preferred renter online course disability...

CorvallisCommunityRelations

PreferredRenterOnlineCourseScript

Section1:IntroductionBeAGoodBeaver,BeAGoodNeighbor.Hello,andwelcometothePreferredRentersonlineworkshop.Livingoff-campuscomeswithincreasedresponsibilitiesandexpectations.Thisworkshopisdesignedtohelpstudentslikeyounavigatetheoff-campusrentalprocessandbetterunderstandbothyourrightsandresponsibilitiesastenantsandmembersofourCorvalliscommunity.ThisworkshopisbroughttoyoubyOregonState’sCorvallisCommunityRelations,inpartnershipwithcommunityanduniversitystakeholderssuchastheCorvallisPoliceDepartment,Corvallisfiredepartment,CorvallisRentalPropertyManagementGroupandOSUStudentHealthServices.Whilethesegroupsplayanimportantroleinimprovingthehealth,safetyandlivabilityofourcommunity,itisyou-thestudent,tenantandCorvalliscommunitymember)whohasthepowertomakethebiggestdifference.Thefollowingworkshopiscomprisedoffivemodules,eachhighlightingvariousaspectsofoff-campusliving.TheseincludePartySmart,Safety,Renting101andSigningaLease,Renter’sRights,Responsibilities,andResources,andFinancialLiteracy.Eachworkshopmodulewillbefollowedbyashortquiz.Passthequizwithanaggregatescoreof80%orhigher,andyouinstantlybecomeaPreferredRenter.It’slikemagicjustlikethatyou’reonyourwaytoreceivinga$50creditonyoursecuritydepositwithparticipatingproperties.

Section2:PartySmartPartySmart:LawsandCityOrdinancesOregonStateUniversity’sStudentConductCodeappliestoallstudents,whetherlivingonoroff-campus.StudentsarealwaysexpectedtobehaveasoutstandingmembersoftheCorvallisanduniversitycommunity,nomatterwhereyouare.Whetheryou’resocializingoncampus,eatingatarestaurantinCorvallis,visitingfriendsinPortland,orplayingagameofFrisbeeinouterspace),youareanambassadorofOregonStateUniversity.BreakingthelaworviolatingacityordinanceisaviolationoftheCode,andstudentsthatdosoareheldaccountablefortheirbehaviorbytheuniversity.Livingoff-campuscomeswithincreasedindependence.Thisfreedomcanbeliberating,butcanleadtohigherrisksofbehaviorthatadverselyimpactsthehealthandsafetyofyou,yourroommatesandyourneighbors.Wegetit,thisiscollege,aonceinalifetimeopportunity,andwewanttohavefun!

CorvallisCommunityRelations

Inthismodule,wewilltouchonalcoholsafety,partysafety,sexualassault,andlawsandcityordinancesthatyoushouldknow.Notknowingthelawisn’taverygooddefense.JudgeJudyisn’thearingthat.ThePartySmartmodulewillteachyouhowtopartyinawaythatisfun,safe,andrespectfulofyourcommunity.Remembertopaycloseattention,asyouwilltakeashortquizimmediatelyfollowingthismodule.ALCOHOLIfyouconsumealcohol,youshouldbeawareofthepotentialconsequences.Rememberthat:

• Alcoholisadrugthatslowsdownandinhibitsbodilyprocesses.Itisadepressant,notastimulant.It’sapoison.Evensmallquantities–afewbeerorshots–canbeunsafe.

• Drinkingleadstodehydration,soavoidhottubsandheavyexerciseasthisenhancestheeffectofalcohol,causingyoufeelittwiceashardandtwiceasfast.

• Reactiontime,judgment,abilitytofocus,memory,andcoordinationareallgreatlyaffectedbyalcoholuse.

Forexample,ifyougetverydrunk,youmightmakeachoicethatyouregretthenextday.Individualshavebeenknowntomistakenlybreakintosomeoneelse’shouse,sointoxicatedtheythoughttheywerejustkickinginthedooroftheirhome,landingthemmultiplefelonychargesandanendlesslistofconsequences.Ifyoudecidetodrink,it’salwaysimportanttoknowhowmuchyouaredrinking.It’simportanttotalkaboutthepercentageofalcoholinastandarddrinkOnedrinkis:

Beer:12oz–4-5%HardAlcohol:1.5oz–40%Wine:5oz–12%RememberthatBingedrinkingis“theconsumptionoffivedrinksformenorfourdrinksforwomeninatwohourperiod,”andcanbedeadly.

Amicrobrewbeer,forexample,canhaveanalcoholpercentageupwardsof10%.Thatmeans2standarddrinksinone12ozcup.And,ifwe’retalkingaboutHardAlcoholespeciallyEverclear,whichis95%alcohol,that’s2.5standarddrinksinjustoneshotglassAquickneighborlytipbeforewemoveontothepartyitself:Alwaysrememberthatpeoplearetryingtosleepinsidetheirhomes.Wouldyouwantyourfamilymembers

CorvallisCommunityRelations

tobeawakeninthemiddleofthenight?Tryyourbesttokeepyourvoicedownwhenparty-hopping,andalwaysrespectyourneighborsspace!Intermsofpartying,wehaveseveraltipsyoucanusetohelpcontrolyourenvironmentwhenpartying:

• Paceyourself.Eatinghelpsslowtheabsorptionofalcoholintoyoursystem,helpspreventnauseaandquicklypeakingBAC.

• Alternatebetweenalcoholicandnon-alcoholicbeverages.• RemembertoHALTdrinkingifyoufeelHungry,Angry,Lonely,orTired.

Alcoholcanaffectyourbodydifferentlydependingonyourmood.• Lookoutforthosearoundyou.Ifyouseesomeoneexhibitinganyofthe

followingsymptoms,call911:Vomiting,seizures,slowbreathing,irregularbreathing,blue-tingedorpaleskin,lowbodytemperature,confusion,passingout(cannotbeawakened).

• Meetingfriendsacrosstown?Beforedrinking,makeplanstouseASOSUSafeRide,ataxiservice,oradesignateddriver.

• Lastly,Setadrinklimitandsticktoit.Countyourdrinksandavoiddrinkingmysteriousbrewslikejunglejuiceandothermixedpunches.Thesedrinksareoftenmadewithhardalcoholsandsugarymixerslikejuiceandsodathatmaskthestrengthofthealcohol.Theycanbeveryhighinalcoholpercentageandcanspikeyourbloodalcoholcontent(BAC)dangerouslyhigh,puttingyouatriskforalcoholpoisoning.It’sbesttomakeyourowndrink.Ifsomeoneelseconcoctedit,thereisnowayforyoutoknowwhatandhowmuchalcoholyouhaveinthatcup.Researchshowstherecanbeanywherefrom0to22standarddrinksinasinglesolocupofjunglejuice.It’sbesttosteerclear.HOSTINGAPARTYIfyoudecidetohostaparty,that’sokay.Justmakesuretodoitinasafewaywhilebeingrespectfulofyourneighbors.Wehaveafewtipsyoucanemploytokeepyourpartysafe.

• Controlwhoyouletin.Haveaguestlist.Letyourfriendsin,andthoseyouknow.Politelyrefuseanyoneyoudon’tknow,thatincludesyourgirlfriend’s,brother’sfriend’sfriend.Don’tlet“randoms”enteryourhome.You’reresponsibleforyourguestsandtheirbehavior.Ifyoudon’tknowsomeone,howdoyouknowthattheymaynotstealfromyou?Areyouwillingtotakeontheriskofbeingliableforsomeonewhodoessomethingstupidatyourparty?Say,youprovidesomeoneafewdrinksatyourkickback;theyleaveandgetintheircar.Theygetinanaccidentandhurtsomeone?Youmightshareintheblame.Youmightbeliable.Doyoureallywanttobeonthehookforthisguy?Thisgirlcouldbejustasdangerousorlikelytostealfromyouasthisguy.

• Have“sobermonitors”whocanbeonthelookoutforoverlyintoxicatedindividualsandwhocanspeaktothepoliceinthecasetheycomeknocking

CorvallisCommunityRelations

onyourdoor.Youdon’twantthisguy[someoneslurringtheirwords]“speaking”onyourbehalf,doyou?

• Donothaveopensourcesofalcohol.Remember,thesecanbeverydangerous!

• Providefoodandwatertoyourguests.Foodandwatershouldalwaysbepresentwhenalcoholisbeingconsumed.

• Bearesponsibleserveranddonotoverserveindividuals!• Don’tletyourguest’sdrinkanddrive.Helpthemfindasoberwayhome;

thinktaxiorASOSUSafeRide.• Don’tprovidealcoholtominors.Thiscouldcostyou.Literally,thousandsof

dollars.Moreonthattocome.BEAGOODNEIGHBORYoushouldbemindfulofyourneighborswhenyouthrowaparty.It’simportanttomaintainagoodrelationshipwithyourneighbors.Youcandothisthroughanumberofdifferentways:

• Ifyouhaveaparty,notifyyourneighborsbeforehandandgivethemyournumber.Yourneighborshavenoobligationtocallyoubeforetheycallthecops,butitcouldhelppreventavisitfromtheseguys[police].Trustus,they’rereallyniceandfriendly,butyouprobablydon’twantthematyourparty,right?

Youknowwhat,beforeyouevenbeginthinkingaboutaparty–whenyoufirstmoveinforexample–introduceyourselftoyourneighbors.Buildarelationship..Gettoknowthemandletthemgettoknowyou.Bakethemsomecookies!BeoldfashionedorknockontheirdoorandaskifyoucanborrowacupofsugarforthelemonadeorKool-Aidyou’remaking.Evenifyoudon’tneedit!Andthenbringthemaglass.Youmightbesurprised;theymightjustreturnthefavor.

• Keepthepartyinside.Haveguestsstayinsideyourhouse,oraskthemtoleave.Keepingthepartyinside,keepsthenoiseinside.Whenthenoisegoesoutsideitdisturbstheneighbors.Whenyoudisturbotherpeople,youhaveotherproblems.Whenyoupartyresponsible,youmighthave99problems,butaticketwon’tbeone.

• Doasoundtest.Canyouhearmusicfromoutside?Ifso,turndownthemusic,closethedoors,closethewindowsandagain,keepthepartyandyourguestsinside.

• Berespectfulandmindfulofothers.It’sthatsimple.• OrangeistheNewGreen:KeepCorvallisClean.Youmayhavehadaparty,butit

shouldn’tlooklikeitthenextmorning.BeAGoodNeighbor,andcleanupafteryourselfandyourparty.Whilewe’reonthesubjectofkeepingourcommunityclean.Brokenglass,cigarettebuttsandotherlitterisatremendousblightonourcommunity.Question:Howmuchlittercouldalitterpickerpick,ifalitterpickerwouldpicklitter?Answer:Asmuchlitterasalitterpickercouldpick,ifa

CorvallisCommunityRelations

litterpickerwouldpicklitter.Enoughwiththetonguetwisters,Corvallisstreetsarenotanashtray.Takeprideinourcommunity,doyourparttokeepitclean.

SEXUALASSAULTDidyouknowthataccordingU.SDepartmentofJustice,1in5collegewomenand1in16collegemenareassaultedincollege?Thisstatisticistoohigh!Wewantyoutorememberthatalcoholstronglyaffectsyourdecision-makingandhasbeenfoundtobestronglyassociatedwithsexualassaultcases.Infact,theU.SDepartmentofJusticefoundthat50-70%ofsexualassaultsarefacilitatedbyalcoholuse.Also,rememberthatapersonwhoisincapacitatedbyalcoholorotherdrugscannotgiveconsent,nomatterwhattheyverbalize.

AccordingtoOSUPolicy576-015-0010(6),consentisknowing,voluntary,andclearpermissionbywordoraction,toengageinmutuallyagreeduponsexualactivity.Tobeeffective,consentmustbeinformedandreciprocal,freelyandactivelygiven,andmutuallyunderstandable.

Ingeneral,sexualcontactwhileundertheinfluenceofalcoholorotherdrugsposesarisktoallparties.Alcoholanddrugsimpairaperson’sdecision-makingcapacity,awarenessoftheconsequences,andabilitytomakeinformedjudgments.Itisespeciallyimportant,therefore,thatanyoneengaginginsexualactivitybeawareoftheotherperson’slevelofintoxication.Ifthereisanydoubtastothelevelorextentoftheotherindividual’scapacitytofreelygiveconsent,theprudentcourseofactionistoforgoorceaseanysexualcontactoractivity.Sexualassaultoncollegecampusesisaserioushealthandsafetyproblem.Eachofushasaroleincreatingacaringcommunity—basedoncivilityandrespect—thatcontributestostudentsuccessandisfreeofsexualassault.It’sonUs.Takethepledgetoshowyourcommitmenttoendingsexualassaultinourcommunity.Formoreinformationonoureffortspleasevisitthesurvivorsupportpageat:leadership.oregonstate.edu/survivor-supportYoumightwanttocheckouttheseresourcesaswell:

• SurvivorAdvocacyandResourceCenter-http://leadership.oregonstate.edu/survivor-support

• StudentHealthServicesandCounselingandPsychologicalServices(CAPS)–http://counseling.oregonstate.edu

CorvallisCommunityRelations

• AndtheAlcohol,DrugandViolencePreventionCenter-http://studenthealth.oregonstate.edu/prevention-center/alcohol-and-other-drugs

Wewillalsobeprovidingalistofresourcesthatwehavementionedsofarattheendofthispresentation.Youcanalsofindtheresourcespresentedinthispresentationatstudentlife.oregonstate.edu/ccr/workshopresources.Weencourageyoutovisitthem!

MEDICALAMNESTYOregon’sMedicalAmnestyLawprotectsthoseundertheageof21fromgettingaMinorinPossession(MIP)chargewhencalling911forsomeonetheythinkhasalcoholpoisoning.Thepersonmakingthecallandthepersoninneedofmedicalattentionarebothprotectedunderthislaw.Ifyouseesomeonethatisinneedofmedicalattention,call911.Afteryoucall,staywiththepersonuntilhelparrives.Thehealthandsafetyofyouandthosearoundyouisoftheupmostimportance.Ensureyoursafetywithoutcompromisingyourcelebrationandfunbyknowinglawssuchasthese.LAWSYOUSHOULDKNOWBestnightevertakesaturn.Minorsaredrinkingatyourparty.GoDirectlytoJail.Well,thisisn’tMonopoly,thisisreallife,soyou’veearnedyourselfacitation,acourtappearancea$500fineandaninvestigationbytheOSUStudentConductandCommunityStandardsOffice.Abidebythelaw.Don’tbreakthelawordisturbthepeaceofyourneighborsandyoumightactuallyhavethebestnightever.Gettingcitedorarrestedcandefinitelybeabuzzkill.Inthiscase,abstinence–abstainingfrombreakingthelaw–isthebestwaytostayoutoftrouble.Youareresponsibleforabidingbyallstateandfederallawsandlocalordinances.Claimingthatyoudidn’tknowurinatinginpublicwasagainstthelawgenerallyisn’taveryeffectivedefense.Hereareahandfuloflawsoftenassociatedwithpartiesandalcohol.ASpecialResponseNotice(SRN)isawrittenwarningissuedbytheCPDforviolationslikelittering,noiseorpeeinginpublic.IfyoureceiveanSRN,youwillnotbechargedTHEFIRSTTIME.Consideritawarning.However,ifyoureceiveanotherSRNwithin30daysofreceivingthefirstSRN,you’llbebilledforwhatit

CorvallisCommunityRelations

costthecitytorespondtobothincidents.,andthatcouldbehundredsorthousandsofdollars.Ifthepolicearrive,don’tturnoffthelightsandrefusetoopenthedoor.Ityourefusetocooperateandpretendthatyou’renotathome,thepolicewilllikelyrequestasearchwarrant.Thistakestime;acostthatwilllikelybepassedontoyou.Thingscangofrombadtoworstrealquick.UnlawfulAmplifiedsoundisaclassAinfractionandcomeswithafineof$306.Ifyouarehostingaparty,becarefulabouthowloudyourmusicis.HostingaParty/FurnishingAlcoholorMarijuanatoMinorsisnottakenlightlyhereinCorvallis.Infact,youcanbechargedupto$2,500andspendtimeinjailifyoucommitthismorethanonce.Hostingapartyorfurnishingtominorsisbasicallyeitherbuyingalcoholormarijuanaforminors,orhostingapartyinyourhomewhereminorsareillegallyconsumingalcoholormarijuana.It’sagainstthelawtoconsumealcoholormarijuanaifyou’reundertheageof21.ReceiveaMinorinPossessionCharge(MIP),andyoureceivea$250fineandaone-yearsuspensionofyourdriver’slicense.Besmart,knowthelaw!Afterthis,you’llgetacallfromtheuniversityofficeofStudentConductandCommunityStandards.Itisalsopossiblethatthisbreaksagreementswithinyourrentalproperty’sleaseagreement,leadingtoapossibleevictionfromyourhome.Thegiftthatkeepsongiving.Keepyourrecordclean.Formoreinformationonpartyingsmart,clickthearrowonthebottomrighthandcornerofyourscreen.Wewillalsoprovidealinkfollowingtheendofthiscourse.Beforewemoveon,Bennywantsyoutoalwaysrememberthat:

• Alcoholinfluencesyourabilitytomakedecisions.Youmaynothavemadethatchoiceifyouweresober.Besafeandberesponsible.You’reresponsibleforyourbehaviorandyoumaybeheldaccountableforyourbehaviorbyentitiesincluding,butnotlimitedto:TheUniversity(StudentConductandCommunityStandards),theCity(LawEnforcement)andPropertyManagers.

• Offcampusbehaviorfallsundertheuniversity’sstudentconductcode–you’llbeheldaccountablebythecityandpolice,theuniversityandyourlandlordcouldevenevictyou.

• BeAGoodBeaver,BeAGoodNeighbor.

Section3:SafetyLiveSafe:SecurityandSafetySafetydoesn’thappenbyaccident.SafetyfirstisSafetyAlways.Thispresentationwilltouchonthingsyoushouldknowtoprotectyourself,yourhome,andyourproperty.

CorvallisCommunityRelations

Wewilltouchonthreedifferenttopics.Homesafety,firesafety,andbicyclesafety.Remembertopaycloseattentiontothetopicsdiscussed,asyouwilltakeashortquizimmediatelyfollowingthismodule.HOMESAFETYCorvallis,Oregonisareallysafeplacetolive.Crimeisrelativelylow.Withthatsaid,wedohaveunusuallyhightheftratesthough.Homesandcarsarebrokenintoquitefrequently,soitisimportanttolearnhowyoucanhelpkeepyourstuffsafe.Someofthisiscommonsense.Unfortunatelycommonsenseisn’tsocommon,andisn’talwayscommon.Hereareafewthingstoremember:

• KeepalldoorsandwindowslockedLeavingalightoninside,aswellasaporchlight,aregreatwaystodeterburglars.

• Preventwindowshopping:closecurtainsorblindstoprotectyourpersonalbelongings

• Don’tleaveexpensiveitemsinyourcar• Lightupyourlivingroom:connectanauto-timerplugtoaninteriorlamp• Lockitup:planwithyourroommatesaboutlockingdoors,windows,and

garagebeforeleavingtown.• Preventamountainofmailonyourdoorstepasthievesoftentargetthese

homes.Usethefreeholdmailservice:holdmail.usps.com/holdmail/• Don’ttrustthegardengnome:burglarsknowallthehidingspots,keepyour

keytoyourselfMeetingyourneighbors,orbetteryet,knowingyourneighbors,cangreatlyreducechancesofabreak-in.Yourneighborsmightevenhelppickupyourmailandfeedyourpetgoldfishwhileyou’reoutoftown.Youwouldn’twantNemotogohungrynowwouldyou?Disclaimer:No,goldfishwereharmedinthedevelopmentofthispresentation.Butknowyou’reneighbor,orthislittleguycouldbenext.Anoverabundanceofmailinyourmailboxletsburglarsknowthatnoone’shome.Remember,bakingcookiesforyourneighborswhenyoumoveinisnotoldfashioned,peopleloveit!You’regoinghomeforthebreak?Yeah,burglarsknowtoo.Withfewerstudentsremainingoncampus,crimestypicallyincreaseovertheWinterandSpringbreaks.Hideyourvaluables,ortakethemwithyou,ifyouareplanningonleavingforalongperiodoftime.Asurprisingmajorityofburglariesareoftenreportedasunforcedentryburglaries.Thatmeansdoorsandwindowswere

CorvallisCommunityRelations

leftunlocked.Howevercanwesolvethis?Whenyou’reawayfromyourhome.Lockem!Donotleavevaluablesinyourcareither.Carbreak-insoccurthroughouttheyear.Infact,duringthefirst8daysofApril2015,over25carswerebrokenintoinandaroundtheuniversitycampus.Protectyourselfandkeepyourstuffsafe!FIRESAFETYEveryyearcollegefolksacrossthecountrywatchtheirpersonalbelongingsandpricelessmemoriesgoupinflames.Itisessentialthatyouknowhowtoreduceyourchancesofafire.U.S.firedepartmentsrespondedtoanestimated1,298,000firesin2014.Thesefiresresultedin3,275civilianfirefatalities,15,775civilianfireinjuriesandanestimated$11.6billionindirectpropertyloss.Therewasacivilianfiredeathevery2hoursand41minutesandacivilianfireinjuryevery33minutesin2014.Homefirescaused2,745,or84%,ofthecivilianfiredeaths.Itisimportantthatyouhavesmokealarms,afireextinguisher,andbakingsodapresentinthekitchen.Whileafireextinguisherwillbeusedtoputoutmostfires,bakingsodaisveryeffectiveforgreasefires.

Cookingfiresarethenumberonecauseofhomefiresandhomeinjuries.Theleadingcauseoffiresinthekitchenisunattendedcooking.

Whencooking,alwaysbepresent.Donotleaveyourstoveunattended.Manyfiresstartbecausesomethingcomesintocontactwithacookingsource.Beforeyouknowit,yourkitchencouldbeupinflames!

Andwhenyou’rethere,makesureyou’reallthere.Ifyou’renotpayingattention,becauseyou’retoobusysendingadorablekittenvideostoyourfriends.

It’simportanttobealerttopreventcookingfires.Alwayscookwithalidbesideyourpan.Ifyouhaveafire,slidethelidoverthepanandturnofftheburner.Donotremovethecoverbecausethefirecouldstartagain.Letthepancoolforalongtime.Neverthrowwateroruseafireextinguisheronthefire.

Smokealarmsarerequiredoutsideofeverysleepingarea,oneveryleveloftheresidence,andmusthaveahushfeatureandalongbatterylifeinordertomeetOregonlaw.Donottamperwiththesesmokealarms,asyoucanbefined$250!Youshouldtestyoursmokealarmsonceeverymonthandchangethebatteriesifneeded.Ifthere’snosmokealarm,notifyyourpropertymanager.It’syourright,andit’stheirresponsibilitytomakesureyouhaveoperationalfirealarmsinaccordancewithOregonStatebuildingcodes.Beforewemoveon,takenoteoftheselastfewcrucialtips:

CorvallisCommunityRelations

• Acommoncauseoffiresiscandles.Justlikecooking,neverleaveacandleunattended.

• Electricalcircuitsalsopresentanissue,ascollegestudentsmayoverloadthem.Thiscancauseaspark,whichcanstartafireinamatterofminutes.(consideraddingavideoofthis).

• Lastly,keepthingsawayfromyourheatersources!Heaterscanlightcurtainsorclothesonfireveryeasily.

BICYCLESAFETYManyindividualsbikeinthecityofCorvallis.Infact,Corvallisisoneofthemostbiker-friendlycitiesinAmerica!However,thisdoesnotmeanyou’reprotectedfromtheriskofinjurywhenbikinghere.WhenridingabikeinCorvallis,itisessentialthatyoubeseen.Bebright,beseen.AccordingtoOregonlaw,individualsmusthavearearreflectorandafrontheadlightthatisvisiblefrom500feetawaywhenridingatnight.Itisalsosmarttousereflectorsonotherpartsofyourbikeaswell.Thebrighteryouare,thesaferyouare!AsabikerinOregon,youarerequiredtofollowallvehiclelaws.Thisincludesstoppingatstop-signsandusingturnsignalswithyourhands.Ifyoudonotfollowtheselaws,youcanandwillreceiveaticket.Andwearahelmet.Keepyourheadandeverythinginsideitsafe.Enoughsaid.Lastly,alwaysremembertolockyourbike.BiketheftisextremelycommoninCorvallis.Thebestwaytopreventbiketheftisbypurchasinga“U”lock.Thesearethestrongestlocksavailable,andtheymakeitmoredifficultforthievestostealyourbike.Beadvisedthatbikethievesoften“shop”forthemostexpensivebikes.Ifyourbikecostsalotorevenlookslikeitcostsalot,yourbikemaybetargeted.Inthecasethatyourbikeisstolen,knowingyourbike’sserialnumberandregisteringyourbikewithOSUPublicSafetymakeincreasethelikelihoodthatit’sretrievedandreturned.Beforewemoveon,Bennywantsyoutoalwaysrememberthat:

• Don’tdisablefirealarmforANYreason.TheyaretheretosaveYOURlife!!• Whenridingyourbike,nohelmet,nolights,andnotabidingbytrafficlaws=

danger.Safetyfirst,safetyalways.• Lastly,Corvallisisasafetownforthemostpart,buttherearecriminals.Know

howtoavoidbiketheft,andprepareyourselfforspringandwinterbreaks.Besafe,beprepared,besecure.

CorvallisCommunityRelations

Section4:Renting101andSigningaLeaseFromfindinghousingtosigningalease,we’llsurveytheentirerentalprocessandeverythinginbetween.

Therentalprocesscanbeextremelydifficultandtiresometonavigateforbothfirsttimerenterandthemoreseasoned,veteranrentersamongstus.Inthispresentationwewilloutlinetherentalprocess,examinedifferentaspectsofalease,andofferafewtipsforbecomingamoresuccessfulrenter.INTRODUCTIONTOTHERENTALPROCESSHerearesevenbasicstepsyoushouldtakebeforeyourentoff-campus!

1. Secureroommatesanddetermineyourcollectivewantsandneeds2. Locatehousing3. Applyforhousing4. Walkthroughthehousewiththelandlord5. Thoroughlyevaluatetheleaseagreement6. Signtheleaseagreement7. Paythesecuritydepositandrent

Thismodulewillfocusonvariousaspectsoftheseprocesses.Remembertopaycloseattentiontothetopicsdiscussed,asyouwilltakeashortquizimmediatelyfollowingthismodule.THINGSTOCONSIDERBeforeyoufindhousing,youshouldsitdownwithyourprospectiveroommatesandconsidereverythingthatyouneedinyourfuturehome.Ifyoudon’thaveroommates,justsitdownandthinkaboutthisyourself.Howmanybedroomswillyouneed?Howaboutbathrooms?Doesthelocationmattertoyou?Ifyouhaveacar,doesithaveaparkingspot?Ifyoudon’t,doyouneedtotakethebus,howcloseisthenearestbusstop?Ifyouhaveapet;dotheyallowpets?Also,makesureitisaplaceyoufeelcomfortablein.Youwillbespendingquiteabitoftimethere,somakesureitissomewhereyoulike!

HOWTOFINDHOUSINGFindinghousingcancertainlybedifficultattimes.ButthankstotheInternet,theprocesshasbecomemucheasier.CraigslistisperhapsthebestwaytofindhousinginCorvallis.Propertymanagersareawareofcraigslist,andmany,ifnotall,utilizeit.Youcanusethe“map”functiononcraigslisttosearchinspecificneighborhoods.ThisisespeciallyrelevantifyouwanttoliveinacertainareaofCorvallis.

CorvallisCommunityRelations

IfyouhaveahardtimefindinghousingonCraigslist,youcanalwaystryBarometerads,propertymanagerwebsites,bulletinboardsaroundcampus,andtheCorvallisHousingFairthattakesplacenearthebeginningofthewintertermatOregonState.CheckoutourwebsitetolearnmoreabouttheCorvallisHousingFair-it'sagreatresourceforstudentsandyoucanwalkawaywithtonsofcoolstuff!Livingoncampusisanoption,too.CheckoutUniversityHousingandDiningServicesforanydiscountsorspecialratestheymaybeprovidingforreturningresidents.HOUSINGINSPECTION Afteryoulocatehousingandfindaplacethatyouwouldliketolive,youwilltypicallydoahousinginspectionwithyourlandlordbeforeyousignthelease.Thisisanextremelyimportantstage,asyoucanbeheldaccountableforthingsthatarebrokenintheapartmentifyoudon’tpointthemout.Awalkthroughiswhenyouandyourlandlordwalkthroughthehouse,documenttheconditionofthehomeandidentifythingsthatarebrokenordamaged.Wehaveachecklistonourwebsitethatyoucandownloadandprinttohelpkeeptrackofthingsthatyoumightbechargedfor.Ifyoudidn’tcausethedamage,it’simportantthatyounotifyyourpropertymanager.Oftentimes,you’llhave24-48hoursaftermovingintonotifyyourpropertymanagerofanydamageyounoticed.Youshouldkeepyoureyesopenforthingslikethiswheninspectingyourhome

• Mold• Insects• BathroomFan• Heating• Holesinwalls• Brokenappliances

Ifyouseeanyofthesethings,youshouldmarkthemdownandtakeapicture!Ifyoudon'tdocumentthisaheadofmovingin,yourlandlordmightnotreturnyourfullsecuritydepositwhenyoumoveout,assumingyoucausedthedamage.Theproofisinthepudding.Themostimportantthingbeforeyoumoveinistodocumenteverything!Document,Document,Document!Rememberthattheissuesprovidedaboveareonlysomeoftheissuesyoumightface,sokeepakeeneyeoutforproblems!QUESTIONSTOASKItiscrucialthatyouknowwhatyourlandlordexpectsfromyouasatenant,andwhatyou’reallowedandnotallowedtodo.Questionshelpclarify,sotakethistimetoreallyaskquestions!Afterreadingthelease,youmightpreparealistofquestionsforyourlandlord.Forexample,afewquestionsyoumightaskare:

CorvallisCommunityRelations

• CanIpaintthewallsormakechangestotheproperty?• Whenisrentdue?Usuallythe1stofthemonth.• Isthelastmonthsrentdueatsigning?• Ifsomethingbreaks,whoisresponsible?• Willyouprovideappliances?• Whopaysutilities?

Theseareonlysomeofthemanyquestionsyoumightaskyourlandlord.Youcanfindalistofmanymoreonourwebsiteatstudentlife.oregonstate.edu/ccr/rentersguide.Wehighlysuggestyoudownloadandprintthislist,andtakeitwithyouwhenyouaregoingtomeetwithyourlandlord.SIGNINGALEASESigningaleasecansometimesbeabitstressful,especiallywhenthewordingoftensoundsverylegalandrigid.Aleaseis“Acontractbywhichonepartyconveysland,property,services,etc.,toanotherforaspecifiedtime,usuallyinreturnforaperiodicpayment.”It’salegalprocess!And,becauseit’slegalprocess,it’simperativethatyoutakemeasurestoprotectyourself.Knowwhatyou’resigning.Notknowingwhatyou’resigning,andthenviolatingtheagreementisn’taverygooddefense.Youhonestlythinkthat’llworkwithJudy?Theleasedetailstheexpectationsyourlandlordhasofyou–thetenant.Italsodetailswhatyoushouldexpectofthem;yourlandlord.Readtheleaseverycarefully,andmakesurethateverythingthelandlordpromisedyouisinwritingonthelease.IfanadyousawindicatedthatInternetwouldbeprovidedatnoadditionalexpense,butyousignaleasethatdoesn’tstatethis,thelandlordmayhavenolegalobligationtoprovideyouwithInternetatnoadditionalexpense.It’simportantthatyoutakeyourtimewhenreadingthelease.Youcanrequestacopyoftheleaseagreementaheadoftime,beforesigning,andtakeittoASOSUstudentlegalserviceshereatOSU.Theywilllookovertheleasewithyouinordertoprotectyourrights…ForFree.Infact,theyencourageyoudothis!Remembertoaskfor,ormakeacopyoftheleaseagreementforyourrecords.MONTH-TO-MONTHVS.LONGTERMLEASESomeleasescomeintheformatofamonth-to-monthlease,meaningthatyouarenotlockedintoaleaseforadefinedperiodoftime.Typically,leasesareofferedfor9to12months,meaningthatyouareexpectedtopayrenteachmonthoverforthatperiodoftime.Ifyouwishtocanceltheleasebeforethedatetheleaseagreementexpires,youusuallypayafine.

CorvallisCommunityRelations

Onamonth-to-monthlease,yourleaseessentiallyendseverymonth(althoughyoudon’tneedtoresigntheleaseeverymonth).Youmaybeevictedwithnoreasonwith30daysofnoticefromthepropertymanager.Youcanalsomoveoutwheneveryouwantwithnopenalty,aslongasyougivea30daysnotice.Thismightbeidealforatemporarylivingsituation,butmightotherwiseinvolveahigherlevelofrisk.Beforewemoveon,Bennywantsyoutoalwaysrememberthat:

• Youshouldalwayssearchlandlordsonline.Google“slumlord,”foranexampleofabadlandlord.

• Knowwhatyou’resigning,read,review,andunderstandyourlease.• Takepicturesofyourrentalunitbeforeyoumoveinandafter.

Section5:Renter’sRights,Responsibilities,andResourcesYourRights,ResponsibilitiesandResourcesTenantshaverights.Yourneighborshaverights,too.It’syourresponsibilitytorespectyourneighbors’rights.Wehavetheresourcestohelpyouwithboth.

DidyouknowthattherearemanyOregonlawsinplacetoprotectrenters?Thispresentationwillhelpeducateyouonsomeoftherights,responsibilities,andresourcesyouhaveasarenter.Itwillalsocoversomeofthethingsthatyoucanexpectfromyourlandlord,andthingstheymightexpectfromyouaswell.Remembertopaycloseattentiontothetopicsdiscussed,asyouwilltakeashortquizimmediatelyfollowingthismodule.LANDLORDOBLIGATIONSDidyouknowthatyourlandlordisrequiredtoabidebyanumberofdifferentlawsthatareinplacetoprotectyou?Severalobligationsare:

• Landlordsmustcomplywithallapplicablebuilding,housing,health,andsafetycodes.

• Keepthepropertyinafit,safeandhabitablecondition• Maintainallappliances,servicesandequipmentsetforthinagreement.• Provide24-hours’noticepriortoenteringtheunit(unlessthereisan

emergency)• ProvidesmokealarmsIfyourlandlorddoesnotmeettheseobligations,thentheyareinthewrong.Youmaycontactthemdirectly,orseeklegalcounsel.Wewilldiscussthisinafewminutessostickaround!

TENANTOBLIGATIONS

CorvallisCommunityRelations

Let’sstartwithotherpeople’srights.Itisimportanttoknowthatlandlordsandneighborshaverightstoo.ThereareseveralthingsthatareexpectedofyouasatenantandmemberoftheCorvalliscommunity,andyoushouldbeawareoftheminordertoprotectyourself.Someoftheseobligationsinclude:

• Keepthepropertysafe,sanitary,andfreefromdamage• Disposeofallgarbageinaclean,safeandsanitarymanner

o NOTE:Thereisa$250FineforTheftofServiceforusingsomeoneelse’sdumpster!Don’tdothis!

• Complywithhousing,healthandsafetycodesthatapplytotenants• Allowthelandlordtoenterthepremisesiftherequestisreasonable,and

aproper24-hournoticeisgiven.Youhavetherighttopropernotification–24hoursnoticeunlessthere’sanemergency.

• Abidebytherulesandregulationsinyourcontract• Replacelightbulbsandfurnacefilterswhenneeded• Keepheatonduringwintertoprotectpipes

Onethingwecannotplaceenoughemphasisoniskeepingyourunitclean.It’sessentialthatyouproperlydisposeofgarbageintrashreceptacles.TrashbagsthataccumulateonthesideofyourpropertyattractfliesthatspreaddiseaseandlittlefriendslikeWhiskers,NinjaandLucile(yournew,adoptedbetrats).

• OrangeistheNewGreen;KeepCorvallisClean.• Keepyourneighborhoodclean—pickupalltrashandrecyclablesfromyour

property.• Knowyourtrashandrecyclingpickupdays.Removereceptaclesfromthe

curbwithin24hours.• Visittiny.cc/reusedirectorytofindoutwheretotakeunwanteditems—

schoolsupplies,appliances,electronics,etc.—inclean,good-workingcondition.

AlsoknowthatCorvallisFurniturewillpickupunwantedfurnitureingoodconditionforFREE.Call541-286-4658toscheduleapickup.Perhapsoneofthemostimportantobligationsyouhaveasarenteristobeagoodneighbor.Itisimperativethatyoudonotdisturbyourneighbor’speacefulenjoyment.Ontopoftheproperlydisposingofyourtrash,thisalsotakesusbacktothePartySmartpresentationwediscussedearlieroninthisworkshop.Asatenant,andanindividuallivingintheCorvalliscommunity,youshouldtreatyourneighborsandtheirpropertieswithrespect.Beagoodneighborandrespectthehood!COMMONTENANTPROBLEMSCorvallisCommunityRelationshasdevelopedastrongpartnershipwithlocalpropertymanagers,andwehavelistenedtomanyoftheirstories.Wehavecompiledalistofcommonproblemsthattenantsencounterwhilerentingin

CorvallisCommunityRelations

Corvallis.Someoftheseproblemsnegativelyaffectthetenant,andsomeofthemnegativelyaffectthelandlord.Eitherway,youshouldbeveryawareofallofthem!Commontenantproblemsinclude:

• Waterdamageandbidets.Whilebidetsmaybemoresanitarythanpaper(wipingisso1990),improperinstallationcanbeabig,costlyproblem.Waterdamagetothefloorandwallscancostyou.Avoidthisbycontactingthepropertymanagerandrequestingprofessionalinstallation.Itmaycostalittleupfront,butcouldsaveyouthousandsofdollarsinthelongrun.

• Lackofventilation.Allunitsmusthaveproperbathroomandkitchenventilation.Iftheydon't,youshouldcontactyourlandlord.Thisisimperative,aspoorbathroomventilationleadstomold,andpoorkitchenventilationcanleadtosmokeinhalation!

• Accumulatedtrash(washdishes,propertydisposeofgarbage).Makesureyoutakeoutyourtrash,anddonotover-stuffthebin!Youmaybechargedanadditional$25iftheliddoesnotclosealltheway.

• Leavingtrashcansoutaftertrashday.Thisisoneofthebiggestcomplaintswereceiveinourofficeseveryweek.Aftertrashday,itisimportantthatyoutakeyourtrashcansbacktoyourhouseorapartment.Thismakestheneighborhoodlookmuchcleaner.Acleanneighborhoodmakesforahappyneighbor.

• Couchesandotherfurnitureinfrontyard.Couchesarenotmeanttobeoutside,especiallyinthefrontyard.Onceaporchcouch,alwaysaporchcouch.Ifyouwouldliketositoutside,usebeachchairsandbringtheminsidewhenyouaredone.

• Howtohandlegreasefiresàbakingsoda,notwater.Bakingsodawillputoutagreasefire,waterwillnot!Keepbakingsodanearyourstoveatalltimesinordertoprotectyourselfandyourunit.

• Nohotplatesonthecountertops.Unlessyouhavegranitecountertops,youcanexpectthemtomeltifyouplaceahotplateorhotpotonthecountertop.

• LoudNoise.Keepitdown.Youmaybecitedforanynoiseheardbeyond150ft.Excessivenoisewakeschildrenfromtheirsleepanddisturbstheneighborhoodsrighttopeaceandquiet.Doit(orratherdon’tdoit)forthechildren.

• Puttingtrashitemsdownthesinkorotherplumbing.Itisprettyeasytoclogyoursink,especiallyifyouhaveagarbagedisposal.Beawareofwhatyouflushdownthetoiletaswell!

• Failuretocallinworkorders.Ifsomethinginyourhousebreaks,youmustcontactyourlandlordassoonaspossibleinordertogetitfixed.Manystudentsneglecttodothis,andthiscanbetroublesomeforbothyouandyourlandlord.Contactthemrightawayinwritingandoverthephone!

OVERCOMINGPROBLEMSAsatenant,youmightencounterproblemswithyourlandlord.Thiscanhappenforanumberofdifferentreasons.Whateverreasonthatmightbe,itisimportantyouknowhowtoovercomeit.

CorvallisCommunityRelations

Thefirststeptoovercomingtheseissuesistosimplyspeakwithyourlandlord.Givethemacallandexpressyourconcern.Oftentimestheproblemcanbesimplyresolvedthereandthen!Ifyoudonotfeelcomfortabledoingthisforanyreason,orifspeakingtothemdoesnotresolvetheproblem,weencourageyoutoseekhelp.ASOSUStudentLegalServicesatOregonStateandCorvallisRentalHousingProgramaretworesourcesthatareinplacetoprotectyouasstudentrenters..TheCorvallisRentalHousingProgramisagreatresourceforCorvallistenants.ItwasdesignedinordertoassistCorvallisrenterssolveanyissuestheyencounterduringtherentalprocess,aswellastoeducatethecommunityandtenantsonsomeofthecommonissuesthataccompanyrentinginCorvallis.Ifyouhaveanyquestionsabouttherentalprocess,oranencounteraproblemofanykind,contactingtheCorvallisRentalHousingProgrammightbeyourbestbet.LEGALSERVICESStudentLegalServicesisoneoftheservicesofferedbytheAssociatedStudentsofOregonStateUniversity.LegalServicesprovideslegaladviceandrepresentationtoOSUstudentswhentheyhaveadisputethatdoesnotpertaintotheUniversity.Thereareseveralreasonswhyyoumightcontactlegalservices.Theseinclude:

• Notcomingtoanagreementafterspeakingtolandlord• Discriminationorharassmentbyyourlandlord• UnlawfulEntryorEviction• FailuretoreturnSecurityDeposit• Housingcodeviolations• Lackofessentialrepairsorfailuretoaddressmajorrepairs

Oneoftheprimaryreasonswhystudentscontactlegalservicesisrelatedtosecuritydeposits.Knowthatyoumaynotbeeligibleforafullrefundofyoursecuritydepositandmayevenowethepropertymanager/ownermoneybasedontheconditionofthehomewhenmovingout.Almostalllandlordskeepsomeofthesecuritydepositinordertocovercarpet-cleaningcosts.However,besidesthis,ofyoufeelthatyoukeptthepropertyinagoodconditionanddidnotreceiveafairamountback,contactyourlandlordandrequestanitemizedreceiptthatoutlinesallofthethingstheychargedyoufor.Ifyourlandlordfailstoprovideyouwithreasonableexplanationoranitemizedreceipt,youshouldthencontactlegalservices.Onceagain,remembertotakepictureswhenmovinginandwhenmovingoutfordocumentationofpreviousdamagesoyouwillnotbeheldresponsible.Makesurethephotosaredateandtimestamped.REPAIRSIfsomethingbreaksinyourunit,itisimportantthatyougetitrepaired!Especiallyifitisanessentialhouseholdappliancelikearefrigeratorortoilet.

CorvallisCommunityRelations

Rememberthat“AccordingtoOregonLaw,alandlordshallatalltimesduringthetenancymaintainthedwellingunitinahabitablecondition.”Ifyourrepairisanemergency,contactyourlandlordASAP!Somethingsinyourhomearerequiredtobefixedbyyourlandlordwithin24hours.Otherthingsinthehome,likeholesinwalls,havemorerelaxedtimelines.Eitherway,ifsomethingbreaks,contactthemrightaway!Therearesomecommonhousingissuesyoushouldbeawareof:

• Cloggedpipesoranyplumbingissues• Mold• Heatingsystems• Broken/crackedwindows• Locks• Electricalwiring• Drippyfaucet/runningtoilets

Beforewemoveon,Bennywantsyoutoalwaysrememberthat:

• Youhaverights–Don’tforgetaboutASOSULegalServicesandtheCorvallisRentalHousingProgram.Ifyouhaveaproblem,don’tjustgoalongtogetalong.Properheatsources,maintainingthepropertyinafit,safeandhabitablecondition,noticeofentry,andproperrepairsareallrequiredbyyourlandlord.

• Beconsiderateofothersaroundyou.You’reapartofacommunity.• Communicate!Withlandlords,roommates,andpolice.Knowwhatisinyour

renter’sagreement.

Section6:FinancialLiteracyBeMoneySmart

Movingoffcampuscansometimesbeconfusingfromamoneystandpoint.Thispresentationwillcovereverythingyouneedtoknowaboutkeepingabudgetandstayingontopofyourfinanceswhilelivingoff-campus.You’reliterate,butareyoufinanciallyliterate?Createabudget,manageyourexpensesandbecomeMoneySmart.Remembertopaycloseattentiontothetopicsdiscussed,asyouwilltakeashortquizimmediatelyfollowingthismodule.BUDGETKeepingabudgetisoneofthebestthingsyoucandowhilelivingoff-campus.It’sagreatwaytostayontopofyourexpenses,andallowsyoutokeeptrackofwhatyouarespendingyourmoneyoneverymonth.Therearemanysmartphoneappsthatyoucandownload(suchasMint),butyoucanalwaysbalanceyourcheckbookandkeepanold-schooljournal,too.Whicheveryoumightfancy.

CorvallisCommunityRelations

Thereareseveralthingsyoushouldbeawareofwhenkeepingyourbudget.Yourmonthlyexpenseswillusuallyfallintooneoffivecategories:

1. Rent2. Utilities3. FoodandGroceries4. Transportation5. Otherexpenses

INITIALMOVEINCOSTSIt’simportanttoknowwhatyoumightexpecttopaywhenfirstmovingintoyournewhouse.Usually,youarerequiredtopaythefirstmonthsrent,thelastmonthsrent,andthesecuritydeposit.So,ifyousignaleasethatstatesyouwillpay$1milliondollarsforrentyoumightexpecttopay$3milliondollarsforthatfirstmonthbecauseoftheadditional$1millionforthesecuritydeposit,and$1millionforthelastmonthsrent.Thesecuritydepositwillberefundedtoyouwhenyoumoveout.Ofcourse,that’sifyouleavethepropertyinthesameconditionaswhenyoumovedinbeyondnormalwearandtear.Thepointofthisdepositistocoveranythingyoumightbreakoranydamageyoumightcause.RENTRentwillusuallybeyourbiggestexpenseeverymonth,andgenerallyrangesanywherefrom$400-$1200perpersonhereinCorvallis.Therearemanywaystoreducethecostofyourrent.Theseinclude:

• Havingmoreroommates• Location• Andthetypeofhouseyouarelivingin.Forexample,apartmentsaretypically

cheaperthanhouses,andyouwillpaymoreifyouliveinaplacejustrecentlybuiltwithnewappliances.Sokeepthatinmind!

UTILITIESUtilitypricescanrangedramatically,andcansometimesbezero!Notalllandlordsrequireyoutopayutilities,andthiscansaveyoualotofmoney.However,youwillalmostalwayspayforelectricity,sokeepthatinmind!Utilitiesyoucanexpecttopayare:

• Electric($60-$100permonth)• Water($30-$100permonth)• Garbage($25permonth)• NaturalGas($30-$60permonth)• Wifi/Internet($20-$100permonth)• Cable($50-$200permonth)

CorvallisCommunityRelations

Asyoucansee,thepricescangreatlyvary!Ifyoudecidetoblastyourelectricheater24hoursadayduringthewinter,youcanexpecttopayamuchlargerelectricitybill.Thesamegoesforwater,too,sokeepthoseshowertimesdown!Televisioncanaddup,soifyoudon’twatchtoomuchTV,youmightconsidernotpurchasingcable.

FOODFoodwilltypicallycostyouanywherefrom$100-$400everymonth.Shoppingatcheapergrocerystoresmaysaveyoumoney.Butalsorememberyourhealth,andpurchaseandprepareyourfoodaccordingly.Also,eatingoutcanpresentaveryhighexpense,sorememberthisifyouaretryingtosavemoney!Therearemanydifferentoptionsavailabletoyouifyouarestrugglingtoaffordfood.TheseincludetheOSUFoodPantrySNAP,OrangeRewards,andtheStudentSurvivalGuide.

Perhapsthefirsttwoarethemostimportanttoremember.ForSNAP,youonlyneedtoworkonehourpermonthonwork-study.Ifyoudon’tqualifyforwork-study,youmustworkatleast20hoursaweek.Thisisallittakestobequalified!Youcanfindoutmoreinformationbygoogling“OregonFoodStamps”orcontactingtheHumanServicesResourceCenter.TheOSUEmergencyFoodPantryattheHSRCortheHumanServicesResourceCenterisalsoagreatresource.They’relocatedoncampus,andtheywillprovideyouwithfoodonananonymousbasis,noquestionsasked.TheHSRCcoordinatesservicesforstudentsprimarilyfocusedonalleviatingtheeffectsofhungerandpoverty,andprovidingservicesthatmeethumanneeds.Thiswaystudentsdon’thavetochoosebetweenbuyingbooksandeatingdinner.TRANSPORTATIONDidyouknowthatpublictransportationinCorvallisiscompletelyfreeforallstudents?Wellthere’snosuchthingasafreelunch.Complimentarypublictransitisfinancedthroughpropertytaxes,butyougetthepoint.Youpaynothing!AllyouneedtodoisshowyourstudentID.Ifyoulivefurtheroff-campus,youcansavemoneybyavoidingthecostofgasandaparkingpermit,andtakingthebusinstead.Bikingandwalkingarealsogreatoptions,andtheykeepyouhealthy,too.BUDGETINGTIPSTherearemanydifferenttipswehaveforbudgeting,andtheycanreallyhelpyoustayontopofyourexpenses!Herearesomebasictipstoremember:

• Keepabudgetnotebook,app,ordocument!• Berealisticwithyourexpensesanddon’toverspend

CorvallisCommunityRelations

• Differentiatebetweenwhatyouwant,andwhatyoureallyneed.Don’tmakeapurchaseifyoudon’tneedit!

• Whenkeepingabudget,guesslowforincomeandhighforexpenses.Youwillhavealittleextramoneyattheendofthemonth!

• Keepallofyourbillsandreceiptsorganized• Openasavingsaccountandaddtoitmonthly.10%ofyourpaycheckevery

monthcanreallyaddup!

SPENDINGTIPSHereareafewtipstorememberintermsofspending.Followingthesecanreallyhelpyousavemoney!

• Buyorrentusedtextbooks.Tryhalf.comoraskyourfriends!• Limithowmuchyoueatout.Restaurantscanbeveryexpensiveandtheir

expensesaddup.• Avoidimpulsepurchases.Sleeponit,andifyoustillwantittomorrow,you

canconsiderbuyingit.• Don’tgroceryshopwhenyouarehungry!• Cookdinnerwithfriends,it’sfunandsavesyoumoney!• Lastly,makeyourowncoffee!

Beforewefinishup,Bennyhasthreemorethingshewantsyoutorememberbeforeyougo!

• Bemindfulofutilities.Howmuchitwillcosttoheatupthehome(bigger,olderhomesneedmoreheat,moreheatcostsmoremoney)

• Budget,budget,budget(mint.com)• Food–groceryshoppingvs.eatingout.OSUFoodPantry(foodinsecurity).

Wehopethisguidehasprovidedyouwithusefulinformationthatbetterpreparesyouforoff-campusliving.Ifyouwouldliketolearnmore,checkoutourwebsite.Youcanalsofindalistofalltheresourceswediscussedinthispresentationatstudentlife.oregonstate.edu/ccr/workshopresources.Afteryouclickthenextbutton,youwilltakeyourfinalquiztobecomeapreferredrenter.Forthoseofyouwhoarenewtolivingoffcampus,WelcometoCorvallis!Forthoseofyouwhoarereturning,WelcomeBack.We’rehappyyou'reapartofourcommunity.Becauseofstudentsandresidentslikeyou,Corvallisranksamongthenation’stopcollegetownsandbestplacestolive.Helpuskeepitthatway–livesmart,partysmarter.BeagoodBeaver,andbeanevenbetterneighbor.