ONE OF THE OLDEST STORE

VERY STRONG CUSTOMER BASE

A RETAIL CHAIN OF 140 CRORE

80 OUTLETS IN MUMBAI

BRAND NAME OF Mumbai Kamgar Madhyavarti Grahak Sahakari Mandal Ltd

DATE OF INCORPORATION 9th May 1948

CONSTITUTION Multi State Co-operative Society

SECTOR Private

INDUSTRY Retailing

REGISTERED OFFICE 106-A, Govingi Keni Road, Naigaon, Dadar [East],

Mumbai 400014

SALES 11528 {in lacs}

Members

Managing Committee

Board Of Directors

Sadanand Chalke(Vice Chairman)

Prabhakar Mane(Chairman)

10% Discount is further divided into : 5% cash Discount 5% rebate on the next purchase.

• Coupon book of Rs. 250, each.

Dividends

Gift Vouchers

Meetings Annual General Meetings

Monthly Meetings

Weekly Meetings

Election

Akshay Labh. 10% Interest on Deposits for Non

Members 11% Interest on Deposits For Members Term of 2yrs

Citizen Sr. Citizen Citizen Sr. Citizen

11% 11.5% 10.5% 11%

12% 12.5% 11.5% 12%

6 Month Interest 1 Year Interest

Fixed Deposits

31st March 2007

31st March 2008

Fixed Deposits

1363.55 1290.15

Akshay deposits

1218.35 1093.85

Total 2581.90 2384.00

Deposits

Members Contribution Members Contribution

15648 1,76,39,720 Individual 15709 1,82,95,410

56 34,980 Institution

56 34,980

15704 1,76,74,700 Total 15765 1,83,30,390

31st March 2007 31st March 2008

Apna bazaar

Mini apna bazaar

Franchisee

Medical store

Agro based products

Branded products

Rural Products

Qualification – 12th pass

Department No. of Employees

Office 6

Godown 6

Salesmen 15

Transportation 2

Packing 5

Cash counter 4

Sweeper 7

Office & many other employees have experience of 20 years.

Warehouse in Naigaon is closed from 2006.

Authority to branches for many purchases.

Report to H.O. once in a week about purchases.

Colgate, P & G, Ariel - Direct from Co.

HUL products – Mahavir Distributor

Seasonable goods from H.O.

Wheat, Pulses – APMC, Vashi.

Direct from farmers.

Onion, Potato – local

‘Rice Mela’

Collects all varieties of rice from it

Preference to cooperative & MSME Umbrella & Utensils - Sahayak

Co-op Ganpati – from village Pen Duster, Hanger – Jogeshwari

Andhshala Suntips Tea - Unmesh Apna Tea – Brand name given to

one of the variety of Suntips Tea

Product Margin

Oil 6%

Tea 5%

Soap 6%

Hing 40%

Grocery 8%

Discount from Parle, Britannia, Nestle, Colgate, Harpic, Dettol etc…

Custom held products Supply to Ration shops Initially Dhara oil was supplied only to

Apna Bazaar

Medicines : 6% - senior citizen 5% - others Accepts Sodex-ho coupons Rs.15 lacs

sales. Gifts on anniversary

Sodex-Ho pass

Customer Confidence & loyalty

Medical Store

Procurement of Material

Good Discounting Model

Survival

Medical Association Pressure

Economic Slowdown

Competitors

Unprofessional working

Autonomy in Finance

No Govt. Support.

No Aggressive policy (advertising, sales etc.)

Closed Loss making Branches. Opening of New Branches.

Clearing the piled up stock.

VRS

Protection by Government

Concessions VAT Tax Rate Interest Rate

Corporate Management Take over.

Aggressive Strategies to deal with Competition

Using & highlighting Strengths in local area.

More Autonomy to Managers.

Using other methods to enhance employee performance.