have read and understood the contents of the SAI, SID, KIM, Instructions and Addenda issued from time to time of the respective Scheme(s) of UTI MutualFund mentioned ithin and have read and agreed to the terms and conditions of SIP/Micro SIP.

I/we do not have an existing Micro SIPs hich together ith the current application ill result in aggregate investments exceeding `50,000 in a ear. (Applicableonl for Micro SIP applicants).

**I/we hereb authorise UTI MF to send m Consolidated Account Statement (CAS) / Statement of Account (SoA)/ Abridged Annual Report/All other communicationrelated to m investment in SIP/Micro SIP onl through e-mail instead of phsical cop. (**Those ho ish to get phsical SOA/AAA/All other Communication madelete the same).

th Arn hd has dissd m/s a h mmissis (i h m ai mmissi a h md), paab him h dimpig Shms ais Ma fds m amgs whih h Shm is big mmdd m/s.

I/we hereb authorize UTI MF/UTI AMC to share m data furnished in the Form to m distributor and other service providers of the UTI MF for the purpose of

servicing, issue of account statement/consolidated statement of account etc and cross selling of products/schemes of the UTI MF

I/we have attached PAN Card/Document copies of all applicants.

Scheme/Plan

Initial Investment Amount SIP/Micro SIP Amount (`)

SIP/Micro SIP Date : 1st 7th 15th 25th

Cheque Nos. From To $ No. of Cheques

$ Please refer instruction (1) under SIP / Micro SIP b Cheque/s on page 9 / instruction 8 on page 10 (for ULIP)

Account No. Dran on

Branch PIN Code

S / fis Is nam

Frequenc : Monthl Quarterl

DetAIlS of otHer APPlIcAntS

Name of 2nd applicant(Mr. / Ms. / Mrs.)

Name of 3rd applicant

(Mr. / Ms. / Mrs.)

Application No. / ExistingFolio No.

Mobile No.

$ PAN* 2nd applicant


#


PAN* 3rd appicant


#


* Mandatory eld for SIP. # Details of Documents Attached for Micro SIP $ PAN of Alternate Child/Father /Mother/ Guardian (Whose particula rs are furnished in the form)



Post Dtd. Chq. Amt.

SIP/Micro SIP Period : Start from M M Y Y Y Yor 10 yearsEnd on 5 years or 15 years orM M Y Y Y Y

SySteMAtIc InveStMent PlAn (SIP) / MIcro SIP(Fr UlIP SIP/MICRo SIP appicatin is t be submitted ang wit sceme appicatin frm)

MANDATED FoRM FoR SIP/MICRo SIP ThRoUGh PoST DATED ChEqUES(Please read instructions)


PAN* 1st applicant/Benefciary Child /Father/Mother/ Guardian (Whoseparticulars are furnished in the form)


#


Upfront commission shall be paid directly by the investor to the AMFI/NISM certied UTI MF registered Distributorsbased on the investors assessment of varios factors inclding the service rendered by the distribtor.

@ Refer Instructions.

AGENTs Name and ARN@ Sub Broker Code@ MO Code@

trAnSActIon cHArGeS (Pas ik ay h bw. r Isis 20 ulIP & 15 h shms gadig ddi asai hags)



`150 ill be deducted as transaction charges (Refer SIP Instructions) `100 ill be deducted as transaction charges (Refer SIP Instructions)

SIP Micro SIP


13/20

13

Please

de

tac

hpages

13to16&su

bm

ittot

he

Ofc

ialPo

into

Accep

tance

(OPA)a

longw

ithinves

tmen

tamoun

t.

generaL InSTrUcTIonS For FILLIng ForM on Page noS. 14, 15 and 16 For aLL ScHeMeS(a) Please read the terms o the Key Inormation Memorandum, Scheme Inormation Documents and Statement o Additional Inormation careully beore lling the Application

Form. Investors should also apprise themselves o the prevailing Load structure on the date o submitting the Application Form. Investors are deemed to have accepted theterms subject to which this oer is being made and bind themselves to the terms upon signing the Application Form and tendering payment.

(b) Beore submission o application orm at UTI Financial Centres and other authorised collection centres investors may please ensure that the orm has been lled in completelyand signed by all the applicants properly as incomplete application is liable to be rejected.

(c) NRI applicants should preerably submit the application at NRI Branch, Mumbai, Dubai Representative Oce, Bahrain Representative Oce or any Financial Centre o UTI

AMC along with NR(E) / NR(O) cheque or a rupee drat payable at the place where the application is submitted.(d) Th hu/ft mpi ppliti shul b m pbl i fu f Th m f th shm.(e) In case the payment is made by demand drat, the drat commission will have to be borne by the applicants. However or investment made rom areas where there are

no UTI Financial Centres or authorised collection centres (where local cheques are accepted), UTI AMC may, i it so decides, bear drat charges to the extent o `250/- perapplication or the actual as is prescribed by banks, whichever is lower or such amount as may be decided by UTI AMC rom time to time. The investors have to attach prooo the DD charges paid to a bank (i.e. acknowledgement issued by the bank where DD is purchased). The reimbursement/adjustment o DD charges is solely at the discretiono UTI AMC and in case i it is ound that such charges are unreasonably higher than normal market rates, such charges may not be admissible. Demand drat charges ireimbursed to unitholders will be borne by the AMC and will not be charged to the scheme. However in case o applications received along with local bank drat whereUTI AMC has its Financial Centres/ or any other authorised collection centre, bank drat commission will have to be borne by the investors.

() Pls it th ppliti sil / ULIP Mmbship umb th s f th hu / ft.(g) Please ll in the names o the applicant(s) / beneciary / alternate child (i any) / institution / parent or lawul guardian / minor / alternate applicant / nominee etc. at the

appropriate places in the application orm. PIN code no. must be given with address to avoid delay / loss in transit.(h) It is mandatory or an applicant to urnish ull and correct particulars o bank account such as nature and number o the account, name and address o the bank, name

o the branch, MICR code o the branch (where applicable) etc. at the appropriate place in the application orm. Application without such bank particulars is liable to berejected. I the credit o dividend distribution is delayed or not eected at all or reason o incomplete or incorrect inormation urnished by the applicant, UTI AMC cannotbe held responsible.

(i) n sh, m s, utstti hus, pst-t hus [pt thuh Sstmti Istmt Pl(SIP)/Mi SIP] pstl s ill bpt.

(j) SeBI hs m it mt f ll pplits, ispti f mut f istmt, t fuish Im T Pan. (Pan t pplibl t Mi SIP) appliti ithut Pan ill b jt. Ists ui t pi th phtp (slf ttst b th ist) f th Pan l ith thppliti fm. If th istmt is i th m f mi th Pan f th mi his fth / mth / ui hs ptiuls pi i thppliti fm is t b pi.

U UTI-ccP:

UTI-chils c Bl Pl UTI-ccP avt Fu - Shlship opti

UTI-chils c Bl Pl - gth opti UTI-ccP avt Fu - gth & divi optis

PAN to be urnished by Applicant* Minor Child or Father or Mother or Guardian whose particulars are provided in the application orm

* The applicant can be other than the Father/Mother/Guardian o the beneciary child.

(k) e-mil mmuiti: Unitholders who have opted to receive documents/communication by e-mail will be required to download and print the documents/communicationater receiving the e-mail rom UTI AMC. Should the unitholder experience any diculty in accessing the electronically delivered documents/communication, the unitholdershould advise the Registrars immediately to enable UTI AMC to send the same through alternate means. In case o nonreceipt o any such intimation o diculty within 24hours rom receiving the e-mail, it will be regarded as receipt o email by the unitholder. It is deemed that the unitholder is aware o all the security risks including possiblethird party interception o the documents/communications and contents o the same becoming known to third parties. SMS and Email on the registered address o theinvestor shall be sent conrming the number o unit allotted within 5 business days rom the date o transaction.

(l) Know Your Customer (KYC) requirement is now mandatory or all categories o investors (guardian in case o UTI-CCP), irrespective o the amount o investment w.e..January 01, 2011 subject to exceptions. For details please reer to SAI. KYC guidelines are not applicable to investors coming under MICRO Pension products.

(m) UTI AMC/MF shall not accept application or subscription o units accompanied with Third Party Payment except in certain exceptional cases as may be permitted. For details

please reer to SAI.(n) I you have invested through a distributor, kindly speciy the Name and ARN Code o the distributor, else, or Direct Investment, please mention Direct in the Column

Name & Broker Code/ARN. In case nothing is specied, then by deault, the Broker Code will be treated as Direct and the application orm will be treated as DirectApplication.

o) Transaction Chargesi) Transaction charges o`100/- (existing investor) or`150/- (new investor) will be deducted or investment o `10000/- and above or investments being made

through distributors having valid ARN and opted in or transaction charges. The units will be allotted to the investor on the net subscription amount. In case o SIPs,the transaction charge shall be applicable only i the total commitment through SIPs amounts to`10,000/- and above. In such cases the transaction charge shall berecovered in 3-4 installments However, there shall be no transaction charges or direct investments, Subscriptions below`10000/-, and on transactions other thanpurchases/ subscriptions relating to new infows such as switch / Systematic Transer Investment Plan (STRIP) / Systematic Withdrawal Plan (SWP)/ Dividend TranserPlan (DTP) etc.

The transaction charge, i any, shall be deducted by the AMC rom the subscription amount and paid to the distributor and the balance shall be investedii) UTI Mutual Fund will endeavor to check the existing available investor base at the RTA level /Industry based on various parameters to nd i the investor is an existing

or a new investor to Mutual Fund. I the details o the investor are ound, then the investor will be treated as existing investor, else, the details urnished under theDistributor inormation in the Form will be treated as valid and accordingly the investor will be treated as new or existing investor.

iii) I the investor has not ticked / not urnished the details under Distributor Inormation o the application orm, then by deault, the investor will be treated as anexisting investor and transaction charges o`100 will be deducted or investment o`10000 and above.

cHeck LISTPls su tht:

Your name and address is given in ull.

Your preerred scheme, plan and option is selected.

Your investment is not less than the minimum investment amount.

Your application is completed and signed by all applicants.

Cheques are drawn in avour o 'The name o the scheme', dated, signed and crossed 'A/c Payee only'.

On the reverse o each cheque submitted, the Application Form number is written.

Separate cheque towards Upront Commission issued to AMFI Registered Distributor.

All PAN details are given ailing which your application will be rejected. (PAN not applicable to Micro SIP)

Copy o KYC acknowledgement provided by service provider is given, ailing which your application will be rejected.

Your bank account details are entered completely and correctly. This is mandatory. I this is not included, your application will be rejected.

acknowLedgeMenT SLIP (T b fill i b th Ist) coMMon aPPLIcaTIon ForM l Subjt t listi

S.n. Shm nm Pl / opti nt amut Pi (`)Pmt dtils

l

chu/dd n. B & Bh1

2

3

4

5


14/20

(PLEASE READ INSTRUCTIONS CAREFULLY TO HELP US SERVE YOU BETTER)

aPPLIcanTS PerSonaL deTaILS (Pls fill i Bl Ltts) Mr. Ms. Mrs.

S. n. 2011/

S. n. 2011/acknowLedgeMenT SLIP (T b fill i b th applit)(UTI-eTSP, UTI-ULIP UTI-rBP ligibl f uti u Sti 80c f th Im-Tx at, 1961)

Received rom Mr./Ms./M/s.

Stamp o UTI AMC Oce /Authorised Collection Centre

rist S. n.dISTrIBUTor InForMaTIon(only empanelled Distribtors/Brokers will be permitted to d istribte units) (refer instrction n))

arn B nmSub-B c /

B Bh cM o c UTI rM n.

cr / ca c F chif rpsttivDD Amount

DD Charges

Ttl

dd n.: dt: d :

naMe In FULL oF THe FaTHer/MoTHer or gUardIan (In caSe oF MInor Under UTI-ULIP & BeneFIcIary cHILd Under UTI-ccP)/conTacT PerSon For InSTITUTIonaL aPPLIcanTS/HUSBand oF THe aPPLIcanT (u UTI-ULIP) M. Ms. Ms.

addreSS oF THe FaTHer/MoTHer/gUardIan oF THe BeneFIcIary cHILd wHere ScHoLarSHIP / redeMPTIon Under growTH oPTIon To BeSenT Under UTI-ccP / ParenT or gUardIan oF MInor Under UTI-ULIP (Pst b . l is t suffiit)

Signature o ather/mother/guardian_____________________________________________________________________________________________________________

oPTIon For deSPaTcH oF STaTeMenT oF accoUnT

Applicants address / (or NRIs) At my Overseas addressas mentioned above

(or NRIs) To be despatched to my resident relativesaddress in India as given above

Benefciarys ather/mother/guardian address under UTI-CCP (I no option is given, it will be sent to the address obenefciarys ather/mother/guardian)

*Pan oF 1st aPPLIcanT / BeneFIcIary cHILd/FaTHer/MoTHer/gUardIan (hs ptiuls fuish i th fm)

deTaILS oF oTHer aPPLIcanTS (nt applibl u UTI-ULIP)

nm f 2 applit M. Ms. Ms. (altt Pt f Mi u UTI-eTSP) / altt chil u UTI-ccP: Mst/kum: (nt xi 15 s f )

d d m m y y y yDate o Birth oAlternate Child

naMe In FULL oF FaTHer/MoTHer/gUardIan oF THe aLTernaTe cHILd: M. Ms. Ms. (ol f UTI ccP)

Enclosed copy o PAN Card k yu custm (kyc) Compliance Proo* Please ()

City*

State Pin*Country*

nts :

1. I the application is incomplete and any other requirement is not ullled, the application is liable to be rejected.2. Consolidated Account Statement (CAS) will be sent within 10 days o the ollowing month o the transaction.3. Pls su tht ll kyc cmpli Pf/Pan tils iv, fili hih u ppliti ill b jt.4. All communications relating to issue o Statement o Account, Change in Name, Address or Bank Particulars, etc. may please be addressed to the Registrar. M/s. kv cmputsh Pivt Limit,

Narayani Mansion, H. No. 1-90-2/10/E, Vittalrao Nagar, Madhapur, Hyderabad -500 081Tel.: 040-23421944 to 47; Fax: 040-23115503 Email: [email protected]

coMMon aPPLIcaTIon ForM For UTI-cHILdrenS career PLan (UTI-ccP), UTI-eqUITyTax SavIngS PLan (UTI-eTSP), UTI-UnIT LInked InSUrance PLan (UTI-ULIP) andUTI-reTIreMenT BeneFIT PenSIon FUnd (UTI-rBP)

State Country* Zip/Pin*

City*

overSeaS addreSS (Overseas address is mandatory or NRI / FII applicants in addition to mailing address in India)

I you wish to receive the ollowing via e-mail (reer instruction k) Please ()

naMe In FULL oF THe BeneFIcIary cHILd Under UTI-ccP Mst/kum: (nt i 15 s f )

F I R S T M I D D L E L A S T




d d m m y y y yDate o Birth o 2nd Applicant

nm f Fist applit Minor (above 12 years o age under UTI-ULIP) / Karta o HUF / the Beneciary under UTI-RBP (For investment by Non-Individual)

Consolidated Account Statement (CAS) Account Statement Abridged Annual Report Transaction ConrmationCommunication o change o address, bank details etc.

First applicts address (Do not repeat the name) nme & address of residet reltive i Idi (or NRIs) (P.O. Box No. is not sufcient)

Alternate e-mail

City/Town* Pin*

(O) Mobile

Mandatory or UTI-ULIP, UTI-RBP & or minors

State

treet/Road/Area/Post

Village/Flat/Bldg./Plot*

F I R S T M I D D L E

L A S T

--

e-mail

d d m m y y y yDate o Birth

S T D CO D E S T D CO D ETel. No. (R)

Upft cmmissi shll b pi itly by th ivst t th aMFI/nISM tifi UTI MF gist distibuts

bs th ivsts ssssmt f vius fts iluig th svi by th istibut.

d d m m y y y yDate o Birth o Beneciary Child

trAnSActIon cHArGeS (Pas ik a h bw. r Isi )



`150 ill be deducted as transaction charges per Subscription of`10,000 and above `100 ill be deducted as transaction charges per subscription of`10,000 and above

exisig ui Hd imai Scheme Name: Folio Number:


15/20

addreSS oF FaTHer/MoTHer/gUardIan oF THe aLTernaTe cHILd (d t pt th m) (Pst b . l is t suffiit)

City* State

CountryPin*

*Pan oF 2nd aPPLIcanT/aLTernaTe cHILd/FaTHer/MoTHer/gUardIan (hs ptiuls fuish i th fm)

naMe oF 3rd aPPLIcanT M. Ms. Ms. (applibl l u UTI-eTSP)

For nrIS onLy Under UTI-ccPI am a Non-Resident I am a Resident I am an Indian National o:

Applicant Applicant (Name o the Country)

and o Indian Origin

Beneciary Child Beneciary Child (Name o the Country)

and o Indian Origin

Alternate Child Alternate Child (Name o the Country)

and o Indian Origin

*Pan oF 3rd aPPLIcanT

Bank ParTIcULarS oF 1ST aPPLIcanT/BeneFIcIary cHILd (Under UTI-ccP) (Mt s p SeBI guilis)

Bank Name BranchAddress

MICR Code

(this is a 9-digit number next to your cheque number)City Pin*

IFS Code

this is a 11-digit number)

Account type (please ) Savings Current NRO NRE

Account No.

generaL InForMaTIon - (Pls hih is pplibl)Sttus Resident Individual Minor through guardian HUF Partnership Trust

Company Sole Proprietorship Society Body Corporate AOP

BOI FII NRI Others (speciy) _________________________

M f Hli Single Anyone or Survivor Joint (not applicable to UTI-ULIP)

oupti Business Student Agriculture Sel employed Proessional

Housewie Retired Service Others (speciy) ________________________

Mitl Sttus Unmarried Married Wedding Anniversary D D M M

ct u

UTI-ULIPIn my/our individual capacity

(Please ll in the nomination orm) On behal o minor as Father/Mother/Lawul guardian

Annual Income o First Individual Applicant (Please () < 5 Lacs > 5 Lacs - < 15 Lacs > 15 Lacs - < 25 Lacs > 25 Lacs

UTI-chils c Bl Pl

Mode No. o instalments

Yearly 4 5 6 7 8

Hal Yearly 8 10 12 14 16

(I no option is exercised, the application will be deemed tobe under the Scholarship Option with yearly mode o giving4 instalments o scholarship and processed accordingly)

** Please mention the Application No. on the reverse o the Cheque/DD. Please use separate Cheque/DD or each Scheme. Cheque/DD must be drawn in avour o The Name o th Shm &crossed a/ P ol. * Denotes mandatory felds.

Account type (please ) Current Saving NRE NRO DD issued rom abroad

Shm / Pl opti (#dfult,if t tik)

amut fIvstmt (`)

dd chgif y (`)

nt amutPi (`)

chqu / dd**n. & dt

Bk / Bh

UTI-rBP

UTI-eTSP Growth #

Dividend Payout

DividendReinvestment

UTI-chils

c BlPl #

Growth

Scholarship #

UTI-ccPavtgFu

Growth#

Dividend

Scholarship

InveSTMenT and PayMenT deTaILS (Pls hih is slt) f UTI-ULIP fill t pI no scheme/plan name is selected, the application will be rejected.

F Shlship pti u UTI-ccP plsti th m th n. f istlmts


UTI-ccP at FuMode No. o instalments

Yearly 4 5 6 7 8

Hal Yearly 8 10 12 14 16

(I no option is exercised, the application will be deemed tobe under the Growth Option and processed accordingly)

SySTeMaTIc InveSTMenT PLan (SIP)

I/We wish to opt or Systematic Investment Plan (Minimum`500/-). Please ll up separate application or Systematic Investment Plan and attach herewith.

SySTeMaTIc wITHdrawaL PLan (SwP) [ailbl u UTI-ccP (Fill spt fm) UTI-rBP (Fill tils bl)]

I wish to receive an amount o `______________________ (Minimum`1,000/- and in multiples o`100/- thereater) on monthly quarterly