banking reloaded
Post on 23-Jan-2015
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Products are implemented
redundantly and
inconsistently across
product lines and channels
IBM Mainframe
Sun Server
Intel blade
Tandem
Thin clients
Fat clients
AIX Server Server Farm Any technology
of each and every decade
Banks keep the status quo
2000 2003 2007
Design + Functionality + User centric = Life style
2012 2013 2014 2015
72% Watching TV
Playing Video Games
Listen to music
Reading newspapers
Reading books
Internet
Digital Natives
Price
Coverage
Benefits
Bandwidth
Convenience
Customer
Trust
Loan
s
Tran
sfor
mat
ion
Inve
stm
ents
Paym
ents
The New
Customer
Brokerage
Loans
Deposits
Top Desire
R I P
Context Banking
Next
You are looking for your own home?
We can help to make your dream come true.
Scan
18 €
53 €
5 € 12 € 17 €
23 €
Source: eBay, April 2013
1 GB Commodity RAM = 19 USD 128 MB Mainframe RAM = 249 USD
Factor 100
Apple
BIAN service descriptions
Standardisation
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Store
Platform Open SAP Oracle IBM ...
Modules/Apps
overrated
underestimated
Gartner Hype Cycle
top related