nlcs parentonimics

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Workshop organized for parents from NIST (New International School of Thailand).

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Parentonomics

What makes your child

understand the value

of time, money and

commitments?

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For Young Children

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Year 1 Through Year 6 is the Time to Start

1. There is nothing they really can’t learn

2. By Year 1 they already have experienced money in

some form

3. They already want stuff (and let you know about it!)

4. Spending habits start early and they reflect their

parents by watching

5. Influenced spending (What we purchase our kids at

their urging)

6. Advertisers and marketers target children as early as 18

months old

7. Never under estimate the credit card companies!

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Art Smarts An early interest in and recognition of money can help children

develop a stronger economic sense

• Look at the images on the fronts and backs of coins and bills.

Discuss the meaning behind these images

• Draw a big circle and have your child create a picture hed like

to see on a coin or bill

• Let your child explore coins by making rubbings place a piece

of paper over a coin and rub

across the raised images

with the side of a crayon

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• To a young child, bigger = better

• Learn the value of coins takes some practice since

the actual physical size of the money does not

necessarily correlate to value

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Start Simple:

1 Crayon = 1 baht

5 Crayons = 5 baht

10 crayons = 10 baht

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Marshmellow

Experiement

Share with your neighbor what you

think your child would have done in

that same situation?

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• Plan budgeting for monthly expenses, make lists

(school lunches, clothing and treats)

• Make a wish list of a big item (IPad2) and a small

item (phone case) Discuss how to save for it and

how long it might take (Visual saving with change)

• Set aside money for saving and charity

• Track how you spend time and let children suggest

how to donate time (or money) to a community

cause or charity

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For Teenagers

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Babysitting Income: 1,500 Baht per week 500 baht per hour, 3 hours per week

Household Chores: 500 Baht per week Take out garbage, walk dog, clean dishes

Total: 2,000 Baht/week

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Mon 1/31: Snack and Soda 120 Baht

Tues 2/1: Cell phone bill 500 Baht

text message overages 250 Baht

Tues 2/1: Starbucks Coffee 140 Baht

Wed 2/2: McDonalds after school 200

Baht

Wed 2/2: iTunes music 220 Baht

Thur 2/3: Snack and soda 325 Baht

Fri 2/4: Movie and popcorn 350 Baht

Sat 2/5: Clothes from the mall 800 Baht

Sat 2/5: Lunch @ food court 250 Baht

Sun 2/6: New volleyball 400 Baht

Sun 2/6: Lunch at Au Bon Pain 300 Baht

TOTAL EXPENSES: 3,855 Baht

AMOUNT LEFT OVER: -1,855 Baht (Ask Mom and Dad to Loan an extra 2,000 Baht)

Remember

2000 Baht

per week!

Mon 2/71: Snack and Soda 120 Baht

Tues 2/8: Snack after Volleyball 150 Baht

Thur 2/10: Birthday present For BFF 300

Baht

Thur 2/10: Fruit Shake 80 Baht

Fri 2/11: Fill BTS card 200 Baht

Sat 2/12: Snack and soda 150 Baht

TOTAL EXPENSES: 1,000 Baht

AMOUNT LEFT OVER: 1,000 Baht

Repay Partial Debt: 500 Baht

Final Amount Left Over: 500 Baht!!!!

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This presentation was designed from material

from the following resources

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