annual return: form 1 - fund balance sheet i528l pru life assurance limited · 2016. 6. 3. ·...

PRU LIFE ASSURANCE LIMITEDI528L

ANNUAL RETURN: FORM 1 - FUND BALANCE SHEET

Reporting Cycle:

Life: SIF - Participating

122010

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits

Other invested assets

Investment income due or accrued

Outstanding premiums and agents' balances

Deposits withheld by cedants

Reinsurance recoverables (on paid claims)

Income tax recoverables

Fixed assets

Inter-fund balances and intra group balances (due from)

Other assets

Total Assets (1 to 14)

LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims

Annuities due and unpaid

Reinsurance deposits

Amounts owing to insurers

Bank loans and overdrafts

Inter-fund balances and intra-group balances (due to)

Others

Total Liabilities (16 to 23)

SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

15/06/2012 03:33 PM



Reporting Cycle:

Life: SIF - Participating 2

122010

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits







Fixed assets


Other assets


LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims






Others


SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

15/06/2012 03:33 PM



Reporting Cycle:

Life: SIF - Non-Participating

122010

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits







Fixed assets


Other assets


LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims






Others


SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

15/06/2012 03:33 PM



Reporting Cycle:

Life: SIF - Investment-Linked

122010

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits







Fixed assets


Other assets


LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims






Others


SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

15/06/2012 03:33 PM



Reporting Cycle:

Life: OIF - Participating

122010

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits







Fixed assets


Other assets


LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims






Others


SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

15/06/2012 03:33 PM



Reporting Cycle:

Life: OIF - Participating 2

122010

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits







Fixed assets


Other assets


LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims






Others


SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

15/06/2012 03:33 PM



Reporting Cycle:

Life: OIF - Non-Participating

122010

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits







Fixed assets


Other assets


LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims






Others


SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

15/06/2012 03:33 PM



Reporting Cycle:

Life: OIF - Investment-Linked

122010

Description

ASSETS

Equity securities

Debt securities

Land and buildings

Loans

Cash and deposits







Fixed assets


Other assets


LIABILITIES

Policy liabilities

Other liabilities:

Outstanding claims






Others


SURPLUS (15 - 24)

Annex

1A

1B

1C

1D

1E

1F

1G

1H

1I

1J

1K

1L

1M

1N

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

15/06/2012 03:33 PM


Description

Equity securities other than collective investment schemes

Collective investment schemes

Total (1 to 2) = Row 1 of Form 1

Row No.

1

2

3

Listed

0

0

Unlisted

0

0

Amount

0

0

0

122010


Reporting Cycle:

ANNUAL RETURN: ANNEX 1A - INVESTMENT IN EQUITY SECURITIES

15/06/2012 03:33:50 PM


Description




Row No.

1

2

3

Listed

0

0

Unlisted

0

0

Amount

0

0

0

122010


Reporting Cycle:


15/06/2012 03:33:50 PM


Description

Government debt securities

Qualifying debt securities

Other debt securities


Row No.

1

2

3

4

Amount

0

0

0

0

122010


Reporting Cycle:

ANNUAL RETURN: ANNEX 1B - INVESTMENT IN DEBT SECURITIES

15/06/2012 03:33:50 PM


Description





Row No.

1

2

3

4

Amount

0

0

0

0

122010


Reporting Cycle:


15/06/2012 03:33:50 PM


122010

I528L

Reporting Cycle:

ANNUAL RETURN: ANNEX 1C - INVESTMENT IN LAND AND BUILDINGS

PRU LIFE ASSURANCE LIMITED

Location and Descriptionof Land and Buildings Row No. Cost

LastRevaluation

Date

Last ReportedAmount

Changes fromLast Reported

AmountAmount

Total = Row 3 of Form 1 21 0

15/06/2012 03:34:29 PM


122010

I528L

Reporting Cycle:




LastRevaluation

Date

Last ReportedAmount


AmountAmount


15/06/2012 03:34:29 PM


122010


Reporting Cycle:

ANNUAL RETURN: ANNEX 1D - INVESTMENT IN LOANS

Description

Policy loans

Mortgage loans

Other secured loans

Unsecured loans


Row No.

1

2

3

4

5

Amount Outstanding

0

0

0

0

Provision for DoubtfulLoans

0

0

0

0

Amount

0

0

0

0

0

15/06/2012 03:33:50 PM


122010


Reporting Cycle:


Description

Policy loans

Mortgage loans

Other secured loans

Unsecured loans


Row No.

1

2

3

4

5

Amount Outstanding

0

0

0

0


0

0

0

0

Amount

0

0

0

0

0

15/06/2012 03:33:50 PM

Life: SIF - Participating 2010 12Reporting Cycle:

I528L

ANNUAL RETURN: ANNEX 1E - BREAKDOWN OF OTHER INVESTED ASSETS


Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options

Total investments in options (1 to 4)

Futures contracts:

(a) Currency futures contracts

(b) Interest rate futures contracts

(c) Other futures contracts

Total investments in futures contracts (6 to 8)

Forward contracts:

(a) Currency forward contracts

(b) Interest rate forward contracts

(c) Other forward contracts

Total investments in forward contracts (10 to 12)

Swaps:

(a) Interest rate swaps

(b) Currency swaps

(c) Other swaps

Total investments in swaps (14 to 16)

Other derivatives

Total investments in derivatives (5 + 9 + 13 + 17 + 18)

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

NotionalPrincipalAmount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Other invested assets excluding derivatives

15/06/2012 03:34 PM

Total investments in other invested assets excludingderivatives 40 0


15/06/2012 03:34 PM

Life: SIF - Participating 2 2010 12Reporting Cycle:

I528L



Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options


Futures contracts:





Forward contracts:





Swaps:


(b) Currency swaps

(c) Other swaps


Other derivatives


RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


15/06/2012 03:34 PM



15/06/2012 03:34 PM

Life: SIF - Non-Participating 2010 12Reporting Cycle:

I528L



Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options


Futures contracts:





Forward contracts:





Swaps:


(b) Currency swaps

(c) Other swaps


Other derivatives


RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


15/06/2012 03:34 PM



15/06/2012 03:34 PM

Life: SIF - Investment-Linked 2010 12Reporting Cycle:

I528L



Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options


Futures contracts:





Forward contracts:





Swaps:


(b) Currency swaps

(c) Other swaps


Other derivatives


RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


15/06/2012 03:34 PM



15/06/2012 03:34 PM

Life: OIF - Participating 2010 12Reporting Cycle:

I528L



Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options


Futures contracts:





Forward contracts:





Swaps:


(b) Currency swaps

(c) Other swaps


Other derivatives


RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


15/06/2012 03:34 PM



15/06/2012 03:34 PM

Life: OIF - Participating 2 2010 12Reporting Cycle:

I528L



Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options


Futures contracts:





Forward contracts:





Swaps:


(b) Currency swaps

(c) Other swaps


Other derivatives


RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


15/06/2012 03:34 PM



15/06/2012 03:34 PM

Life: OIF - Non-Participating 2010 12Reporting Cycle:

I528L



Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options


Futures contracts:





Forward contracts:





Swaps:


(b) Currency swaps

(c) Other swaps


Other derivatives


RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


15/06/2012 03:34 PM



15/06/2012 03:34 PM

Life: OIF - Investment-Linked 2010 12Reporting Cycle:

I528L



Description

Derivatives

Options:

(a) Call options

(b) Put options

(c) Swaptions

(d) Other options


Futures contracts:





Forward contracts:





Swaps:


(b) Currency swaps

(c) Other swaps


Other derivatives


RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19


0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


15/06/2012 03:34 PM



15/06/2012 03:34 PM

2010 12Reporting Cycle:Life: SIF - Participating


AGENTS' BALANCES OF DIRECT LIFE INSURER

ANNUAL RETURN: ANNEX 1F(a) - AGEING OF OUTSTANDING PREMIUMS AND

Description

In respect of direct business

Bad debts written off during the year

Ageing of outstanding premiums and agents' balances:

Outstanding period

Up to 3 months

Above 3 months but not exceeding 6 months


Above 12 months

Gross total (2 to 5)

Provision for doubtful debts

Total outstanding premiums and agents' balances in respect of directbusiness (6 - 7)

In respect of reinsurance business



Outstanding period

Up to 6 months



Above 24 months



Total outstanding premiums and agents' balances in respect ofreinsurance business (14 - 15)

Total (8 + 16) = Row 8 of Form 1

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Note: For direct insurance business, outstanding period starts from date of commencement of cover.

In respect of reinsurance business, outstanding period commences from the date premiums areaccrued in the books of the registered insurer.

15/06/2012 03:33 PM

2010 12Reporting Cycle:Life: SIF - Participating 2




Description




Outstanding period

Up to 3 months



Above 12 months







Outstanding period

Up to 6 months



Above 24 months





RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0



15/06/2012 03:33 PM

2010 12Reporting Cycle:Life: SIF - Non-Participating




Description




Outstanding period

Up to 3 months



Above 12 months







Outstanding period

Up to 6 months



Above 24 months





RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0



15/06/2012 03:33 PM

2010 12Reporting Cycle:Life: SIF - Investment-Linked




Description




Outstanding period

Up to 3 months



Above 12 months







Outstanding period

Up to 6 months



Above 24 months





RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0



15/06/2012 03:33 PM

2010 12Reporting Cycle:Life: OIF - Participating




Description




Outstanding period

Up to 3 months



Above 12 months







Outstanding period

Up to 6 months



Above 24 months





RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0



15/06/2012 03:33 PM

2010 12Reporting Cycle:Life: OIF - Participating 2




Description




Outstanding period

Up to 3 months



Above 12 months







Outstanding period

Up to 6 months



Above 24 months





RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0



15/06/2012 03:33 PM

2010 12Reporting Cycle:Life: OIF - Non-Participating




Description




Outstanding period

Up to 3 months



Above 12 months







Outstanding period

Up to 6 months



Above 24 months





RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0



15/06/2012 03:33 PM

2010 12Reporting Cycle:Life: OIF - Investment-Linked




Description




Outstanding period

Up to 3 months



Above 12 months







Outstanding period

Up to 6 months



Above 24 months





RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0



15/06/2012 03:33 PM


122010


Reporting Cycle:

ANNUAL RETURN: ANNEX 1G - STATEMENT OF REINSURANCE RECOVERABLES

Description

Reinsurance recoveries on unpaid claims

Reinsurance recoverables written off during the year

Ageing of reinsurance recoverables (on paid claims):

Outstanding period

Up to 1 year

Above 1 year but not exceeding 2 years

Above 2 years

Total (3 to 5)

Provision for doubtful reinsurance recoverables

Total (6 - 7) = Row 10 of Form 1

Row No.

1

2

3

4

5

6

7

8

Amount

0

0

0

0

0

0

0

0

15/06/2012 03:33 PM


122010


Reporting Cycle:


Description




Outstanding period

Up to 1 year


Above 2 years

Total (3 to 5)



Row No.

1

2

3

4

5

6

7

8

Amount

0

0

0

0

0

0

0

0

15/06/2012 03:33 PM


122010


Reporting Cycle:

ANNUAL RETURN: ANNEX 1H - FIXED ASSETS

Description

Motor vehicles

Computer equipment

Other fixed assets


Row No.

1

2

3

4

Amount

0

0

0

0

15/06/2012 03:33 PM


122010


Reporting Cycle:


Description

Motor vehicles

Computer equipment

Other fixed assets


Row No.

1

2

3

4

Amount

0

0

0

0

15/06/2012 03:33 PM


122010


Reporting Cycle:

ANNUAL RETURN: ANNEX 1I - INTER-FUND BALANCES AND

Description

Balances due from head office / shareholders fund

Balances due from overseas branches / related corporations

Balances due from other insurance funds established andmaintained under the Act


Row No.

1

2

3

4

Amount

0

0

0

0

INTRA-GROUP BALANCES (DUE FROM)

15/06/2012 03:33 PM


122010


Reporting Cycle:


Description





Row No.

1

2

3

4

Amount

0

0

0

0


15/06/2012 03:33 PM

Description Row No. Amount

Total = Row 14 of Form 1 26

ANNUAL RETURN: ANNEX 1J - BREAKDOWN OF OTHER ASSETS

Reporting Cycle:

15/06/2012 03:34 PM


Description

Total assets

Balance in the surplus account

Other liabilities

Policy assets (1 - 2 - 3)

Sum of liability in respect of each policy of the participating fund

Minimum condition liability

Policy Liabilities (highest of 4, 5 or 6) = Row 16 of Form 1

Row No.

1

2

3

4

5

6

7

Amount

0

0

0

0

0

0

0

ANNUAL RETURN: ANNEX 1K - POLICY LIABILITIES OF PARTICIPATING FUND

Reporting Cycle:


122010

15/06/2012 03:34 PM


Description

Total assets


Other liabilities





Row No.

1

2

3

4

5

6

7

Amount

0

0

0

0

0

0

0


Reporting Cycle:


122010

15/06/2012 03:34 PM


122010


Reporting Cycle:

ANNUAL RETURN: ANNEX 1L - INTER-FUND BALANCES AND

Description

Balances due to head office / shareholders fund

Balances due to overseas branches / related corporations

Balances due to other insurance funds established andmaintained under the Act


Row No.

1

2

3

4

Amount

0

0

0

0

INTRA-GROUP BALANCES (DUE TO)

15/06/2012 03:33 PM


122010


Reporting Cycle:


Description





Row No.

1

2

3

4

Amount

0

0

0

0


15/06/2012 03:33 PM




Reporting Cycle: 122010

I528L PRU LIFE ASSURANCE LIMITED

ANNUAL RETURN: ANNEX 1M - BREAKDOWN OF OTHERS

15/06/2012 03:34 PM







15/06/2012 03:34 PM


122010


Reporting Cycle:

ANNUAL RETURN: ANNEX 1N - SURPLUS

Description

Surplus at beginning of period

Net income

Transfer (to) from head office / shareholders fund

Surplus at End of Period (1 to 3) = Row 25 of Form 1

Row No.

1

2

3

4

Amount

99,221,465

-65,469,914

-33,751,551

0

15/06/2012 03:33 PM


122010


Reporting Cycle:


Description


Net income



Row No.

1

2

3

4

Amount

0

0

0

0

15/06/2012 03:33 PM


122010


Reporting Cycle:


Description


Net income



Row No.

1

2

3

4

Amount

130,054,447

-49,154,530

-80,899,917

0

15/06/2012 03:33 PM


122010


Reporting Cycle:


Description


Net income



Row No.

1

2

3

4

Amount

0

0

0

0

15/06/2012 03:33 PM


122010


Reporting Cycle:

ANNUAL RETURN: ANNEX 1(i) - INFORMATION IN RESPECT OF REDUCTION IN VALUE OF LIABILITIES

DUE TO REINSURANCE CEDED TO REINSURERS IN RESPECT OF LIFE BUSINESS

Description

Registered insurer

Authorised reinsurer / related corporation / head office/ branch of head office of the registered insurer

Unregistered reinsurer

Total (1 to 3)

Row No.

1

2

3

4

Participatingpolicies

0

0

0

0

Non-participatingpolicies

0

0

0

0

Investment-linkedpolicies

0

0

0

0

Amount

0

0

0

0

15/06/2012 03:33:50 PM


122010


Reporting Cycle:



Description

Registered insurer



Total (1 to 3)

Row No.

1

2

3

4


0

0

0

0


0

0

0

0


0

0

0

0

Amount

0

0

0

0

15/06/2012 03:33:50 PM

Description of Assets and Name of Investee Company

Name of company: -

Equity securities

Debt securities

Secured loans

Unsecured loans


Row No.

1

2

3

4

5

No. of Units

0

0

0

0

0

Cost

0

0

0

0

0

Amount

0

0

0

0

0


A RELATED CORPORATION OF REGISTERED INSURER

ANNUAL RETURN: ANNEX 1(iii) - INFORMATION IN RESPECT OF INVESTMENTS IN

Reporting Cycle:

I528L

2010 12


15/06/2012 03:34:34 PM


Name of company: -

Equity securities

Debt securities

Secured loans

Unsecured loans


Row No.

1

2

3

4

5

No. of Units

0

0

0

0

0

Cost

0

0

0

0

0

Amount

0

0

0

0

0




Reporting Cycle:

I528L

2010 12


15/06/2012 03:34:34 PM


I528L

ANNUAL RETURN: NOTES TO FORM 1



Note 1 The aggregate amounts of loans to and amounts due from - Amount

(a) Directors 0

(b) Employees of the registered insurer 0

Note 3 - Description of any change in accounting policies and methodologies in the valuation ofassets and liabilities and the quantification of their effects.

NIL

Note 4 - Description of any prior adjustment and correction for errors and reasons for theadjustments and corrections.

NIL

Note 5 In respect of financial guarantee business - Amount

(a) where premiums are payable in instalments, the present value of futureinstalment premiums payable by the insured in a future accounting period 0

and discount rate used 0

(b) where the premiums are payable in full at the commencement of the policy ofinsurance, the full amount of the premiums payable by the insured in the accountingperiod in which the policy commences.

0

15/06/2012 03:35 PM


I528L





(a) Directors 0



NIL


NIL





0

15/06/2012 03:35 PM



ANNUAL RETURN: FORM 1 - ADDITIONAL INFORMATION

Pru Life Assurance Limited ("PRULA") transferred its assets and liabilities pertain to the lifeinsurance business to Prudential Assurance Company Singapore (Pte) Limited ("PACS") on 30August 2010 in accordance with the terms under the Scheme of Transfer dated 7 July 2010 enteredinto between PRULA and PACS pursuant to Section 47 of the Insurance Act, Chapter 142.

15/06/2012 03:33 PM


ANNUAL RETURN: FORM 2 - FUND PROFIT AND LOSS ACCOUNT

Reporting Cycle: 12


Description

Gross premiums

Less: Outward reinsurance premiums

Investment revenue

Less: Investment expenses

Other income

Total Income (1 to 5)

Gross claims settled

Less: Reinsurance recoveries

Management expenses

Distribution expenses

Increase (decrease) in net policy liabilities

Provision for doubtful debts/ bad debts written off on receivables

Taxation expenses

Other expenses

Total Outgo (7 to 14)

Net Income (6 - 15)

Annex

2A

2B

2C

2D

2E

2F

2G

2H

2I

2J

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

99,636,263

497,756

59,789,988

1,424,847

66,058

157,569,706

89,417,213

(29,000)

4,809,021

9,193,115

(1,105,880,698)

0

276,528

1,225,195,441

223,039,620

(65,469,914)

2010

15/06/2012 03:33 PM



Reporting Cycle: 12


Description

Gross premiums


Investment revenue


Other income




Management expenses




Taxation expenses

Other expenses


Net Income (6 - 15)

Annex

2A

2B

2C

2D

2E

2F

2G

2H

2I

2J

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

2010

15/06/2012 03:33 PM



Reporting Cycle: 12


Description

Gross premiums


Investment revenue


Other income




Management expenses




Taxation expenses

Other expenses


Net Income (6 - 15)

Annex

2A

2B

2C

2D

2E

2F

2G

2H

2I

2J

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

6,054,042

1,330,526

59,772,785

3,322,394

705,981

61,879,888

38,737,305

274,808

674,042

566,055

(984,681,213)

0

4,811,387

1,051,201,650

111,034,418

(49,154,530)

2010

15/06/2012 03:33 PM



Reporting Cycle: 12


Description

Gross premiums


Investment revenue


Other income




Management expenses




Taxation expenses

Other expenses


Net Income (6 - 15)

Annex

2A

2B

2C

2D

2E

2F

2G

2H

2I

2J

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

(1,727)

0

(191,530)

7,863

0

(201,120)

1,116,467

0

2,201

0

(6,848,009)

0

(4,100)

5,532,321

(201,120)

0

2010

15/06/2012 03:33 PM



Reporting Cycle: 12


Description

Gross premiums


Investment revenue


Other income




Management expenses




Taxation expenses

Other expenses


Net Income (6 - 15)

Annex

2A

2B

2C

2D

2E

2F

2G

2H

2I

2J

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

2010

15/06/2012 03:33 PM


122010Reporting Cycle:

ANNUAL RETURN: ANNEX 2A - PREMIUM REVENUE IN RESPECT


Description

Individual business:

Single premiums

Regular premiums - new business

Regular premiums - renewal business

Group business:

Premiums

Direct insurance premiums (1 to 4)

Inward reinsurance premiums


Row No.

1

2

3

4

5

6

7

Amount

0

35,717,236

63,919,027

0

99,636,263

0

99,636,263

OF LIFE BUSINESS

15/06/2012 03:34:40 PM





Description


Single premiums



Group business:

Premiums




Row No.

1

2

3

4

5

6

7

Amount

0

0

0

0

0

0

0

OF LIFE BUSINESS

15/06/2012 03:34:40 PM





Description


Single premiums



Group business:

Premiums




Row No.

1

2

3

4

5

6

7

Amount

415,844

246,773

4,244,128

1,147,297

6,054,042

0

6,054,042

OF LIFE BUSINESS

15/06/2012 03:34:40 PM





Description


Single premiums



Group business:

Premiums




Row No.

1

2

3

4

5

6

7

Amount

0

0

-1,727

0

-1,727

0

-1,727

OF LIFE BUSINESS

15/06/2012 03:34:40 PM





Description


Single premiums



Group business:

Premiums




Row No.

1

2

3

4

5

6

7

Amount

0

0

0

0

0

0

0

OF LIFE BUSINESS

15/06/2012 03:34:40 PM



ANNUAL RETURN: ANNEX 2B - OUTWARD REINSURANCE PREMIUMS


Description

Registered insurer / foreign insurer under the foreign insurerscheme

Authorised reinsurer / related corporation / head office / branch ofhead office of the registered insurer



Row No.

1

2

3

4

Amount

497,756

0

0

497,756

15/06/2012 03:34:40 PM





Description





Row No.

1

2

3

4

Amount

0

0

0

0

15/06/2012 03:34:40 PM





Description





Row No.

1

2

3

4

Amount

1,330,526

0

0

1,330,526

15/06/2012 03:34:40 PM





Description





Row No.

1

2

3

4

Amount

0

0

0

0

15/06/2012 03:34:40 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7

Interest / Dividend /Rental Income

2,270,214

31,376,240

0

52,839

73,667

0

Realised Gains(Losses) From Last

Reported Value /Write-backs(Write-offs)

-119,170

3,999,479

0

0

0

12,847,841

Unrealised ChangesFrom Last Reported

Value

-437,323

2,183,732

0

0

0

7,542,469

Amount

1,713,721

37,559,451

0

52,839

73,667

20,390,310

59,789,988

122010


Reporting Cycle:

ANNUAL RETURN: Annex 2C - Investment Revenue

15/06/2012 03:34:01 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

0

0

0

0

0



0

0

0

0

0

0


Value

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

122010


Reporting Cycle:


15/06/2012 03:34:01 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


606,280

29,884,064

0

14,869

56,673

0



621,148

4,203,366

0

0

0

11,538,014


Value

-901,949

10,380,484

0

0

0

3,369,836

Amount

325,479

44,467,914

0

14,869

56,673

14,907,850

59,772,785

122010


Reporting Cycle:


15/06/2012 03:34:01 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


4,320

0

0

0

0

0



218,510

-1,734

0

0

0

0


Value

-418,298

5,672

0

0

0

0

Amount

-195,468

3,938

0

0

0

0

-191,530

122010


Reporting Cycle:


15/06/2012 03:34:01 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

0

0

0

0

0



0

0

0

0

0

0


Value

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

122010


Reporting Cycle:


15/06/2012 03:34:01 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

1,508,339

0

0

24,527

0

1,532,866



0

403,126

0

0

0

778,481

1,181,607


Value

0

-512,527

0

0

0

-183,040

-695,567

Amount

0

1,398,938

0

0

24,527

595,441

2,018,906

122010


Reporting Cycle:

ANNUAL RETURN: Annex 2C(a) - Investment Revenue Of Assets In Surplus Account Of Participating Fund

15/06/2012 03:34:01 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

0

0

0

0

0

0



0

0

0

0

0

0

0


Value

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

122010


Reporting Cycle:


15/06/2012 03:34:01 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


4,320

0

0

0

0

0

4,320



218,510

-1,734

0

0

0

0

216,776


Value

-418,298

5,672

0

0

0

0

-412,626

Amount

-195,468

3,938

0

0

0

0

-191,530

122010


Reporting Cycle:

ANNUAL RETURN: Annex 2C(b) - Investment Revenue Of Assets In Unit Reserves Of Investment-linked Fund

15/06/2012 03:34:01 PM


Description

Equity securities

Debt securities

Land and Buildings

Loans

Cash and deposits



Row No.

1

2

3

4

5

6

7


0

0

0

0

0

0

0



0

0

0

0

0

0

0


Value

0

0

0

0

0

0

0

Amount

0

0

0

0

0

0

0

122010


Reporting Cycle:

ANNUAL RETURN: Annex 2C(b) - Investment Revenue Of Assets In Unit Reserves Of Investment-linked Fund

15/06/2012 03:34:01 PM



ANNUAL RETURN: ANNEX 2D - BREAKDOWN OF OTHER INCOME



Foreign exchange gain 1 65,998

Others 2 60

Total = Row 5 of Form 2 26 66,058

15/06/2012 03:34:52 PM







15/06/2012 03:34:52 PM






Foreign exchange gain 1 320,943

Service fees 2 385,038


15/06/2012 03:34:52 PM







15/06/2012 03:34:52 PM



ANNUAL RETURN: ANNEX 2E - CLAIMS OF DIRECT LIFE INSURER


Description

Death, total permanent disability, critical illness

Accident and health benefits other than total permanent disabilityand critical illness

Maturity / anticipated endowment

Surrenders

Annuities

Cash bonuses

Others


Row No.

1

2

3

4

5

6

7

8

Amount

1,245,508

0

49,318,383

35,047,395

1,007,624

68,326

2,729,977

89,417,213

15/06/2012 03:34:40 PM





Description




Surrenders

Annuities

Cash bonuses

Others


Row No.

1

2

3

4

5

6

7

8

Amount

0

0

0

0

0

0

0

0

15/06/2012 03:34:40 PM





Description




Surrenders

Annuities

Cash bonuses

Others


Row No.

1

2

3

4

5

6

7

8

Amount

2,313,787

111,153

12,954,345

384,022

22,973,991

0

7

38,737,305

15/06/2012 03:34:40 PM





Description




Surrenders

Annuities

Cash bonuses

Others


Row No.

1

2

3

4

5

6

7

8

Amount

0

0

0

1,116,467

0

0

0

1,116,467

15/06/2012 03:34:40 PM





Description




Surrenders

Annuities

Cash bonuses

Others


Row No.

1

2

3

4

5

6

7

8

Amount

0

0

0

0

0

0

0

0

15/06/2012 03:34:40 PM



ANNUAL RETURN: ANNEX 2F - MANAGEMENT EXPENSES


Description

Staff salaries & expenses

Office rent

Head office / parent company expenses

Directors' fees

Audit fees

Managing agent's fees

Repairs and maintenance

Public utilities

Printing, stationery and periodicals

Postage, telephone and telex charges

Computer charges

Hire of office equipment

Licence and association fees

Advertising and subscriptions

Entertainment

Travelling expenses

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

3,506,253

459,164

0

0

6,051

0

79,244

27,835

464,652

82,861

0

0

32,009

1,962

2,338

6,720

Other office expenses 1 14,636

Other fees and charges 2 125,296

Total = Row 9 of Form 2 27 4,809,021

15/06/2012 03:34:57 PM





Description


Office rent


Directors' fees

Audit fees



Public utilities



Computer charges




Entertainment

Travelling expenses

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


15/06/2012 03:34:57 PM





Description


Office rent


Directors' fees

Audit fees



Public utilities



Computer charges




Entertainment

Travelling expenses

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

488,076

64,978

0

0

748

0

9,794

3,597

57,320

10,727

0

0

3,957

643

289

853

Other office expenses 1 1,900

Other fees and charges` 2 31,160


15/06/2012 03:34:57 PM





Description


Office rent


Directors' fees

Audit fees



Public utilities



Computer charges




Entertainment

Travelling expenses

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

0

0

0

0

2,161

0

0

0

0

0

0

0

0

0

0

0

Other fees and charges 1 40


15/06/2012 03:34:57 PM





Description


Office rent


Directors' fees

Audit fees



Public utilities



Computer charges




Entertainment

Travelling expenses

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


15/06/2012 03:34:57 PM



ANNUAL RETURN: ANNEX 2G - DISTRIBUTION EXPENSES IN RESPECT


Description


First period commissions - single premium

First period commissions - regular premium

Renewal commissions

Group business:

Commissions

Overriding commissions

Production and other bonuses

Trailer fees

Cost of benefits and services

Other cash payments

Total distribution cost excluding reinsurance commissions (1 to 9)

Reinsurance commissions


Row No.

1

2

3

4

5

6

7

8

9

10

11

12

Amount

0

2,523,109

2,187,598

0

3,694,193

0

0

88,689

699,526

9,193,115

0

9,193,115

OF LIFE BUSINESS

15/06/2012 03:34:40 PM





Description




Renewal commissions

Group business:

Commissions



Trailer fees


Other cash payments




Row No.

1

2

3

4

5

6

7

8

9

10

11

12

Amount

0

0

0

0

0

0

0

0

0

0

0

0

OF LIFE BUSINESS

15/06/2012 03:34:40 PM





Description




Renewal commissions

Group business:

Commissions



Trailer fees


Other cash payments




Row No.

1

2

3

4

5

6

7

8

9

10

11

12

Amount

363,043

58,368

67,369

585,326

142,336

4,386

0

27,117

0

1,247,945

681,890

566,055

OF LIFE BUSINESS

15/06/2012 03:34:40 PM





Description




Renewal commissions

Group business:

Commissions



Trailer fees


Other cash payments




Row No.

1

2

3

4

5

6

7

8

9

10

11

12

Amount

0

0

0

0

0

0

0

0

0

0

0

0

OF LIFE BUSINESS

15/06/2012 03:34:40 PM



ANNUAL RETURN: ANNEX 2H - NET POLICY LIABILITIES IN RESPECT


Description

Net policy liabilities at end of period

Net policy liabilities at beginning of period

Increase (Decrease) in Net Policy Liabilities (1 - 2) = Row 11 of Form 2

Row No.

1

2

3

Amount

0

1,105,880,698

-1,105,880,698

OF LIFE BUSINESS

15/06/2012 03:34:40 PM





Description




Row No.

1

2

3

Amount

0

0

0

OF LIFE BUSINESS

15/06/2012 03:34:40 PM





Description




Row No.

1

2

3

Amount

0

984,681,213

-984,681,213

OF LIFE BUSINESS

15/06/2012 03:34:40 PM





Description




Row No.

1

2

3

Amount

0

6,848,009

-6,848,009

OF LIFE BUSINESS

15/06/2012 03:34:40 PM





Description




Row No.

1

2

3

Amount

0

0

0

OF LIFE BUSINESS

15/06/2012 03:34:40 PM


ANNUAL RETURN: ANNEX 2I - BREAKDOWN OF OTHER EXPENSES

Reporting Cycle:

I528L

122010



Depreciation 1 400,590

Exchange loss 2 303,554

Reduction in net policy liabilities at beginning of period 3 1,105,880,698

Reserves movements from January to August 2010 4 118,610,599

Total = Row 14 of Form 2 26 1,225,195,441

15/06/2012 03:35:04 PM



Reporting Cycle:

I528L

122010



Depreciation 1 49,511

Others 2 167,523

Reduction in net policy liabilities at beginning of period 3 984,681,213

Reserves movements from January to August 2010 4 66,303,403

Total = Row 14 of Form 2 26 1,051,201,650

15/06/2012 03:35:04 PM



Reporting Cycle:

I528L

122010



Exchange loss 1 2

Reduction in net policy liabilities at beginning of period 2 6,848,009

Reserves movements from January to August 2010 3 -1,315,690

Total = Row 14 of Form 2 26 5,532,321

15/06/2012 03:35:04 PM


Description

Allocation to surplus account

Surplus account investment revenue

Less: Surplus account investment expenses

Surplus account investment income (2 - 3)

Recovery of amount transferred out of the surplus account if ithas not been transferred back into the surplus account previously

Net Income (1 + 4 + 5) = Row 16 of Form 2

Row No.

1

2

3

4

5

6

Amount

0

2,018,906

488,820

1,530,086

-67,000,000

-65,469,914

ANNUAL RETURN: ANNEX 2J - NET INCOME OF PARTICIPATING FUND

Reporting Cycle:


122010

15/06/2012 03:34:18 PM


Description







Row No.

1

2

3

4

5

6

Amount

0

0

0

0

0

0


Reporting Cycle:


122010

15/06/2012 03:34:18 PM


Reporting Cycle: 2010 12


NIL

15/06/2012 03:33 PM




ANNUAL RETURN: FORM 3 - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO POLICIESISSUED TO INDIVIDUALS

Description

A. New Business Policies other than annuities - Whole life Endowment Term Accident Health Others Total (1 to 6) Annuities only

B. Terminations and transfers Policies other than annuities -


Maturity Expiry Surrender Forfeiture Net transfers Others Total (9 to 15) Annuities onlyC. Business in Force Policies other than annuities - Whole life Endowment Term Accident Health Others Total (18 to 23) Annuities only (last period's 25 + 8 -17)

RowNo.

12345678

9

1011121314151617

1819202122232425

Single PremiumBusiness - Single

Premium

00000000

Single PremiumBusiness -Number of

Policies

00000000

14

1,0150

3178

16,5300

17,6681,629

00000000

Single PremiumBusiness - Sum

Insured

00000000

529,628

47,349,1440

1,388,8563,344,440

695,942,051129,389

748,683,50811,572,472

00000000

Regular PremiumBusiness -

Regular Premium

382,09515,555,709

000

1,51015,939,314

0

224,153

3,0300

(314,046)3,866,252

159,597,895951,240

164,328,524282,639

00000000

Regular PremiumBusiness -Number of

Policies

41990

0000

1,0310

9

10

(111)690

24,00976

24,67441

00000000

Regular PremiumBusiness - Sum

Insured

4,212,00043,812,000

0000

48,024,0000

698,000

27,0000

(5,728,510)28,365,000

1,027,990,9122,782,000

1,054,134,402228,850

00000000

15/06/2012 03:33 PM





Description





RowNo.

12345678

9

1011121314151617

1819202122232425


Premium

00000000


Policies

00000000

0

00000000

00000000


Insured

00000000

0

00000000

00000000


Regular Premium

00000000

0

00000000

00000000


Policies

00000000

0

00000000

00000000


Insured

00000000

0

00000000

00000000

15/06/2012 03:33 PM





Description





RowNo.

12345678

9

1011121314151617

1819202122232425


Premium

00

414,156000

414,1560


Policies

00

11000

110

2

2834

120

8,9381

9,2406,626

00000000


Insured

00

14,531,000000

14,531,0000

112,583

14,366,8084,159,302

662,3500

480,130,434290,000

499,721,47736,542,860

00000000


Regular Premium

00

116,42822

0895

117,3450

3,971

46,905536,292

5,9010

6,664,474(248,910)7,008,633

274,881

00000000


Policies

00

54000

540

3

13404

30

5,859(965)5,317

48

00000000


Insured

00

30,465,29850,000

0144,000

30,659,2980

1,238,934

482,456165,778,497

122,3000

1,852,591,429(108,070,249)1,912,143,367

382,868

00000000

15/06/2012 03:33 PM





Description





RowNo.

12345678

9

1011121314151617

1819202122232425


Premium

00000000


Policies

00000000

0

00

270

3260

3530

00000000


Insured

00000000

0

00

1,071,1790

5,528,8180

6,599,9970

00000000


Regular Premium

00000000

0

00000000

00000000


Policies

00000000

0

00000000

00000000


Insured

00000000

0

00000000

00000000

15/06/2012 03:33 PM





Description





RowNo.

12345678

9

1011121314151617

1819202122232425


Premium

00000000


Policies

00000000

0

00000000

00000000


Insured

00000000

0

00000000

00000000


Regular Premium

00000000

0

00000000

00000000


Policies

00000000

0

00000000

00000000


Insured

00000000

0

00000000

00000000

15/06/2012 03:33 PM

2010



Reporting Cycle: 12


Note 2 - Breakdown for 'Others' (Rows 6, 15 and 23).

New Business Single Premium Regular Premium

PAR Regular Premium Rider 0 1,510

Total 0 1,510


Terminations and Transfers Single Premium Regular Premium

Cancellation within free look period 951,240

Total 951,240

15/06/2012 03:36 PM

2010



Reporting Cycle: 12



New Business Single Premium Regular Premium

Non Par Regular Premium Rider 0 895

Total 0 895



Cancellation within free look period -248,910

Total -248,910

15/06/2012 03:36 PM

FORM 2 - ADDITIONAL INFORMATION




NIL

15/06/2012 03:33 PM




ANNUAL RETURN: FORM 4 - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TOGROUP POLICIES

Description

A. New Business

Policies other than annuities - Term Accident Health Others Total (1 to 4) Annuities onlyB. Increases under existing policies Policies other than annuities Annuities onlyC. Terminations Policies other than annuities - Expiry Death, total permanent disability, critical illness Others

Total (9 to 11) Annuities onlyD. Business in Force Policies other than annuities - Term Accident Health Others

Total (14 to 17)

Annuities only (last period's 19 + 6 + 8 - 13)

RowNo.

123456

78

91011

1213

14151617

18

19

Number ofPolicies

000000

00

000

00

0000

0

0

Number ofLives Covered

000000

00

000

00

0000

0

0

Sum Insured

000000

00

000

00

0000

0

0

Premiums -Single

000000

00

Premiums -Regular

000000

00

000

00

0000

0

0

15/06/2012 03:33 PM





Description

A. New Business



Total (14 to 17)


RowNo.

123456

78

91011

1213

14151617

18

19

Number ofPolicies

000000

00

000

00

0000

0

0


000000

00

000

00

0000

0

0

Sum Insured

000000

00

000

00

0000

0

0

Premiums -Single

000000

00

Premiums -Regular

000000

00

000

00

0000

0

0

15/06/2012 03:33 PM





Description

A. New Business



Total (14 to 17)


RowNo.

123456

78

91011

1213

14151617

18

19

Number ofPolicies

000000

00

580

70

1280

0000

0

0


000000

1,3310

49,5367

5,216

54,7590

0000

0

0

Sum Insured

000000

4,165,1410

679,472,543169,527

263,408,921

943,050,9910

0000

0

0

Premiums -Single

000000

00

Premiums -Regular

000000

320,8450

3,854,37278,464

639,430

4,572,2660

0000

0

0

15/06/2012 03:33 PM





Description

A. New Business



Total (14 to 17)


RowNo.

123456

78

91011

1213

14151617

18

19

Number ofPolicies

000000

00

000

00

0000

0

0


000000

00

000

00

0000

0

0

Sum Insured

000000

00

000

00

0000

0

0

Premiums -Single

000000

00

Premiums -Regular

000000

00

000

00

0000

0

0

15/06/2012 03:33 PM

2010



Reporting Cycle: 12




Deletions (i.e. Employee Resignation) 324,425

Transfer to Prudential as at 31st August 2010 315,005

Total 639,430

15/06/2012 03:36 PM

FORM 2 - ADDITIONAL INFORMATION



NIL


15/06/2012 03:33 PM

Form 7(a) - Accident and Health Insurance (Long-term)


ANNUAL RETURN: FORM 7 - STATEMENT IN RESPECT OF ACCIDENT AND HEALTH INSURANCE

12Reporting Cycle: 2010

I528L

Description

A. PREMIUMS

Gross premiums

Reinsurance ceded

Net premiums written (1 - 2)

Premium liabilities at beginning of period

Premium liabilities at end of period

Premiums earned during the period (3 + 4 - 5)

B. CLAIMS


Reinsurance recoveries

Net claims settled (7 - 8)

Claims liabilities at end of period

Claims liabilities at beginning of period

Net claims incurred (9 + 10 - 11)

C. MANAGEMENT EXPENSES

Management expenses

D. DISTRIBUTION EXPENSES

Commissions


Net commissions incurred (14 - 15)

Other distribution expenses

E. UNDERWRITING RESULTS (6 - 12 - 13 - 16 - 17)

F. NET INVESTMENT INCOME

G. OPERATING RESULTS (18 + 19)

H. OTHERS

Number of policies in force

Number of lives covered under policies in force

Number of claims registered

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

MedicalExpense

Individual

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

MedicalExpense

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Critical Illness

Individual

440,545

13,105

427,440

809,830

97,255

1,140,015

49,720

0

49,720

0

0

49,720

102,683

42,701

0

42,701

0

944,911

47,162

992,073

2,694

2,694

4

Critical Illness

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Disability

Individual

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Disability

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

PersonalAccident

Individual

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

PersonalAccident

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Hospital Cash

Individual

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Hospital Cash

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Total

Individual

440,545

13,105

427,440

809,830

97,255

1,140,015

49,720

0

49,720

0

0

49,720

102,683

42,701

0

42,701

0

944,911

47,162

992,073

2,694

2,694

4

Total

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

15/06/2012 03:33 PM

Form 7(b) - Accident and Health Insurance (Short-term)


ANNUAL RETURN: FORM 7 - STATEMENT IN RESPECT OF ACCIDENT AND HEALTH INSURANCE


I528L

Description

A. PREMIUMS

Gross premiums

Reinsurance ceded

Net premiums written (1 - 2)

Premium liabilities at beginning of period

Premium liabilities at end of period

Premiums earned during the period (3 + 4 - 5)

B. CLAIMS


Reinsurance recoveries

Net claims settled (7 - 8)

Claims liabilities at end of period

Claims liabilities at beginning of period

Net claims incurred (9 + 10 - 11)

C. MANAGEMENT EXPENSES

Management expenses

D. DISTRIBUTION EXPENSES

Commissions


Net commissions incurred (14 - 15)

Other distribution expenses

E. UNDERWRITING RESULTS (6 - 12 - 13 - 16 - 17)

F. NET INVESTMENT INCOME

G. OPERATING RESULTS (18 + 19)

H. OTHERS

Number of policies in force

Number of lives covered under policies in force

Number of claims registered

RowNo.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

MedicalExpense

Individual

423

0

423

578

211

790

0

0

0

0

0

0

99

0

0

0

0

691

37

728

1

1

0

MedicalExpense

Group

158,030

72,455

85,575

244,492

0

330,067

184,518

48,843

135,675

0

0

135,675

36,834

2,125

0

2,125

1,809

153,624

0

153,624

22

1,236

115

Critical Illness

Individual

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Critical Illness

Group

0

0

0

8,766

0

8,766

0

0

0

0

0

0

0

0

0

0

0

8,766

0

8,766

0

0

0

Disability

Individual

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Disability

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

PersonalAccident

Individual

22,697

5,505

17,192

305,782

280,495

42,479

71

0

71

0

0

71

5,290

4,913

0

4,913

0

32,205

15,340

47,545

200

200

1

PersonalAccident

Group

2,654

1,217

1,437

8,064

0

9,501

0

0

0

0

0

0

619

36

0

36

30

8,816

0

8,816

0

0

0

Hospital Cash

Individual

12,628

0

12,628

6,682

3,656

15,654

2,150

0

2,150

100

0

2,250

2,943

2,032

0

2,032

0

8,429

521

8,950

68

68

3

Hospital Cash

Group

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Total

Individual

35,748

5,505

30,243

313,042

284,362

58,923

2,221

0

2,221

100

0

2,321

8,332

6,945

0

6,945

0

41,325

15,898

57,223

269

269

4

Total

Group

160,684

73,672

87,012

261,322

0

348,334

184,518

48,843

135,675

0

0

135,675

37,453

2,161

0

2,161

1,839

171,206

0

171,206

22

1,236

115

15/06/2012 03:33 PM


Reporting Cycle:

Note 1 - Items in this Form may be allocated according to a reasonable basis used by theregistered insurer. The bases used shall be stated as a Note to this Form.

15/06/2012 03:36 PM




15/06/2012 03:33 PM


ANNUAL RETURN: FORM 8 - BALANCE SHEET IN RESPECT OF GLOBAL BUSINESS OPERATIONS


Description

ASSETSEquity securitiesDebt securitiesLand and buildings

Loans

Cash and depositsOther invested assets



Deposits withheld by cedantsReinsurance recoverables (on paid claims)Income tax recoverables

Fixed assets

Inter-fund balances and intra-group balances (due from)

Other assetsTotal Assets (1 to 14)LIABILITIESPolicy liabilitiesOther liabilities

Outstanding claims Annuities due and unpaid

Reinsurance deposits Amounts owing to insurers Bank loans and overdrafts

Inter-fund balances and intra-group balances (due to) OthersTotal Liabilities (16 to 23)NET ASSETS (15 - 24)SHAREHOLDERS' EQUITY & SURPLUSPaid-up capital

Reserves: Unappropriated profits (losses)

Other reservesSurplus

Total (26 to 29)

RowNo.

123

4

56

7

8

91011

12

13

1415

16

1718

192021

22232425

26

27

2829

30

Business in Singapore- Life Business

000

0

00

0

0

000

0

0

00

0

00

000

0000

0

0

Business in Singapore- General Business

000

0

00

0

0

000

0

0

00

0

00

000

0000

0

0

Overseas (Branch)Operations - Life

Business

000

0

00

0

0

000

0

0

00

0

00

000

0000

0

0

Overseas (Branch)Operations - General

Business

000

0

00

0

0

000

0

0

00

0

00

000

0000

0

0

Shareholders Fund

32,68700

0

2,056,5150

0

0

000

0

491,913,000

0494,002,202

00

000

10,00050,70060,700

493,941,502

371,330,000

122,611,502

0

493,941,502

Total

32,68700

0

2,056,5150

0

0

000

0

491,913,000

0494,002,202

0

00

000

10,00050,70060,700

493,941,502

371,330,000

122,611,502

00

493,941,502

15/06/2012 03:33 PM

ANNUAL RETURN: ANNEX 8A - STATEMENT OF CHANGES IN EQUITY OF SHAREHOLDERS FUND



I528L

Description

Balance at beginning of period

Changes in accounting policy

Increase (decrease) in reserves

Net profit for the period

Dividends paid for the period

Issue of share capital

Transfer (to) from insurance funds maintained in Singapore

Transfer (to) from overseas (branch) operations

Balance at End of Period

Row No.

1

2

3

4

5

6

7

8

9

Paid-up Capital

371,330,000

0

0

0

0

0

0

0

371,330,000

Other Reserves

0

0

0

0

0

0

0

0

0

UnappropriatedProfits (Losses)(Please Specify)

-315,125,496

0

0

323,085,530

0

0

114,651,468

0

122,611,502

Total

56,204,504

0

0

323,085,530

0

0

114,651,468

0

493,941,502

15/06/2012 03:35 PM

ANNUAL RETURN: ANNEX 8B - INTRA-GROUP BALANCES IN RESPECT OF OVERSEAS OPERATIONS(GENERAL BUSINESS)



Description

Due From


Balances due from related corporations

Balances due from insurance funds established and maintained under theAct

Total Balances Due From

Due To


Balances due to related corporations

Balances due to insurance funds established and maintained under the Act

Total Balances Due To

Total Net Balances (4 - 8)

Row No.

1

2

3

4

5

6

7

8

9

Amount

0

0

0

0

0

0

0

0

0

15/06/2012 03:36 PM

ANNUAL RETURN: ANNEX 8C - INTRA-GROUP BALANCES IN RESPECT OF OVERSEAS OPERATIONS (LIFEBUSINESS)



Description

Due From


Balances due from related corporations

Balances due from insurance funds established and maintained under theAct

Total Balances Due From

Due To


Balances due to related corporations

Balances due to insurance funds established and maintained under the Act

Total Balances Due To

Total Net Balances (4 - 8)

Row No.

1

2

3

4

5

6

7

8

9

Amount

0

0

0

0

0

0

0

0

0

15/06/2012 03:35 PM

Reporting Cycle:


Note 1 Breakdown of "Other Reserves" Row No. Amount

15/06/2012 03:35 PM



NIL


15/06/2012 03:33 PM

ANNUAL RETURN: FORM 9 - PROFIT AND LOSS ACCOUNT IN RESPECT OF GLOBAL BUSINESS OPERATIONS



I528L

Description

Gross premiums


Investment revenue


Other income




Management expenses



Provision for doubtful debts / bad debts writtenoff on receivables

Taxation expenses

Other expenses


NET INCOME (6 - 15)

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

Business inSingapore - Life

Business

105,688,578

1,828,282

119,371,243

4,755,104

772,039

219,248,474

129,270,985

245,808

5,485,264

9,759,170

-2,097,409,920

0

5,083,815

2,281,929,412

333,872,918

-114,624,444

Business inSingapore -

GeneralBusiness

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Overseas(Branch)

Operations -Life Business

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Overseas(Branch)

Operations -General

Business

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

ShareholdersFund

694,606

35,941

322,771,286

323,429,951

60,728

74,213

0

209,058

422

344,421

323,085,530

Total

105,688,578

1,828,282

120,065,849

4,791,045

323,543,325

542,678,425

129,270,985

245,808

5,545,992

9,833,383

-2,097,409,920

0

5,292,873

2,281,929,834

334,217,339

208,461,086

15/06/2012 03:35 PM



NIL


15/06/2012 03:35 PM

Form14(a)(i) - Policy Liabilities of Participating Fund

Description

Group 1 - Participating Policies

Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term

Acccident and Health

Annuity

Others

Sub total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9

Particulars ofthe PoliciesValuation

Number ofPolicies

0

0

0

0

0

0

0

0

0


Sum Insured

0

0

0

0

0

0

0

0

0


OfficePremuims

0

0

0

0

0

0

0

0

0

Present ValueStatistics

Benefits

0

0

0

0

0

0

0

0

0


Expenses

0

0

0

0

0

0

0

0

0


Premiums

0

0

0

0

0

0

0

0

0


PAD

0

0

0

0

0

0

0

0

0


NegativeReserves

0

0

0

0

0

0

0

0

0


Total

0

0

0

0

0

0

0

0

0


ANNUAL RETURN: FORM 14 - ABSTRACT OF VALUATION RESULTS OF LIFE BUSINESS OF DIRECT LIFE INSURER


I528L

Life: Singapore Insurance Fund

Group 2 - Non-Participating Policies

Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Sub total (10 to 17)

Total (9 +18)

10

11

12

13

14

15

16

17

18

19

Number of Policies

0

0

0

0

0

0

0

0

0

0

Sum Insured

0

0

0

0

0

0

0

0

0

0

Office Premuims

0

0

0

0

0

0

0

0

0

0

Benefits

0

0

0

0

0

0

0

0

0

0

Expenses

0

0

0

0

0

0

0

0

0

0

Premiums

0

0

0

0

0

0

0

0

0

0

PAD

0

0

0

0

0

0

0

0

0

0

Negatve Reserves

0

0

0

0

0

0

0

0

0

0

Present Value Statistics Total

0

0

0

0

0

0

0

0

0

0

15/06/2012 03:36 PM

Form14(a)(ii) - Minimum Condition Liability of Participating Fund

Description


Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Sub total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9


Number ofPolicies

0

0

0

0

0

0

0

0

0


Sum Insured

0

0

0

0

0

0

0

0

0


OfficePremuims

0

0

0

0

0

0

0

0

0


Benefits

0

0

0

0

0

0

0

0

0


Expenses

0

0

0

0

0

0

0

0

0


Premiums

0

0

0

0

0

0

0

0

0


PAD

0

0

0

0

0

0

0

0

0


NegativeReserves

0

0

0

0

0

0

0

0

0


Total

0

0

0

0

0

0

0

0

0




I528L



Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others


Total (9 +18)

10

11

12

13

14

15

16

17

18

19

Number of Policies

0

0

0

0

0

0

0

0

0

0

Sum Insured

0

0

0

0

0

0

0

0

0

0

Office Premuims

0

0

0

0

0

0

0

0

0

0

Benefits

0

0

0

0

0

0

0

0

0

0

Expenses

0

0

0

0

0

0

0

0

0

0

Premiums

0

0

0

0

0

0

0

0

0

0

PAD

0

0

0

0

0

0

0

0

0

0

Negatve Reserves

0

0

0

0

0

0

0

0

0

0


0

0

0

0

0

0

0

0

0

0

15/06/2012 03:36 PM

Form14(a)(i) - Policy Liabilities of Participating Fund

Description


Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Sub total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9


Number ofPolicies

0

0

0

0

0

0

0

0

0


Sum Insured

0

0

0

0

0

0

0

0

0


OfficePremuims

0

0

0

0

0

0

0

0

0


Benefits

0

0

0

0

0

0

0

0

0


Expenses

0

0

0

0

0

0

0

0

0


Premiums

0

0

0

0

0

0

0

0

0


PAD

0

0

0

0

0

0

0

0

0


NegativeReserves

0

0

0

0

0

0

0

0

0


Total

0

0

0

0

0

0

0

0

0




I528L

Life: Offshore Insurance Fund


Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others


Total (9 +18)

10

11

12

13

14

15

16

17

18

19

Number of Policies

0

0

0

0

0

0

0

0

0

0

Sum Insured

0

0

0

0

0

0

0

0

0

0

Office Premuims

0

0

0

0

0

0

0

0

0

0

Benefits

0

0

0

0

0

0

0

0

0

0

Expenses

0

0

0

0

0

0

0

0

0

0

Premiums

0

0

0

0

0

0

0

0

0

0

PAD

0

0

0

0

0

0

0

0

0

0

Negatve Reserves

0

0

0

0

0

0

0

0

0

0


0

0

0

0

0

0

0

0

0

0

15/06/2012 03:36 PM

Form14(a)(ii) - Minimum Condition Liability of Participating Fund

Description


Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Sub total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9


Number ofPolicies

0

0

0

0

0

0

0

0

0


Sum Insured

0

0

0

0

0

0

0

0

0


OfficePremuims

0

0

0

0

0

0

0

0

0


Benefits

0

0

0

0

0

0

0

0

0


Expenses

0

0

0

0

0

0

0

0

0


Premiums

0

0

0

0

0

0

0

0

0


PAD

0

0

0

0

0

0

0

0

0


NegativeReserves

0

0

0

0

0

0

0

0

0


Total

0

0

0

0

0

0

0

0

0




I528L



Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others


Total (9 +18)

10

11

12

13

14

15

16

17

18

19

Number of Policies

0

0

0

0

0

0

0

0

0

0

Sum Insured

0

0

0

0

0

0

0

0

0

0

Office Premuims

0

0

0

0

0

0

0

0

0

0

Benefits

0

0

0

0

0

0

0

0

0

0

Expenses

0

0

0

0

0

0

0

0

0

0

Premiums

0

0

0

0

0

0

0

0

0

0

PAD

0

0

0

0

0

0

0

0

0

0

Negatve Reserves

0

0

0

0

0

0

0

0

0

0


0

0

0

0

0

0

0

0

0

0

15/06/2012 03:36 PM

Form14(b) - Policy Liabilities of Non-Participating Fund

Description

Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9


Number ofPolicies

0

0

0

0

0

0

0

0

0


Sum Insured

0

0

0

0

0

0

0

0

0


OfficePremuims

0

0

0

0

0

0

0

0

0


Benefits

0

0

0

0

0

0

0

0

0


Expenses

0

0

0

0

0

0

0

0

0


Premiums

0

0

0

0

0

0

0

0

0


PAD

0

0

0

0

0

0

0

0

0


NegativeReserves

0

0

0

0

0

0

0

0

0


Total

0

0

0

0

0

0

0

0

0





15/06/2012 03:36 PM

Form14(c) - Policy Liabilities of Investment-Linked Fund

Description

Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9


Number ofPolicies

0

0

0

0

0

0

0

0

0


Sum Insured

0

0

0

0

0

0

0

0

0


OfficePremuims

0

0

0

0

0

0

0

0

0


Benefits

0

0

0

0

0

0

0

0

0


Expenses

0

0

0

0

0

0

0

0

0


Premiums

0

0

0

0

0

0

0

0

0


PAD

0

0

0

0

0

0

0

0

0


NegativeReserves

0

0

0

0

0

0

0

0

0


Total

0

0

0

0

0

0

0

0

0

Unit Reserves

Unit Reserves

0

0

0

0

0

0

0

0

0

Total

Total

0

0

0

0

0

0

0

0

0





15/06/2012 03:36 PM

Form14(b) - Policy Liabilities of Non-Participating Fund

Description

Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9


Number ofPolicies

0

0

0

0

0

0

0

0

0


Sum Insured

0

0

0

0

0

0

0

0

0


OfficePremuims

0

0

0

0

0

0

0

0

0


Benefits

0

0

0

0

0

0

0

0

0


Expenses

0

0

0

0

0

0

0

0

0


Premiums

0

0

0

0

0

0

0

0

0


PAD

0

0

0

0

0

0

0

0

0


NegativeReserves

0

0

0

0

0

0

0

0

0


Total

0

0

0

0

0

0

0

0

0





15/06/2012 03:36 PM

Form14(c) - Policy Liabilities of Investment-Linked Fund

Description

Whole Life

- Single Premium

- Regular Premium

Endowment

- Single Premium

- Regular Premium

Term


Annuity

Others

Total (1 to 8)

RowNo.

1

2

3

4

5

6

7

8

9


Number ofPolicies

0

0

0

0

0

0

0

0

0


Sum Insured

0

0

0

0

0

0

0

0

0


OfficePremuims

0

0

0

0

0

0

0

0

0


Benefits

0

0

0

0

0

0

0

0

0


Expenses

0

0

0

0

0

0

0

0

0


Premiums

0

0

0

0

0

0

0

0

0


PAD

0

0

0

0

0

0

0

0

0


NegativeReserves

0

0

0

0

0

0

0

0

0


Total

0

0

0

0

0

0

0

0

0

Unit Reserves

Unit Reserves

0

0

0

0

0

0

0

0

0

Total

Total

0

0

0

0

0

0

0

0

0





15/06/2012 03:36 PM




NIL

I528L

15/06/2012 03:36 PM


Description Row No. From 01/01/2010 to 31/12/2010

Sources of net income arising in the year:

New Business

Mortality/Morbidity

Forfeiture/Surrender

Interest

Expense

Change in basis

Miscellaneous

Total (1 to 7)

1

2

3

4

5

6

7

8

Actual

21,202,280

-3,624,292

-3,222,451

58,365,141

-12,957,987

0

-127,586,663

Expected

-1,000,369

2,188,397

34,647,615

-8,068,834

-30,120,867

Actual LessExpected

21,202,280

-2,623,923

-5,410,848

23,717,526

-4,889,153

0

-97,465,796

-65,469,914

I528L


ANNUAL RETURN: FORM 16 - STATEMENT OF ANALYSIS OF EXPERIENCE OF INSURANCE FUND INRESPECT OF LIFE BUSINESS


15/06/2012 03:35 PM




New Business

Mortality/Morbidity


Interest

Expense

Change in basis

Miscellaneous

Total (1 to 7)

1

2

3

4

5

6

7

8

Actual

0

0

0

0

0

0

0

Expected

0

0

0

0

0

Actual LessExpected

0

0

0

0

0

0

0

0

I528L




15/06/2012 03:35 PM




New Business

Mortality/Morbidity


Interest

Expense

Change in basis

Miscellaneous

Total (1 to 7)

1

2

3

4

5

6

7

8

Actual

-123,136

-25,287,778

-384,022

56,450,391

-2,135,617

-86,333,586

-17,989,195

Expected

-27,944,518

-771,549

3,596,314

-1,528,660

0

Actual LessExpected

-123,136

2,656,740

387,527

52,854,077

-606,957

-86,333,586

-17,989,195

-49,154,530

I528L




15/06/2012 03:35 PM




New Business

Mortality/Morbidity


Interest

Expense

Change in basis

Miscellaneous

Total (1 to 7)

1

2

3

4

5

6

7

8

Actual

0

0

0

0

0

0

0

Expected

0

0

0

0

0

Actual LessExpected

0

0

0

0

0

0

0

0

I528L




15/06/2012 03:35 PM



NIL


15/06/2012 03:35 PM

ANNUAL RETURN: FORM 17 - ACTUARY'S CERTIFICATE ON POLICY LIABILITIES INRESPECT OF LIFE BUSINESS



Description

Participating Fund

Non-Participating Fund

Investment-Linked Fund

Singapore Insurance Fund

0

0

0

Offshore Insurance Fund

0

0

0

*Qualifications (if non, state "none"):None

I have conducted an investigation into the valuation of policy liabilities relating to life business asrequired under section 37 of the Insurance Act and confirm that the valuation is in accordance withall applicable requirements stipulated under the Act and directions issued under the Act, subject tothe qualifications stated below*. I certify these amounts as follows:

ACTUARIAL INVESTIGATION OF POLICY LIABILITIES

15/06/2012 03:35 PM



NIL


15/06/2012 03:35 PM

ANNUAL RETURN: FORM 18 - STATEMENT OF PARTICIPATING FUND ALLOCATIONS



Description

Bonus payments made to policy owners in anticipationof allocation

Allocation to policy owners:

Cash Bonus

Reversionary Bonus

Terminal Bonus

Total amt to policy owners (1 to 4)


Row No.

1

2

3

4

5

6

SingaporeInsurance Fund

0

0

0

0

0

0

OffshoreInsurance Fund

0

0

0

0

0

0

15/06/2012 03:36 PM



Nil


15/06/2012 03:36 PM

ANNUAL RETURN: FORM 19 - ACTUARY'S CERTIFICATE ON PARTICIPATING FUNDALLOCATIONS


I have conducted an investigation into the bonus allocation of the participating fund to policyowners and the surplus account as required under section 17(6) of the Insurance Act and it is myopinion that the allocation is fair and equitable, having taken into account the prospective financialconditions of the participating fund, and is in accordance with the Insurance (Actuaries) Regulations2004 (G.N. No. S 495/2004) subject to the qualifications stated below*.


The amount of bonus to policy owners and allocation to the surplus account are as shown below:

Description

Bonus payments made to policy owners in anticipationof allocation

Allocation to policy owners:

Cash Bonus

Reversionary Bonus

Terminal Bonus

Total amount to policy owners (1 to 4)


RowNo.

1

2

3

4

5

6

SingaporeInsurance Fund

0

0

0

0

0

0

OffshoreInsurance Fund

0

0

0

0

0

0

*Qualifications (if non, state "none"):

All allocations of Pru Life Assurance Company are jointly reported in Form 19 of Prudential AssuranceCompany Singapore for Financial Year 2010.None

15/06/2012 03:36 PM



NIL


15/06/2012 03:36 PM


ANNUAL RETURN: FORM 21 - STATEMENT IN RELATION TO FUND SOLVENCY REQUIREMENT OFINSURANCE FUND

Reporting Cycle:

Description

(i) Financial Resources of Insurance Fund

Balance in the surplus account (of participating fund)

Add:

Allowance for provision for non-guaranteed benefits

(of participating fund): (lower of 3 or 4)

Policy liabilities - minimum condition liability

50% of aggregate of provisions for non-guaranteed benefits and PAD

Surplus of insurance fund (of any other insurance fund)

Less:

Reinsurance adjustment

Financial resource adjustment: (8 to 12)

(a) loans to, guarantees granted for, and other

unsecured amounts owed to the registered insurer

(b) charged assets

(c) deferred tax assets

(d) intangible assets

(e) other financial resource adjustments

Financial Resources of Insurance Fund

(1 + 2 + 5 - 6 - 7)

(ii) Total Risk Requirement of Insurance Fund

A. Component 1 Requirement - Insurance Risks

Life Insurance Risk Requirement

(for participating fund): (15 + 18)

(a) Policy Liability Risk Requirement:

(zero or 16 - 17, whichever is higher)

Modified minimum condition liability


(b) Surrender Value Condition Risk Requirement:


Aggregate of surrender values of policies of the insurance fund

Higher of 21 or 22:

Sum of total risk requirement and minimum condition

liability of the insurance fund

Policy liabilities of the insurance fund


(other than participating fund) (24 + 27)



Modified policy liabilities

Policy Liabilities




Sum of total risk requirement and policy liabilities of the insurance fund

General Insurance Risk Requirement

(for general business): (31 to 32)

(a) Premium liability risk requirement

(b) Claim liability risk requirement

Total C1 Requirement (14 + 23 + 30)

B. Component 2 Requirement - Investment Risks and Risks arising

from Interest Rate Sensitivity and Foreign Currency Mismatch

between Asset and Liabilities

Equity Investment Risk Requirement (35 to 36)

(a) Specific Risk Requirement

Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

34

35

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

2010 12


15/06/2012 03:33:36 PM

(b) General Risk Requirement

Debt Investment and Duration Mismatch Risk Requirement:

(38 or 43, whichever is higher)

(a) Sum of: (39 + 42)

Debt investment risk requirement in an increasing interest rate

environment (40 to 41)

Debt specific risk requirement

Debt general risk requirement

Liability adjustment requirement in an increasing interest rate environment

(b) Sum of: (44 + 47)

Debt investment risk requirement in a decreasing interest rate



Negative of debt general risk requirement

Liability adjustment requirement in a decreasing interest rate environment

Loan Investment Risk Requirement

Property Risk Requirement

Foreign Currency Mismatch Risk Requirement (for Singapore Insurance Fund)

Derivative Counterparty Risk Requirement

Miscellaneous Risk Requirement

Total C2 Requirement (34 + 37 + 48 + 49 + 50 + 51 + 52)

C. Component 3 Requirement - Concentration Risks Counterparty Exposure Equity Securities Exposure Unsecured Loans Exposure Property Exposure Foreign Currency Risk Exposure Exposure to assets in miscellaneous risk requirements

Exposure to non-liquid assets with Singapore Insurance Fund

(for general business)

Total C3 Requirement (54 to 60)

Total Risk Requirement of Insurance Fund (33 + 53 +61)

36

37

38

39

40

41

42

43

44

45

46

47

48

49

50

51

52

53

545556575859

60

61

62

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

000000

0

0

0

15/06/2012 03:33:36 PM



Reporting Cycle:

Description



Add:






Less:





(b) charged assets





(1 + 2 + 5 - 6 - 7)












Higher of 21 or 22:









Policy Liabilities

















Row No.

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

34

35

36

Amount

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

2010 12


15/06/2012 03:33:36 PM