apna bazaar

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Apna Bazaar

CONSUMER CO-OPERATIVE SOCIETIES

INTRODUCTION

Consumer co-operation was the form of co-operation developed. In 1814, in

England, the twenty-eight weavers in Rochdale formed the first consumer co-operative in

the world. This movement gradually developed in the European countries and became

very successful in Sweden,Denmark,United Kingdom and Finland.

CONSUMER CO-OPERATIVES IN INDIA

The consumer co-operatives are playing an important role in providing essential

items ties to the consumers at reasonable prices. Consumer co-operatives have continued

and other commodities to the consumers at reasonable prices. Consumer Co-operatives

have continued to help in strengthening the distribution network of essential commodities

and interests of the consumers against artificial scaracity,overchanging of prices, supply

of substandard goods and the unfair trade practices resorted by private traders. The

democratically elected management of consumer co-operatives, help to gain better

acceptance with the consumers.

Consumers are unorganized and therefore exploited by traders in price, quality

and weight. Consumer co-operatives protects the interests of consumers against artificial

scarcity, over charging of prices, supply of sub standard goods and the unfair trade

practices distorted by private traders.

DEFINITION:

Maharashtra Co-operative Societies Act, 1960, defines consumer co-operative

society as a society, the object of which is:

The procurement, production or processing and the distribution of goods to or, the

performance of other services for its members as also other consumers,

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Apna Bazaar

The distribution among its members and customers, of the profit occurring from such

procurement, production, processing and distribution are in proportion as prescribed

by rules or byelaws of the society.

A consumer co-operative society is formed for the promotion of the interests of the

consumers.

COMPOSITION OF CONSUMER CO-OPERATIVE SOCIETIES:

National Co-operative Consumers Federation

State Co-operative Consumers Federation

OBJECTIVES OF CONSUMER CO-OPERATIVES:

Wholesale / Central Stores

Departmental Stores (Apna Bazaar)

Primary Consumer Co-operative Stores

2

Consumers Storesfor Rural

Population

Consumers Storesof Industrial

Workers

University &College

Consumers Stores


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India has adopted financial planning and there is importance for public distribution of

essentialities of life. The consumer co-operative societies help the government in

distributing these essentialities to rural and urban areas of our country. These societies

have become very important day by day. Since these societies have been entrusted the job

distribution, the consumers are saved from financial exploitation and hardship.

ESTABLISHMENT OF PROPER TRADING SYSTEM

The consumer co-operative societies supply good quality of things at reasonable cost

by using right measurement and pure things. Hence, from the viewpoint of customers

these societies are very important.

ERADICATION OF TRADERS CHAIN

There is long chain in between the producers and consumers. The things are sold at

higher cost to consumers because the middlemen add their own profit and expenses. The

consumer co-operative societies directly purchase the goods from the producers and

chain of middleman can be avoided.

APNA BAZAAR

Apna Bazaar is probably the oldest and largest consumer co-operative multi-state society

with a customer base of over 12 lakhs. The Rs 140-crore retail chain, that, for over 55

years remained largely middle-class, Apna Bazaar has 80 outlets in Mumbai, Thane

and the neighbouring Konkan region. It has recently opened its first shop outside the state

in Goa.. We are projecting sales of Rs 165 crore this fiscal year, including the franchisee

contribution of Rs 30-35 crore, down by Rs 10 crore from last year.

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Apna Bazaar

Brand name of Mumbai Kamgar Madhyavarti

Grahak Sahakari Mandal LtdDate of Incorporation 9 th May 1948

Constitution Multi State Co-operative Society

Sector PrivateIndustry Retailing

Registered Office 106-A, Govingi Keni Road,

Naigaon, Dadar [East], Mumbai

400014

ROLE OF APNA BAZAAR:

Apna bazaar plays a vital role by market intervention during the shortages of

essential commodities. The distribution of these items is taken up by the Apna Bazaar at a

loss to fulfill its social commitments. At times of need, Apna Bazaar has diverted its

manpower and resources, even at the cost of its own commercial interest, for the public

good.

OBJECTIVES OF APNA BAZAAR:

To undertake wholesale and retail distribution of consumer goods and essential

commodities; and to establish department stores;

To foster the growth products and new manufacturing units through market support

and management advice

To lower distribution costs and to introduce fair and better trading practices such as

fixed prices etc; and

Eradication of malpractices of traders black marketing, artificial scarcity, cheating in

measurements, adulteration, etc.

Necessity of time public distribution of essential commodities in rural and urban

areas.

Elimination of middlemen.

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MANAGEMENT AND ORGANIZATION:

Apna Bazaar is headed by a management team comprising a chairman, vice

chairman and Hon secretaries. The team largely provides direction to the organization

and is not involved in the day-to-day affairs. The day-to-day affairs are managed by an

executive team, which consists of a general manager, additional general manager and

office bearers of the organization.

OUTLET

Apna Bazaar has a customer base of over 12 lakhs. Apna Bazaar has 86 outlets, of which

46 are company owned and the rest are franchisees.

Chain of Apna Bazaar stores

6 Super Markets (ranging between 1000 2500 square feet storing grains, personal care

products etc.)

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8 Departmental Stores (ranging between 5000 20000 square feet storing all products

including shoes, textiles, plastics, furniture, crockery etc.)

30 Retail Outlets (ranging between 300 750 square feet)

14 Medical Stores 20 Franchisee Stores

Let Us All Strive For Profits.

P Productivity and Efficiency

R Readiness to Change

O Optimum Utilisation of Resources

F Fairness to all concerned

I Income, Innovation, Industriousness

T Team Work

S Service Oriented Approach

Quality

We adhere to the best quality standards, that is, our products are AGMARK accredited. The same has

been possible due to the long process commencing from identification, selection, cleaning, purification,

packaging and storage. The whole work process tackled from the following angles - adulteration, mixingand imitation. The other notable factor is that we ensure the weighment and quantity of the products

before they are dispatched for sale (before packing and after packing) in the warehouse.

Work Force Productivity

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We possess an army of well-trained large volunteer force that ensures maximum interactivity. The same

has given the advantage to get the best out of their capacity vide making them work on a flexi-hour

basis. Our volunteer-to-outlet ration has enabled us to divide work among them in areas as:

Service

Maintenance

Monitoring

Point-of-purchase assistance

We are proud to reveal the fact Pre-employee productivity of Apna Bazaar is one of the best among all

the retail chains in India.

Easy and Quick Availability

All our outlets are equipped with a complete range of products that forms a part of the daily/regular

needs of a typical Indian family. All the products are available under one roof, groceries, food and beverages, milk, personnel care products, vegetables, crockery items and so on and also they come with

depth in range and makes. The whole process is based on the foundation of Freedom of Choice to

shop at a one-stop!

Home Delivery

We have introduced for the benefit of our consumers the concept of Home Delivery, the same has

been utilised well by people who are busy and have little time to spare for shopping. The same is worked

out by dialling our helpline at no extra cost.

Ambience

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To put our customers in the proper frame of mind and instill the dose of shopping spirit, our outlets

are done up in the most modern, tasteful and well-decorated manner. The blue hoardings at our outlet's

entrance signify a positive spirit and approach serenity, calmness and above all that feel at home

theme. In addition to this, we are further guided by the themes of Shop-at-Ease in Peace or Shopping

Peacefully.

Value-added Services

Customer Suggestion Box: Every outlet possesses special boxes wherein, our customers can deposit

their suggestions and complaints pertaining to any product or service.

Consumer Grievance Cell: Problems faced by the customers in their day-to-day life relating to productsand services used by them and the complaints against defects in them are lodged in cell. The same are

maintained carefully and resolved through consumer courts.

ConvenienceJoints: We are initiating the introduction of Bill Payment service through which our

customers can pay their telephone, water, electricity bills and bookings for cooking gas, travel, etc.

Supplier focus towards achieving world class supply chain efficiency. We are very much focussed and

believe in the theme, Together let us redefine the view of business in the minds of consumers.

Facts about Apna Bazaar

The Andheri branch of Apna Bazaar was the first superstore in India to reach the sales of Rs. 2 crores in

a year.

The first departmental store of Apna Bazaar was opened in Ghatkopar.

The medical sales are of the highest quantity due to the tax exemption of 8%.

The commodities sold at Apna Bazaar are got from states like Gujarat, Andhra Pradesh, Madhya

Pradesh and Kerala depending on the best quality.

They sell all items from provisionary items to electronic equipments.

First AGMARK in India was given to Apna Bazaar brand of masalas.

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MEMBERS BENEFITS

Dividend on shares at 12% to individuals, society and government.

Purchase rebate on share amount 10% each year.

Attractive rate of interest up to 9% on fixed deposit by the members.

FACILITIES OFFERED BY APNA BAZAAR TO CONSUMERS:

Apna Bazaar provides the following facilities to consumers: -

Quality products at reasonable prices.

Variety of items under one roof.

24 hours drugs outlets.

Self-service counters

Items of high quality tested by its quality- testing laboratory.

Display boards and price lists at various counters to enable the customer to make

his/her choice.

Home delivery, but this facility is only available for purchase from branches. Discount sales periodically on various items

LOCATION:

The location for the store is selected taking in consideration the residential

population in the area, the standard of living of the people, the amount of business the

other shops are doing and also future development that are likely to take place in that area

in future.

AREA COVERED

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Apna Bazaar has 86 outlets in Mumbai, Thane and the neighbouring Konkan

region. It has recently opened its first shop outside the state in Goa. However, the density

of Apna Bazaar is high in Naigoan and Chembur.

SPACE REQUIRED

The minimum requirement of area for setting up Apna Bazaar is1000 sq.feet. The

biggest store is at Vashi, which is spread across 27000 sq.feet.

TARGET SEGMENTS

The store was started keeping in mind the lower middle class section of the

society. But gradually it has moved up the consumer ladder with the inclusion of themiddle class as its target consumer. Now slowly it is drawing the upper class towards it.

It now caters to almost all the segments of the society depending on the location. In order

to attract the upper class & to combat growing competition in the retail industry it is

making changes in its product-mix.

CHANGE IN PRODUCT MIX

The above table indicates decline in the sales of Rice, Wheat, Pulses etc which shows the

change in the food culture/consumption pattern of the consumer. It indicates that the

consumers inclination towards ready-to-eat food is increasing. Taking this into

Commodit y Tones (2002-03) Tones (2003-04)Rice 1420 1325Wheat 1070 1050Dal 1410 1360Pulses 800 785

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consideration Apna Bazaar had made has made appropriate changes in its Product Mix.

Slowly the Percentage of food grains, pulses has declined and that of FMCG products has

increased. In a couple of years the percentage of poultry products in the product mix

would increase whereas that of food grains pluses etc. would decline. This would further

change the product mix of Apna Bazaar.

STORE LAYOUT

Layout of shop Apna Bazaar does not have any specific layout of shop. But in

most of outlet the 1 st division you would come out is Vegetable, Fruit, Medical product,

food grains, and FMCG product. The only think that is kept under consideration that

Heavy Product like 5kg. Sugar, 10kg. Wheat, 5 ltr. Oil is near cash counter for

convenience of customer. In case of display they see to it that display at entrance is very

colorful & attractive. Hence they display cosmetics & FMCG product. Besides product,

which is new to the market, are also displayed to grab attention of consumer

PRODUCT DISPLAY

The brands are displayed in a very attractive manner .The decision to place aBrand on a particular shall depends upon the Market share enjoyed by the company

/Brand. Usually there are 5 Shelves. Out of which 2 nd, 3 rd & 4 th shelves are most important

ones on which the brand with high market share or high brand equity are placed. These

products are always in demand by the customers.

FOOTFALLS

In big stores, like the departmental store at Andheri, there are 2000 to 3000footfalls in a day (on weekdays) & on weekends there are around 3000 to 3500 footfalls.

In small outlets there are around 100 footfalls on regular days .On weekends there are

200 to 250 footfalls. The footfalls are more especially on Sunday.

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The footfalls are more in evening between 6.30pm. & 8.30pm .Whereas the footfalls are

comparatively low during the afternoon slot of 1.30-3.30 pm. Keeping this in mind stores

are closed down during this time. In this time the staff are rearrange the merchandise in

the store.

SOURCES OF INCOME

Retailing is their core activity and a major part of their income come from the various

retail outlets.

They supply commodities like Dal, Pulses, Food grains, Cereals to Govt. Institutions,

Hospitals for their Canteens. A 30 Days credit is given to them.

They also earn income from the company racks that they display in their outlets.

These racks contain the products of the particular company and the in turn pays Apna

Bazaar for displaying these racks. E.g. Maggie, Colgate, Pepsodent, Vicks, Nescafe

etc.

They provide space to companies e.g. MEPL (Electronic goods) in order to display

and sell their goods by charging rent for space provided.

They have 37 Franchise outlets, which act as a source of income for Apna Bazaar as

Apna Bazaar supplies 70% of goods.

Provide place to banks for opening ATM center by charging rent since almost all the

outlets are owned by Apna bazaar.

MetLife India signed an agreement with Apna Bazaar Co-operative for selling life

insurance policies. Based on the agreement, Apna Bazaar Co-operative shall become

corporate agents for MetLife India and offer MetLife India products to its huge

customer base. Henceforth Apna Bazaar will enable its customers to build financial

freedom through MetLife India products based on need analysis. Apna Bazaar will

receive a commission of 35% on Premium amount.

EXPORTS

'Apna Bazaar ' is a 55 year old co-operative organization with US $ 37 million

annual turnover through 07 departmental stores, 06 super markets & 65 retail outlets.

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Apna bazaar used to export commodities like fish and grapes to Europe. In spite of good

earnings on exports they have discontinued the exports from this year .Thus the reasons

for the discontinuation were due to:

The goods were seasonal in nature.

In case of grapes the Jalgoan region in which grapes where cultivated was hit by

drought, thereby by affecting the production of grapes.

Besides the grapes were sprayed with certain chemicals which were banned in the

European countries, thereby further affecting the exports.

Besides exports is not Apna Bazaars core activity therefore the decision to

discontinue exports was taken.

SWOT ANALYSIS

STRENGTHS

GOODWILL

Apna Bazaar has built its image over the years as a value for money store, which

supplies good quality goods at economical price.

NUMBER OF OUTLETS

Apna Bazaar has 86 outlets spread all over Mumbai, Navi Mumbai, Thane and the

neighbouring Konkan region, Lanza (Bombay-Goa road), among other places in

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Maharashtra. All these areas are easily accessible as public transportation is available.

Hence providing easy accessibility to the customers.

TEAM WORK

Although there is no training imparted to the employees at the outlets, there is co-

ordination and understanding between them due to which the work goes on smoothly

creating a win-win situation for both, the management and the employees.

MODERNIZATION

Apna Bazaar makes use of modern technology to maintain correct supplier bills

and giving accurate bills to customers giving details of each purchase and most

importantly showing him the savings he has made while purchasing from Apna Bazaar.

They also possess total details of their sales and the percentage of sales in each category

so they know where the sales are high and where they are lagging behind.

GENUINE PRODUCTS

The products of Apna Bazaar are genuine as they purchase it directly from the

companies. Lots of imitations of consumables such as honey, oil, etc. are available in

many stores. People get cheated, as it is not easy to identify them.

CRM

Apna Bazaar organizes a customer meet for their regular customers called

MELAVDA at their anniversary to build stronger relations with their customers. On this

day, the customers are offered purchase discounts which show that they have taken

corrective steps towards customer satisfaction.

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WEAKNESSES

CAPITAL

Raising capital for expansion and improvement is also a constraint. Apna Bazaar

is bounded by the laws of consumer co-operatives due to which they cannot raise funds

from open market. There is also limit prescribed by the consumer co-operatives for

number of shares issued by Apna Bazaar. This is a major drawback for Apna Bazaar.

AGEING SOCIETY

Apna Bazar started after World War 2 when there was need of essential

commodities at lower prices. But, after liberalization many super markets and

hypermarkets have opened up due to which there is explosion of choices. Moreover,

people today have the money to go for convenience shopping, and hence, the purpose for

opening the co-operative is defeated.

OBSTACLES IN RECRUITMENT

Apna Bazaar does not have the budget to recruit skilled staff. The employees are

not well educated and hence, they are not aware of the management practices. A qualified

employee demands higher salary, which cannot be given by Apna Bazaar due to their

constraints. Hence they cannot appoint a MBA a managerial job.

NO ONLINE RETAILING

Apna Bazaar does not have information about its products online. They should

have their own website as it is very important in todays world. They could even learn

about customer grievances by the feedback.

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PRICE FLUCTUATION

Price Fluctuation is a major threat to Apna Bazaar. If the product is bought at a

higher price is has to be sold at that price only so as not to incur losses. For example, the

price of oil fluctuates a lot. So if the price for oil is Rs. 820 for a can when it is

purchased, it will be sold at Rs 820 per can even if the price falls to Rs. 800 per can. In

this case the oil available from other shops will be cheaper.

OPPORTUNITIES

BRAND BUILDING

Apna Bazaar can take efforts to build its brand image. For this purpose, a

marketing firm can he hired. This will attract more and more people to its outlets. Also,

they have upgraded their outlets. This can be the base for attracting more customers as

they will soon have all air conditioned stores.

EXPANSION

Apna Bazaar can expand its outlets to other states. At present, they have

discovered interests from Madhya Pradesh and Delhi. The initiation is on the anvil.

DEVELOPMENT IN SUBURBS

People are now moving in the suburbs; infrastructure is developing due to whichthere is huge potential to attract more customers.

RETAILING BOOM

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Retailing today is not only about selling at the shop, but also about surveying the

market, offering choice and experience to consumers, competitive prices and retaining

consumers as well. The establishment of supermarkets and convenience stores has been a

great effort to communicate the advantages of organized retailing to customers.

THREATS

MALLS

There are a large number of malls that offer discounts the discounts offered by them

are as good as those offered by Apna Bazaar because the malls purchase in bulk and can

hence afford to give heavy discounts to the customers. The customer has an explosion of

choices and will prefer shopping at these big malls because of the ambience. They get the

complete shopping experience at malls. Hence, malls are a major threat for Apna Bazaar.

COMPETITION FROM OTHER STORES IN TERMS OF-

CUSTOMER CENTRIC APPROACH

Most other stores take feedback from the customers in form of grievances, opinions

and suggestions. They can find out customer needs and ways to satisfy them.

IMAGE

Image of a private retailer is more modern and advanced compared to that of Apna

Bazaar. The display is also more attractive in other super markets and hypermarkets

compared to Apna Bazaar.

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FUTURE PLANS:

Apna Bazaar plans to open outlets in the new housing colonies coming up in the

interior suburbs like Kandivli and Thane.

Increasing the distribution reach is a strategy to counter competition the co-operative

plans to increase its outlets from 86 at present to about 100 by next year. This would

comprise department stores, super markets, franchisee outlets and medical stores,

both in Maharashtra as well as rest of the country.

Apart from that, it has money transfer facility under an arrangement with Western

Union money transfer.

On the tie-up with HPCL for having Apna Bazaar outlets at the petrol pumps, so far

three HPCL pumps have Apna Bazaar outlets and the results are still being analyzed.

Apna Bazaar Co-operative has embarked on a restructuring exercise and has

appointed Darashaw and Company as strategic consultants. The restructuring

involves exiting certain business while adding more services, to be provided under itsumbrella. The restructuring plan involves exiting out of businesses like export of fish

and grapes, milk processing, manufacturing bakery products like biscuits and also

pickles papads and spices.

Online booking for provisions through the Net and a centralized system to control

inventory are also on the anvil. To begin with the co-operative plans to have a

dedicated call center for customers to phone in their requirements, which would then

be delivered from the nearest Apna Bazaar outlet. An online presence, on the lines of

Sangam Direct-the online initiative of HLL-is under consideration.

To ensure minimum inventory and maximum rotation, the co-operative is planning to

centralize its supply chain management. It is talking to FMCG majors like Tata,

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Nestle, HLL and P&G to ensure rotation without building up much inventory. While

the super markets would be serviced directly by the companies, the requirements of

franchisee outlets would be met by Apna Bazaar to ensure better co-ordination.

Apna Bazaar operates the Akshay Labh Yojana scheme wherein the customers can

deposit Rs. 10,000 at any point of time in the year and get items worth Rs. 100 per

month free. They also have term deposit schemes.

Apna Bazaar has also entered into an e-CRM tie-up with Venture Infotek, the e-

infrastructure solutions provider, whereby Venture Infotek provides the integrated

end-to-end solutions, with the shared infrastructure and payment-as-you-use payment

mechanism, without investment in infrastructure.

The first thing on Apna Bazaars plans is to work on all 365 days like other big

players.

Upgrading the skills of their manpower and create vehicle parking facility are also in

their agenda. They plan to have a tie-up with Citibank on co-branding. Regarding

credit card, they are on the verge of signing a MoU with SBI. As visualmerchandising, a new way for presenting the products will be introduced.

The National Consumers Co-Operative Federation has approached Apna Bazaar and

enquired about the possibility of running department stores under the brand name

Apna Bazaar in Delhi and Madhya Pradesh.

Apna Bazaar is planning to open another outlet in Goa as they have got a goodresponse from the supermarket.

FUTURE VISIONS

Vision is a bold word, one which lights the path to a future. Our vision is as follows

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More Outlets

We aim to reach out to each and every mandal (1,100 mandals) in the state irrespective of

size and any other parameters. The same is done up to pass on the benefits to almost all

the consumers in the state in a most sincere and befitting fashion. These outlets will be

opened in 4 different formats small, midsize, large size and franchise operations.

Going Global

We aim to go global and the same has been taken considering the enormous leverage and

power of NRIs all over the world. We plan to offer them a feast of service-oriented and

organised retailing which enables them to savour the traditional Indian goods and items at

cost-effective rates at a quality which is worthy and more than useful. We are proud toannounce that we have attracted the attention of ETA (European Telugu Association)

which has assured us its support in setting up APNA BAZAAR outlets in their places.

Distribution (F2O - Farmer to Outlet Policy)

We want to get rid of all middle men involved in order to gain the crucial margin

advantage. Towards this end, we are going to reach out to the farmers creating an

exclusive supply chain that will stretch right from the farmer to our stores. The mainreason behind the same is to set up a single and biggest distribution outlet in the nation

catering to the need of the retailing community as well.

Brand Image

We believe in the corporate philosophy policy, that is, an inclination towards taking our

brand name closer to the people and make the same a household name. The same is being

planned to be achieved through educating/enlightening what we are all about.

DWCRA - Apna Bazaar

Two revolutionary concepts, one Apna Bazaar and another DWCRA join hands

together and make an irresistible and people friendly combination. Coming on one

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platform, we offer a new concept which promises to change the way people buy

products. We aim to take the concept to the peoples door step and make it a

success.

DWCRA is an organisation which is associated with the enlistment of the rural

women and strives for their betterment, progress and prosperity. This it done by

encouraging them to produce and manufacture products and help in selling them,

thus allowing them to earn their living. It enables them to be self-sufficient and

instills in them to stand on their own feet.

To meet the exacting standards of cost-effectiveness and efficient service to

consumers, we, Apna Bazaar and DWCRA come together to create DWCRA

Apna Bazaar Super Market, a unique and interesting convergence that seeks tochange the way people of Andhra Pradesh look at and buy products and then

sample their utility value. The following are the goals of this unique concept:

We aim to provide either in a direct and indirect manner employment opportunity

to lakhs of rural women and help them to earn their living.

We sell quality products at affordable prices to all the rural and urban consumers

through our network of super markets.

We sell the products prepared and manufactured by the DWCRA women at all the

State, National and International outlets in the name of Apna Bazaar.

We seek to help the consumers realise their rights and make them aware of the

consumer production courts.

We aim to, through DWCRA women associations, make the consumers in therural areas to be aware of identification of the defects in the products,

malpractices followed in measurements, duplicity of products and many more

such devious methods through the consumer rights protection act. The

participation of women in the consumer revolution results in the development of

the state.

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We aim to start our super markets at more than 1,100 mandals throughout the

state and also with the cooperation of Telugu Associations, set up Apna Bazaar

Super Markets in USA, England, Singapore, Switzerland, South Africa and

Mauritius.

Oars will be one of a kind and is sure to change the way shopping is done and

enjoyed. We remain your steadfast ally in all things, shopping and beyond. We

remain your constant partner on the road to good health, wealth and prosperity

now and ahead.

RECOMMENDATIONS

Government interference has had a major effect on the democratic setup of Apna

Bazaar. Therefore, lesser dependence on government should be opted for.

Government should help stores like Apna Bazaar with credit at cheaper interest rates.

Apna Bazaar should improve their capital assets by enrolling more members and also

introduce more product varieties.

In the coming years, the economy will be dominated by the retailing sector. Times are

changing, organizations are changing. Changing according to times is inevitable.

Apna Bazaar has to change its traditional viewpoints. It should adopt new techniques

and accept change wholeheartedly. Bringing qualitative changes in their skill and

especially mindset will help it to survive competition.

Apna Bazaar can open one outlet offering all the products it sells in the 80 outlets so

that people get all products offered by Apna Bazaar under one roof.

OTHER ACTIVITIES

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Healthy child competition for member children.

Ayurvedic camp conducted by apna bazaar every year in November.

Consumer bulletins are printed and distributed to consumers, which gives them

information about various products stored by them.

apna bazaar

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