bocom brief introduction - hsbc...bocom, and cooperative partnership established between the two...

BOCOM BRIEF INTRODUCTION

Founded in 1908

Background and Mission

First Cooperation with HSBC

Locomotive Bank

Reformed in 1987

HSBC Became the Second Largest

Shareholder with 19.9% stake in

2004

Abstract of BOCOM ANNUAL REPORT 2014

Share Register Character Stake（%） Amount of Holding Share

PRC Ministry of Finance Nation 26.53 19,702,693,828

HKSCC Overseas Legal Person 20.09 14,917,284,241

HSBC Overseas Legal Person 18.70 13,886,417,698

Nation Council for SSF Nation 4.42 3,283,069,006

Data Item 2014 2013 Escalation Rate

Capital Adequacy Ratio 14.04 12.08 1.96

Fare Recovery Ratio 30.29 29.35 0.94

Provision Ratio 2.24 2.24 --

Rate of Non-performing Loans 1.25 1.05 0.20

Annual Profit (Bil.) 84.93 79.91 6.28

Annual profit in East China 25.34 20.20 25.40

Personal Finance Service Income 105.27 85.74 22.77

Credit Rating 2014 2013

Standard& Poor’s Indices A-/A2 A-/--

Moody A2/P-1 A3/P-2

Fitch Ratings A/F1 A/F1

2

Investing Description

Time Deposit

Large Denomination Certificates of Deposit

Structured Financing Products

Public Offering of Fund

Foreign Exchange Investment

Trust Products

Protection/Investment-Oriented Insurance

Physical Gold Investment

3

Institutions & Guarantee

Qualifications of Customer Manager

• Professional Insurance Agent Qualification Certification

• Certification Of Security Qualification

• Associated Financial Planner

Client Risk Bearing Capacity Test

• Investment Experience & Stop Loss Point & Expected Return

Recorder System

Exclusive Customer Manager

Persistent Property Management Suggestions

4

Structured Financing Products

Risk Grade ：1R----3R

Issuer： Bank of Communications

Currency : CNN, USD, EUR, GBP, AUD, HKD

Investment Object:

Government loan, financial bond, Debenture Bonds

of high Credit, Inter-bank Borrowing, etc.

Annualized Return Rate: 2.0%--6%

Investment Horizon: Within One Year

5

Public Offering of Fund

Taking HSBC Global Asset Management (UK) Limited for Example:

When a certain public offering of fund published by HSBC

Global Asset Management (UK) LIMITED is approved by

BOCOM, and cooperative partnership established between the two

institutions, BOCOM customer managers will select a proper time

and suitable clients , to suggest them when to buy and sell it out.

In 2014, poundage & commission income of BOCOM reaches

29,604 million RMB. An important part comes from fund

consignment.

6

Foreign Exchange Investment

The Service of Exchange Settlement and Sales.

Accomplish the function of exchanging between two

kinds of foreign currencies.

Money grams Payment achieves Global Transfer

within 10 minutes.

Traveler's Check makes abroad travel safer and more

convenient.

7

Protection/Investment-Oriented Insurance

Protection-Oriented Life Insurance includes

different kinds: Traffic Accident Policies, Health

Policies, Specific Disease Policies , etc.

Investment-Oriented Insurance focus on benefit

other than protection ,its profit can approach to

3.75% per year at least.

BOCOM’s main cooperative partners are BOCOM

CMG life Insurance, Tai Kang Life Insurance Co.

Ltd and An Bang Insurance Group.

8

Gold Investment

As a financial member in Shanghai Gold

Exchange , BOCOM acts on behalf of client

to open personal physical gold transaction

accounts , Gold transaction , Automatically

Investment Plan, Account Settlement , etc.

9

Physical Gold Investment

Characters of“OTO”Gold Bar ：

1. High Quality.AU99.99，Casted by

Shanghai Gold Exchange members.

2. Various Specifications including

10g, 20g, 30g, 50g, 100g, 200g, 500g.

3. Complete Certificates and invoices.

4. Buy-back Policies. BOCOM can buy

the physical Gold back anytime they

need.

10

OTO Service Introduction

11

Six Aspects of Exclusive Service:

Exclusive Customer Manager

Distinguished Service Area

Noble Exclusive Financial

Products

Prerogative Poundage Discount

VIP Value-added Service

OTO Exclusive Account

12

Thank You