ahp investor presentation

Who is American Homeowner Preservation?

AHP Process

Investor & Agent Benefits

Properties Available for Investment

AHP allows Families at risk of foreclosure to stay in

their homes with an affordable lease payment and to repurchase at an amount significantly less than their existing mortgage.

AHP enables Investors to earn high returns by purchasing properties at steep discounts.

AHP empowers Real Estate Agents to earn commissions by representing homeowners and investors

AHP Process

7 - Family Repurchases Home

1 - Family Applies

6 - Leasing Begins

4 - Lender Approves Offer

2 - Offer Submitted

5 - AHP Secures Investor

3 - Negotiations with Lender

Step 1: Family applies to participate. This can be done direct or through an agent. There is no fee to apply.

Step 2: AHP makes offer to purchase home at 50% of REO value.

Step 3: Lender and AHP begin negotiations.

Step 4: Upon approval, AHP will offer the home Investors to purchase and lease back to Family with a recorded option to repurchase.

Step 5: An Investor agrees to purchase the property. Clean title is insured in the Investor’s name.

Step 6: Family makes lease payments and receives counseling to enable them to qualify to repurchase with FHA loan.

Step 7: Once Family is qualified, option is exercised and home repurchased. Alternately, if Family is unable to qualify to repurchase or decides to move for any reason, then home is listed for sale and all net seller proceeds above the option price are paid to Family.

How does AHP get the steepest discounts?1. Patience: wait out the lender. 2. Battle legally when necessary.3. Justify deflated values.

AHP is not in a hurry to strike a deal with the lender 4 - 6 months to get the best price to frustrate the lender.

BATTLE WITH LEGAL ACTIONOver 140 Predatory Lending Lawsuits Filed in Ohio for AHP clients have stopped dozens of foreclosure sales, vacated others, and even stopped evictions after foreclosure.AHP will share templates with any attorney.

JUSTIFICATIONJustify our deflated values. Aggressive Home Inspections, Justification Reports to Lenders

Investor & Agent Benefits

Agents Earn Commissions:

Represent Families In Need

Represent Investors Seeking High ReturnsPurchasing properties at Steep Discounts

Can Earn Selling Properties In Any State

LISTING AGENTS List homes of Families Write offers from AHP

Gather Short Sale Documentation

AHP Negotiates with lenders Once approved by lender, AHP will offer to investors.

SELLING PROPERTIESWrite offers from investors.

If out of state, local listing agent will write offer and pay 100% of sell side commission to Selling Agent.

Agents earn : 50% of listing commission to represent Sellers and 100% of selling commission to represent Buyers. Brokers agree to pay 100% referral fees to out of state Agents who provide Investors who purchase Homes.

EXAMPLE1.5% to Listing Agent

1.5% to AHP3% to Selling Agent

There are literally millions of homeowners who want to stay in their homes and can afford an affordable payment, but not their existing mortgages. An agent could list hundreds of homeowners.

There are many investors seeking secure investments with high returns. An agent can sell hundreds of homes.

Get The Best Deals at Sub-REO PricingWorry Free RepairsNo Rehab NeededProfessional ManagementTenants Stay & PayFamily is Your PartnerInvest 1031 Exchange and IRA Funds

AHP Investors get the best deals You don’t have to be a real estate pro or in the know. AHP

negotiates with lenders for steep discounts and presents you with a turnkey investment opportunity.

Worry Free Repairs All homes are professionally inspected and funds to pay for repairs are escrowed at closing. Repairs are then completed by licensed contractors within 60-days of closing. Additional repairs needed during the lease period are added to the option price, which motivates tenants to care of your investment and minimize repair costs.

No Rehab Needed All AHP investments are 100% fully occupied, so neither significant

rehab nor lease up are necessary.

Professional Management AHP has negotiated with Beacon Property Management, the

largest manager of single family homes in Ohio, to provide a bulk management fee discount to AHP investors.

Tenants Stay & Pay No more screening tenants and showing units. AHP investments are 100% occupied from the day of closing. Tenants are motivated to stay and pay due to the favorable option terms negotiated by AHP. In addition, AHP families have on average lived in their homes over 10 years. For AHP investors, this means a reduced likelihood of vacancies, unpaid rent, and evictions

AHP investors don’t just invest in a home, they invest in a family. AHP’s program makes rental property ownership less demanding and more predictable. The biggest benefactor of every AHP transaction is the family who can now lease their home at an affordable rate and have the option to purchase their home at a fraction of what they once owed. Even if the family is unable to qualify to repurchase their home or decides to move, their recorded option will entitle them to all net sales proceeds over the option price. No matter the disposition, AHP investors and AHP families win!

Property Information

Owner has lived in the home for 4 years.Work as a cashier.

Investment Summary

First Franklin Loan Balance

$68,000

Acquisition Price $20,012.08

Lender Discount 71%

Forecast Return 16%

Acquisition Price:

$44,248.00

Owner has lived in the home for 8 years.15-Year County Employee

Investment Summary

Loan Balance $88,000


Lender Discount 46%

Forecast Return 15%

Owner has lived in the home for 4 years.Same job for over 20 years

Investment Summary



Lender Discount 53%

Forecast Return 15%

Owner has lived in the home for 21 years.Has worked for 6 year with current employer.

Investment Summary


Acquisition Price $32,033

Lender Discount 57%

Forecast Return 17%

Owner has lived in the home for 8 years.Has worked for 7 years at USPS

Investment Summary



Lender Discount 59%

Forecast Return 12%

Owner has lived in the home for 5years.Has worked as a Security Guard for 20 years

Investment Summary

Saxon Loan Balance $124,500


Lender Discount 41%

Forecast Return 18%

Owner has lived in the home for 15 years.Retired

Investment Summary

Saxon Loan Balance $91,000


Lender Discount 51%

Forecast Return 16%

You pay NO fees to AHP:• No application fee• No upfront fees• No monthly option to purchase fees• No appraisal fee• No cost for financial counseling

Your only fees are: • Home inspection fee to firm of homeowners choice.• Legal fees, if needed, to attorney of homeowners choice.

Your only cost will be one month security deposit and your monthly rent during the lease period

Your pre-determined repurchase price equals:• The amount AHP purchases your home• Plus $2,000 administrative fee• Plus 15% - 30%• Plus cost of repairs paid by investor during the lease

period

There is no obligation! Participants may cancel the AHP foreclosure prevention process any time prior to the closing

AHP’s primary goal is to return the home to the participant as soon as possible

“The best suggestion you may give to a friend or family member in danger of losing their homeis to call American Homeowner Preservation”