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8/12/2019 NOP Pesentation 2013

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Presented To:

Presented By:

Mi11bba016 Atta-Ur-Rehman

Mi11bba054 Umer SadiqMi11bba024 Malik Abdul Rehman

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Prof. Riaz Ahmed

Mian 

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Established in 1989, in pursuance of TheBank of Punjab Act 1989 and was giventhe status of scheduled bank in 1994.

The Bank of Punjab is working as ascheduled commercial bank with 284branches at all major business centres inthe country.

A wholly owned subsidiary of BOP First

Punjab Modaraba (FPM) was establishedin 1992 and is being managed by PunjabModaraba Services (Pvt) Ltd.

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  The Bank of Punjab has played a vital

role in the economy through

mobilization of untapped local

resources, promoting savings and

providing funds for investment.

  The Bank of Punjab has the privilege

to discharge its responsibilities towardsnational prosperity and progress.

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“To be a customer

 focused bank withservice excellence“  

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Commitment to economicstrength

Commitment to corporativegovernance

Commitment to excellence &work ethics

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Our Customer   As our first priority.

Profitability  For the prosperity of our stakeholders that allows us to

constantly invest, improve and succeed.

Corporate Social Responsibility To Enrich the Lives of community

where we operate.

Recognition and Reward For the talented and high performing

employees.

Excellence  In every thing we do.

Integrity In all our dealings.

Respect For our customers and each other .

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AWARDS AND REWARDS

Excellence Award by the Central

Board of Revenue

3rd Kissan Time Awards

Best Corporate Report Award

16th Bolan Excellence Award

Achievement Award

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CREDIT RATING

The strength and stability of The Bank

Of Punjab is evident through the Credit

Rating assigned by PACRA Credit Rating

Company .

“AA-” (Double A) for long term 

“A1+” (A One Plus) for short term. 

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NATURE OF ORGANIZATION

• The Bank provides all types of banking

services such as Deposit in Local Currency,

Client Deposit in Foreign Currency,

Remittances, and Advances to Business,Trade, Industry and Agriculture.

• As agriculture is considered as backbone

of our economy The Bank of Punjab has

introduced "Kissan Dost Agriculture

Finance Scheme" to small farmers.

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Structure of BOP

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Typical Structure of a BOP Branch

Operations of the branch are controlledby:

• Branch Manager

Operations Manager.Staff of the branch is consist on:• Branch System Administrator

• Operations Staff including• Grade I officer• Grade II officer

• Grade III officer &

• two cash officers

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Departments of the Bank

There are following departments ofbank:• Cash department

• Remittances department

• Clearing & Collection Section

• IT Department

• Account Opening Section

• Accounts Departments

• Audit Departments

• Consumer Finance Department

• Business Development Department

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TYPE OF BUSINESS ACTIVITIES 

The bank basically works under twomajor type of business activities groups

named as:

1) Banking Sector2) Insurance Sector (EFU)

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Branch Networks - Regions 

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1. Lahore Central-I Region 

2. Lahore Central-II Region 

3. Lahore North Region 

4. Lahore South Region 

5. Peshawar Region 6. Islamabad Region 

7. Rawalpindi Region 

8. Sialkot Region 

9. Bahawalnagar Region 

10. Jhang Region 

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11. Multan Region 12. Faisalabad Region 

13. Gujranwala Region 

14. Gujrat Region 

15.  Bahawalpur Region 16.  D.G Khan Region 

17.  Jhelum Region 

18.  Sheikhupura Region 

19.  Sahiwal Region 

20.  Khushab Region 

21.  Karachi Region 

Branches (Region Wise)

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Further information

(Head Office, Main Branch, e.g.) Head Office (BOP)

10-B,Block E-II, Main Boulevard Gulberg III LahoreUAN : 111-200-100Tel : (042) 35783700-10Fax :(042) 35783713 

Main Branch ,Lahore 

Chief ManagerTel : (042) 99200419-99200187Fax :(042) 99200351 

Officer Training Institute

296- Upper Mall, Lahore (Pakistan)Tel : (042) 35714180-35755625 

ATM Call Centre

Toll Free : 0800 26700 

Consumer Banking 

Toll Free : 0800 24267

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  Products

&Services

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 1. Deposits 

One of the basic functions of commercialbanking is to receive deposits. BOP acceptsdeposits in both local & foreign currency:

i. Current Account 

ii. Gharayloo Saving Account iii. PLS-Saving Profit Plus Accountiv. Corporate Premier Term Account 

v. Basic Banking Account 

vi. Bop Tijarat Account (LCY) vii. Bop FCY Supreme Current A/C (Us $) / Bop

FCY Supreme Current A/C (Euro) 

viii. Munafa Hi Munafa Account 23

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2) Advancement of loan 

Bank of Punjab advances loan in the followingways:

1) Demand finance

2) Asaish loan3) Car loan

4) House loan

5) Bop motorcycle loan

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  3. SERVICES 

BOP offers various services which are following:

a) TRADE PROCESSING CENTRE

b) COLLECTION OF CHEQUESc) UTILITY BILLS

d) BOP Locker

e) ATM / Debit Card

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 4) Consumer Finance

Consumer Finance consists on:

Aasaish Loan

Quick Cash

Car Loan House loan

Smart Cash Personal Loan

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Financial Analysis

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Financial analysis is helpfulto the management of the

organization as well as forthe investors and creditors.

P & L A/C OF BOP FOR THE YEAR 2007 & 2008

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P & L A/C OF BOP FOR THE YEAR 2007 & 2008

BALANCE SHEET OF BOP FOR THE YEAR 2007 & 2008

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BALANCE SHEET OF BOP FOR THE YEAR 2007 & 2008

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assets

Cash and balances with

treasury banks

Balances with other banks

Lendings to financial

institutions

Investments

Advances

Operating fixed assets

Deferred tax assets

Assets

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  Liabilities

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Bills payable

Borrowings

Deposits and otheraccounts

Sub-ordinated loans

Liabilities against assets

subject to finance lease

Deferred tax liabilities

Other liabilities

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PEST Analysis

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Political

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Economical

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Social

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Technological

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Future Prospects of the

Organization  The success and growth of Bank of Punjab

depends on:

1. The Government’s political agenda 

2. Its efforts to bring about a greater degree of optimismamongst investors and business community.

Bank is highly keen to offer the facility of

inter branch banking services within year

2012.

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CONCLUSION

I concluded that currently Bank of Punjab has ahigh market share. So we can say that themanagement of Bank of Punjab is very loyal toits “Customer Service policy” 

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