annual return: form 1 - fund balance sheet i522l manulife (singapore) pte....

MANULIFE (SINGAPORE) PTE. LTD.I522L

ANNUAL RETURN: FORM 1 - FUND BALANCE SHEET

Reporting Cycle:

Life: SIF - Participating

122008

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits

Other invested assets

Investment income due or accrued

Outstanding premiums and agents' balances

Deposits withheld by cedants

Reinsurance recoverables (on paid claims)

Income tax recoverables

Fixed assets

Inter-fund balances and intra group balances (due from)

Other assets

Total Assets (1 to 14)

LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims

Annuities due and unpaid

Reinsurance deposits

Amounts owing to insurers

Bank loans and overdrafts

Inter-fund balances and intra-group balances (due to)

Others

Total Liabilities (16 to 23)

SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

373,051,670

1,510,729,145

0

59,326,474

78,820,281

0

1,496,968

7,778,014

0

122,412

11,415,568

0

5,302,898

1,604,275

2,049,647,705

1,952,936,812

54,966,078

0

0

1,158,597

0

1,019,541

31,830,540

2,041,911,568

7,736,137

13/06/2012 04:47 PM



Reporting Cycle:

Life: SIF - Participating 2

122008

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits







Fixed assets


Other assets


LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims






Others


SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

13/06/2012 04:47 PM



Reporting Cycle:

Life: SIF - Non-Participating

122008

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits







Fixed assets


Other assets


LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims






Others


SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

0

81,088,726

0

390,711

44,155,275

0

241,185

641,155

0

513,737

0

0

31,586,391

76,393

158,693,573

75,170,653

6,845,769

0

0

0

0

295,132

16,832,927

99,144,481

59,549,092

13/06/2012 04:47 PM



Reporting Cycle:

Life: SIF - Investment-Linked

122008

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits







Fixed assets


Other assets


LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims






Others


SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

1,257,265,770

0

0

0

1,286,374

(126,183)

0

0

0

0

0

0

0

2,257,102

1,260,683,063

1,257,989,158

0

0

0

0

0

2,693,905

0

1,260,683,063

0

13/06/2012 04:47 PM



Reporting Cycle:

Life: OIF - Participating

122008

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits







Fixed assets


Other assets


LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims






Others


SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

0

3,166,814

0

178,492

197,822

0

6,206

0

0

38,408

156,104

0

0

278,253

4,022,099

3,226,939

278,253

0

0

0

0

418,875

1,151

3,925,218

96,881

13/06/2012 04:47 PM



Reporting Cycle:

Life: OIF - Participating 2

122008

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits







Fixed assets


Other assets


LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims






Others


SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

13/06/2012 04:47 PM



Reporting Cycle:

Life: OIF - Non-Participating

122008

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits







Fixed assets


Other assets


LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims






Others


SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

0

0

0

0

572,438

0

0

0

0

0

20,224

0

254,717

13,307

860,686

43,389

8,414

0

0

0

0

40,399

235,634

327,836

532,850

13/06/2012 04:47 PM



Reporting Cycle:

Life: OIF - Investment-Linked

122008

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits







Fixed assets


Other assets


LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims






Others


SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

6,832,948

0

0

0

30,982

(2,030)

0

0

0

0

0

0

30

253,867

7,115,797

7,058,607

0

0

0

0

0

57,190

0

7,115,797

0

13/06/2012 04:47 PM


Description

Equity securities other than collective investment schemes

Collective investment schemes

Total (1 to 2) = Row 1 of Form 1

Row No.

1

2

3

Listed

373,051,670

0

Unlisted

0

0

Amount

373,051,670

0

373,051,670

122008


Reporting Cycle:

ANNUAL RETURN: ANNEX 1A - INVESTMENT IN EQUITY SECURITIES

13/06/2012 04:48:18 PM


Description




Row No.

1

2

3

Listed

0

0

Unlisted

0

0

Amount

0

0

0

122008


Reporting Cycle:


13/06/2012 04:48:18 PM


Description




Row No.

1

2

3

Listed

0

0

Unlisted

0

1,257,265,770

Amount

0

1,257,265,770

1,257,265,770

122008


Reporting Cycle:


13/06/2012 04:48:18 PM


Description




Row No.

1

2

3

Listed

0

0

Unlisted

0

0

Amount

0

0

0

122008


Reporting Cycle:


13/06/2012 04:48:18 PM


Description




Row No.

1

2

3

Listed

0

0

Unlisted

0

6,832,948

Amount

0

6,832,948

6,832,948

122008


Reporting Cycle:


13/06/2012 04:48:18 PM


Description

Government debt securities

Qualifying debt securities

Other debt securities


Row No.

1

2

3

4

Amount

879,049,208

242,178,366

389,501,571

1,510,729,145

122008


Reporting Cycle:

ANNUAL RETURN: ANNEX 1B - INVESTMENT IN DEBT SECURITIES

13/06/2012 04:48:18 PM


Description





Row No.

1

2

3

4

Amount

0

0

0

0

122008


Reporting Cycle:


13/06/2012 04:48:18 PM


Description





Row No.

1

2

3

4

Amount

40,710,364

19,133,501

21,244,861

81,088,726

122008


Reporting Cycle:


13/06/2012 04:48:18 PM


Description





Row No.

1

2

3

4

Amount

0

0

0

0

122008


Reporting Cycle:


13/06/2012 04:48:18 PM


Description





Row No.

1

2

3

4

Amount

1,978,737

1,188,077

0

3,166,814

122008


Reporting Cycle:


13/06/2012 04:48:18 PM


Description





Row No.

1

2

3

4

Amount

0

0

0

0

122008


Reporting Cycle:


13/06/2012 04:48:18 PM


122008

I522L

Reporting Cycle:

ANNUAL RETURN: ANNEX 1C - INVESTMENT IN LAND AND BUILDINGS

MANULIFE (SINGAPORE) PTE. LTD.

Location and Descriptionof Land and Buildings Row No. Cost

LastRevaluation

Date

Last ReportedAmount

Changes fromLast Reported

AmountAmount

Total = Row 3 of Form 1 21 0

13/06/2012 04:49:05 PM


122008

I522L

Reporting Cycle:




LastRevaluation

Date

Last ReportedAmount


AmountAmount


13/06/2012 04:49:05 PM


122008


Reporting Cycle:

ANNUAL RETURN: ANNEX 1D - INVESTMENT IN LOANS

Description

Policy loans

Mortgage loans

Other secured loans

Unsecured loans


Row No.

1

2

3

4

5

Amount Outstanding

59,326,474

0

0

0

Provision for DoubtfulLoans

0

0

0

0

Amount

59,326,474

0

0

0

59,326,474

13/06/2012 04:48:18 PM


122008


Reporting Cycle:


Description

Policy loans

Mortgage loans

Other secured loans

Unsecured loans


Row No.

1

2

3

4

5

Amount Outstanding

0

0

0

0


0

0

0

0

Amount

0

0

0

0

0

13/06/2012 04:48:18 PM


122008


Reporting Cycle:


Description

Policy loans

Mortgage loans

Other secured loans

Unsecured loans


Row No.

1

2

3

4

5

Amount Outstanding

390,711

0

0

0


0

0

0

0

Amount

390,711

0

0

0

390,711

13/06/2012 04:48:18 PM


122008


Reporting Cycle:


Description

Policy loans

Mortgage loans

Other secured loans

Unsecured loans


Row No.

1

2

3

4

5

Amount Outstanding

0

0

0

0


0

0

0

0

Amount

0

0

0

0

0

13/06/2012 04:48:18 PM


122008


Reporting Cycle:


Description

Policy loans

Mortgage loans

Other secured loans

Unsecured loans


Row No.

1

2

3

4

5

Amount Outstanding

178,492

0

0

0


0

0

0

0

Amount

178,492

0

0

0

178,492

13/06/2012 04:48:18 PM


122008


Reporting Cycle:


Description

Policy loans

Mortgage loans

Other secured loans

Unsecured loans


Row No.

1

2

3

4

5

Amount Outstanding

0

0

0

0


0

0

0

0

Amount

0

0

0

0

0

13/06/2012 04:48:18 PM

Life: SIF - Participating 2008 12Reporting Cycle:

I522L

ANNUAL RETURN: ANNEX 1E - BREAKDOWN OF OTHER INVESTED ASSETS


Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options

Total investments in options (1 to 4)

Futures contracts:

(a) Currency futures contracts

(b) Interest rate futures contracts

(c) Other futures contracts

Total investments in futures contracts (6 to 8)

Forward contracts:

(a) Currency forward contracts

(b) Interest rate forward contracts

(c) Other forward contracts

Total investments in forward contracts (10 to 12)

Swaps:

(a) Interest rate swaps

(b) Currency swaps

(c) Other swaps

Total investments in swaps (14 to 16)

Other derivatives

Total investments in derivatives (5 + 9 + 13 + 17 + 18)

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

NotionalPrincipalAmount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Other invested assets excluding derivatives

13/06/2012 04:48 PM

Total investments in other invested assets excludingderivatives 40 0


13/06/2012 04:48 PM

Life: SIF - Participating 2 2008 12Reporting Cycle:

I522L



Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options


Futures contracts:





Forward contracts:





Swaps:


(b) Currency swaps

(c) Other swaps


Other derivatives


RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


13/06/2012 04:48 PM



13/06/2012 04:48 PM

Life: SIF - Non-Participating 2008 12Reporting Cycle:

I522L



Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options


Futures contracts:





Forward contracts:





Swaps:


(b) Currency swaps

(c) Other swaps


Other derivatives


RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


13/06/2012 04:48 PM



13/06/2012 04:48 PM

Life: SIF - Investment-Linked 2008 12Reporting Cycle:

I522L



Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options


Futures contracts:





Forward contracts:





Swaps:


(b) Currency swaps

(c) Other swaps


Other derivatives


RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


0

0

0

0

0

0

0

0

0

53,611,521

0

0

53,611,521

0

0

0

0

0

53,611,521

Amount

0

0

0

0

0

0

0

0

0

-126,183

0

0

-126,183

0

0

0

0

0

-126,183


13/06/2012 04:48 PM


Total = Row 6 of Form 1 41 -126,183

13/06/2012 04:48 PM

Life: OIF - Participating 2008 12Reporting Cycle:

I522L



Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options


Futures contracts:





Forward contracts:





Swaps:


(b) Currency swaps

(c) Other swaps


Other derivatives


RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


13/06/2012 04:48 PM



13/06/2012 04:48 PM

Life: OIF - Participating 2 2008 12Reporting Cycle:

I522L



Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options


Futures contracts:





Forward contracts:





Swaps:


(b) Currency swaps

(c) Other swaps


Other derivatives


RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


13/06/2012 04:48 PM



13/06/2012 04:48 PM

Life: OIF - Non-Participating 2008 12Reporting Cycle:

I522L



Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options


Futures contracts:





Forward contracts:





Swaps:


(b) Currency swaps

(c) Other swaps


Other derivatives


RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


13/06/2012 04:48 PM



13/06/2012 04:48 PM

Life: OIF - Investment-Linked 2008 12Reporting Cycle:

I522L



Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options


Futures contracts:





Forward contracts:





Swaps:


(b) Currency swaps

(c) Other swaps


Other derivatives


RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


0

0

0

0

0

0

0

0

0

862,489

0

0

862,489

0

0

0

0

0

862,489

Amount

0

0

0

0

0

0

0

0

0

-2,030

0

0

-2,030

0

0

0

0

0

-2,030


13/06/2012 04:48 PM


Total = Row 6 of Form 1 41 -2,030

13/06/2012 04:48 PM

2008 12Reporting Cycle:Life: SIF - Participating


AGENTS' BALANCES OF DIRECT LIFE INSURER

ANNUAL RETURN: ANNEX 1F(a) - AGEING OF OUTSTANDING PREMIUMS AND

Description

In respect of direct business

Bad debts written off during the year

Ageing of outstanding premiums and agents' balances:

Outstanding period

Up to 3 months

Above 3 months but not exceeding 6 months


Above 12 months

Gross total (2 to 5)

Provision for doubtful debts

Total outstanding premiums and agents' balances in respect of directbusiness (6 - 7)

In respect of reinsurance business



Outstanding period

Up to 6 months



Above 24 months



Total outstanding premiums and agents' balances in respect ofreinsurance business (14 - 15)

Total (8 + 16) = Row 8 of Form 1

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

7,767,524

8,437

2,053

0

7,778,014

0

7,778,014

0

0

0

0

0

0

0

0

7,778,014

Note: For direct insurance business, outstanding period starts from date of commencement of cover.

In respect of reinsurance business, outstanding period commences from the date premiums areaccrued in the books of the registered insurer.

13/06/2012 04:47 PM

2008 12Reporting Cycle:Life: SIF - Participating 2




Description




Outstanding period

Up to 3 months



Above 12 months







Outstanding period

Up to 6 months



Above 24 months





RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0



13/06/2012 04:47 PM

2008 12Reporting Cycle:Life: SIF - Non-Participating




Description




Outstanding period

Up to 3 months



Above 12 months







Outstanding period

Up to 6 months



Above 24 months





RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

641,155

0

0

0

641,155

0

641,155

0

0

0

0

0

0

0

0

641,155



13/06/2012 04:47 PM

2008 12Reporting Cycle:Life: SIF - Investment-Linked




Description




Outstanding period

Up to 3 months



Above 12 months







Outstanding period

Up to 6 months



Above 24 months





RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0



13/06/2012 04:47 PM

2008 12Reporting Cycle:Life: OIF - Participating




Description




Outstanding period

Up to 3 months



Above 12 months







Outstanding period

Up to 6 months



Above 24 months





RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0



13/06/2012 04:47 PM

2008 12Reporting Cycle:Life: OIF - Participating 2




Description




Outstanding period

Up to 3 months



Above 12 months







Outstanding period

Up to 6 months



Above 24 months





RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0



13/06/2012 04:47 PM

2008 12Reporting Cycle:Life: OIF - Non-Participating




Description




Outstanding period

Up to 3 months



Above 12 months







Outstanding period

Up to 6 months



Above 24 months





RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0



13/06/2012 04:47 PM

2008 12Reporting Cycle:Life: OIF - Investment-Linked




Description




Outstanding period

Up to 3 months



Above 12 months







Outstanding period

Up to 6 months



Above 24 months





RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0



13/06/2012 04:47 PM


122008


Reporting Cycle:

ANNUAL RETURN: ANNEX 1G - STATEMENT OF REINSURANCE RECOVERABLES

Description

Reinsurance recoveries on unpaid claims

Reinsurance recoverables written off during the year

Ageing of reinsurance recoverables (on paid claims):

Outstanding period

Up to 1 year

Above 1 year but not exceeding 2 years

Above 2 years

Total (3 to 5)

Provision for doubtful reinsurance recoverables

Total (6 - 7) = Row 10 of Form 1

Row No.

1

2

3

4

5

6

7

8

Amount

0

0

122,412

0

0

122,412

0

122,412

13/06/2012 04:48 PM


122008


Reporting Cycle:


Description




Outstanding period

Up to 1 year


Above 2 years

Total (3 to 5)



Row No.

1

2

3

4

5

6

7

8

Amount

0

0

0

0

0

0

0

0

13/06/2012 04:48 PM


122008


Reporting Cycle:


Description




Outstanding period

Up to 1 year


Above 2 years

Total (3 to 5)



Row No.

1

2

3

4

5

6

7

8

Amount

0

0

513,737

0

0

513,737

0

513,737

13/06/2012 04:48 PM


122008


Reporting Cycle:


Description




Outstanding period

Up to 1 year


Above 2 years

Total (3 to 5)



Row No.

1

2

3

4

5

6

7

8

Amount

0

0

0

0

0

0

0

0

13/06/2012 04:48 PM


122008


Reporting Cycle:


Description




Outstanding period

Up to 1 year


Above 2 years

Total (3 to 5)



Row No.

1

2

3

4

5

6

7

8

Amount

0

0

38,408

0

0

38,408

0

38,408

13/06/2012 04:48 PM


122008


Reporting Cycle:


Description




Outstanding period

Up to 1 year


Above 2 years

Total (3 to 5)



Row No.

1

2

3

4

5

6

7

8

Amount

0

0

0

0

0

0

0

0

13/06/2012 04:48 PM


122008


Reporting Cycle:

ANNUAL RETURN: ANNEX 1H - FIXED ASSETS

Description

Motor vehicles

Computer equipment

Other fixed assets


Row No.

1

2

3

4

Amount

0

0

0

0

13/06/2012 04:48 PM


122008


Reporting Cycle:


Description

Motor vehicles

Computer equipment

Other fixed assets


Row No.

1

2

3

4

Amount

0

0

0

0

13/06/2012 04:48 PM


122008


Reporting Cycle:

ANNUAL RETURN: ANNEX 1I - INTER-FUND BALANCES AND

Description

Balances due from head office / shareholders fund

Balances due from overseas branches / related corporations

Balances due from other insurance funds established andmaintained under the Act


Row No.

1

2

3

4

Amount

4,625,135

593,559

84,204

5,302,898

INTRA-GROUP BALANCES (DUE FROM)

13/06/2012 04:48 PM


122008


Reporting Cycle:


Description





Row No.

1

2

3

4

Amount

0

0

0

0


13/06/2012 04:48 PM


122008


Reporting Cycle:


Description





Row No.

1

2

3

4

Amount

26,939,173

1,541,360

3,105,858

31,586,391


13/06/2012 04:48 PM


122008


Reporting Cycle:


Description





Row No.

1

2

3

4

Amount

0

0

0

0


13/06/2012 04:48 PM


122008


Reporting Cycle:


Description





Row No.

1

2

3

4

Amount

0

0

254,717

254,717


13/06/2012 04:48 PM


122008


Reporting Cycle:


Description





Row No.

1

2

3

4

Amount

0

0

30

30


13/06/2012 04:48 PM


Description Row No. Amount

MISCELLANEOUS A/C RECEIVABLES 1 145,391

DIVIDEND RECEIVABLES 2 1,458,884

Total = Row 14 of Form 1 26 1,604,275

I522L MANULIFE (SINGAPORE) PTE. LTD.

2008 12

ANNUAL RETURN: ANNEX 1J - BREAKDOWN OF OTHER ASSETS

Reporting Cycle:

13/06/2012 04:48 PM




Total = Row 14 of Form 1 26 76,393


2008 12


Reporting Cycle:

13/06/2012 04:48 PM



OUTSTANDING SALES RECEIVABLE 1 1,818,170

FUND INVESTED SUMMARY 2 438,932

Total = Row 14 of Form 1 26 2,257,102


2008 12


Reporting Cycle:

13/06/2012 04:48 PM






2008 12


Reporting Cycle:

13/06/2012 04:48 PM



OUTSTANDING SALES RECEIVABLES 1 49,763

FUND INVESTED SUMMARY 2 204,104



2008 12


Reporting Cycle:

13/06/2012 04:48 PM


Description

Total assets

Balance in the surplus account

Other liabilities

Policy assets (1 - 2 - 3)

Sum of liability in respect of each policy of the participating fund

Minimum condition liability

Policy Liabilities (highest of 4, 5 or 6) = Row 16 of Form 1

Row No.

1

2

3

4

5

6

7

Amount

2,049,647,705

7,736,137

88,974,756

1,952,936,812

1,952,936,812

1,087,881,970

1,952,936,812

ANNUAL RETURN: ANNEX 1K - POLICY LIABILITIES OF PARTICIPATING FUND

Reporting Cycle:


122008

13/06/2012 04:48 PM


Description

Total assets


Other liabilities





Row No.

1

2

3

4

5

6

7

Amount

0

0

0

0

0

0

0


Reporting Cycle:


122008

13/06/2012 04:48 PM


Description

Total assets


Other liabilities





Row No.

1

2

3

4

5

6

7

Amount

4,022,099

96,881

698,279

3,226,939

3,226,939

2,041,579

3,226,939


Reporting Cycle:


122008

13/06/2012 04:48 PM


Description

Total assets


Other liabilities





Row No.

1

2

3

4

5

6

7

Amount

0

0

0

0

0

0

0


Reporting Cycle:


122008

13/06/2012 04:48 PM


122008


Reporting Cycle:

ANNUAL RETURN: ANNEX 1L - INTER-FUND BALANCES AND

Description

Balances due to head office / shareholders fund

Balances due to overseas branches / related corporations

Balances due to other insurance funds established andmaintained under the Act


Row No.

1

2

3

4

Amount

0

1,019,168

373

1,019,541

INTRA-GROUP BALANCES (DUE TO)

13/06/2012 04:48 PM


122008


Reporting Cycle:


Description





Row No.

1

2

3

4

Amount

0

0

0

0


13/06/2012 04:48 PM


122008


Reporting Cycle:


Description





Row No.

1

2

3

4

Amount

0

13,775

281,357

295,132


13/06/2012 04:48 PM


122008


Reporting Cycle:


Description





Row No.

1

2

3

4

Amount

0

0

2,693,905

2,693,905


13/06/2012 04:48 PM


122008


Reporting Cycle:


Description





Row No.

1

2

3

4

Amount

5,940

951

411,984

418,875


13/06/2012 04:48 PM


122008


Reporting Cycle:


Description





Row No.

1

2

3

4

Amount

0

0

0

0


13/06/2012 04:48 PM


122008


Reporting Cycle:


Description





Row No.

1

2

3

4

Amount

40,399

0

0

40,399


13/06/2012 04:48 PM


122008


Reporting Cycle:


Description





Row No.

1

2

3

4

Amount

0

0

57,190

57,190


13/06/2012 04:48 PM



ACCRUED EXPENSES 1 904,510

PREPAID PREMIUM 2 21,207,252

PREMIUM CLEARING 3 5,811,211

AGENT BALANCES-NET 4 3,907,567

Total = Row 23 of Form 1 26 31,830,540

Reporting Cycle: 122008


ANNUAL RETURN: ANNEX 1M - BREAKDOWN OF OTHERS

13/06/2012 04:48 PM







13/06/2012 04:48 PM



ACCRUED EXPENSES 1 2,030,326

PREPAID EXPENSES 2 142,930

PREMIUM CLEARING 3 1,163,219

AGENT BALANCES - NET 4 6,401,650

PROVISION FOR TAX 5 7,094,802

Total = Row 23 of Form 1 26 16,832,927




13/06/2012 04:48 PM







13/06/2012 04:48 PM



ACCRUED EXPENSES 1 844

PREPAID PREMIUM 2 307





13/06/2012 04:48 PM







13/06/2012 04:48 PM



ACCRUED EXPENSES 1 206,789

AGENT BALANCES - NET 2 28,845





13/06/2012 04:48 PM







13/06/2012 04:48 PM


122008


Reporting Cycle:

ANNUAL RETURN: ANNEX 1N - SURPLUS

Description

Surplus at beginning of period

Net income

Transfer (to) from head office / shareholders fund

Surplus at End of Period (1 to 3) = Row 25 of Form 1

Row No.

1

2

3

4

Amount

5,781,591

7,736,137

-5,781,591

7,736,137

13/06/2012 04:48 PM


122008


Reporting Cycle:


Description


Net income



Row No.

1

2

3

4

Amount

0

0

0

0

13/06/2012 04:48 PM


122008


Reporting Cycle:


Description


Net income



Row No.

1

2

3

4

Amount

12,460,833

-5,911,741

53,000,000

59,549,092

13/06/2012 04:48 PM


122008


Reporting Cycle:


Description


Net income



Row No.

1

2

3

4

Amount

0

0

0

0

13/06/2012 04:48 PM


122008


Reporting Cycle:


Description


Net income



Row No.

1

2

3

4

Amount

4,415,518

-24,464

-4,294,173

96,881

13/06/2012 04:48 PM


122008


Reporting Cycle:


Description


Net income



Row No.

1

2

3

4

Amount

0

0

0

0

13/06/2012 04:48 PM


122008


Reporting Cycle:


Description


Net income



Row No.

1

2

3

4

Amount

2,724,034

-191,184

-2,000,000

532,850

13/06/2012 04:48 PM


122008


Reporting Cycle:


Description


Net income



Row No.

1

2

3

4

Amount

0

0

0

0

13/06/2012 04:48 PM


122008


Reporting Cycle:

ANNUAL RETURN: ANNEX 1(i) - INFORMATION IN RESPECT OF REDUCTION IN VALUE OF LIABILITIES

DUE TO REINSURANCE CEDED TO REINSURERS IN RESPECT OF LIFE BUSINESS

Description

Registered insurer

Authorised reinsurer / related corporation / head office/ branch of head office of the registered insurer

Unregistered reinsurer

Total (1 to 3)

Row No.

1

2

3

4

Participatingpolicies

0

0

0

0

Non-participatingpolicies

0

0

0

0

Investment-linkedpolicies

0

0

0

0

Amount

0

0

0

0

13/06/2012 04:48:18 PM


122008


Reporting Cycle:



Description

Registered insurer



Total (1 to 3)

Row No.

1

2

3

4


0

0

0

0


0

0

0

0


0

0

0

0

Amount

0

0

0

0

13/06/2012 04:48:18 PM

Description of Assets and Name of Investee Company

Name of company: -

Equity securities

Debt securities

Secured loans

Unsecured loans


Row No.

1

2

3

4

5

No. of Units

0

0

0

0

0

Cost

0

0

0

0

0

Amount

0

0

0

0

0


A RELATED CORPORATION OF REGISTERED INSURER

ANNUAL RETURN: ANNEX 1(iii) - INFORMATION IN RESPECT OF INVESTMENTS IN

Reporting Cycle:

I522L

2008 12


13/06/2012 04:49:10 PM


Name of company: -

Equity securities

Debt securities

Secured loans

Unsecured loans


Row No.

1

2

3

4

5

No. of Units

0

0

0

0

0

Cost

0

0

0

0

0

Amount

0

0

0

0

0




Reporting Cycle:

I522L

2008 12


13/06/2012 04:49:10 PM


I522L

ANNUAL RETURN: NOTES TO FORM 1



Note 1 The aggregate amounts of loans to and amounts due from - Amount

(a) Directors 0

(b) Employees of the registered insurer 0

Note 3 - Description of any change in accounting policies and methodologies in the valuation ofassets and liabilities and the quantification of their effects.

NIL

Note 4 - Description of any prior adjustment and correction for errors and reasons for theadjustments and corrections.

NIL

Note 5 In respect of financial guarantee business - Amount

(a) where premiums are payable in instalments, the present value of futureinstalment premiums payable by the insured in a future accounting period 0

and discount rate used 0

(b) where the premiums are payable in full at the commencement of the policy ofinsurance, the full amount of the premiums payable by the insured in the accountingperiod in which the policy commences.

0

13/06/2012 04:49 PM


I522L





(a) Directors 0



NIL


NIL





0

13/06/2012 04:49 PM



ANNUAL RETURN: FORM 1 - ADDITIONAL INFORMATION

In the annual financial statements, the Company had recognised a deferred tax liability of $160m inrelation to the future distributable Par Fund surplus. This deferred tax liability is reclassified to policyliabilities in the MAS returns per the directive from the Authority.

13/06/2012 04:47 PM


ANNUAL RETURN: FORM 2 - FUND PROFIT AND LOSS ACCOUNT

Reporting Cycle: 12


Description

Gross premiums

Less: Outward reinsurance premiums

Investment revenue

Less: Investment expenses

Other income

Total Income (1 to 5)

Gross claims settled

Less: Reinsurance recoveries

Management expenses

Distribution expenses

Increase (decrease) in net policy liabilities

Provision for doubtful debts/ bad debts written off on receivables

Taxation expenses

Other expenses

Total Outgo (7 to 14)

Net Income (6 - 15)

Annex

2A

2B

2C

2D

2E

2F

2G

2H

2I

2J

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

303,785,276

4,656,253

(187,049,365)

2,857,110

442,105

109,664,653

149,877,986

247,439

12,285,297

43,632,686

(106,454,582)

0

(2,641)

2,837,209

101,928,516

7,736,137

2008

13/06/2012 04:47 PM



Reporting Cycle: 12


Description

Gross premiums


Investment revenue


Other income




Management expenses




Taxation expenses

Other expenses


Net Income (6 - 15)

Annex

2A

2B

2C

2D

2E

2F

2G

2H

2I

2J

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

2008

13/06/2012 04:47 PM



Reporting Cycle: 12


Description

Gross premiums


Investment revenue


Other income




Management expenses




Taxation expenses

Other expenses


Net Income (6 - 15)

Annex

2A

2B

2C

2D

2E

2F

2G

2H

2I

2J

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

83,736,795

7,085,469

6,245,108

277,786

34,518,509

117,137,157

34,542,636

1,702,592

12,420,237

76,724,268

(4,020,758)

0

1,696,452

3,388,655

123,048,898

(5,911,741)

2008

13/06/2012 04:47 PM



Reporting Cycle: 12


Description

Gross premiums


Investment revenue


Other income




Management expenses




Taxation expenses

Other expenses


Net Income (6 - 15)

Annex

2A

2B

2C

2D

2E

2F

2G

2H

2I

2J

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

397,856,739

0

(825,470,539)

4,338,099

4,556,128

(427,395,771)

189,911,060

0

0

0

(625,454,316)

0

0

8,147,485

(427,395,771)

0

2008

13/06/2012 04:47 PM



Reporting Cycle: 12


Description

Gross premiums


Investment revenue


Other income




Management expenses




Taxation expenses

Other expenses


Net Income (6 - 15)

Annex

2A

2B

2C

2D

2E

2F

2G

2H

2I

2J

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

0

2,893

413,752

20,614

0

390,245

2,564,126

0

2,762

(289)

(2,383,159)

0

(19,811)

251,080

414,709

(24,464)

2008

13/06/2012 04:47 PM



Reporting Cycle: 12


Description

Gross premiums


Investment revenue


Other income




Management expenses




Taxation expenses

Other expenses


Net Income (6 - 15)

Annex

2A

2B

2C

2D

2E

2F

2G

2H

2I

2J

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

2008

13/06/2012 04:47 PM



Reporting Cycle: 12


Description

Gross premiums


Investment revenue


Other income




Management expenses




Taxation expenses

Other expenses


Net Income (6 - 15)

Annex

2A

2B

2C

2D

2E

2F

2G

2H

2I

2J

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

260,939

0

(681)

1,405

215,932

474,785

6,751

0

55,745

575,938

36,790

0

(20,949)

11,694

665,969

(191,184)

2008

13/06/2012 04:47 PM



Reporting Cycle: 12


Description

Gross premiums


Investment revenue


Other income




Management expenses




Taxation expenses

Other expenses


Net Income (6 - 15)

Annex

2A

2B

2C

2D

2E

2F

2G

2H

2I

2J

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

4,917,006

0

(3,283,080)

80,216

128,065

1,681,775

419,352

0

0

0

1,209,617

0

0

52,806

1,681,775

0

2008

13/06/2012 04:47 PM


122008Reporting Cycle:

ANNUAL RETURN: ANNEX 2A - PREMIUM REVENUE IN RESPECT


Description

Individual business:

Single premiums

Regular premiums - new business

Regular premiums - renewal business

Group business:

Premiums

Direct insurance premiums (1 to 4)

Inward reinsurance premiums


Row No.

1

2

3

4

5

6

7

Amount

76,243,110

49,173,547

178,368,619

0

303,785,276

0

303,785,276

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description


Single premiums



Group business:

Premiums




Row No.

1

2

3

4

5

6

7

Amount

0

0

0

0

0

0

0

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description


Single premiums



Group business:

Premiums




Row No.

1

2

3

4

5

6

7

Amount

5,623,590

25,326,336

52,786,869

0

83,736,795

0

83,736,795

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description


Single premiums



Group business:

Premiums




Row No.

1

2

3

4

5

6

7

Amount

370,308,551

4,219,216

23,328,972

0

397,856,739

0

397,856,739

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description


Single premiums



Group business:

Premiums




Row No.

1

2

3

4

5

6

7

Amount

0

0

0

0

0

0

0

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description


Single premiums



Group business:

Premiums




Row No.

1

2

3

4

5

6

7

Amount

4,282

203,435

53,222

0

260,939

0

260,939

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description


Single premiums



Group business:

Premiums




Row No.

1

2

3

4

5

6

7

Amount

4,858,568

41,884

16,554

0

4,917,006

0

4,917,006

OF LIFE BUSINESS

13/06/2012 04:49:15 PM



ANNUAL RETURN: ANNEX 2B - OUTWARD REINSURANCE PREMIUMS


Description

Registered insurer / foreign insurer under the foreign insurerscheme

Authorised reinsurer / related corporation / head office / branch ofhead office of the registered insurer



Row No.

1

2

3

4

Amount

0

4,656,253

0

4,656,253

13/06/2012 04:49:15 PM





Description





Row No.

1

2

3

4

Amount

0

0

0

0

13/06/2012 04:49:15 PM





Description





Row No.

1

2

3

4

Amount

0

7,085,469

0

7,085,469

13/06/2012 04:49:15 PM





Description





Row No.

1

2

3

4

Amount

0

0

0

0

13/06/2012 04:49:15 PM





Description





Row No.

1

2

3

4

Amount

0

2,893

0

2,893

13/06/2012 04:49:15 PM





Description





Row No.

1

2

3

4

Amount

0

0

0

0

13/06/2012 04:49:15 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7

Interest / Dividend /Rental Income

23,132,563

49,614,686

0

3,715,030

88,193

29,749

Realised Gains(Losses) From Last

Reported Value /Write-backs(Write-offs)

-22,342,048

4,813,415

0

0

0

-458

Unrealised ChangesFrom Last Reported

Value

-328,343,777

82,243,282

0

0

0

0

Amount

-327,553,262

136,671,383

0

3,715,030

88,193

29,291

-187,049,365

122008


Reporting Cycle:

ANNUAL RETURN: Annex 2C - Investment Revenue

13/06/2012 04:48:33 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

0

0

0

0

0



0

0

0

0

0

0


Value

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

122008


Reporting Cycle:


13/06/2012 04:48:33 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

2,772,736

0

105,500

39,577

-851



0

182,848

0

0

0

433,071


Value

0

2,571,944

0

0

140,283

0

Amount

0

5,527,528

0

105,500

179,860

432,220

6,245,108

122008


Reporting Cycle:


13/06/2012 04:48:33 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

0

0

0

1,144

0



0

0

0

0

0

-8,843,242


Value

-821,808,972

5,180,531

0

0

0

0

Amount

-821,808,972

5,180,531

0

0

1,144

-8,843,242

-825,470,539

122008


Reporting Cycle:


13/06/2012 04:48:33 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

300,953

0

14,968

17,284

0



0

110,527

0

0

0

4,910


Value

0

-34,890

0

0

0

0

Amount

0

376,590

0

14,968

17,284

4,910

413,752

122008


Reporting Cycle:


13/06/2012 04:48:33 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

0

0

0

0

0



0

0

0

0

0

0


Value

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

122008


Reporting Cycle:


13/06/2012 04:48:33 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

0

0

0

-681

0



0

0

0

0

0

0


Value

0

0

0

0

0

0

Amount

0

0

0

0

-681

0

-681

122008


Reporting Cycle:


13/06/2012 04:48:33 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

0

0

0

19

0



0

0

0

0

0

-138,199


Value

-3,205,776

60,876

0

0

0

0

Amount

-3,205,776

60,876

0

0

19

-138,199

-3,283,080

122008


Reporting Cycle:


13/06/2012 04:48:33 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

0

0

0

0

0

0



0

0

0

0

0

0

0


Value

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

122008


Reporting Cycle:

ANNUAL RETURN: Annex 2C(a) - Investment Revenue Of Assets In Surplus Account Of Participating Fund

13/06/2012 04:48:33 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

0

0

0

0

0

0



0

0

0

0

0

0

0


Value

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

122008


Reporting Cycle:


13/06/2012 04:48:33 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

85,228

0

0

5,363

0

90,591



0

110,528

0

0

58

0

110,586


Value

0

-106,178

0

0

0

0

-106,178

Amount

0

89,578

0

0

5,421

0

94,999

122008


Reporting Cycle:


13/06/2012 04:48:33 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

0

0

0

0

0

0



0

0

0

0

0

0

0


Value

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

122008


Reporting Cycle:


13/06/2012 04:48:33 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

0

0

0

0

0

0



0

0

0

0

0

0

0


Value

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

122008


Reporting Cycle:

ANNUAL RETURN: Annex 2C(b) - Investment Revenue Of Assets In Unit Reserves Of Investment-linked Fund

13/06/2012 04:48:33 PM



ANNUAL RETURN: ANNEX 2D - BREAKDOWN OF OTHER INCOME



OTHER INCOME 1 5,810

EXPERIENCE REFUND 2 418,896

FOREIGN CURRENCY TRANSLATION GAINS 3 17,399


13/06/2012 04:49:28 PM






Total = Row 5 of Form 2 26

13/06/2012 04:49:28 PM






MORTALITY FEES AND CHARGES 1 13,067,376

MANAGEMENT FEE INCOME 2 17,794,026

EXPERIENCE REFUND 3 378,684

OTHER INCOME 4 3,278,423

Total = Row 5 of Form 2 26 34,518,509

13/06/2012 04:49:28 PM






FOREIGN CURRENCY TRANSLATION GAINS 1 4,556,128

Total = Row 5 of Form 2 26 4,556,128

13/06/2012 04:49:28 PM







13/06/2012 04:49:28 PM






MORTALITY FEES AND CHARGES 1 65,078

MANAGEMENT FEE INCOME 2 146,508

FOREIGN CURRENCY TRANSLATION GAINS 3 869

OTHER INCOME 4 3,477


13/06/2012 04:49:28 PM






FOREIGN CURRENCY TRANSLATION GAINS 1 128,065


13/06/2012 04:49:28 PM



ANNUAL RETURN: ANNEX 2E - CLAIMS OF DIRECT LIFE INSURER


Description

Death, total permanent disability, critical illness

Accident and health benefits other than total permanent disabilityand critical illness

Maturity / anticipated endowment

Surrenders

Annuities

Cash bonuses

Others


Row No.

1

2

3

4

5

6

7

8

Amount

7,007,931

2,322,455

90,849,775

49,391,227

0

58,067

248,531

149,877,986

13/06/2012 04:49:15 PM





Description




Surrenders

Annuities

Cash bonuses

Others


Row No.

1

2

3

4

5

6

7

8

Amount

0

0

0

0

0

0

0

0

13/06/2012 04:49:15 PM





Description




Surrenders

Annuities

Cash bonuses

Others


Row No.

1

2

3

4

5

6

7

8

Amount

3,176,318

1,314,122

27,574,535

1,413,961

0

-427

1,064,127

34,542,636

13/06/2012 04:49:15 PM





Description




Surrenders

Annuities

Cash bonuses

Others


Row No.

1

2

3

4

5

6

7

8

Amount

6,203,833

0

0

183,707,227

0

0

0

189,911,060

13/06/2012 04:49:15 PM





Description




Surrenders

Annuities

Cash bonuses

Others


Row No.

1

2

3

4

5

6

7

8

Amount

32,841

0

2,521,242

761

0

0

9,282

2,564,126

13/06/2012 04:49:15 PM





Description




Surrenders

Annuities

Cash bonuses

Others


Row No.

1

2

3

4

5

6

7

8

Amount

0

0

0

0

0

0

0

0

13/06/2012 04:49:15 PM





Description




Surrenders

Annuities

Cash bonuses

Others


Row No.

1

2

3

4

5

6

7

8

Amount

0

6,751

0

0

0

0

0

6,751

13/06/2012 04:49:15 PM





Description




Surrenders

Annuities

Cash bonuses

Others


Row No.

1

2

3

4

5

6

7

8

Amount

15,731

0

0

403,621

0

0

0

419,352

13/06/2012 04:49:15 PM



ANNUAL RETURN: ANNEX 2F - MANAGEMENT EXPENSES


Description

Staff salaries & expenses

Office rent

Head office / parent company expenses

Directors' fees

Audit fees

Managing agent's fees

Repairs and maintenance

Public utilities

Printing, stationery and periodicals

Postage, telephone and telex charges

Computer charges

Hire of office equipment

Licence and association fees

Advertising and subscriptions

Entertainment

Travelling expenses

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

8,726,463

787,497

844,769

61,568

129,657

0

184,741

160,429

427,187

349,054

174,153

31,888

135,507

117,780

44,824

109,780

Total = Row 9 of Form 2 27 12,285,297

13/06/2012 04:49:34 PM





Description


Office rent


Directors' fees

Audit fees



Public utilities



Computer charges




Entertainment

Travelling expenses

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


13/06/2012 04:49:34 PM





Description


Office rent


Directors' fees

Audit fees



Public utilities



Computer charges




Entertainment

Travelling expenses

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

8,514,215

810,285

784,443

59,069

125,940

0

168,602

159,880

733,295

354,476

146,588

30,616

151,223

217,439

52,839

111,327

Total = Row 9 of Form 2 27 12,420,237

13/06/2012 04:49:34 PM





Description


Office rent


Directors' fees

Audit fees



Public utilities



Computer charges




Entertainment

Travelling expenses

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


13/06/2012 04:49:34 PM





Description


Office rent


Directors' fees

Audit fees



Public utilities



Computer charges




Entertainment

Travelling expenses

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

2,042

156

210

11

34

0

47

35

46

70

51

7

28

0

4

21


13/06/2012 04:49:34 PM





Description


Office rent


Directors' fees

Audit fees



Public utilities



Computer charges




Entertainment

Travelling expenses

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


13/06/2012 04:49:34 PM





Description


Office rent


Directors' fees

Audit fees



Public utilities



Computer charges




Entertainment

Travelling expenses

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

38,624

3,911

3,113

352

529

0

646

747

2,789

1,574

399

138

832

1,133

338

620


13/06/2012 04:49:34 PM





Description


Office rent


Directors' fees

Audit fees



Public utilities



Computer charges




Entertainment

Travelling expenses

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


13/06/2012 04:49:34 PM



ANNUAL RETURN: ANNEX 2G - DISTRIBUTION EXPENSES IN RESPECT


Description


First period commissions - single premium

First period commissions - regular premium

Renewal commissions

Group business:

Commissions

Overriding commissions

Production and other bonuses

Trailer fees

Cost of benefits and services

Other cash payments

Total distribution cost excluding reinsurance commissions (1 to 9)

Reinsurance commissions


Row No.

1

2

3

4

5

6

7

8

9

10

11

12

Amount

1,159,074

12,919,637

8,441,655

0

10,805,060

5,812,893

0

2,922,385

1,571,982

43,632,686

0

43,632,686

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description




Renewal commissions

Group business:

Commissions



Trailer fees


Other cash payments




Row No.

1

2

3

4

5

6

7

8

9

10

11

12

Amount

0

0

0

0

0

0

0

0

0

0

0

0

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description




Renewal commissions

Group business:

Commissions



Trailer fees


Other cash payments




Row No.

1

2

3

4

5

6

7

8

9

10

11

12

Amount

7,101,445

15,086,784

20,992,351

0

11,354,916

13,431,345

217,437

5,304,250

3,235,740

76,724,268

0

76,724,268

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description




Renewal commissions

Group business:

Commissions



Trailer fees


Other cash payments




Row No.

1

2

3

4

5

6

7

8

9

10

11

12

Amount

0

0

0

0

0

0

0

0

0

0

0

0

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description




Renewal commissions

Group business:

Commissions



Trailer fees


Other cash payments




Row No.

1

2

3

4

5

6

7

8

9

10

11

12

Amount

0

0

0

0

0

0

0

0

-289

-289

0

-289

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description




Renewal commissions

Group business:

Commissions



Trailer fees


Other cash payments




Row No.

1

2

3

4

5

6

7

8

9

10

11

12

Amount

0

0

0

0

0

0

0

0

0

0

0

0

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description




Renewal commissions

Group business:

Commissions



Trailer fees


Other cash payments




Row No.

1

2

3

4

5

6

7

8

9

10

11

12

Amount

110,555

133,212

18,916

0

113,207

115,054

8,253

39,205

37,536

575,938

0

575,938

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description




Renewal commissions

Group business:

Commissions



Trailer fees


Other cash payments




Row No.

1

2

3

4

5

6

7

8

9

10

11

12

Amount

0

0

0

0

0

0

0

0

0

0

0

0

OF LIFE BUSINESS

13/06/2012 04:49:15 PM



ANNUAL RETURN: ANNEX 2H - NET POLICY LIABILITIES IN RESPECT


Description

Net policy liabilities at end of period

Net policy liabilities at beginning of period

Increase (Decrease) in Net Policy Liabilities (1 - 2) = Row 11 of Form 2

Row No.

1

2

3

Amount

1,952,936,812

2,059,391,394

-106,454,582

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description




Row No.

1

2

3

Amount

0

0

0

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description




Row No.

1

2

3

Amount

75,170,653

79,191,411

-4,020,758

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description




Row No.

1

2

3

Amount

1,257,989,158

1,883,443,474

-625,454,316

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description




Row No.

1

2

3

Amount

3,226,939

5,610,098

-2,383,159

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description




Row No.

1

2

3

Amount

0

0

0

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description




Row No.

1

2

3

Amount

43,389

6,599

36,790

OF LIFE BUSINESS

13/06/2012 04:49:15 PM





Description




Row No.

1

2

3

Amount

7,058,607

5,848,990

1,209,617

OF LIFE BUSINESS

13/06/2012 04:49:15 PM


ANNUAL RETURN: ANNEX 2I - BREAKDOWN OF OTHER EXPENSES

Reporting Cycle:

I522L

122008



DEPRECIATION OF FIXED ASSETS 1 1,748,368

CONSULTANT FEE 2 36,942

BANK CHARGES 3 285,458

MEDICAL REPORT FEE 4 211,034

GST 5 485,982

LEGAL 6 38,949

OTHER EXPENSES 7 30,476

Total = Row 14 of Form 2 26 2,837,209

13/06/2012 04:49:45 PM



Reporting Cycle:

I522L

122008



DEPRECIATION OF FIXED ASSETS 1 1,594,360

CONSULTANT FEE 2 41,957


MEDICAL REPORT FEE 4 175,763

GST 5 435,440

LEGAL 6 36,002


Total = Row 14 of Form 2 26 3,388,655

13/06/2012 04:49:45 PM



Reporting Cycle:

I522L

122008



BID OFFER CHARGES AND POLICY FEES 1 8,147,485

Total = Row 14 of Form 2 26 8,147,485

13/06/2012 04:49:45 PM



Reporting Cycle:

I522L

122008



DEPRECIATION OF FIXED ASSETS 1 462

CONSULTANT FEE 2 9

BANK CHARGES 3 20

GST 4 115

LEGAL 5 8



13/06/2012 04:49:45 PM



Reporting Cycle:

I522L

122008



DEPRECIATION OF FIXED ASSETS 1 5,922

CONSULTANT FEE 2 129


MEDICAL REPORT FEE 4 7

GST 5 1,861

LEGAL 6 104

OTHER EXPENSES 7 82


13/06/2012 04:49:45 PM



Reporting Cycle:

I522L

122008



BID OFFER CHARGES AND POLICY FEES 1 52,806


13/06/2012 04:49:45 PM


Description

Allocation to surplus account

Surplus account investment revenue

Less: Surplus account investment expenses

Surplus account investment income (2 - 3)

Recovery of amount transferred out of the surplus account if ithas not been transferred back into the surplus account previously

Net Income (1 + 4 + 5) = Row 16 of Form 2

Row No.

1

2

3

4

5

6

Amount

7,736,137

0

0

0

0

7,736,137

ANNUAL RETURN: ANNEX 2J - NET INCOME OF PARTICIPATING FUND

Reporting Cycle:


122008

13/06/2012 04:48:51 PM


Description







Row No.

1

2

3

4

5

6

Amount

0

0

0

0

0

0


Reporting Cycle:


122008

13/06/2012 04:48:51 PM


Description







Row No.

1

2

3

4

5

6

Amount

96,823

94,999

216,286

-121,287

0

-24,464


Reporting Cycle:


122008

13/06/2012 04:48:51 PM


Description







Row No.

1

2

3

4

5

6

Amount

0

0

0

0

0

0


Reporting Cycle:


122008

13/06/2012 04:48:51 PM


Reporting Cycle: 2008 12


NIL

13/06/2012 04:47 PM




ANNUAL RETURN: FORM 3 - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO POLICIESISSUED TO INDIVIDUALS

Description

A. New Business Policies other than annuities - Whole life Endowment Term Accident Health Others Total (1 to 6) Annuities only

B. Terminations and transfers Policies other than annuities -


Maturity Expiry Surrender Forfeiture Net transfers Others Total (9 to 15) Annuities onlyC. Business in Force Policies other than annuities - Whole life Endowment Term Accident Health Others Total (18 to 23) Annuities only (last period's 25 + 8 -17)

RowNo.

12345678

9

1011121314151617

1819202122232425

Single PremiumBusiness - Single

Premium

3,817,04475,798,800

0000

79,615,8440

Single PremiumBusiness -Number of

Policies

832,311

0000

2,3940

18

1,0230

66000

451,746

0

1,27824,085

0000

25,3630

Single PremiumBusiness - Sum

Insured

8,741,54984,118,057

0000

92,859,6060

656,186

39,573,5220

30,620,54700

3,295,21074,145,465

0

160,293,983797,817,790

0000

958,111,7730

Regular PremiumBusiness -

Regular Premium

20,469,51132,918,059

0000

53,387,5700

192,843

1,299,8732,851

3,325,7714,605,839

03,381,060

12,808,2370

122,106,744111,968,958

0000

234,075,7020

Regular PremiumBusiness -Number of

Policies

8,1985,764

0000

13,9620

110

4130

1,7932,515

0604

5,4350

72,97637,521

0000

110,4970

Regular PremiumBusiness - Sum

Insured

650,592,845233,991,220

0000

884,584,0650

4,376,171

13,171,8900

80,531,973116,358,971

044,652,060

259,091,0650

4,276,810,9241,219,881,359

0000

5,496,692,2830

13/06/2012 04:47 PM





Description





RowNo.

12345678

9

1011121314151617

1819202122232425


Premium

00000000


Policies

00000000

0

00000000

00000000


Insured

00000000

0

00000000

00000000


Regular Premium

00000000

0

00000000

00000000


Policies

00000000

0

00000000

00000000


Insured

00000000

0

00000000

00000000

13/06/2012 04:47 PM





Description





RowNo.

12345678

9

1011121314151617

1819202122232425


Premium

00000

5,730,3875,730,387

0


Policies

00000000

2

2484

3700

(77)214

0

0760223

000

9830


Insured

00000

5,730,3875,730,387

0

68,645

33,418,6793,661,207

939,92100

(1,908,325)36,180,127

0

018,407,02234,684,077

00

5,704,23858,795,337

0


Regular Premium

00

1,579,66852,918

661,7641,463,7013,758,051

0

24,895

10,340973,849312,538942,871

0430,057

2,694,5500

1,881,8621,284,597

13,309,063812,111

4,151,7477,555,737

28,995,1170


Policies

00

2,3960

1,4620

3,8580

18

41,189

651,262

0155

2,6930

893762

14,0330

7,484391

23,5630


Insured

00

773,964,64000

60,317,230834,281,870

0

3,005,844

200,000293,244,060

18,319,64222,607,274

056,346,861

393,723,6810

38,395,00030,337,310

4,029,736,44000

160,624,8724,259,093,622

0

13/06/2012 04:47 PM





Description





RowNo.

12345678

9

1011121314151617

1819202122232425


Premium

218,009,823561,252

0000

218,571,075151,195,201


Policies

9,83700000

9,8371,551

86

160

6,70900

276,838

23

69,86811,020

0000

80,8882,296


Insured

35,507,163701,565

0000

36,208,728151,195,201

880,007

339,6250

67,595,36600

5,837,22774,652,225

7,229,890

489,514,265178,626,860

0000

668,141,125226,424,909


Regular Premium

33,538,4970000

953,33834,491,835

0

35,507

074

1,768,3732,240,046

01,306,2295,350,229

0

73,848,0642,371,203

1,34300

2,105,39578,326,005

0


Policies

11,75600000

11,7560

13

00

5801,093

0192

1,8780

29,456504

0000

29,9600


Insured

967,193,1470000

479,469,3501,446,662,497

0

1,311,000

00

43,320,351148,064,782

015,247,513

207,943,6460

2,391,231,72911,045,76720,211,179

00

1,085,411,4923,507,900,167

0

13/06/2012 04:47 PM





Description





RowNo.

12345678

9

1011121314151617

1819202122232425


Premium

00000000


Policies

00000000

0

00000000

00000000


Insured

00000000

0

00000000

00000000


Regular Premium

00000000

0

00000000

00000000


Policies

00000000

0

2200000

220

032

0000

320


Insured

00000000

0

2,598,8750000

16,8962,615,771

0

03,192,357

0000

3,192,3570

13/06/2012 04:47 PM





Description





RowNo.

12345678

9

1011121314151617

1819202122232425


Premium

00000000


Policies

00000000

0

00000000

00000000


Insured

00000000

0

00000000

00000000


Regular Premium

00000000

0

00000000

00000000


Policies

00000000

0

00000000

00000000


Insured

00000000

0

00000000

00000000

13/06/2012 04:47 PM





Description





RowNo.

12345678

9

1011121314151617

1819202122232425


Premium

00000

5,0005,000

0


Policies

00000000

0

00000000

00000000


Insured

00000

5,0005,000

0

0

00000000

00000

5,0005,000

0


Regular Premium

00

18,8980

2,72712,40734,032

0

0

05,655

05,311

0(1,222)

9,7440

00

18,898185

4,24916,56539,897

0


Policies

007050

120

0

02050070

007090

160


Insured

00

5,570,000000

5,570,0000

0

01,000,000

0204,000

0(4,000)

1,200,0000

00

5,570,000000

5,570,0000

13/06/2012 04:47 PM





Description





RowNo.

12345678

9

1011121314151617

1819202122232425


Premium

1,387,50000000

1,387,5003,199,560


Policies

6200000

6227

0

00600060

15200000

15237


Insured

432,37500000

432,3753,199,560

0

00

4,31000

(257)4,053

(34,278)

869,71900000

869,7196,583,575


Regular Premium

335,6900000

10,304345,994

0

0

000

1,6850

(25,790)(24,105)

0

504,3900000

11,355515,745

0


Policies

6400000

640

0

00010120

8900000

890


Insured

7,558,50000000

7,558,5000

0

000

50,0000

(160,000)(110,000)

0

10,243,90000000

10,243,9000

13/06/2012 04:47 PM

2008



Reporting Cycle: 12


Note 2 - Breakdown for 'Others' (Rows 6, 15 and 23).

Terminations and Transfers Single Premium Regular Premium

FREELOOK CANCELLATIONS 2,322,407

CONVERSION TO PERMANENT PLAN 5,040

ENDORSEMENTS 1,053,613

Total 3,381,060

13/06/2012 04:51 PM

2008



Reporting Cycle: 12



New Business Single Premium Regular Premium

RIDERS 5,730,387 1,463,701

Total 5,730,387 1,463,701



FREELOOK CANCELLATIONS 135,240

CONVERSION TO PERMANENT PLAN 103,461

FAMILY INCOME RIDER CLAIMS 1,068

CHILDREN ENDOWMENT @100 200

ENDORSEMENTS 190,088

Total 430,057


Business in Force Single Premium Regular Premium

RIDERS 7,555,737

Total 7,555,737

13/06/2012 04:51 PM

2008



Reporting Cycle: 12




RIDERS 0 953,338

Total 0 953,338



FREELOOK CANCELLATIONS 1,692,274

ENDORSEMENTS -386,045

Total 1,306,229



RIDERS 2,105,395

Total 2,105,395

13/06/2012 04:51 PM

2008



Reporting Cycle: 12




RIDERS 5,000 12,407

Total 5,000 12,407



ENDORSEMENTS -1,364

CONVERSION TO PERMANENT PLAN 142

Total -1,222



RIDERS 16,565

Total 16,565

13/06/2012 04:51 PM

2008



Reporting Cycle: 12




RIDERS 0 10,304

Total 0 10,304



FREELOOK CANCELLATIONS 10,210

ENDORSEMENTS -36,000

Total -25,790



RIDERS 11,355

Total 11,355

13/06/2012 04:51 PM

FORM 2 - ADDITIONAL INFORMATION




NON PARTICIPATINGBefore ChangesFY08 Regular Premiums2007 No of Policies Amount Insured Regular PremiumsExpiry 100 24,521,588 173,323Forfeiture 2269 235,490,790 1,615,2152008 No of Policies Amount Insured Regular PremiumsExpiry 237 51,188,334 244,701Forfeiture 2214 264,663,000 1,672,021After changesFY08 Regular Premiums2007 No of Policies Amount Insured Regular PremiumsExpiry 999 241,670,294 929,237Forfeiture 1370 18,342,084 859,3012008 No of Policies Amount Insured Regular PremiumsExpiry 1189 293,244,060 973,849Forfeiture 1262 22,607,274 942,873

13/06/2012 04:47 PM




ANNUAL RETURN: FORM 4 - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TOGROUP POLICIES

Description

A. New Business

Policies other than annuities - Term Accident Health Others Total (1 to 4) Annuities onlyB. Increases under existing policies Policies other than annuities Annuities onlyC. Terminations Policies other than annuities - Expiry Death, total permanent disability, critical illness Others

Total (9 to 11) Annuities onlyD. Business in Force Policies other than annuities - Term Accident Health Others

Total (14 to 17)

Annuities only (last period's 19 + 6 + 8 - 13)

RowNo.

123456

78

91011

1213

14151617

18

19

Number ofPolicies

000000

00

000

00

0000

0

0

Number ofLives Covered

000000

00

000

00

0000

0

0

Sum Insured

000000

00

000

00

0000

0

0

Premiums -Single

000000

00

Premiums -Regular

000000

00

000

00

0000

0

0

13/06/2012 04:47 PM





Description

A. New Business



Total (14 to 17)


RowNo.

123456

78

91011

1213

14151617

18

19

Number ofPolicies

000000

00

000

00

0000

0

0


000000

00

000

00

0000

0

0

Sum Insured

000000

00

000

00

0000

0

0

Premiums -Single

000000

00

Premiums -Regular

000000

00

000

00

0000

0

0

13/06/2012 04:47 PM





Description

A. New Business



Total (14 to 17)


RowNo.

123456

78

91011

1213

14151617

18

19

Number ofPolicies

000000

10

000

00

3000

3

0


000000

34,4930

5353

1,476

1,5820

252,701000

252,701

0

Sum Insured

000000

74,910,1920

10,907,162424,635

0

11,331,7970

580,821,108000

580,821,108

0

Premiums -Single

000000

00

Premiums -Regular

000000

2,663,3290

4,698152,870

0

157,5680

19,374,662000

19,374,662

0

13/06/2012 04:47 PM





Description

A. New Business



Total (14 to 17)


RowNo.

123456

78

91011

1213

14151617

18

19

Number ofPolicies

000000

00

000

00

0000

0

0


000000

00

000

00

0000

0

0

Sum Insured

000000

00

000

00

0000

0

0

Premiums -Single

000000

00

Premiums -Regular

000000

00

000

00

0000

0

0

13/06/2012 04:47 PM

Reporting Cycle:


Single Premium Regular Premium

Total

13/06/2012 04:51 PM

FORM 2 - ADDITIONAL INFORMATION



NIL


13/06/2012 04:47 PM

Form 7(a) - Accident and Health Insurance (Long-term)


ANNUAL RETURN: FORM 7 - STATEMENT IN RESPECT OF ACCIDENT AND HEALTH INSURANCE

12Reporting Cycle: 2008

I522L

Description

A. PREMIUMS

Gross premiums

Reinsurance ceded

Net premiums written (1 - 2)

Premium liabilities at beginning of period

Premium liabilities at end of period

Premiums earned during the period (3 + 4 - 5)

B. CLAIMS


Reinsurance recoveries

Net claims settled (7 - 8)

Claims liabilities at end of period

Claims liabilities at beginning of period

Net claims incurred (9 + 10 - 11)

C. MANAGEMENT EXPENSES

Management expenses

D. DISTRIBUTION EXPENSES

Commissions


Net commissions incurred (14 - 15)

Other distribution expenses

E. UNDERWRITING RESULTS (6 - 12 - 13 - 16 - 17)

F. NET INVESTMENT INCOME

G. OPERATING RESULTS (18 + 19)

H. OTHERS

Number of policies in force

Number of lives covered under policies in force

Number of claims registered

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

MedicalExpense

Individual

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

MedicalExpense

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Critical Illness

Individual

20,762,979

1,216,868

19,546,111

69,772,245

58,330,524

30,987,832

5,729,616

166,811

5,562,805

702,799

1,280,808

4,984,796

994,931

2,794,917

0

2,794,917

3,092,302

19,120,886

-3,954,526

15,166,360

0

104,904

106

Critical Illness

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Disability

Individual

2,247,807

596,738

1,651,069

606,189

606,454

1,650,804

1,283,166

111,732

1,171,434

132,065

169,117

1,134,382

173,450

137,923

0

137,923

138,342

66,707

31,168

97,875

197

24,949

28

Disability

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

PersonalAccident

Individual

846,640

180,475

666,165

137,668

128,278

675,555

29,654

0

29,654

0

8,611

21,043

62,163

46,051

0

46,051

43,921

502,377

6,836

509,213

0

7,088

18

PersonalAccident

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Hospital Cash

Individual

4,126,926

1,288,942

2,837,984

1,436,598

1,486,845

2,787,737

1,203,484

943,704

259,780

332,581

259,295

333,066

842,536

741,723

0

741,723

465,505

404,907

75,141

480,048

7,493

10,749

366

Hospital Cash

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Total

Individual

27,984,352

3,283,023

24,701,329

71,952,700

60,552,101

36,101,928

8,245,920

1,222,247

7,023,673

1,167,445

1,717,831

6,473,287

2,073,080

3,720,614

0

3,720,614

3,740,070

20,094,877

-3,841,381

16,253,496

7,690

147,690

518

Total

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

13/06/2012 04:47 PM

Form 7(b) - Accident and Health Insurance (Short-term)


ANNUAL RETURN: FORM 7 - STATEMENT IN RESPECT OF ACCIDENT AND HEALTH INSURANCE


I522L

Description

A. PREMIUMS

Gross premiums

Reinsurance ceded

Net premiums written (1 - 2)

Premium liabilities at beginning of period

Premium liabilities at end of period

Premiums earned during the period (3 + 4 - 5)

B. CLAIMS


Reinsurance recoveries

Net claims settled (7 - 8)

Claims liabilities at end of period

Claims liabilities at beginning of period

Net claims incurred (9 + 10 - 11)

C. MANAGEMENT EXPENSES

Management expenses

D. DISTRIBUTION EXPENSES

Commissions


Net commissions incurred (14 - 15)

Other distribution expenses

E. UNDERWRITING RESULTS (6 - 12 - 13 - 16 - 17)

F. NET INVESTMENT INCOME

G. OPERATING RESULTS (18 + 19)

H. OTHERS

Number of policies in force

Number of lives covered under policies in force

Number of claims registered

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

MedicalExpense

Individual

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

MedicalExpense

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Critical Illness

Individual

68,086

4,867

63,219

4,853

26,281

41,791

0

0

0

0

0

0

16,527

22,349

0

22,349

35,154

-32,239

785

-31,454

0

538

0

Critical Illness

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Disability

Individual

2,906

780

2,126

2,238

1,175

3,189

0

0

0

0

0

0

308

25

0

25

10

2,846

88

2,934

0

10

0

Disability

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

PersonalAccident

Individual

751

93

658

188

189

657

0

0

0

0

0

0

47

51

0

51

20

539

10

549

0

4

0

PersonalAccident

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Hospital Cash

Individual

648

106

542

129

41

630

0

0

0

0

0

0

40

145

0

145

68

377

4

381

0

4

0

Hospital Cash

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Total

Individual

72,391

5,846

66,545

7,408

27,686

46,267

0

0

0

0

0

0

16,922

22,570

0

22,570

35,252

-28,477

887

-27,590

0

556

0

Total

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

13/06/2012 04:47 PM


Reporting Cycle:

Note 1 - Items in this Form may be allocated according to a reasonable basis used by theregistered insurer. The bases used shall be stated as a Note to this Form.

13/06/2012 04:51 PM




13/06/2012 04:47 PM


ANNUAL RETURN: FORM 8 - BALANCE SHEET IN RESPECT OF GLOBAL BUSINESS OPERATIONS


Description

ASSETSEquity securitiesDebt securitiesLand and buildings

Loans

Cash and depositsOther invested assets



Deposits withheld by cedantsReinsurance recoverables (on paid claims)Income tax recoverables

Fixed assets

Inter-fund balances and intra-group balances (due from)

Other assetsTotal Assets (1 to 14)LIABILITIESPolicy liabilitiesOther liabilities

Outstanding claims Annuities due and unpaid

Reinsurance deposits Amounts owing to insurers Bank loans and overdrafts

Inter-fund balances and intra-group balances (due to) OthersTotal Liabilities (16 to 23)NET ASSETS (15 - 24)SHAREHOLDERS' EQUITY & SURPLUSPaid-up capital

Reserves: Unappropriated profits (losses)

Other reservesSurplus

Total (26 to 29)

RowNo.

123

4

56

7

8

91011

12

13

1415

16

1718

192021

22232425

26

27

2829

30

Business in Singapore- Life Business

1,637,150,3881,594,984,685

0

59,895,677

125,063,172-128,213

1,744,359

8,419,169

0674,557

11,591,896

0

37,144,036

4,483,1973,481,022,923

3,296,425,558

62,098,5140

01,158,597

0

4,525,04248,900,252

3,413,107,96367,914,960

67,914,960

67,914,960

Business in Singapore- General Business

000

0

00

0

0

000

0

0

00

0

00

000

0000

0

0

Overseas (Branch)Operations - Life

Business

000

0

00

0

0

000

0

0

00

0

00

000

0000

0

0

Overseas (Branch)Operations - General

Business

000

0

00

0

0

000

0

0

00

0

00

000

0000

0

0

Shareholders Fund

3,619,72558,660,234

0

55,394

6,368,0920

0

2,587,972

000

7,846,903

2,652,648

14,230,31296,021,280

00

000

32,172,81610,065,74142,238,55753,782,723

105,254,400

-52,443,585

971,908

53,782,723

Total

1,640,770,1131,653,644,919

0

59,951,071

131,431,264-128,213

1,744,359

11,007,141

0674,557

11,591,896

7,846,903

39,796,684

18,713,5093,577,044,203

3,296,425,558

62,098,5140

01,158,597

0

36,697,85858,965,993

3,455,346,520121,697,683

105,254,400

-52,443,585

971,90867,914,960

121,697,683

13/06/2012 04:47 PM

ANNUAL RETURN: ANNEX 8A - STATEMENT OF CHANGES IN EQUITY OF SHAREHOLDERS FUND



I522L

Description

Balance at beginning of period

Changes in accounting policy

Increase (decrease) in reserves

Net profit for the period

Dividends paid for the period

Issue of share capital

Transfer (to) from insurance funds maintained in Singapore

Transfer (to) from overseas (branch) operations

Balance at End of Period

Row No.

1

2

3

4

5

6

7

8

9

Paid-up Capital

90,254,400

0

0

0

0

15,000,000

0

0

105,254,400

Other Reserves

1,006,031

0

-34,123

0

0

0

0

0

971,908

UnappropriatedProfits (Losses)(Please Specify)

4,527,917

0

0

1,952,731

-11,758,461

0

-47,165,772

0

-52,443,585

Total

95,788,348

0

-34,123

1,952,731

-11,758,461

15,000,000

-47,165,772

0

53,782,723

13/06/2012 04:50 PM

ANNUAL RETURN: ANNEX 8B - INTRA-GROUP BALANCES IN RESPECT OF OVERSEAS OPERATIONS(GENERAL BUSINESS)



Description

Due From


Balances due from related corporations

Balances due from insurance funds established and maintained under theAct

Total Balances Due From

Due To


Balances due to related corporations

Balances due to insurance funds established and maintained under the Act

Total Balances Due To

Total Net Balances (4 - 8)

Row No.

1

2

3

4

5

6

7

8

9

Amount

0

0

0

0

0

0

0

0

0

13/06/2012 04:51 PM

ANNUAL RETURN: ANNEX 8C - INTRA-GROUP BALANCES IN RESPECT OF OVERSEAS OPERATIONS (LIFEBUSINESS)



Description

Due From


Balances due from related corporations

Balances due from insurance funds established and maintained under theAct

Total Balances Due From

Due To


Balances due to related corporations

Balances due to insurance funds established and maintained under the Act

Total Balances Due To

Total Net Balances (4 - 8)

Row No.

1

2

3

4

5

6

7

8

9

Amount

0

0

0

0

0

0

0

0

0

13/06/2012 04:50 PM

2008 12Reporting Cycle:


I522L MANULIFE (SINGAPORE) PTE. LTD.I522L

Note 1 Breakdown of "Other Reserves" Row No. Amount

Employee Benefit Reserve 1 971,908

13/06/2012 04:49 PM



NIL


13/06/2012 04:47 PM

ANNUAL RETURN: FORM 9 - PROFIT AND LOSS ACCOUNT IN RESPECT OF GLOBAL BUSINESS OPERATIONS



I522L

Description

Gross premiums


Investment revenue


Other income




Management expenses



Provision for doubtful debts / bad debts writtenoff on receivables

Taxation expenses

Other expenses


NET INCOME (6 - 15)

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Business inSingapore - Life

Business

790,556,755

11,744,615

-1,009,144,805

7,575,230

39,860,739

-198,047,156

377,321,911

1,950,031

24,764,041

120,932,603

-737,066,408

0

1,653,051

14,688,929

-199,655,904

1,608,748

Business inSingapore -

GeneralBusiness

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Overseas(Branch)

Operations -Life Business

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Overseas(Branch)

Operations -General

Business

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

ShareholdersFund

929,280

80,112

460,238

1,309,406

0

0

0

-708,518

65,193

-643,325

1,952,731

Total

790,556,755

11,744,615

-1,008,215,525

7,655,342

40,320,977

-196,737,750

377,321,911

1,950,031

24,764,041

120,932,603

-737,066,408

0

944,533

14,754,122

-200,299,229

3,561,479

13/06/2012 04:50 PM



NIL


13/06/2012 04:50 PM

Form14(a)(i) - Policy Liabilities of Participating Fund

Description

Group 1 - Participating Policies

Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term

Acccident and Health

Annuity

Others

Sub total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9

Particulars ofthe PoliciesValuation

Number ofPolicies

1,278

72,976

24,085

37,521

0

0

0

0

135,860


Sum Insured

160,293,983

4,276,810,924

797,817,790

1,219,881,359

0

0

0

0

6,454,804,056


OfficePremuims

67,484,258

122,106,744

620,445,159

111,968,958

0

0

0

0

922,005,119

Present ValueStatistics

Benefits

49,359,142

794,492,227

492,008,447

718,506,915

0

958,220

0

6,350,992

2,061,675,943


Expenses

470,116

112,800,899

5,192,935

38,998,918

0

339,442

0

0

157,802,310


Premiums

0

1,146,053,784

0

716,549,300

0

2,717,711

0

0

1,865,320,795


PAD

20,285,056

968,851,510

157,711,753

406,504,591

0

763,511

0

0

1,554,116,421


NegativeReserves

0

33,373,120

0

10,333,070

0

956,743

0

0

44,662,933


Total

70,114,314

763,463,972

654,913,135

457,794,194

0

300,205

0

6,350,992

1,952,936,812


ANNUAL RETURN: FORM 14 - ABSTRACT OF VALUATION RESULTS OF LIFE BUSINESS OF DIRECT LIFE INSURER


I522L

Life: Singapore Insurance Fund

Group 2 - Non-Participating Policies

Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Sub total (10 to 17)

Total (9 +18)

10

11

12

13

14

15

16

17

18

19

Number of Policies

0

0

0

0

0

0

0

0

0

135,860

Sum Insured

0

0

0

0

0

0

0

0

0

6,454,804,056

Office Premuims

0

0

0

0

0

0

0

0

0

922,005,119

Benefits

0

0

0

0

0

0

0

0

0

2,061,675,943

Expenses

0

0

0

0

0

0

0

0

0

157,802,310

Premiums

0

0

0

0

0

0

0

0

0

1,865,320,795

PAD

0

0

0

0

0

0

0

0

0

1,554,116,421

Negatve Reserves

0

0

0

0

0

0

0

0

0

44,662,933

Present Value Statistics Total

0

0

0

0

0

0

0

0

0

1,952,936,812

13/06/2012 04:50 PM

Form14(a)(ii) - Minimum Condition Liability of Participating Fund

Description


Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Sub total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9


Number ofPolicies

1,278

72,976

24,085

37,521

0

0

0

0

135,860


Sum Insured

160,293,983

4,276,810,924

797,817,790

1,219,881,359

0

0

0

0

6,454,804,056


OfficePremuims

67,484,258

122,106,744

620,445,159

111,968,958

0

0

0

0

922,005,119


Benefits

64,239,228

1,105,712,470

581,670,854

869,134,047

0

1,153,422

0

6,350,992

2,628,261,013


Expenses

591,601

140,205,714

6,127,515

44,706,009

0

381,687

0

0

192,012,526


Premiums

0

1,397,962,853

0

836,564,531

0

3,181,339

0

0

2,237,708,723


PAD

2,812,828

165,587,099

3,556,363

22,146,151

0

581,814

0

0

194,684,255


NegativeReserves

0

188,154,371

0

121,388,849

0

1,089,679

0

0

310,632,899


Total

67,643,657

201,696,801

591,354,732

220,810,525

0

25,263

0

6,350,992

1,087,881,970




I522L



Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others


Total (9 +18)

10

11

12

13

14

15

16

17

18

19

Number of Policies

0

0

0

0

0

0

0

0

0

135,860

Sum Insured

0

0

0

0

0

0

0

0

0

6,454,804,056

Office Premuims

0

0

0

0

0

0

0

0

0

922,005,119

Benefits

0

0

0

0

0

0

0

0

0

2,628,261,013

Expenses

0

0

0

0

0

0

0

0

0

192,012,526

Premiums

0

0

0

0

0

0

0

0

0

2,237,708,723

PAD

0

0

0

0

0

0

0

0

0

194,684,255

Negatve Reserves

0

0

0

0

0

0

0

0

0

310,632,899


0

0

0

0

0

0

0

0

0

1,087,881,970

13/06/2012 04:50 PM

Form14(a)(i) - Policy Liabilities of Participating Fund

Description


Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Sub total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9


Number ofPolicies

0

0

0

32

0

0

0

0

32


Sum Insured

0

0

0

3,192,357

0

0

0

0

3,192,357


OfficePremuims

0

0

0

0

0

0

0

0

0


Benefits

0

0

0

1,877,399

0

0

0

2,893

1,880,292


Expenses

0

0

0

6,274

0

0

0

0

6,274


Premiums

0

0

0

0

0

0

0

0

0


PAD

0

0

0

1,340,373

0

0

0

0

1,340,373


NegativeReserves

0

0

0

0

0

0

0

0

0


Total

0

0

0

3,224,046

0

0

0

2,893

3,226,939




I522L

Life: Offshore Insurance Fund


Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others


Total (9 +18)

10

11

12

13

14

15

16

17

18

19

Number of Policies

0

0

0

0

0

0

0

0

0

32

Sum Insured

0

0

0

0

0

0

0

0

0

3,192,357

Office Premuims

0

0

0

0

0

0

0

0

0

0

Benefits

0

0

0

0

0

0

0

0

0

1,880,292

Expenses

0

0

0

0

0

0

0

0

0

6,274

Premiums

0

0

0

0

0

0

0

0

0

0

PAD

0

0

0

0

0

0

0

0

0

1,340,373

Negatve Reserves

0

0

0

0

0

0

0

0

0

0


0

0

0

0

0

0

0

0

0

3,226,939

13/06/2012 04:50 PM

Form14(a)(ii) - Minimum Condition Liability of Participating Fund

Description


Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Sub total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9


Number ofPolicies

0

0

0

32

0

0

0

0

32


Sum Insured

0

0

0

3,192,357

0

0

0

0

3,192,357


OfficePremuims

0

0

0

0

0

0

0

0

0


Benefits

0

0

0

2,019,071

0

0

0

2,893

2,021,964


Expenses

0

0

0

6,663

0

0

0

0

6,663


Premiums

0

0

0

0

0

0

0

0

0


PAD

0

0

0

12,952

0

0

0

0

12,952


NegativeReserves

0

0

0

0

0

0

0

0

0


Total

0

0

0

2,038,686

0

0

0

2,893

2,041,579




I522L



Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others


Total (9 +18)

10

11

12

13

14

15

16

17

18

19

Number of Policies

0

0

0

0

0

0

0

0

0

32

Sum Insured

0

0

0

0

0

0

0

0

0

3,192,357

Office Premuims

0

0

0

0

0

0

0

0

0

0

Benefits

0

0

0

0

0

0

0

0

0

2,021,964

Expenses

0

0

0

0

0

0

0

0

0

6,663

Premiums

0

0

0

0

0

0

0

0

0

0

PAD

0

0

0

0

0

0

0

0

0

12,952

Negatve Reserves

0

0

0

0

0

0

0

0

0

0


0

0

0

0

0

0

0

0

0

2,041,579

13/06/2012 04:50 PM

Form14(b) - Policy Liabilities of Non-Participating Fund

Description

Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9


Number ofPolicies

0

893

760

762

14,256

7,484

0

391

24,546


Sum Insured

0

38,395,000

18,407,022

30,337,310

4,064,420,517

0

0

166,329,110

4,317,888,959


OfficePremuims

0

1,881,862

2,427,854

1,284,597

15,175,124

4,963,858

0

13,259,975

38,993,270


Benefits

0

12,443,890

14,219,192

16,586,665

63,133,816

2,066,647

0

13,986,440

122,436,650


Expenses

0

1,290,816

182,604

854,836

17,927,194

0

0

10,371

20,265,821


Premiums

0

7,689,639

0

10,156,522

126,203,643

0

0

150,033

144,199,837


PAD

0

2,092,090

83,378

460,530

50,773,538

829,087

218,974

439,256

54,896,853


NegativeReserves

4,094,317

3,937,119

34,331

42,987

12,434,511

0

0

1,227,901

21,771,166


Total

4,094,317

12,074,276

14,519,505

7,788,496

18,065,416

2,895,734

218,974

15,513,935

75,170,653





13/06/2012 04:51 PM

Form14(c) - Policy Liabilities of Investment-Linked Fund

Description

Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9


Number ofPolicies

69,868

29,456

11,020

504

0

0

2,296

0

113,144


Sum Insured

489,514,265

2,391,231,729

178,626,860

11,045,767

20,211,179

0

226,424,909

1,085,411,492

4,402,466,201


OfficePremuims

1,199,988,067

73,848,064

139,934,795

2,371,203

1,343

0

226,424,909

2,105,395

1,644,673,776


Benefits

0

0

0

0

0

0

0

0

0


Expenses

0

0

0

0

0

0

0

0

0


Premiums

0

0

0

0

0

0

0

0

0


PAD

0

0

0

0

0

0

0

0

0


NegativeReserves

0

0

0

0

0

0

0

0

0


Total

0

0

0

0

0

0

0

0

0

Unit Reserves

Unit Reserves

888,243,474

64,999,375

142,941,921

6,859,078

0

0

154,945,310

0

1,257,989,158

Total

Total

888,243,474

64,999,375

142,941,921

6,859,078

0

0

154,945,310

0

1,257,989,158





13/06/2012 04:51 PM

Form14(b) - Policy Liabilities of Non-Participating Fund

Description

Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9


Number ofPolicies

0

0

0

0

7

9

0

0

16


Sum Insured

0

0

0

0

5,570,000

0

0

5,000

5,575,000


OfficePremuims

0

0

0

0

18,898

4,434

0

21,566

44,898


Benefits

0

0

0

0

59,246

1,734

0

9,304

70,284


Expenses

0

0

0

0

12,401

0

0

2

12,403


Premiums

0

0

0

0

113,587

0

0

0

113,587


PAD

0

0

0

0

56,282

694

0

1,634

58,610


NegativeReserves

603

14,183

0

0

893

0

0

0

15,679


Total

603

14,183

0

0

15,235

2,428

0

10,940

43,389





13/06/2012 04:51 PM

Form14(c) - Policy Liabilities of Investment-Linked Fund

Description

Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9


Number ofPolicies

152

89

0

0

0

0

37

0

278


Sum Insured

869,719

10,243,900

0

0

0

0

6,583,575

0

17,697,194


OfficePremuims

3,656,100

504,390

0

0

0

0

6,583,575

11,355

10,755,420


Benefits

0

0

0

0

0

0

0

0

0


Expenses

0

0

0

0

0

0

0

0

0


Premiums

0

0

0

0

0

0

0

0

0


PAD

0

0

0

0

0

0

0

0

0


NegativeReserves

0

0

0

0

0

0

0

0

0


Total

0

0

0

0

0

0

0

0

0

Unit Reserves

Unit Reserves

2,539,712

138,081

0

0

0

0

4,380,814

0

7,058,607

Total

Total

2,539,712

138,081

0

0

0

0

4,380,814

0

7,058,607





13/06/2012 04:51 PM




NIL

I522L

13/06/2012 04:50 PM


Description Row No. From 01/01/2008 to 31/12/2008

Sources of net income arising in the year:

New Business

Mortality/Morbidity

Forfeiture/Surrender

Interest

Expense

Change in basis

Miscellaneous

Total (1 to 7)

1

2

3

4

5

6

7

8

Actual

-12,659,466

-9,841,936

12,546,741

-189,906,475

-16,404,435

0

305,841,460

Expected

-9,419,381

11,313,164

98,718,793

-18,772,824

0

Actual LessExpected

-12,659,466

-422,555

1,233,577

-288,625,268

2,368,389

0

305,841,460

7,736,137

I522L


ANNUAL RETURN: FORM 16 - STATEMENT OF ANALYSIS OF EXPERIENCE OF INSURANCE FUND INRESPECT OF LIFE BUSINESS


13/06/2012 04:50 PM




New Business

Mortality/Morbidity


Interest

Expense

Change in basis

Miscellaneous

Total (1 to 7)

1

2

3

4

5

6

7

8

Actual

0

0

0

0

0

0

0

Expected

0

0

0

0

0

Actual LessExpected

0

0

0

0

0

0

0

0

I522L




13/06/2012 04:50 PM




New Business

Mortality/Morbidity


Interest

Expense

Change in basis

Miscellaneous

Total (1 to 7)

1

2

3

4

5

6

7

8

Actual

-35,043,025

-10,456,002

615,363

5,967,322

-12,118,581

-7,125,523

21,456,662

Expected

-20,488,078

2,889,563

707,572

-13,901,100

0

Actual LessExpected

-35,043,025

10,032,076

-2,274,200

5,259,750

1,782,519

-7,125,523

21,456,662

-5,911,741

I522L




13/06/2012 04:50 PM




New Business

Mortality/Morbidity


Interest

Expense

Change in basis

Miscellaneous

Total (1 to 7)

1

2

3

4

5

6

7

8

Actual

0

0

0

0

0

0

0

Expected

0

0

0

0

0

Actual LessExpected

0

0

0

0

0

0

0

0

I522L




13/06/2012 04:50 PM




New Business

Mortality/Morbidity


Interest

Expense

Change in basis

Miscellaneous

Total (1 to 7)

1

2

3

4

5

6

7

8

Actual

289

-35,733

-761

393,138

-3,386

0

-142,535

Expected

-3,793

19,987

225,081

-5,799

0

Actual LessExpected

289

-31,940

-20,748

168,057

2,413

0

-142,535

-24,464

I522L




13/06/2012 04:50 PM




New Business

Mortality/Morbidity


Interest

Expense

Change in basis

Miscellaneous

Total (1 to 7)

1

2

3

4

5

6

7

8

Actual

0

0

0

0

0

0

0

Expected

0

0

0

0

0

Actual LessExpected

0

0

0

0

0

0

0

0

I522L




13/06/2012 04:50 PM




New Business

Mortality/Morbidity


Interest

Expense

Change in basis

Miscellaneous

Total (1 to 7)

1

2

3

4

5

6

7

8

Actual

-393,245

-6,751

0

-2,086

-27,335

-3,886

201,226

Expected

-10,397

331

386

-31,213

0

Actual LessExpected

-393,245

3,646

-331

-2,472

3,878

-3,886

201,226

-191,184

I522L




13/06/2012 04:50 PM




New Business

Mortality/Morbidity


Interest

Expense

Change in basis

Miscellaneous

Total (1 to 7)

1

2

3

4

5

6

7

8

Actual

0

0

0

0

0

0

0

Expected

0

0

0

0

0

Actual LessExpected

0

0

0

0

0

0

0

0

I522L




13/06/2012 04:50 PM



NIL


13/06/2012 04:50 PM

ANNUAL RETURN: FORM 17 - ACTUARY'S CERTIFICATE ON POLICY LIABILITIES INRESPECT OF LIFE BUSINESS



Description

Participating Fund

Non-Participating Fund

Investment-Linked Fund

Singapore Insurance Fund

1,952,936,812

75,170,653

1,257,989,158

Offshore Insurance Fund

3,226,939

43,389

7,058,607

*Qualifications (if non, state "none"):None

I have conducted an investigation into the valuation of policy liabilities relating to life business asrequired under section 37 of the Insurance Act and confirm that the valuation is in accordance withall applicable requirements stipulated under the Act and directions issued under the Act, subject tothe qualifications stated below*. I certify these amounts as follows:

ACTUARIAL INVESTIGATION OF POLICY LIABILITIES

13/06/2012 04:50 PM



NIL


13/06/2012 04:50 PM

ANNUAL RETURN: FORM 18 - STATEMENT OF PARTICIPATING FUND ALLOCATIONS



Description

Bonus payments made to policy owners in anticipationof allocation

Allocation to policy owners:

Cash Bonus

Reversionary Bonus

Terminal Bonus

Total amt to policy owners (1 to 4)


Row No.

1

2

3

4

5

6

SingaporeInsurance Fund

0

193,224

49,384,594

20,047,421

69,625,239

7,736,137

OffshoreInsurance Fund

0

0

0

871,411

871,411

96,823

13/06/2012 04:50 PM



NIL


13/06/2012 04:50 PM

ANNUAL RETURN: FORM 19 - ACTUARY'S CERTIFICATE ON PARTICIPATING FUNDALLOCATIONS


I have conducted an investigation into the bonus allocation of the participating fund to policyowners and the surplus account as required under section 17(6) of the Insurance Act and it is myopinion that the allocation is fair and equitable, having taken into account the prospective financialconditions of the participating fund, and is in accordance with the Insurance (Actuaries) Regulations2004 (G.N. No. S 495/2004) subject to the qualifications stated below*.


The amount of bonus to policy owners and allocation to the surplus account are as shown below:

Description

Bonus payments made to policy owners in anticipationof allocation

Allocation to policy owners:

Cash Bonus

Reversionary Bonus

Terminal Bonus

Total amount to policy owners (1 to 4)


RowNo.

1

2

3

4

5

6

SingaporeInsurance Fund

0

193,224

49,384,594

20,047,421

69,625,239

7,736,137

OffshoreInsurance Fund

0

0

0

871,411

871,411

96,823

*Qualifications (if non, state "none"):

NoneNone

13/06/2012 04:50 PM



NIL


13/06/2012 04:50 PM


ANNUAL RETURN: FORM 21 - STATEMENT IN RELATION TO FUND SOLVENCY REQUIREMENT OFINSURANCE FUND

Reporting Cycle:

Description

(i) Financial Resources of Insurance Fund

Balance in the surplus account (of participating fund)

Add:

Allowance for provision for non-guaranteed benefits

(of participating fund): (lower of 3 or 4)

Policy liabilities - minimum condition liability

50% of aggregate of provisions for non-guaranteed benefits and PAD

Surplus of insurance fund (of any other insurance fund)

Less:

Reinsurance adjustment

Financial resource adjustment: (8 to 12)

(a) loans to, guarantees granted for, and other

unsecured amounts owed to the registered insurer

(b) charged assets

(c) deferred tax assets

(d) intangible assets

(e) other financial resource adjustments

Financial Resources of Insurance Fund

(1 + 2 + 5 - 6 - 7)

(ii) Total Risk Requirement of Insurance Fund

A. Component 1 Requirement - Insurance Risks

Life Insurance Risk Requirement

(for participating fund): (15 + 18)

(a) Policy Liability Risk Requirement:

(zero or 16 - 17, whichever is higher)

Modified minimum condition liability


(b) Surrender Value Condition Risk Requirement:


Aggregate of surrender values of policies of the insurance fund

Higher of 21 or 22:

Sum of total risk requirement and minimum condition

liability of the insurance fund

Policy liabilities of the insurance fund


(other than participating fund) (24 + 27)



Modified policy liabilities

Policy Liabilities




Sum of total risk requirement and policy liabilities of the insurance fund

General Insurance Risk Requirement

(for general business): (31 to 32)

(a) Premium liability risk requirement

(b) Claim liability risk requirement

Total C1 Requirement (14 + 23 + 30)

B. Component 2 Requirement - Investment Risks and Risks arising

from Interest Rate Sensitivity and Foreign Currency Mismatch

between Asset and Liabilities

Equity Investment Risk Requirement (35 to 36)

(a) Specific Risk Requirement

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

34

35

Amount

865,054,842

777,058,211

593,559

0

0

0

0

0

1,087,881,970

1,087,881,970

0

1,344,654,572

1,952,936,812

1,219,718,514

1,952,936,812

0

0

0

0

0

0

0

0

29,844,134

7,736,137

777,058,211

0

0

593,559

784,200,789

0

0

0

0

59,688,268

2008 12


13/06/2012 04:47:58 PM

(b) General Risk Requirement

Debt Investment and Duration Mismatch Risk Requirement:

(38 or 43, whichever is higher)

(a) Sum of: (39 + 42)

Debt investment risk requirement in an increasing interest rate

environment (40 to 41)

Debt specific risk requirement

Debt general risk requirement

Liability adjustment requirement in an increasing interest rate environment

(b) Sum of: (44 + 47)

Debt investment risk requirement in a decreasing interest rate



Negative of debt general risk requirement

Liability adjustment requirement in a decreasing interest rate environment

Loan Investment Risk Requirement

Property Risk Requirement

Foreign Currency Mismatch Risk Requirement (for Singapore Insurance Fund)

Derivative Counterparty Risk Requirement

Miscellaneous Risk Requirement

Total C2 Requirement (34 + 37 + 48 + 49 + 50 + 51 + 52)

C. Component 3 Requirement - Concentration Risks Counterparty Exposure Equity Securities Exposure Unsecured Loans Exposure Property Exposure Foreign Currency Risk Exposure Exposure to assets in miscellaneous risk requirements

Exposure to non-liquid assets with Singapore Insurance Fund

(for general business)

Total C3 Requirement (54 to 60)

Total Risk Requirement of Insurance Fund (33 + 53 +61)

36

37

38

39

40

41

42

43

44

45

46

47

48

49

50

51

52

53

545556575859

60

61

62

29,844,134

20,966,594

89,307,552

34,501,358

54,806,194

-68,340,958

69,785,660

-20,304,836

34,501,358

-54,806,194

90,090,496

69,785,660

0

0

0

0

2,362,616

131,836,544

000000

0

0

131,836,544

13/06/2012 04:47:58 PM



Reporting Cycle:

Description



Add:






Less:





(b) charged assets





(1 + 2 + 5 - 6 - 7)












Higher of 21 or 22:









Policy Liabilities

















Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

34

35

36

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

2008 12


13/06/2012 04:47:58 PM


(a) Sum of: (39 + 42)






(b) Sum of: (44 + 47)

















37

38

39

40

41

42

43

44

45

46

47

48

49

50

51

52

53

545556575859

60

61

62

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

000000

0

0

0

13/06/2012 04:47:58 PM



Reporting Cycle:

Description



Add:






Less:





(b) charged assets





(1 + 2 + 5 - 6 - 7)












Higher of 21 or 22:









Policy Liabilities

















Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

34

35

36

Amount

0

0

1,541,360

0

0

0

0

0

0

0

0

0

0

0

0

26,983,026

102,153,679

75,170,653

0

35,190,257

108,331,836

0

0

0

0

0

0

59,549,092

0

1,541,360

58,007,732

0

26,983,026

0

26,983,026

0

2008 12


13/06/2012 04:47:58 PM


(a) Sum of: (39 + 42)






(b) Sum of: (44 + 47)

















37

38

39

40

41

42

43

44

45

46

47

48

49

50

51

52

53

545556575859

60

61

62

627,983

4,490,255

1,945,982

2,544,273

-3,862,272

3,451,829

-598,291

1,945,982

-2,544,273

4,050,120

3,451,829

0

0

0

0

2,603,019

6,054,848

000000

0

0

33,037,874

13/06/2012 04:47:58 PM



Reporting Cycle:

Description



Add:






Less:





(b) charged assets





(1 + 2 + 5 - 6 - 7)












Higher of 21 or 22:









Policy Liabilities

















Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

34

35

36

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

1,257,989,158

1,257,989,158

0

1,246,753,604

1,257,989,158

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

2008 12


13/06/2012 04:47:58 PM


(a) Sum of: (39 + 42)






(b) Sum of: (44 + 47)

















37

38

39

40

41

42

43

44

45

46

47

48

49

50

51

52

53

545556575859

60

61

62

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

000000

0

0

0

13/06/2012 04:47:58 PM



Reporting Cycle:

Description



Add:






Less:





(b) charged assets





(1 + 2 + 5 - 6 - 7)












Higher of 21 or 22:









Policy Liabilities

















Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

34

35

36

Amount

1,185,360

670,186

0

0

0

0

0

0

2,041,579

2,041,579

0

1,603,006

3,226,939

2,114,108

3,226,939

0

0

0

0

0

0

0

0

0

0

96,881

670,186

0

0

0

767,067

0

0

0

0

0

2008 12


13/06/2012 04:47:58 PM


(a) Sum of: (39 + 42)






(b) Sum of: (44 + 47)

















37

38

39

40

41

42

43

44

45

46

47

48

49

50

51

52

53

545556575859

60

61

62

35,868

67,412

11,881

55,531

-31,544

-1,433

-43,650

11,881

-55,531

42,217

35,868

0

0

0

0

36,661

72,529

000000

0

0

72,529

13/06/2012 04:47:58 PM



Reporting Cycle:

Description



Add:






Less:





(b) charged assets





(1 + 2 + 5 - 6 - 7)












Higher of 21 or 22:









Policy Liabilities

















Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

34

35

36

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

2008 12


13/06/2012 04:47:58 PM


(a) Sum of: (39 + 42)






(b) Sum of: (44 + 47)

















37

38

39

40

41

42

43

44

45

46

47

48

49

50

51

52

53

545556575859

60

61

62

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

000000

0

0

0

13/06/2012 04:47:58 PM



Reporting Cycle:

Description



Add:






Less:





(b) charged assets





(1 + 2 + 5 - 6 - 7)












Higher of 21 or 22:









Policy Liabilities

















Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

34

35

36

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

43,389

43,389

0

5,083

69,928

0

0

0

0

0

0

532,850

0

0

532,850

0

0

0

0

0

2008 12


13/06/2012 04:47:58 PM


(a) Sum of: (39 + 42)






(b) Sum of: (44 + 47)

















37

38

39

40

41

42

43

44

45

46

47

48

49

50

51

52

53

545556575859

60

61

62

-2,188

0

0

0

-2,188

2,048

0

0

0

2,048

2,048

0

0

0

0

24,491

26,539

000000

0

0

26,539

13/06/2012 04:47:58 PM



Reporting Cycle:

Description



Add:






Less:





(b) charged assets





(1 + 2 + 5 - 6 - 7)












Higher of 21 or 22:









Policy Liabilities

















Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

34

35

36

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

7,058,607

7,058,607

0

6,642,069

7,058,607

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

2008 12


13/06/2012 04:47:58 PM


(a) Sum of: (39 + 42)






(b) Sum of: (44 + 47)

















37

38

39

40

41

42

43

44

45

46

47

48

49

50

51

52

53

545556575859

60

61

62

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

000000

0

0

0

13/06/2012 04:47:58 PM




NIL

13/06/2012 04:47:58 PM


ANNUAL RETURN: FORM 22 - STATEMENT IN RELATION TO TOTAL RISK REQUIREMENT OF ASSETS ANDLIABILITIES OF REGISTERED INSURER THAT DO NOT BELONG TO ANY INSURANCE FUND ESTABLISHED AND

MAINTAINED UNDER THE ACT


Description

(i) Total Risk Requirement


Life Insurance Risk Requirement:

(for participating business only) (2 + 5)

(a) Policy Liability Risk Requirement: (zero or 3 - 4, whichever is higher)



(b) Surrender Value Condition Risk Requirement: (zero or 6 - 7, whichever is higher)

Aggregate of surrender values of policies

Higher of 8 or 9:

Sum of total risk requirement and minimum condition liability

Policy liabilities

Life Insurance Risk Requirement: (other than participating business) (11 + 14)

(a) Policy Liability Risk Requirement: (zero or 12 - 13, whichever is higher)


Policy liabilities

(b) Surrender Value Condition Risk Requirement: (zero or 15 - 16, whichever is higher)

Aggregate of surrender values of policies

Sum of total risk requirement and policy liabilities

General Insurance Risk Requirement (for general business) (18 to 19)




B. Component 2 Requirement - Investment Risks and Risks arising from Interest

Rate Sensitivity and Foreign Currency Mismatch between Asset and Liabilities

Equity Investment Risk Requirement: (22 to 23)





(a) Sum of: (26 + 29)

Debt investment risk requirement in an increasing interest rate environment

(27 to 28)




(b) Sum of: (31 + 34)

Debt investment risk requirement in a decreasing interest rate environment

(32 to 33)


Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

289,578

289,578

3,316,739

3,316,739

1,464,789

1,851,950

0

-387,161

-387,161

1,464,789

0

0

0

0

579,156

3,316,739

13/06/2012 04:50:20 PM







Total C2 Requirement (21 + 24 + 35 + 36 + 37 + 38)

Total Risk Requirement of Assets and Liabilities of Registered Insurer that do not

belong to any insurance fund established and maintained under the Act (20 + 39)

33

34

35

36

37

38

39

40

-1,851,950

0

4,431

0

0

1,039,993

4,940,319

4,940,319

13/06/2012 04:50:20 PM



NIL


13/06/2012 04:50:20 PM

FORM 23 - STATEMENT IN RELATION TO CAPITAL ADEQUACY REQUIREMENT OF REGISTERED INSURER

ANNUAL RETURN



Description

(i) Financial Resources of Registered Insurer

A. Tier 1 Resource

Aggregate of surpluses of all insurance funds other than a participating fund

Balances in the surplus account of each participating fund

Paid-up ordinary share capital

Unappropriated profits (losses)

Surpluses of Overseas Branch Operations

Irredeemable and non-cumulative preference shares

Any other capital instrument approved by the Authority as a Tier 1 resource

Less:



(a) loans to, guarantees granted for and other unsecured amounts owed to

the registered insurer

(b) charged assets




Total Tier 1 Resource (1 to 7 less 8 to 9)

B. Tier 2 Resource

Irredeemable and non-cumulative preference shares not recognised

as Tier 1 resource

Irredeemable and non-cumulative preference shares

Other Tier 2 resource

Total Tier 2 Resource (16 to 18)

C. Aggregate of allowance for provisions for non-guaranteed benefits

of participating funds

Financial Resources of Registered Insurer (higher of $5m or 15 + 19 +20)

(ii) Total Risk Requirement of Registered Insurer

(a) Total risk requirements of insurance funds established or maintained

under the Act

(b) Total risk requirements of assets and liabilities that do not belong to any

insurance fund established and maintained under the Act

Total Risk Requirement of Registered Insurer (22 to 23)

CAPITAL ADEQUACY RATIO (21/24)

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

3,098,827

0

0

13,553,016

0

164,973,486

4,940,319

60,081,942

7,833,018

105,254,400

-52,443,585

0

0

0

0

16,651,843

104,073,932

0

0

0

0

326,205,632

430,279,564

169,913,805

253.23 %

I522L

13/06/2012 04:48:05 PM

2008 12Reporting Cycle:

NIL



13/06/2012 04:48:05 PM

annual return: form 1 - fund balance sheet i522l manulife (singapore) pte....

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