april 2013 the pawprint - bpw-ky.org - april 2013.pdf · she is married to l j pearson, they have...
TRANSCRIPT
Lines from the Lioness I am sitting here writing this the day before Easterone of the
most blessed holidays of the year I hope everyone had a
wonderful day with your family and may Gods Grace be with
you as we enter the season of renewal and life We all must admit
that Spring is one of the most beautiful times of the year and it
does seem like a miracle that the baron trees and dead grass can
come to life with such bright green hue and flowers are starting
to bloom in brilliant yellows and soft pastels Makes you feel
happy and alive and I certainly am
With March and St Patricks Day behind us and less than two months to go in
my BPW Presidency I do feel like the Luck of the Irish has been with me I
am lucky to be alive lucky to live in such a wonderful community lucky to have
such a loving family small as it is and lucky to have such GREAT friends I do
count my BPW members as my friends and yes ladiesyou are GREAT I am
very proud you You always come through for me and you did it again at the
March meeting We had a great turnout for the presentation made by Dan Ware
Tourism Director and local artist Carol Lanham They gave an excellent
program about the Mural that Carol is painting on the wall next to the Tourism
office located off I-65 South This beautiful mural tells the story of Simpson
County through the years for all of us and visitors to see We are very lucky to
have an artist with Carols talent in our community
Also during the meeting the little Leprechauns were working overtime
as we raised over $20000 for the BPW Kentucky Foundation with your
extra $3 dollars donations for our Irish based meal your bids during
our Going Green silent auction and for our Pot of Gold Raffle
Helen Pearson also had the Luck of the Irish because she was the lucky
winner of the Pot of Gold
April will be a very important month for Franklin BPW On April
9th we will be celebrating Equal Pay Day See the details inside
this newsletter I hope everybody gets an opportunity to drop by
Also at our meeting on April 15th we will be electing the new officers for the
upcoming year I urge anyone who is interested in stepping into a leadership
role in BPW to let your intentions be known We will also be taking nominations
from the floor In addition the Aspiring Professional and Professional
Development speeches will be given at the meeting At this time we have one
participant in each one If you know of any others who may be interested in
participating please let us know ASAP Please contact me if you need more
details The winner will need to attend the Regional Competition that will be
held at the West Region Meeting in Madisonville KY on April 20th There will be
several of us going to that meeting This is a great opportunity to meet BPW
members from the surrounding area learn about the things they are doing in
their clubs and support our Aspiring Professional and Professional
Development participants If you are interested in going please let us know
Looking forward to a great month
Brownie Bennett
Franklin BPW President
2012-2013
The PawPrint
A Publication of Franklin
Business and
Professional Women
APRIL
2013
2012-13 BPW Officers Brownie Bennett President
bbennett852hotmailcom
Helen Pearson Vice-President
sthelen365comcastnet
Pam Womack Treasurer
pva1995gmailcom
Laurie Cline Secretary
clineclattnet
Amy Ellis Parliamentarian
imagesbyamyellis1yahoocom
Sharon Taylor-Carrillo Exe Assist
SharonLyraeaolcom
Marsha Herndon Past President
marshamarshaherndoncom
The Roaring News from Franklin BPW
Inside this Issue Cover From the President and
Photos from the February meeting
Page 2 Member Spotlight Page 3 Whatrsquos New Page 4 Meeting Highlights
Page 5 April History amp Birthdays
Page 6 What is Equal Pay Day
Page 7 Equal Pay Day
Page 8 Healthy Wealthy Page 9 Wealthy And Wise
Page 10 BPW Kentucky
Page 11 BPW Foundation Info
Page 12 BPW Community News
Calendar of Events
I am Woman
Hear me ROAR
Franklin BPW
PO Box 155
Franklin KY 42135
BPW-Franklinorg Check us out on Facebook
Franklin Business and
Professional Women
Lincolnrsquos
2013
Jr Miss
Hallie
Anna
Lindsey
Helen D Pearson A native of Franklin Ky Helen is a 1969 graduate of Franklin-
Simpson High School and is a licensed Kentucky Funeral Director She began her employment
with Booker Gilbert funeral home in January 1999 ldquoFollowing the death of our son the
experience opened doors for me to help others during a most difficult timerdquo
She is a member of Calvary Baptist Church and is an active member of the Franklin Business
and Professional Womenrsquos Club currently serving as Vice President and served as President
2004-05 Helen is also a member of F-S Alumni Association American Legion and Am Vets
Auxiliaries American Cancer Society Relay For Life team the Red Hat ldquoSweetiesrdquo Society
and a Kentucky Colonel
She is married to L J Pearson they have two sons Clark D Pearson married to Nancy Lee
Bradley and Wesley A Pearson deceased They are the proud grandparents of Bradley and Kate Wesley Pearson
Helen enjoys spending time with her grandchildren and traveling with the Red Hat Sweeties
Membership Group Trip Sunday April
21st at the Capital Arts Center 416 E
Main Street Bowling Green KY 42101
If you would like to attend please let
Sharon know by April 11th so tickets can
be purchased but the sooner the better
Tickets start at $4500
On March 14th 21 Girls participated in the 2013 Lincolnrsquos
Jr Miss Program Franklin BPW donated to this program
and several members volunteered at the event
The 2013 winners were
Hallie Anna Lindsey--Lincolns Junior Miss and was a
PoiseSelf Expression Preliminary Winner
Meredith Raby 1st Runner up and was a PoiseSelf
Expression Preliminary Winner
Kinsley Link 2nd Runner up
Evyn McCutchen was a Talent amp Fitness Preliminary
Winner
Caroline Yates was a Talent amp Fitness Preliminary Winner
Meadow Hall was the Scholastic Preliminary Winner
Congratulations to Sharon and Miguel Carrillo for their 2 Blue Ribbon Wins The
first Table setting Contest was in
Franklin on March 9th and the
Regional meeting held on March
23rd in Bowling Green Monies
raised from this event went to the
Community Action of Southern
KYrsquos Senior Center Program
The Franklin BPW
will have a table at
the Habitat
Breakfast on
Thursday April
18th at 700AM at
the Franklin First
Baptist Church
We need to know
how many of our
members can
attend amp want to
sit at our table
Your help is needed Two JA classes are available this
spring These 5 classes would need to be completed by
the end of school year Lincoln Elem Missy West 5th Our Nation Mondays at 810am
Lincoln Elem Marschelle Sekora 5th Our Nation Fridays at 1255pm
If you can help please contact Megan Micheli Program Manager
270-782-0280 office | 270-535-5164 mobile wwwjaforkidscom
Left to Right Carolin Yates Evyn McCutchen
Meadow Hall Hallie Anna Lindsey Meredith
Raby and Kinsley Link
Whatrsquos
NEW
If you have any
ldquoWhatrsquos NEWrdquo News
please send it to
SharonLyraeaolcom
Happy Birthday to
members having a
Birthday in April
Leah Wood 9
Debbie Deweese 19
APRIL IS
National Poetry Month
National STDS Education and Awareness
Sexual Assault Awareness and Prevention
National Autism Awareness
Stress Awareness Month
National Donate Life Month
On May 19th the Greater Nashville BPW
and Franklin BPW will join together
again for a group outing this time to see
The Lion King at TPAC
If you are a fast reader
please get
ldquoStep on a Crackrdquo
by James Patterson
we will discuss this
book also
The book we all selected to read is the fourth in the series titled
Home to BIG STONE GAP by Adriana Trigiani
The next meeting will be Sunday April 7th at 600pm
The location will again be at the F-S High School Library
Everyone is invited to attend and to discuss the book
Feel free to bring a guest
Donrsquot forget to bring a dish to share
Happy Reading
The BPW Book Babes
Roarrrrrrr
The Aspiring Professional and Professional Development competitions are underway and the deadline to enter is April
6th We have a couple of members who have expressed interest
in each If anyone else is interested please let me know
immediately If needed we will conduct a speak-off and
the winners will give their speeches at the Franklin BPW
meeting on April 15th and again at the Regional meeting
on April 20th
April 7th World Healthy Day
April 14ndash 20 National Library Week
April 15th Tax Day
April 20th National Pineapple Upside Down Cake Day
April 22nd Girl Scout Leader Appreciation Day
April 22nd Earth Day
April 25th Administrative Professional Day
April 26th Hug a Friend Day
April 27th Arbor Day
April 28th Take your Daughter to work Day
March Meeting Highlights
Congrats to
Helen
Pearson she
won the
drawing for
the ldquoPot of
Goldrdquo
Carol Lanham talked about the Mural that she has painted Eight detailed realistic
murals are painted on a 200 foot long highway retaining wall Each mural is 25 feet
wide heights vary from eight feet to five feet
Dan Ware Tourism Director and local Artist Carol
Lanham gave an excellent program about the Murals
The murals depict scenes from 200 years of Simpson County history
Moving from Left to Right the paintings journey from dawn to sunset
The murals also move chronologically through the seasons from winter to
fall
Mural 1 ldquoDuel at Sunriserdquo 1819-1850
Mural 6 ldquoSchool Days School Daysrdquo 1950-2000
Mural 4 rdquoHigh NoonmdashThe Courthouserdquo 1900-1925 Mural 5 rdquoMule Day Afternoonrdquo 1925-1950
Mural 2 rdquoWar Cloudsrdquo 1850-1875
Mural 2A rdquoFrontier Portraitsrdquo
Mural 3 rdquoBringing in the Sheavesrdquordquo 1875-1900
Mural 7 ldquoDrive Timerdquo 1950-2000 Mural 8 ldquoRiding Off into the Sunsetrdquo 2000-and beyond
COMING SOON
COMING SOON
Page 5
Apr 3 1934 - Jane Goodall primatologist and conservationist worlds foremost authority on chimpanzees
Apr 4 1928 - Maya Angelou author poet civil rights activist actress composed and read her poem at
President Clintonrsquos inauguration in 1993
Apr 7 1944 (2002) - Julia Miller Phillips film producer first woman to win a Best Picture Academy
Award (1973 ldquoThe Stingrdquo) as a producer also produced ldquoClose Encounters of the Third Kindrdquo and ldquoTaxi
Driverrdquo
Apr 9 1887 (1953) - Florence Price first African American woman symphony composer
Apr 10 1880 or 1882 (1965) - Frances Perkins first woman cabinet member Secretary of Labor in
1933 key contributor to the Social Security Act and the Fair Labor Standards Act
Apr 10 1903 (1987) - Clare Booth Luce playwright Congresswoman (R-CT)
Ambassador to Italy (1953-1956)
Apr 10 1930 - Delores Huerta Chicana activist co-founder United Farm Workers union
Apr 12 1909 (2001) - Eudora Welty writer won Pulitzer prize for Fiction in 1973 photographer
winner of Presidential Medal of Freedom the National Medal of Literature and the French Legion
dHonneur
Apr 14 1866 (1936) - Anne Sullivan Macy famous teacher of Helen Keller who was blind deaf and
mute the two worked and traveled together
Apr 25 1917 (1996) - Ella Fitzgerald First Lady of Song internationally renowned jazz singer winner
of 13 Grammy Awards
Apr 27 1927 (2006) - Coretta Scott King civil rights human rights and peace activist
Apr 30 1939 - Ellen Zwilich first woman to win a Pulitzer Prize for Music (1983)
Apr 2 1931 - 17-year-old Jackie Mitchell the second woman to play baseball in the all-male minor
leagues pitches an exhibition game against NY Yankees and strikes out both Babe Ruth and Lou Gehrig
The next day the Baseball Commissioner voided her contract claiming baseball was too strenuous for
women The ban was not overturned until 1992
Apr 5 1911 - 100000 to 500000 people march in New York City to attend the funeral of 7 unidentified
people who died in the Triangle Shirtwaist Company fire in late March
Apr 7 1805 - Sacagawea begins helping the Lewis and Clark Expedition as an interpreter
Apr 7 1987 - Opening of the National Museum of Women in the Arts in Washington DC the first
museum devoted to women artists
Apr 9 1939 - Marian Anderson sings an Easter Sunday concert for more than 75000 at Lincoln
Memorial
Apr 13 1933 - Ruth Bryan Owens is the first woman to represent the US as a foreign minister when
she is appointed as envoy to Denmark
Apr 19 1977 - 15 women in the House of Representatives form the Congressional Caucus for Womens
Issues
April 22 - Earth Day ndash honor Rachel Carson today a woman who changed America and greatly
influenced the environmental movement buy her revolutionary book Silent Spring at wwwnwhporg
April 26 1777 - American Revolution heroine Sybil Ludington 16 years old rides 40 miles by
horseback in the middle of the night to warn the American militia that the British were invading
Apr 28 1993 - First Take Our Daughters to Work day sponsored by the Ms Foundation in 2003 it
became Take Our Daughters and Sons to Work day
April BIRTHDAYS
April Highlights in US Womenrsquos History
Wear ldquoREDrdquo on Equal Pay Day to symbolize how far women
and minorities are in the red with their pay
What is
Equal Pay Day
Every year in April Business and Professional Womenrsquos Foundation (BPW Foundation) recognizes a
national day of action promoting fair pay known as Equal Pay Day Equal Pay Day is celebrated in
April because April symbolizes the month when womenrsquos wages catch up to menrsquos wages from the
previous year Equal Pay Day 2013 will be held on Tuesday April 9th
On Equal Pay Day BPW Foundation members and working women advocates around the country
mobilize their communities by holding press conferences signing proclamations hosting events and
meeting with policymakers to push for stronger state and federal equal pay laws
Gender Wage Disparity Continues
According to Census statistics released in September 2010 women working full-time year
round make on average 77 cents for every dollar a male earns An alternative to the wage gap
which is measuring the ratio between womenrsquos and menrsquos median weekly earnings for full-time workers
was 802 percent in 2009 which is flat since the historical high of 810 percent in 2005
Median earnings for women of color are consistently lower In 2009 in comparison to the earnings of
white men African American women earned 675 percent Asian American women earned 90 percent
and Hispanic women earned 577 percent
Over a lifetime of work this loss adds up into a shockingly high career wage gap The career
gap lowers womenrsquos earnings over a lifetime and reduces their long-term assets and that of their
families The typical woman loses $431000 in pay over a 40-year career
Wage disparity persists across all educational levels and in all states Women with the most
education lose the most in earnings Women with a college degree or higher lose $713000 over a
40-year period versus a $270000 loss for women who did not finish high school
Equal Pay Public Policy
In 2009 the Lilly Ledbetter Fair Pay Act was signed into law which amends the Civil Rights Act of
1964 stating that the 180-day statute of limitations for filing an equal-pay lawsuit regarding pay
discrimination resets with each new discriminatory paycheck
Now we must pass The Paycheck Fairness Act which will strengthen the Equal Pay Act by closing
loopholes and improving the laws effectiveness Congress came close to passing the Paycheck Fairness
Act in the 111th Congress however it unfortunately failed in the Senate by a very small margin in
December 2010
For more information please contact BPW Foundation at policybpwfoundationorg
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e H
ea
lth
y W
ealt
hy a
nd
Wis
e
HEALTHY WEALTHY amp WISE A program to help us learn about becoming
HEALTHY in mind body amp soul WEALTHY in finances and friendships WISE in decisions and relationships and always learning
ldquo HEALTHYrdquo Stress Awareness
National Stress Awareness Day is celebrated on April 16th every year Thus April is known as Stress Awareness Month Today there are umpteen numbers of reasons for a person to get stressed out National Stress Awareness Day celebrations give an opportunity to be aware of plenty of stress in your life April 16th is the day after taxes are due hence got designated as Stress Awareness Day In UK National Stress Awareness Day held in November is organized by the International Stress Management Association The date might change every year
National Stress Awareness Day History
The National Stress Awareness Day is sponsored by HRN ie the Health Resource Network This day began to be celebrated from 1992 onwards aiming at increasing the public awareness of the causes and cures of stress This day gives everyone a chance to look at their stressful lives and teaches them how to deal with them in a healthy manner
How to celebrate the day
Have a look at your stressful life
Even if you couldnrsquot get through your day doing all the things you have planned donrsquot get tensed If you could cover the important things you are successful
Think about stress relieving ways and spend the day with your loved ones which keeps you stress free
Keep yourself free and cool doing nothing or just having fun at least once a year and enjoy
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
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ealt
hy a
nd
Wis
e
ldquoWEALTHYrdquo
Seven Proven Steps to Wealth - The Formula for
Creating All the Money You Will Ever Want By Diane Kennedy
The Financial Treadmill
Does it ever seem to you that you are working harder and
harder just to stay even or worse yet only to be a little
farther behind each month If so yoursquore like millions of
other people all around the world The problem is that the
way we have been taught to earn money and create wealth
doesnrsquot work any more
First wersquore taught to (1) get a good education get a good
job and then work hard That means that yoursquore working
for someone else The company pays you a salary and the
government gets their cut first in the form of taxes You
get whatrsquos left over From that left-over money you need to
pay for all of your expenses and if you have anything left
over yoursquore too busy and too tired to look for an
investment So you just save the money in a low interest
account or a 401(k) plan
If the business that employs you gets more valuable it
doesnrsquot help you at all In fact it could endanger your job
as additional investment funds might mean capital
improvements that mean your job is now no longer
necessary If the business gets less valuable you lose as
well So therersquos no gain with your job and no security
Your savings account if you are able to start one is
growing at rate that is less than the rate of inflation
Saving money would actually mean that you are losing
money In fact in the accounting world we generally refer
to CDrsquos (Certificates of Deposits) as Certificates of
Depreciation Itrsquos a sure-fire way to lose wealth
No wonder you feel tired and scared
There is Another Way
The path for wealth is actually comprised of Seven Proven
Steps You can choose to do one or all of them The more
fully you participate in as many of the steps as possible
the more positive your results will be
Create a Business Make sure itrsquos in the proper business
structure that you have plans for (1) A clear exit strategy
(2) How you will fund the business (3) How you will take
money out of it and (4) A strategy to run it in a way that
reduces risk for you Sometimes starting a business is as
simple as changing your employment status from an
employee to an independent contractor
Discover Your Hidden Business
ldquoWISErdquo
April is Sexual Assault Awareness and Prevention Month
If you or someone you know has been a victim of a
sexual assault and is in need of helpful resources here
are some tips
Personal Safety Tips
bull Always be aware of your surroundings especially at
night When parking walking or returning to your car
remain in well-lit and populated areas
bull Wear sneakers or shoes that allow for added mobility
bull Be watchful and aware Keep your head up
Make quick eye contact with those around you and be
observant of passing vehicles
bull Donrsquot become distracted by talking on a cell phone or
listening to an iPodsimilar device
bull Avoid walking alone late at night Walk with friends
and people you know
bull Keep a whistle within reach If you feel threatened
use the whistle to signal residents that you need
assistance
bull Yelling ldquoFirerdquo ldquoHelprdquo andor ldquoRaperdquo are ways of
drawing attention and alerting people that you need
help
bull Hold your car keys in your hand to use as a weapon
against an attacker
bull Carry a cell phone
bull Call ahead to your destination to alert them that
yoursquore on your way Make sure they expect you at a
certain time so that in the event you fail to show up
theyrsquoll know enough to begin looking for you
bull Walk with confidence Be assertive Donrsquot let anyone
violate your space Trust your instincts Know this
anyone at any time can be a victim of crime Donrsquot
assume ldquoIT WILL NEVER HAPPEN TO MErdquo
bull If an unarmed attacker confronts you believe in
your ability to scare distract or even incapacitate the
attacker enough to escape
bull If you think that someone is following you switch
direction or cross the street Walk toward an open
store restaurant or residence
National Sexual Assault Hotline 1-800-656-HOPE
wwwrainnorg
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Wis
e
Hea
lth
y
Wealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Deductions It can be a major eye-opener when
the first-time business owner discovers all the
things that are now tax-deductible These are the
things you used to spend money on anyway The
difference is that they are now deductible Make
sure your Seven Proven Steps plan includes a
method for discovering and properly documenting
these expenses This is how the business can give
you money tax free Pay Your Taxes No kidding
This is part of the overall Seven Proven Steps
process Use proper planning to pre- pay just
enough in taxes at the latest possible time In this
way you can get 0 loans from the government
on your tax money When you have multiple
businesses you can often select when you want to
pay taxes and defer into a far distant time
Whats Left Goes Into Real Estate You might not
be able to hit the ideal investment strategy
initially of having all leftover business cash go
into real estate But the more you can put into
real estate without needing to draw anything for
personal living expenses the faster your income
will grow Make sure your real estate investment
is done with the proper leverage and through the
optimum structures Real Estate Income Comes
Out Tax-Free A good real estate investment will
create cash flow for you If you have made a good
deal yoursquoll have cash flow And if you have a
good tax plan yoursquoll pay ZERO TAXES on that
cash flow Buy a House the Right Way You need
a place to live and face it thatrsquos not an asset that
will put money in your pocket In fact your home
quite likely will be one of the biggest expenses
yoursquoll have Look for good deals in neighborhoods
that are appreciating and make the best deal
possible on financing Make sure you have a
contingency plan in case the value drops and your
other income goes down And above all use the
homestead laws andor a business structure to
protect your investment Make Your House Give
You Money The biggest gift that Congress has
ever given us is available ONLY for homeowners
The one requirement is that you have to move
You can also take the money out tax free from
your home to invest in other businesses or real
estate properties Itrsquos a gift ndash take advantage of
all that the IRS allows
The Results
You now have three potential places for your
wealth to increase ndash your home your real estate
and your business Instead of you working for
your money you have your money working for
you in multiple places You are no longer at the
whim of an employer or a 401(k) plan for your
financial freedom You control it with a plan that
grows money at a minimum tax rate
20 KY Local
Organizations
l i s ted by Region
West Region
Central City BPW
Franklin BPW
Hopkins County BPW
Hopkinsville BPW
Paducah BPW
Paducah-River City BPW
Princeton BPW
North Central Region
Berea BPW
BPWRiver City Inc
Danville BPW
Fort Harrod BPW
Licking Valley BPW
Springfield BPW
Woodford County BPW
South Central Region
Campbellsville BPW
Glasgow BPW
Middlesboro BPW
Russell County BPW
Somerset BPW
WKU-Glasgow Samothrace
BPWKY Scholarship Information Who is Eligible
Citizens of the Commonwealth of Kentucky
Minimum of 18 years of age
Planning a career in the Kentucky workforce
Attending school college institutionorganization
What Programs are Eligible
Academic programs for non-traditional students
Training to re-enter the workforce
Upgrading work skills or career changes
Job-related seminars workshops or CED programs
Educational programs to increase leadership positions
Literacy or GED programs
Research relating to labor market
Research on trendsissues facing business and industry
For additional information contact
Dr Tammy Owen BPWKY Foundation Scholarship Chair
When You May apply
Deadlines are April 30 amp October 31 for postmark of the
Application
One copy of the application along with one copy of accompanying infor-
mation should be sent to Scholarship Chair Tammy Owen
How Grants are Approved
Completed grant applications (with appropriate additional information) can be
mailed to Scholarship Chair Tammy Owen
(email her at tammyowenkctcsedu )
Communication WorkshopSeminar Applications are to be mailed e-mailed
to the Foundation Chair Debrah Pierce
(email her at piercedvaolcom )
Committee members meet twice yearly to review applications and award
scholarships A 30-day processing timeline follows after the application dead-
line
Applicants will be notified after 30 days following the deadlines of April 30 amp October 31 Notice of amount awarded and notice of denial of award will be
sent to all applicants at the address on hisher application
Visit
BPW-KYorg
KFBPW
2012-13
President
Jerilyn
Hippler
WEST REGION SPRING MEETING
April 20th Registration 900 am Meeting 930 am
Madisonville Community College 200 College Dr Madisonville KY
Hosted by Hopkins County BPW
Continental breakfast and lunch will be served Registration $15
Vicki Hurley will be the speaker
If any questions contact Susan Campbell West Region Director
270-963-0892 (cell) 270-365-3870 (h) e-mailsusanc49attnet
The Mentor Award Local Organization Award
An award will be presented at the State Convention in 2013 to recognize the Local
Organization with the best mentoring program for the year Information should
include a synopsis of the overall program and techniques
Individual Award
A Mentor of the Year Award will be given to a Kentucky Federation member who
has demonstrated an exceptional commitment to mentoring The purpose of the
Mentor Award is to identify and recognize Kentucky Federation members who
contribute to the growth and development of the other Federation members
This award is given each year to recognize a Kentucky Federation member for
outstanding service for living the Federation philosophy of Women Helping
Women for serving as a role model and for making a difference
All nominations are independently judged All nominees will be recognized
however only one mentor award will be given at the State Conference
Criteria
1 Both the mentor and the person submitting the nomination must be Kentucky
Federation members in good standing
2 A mentor can only win the award one time but may be nominated more than
once
Those making a nomination are asked to reply to the following questions
1 How has this Mentor nominee made you a better Kentucky Federation member
2 Why are you a better person or more successful because of this person
3 Why do you think this person deserves to be honored as a Mentor
4 Tell your Mentors KFBPW history ie offices held awards etc
5 In a summary paragraph you may make other comments and include any info
you feel is pertinent to the nomination
Submit to Joanne Story Mentoring Chair
Submission deadline May 1 2013
Make plans now to attend the 2013 State Conference which will
be held at the Holiday Inn Capital Plaza in Frankfort KY
June 7th amp 8th 2013
Women Misbehavin
ldquoWell behaved
women never
make historyrdquo
Check out the blogs on
bpwfoundationorg
HERvotes Blog Carnival Join us by sharing
posts on Facebook Twitter (using the hashtag
HERvotes) and other social media
BPW Foundation National News
202-293-1100
wwwbpwfoundationorg
foundationbpwfoundationorg
Through your generosity help a woman veteran or military spouse benefit from a mentoring relationship to help her with her job search starting a business and on her path to a successful career Monthly giving allows us to have a dependable base of support for ongoing mentoring relationships that directly impact the lives of women veterans amp military spouses All donations are appreciated and will be used to support Joining Forces Mentoring Plustrade Click below to donate with PayPal or Donate by mail BPW Foundation PO Box 759189 Baltimore MD 21275 7189
BPW Foundations Role
Business and Professional Womens
(BPW) Foundation and its advisory
councils and employer partners
provide oversight mentor training
research and analysis for Joining
Forces Mentoring Plustrade
Remarks by the First Lady at Champions of Change
Womens Veterans Event held March 19th at the Eisenhower
Executive Office Building in Washington DC
ldquoI want to thank you for joining us today and for all that
youve done as a partner with Jill and I
through Joining Forces Its wonderful to
see you as well as everyone here from the
Business and Professional Womens Founda-
tion for the exceptional work that they do
every day for womens veterans And of
course I want to recognize the 14 ex-
traordinary women were honoring as our
Champions of Changerdquo
Past National BPW President Rosalyn
Ridgeway attended this great event and
was proud and honored to be at the White House
Business and Professional Womens Foundation was
thanked by the First Lady for our extraordinary work
we do in support of women veterans
The 14 women are truly the living embodiment of that spirit of
service Those honored include
1 Tia Christopher United States Navy veteran serves as Chief of Staff for the Farmer
Veteran Coalition in Davis CA
2 Stacy L Pearsall a combat disabled Air Force veteran plays a pivotal role in policy at
Ralph H Johnson VA Medical Center
3 Brigadier General Wilma L Vaught President of the Women In Military Service For
America Memorial Foundation
4 Kayla Williams author of Love My Rifle More Than You Young and Female in the US
Army current Truman National Security Project fellow and member of the Army Education
Advisory Committee
5 Natasha Young United States Marine Corps veteran a Fellowship Recruitment Associate
at The Mission Continues
6 Ginger Miller Founder and CEO of Women Veterans Interactive
7 Michelle Racicot MSN FNP-BC a former Army Nurse Corp officer a Family Nurse
Practitioner at an Urgent Care Center in Albuquerque
8 Captain Glenna Tinney Military Advocacy Program Coordinator for the Battered Womenrsquos
Justice Project for the Department of Justice Office on Violence Against Women
9 Dawn Halfaker United States Military Academy Graduate and combat veteran formed
Halfaker and Associates and serves as President of the Board of Directors for the Wounded
Warriors Project
10 Priscilla Mondt Chaplain Mondt serves as Chief of Chaplain Service at Veterans Affairs
Medical Center
11 Sharie Derrickson a disabled service-connected US Navy veteran Vice
President of New Wind Energy Solutions in Nashville TN
12 Marylyn Harris a former Army Nurse and Disabled War Veteran founded the nationrsquos
first and only Women Veterans Business Center (WVBC) in Houston
13 Becky Kanis an Officer in the US Army founding chair of Knights Out
14 Marsha Four a former Army nurse in Vietnam founded a transitional housing residence
for homeless vets
KFBPW 2013
APRIL
April 6 North Central Region Annual Spring Meeting -
Cynthiana KY
April 9 Equal Pay Day
April 13 South Central Region Annual Spring Meeting -
Russell County KY
April 20 West Region Annual Spring Meeting -
Madisonville KY
April 30 KY Foundation Scholarship Application deadline
MAY
Military Appreciation Month
May 1 Deadline for ALL Local amp Regional award submissions
May 10 Deadline for Committee Chairs to submit list of clubs
who submitted reports for awards at State Conference to
State President for certificate preparation
May 24 Deadline for Committee Chairs to submit final list of
Awards Winners to State President for preparation of awards
JUNE
June 6 KFBPW Executive Committee Dinner amp gift exchange
Holiday Inn Capital Plaza Frankfort
June 7-8 KFBPW Annual Conference Holiday Inn Capital
Plaza Frankfort
Calendar of Events
F-S Community Events
April 3rd People Serving People Lunch 11-1
April 4th AARP will meet at the First Baptist
Church at 1030am
April 6th Cherry Blossom Art Hop
April 6th Farmers Market Opening Day
April 9th Eye Opener at Coldwell Banker
April 9th SNAP Ed Cooking with Class with Caren
at Brooks-Wright Center 1000am
April 9th Equal Pay Day
April 10th People Serving People Lunch 11-1
April 17th People Serving People Lunch 11-1
April 17 ndash19 Friends of the Library Big Book Sale
April 18th Habitat Breakfast 700am
April 18th F-S Kiwanis Club meeting at noon at
the J amp J Country Market on Springfield Hwy
April 20th Unsung Herorsquos Banquet
April 23rd CSFP Commodity Delivery
April 24th People Serving People Lunch 11-1
April 29th 4-H Fashion Revue at the Blewett
Bradley Building at 600pm
April 29th How to Brew Your Own Beer with
Jim Peterson 600pm Adult event (21+)
The Franklin BPW meets the
third Monday of each month at the
Electric Plant Board
Blewett Bradley Building
Dinner at 630
Program at 700
Business Meeting at 730
We welcome and
invite guests to attend
Please contact President
Brownie Bennett for information
about joining the
Franklin Business and
Professional Womenrsquos Club
bbennett852hotmailcom or
270-776-5783
April 15th BPW Meeting
Election of Officers
President
President Elect
Vice President
Secretary
Treasurer
Aspiring
Professional
Speeches
Professional
Development
Speeches
We need you to step up and be a part of the Franklin
BPW Leadership Team If you have any questions
about any of the positions please contact any of the
current officers
Itrsquos all about what WE can do for YOU
AND what YOU can do for YOUR CLUB
Lincolnrsquos
2013
Jr Miss
Hallie
Anna
Lindsey
Helen D Pearson A native of Franklin Ky Helen is a 1969 graduate of Franklin-
Simpson High School and is a licensed Kentucky Funeral Director She began her employment
with Booker Gilbert funeral home in January 1999 ldquoFollowing the death of our son the
experience opened doors for me to help others during a most difficult timerdquo
She is a member of Calvary Baptist Church and is an active member of the Franklin Business
and Professional Womenrsquos Club currently serving as Vice President and served as President
2004-05 Helen is also a member of F-S Alumni Association American Legion and Am Vets
Auxiliaries American Cancer Society Relay For Life team the Red Hat ldquoSweetiesrdquo Society
and a Kentucky Colonel
She is married to L J Pearson they have two sons Clark D Pearson married to Nancy Lee
Bradley and Wesley A Pearson deceased They are the proud grandparents of Bradley and Kate Wesley Pearson
Helen enjoys spending time with her grandchildren and traveling with the Red Hat Sweeties
Membership Group Trip Sunday April
21st at the Capital Arts Center 416 E
Main Street Bowling Green KY 42101
If you would like to attend please let
Sharon know by April 11th so tickets can
be purchased but the sooner the better
Tickets start at $4500
On March 14th 21 Girls participated in the 2013 Lincolnrsquos
Jr Miss Program Franklin BPW donated to this program
and several members volunteered at the event
The 2013 winners were
Hallie Anna Lindsey--Lincolns Junior Miss and was a
PoiseSelf Expression Preliminary Winner
Meredith Raby 1st Runner up and was a PoiseSelf
Expression Preliminary Winner
Kinsley Link 2nd Runner up
Evyn McCutchen was a Talent amp Fitness Preliminary
Winner
Caroline Yates was a Talent amp Fitness Preliminary Winner
Meadow Hall was the Scholastic Preliminary Winner
Congratulations to Sharon and Miguel Carrillo for their 2 Blue Ribbon Wins The
first Table setting Contest was in
Franklin on March 9th and the
Regional meeting held on March
23rd in Bowling Green Monies
raised from this event went to the
Community Action of Southern
KYrsquos Senior Center Program
The Franklin BPW
will have a table at
the Habitat
Breakfast on
Thursday April
18th at 700AM at
the Franklin First
Baptist Church
We need to know
how many of our
members can
attend amp want to
sit at our table
Your help is needed Two JA classes are available this
spring These 5 classes would need to be completed by
the end of school year Lincoln Elem Missy West 5th Our Nation Mondays at 810am
Lincoln Elem Marschelle Sekora 5th Our Nation Fridays at 1255pm
If you can help please contact Megan Micheli Program Manager
270-782-0280 office | 270-535-5164 mobile wwwjaforkidscom
Left to Right Carolin Yates Evyn McCutchen
Meadow Hall Hallie Anna Lindsey Meredith
Raby and Kinsley Link
Whatrsquos
NEW
If you have any
ldquoWhatrsquos NEWrdquo News
please send it to
SharonLyraeaolcom
Happy Birthday to
members having a
Birthday in April
Leah Wood 9
Debbie Deweese 19
APRIL IS
National Poetry Month
National STDS Education and Awareness
Sexual Assault Awareness and Prevention
National Autism Awareness
Stress Awareness Month
National Donate Life Month
On May 19th the Greater Nashville BPW
and Franklin BPW will join together
again for a group outing this time to see
The Lion King at TPAC
If you are a fast reader
please get
ldquoStep on a Crackrdquo
by James Patterson
we will discuss this
book also
The book we all selected to read is the fourth in the series titled
Home to BIG STONE GAP by Adriana Trigiani
The next meeting will be Sunday April 7th at 600pm
The location will again be at the F-S High School Library
Everyone is invited to attend and to discuss the book
Feel free to bring a guest
Donrsquot forget to bring a dish to share
Happy Reading
The BPW Book Babes
Roarrrrrrr
The Aspiring Professional and Professional Development competitions are underway and the deadline to enter is April
6th We have a couple of members who have expressed interest
in each If anyone else is interested please let me know
immediately If needed we will conduct a speak-off and
the winners will give their speeches at the Franklin BPW
meeting on April 15th and again at the Regional meeting
on April 20th
April 7th World Healthy Day
April 14ndash 20 National Library Week
April 15th Tax Day
April 20th National Pineapple Upside Down Cake Day
April 22nd Girl Scout Leader Appreciation Day
April 22nd Earth Day
April 25th Administrative Professional Day
April 26th Hug a Friend Day
April 27th Arbor Day
April 28th Take your Daughter to work Day
March Meeting Highlights
Congrats to
Helen
Pearson she
won the
drawing for
the ldquoPot of
Goldrdquo
Carol Lanham talked about the Mural that she has painted Eight detailed realistic
murals are painted on a 200 foot long highway retaining wall Each mural is 25 feet
wide heights vary from eight feet to five feet
Dan Ware Tourism Director and local Artist Carol
Lanham gave an excellent program about the Murals
The murals depict scenes from 200 years of Simpson County history
Moving from Left to Right the paintings journey from dawn to sunset
The murals also move chronologically through the seasons from winter to
fall
Mural 1 ldquoDuel at Sunriserdquo 1819-1850
Mural 6 ldquoSchool Days School Daysrdquo 1950-2000
Mural 4 rdquoHigh NoonmdashThe Courthouserdquo 1900-1925 Mural 5 rdquoMule Day Afternoonrdquo 1925-1950
Mural 2 rdquoWar Cloudsrdquo 1850-1875
Mural 2A rdquoFrontier Portraitsrdquo
Mural 3 rdquoBringing in the Sheavesrdquordquo 1875-1900
Mural 7 ldquoDrive Timerdquo 1950-2000 Mural 8 ldquoRiding Off into the Sunsetrdquo 2000-and beyond
COMING SOON
COMING SOON
Page 5
Apr 3 1934 - Jane Goodall primatologist and conservationist worlds foremost authority on chimpanzees
Apr 4 1928 - Maya Angelou author poet civil rights activist actress composed and read her poem at
President Clintonrsquos inauguration in 1993
Apr 7 1944 (2002) - Julia Miller Phillips film producer first woman to win a Best Picture Academy
Award (1973 ldquoThe Stingrdquo) as a producer also produced ldquoClose Encounters of the Third Kindrdquo and ldquoTaxi
Driverrdquo
Apr 9 1887 (1953) - Florence Price first African American woman symphony composer
Apr 10 1880 or 1882 (1965) - Frances Perkins first woman cabinet member Secretary of Labor in
1933 key contributor to the Social Security Act and the Fair Labor Standards Act
Apr 10 1903 (1987) - Clare Booth Luce playwright Congresswoman (R-CT)
Ambassador to Italy (1953-1956)
Apr 10 1930 - Delores Huerta Chicana activist co-founder United Farm Workers union
Apr 12 1909 (2001) - Eudora Welty writer won Pulitzer prize for Fiction in 1973 photographer
winner of Presidential Medal of Freedom the National Medal of Literature and the French Legion
dHonneur
Apr 14 1866 (1936) - Anne Sullivan Macy famous teacher of Helen Keller who was blind deaf and
mute the two worked and traveled together
Apr 25 1917 (1996) - Ella Fitzgerald First Lady of Song internationally renowned jazz singer winner
of 13 Grammy Awards
Apr 27 1927 (2006) - Coretta Scott King civil rights human rights and peace activist
Apr 30 1939 - Ellen Zwilich first woman to win a Pulitzer Prize for Music (1983)
Apr 2 1931 - 17-year-old Jackie Mitchell the second woman to play baseball in the all-male minor
leagues pitches an exhibition game against NY Yankees and strikes out both Babe Ruth and Lou Gehrig
The next day the Baseball Commissioner voided her contract claiming baseball was too strenuous for
women The ban was not overturned until 1992
Apr 5 1911 - 100000 to 500000 people march in New York City to attend the funeral of 7 unidentified
people who died in the Triangle Shirtwaist Company fire in late March
Apr 7 1805 - Sacagawea begins helping the Lewis and Clark Expedition as an interpreter
Apr 7 1987 - Opening of the National Museum of Women in the Arts in Washington DC the first
museum devoted to women artists
Apr 9 1939 - Marian Anderson sings an Easter Sunday concert for more than 75000 at Lincoln
Memorial
Apr 13 1933 - Ruth Bryan Owens is the first woman to represent the US as a foreign minister when
she is appointed as envoy to Denmark
Apr 19 1977 - 15 women in the House of Representatives form the Congressional Caucus for Womens
Issues
April 22 - Earth Day ndash honor Rachel Carson today a woman who changed America and greatly
influenced the environmental movement buy her revolutionary book Silent Spring at wwwnwhporg
April 26 1777 - American Revolution heroine Sybil Ludington 16 years old rides 40 miles by
horseback in the middle of the night to warn the American militia that the British were invading
Apr 28 1993 - First Take Our Daughters to Work day sponsored by the Ms Foundation in 2003 it
became Take Our Daughters and Sons to Work day
April BIRTHDAYS
April Highlights in US Womenrsquos History
Wear ldquoREDrdquo on Equal Pay Day to symbolize how far women
and minorities are in the red with their pay
What is
Equal Pay Day
Every year in April Business and Professional Womenrsquos Foundation (BPW Foundation) recognizes a
national day of action promoting fair pay known as Equal Pay Day Equal Pay Day is celebrated in
April because April symbolizes the month when womenrsquos wages catch up to menrsquos wages from the
previous year Equal Pay Day 2013 will be held on Tuesday April 9th
On Equal Pay Day BPW Foundation members and working women advocates around the country
mobilize their communities by holding press conferences signing proclamations hosting events and
meeting with policymakers to push for stronger state and federal equal pay laws
Gender Wage Disparity Continues
According to Census statistics released in September 2010 women working full-time year
round make on average 77 cents for every dollar a male earns An alternative to the wage gap
which is measuring the ratio between womenrsquos and menrsquos median weekly earnings for full-time workers
was 802 percent in 2009 which is flat since the historical high of 810 percent in 2005
Median earnings for women of color are consistently lower In 2009 in comparison to the earnings of
white men African American women earned 675 percent Asian American women earned 90 percent
and Hispanic women earned 577 percent
Over a lifetime of work this loss adds up into a shockingly high career wage gap The career
gap lowers womenrsquos earnings over a lifetime and reduces their long-term assets and that of their
families The typical woman loses $431000 in pay over a 40-year career
Wage disparity persists across all educational levels and in all states Women with the most
education lose the most in earnings Women with a college degree or higher lose $713000 over a
40-year period versus a $270000 loss for women who did not finish high school
Equal Pay Public Policy
In 2009 the Lilly Ledbetter Fair Pay Act was signed into law which amends the Civil Rights Act of
1964 stating that the 180-day statute of limitations for filing an equal-pay lawsuit regarding pay
discrimination resets with each new discriminatory paycheck
Now we must pass The Paycheck Fairness Act which will strengthen the Equal Pay Act by closing
loopholes and improving the laws effectiveness Congress came close to passing the Paycheck Fairness
Act in the 111th Congress however it unfortunately failed in the Senate by a very small margin in
December 2010
For more information please contact BPW Foundation at policybpwfoundationorg
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e H
ea
lth
y W
ealt
hy a
nd
Wis
e
HEALTHY WEALTHY amp WISE A program to help us learn about becoming
HEALTHY in mind body amp soul WEALTHY in finances and friendships WISE in decisions and relationships and always learning
ldquo HEALTHYrdquo Stress Awareness
National Stress Awareness Day is celebrated on April 16th every year Thus April is known as Stress Awareness Month Today there are umpteen numbers of reasons for a person to get stressed out National Stress Awareness Day celebrations give an opportunity to be aware of plenty of stress in your life April 16th is the day after taxes are due hence got designated as Stress Awareness Day In UK National Stress Awareness Day held in November is organized by the International Stress Management Association The date might change every year
National Stress Awareness Day History
The National Stress Awareness Day is sponsored by HRN ie the Health Resource Network This day began to be celebrated from 1992 onwards aiming at increasing the public awareness of the causes and cures of stress This day gives everyone a chance to look at their stressful lives and teaches them how to deal with them in a healthy manner
How to celebrate the day
Have a look at your stressful life
Even if you couldnrsquot get through your day doing all the things you have planned donrsquot get tensed If you could cover the important things you are successful
Think about stress relieving ways and spend the day with your loved ones which keeps you stress free
Keep yourself free and cool doing nothing or just having fun at least once a year and enjoy
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
ldquoWEALTHYrdquo
Seven Proven Steps to Wealth - The Formula for
Creating All the Money You Will Ever Want By Diane Kennedy
The Financial Treadmill
Does it ever seem to you that you are working harder and
harder just to stay even or worse yet only to be a little
farther behind each month If so yoursquore like millions of
other people all around the world The problem is that the
way we have been taught to earn money and create wealth
doesnrsquot work any more
First wersquore taught to (1) get a good education get a good
job and then work hard That means that yoursquore working
for someone else The company pays you a salary and the
government gets their cut first in the form of taxes You
get whatrsquos left over From that left-over money you need to
pay for all of your expenses and if you have anything left
over yoursquore too busy and too tired to look for an
investment So you just save the money in a low interest
account or a 401(k) plan
If the business that employs you gets more valuable it
doesnrsquot help you at all In fact it could endanger your job
as additional investment funds might mean capital
improvements that mean your job is now no longer
necessary If the business gets less valuable you lose as
well So therersquos no gain with your job and no security
Your savings account if you are able to start one is
growing at rate that is less than the rate of inflation
Saving money would actually mean that you are losing
money In fact in the accounting world we generally refer
to CDrsquos (Certificates of Deposits) as Certificates of
Depreciation Itrsquos a sure-fire way to lose wealth
No wonder you feel tired and scared
There is Another Way
The path for wealth is actually comprised of Seven Proven
Steps You can choose to do one or all of them The more
fully you participate in as many of the steps as possible
the more positive your results will be
Create a Business Make sure itrsquos in the proper business
structure that you have plans for (1) A clear exit strategy
(2) How you will fund the business (3) How you will take
money out of it and (4) A strategy to run it in a way that
reduces risk for you Sometimes starting a business is as
simple as changing your employment status from an
employee to an independent contractor
Discover Your Hidden Business
ldquoWISErdquo
April is Sexual Assault Awareness and Prevention Month
If you or someone you know has been a victim of a
sexual assault and is in need of helpful resources here
are some tips
Personal Safety Tips
bull Always be aware of your surroundings especially at
night When parking walking or returning to your car
remain in well-lit and populated areas
bull Wear sneakers or shoes that allow for added mobility
bull Be watchful and aware Keep your head up
Make quick eye contact with those around you and be
observant of passing vehicles
bull Donrsquot become distracted by talking on a cell phone or
listening to an iPodsimilar device
bull Avoid walking alone late at night Walk with friends
and people you know
bull Keep a whistle within reach If you feel threatened
use the whistle to signal residents that you need
assistance
bull Yelling ldquoFirerdquo ldquoHelprdquo andor ldquoRaperdquo are ways of
drawing attention and alerting people that you need
help
bull Hold your car keys in your hand to use as a weapon
against an attacker
bull Carry a cell phone
bull Call ahead to your destination to alert them that
yoursquore on your way Make sure they expect you at a
certain time so that in the event you fail to show up
theyrsquoll know enough to begin looking for you
bull Walk with confidence Be assertive Donrsquot let anyone
violate your space Trust your instincts Know this
anyone at any time can be a victim of crime Donrsquot
assume ldquoIT WILL NEVER HAPPEN TO MErdquo
bull If an unarmed attacker confronts you believe in
your ability to scare distract or even incapacitate the
attacker enough to escape
bull If you think that someone is following you switch
direction or cross the street Walk toward an open
store restaurant or residence
National Sexual Assault Hotline 1-800-656-HOPE
wwwrainnorg
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Wis
e
Hea
lth
y
Wealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Deductions It can be a major eye-opener when
the first-time business owner discovers all the
things that are now tax-deductible These are the
things you used to spend money on anyway The
difference is that they are now deductible Make
sure your Seven Proven Steps plan includes a
method for discovering and properly documenting
these expenses This is how the business can give
you money tax free Pay Your Taxes No kidding
This is part of the overall Seven Proven Steps
process Use proper planning to pre- pay just
enough in taxes at the latest possible time In this
way you can get 0 loans from the government
on your tax money When you have multiple
businesses you can often select when you want to
pay taxes and defer into a far distant time
Whats Left Goes Into Real Estate You might not
be able to hit the ideal investment strategy
initially of having all leftover business cash go
into real estate But the more you can put into
real estate without needing to draw anything for
personal living expenses the faster your income
will grow Make sure your real estate investment
is done with the proper leverage and through the
optimum structures Real Estate Income Comes
Out Tax-Free A good real estate investment will
create cash flow for you If you have made a good
deal yoursquoll have cash flow And if you have a
good tax plan yoursquoll pay ZERO TAXES on that
cash flow Buy a House the Right Way You need
a place to live and face it thatrsquos not an asset that
will put money in your pocket In fact your home
quite likely will be one of the biggest expenses
yoursquoll have Look for good deals in neighborhoods
that are appreciating and make the best deal
possible on financing Make sure you have a
contingency plan in case the value drops and your
other income goes down And above all use the
homestead laws andor a business structure to
protect your investment Make Your House Give
You Money The biggest gift that Congress has
ever given us is available ONLY for homeowners
The one requirement is that you have to move
You can also take the money out tax free from
your home to invest in other businesses or real
estate properties Itrsquos a gift ndash take advantage of
all that the IRS allows
The Results
You now have three potential places for your
wealth to increase ndash your home your real estate
and your business Instead of you working for
your money you have your money working for
you in multiple places You are no longer at the
whim of an employer or a 401(k) plan for your
financial freedom You control it with a plan that
grows money at a minimum tax rate
20 KY Local
Organizations
l i s ted by Region
West Region
Central City BPW
Franklin BPW
Hopkins County BPW
Hopkinsville BPW
Paducah BPW
Paducah-River City BPW
Princeton BPW
North Central Region
Berea BPW
BPWRiver City Inc
Danville BPW
Fort Harrod BPW
Licking Valley BPW
Springfield BPW
Woodford County BPW
South Central Region
Campbellsville BPW
Glasgow BPW
Middlesboro BPW
Russell County BPW
Somerset BPW
WKU-Glasgow Samothrace
BPWKY Scholarship Information Who is Eligible
Citizens of the Commonwealth of Kentucky
Minimum of 18 years of age
Planning a career in the Kentucky workforce
Attending school college institutionorganization
What Programs are Eligible
Academic programs for non-traditional students
Training to re-enter the workforce
Upgrading work skills or career changes
Job-related seminars workshops or CED programs
Educational programs to increase leadership positions
Literacy or GED programs
Research relating to labor market
Research on trendsissues facing business and industry
For additional information contact
Dr Tammy Owen BPWKY Foundation Scholarship Chair
When You May apply
Deadlines are April 30 amp October 31 for postmark of the
Application
One copy of the application along with one copy of accompanying infor-
mation should be sent to Scholarship Chair Tammy Owen
How Grants are Approved
Completed grant applications (with appropriate additional information) can be
mailed to Scholarship Chair Tammy Owen
(email her at tammyowenkctcsedu )
Communication WorkshopSeminar Applications are to be mailed e-mailed
to the Foundation Chair Debrah Pierce
(email her at piercedvaolcom )
Committee members meet twice yearly to review applications and award
scholarships A 30-day processing timeline follows after the application dead-
line
Applicants will be notified after 30 days following the deadlines of April 30 amp October 31 Notice of amount awarded and notice of denial of award will be
sent to all applicants at the address on hisher application
Visit
BPW-KYorg
KFBPW
2012-13
President
Jerilyn
Hippler
WEST REGION SPRING MEETING
April 20th Registration 900 am Meeting 930 am
Madisonville Community College 200 College Dr Madisonville KY
Hosted by Hopkins County BPW
Continental breakfast and lunch will be served Registration $15
Vicki Hurley will be the speaker
If any questions contact Susan Campbell West Region Director
270-963-0892 (cell) 270-365-3870 (h) e-mailsusanc49attnet
The Mentor Award Local Organization Award
An award will be presented at the State Convention in 2013 to recognize the Local
Organization with the best mentoring program for the year Information should
include a synopsis of the overall program and techniques
Individual Award
A Mentor of the Year Award will be given to a Kentucky Federation member who
has demonstrated an exceptional commitment to mentoring The purpose of the
Mentor Award is to identify and recognize Kentucky Federation members who
contribute to the growth and development of the other Federation members
This award is given each year to recognize a Kentucky Federation member for
outstanding service for living the Federation philosophy of Women Helping
Women for serving as a role model and for making a difference
All nominations are independently judged All nominees will be recognized
however only one mentor award will be given at the State Conference
Criteria
1 Both the mentor and the person submitting the nomination must be Kentucky
Federation members in good standing
2 A mentor can only win the award one time but may be nominated more than
once
Those making a nomination are asked to reply to the following questions
1 How has this Mentor nominee made you a better Kentucky Federation member
2 Why are you a better person or more successful because of this person
3 Why do you think this person deserves to be honored as a Mentor
4 Tell your Mentors KFBPW history ie offices held awards etc
5 In a summary paragraph you may make other comments and include any info
you feel is pertinent to the nomination
Submit to Joanne Story Mentoring Chair
Submission deadline May 1 2013
Make plans now to attend the 2013 State Conference which will
be held at the Holiday Inn Capital Plaza in Frankfort KY
June 7th amp 8th 2013
Women Misbehavin
ldquoWell behaved
women never
make historyrdquo
Check out the blogs on
bpwfoundationorg
HERvotes Blog Carnival Join us by sharing
posts on Facebook Twitter (using the hashtag
HERvotes) and other social media
BPW Foundation National News
202-293-1100
wwwbpwfoundationorg
foundationbpwfoundationorg
Through your generosity help a woman veteran or military spouse benefit from a mentoring relationship to help her with her job search starting a business and on her path to a successful career Monthly giving allows us to have a dependable base of support for ongoing mentoring relationships that directly impact the lives of women veterans amp military spouses All donations are appreciated and will be used to support Joining Forces Mentoring Plustrade Click below to donate with PayPal or Donate by mail BPW Foundation PO Box 759189 Baltimore MD 21275 7189
BPW Foundations Role
Business and Professional Womens
(BPW) Foundation and its advisory
councils and employer partners
provide oversight mentor training
research and analysis for Joining
Forces Mentoring Plustrade
Remarks by the First Lady at Champions of Change
Womens Veterans Event held March 19th at the Eisenhower
Executive Office Building in Washington DC
ldquoI want to thank you for joining us today and for all that
youve done as a partner with Jill and I
through Joining Forces Its wonderful to
see you as well as everyone here from the
Business and Professional Womens Founda-
tion for the exceptional work that they do
every day for womens veterans And of
course I want to recognize the 14 ex-
traordinary women were honoring as our
Champions of Changerdquo
Past National BPW President Rosalyn
Ridgeway attended this great event and
was proud and honored to be at the White House
Business and Professional Womens Foundation was
thanked by the First Lady for our extraordinary work
we do in support of women veterans
The 14 women are truly the living embodiment of that spirit of
service Those honored include
1 Tia Christopher United States Navy veteran serves as Chief of Staff for the Farmer
Veteran Coalition in Davis CA
2 Stacy L Pearsall a combat disabled Air Force veteran plays a pivotal role in policy at
Ralph H Johnson VA Medical Center
3 Brigadier General Wilma L Vaught President of the Women In Military Service For
America Memorial Foundation
4 Kayla Williams author of Love My Rifle More Than You Young and Female in the US
Army current Truman National Security Project fellow and member of the Army Education
Advisory Committee
5 Natasha Young United States Marine Corps veteran a Fellowship Recruitment Associate
at The Mission Continues
6 Ginger Miller Founder and CEO of Women Veterans Interactive
7 Michelle Racicot MSN FNP-BC a former Army Nurse Corp officer a Family Nurse
Practitioner at an Urgent Care Center in Albuquerque
8 Captain Glenna Tinney Military Advocacy Program Coordinator for the Battered Womenrsquos
Justice Project for the Department of Justice Office on Violence Against Women
9 Dawn Halfaker United States Military Academy Graduate and combat veteran formed
Halfaker and Associates and serves as President of the Board of Directors for the Wounded
Warriors Project
10 Priscilla Mondt Chaplain Mondt serves as Chief of Chaplain Service at Veterans Affairs
Medical Center
11 Sharie Derrickson a disabled service-connected US Navy veteran Vice
President of New Wind Energy Solutions in Nashville TN
12 Marylyn Harris a former Army Nurse and Disabled War Veteran founded the nationrsquos
first and only Women Veterans Business Center (WVBC) in Houston
13 Becky Kanis an Officer in the US Army founding chair of Knights Out
14 Marsha Four a former Army nurse in Vietnam founded a transitional housing residence
for homeless vets
KFBPW 2013
APRIL
April 6 North Central Region Annual Spring Meeting -
Cynthiana KY
April 9 Equal Pay Day
April 13 South Central Region Annual Spring Meeting -
Russell County KY
April 20 West Region Annual Spring Meeting -
Madisonville KY
April 30 KY Foundation Scholarship Application deadline
MAY
Military Appreciation Month
May 1 Deadline for ALL Local amp Regional award submissions
May 10 Deadline for Committee Chairs to submit list of clubs
who submitted reports for awards at State Conference to
State President for certificate preparation
May 24 Deadline for Committee Chairs to submit final list of
Awards Winners to State President for preparation of awards
JUNE
June 6 KFBPW Executive Committee Dinner amp gift exchange
Holiday Inn Capital Plaza Frankfort
June 7-8 KFBPW Annual Conference Holiday Inn Capital
Plaza Frankfort
Calendar of Events
F-S Community Events
April 3rd People Serving People Lunch 11-1
April 4th AARP will meet at the First Baptist
Church at 1030am
April 6th Cherry Blossom Art Hop
April 6th Farmers Market Opening Day
April 9th Eye Opener at Coldwell Banker
April 9th SNAP Ed Cooking with Class with Caren
at Brooks-Wright Center 1000am
April 9th Equal Pay Day
April 10th People Serving People Lunch 11-1
April 17th People Serving People Lunch 11-1
April 17 ndash19 Friends of the Library Big Book Sale
April 18th Habitat Breakfast 700am
April 18th F-S Kiwanis Club meeting at noon at
the J amp J Country Market on Springfield Hwy
April 20th Unsung Herorsquos Banquet
April 23rd CSFP Commodity Delivery
April 24th People Serving People Lunch 11-1
April 29th 4-H Fashion Revue at the Blewett
Bradley Building at 600pm
April 29th How to Brew Your Own Beer with
Jim Peterson 600pm Adult event (21+)
The Franklin BPW meets the
third Monday of each month at the
Electric Plant Board
Blewett Bradley Building
Dinner at 630
Program at 700
Business Meeting at 730
We welcome and
invite guests to attend
Please contact President
Brownie Bennett for information
about joining the
Franklin Business and
Professional Womenrsquos Club
bbennett852hotmailcom or
270-776-5783
April 15th BPW Meeting
Election of Officers
President
President Elect
Vice President
Secretary
Treasurer
Aspiring
Professional
Speeches
Professional
Development
Speeches
We need you to step up and be a part of the Franklin
BPW Leadership Team If you have any questions
about any of the positions please contact any of the
current officers
Itrsquos all about what WE can do for YOU
AND what YOU can do for YOUR CLUB
Whatrsquos
NEW
If you have any
ldquoWhatrsquos NEWrdquo News
please send it to
SharonLyraeaolcom
Happy Birthday to
members having a
Birthday in April
Leah Wood 9
Debbie Deweese 19
APRIL IS
National Poetry Month
National STDS Education and Awareness
Sexual Assault Awareness and Prevention
National Autism Awareness
Stress Awareness Month
National Donate Life Month
On May 19th the Greater Nashville BPW
and Franklin BPW will join together
again for a group outing this time to see
The Lion King at TPAC
If you are a fast reader
please get
ldquoStep on a Crackrdquo
by James Patterson
we will discuss this
book also
The book we all selected to read is the fourth in the series titled
Home to BIG STONE GAP by Adriana Trigiani
The next meeting will be Sunday April 7th at 600pm
The location will again be at the F-S High School Library
Everyone is invited to attend and to discuss the book
Feel free to bring a guest
Donrsquot forget to bring a dish to share
Happy Reading
The BPW Book Babes
Roarrrrrrr
The Aspiring Professional and Professional Development competitions are underway and the deadline to enter is April
6th We have a couple of members who have expressed interest
in each If anyone else is interested please let me know
immediately If needed we will conduct a speak-off and
the winners will give their speeches at the Franklin BPW
meeting on April 15th and again at the Regional meeting
on April 20th
April 7th World Healthy Day
April 14ndash 20 National Library Week
April 15th Tax Day
April 20th National Pineapple Upside Down Cake Day
April 22nd Girl Scout Leader Appreciation Day
April 22nd Earth Day
April 25th Administrative Professional Day
April 26th Hug a Friend Day
April 27th Arbor Day
April 28th Take your Daughter to work Day
March Meeting Highlights
Congrats to
Helen
Pearson she
won the
drawing for
the ldquoPot of
Goldrdquo
Carol Lanham talked about the Mural that she has painted Eight detailed realistic
murals are painted on a 200 foot long highway retaining wall Each mural is 25 feet
wide heights vary from eight feet to five feet
Dan Ware Tourism Director and local Artist Carol
Lanham gave an excellent program about the Murals
The murals depict scenes from 200 years of Simpson County history
Moving from Left to Right the paintings journey from dawn to sunset
The murals also move chronologically through the seasons from winter to
fall
Mural 1 ldquoDuel at Sunriserdquo 1819-1850
Mural 6 ldquoSchool Days School Daysrdquo 1950-2000
Mural 4 rdquoHigh NoonmdashThe Courthouserdquo 1900-1925 Mural 5 rdquoMule Day Afternoonrdquo 1925-1950
Mural 2 rdquoWar Cloudsrdquo 1850-1875
Mural 2A rdquoFrontier Portraitsrdquo
Mural 3 rdquoBringing in the Sheavesrdquordquo 1875-1900
Mural 7 ldquoDrive Timerdquo 1950-2000 Mural 8 ldquoRiding Off into the Sunsetrdquo 2000-and beyond
COMING SOON
COMING SOON
Page 5
Apr 3 1934 - Jane Goodall primatologist and conservationist worlds foremost authority on chimpanzees
Apr 4 1928 - Maya Angelou author poet civil rights activist actress composed and read her poem at
President Clintonrsquos inauguration in 1993
Apr 7 1944 (2002) - Julia Miller Phillips film producer first woman to win a Best Picture Academy
Award (1973 ldquoThe Stingrdquo) as a producer also produced ldquoClose Encounters of the Third Kindrdquo and ldquoTaxi
Driverrdquo
Apr 9 1887 (1953) - Florence Price first African American woman symphony composer
Apr 10 1880 or 1882 (1965) - Frances Perkins first woman cabinet member Secretary of Labor in
1933 key contributor to the Social Security Act and the Fair Labor Standards Act
Apr 10 1903 (1987) - Clare Booth Luce playwright Congresswoman (R-CT)
Ambassador to Italy (1953-1956)
Apr 10 1930 - Delores Huerta Chicana activist co-founder United Farm Workers union
Apr 12 1909 (2001) - Eudora Welty writer won Pulitzer prize for Fiction in 1973 photographer
winner of Presidential Medal of Freedom the National Medal of Literature and the French Legion
dHonneur
Apr 14 1866 (1936) - Anne Sullivan Macy famous teacher of Helen Keller who was blind deaf and
mute the two worked and traveled together
Apr 25 1917 (1996) - Ella Fitzgerald First Lady of Song internationally renowned jazz singer winner
of 13 Grammy Awards
Apr 27 1927 (2006) - Coretta Scott King civil rights human rights and peace activist
Apr 30 1939 - Ellen Zwilich first woman to win a Pulitzer Prize for Music (1983)
Apr 2 1931 - 17-year-old Jackie Mitchell the second woman to play baseball in the all-male minor
leagues pitches an exhibition game against NY Yankees and strikes out both Babe Ruth and Lou Gehrig
The next day the Baseball Commissioner voided her contract claiming baseball was too strenuous for
women The ban was not overturned until 1992
Apr 5 1911 - 100000 to 500000 people march in New York City to attend the funeral of 7 unidentified
people who died in the Triangle Shirtwaist Company fire in late March
Apr 7 1805 - Sacagawea begins helping the Lewis and Clark Expedition as an interpreter
Apr 7 1987 - Opening of the National Museum of Women in the Arts in Washington DC the first
museum devoted to women artists
Apr 9 1939 - Marian Anderson sings an Easter Sunday concert for more than 75000 at Lincoln
Memorial
Apr 13 1933 - Ruth Bryan Owens is the first woman to represent the US as a foreign minister when
she is appointed as envoy to Denmark
Apr 19 1977 - 15 women in the House of Representatives form the Congressional Caucus for Womens
Issues
April 22 - Earth Day ndash honor Rachel Carson today a woman who changed America and greatly
influenced the environmental movement buy her revolutionary book Silent Spring at wwwnwhporg
April 26 1777 - American Revolution heroine Sybil Ludington 16 years old rides 40 miles by
horseback in the middle of the night to warn the American militia that the British were invading
Apr 28 1993 - First Take Our Daughters to Work day sponsored by the Ms Foundation in 2003 it
became Take Our Daughters and Sons to Work day
April BIRTHDAYS
April Highlights in US Womenrsquos History
Wear ldquoREDrdquo on Equal Pay Day to symbolize how far women
and minorities are in the red with their pay
What is
Equal Pay Day
Every year in April Business and Professional Womenrsquos Foundation (BPW Foundation) recognizes a
national day of action promoting fair pay known as Equal Pay Day Equal Pay Day is celebrated in
April because April symbolizes the month when womenrsquos wages catch up to menrsquos wages from the
previous year Equal Pay Day 2013 will be held on Tuesday April 9th
On Equal Pay Day BPW Foundation members and working women advocates around the country
mobilize their communities by holding press conferences signing proclamations hosting events and
meeting with policymakers to push for stronger state and federal equal pay laws
Gender Wage Disparity Continues
According to Census statistics released in September 2010 women working full-time year
round make on average 77 cents for every dollar a male earns An alternative to the wage gap
which is measuring the ratio between womenrsquos and menrsquos median weekly earnings for full-time workers
was 802 percent in 2009 which is flat since the historical high of 810 percent in 2005
Median earnings for women of color are consistently lower In 2009 in comparison to the earnings of
white men African American women earned 675 percent Asian American women earned 90 percent
and Hispanic women earned 577 percent
Over a lifetime of work this loss adds up into a shockingly high career wage gap The career
gap lowers womenrsquos earnings over a lifetime and reduces their long-term assets and that of their
families The typical woman loses $431000 in pay over a 40-year career
Wage disparity persists across all educational levels and in all states Women with the most
education lose the most in earnings Women with a college degree or higher lose $713000 over a
40-year period versus a $270000 loss for women who did not finish high school
Equal Pay Public Policy
In 2009 the Lilly Ledbetter Fair Pay Act was signed into law which amends the Civil Rights Act of
1964 stating that the 180-day statute of limitations for filing an equal-pay lawsuit regarding pay
discrimination resets with each new discriminatory paycheck
Now we must pass The Paycheck Fairness Act which will strengthen the Equal Pay Act by closing
loopholes and improving the laws effectiveness Congress came close to passing the Paycheck Fairness
Act in the 111th Congress however it unfortunately failed in the Senate by a very small margin in
December 2010
For more information please contact BPW Foundation at policybpwfoundationorg
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e H
ea
lth
y W
ealt
hy a
nd
Wis
e
HEALTHY WEALTHY amp WISE A program to help us learn about becoming
HEALTHY in mind body amp soul WEALTHY in finances and friendships WISE in decisions and relationships and always learning
ldquo HEALTHYrdquo Stress Awareness
National Stress Awareness Day is celebrated on April 16th every year Thus April is known as Stress Awareness Month Today there are umpteen numbers of reasons for a person to get stressed out National Stress Awareness Day celebrations give an opportunity to be aware of plenty of stress in your life April 16th is the day after taxes are due hence got designated as Stress Awareness Day In UK National Stress Awareness Day held in November is organized by the International Stress Management Association The date might change every year
National Stress Awareness Day History
The National Stress Awareness Day is sponsored by HRN ie the Health Resource Network This day began to be celebrated from 1992 onwards aiming at increasing the public awareness of the causes and cures of stress This day gives everyone a chance to look at their stressful lives and teaches them how to deal with them in a healthy manner
How to celebrate the day
Have a look at your stressful life
Even if you couldnrsquot get through your day doing all the things you have planned donrsquot get tensed If you could cover the important things you are successful
Think about stress relieving ways and spend the day with your loved ones which keeps you stress free
Keep yourself free and cool doing nothing or just having fun at least once a year and enjoy
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
ldquoWEALTHYrdquo
Seven Proven Steps to Wealth - The Formula for
Creating All the Money You Will Ever Want By Diane Kennedy
The Financial Treadmill
Does it ever seem to you that you are working harder and
harder just to stay even or worse yet only to be a little
farther behind each month If so yoursquore like millions of
other people all around the world The problem is that the
way we have been taught to earn money and create wealth
doesnrsquot work any more
First wersquore taught to (1) get a good education get a good
job and then work hard That means that yoursquore working
for someone else The company pays you a salary and the
government gets their cut first in the form of taxes You
get whatrsquos left over From that left-over money you need to
pay for all of your expenses and if you have anything left
over yoursquore too busy and too tired to look for an
investment So you just save the money in a low interest
account or a 401(k) plan
If the business that employs you gets more valuable it
doesnrsquot help you at all In fact it could endanger your job
as additional investment funds might mean capital
improvements that mean your job is now no longer
necessary If the business gets less valuable you lose as
well So therersquos no gain with your job and no security
Your savings account if you are able to start one is
growing at rate that is less than the rate of inflation
Saving money would actually mean that you are losing
money In fact in the accounting world we generally refer
to CDrsquos (Certificates of Deposits) as Certificates of
Depreciation Itrsquos a sure-fire way to lose wealth
No wonder you feel tired and scared
There is Another Way
The path for wealth is actually comprised of Seven Proven
Steps You can choose to do one or all of them The more
fully you participate in as many of the steps as possible
the more positive your results will be
Create a Business Make sure itrsquos in the proper business
structure that you have plans for (1) A clear exit strategy
(2) How you will fund the business (3) How you will take
money out of it and (4) A strategy to run it in a way that
reduces risk for you Sometimes starting a business is as
simple as changing your employment status from an
employee to an independent contractor
Discover Your Hidden Business
ldquoWISErdquo
April is Sexual Assault Awareness and Prevention Month
If you or someone you know has been a victim of a
sexual assault and is in need of helpful resources here
are some tips
Personal Safety Tips
bull Always be aware of your surroundings especially at
night When parking walking or returning to your car
remain in well-lit and populated areas
bull Wear sneakers or shoes that allow for added mobility
bull Be watchful and aware Keep your head up
Make quick eye contact with those around you and be
observant of passing vehicles
bull Donrsquot become distracted by talking on a cell phone or
listening to an iPodsimilar device
bull Avoid walking alone late at night Walk with friends
and people you know
bull Keep a whistle within reach If you feel threatened
use the whistle to signal residents that you need
assistance
bull Yelling ldquoFirerdquo ldquoHelprdquo andor ldquoRaperdquo are ways of
drawing attention and alerting people that you need
help
bull Hold your car keys in your hand to use as a weapon
against an attacker
bull Carry a cell phone
bull Call ahead to your destination to alert them that
yoursquore on your way Make sure they expect you at a
certain time so that in the event you fail to show up
theyrsquoll know enough to begin looking for you
bull Walk with confidence Be assertive Donrsquot let anyone
violate your space Trust your instincts Know this
anyone at any time can be a victim of crime Donrsquot
assume ldquoIT WILL NEVER HAPPEN TO MErdquo
bull If an unarmed attacker confronts you believe in
your ability to scare distract or even incapacitate the
attacker enough to escape
bull If you think that someone is following you switch
direction or cross the street Walk toward an open
store restaurant or residence
National Sexual Assault Hotline 1-800-656-HOPE
wwwrainnorg
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Wis
e
Hea
lth
y
Wealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Deductions It can be a major eye-opener when
the first-time business owner discovers all the
things that are now tax-deductible These are the
things you used to spend money on anyway The
difference is that they are now deductible Make
sure your Seven Proven Steps plan includes a
method for discovering and properly documenting
these expenses This is how the business can give
you money tax free Pay Your Taxes No kidding
This is part of the overall Seven Proven Steps
process Use proper planning to pre- pay just
enough in taxes at the latest possible time In this
way you can get 0 loans from the government
on your tax money When you have multiple
businesses you can often select when you want to
pay taxes and defer into a far distant time
Whats Left Goes Into Real Estate You might not
be able to hit the ideal investment strategy
initially of having all leftover business cash go
into real estate But the more you can put into
real estate without needing to draw anything for
personal living expenses the faster your income
will grow Make sure your real estate investment
is done with the proper leverage and through the
optimum structures Real Estate Income Comes
Out Tax-Free A good real estate investment will
create cash flow for you If you have made a good
deal yoursquoll have cash flow And if you have a
good tax plan yoursquoll pay ZERO TAXES on that
cash flow Buy a House the Right Way You need
a place to live and face it thatrsquos not an asset that
will put money in your pocket In fact your home
quite likely will be one of the biggest expenses
yoursquoll have Look for good deals in neighborhoods
that are appreciating and make the best deal
possible on financing Make sure you have a
contingency plan in case the value drops and your
other income goes down And above all use the
homestead laws andor a business structure to
protect your investment Make Your House Give
You Money The biggest gift that Congress has
ever given us is available ONLY for homeowners
The one requirement is that you have to move
You can also take the money out tax free from
your home to invest in other businesses or real
estate properties Itrsquos a gift ndash take advantage of
all that the IRS allows
The Results
You now have three potential places for your
wealth to increase ndash your home your real estate
and your business Instead of you working for
your money you have your money working for
you in multiple places You are no longer at the
whim of an employer or a 401(k) plan for your
financial freedom You control it with a plan that
grows money at a minimum tax rate
20 KY Local
Organizations
l i s ted by Region
West Region
Central City BPW
Franklin BPW
Hopkins County BPW
Hopkinsville BPW
Paducah BPW
Paducah-River City BPW
Princeton BPW
North Central Region
Berea BPW
BPWRiver City Inc
Danville BPW
Fort Harrod BPW
Licking Valley BPW
Springfield BPW
Woodford County BPW
South Central Region
Campbellsville BPW
Glasgow BPW
Middlesboro BPW
Russell County BPW
Somerset BPW
WKU-Glasgow Samothrace
BPWKY Scholarship Information Who is Eligible
Citizens of the Commonwealth of Kentucky
Minimum of 18 years of age
Planning a career in the Kentucky workforce
Attending school college institutionorganization
What Programs are Eligible
Academic programs for non-traditional students
Training to re-enter the workforce
Upgrading work skills or career changes
Job-related seminars workshops or CED programs
Educational programs to increase leadership positions
Literacy or GED programs
Research relating to labor market
Research on trendsissues facing business and industry
For additional information contact
Dr Tammy Owen BPWKY Foundation Scholarship Chair
When You May apply
Deadlines are April 30 amp October 31 for postmark of the
Application
One copy of the application along with one copy of accompanying infor-
mation should be sent to Scholarship Chair Tammy Owen
How Grants are Approved
Completed grant applications (with appropriate additional information) can be
mailed to Scholarship Chair Tammy Owen
(email her at tammyowenkctcsedu )
Communication WorkshopSeminar Applications are to be mailed e-mailed
to the Foundation Chair Debrah Pierce
(email her at piercedvaolcom )
Committee members meet twice yearly to review applications and award
scholarships A 30-day processing timeline follows after the application dead-
line
Applicants will be notified after 30 days following the deadlines of April 30 amp October 31 Notice of amount awarded and notice of denial of award will be
sent to all applicants at the address on hisher application
Visit
BPW-KYorg
KFBPW
2012-13
President
Jerilyn
Hippler
WEST REGION SPRING MEETING
April 20th Registration 900 am Meeting 930 am
Madisonville Community College 200 College Dr Madisonville KY
Hosted by Hopkins County BPW
Continental breakfast and lunch will be served Registration $15
Vicki Hurley will be the speaker
If any questions contact Susan Campbell West Region Director
270-963-0892 (cell) 270-365-3870 (h) e-mailsusanc49attnet
The Mentor Award Local Organization Award
An award will be presented at the State Convention in 2013 to recognize the Local
Organization with the best mentoring program for the year Information should
include a synopsis of the overall program and techniques
Individual Award
A Mentor of the Year Award will be given to a Kentucky Federation member who
has demonstrated an exceptional commitment to mentoring The purpose of the
Mentor Award is to identify and recognize Kentucky Federation members who
contribute to the growth and development of the other Federation members
This award is given each year to recognize a Kentucky Federation member for
outstanding service for living the Federation philosophy of Women Helping
Women for serving as a role model and for making a difference
All nominations are independently judged All nominees will be recognized
however only one mentor award will be given at the State Conference
Criteria
1 Both the mentor and the person submitting the nomination must be Kentucky
Federation members in good standing
2 A mentor can only win the award one time but may be nominated more than
once
Those making a nomination are asked to reply to the following questions
1 How has this Mentor nominee made you a better Kentucky Federation member
2 Why are you a better person or more successful because of this person
3 Why do you think this person deserves to be honored as a Mentor
4 Tell your Mentors KFBPW history ie offices held awards etc
5 In a summary paragraph you may make other comments and include any info
you feel is pertinent to the nomination
Submit to Joanne Story Mentoring Chair
Submission deadline May 1 2013
Make plans now to attend the 2013 State Conference which will
be held at the Holiday Inn Capital Plaza in Frankfort KY
June 7th amp 8th 2013
Women Misbehavin
ldquoWell behaved
women never
make historyrdquo
Check out the blogs on
bpwfoundationorg
HERvotes Blog Carnival Join us by sharing
posts on Facebook Twitter (using the hashtag
HERvotes) and other social media
BPW Foundation National News
202-293-1100
wwwbpwfoundationorg
foundationbpwfoundationorg
Through your generosity help a woman veteran or military spouse benefit from a mentoring relationship to help her with her job search starting a business and on her path to a successful career Monthly giving allows us to have a dependable base of support for ongoing mentoring relationships that directly impact the lives of women veterans amp military spouses All donations are appreciated and will be used to support Joining Forces Mentoring Plustrade Click below to donate with PayPal or Donate by mail BPW Foundation PO Box 759189 Baltimore MD 21275 7189
BPW Foundations Role
Business and Professional Womens
(BPW) Foundation and its advisory
councils and employer partners
provide oversight mentor training
research and analysis for Joining
Forces Mentoring Plustrade
Remarks by the First Lady at Champions of Change
Womens Veterans Event held March 19th at the Eisenhower
Executive Office Building in Washington DC
ldquoI want to thank you for joining us today and for all that
youve done as a partner with Jill and I
through Joining Forces Its wonderful to
see you as well as everyone here from the
Business and Professional Womens Founda-
tion for the exceptional work that they do
every day for womens veterans And of
course I want to recognize the 14 ex-
traordinary women were honoring as our
Champions of Changerdquo
Past National BPW President Rosalyn
Ridgeway attended this great event and
was proud and honored to be at the White House
Business and Professional Womens Foundation was
thanked by the First Lady for our extraordinary work
we do in support of women veterans
The 14 women are truly the living embodiment of that spirit of
service Those honored include
1 Tia Christopher United States Navy veteran serves as Chief of Staff for the Farmer
Veteran Coalition in Davis CA
2 Stacy L Pearsall a combat disabled Air Force veteran plays a pivotal role in policy at
Ralph H Johnson VA Medical Center
3 Brigadier General Wilma L Vaught President of the Women In Military Service For
America Memorial Foundation
4 Kayla Williams author of Love My Rifle More Than You Young and Female in the US
Army current Truman National Security Project fellow and member of the Army Education
Advisory Committee
5 Natasha Young United States Marine Corps veteran a Fellowship Recruitment Associate
at The Mission Continues
6 Ginger Miller Founder and CEO of Women Veterans Interactive
7 Michelle Racicot MSN FNP-BC a former Army Nurse Corp officer a Family Nurse
Practitioner at an Urgent Care Center in Albuquerque
8 Captain Glenna Tinney Military Advocacy Program Coordinator for the Battered Womenrsquos
Justice Project for the Department of Justice Office on Violence Against Women
9 Dawn Halfaker United States Military Academy Graduate and combat veteran formed
Halfaker and Associates and serves as President of the Board of Directors for the Wounded
Warriors Project
10 Priscilla Mondt Chaplain Mondt serves as Chief of Chaplain Service at Veterans Affairs
Medical Center
11 Sharie Derrickson a disabled service-connected US Navy veteran Vice
President of New Wind Energy Solutions in Nashville TN
12 Marylyn Harris a former Army Nurse and Disabled War Veteran founded the nationrsquos
first and only Women Veterans Business Center (WVBC) in Houston
13 Becky Kanis an Officer in the US Army founding chair of Knights Out
14 Marsha Four a former Army nurse in Vietnam founded a transitional housing residence
for homeless vets
KFBPW 2013
APRIL
April 6 North Central Region Annual Spring Meeting -
Cynthiana KY
April 9 Equal Pay Day
April 13 South Central Region Annual Spring Meeting -
Russell County KY
April 20 West Region Annual Spring Meeting -
Madisonville KY
April 30 KY Foundation Scholarship Application deadline
MAY
Military Appreciation Month
May 1 Deadline for ALL Local amp Regional award submissions
May 10 Deadline for Committee Chairs to submit list of clubs
who submitted reports for awards at State Conference to
State President for certificate preparation
May 24 Deadline for Committee Chairs to submit final list of
Awards Winners to State President for preparation of awards
JUNE
June 6 KFBPW Executive Committee Dinner amp gift exchange
Holiday Inn Capital Plaza Frankfort
June 7-8 KFBPW Annual Conference Holiday Inn Capital
Plaza Frankfort
Calendar of Events
F-S Community Events
April 3rd People Serving People Lunch 11-1
April 4th AARP will meet at the First Baptist
Church at 1030am
April 6th Cherry Blossom Art Hop
April 6th Farmers Market Opening Day
April 9th Eye Opener at Coldwell Banker
April 9th SNAP Ed Cooking with Class with Caren
at Brooks-Wright Center 1000am
April 9th Equal Pay Day
April 10th People Serving People Lunch 11-1
April 17th People Serving People Lunch 11-1
April 17 ndash19 Friends of the Library Big Book Sale
April 18th Habitat Breakfast 700am
April 18th F-S Kiwanis Club meeting at noon at
the J amp J Country Market on Springfield Hwy
April 20th Unsung Herorsquos Banquet
April 23rd CSFP Commodity Delivery
April 24th People Serving People Lunch 11-1
April 29th 4-H Fashion Revue at the Blewett
Bradley Building at 600pm
April 29th How to Brew Your Own Beer with
Jim Peterson 600pm Adult event (21+)
The Franklin BPW meets the
third Monday of each month at the
Electric Plant Board
Blewett Bradley Building
Dinner at 630
Program at 700
Business Meeting at 730
We welcome and
invite guests to attend
Please contact President
Brownie Bennett for information
about joining the
Franklin Business and
Professional Womenrsquos Club
bbennett852hotmailcom or
270-776-5783
April 15th BPW Meeting
Election of Officers
President
President Elect
Vice President
Secretary
Treasurer
Aspiring
Professional
Speeches
Professional
Development
Speeches
We need you to step up and be a part of the Franklin
BPW Leadership Team If you have any questions
about any of the positions please contact any of the
current officers
Itrsquos all about what WE can do for YOU
AND what YOU can do for YOUR CLUB
March Meeting Highlights
Congrats to
Helen
Pearson she
won the
drawing for
the ldquoPot of
Goldrdquo
Carol Lanham talked about the Mural that she has painted Eight detailed realistic
murals are painted on a 200 foot long highway retaining wall Each mural is 25 feet
wide heights vary from eight feet to five feet
Dan Ware Tourism Director and local Artist Carol
Lanham gave an excellent program about the Murals
The murals depict scenes from 200 years of Simpson County history
Moving from Left to Right the paintings journey from dawn to sunset
The murals also move chronologically through the seasons from winter to
fall
Mural 1 ldquoDuel at Sunriserdquo 1819-1850
Mural 6 ldquoSchool Days School Daysrdquo 1950-2000
Mural 4 rdquoHigh NoonmdashThe Courthouserdquo 1900-1925 Mural 5 rdquoMule Day Afternoonrdquo 1925-1950
Mural 2 rdquoWar Cloudsrdquo 1850-1875
Mural 2A rdquoFrontier Portraitsrdquo
Mural 3 rdquoBringing in the Sheavesrdquordquo 1875-1900
Mural 7 ldquoDrive Timerdquo 1950-2000 Mural 8 ldquoRiding Off into the Sunsetrdquo 2000-and beyond
COMING SOON
COMING SOON
Page 5
Apr 3 1934 - Jane Goodall primatologist and conservationist worlds foremost authority on chimpanzees
Apr 4 1928 - Maya Angelou author poet civil rights activist actress composed and read her poem at
President Clintonrsquos inauguration in 1993
Apr 7 1944 (2002) - Julia Miller Phillips film producer first woman to win a Best Picture Academy
Award (1973 ldquoThe Stingrdquo) as a producer also produced ldquoClose Encounters of the Third Kindrdquo and ldquoTaxi
Driverrdquo
Apr 9 1887 (1953) - Florence Price first African American woman symphony composer
Apr 10 1880 or 1882 (1965) - Frances Perkins first woman cabinet member Secretary of Labor in
1933 key contributor to the Social Security Act and the Fair Labor Standards Act
Apr 10 1903 (1987) - Clare Booth Luce playwright Congresswoman (R-CT)
Ambassador to Italy (1953-1956)
Apr 10 1930 - Delores Huerta Chicana activist co-founder United Farm Workers union
Apr 12 1909 (2001) - Eudora Welty writer won Pulitzer prize for Fiction in 1973 photographer
winner of Presidential Medal of Freedom the National Medal of Literature and the French Legion
dHonneur
Apr 14 1866 (1936) - Anne Sullivan Macy famous teacher of Helen Keller who was blind deaf and
mute the two worked and traveled together
Apr 25 1917 (1996) - Ella Fitzgerald First Lady of Song internationally renowned jazz singer winner
of 13 Grammy Awards
Apr 27 1927 (2006) - Coretta Scott King civil rights human rights and peace activist
Apr 30 1939 - Ellen Zwilich first woman to win a Pulitzer Prize for Music (1983)
Apr 2 1931 - 17-year-old Jackie Mitchell the second woman to play baseball in the all-male minor
leagues pitches an exhibition game against NY Yankees and strikes out both Babe Ruth and Lou Gehrig
The next day the Baseball Commissioner voided her contract claiming baseball was too strenuous for
women The ban was not overturned until 1992
Apr 5 1911 - 100000 to 500000 people march in New York City to attend the funeral of 7 unidentified
people who died in the Triangle Shirtwaist Company fire in late March
Apr 7 1805 - Sacagawea begins helping the Lewis and Clark Expedition as an interpreter
Apr 7 1987 - Opening of the National Museum of Women in the Arts in Washington DC the first
museum devoted to women artists
Apr 9 1939 - Marian Anderson sings an Easter Sunday concert for more than 75000 at Lincoln
Memorial
Apr 13 1933 - Ruth Bryan Owens is the first woman to represent the US as a foreign minister when
she is appointed as envoy to Denmark
Apr 19 1977 - 15 women in the House of Representatives form the Congressional Caucus for Womens
Issues
April 22 - Earth Day ndash honor Rachel Carson today a woman who changed America and greatly
influenced the environmental movement buy her revolutionary book Silent Spring at wwwnwhporg
April 26 1777 - American Revolution heroine Sybil Ludington 16 years old rides 40 miles by
horseback in the middle of the night to warn the American militia that the British were invading
Apr 28 1993 - First Take Our Daughters to Work day sponsored by the Ms Foundation in 2003 it
became Take Our Daughters and Sons to Work day
April BIRTHDAYS
April Highlights in US Womenrsquos History
Wear ldquoREDrdquo on Equal Pay Day to symbolize how far women
and minorities are in the red with their pay
What is
Equal Pay Day
Every year in April Business and Professional Womenrsquos Foundation (BPW Foundation) recognizes a
national day of action promoting fair pay known as Equal Pay Day Equal Pay Day is celebrated in
April because April symbolizes the month when womenrsquos wages catch up to menrsquos wages from the
previous year Equal Pay Day 2013 will be held on Tuesday April 9th
On Equal Pay Day BPW Foundation members and working women advocates around the country
mobilize their communities by holding press conferences signing proclamations hosting events and
meeting with policymakers to push for stronger state and federal equal pay laws
Gender Wage Disparity Continues
According to Census statistics released in September 2010 women working full-time year
round make on average 77 cents for every dollar a male earns An alternative to the wage gap
which is measuring the ratio between womenrsquos and menrsquos median weekly earnings for full-time workers
was 802 percent in 2009 which is flat since the historical high of 810 percent in 2005
Median earnings for women of color are consistently lower In 2009 in comparison to the earnings of
white men African American women earned 675 percent Asian American women earned 90 percent
and Hispanic women earned 577 percent
Over a lifetime of work this loss adds up into a shockingly high career wage gap The career
gap lowers womenrsquos earnings over a lifetime and reduces their long-term assets and that of their
families The typical woman loses $431000 in pay over a 40-year career
Wage disparity persists across all educational levels and in all states Women with the most
education lose the most in earnings Women with a college degree or higher lose $713000 over a
40-year period versus a $270000 loss for women who did not finish high school
Equal Pay Public Policy
In 2009 the Lilly Ledbetter Fair Pay Act was signed into law which amends the Civil Rights Act of
1964 stating that the 180-day statute of limitations for filing an equal-pay lawsuit regarding pay
discrimination resets with each new discriminatory paycheck
Now we must pass The Paycheck Fairness Act which will strengthen the Equal Pay Act by closing
loopholes and improving the laws effectiveness Congress came close to passing the Paycheck Fairness
Act in the 111th Congress however it unfortunately failed in the Senate by a very small margin in
December 2010
For more information please contact BPW Foundation at policybpwfoundationorg
Wis
e
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ealt
hy a
nd
Wis
e
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lth
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ealt
hy a
nd
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e H
ea
lth
y W
ealt
hy a
nd
Wis
e
HEALTHY WEALTHY amp WISE A program to help us learn about becoming
HEALTHY in mind body amp soul WEALTHY in finances and friendships WISE in decisions and relationships and always learning
ldquo HEALTHYrdquo Stress Awareness
National Stress Awareness Day is celebrated on April 16th every year Thus April is known as Stress Awareness Month Today there are umpteen numbers of reasons for a person to get stressed out National Stress Awareness Day celebrations give an opportunity to be aware of plenty of stress in your life April 16th is the day after taxes are due hence got designated as Stress Awareness Day In UK National Stress Awareness Day held in November is organized by the International Stress Management Association The date might change every year
National Stress Awareness Day History
The National Stress Awareness Day is sponsored by HRN ie the Health Resource Network This day began to be celebrated from 1992 onwards aiming at increasing the public awareness of the causes and cures of stress This day gives everyone a chance to look at their stressful lives and teaches them how to deal with them in a healthy manner
How to celebrate the day
Have a look at your stressful life
Even if you couldnrsquot get through your day doing all the things you have planned donrsquot get tensed If you could cover the important things you are successful
Think about stress relieving ways and spend the day with your loved ones which keeps you stress free
Keep yourself free and cool doing nothing or just having fun at least once a year and enjoy
Wis
e
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e
ldquoWEALTHYrdquo
Seven Proven Steps to Wealth - The Formula for
Creating All the Money You Will Ever Want By Diane Kennedy
The Financial Treadmill
Does it ever seem to you that you are working harder and
harder just to stay even or worse yet only to be a little
farther behind each month If so yoursquore like millions of
other people all around the world The problem is that the
way we have been taught to earn money and create wealth
doesnrsquot work any more
First wersquore taught to (1) get a good education get a good
job and then work hard That means that yoursquore working
for someone else The company pays you a salary and the
government gets their cut first in the form of taxes You
get whatrsquos left over From that left-over money you need to
pay for all of your expenses and if you have anything left
over yoursquore too busy and too tired to look for an
investment So you just save the money in a low interest
account or a 401(k) plan
If the business that employs you gets more valuable it
doesnrsquot help you at all In fact it could endanger your job
as additional investment funds might mean capital
improvements that mean your job is now no longer
necessary If the business gets less valuable you lose as
well So therersquos no gain with your job and no security
Your savings account if you are able to start one is
growing at rate that is less than the rate of inflation
Saving money would actually mean that you are losing
money In fact in the accounting world we generally refer
to CDrsquos (Certificates of Deposits) as Certificates of
Depreciation Itrsquos a sure-fire way to lose wealth
No wonder you feel tired and scared
There is Another Way
The path for wealth is actually comprised of Seven Proven
Steps You can choose to do one or all of them The more
fully you participate in as many of the steps as possible
the more positive your results will be
Create a Business Make sure itrsquos in the proper business
structure that you have plans for (1) A clear exit strategy
(2) How you will fund the business (3) How you will take
money out of it and (4) A strategy to run it in a way that
reduces risk for you Sometimes starting a business is as
simple as changing your employment status from an
employee to an independent contractor
Discover Your Hidden Business
ldquoWISErdquo
April is Sexual Assault Awareness and Prevention Month
If you or someone you know has been a victim of a
sexual assault and is in need of helpful resources here
are some tips
Personal Safety Tips
bull Always be aware of your surroundings especially at
night When parking walking or returning to your car
remain in well-lit and populated areas
bull Wear sneakers or shoes that allow for added mobility
bull Be watchful and aware Keep your head up
Make quick eye contact with those around you and be
observant of passing vehicles
bull Donrsquot become distracted by talking on a cell phone or
listening to an iPodsimilar device
bull Avoid walking alone late at night Walk with friends
and people you know
bull Keep a whistle within reach If you feel threatened
use the whistle to signal residents that you need
assistance
bull Yelling ldquoFirerdquo ldquoHelprdquo andor ldquoRaperdquo are ways of
drawing attention and alerting people that you need
help
bull Hold your car keys in your hand to use as a weapon
against an attacker
bull Carry a cell phone
bull Call ahead to your destination to alert them that
yoursquore on your way Make sure they expect you at a
certain time so that in the event you fail to show up
theyrsquoll know enough to begin looking for you
bull Walk with confidence Be assertive Donrsquot let anyone
violate your space Trust your instincts Know this
anyone at any time can be a victim of crime Donrsquot
assume ldquoIT WILL NEVER HAPPEN TO MErdquo
bull If an unarmed attacker confronts you believe in
your ability to scare distract or even incapacitate the
attacker enough to escape
bull If you think that someone is following you switch
direction or cross the street Walk toward an open
store restaurant or residence
National Sexual Assault Hotline 1-800-656-HOPE
wwwrainnorg
Wis
e
Hea
lth
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hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
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e
Hea
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y
Wealt
hy a
nd
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ealt
hy a
nd
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e
Deductions It can be a major eye-opener when
the first-time business owner discovers all the
things that are now tax-deductible These are the
things you used to spend money on anyway The
difference is that they are now deductible Make
sure your Seven Proven Steps plan includes a
method for discovering and properly documenting
these expenses This is how the business can give
you money tax free Pay Your Taxes No kidding
This is part of the overall Seven Proven Steps
process Use proper planning to pre- pay just
enough in taxes at the latest possible time In this
way you can get 0 loans from the government
on your tax money When you have multiple
businesses you can often select when you want to
pay taxes and defer into a far distant time
Whats Left Goes Into Real Estate You might not
be able to hit the ideal investment strategy
initially of having all leftover business cash go
into real estate But the more you can put into
real estate without needing to draw anything for
personal living expenses the faster your income
will grow Make sure your real estate investment
is done with the proper leverage and through the
optimum structures Real Estate Income Comes
Out Tax-Free A good real estate investment will
create cash flow for you If you have made a good
deal yoursquoll have cash flow And if you have a
good tax plan yoursquoll pay ZERO TAXES on that
cash flow Buy a House the Right Way You need
a place to live and face it thatrsquos not an asset that
will put money in your pocket In fact your home
quite likely will be one of the biggest expenses
yoursquoll have Look for good deals in neighborhoods
that are appreciating and make the best deal
possible on financing Make sure you have a
contingency plan in case the value drops and your
other income goes down And above all use the
homestead laws andor a business structure to
protect your investment Make Your House Give
You Money The biggest gift that Congress has
ever given us is available ONLY for homeowners
The one requirement is that you have to move
You can also take the money out tax free from
your home to invest in other businesses or real
estate properties Itrsquos a gift ndash take advantage of
all that the IRS allows
The Results
You now have three potential places for your
wealth to increase ndash your home your real estate
and your business Instead of you working for
your money you have your money working for
you in multiple places You are no longer at the
whim of an employer or a 401(k) plan for your
financial freedom You control it with a plan that
grows money at a minimum tax rate
20 KY Local
Organizations
l i s ted by Region
West Region
Central City BPW
Franklin BPW
Hopkins County BPW
Hopkinsville BPW
Paducah BPW
Paducah-River City BPW
Princeton BPW
North Central Region
Berea BPW
BPWRiver City Inc
Danville BPW
Fort Harrod BPW
Licking Valley BPW
Springfield BPW
Woodford County BPW
South Central Region
Campbellsville BPW
Glasgow BPW
Middlesboro BPW
Russell County BPW
Somerset BPW
WKU-Glasgow Samothrace
BPWKY Scholarship Information Who is Eligible
Citizens of the Commonwealth of Kentucky
Minimum of 18 years of age
Planning a career in the Kentucky workforce
Attending school college institutionorganization
What Programs are Eligible
Academic programs for non-traditional students
Training to re-enter the workforce
Upgrading work skills or career changes
Job-related seminars workshops or CED programs
Educational programs to increase leadership positions
Literacy or GED programs
Research relating to labor market
Research on trendsissues facing business and industry
For additional information contact
Dr Tammy Owen BPWKY Foundation Scholarship Chair
When You May apply
Deadlines are April 30 amp October 31 for postmark of the
Application
One copy of the application along with one copy of accompanying infor-
mation should be sent to Scholarship Chair Tammy Owen
How Grants are Approved
Completed grant applications (with appropriate additional information) can be
mailed to Scholarship Chair Tammy Owen
(email her at tammyowenkctcsedu )
Communication WorkshopSeminar Applications are to be mailed e-mailed
to the Foundation Chair Debrah Pierce
(email her at piercedvaolcom )
Committee members meet twice yearly to review applications and award
scholarships A 30-day processing timeline follows after the application dead-
line
Applicants will be notified after 30 days following the deadlines of April 30 amp October 31 Notice of amount awarded and notice of denial of award will be
sent to all applicants at the address on hisher application
Visit
BPW-KYorg
KFBPW
2012-13
President
Jerilyn
Hippler
WEST REGION SPRING MEETING
April 20th Registration 900 am Meeting 930 am
Madisonville Community College 200 College Dr Madisonville KY
Hosted by Hopkins County BPW
Continental breakfast and lunch will be served Registration $15
Vicki Hurley will be the speaker
If any questions contact Susan Campbell West Region Director
270-963-0892 (cell) 270-365-3870 (h) e-mailsusanc49attnet
The Mentor Award Local Organization Award
An award will be presented at the State Convention in 2013 to recognize the Local
Organization with the best mentoring program for the year Information should
include a synopsis of the overall program and techniques
Individual Award
A Mentor of the Year Award will be given to a Kentucky Federation member who
has demonstrated an exceptional commitment to mentoring The purpose of the
Mentor Award is to identify and recognize Kentucky Federation members who
contribute to the growth and development of the other Federation members
This award is given each year to recognize a Kentucky Federation member for
outstanding service for living the Federation philosophy of Women Helping
Women for serving as a role model and for making a difference
All nominations are independently judged All nominees will be recognized
however only one mentor award will be given at the State Conference
Criteria
1 Both the mentor and the person submitting the nomination must be Kentucky
Federation members in good standing
2 A mentor can only win the award one time but may be nominated more than
once
Those making a nomination are asked to reply to the following questions
1 How has this Mentor nominee made you a better Kentucky Federation member
2 Why are you a better person or more successful because of this person
3 Why do you think this person deserves to be honored as a Mentor
4 Tell your Mentors KFBPW history ie offices held awards etc
5 In a summary paragraph you may make other comments and include any info
you feel is pertinent to the nomination
Submit to Joanne Story Mentoring Chair
Submission deadline May 1 2013
Make plans now to attend the 2013 State Conference which will
be held at the Holiday Inn Capital Plaza in Frankfort KY
June 7th amp 8th 2013
Women Misbehavin
ldquoWell behaved
women never
make historyrdquo
Check out the blogs on
bpwfoundationorg
HERvotes Blog Carnival Join us by sharing
posts on Facebook Twitter (using the hashtag
HERvotes) and other social media
BPW Foundation National News
202-293-1100
wwwbpwfoundationorg
foundationbpwfoundationorg
Through your generosity help a woman veteran or military spouse benefit from a mentoring relationship to help her with her job search starting a business and on her path to a successful career Monthly giving allows us to have a dependable base of support for ongoing mentoring relationships that directly impact the lives of women veterans amp military spouses All donations are appreciated and will be used to support Joining Forces Mentoring Plustrade Click below to donate with PayPal or Donate by mail BPW Foundation PO Box 759189 Baltimore MD 21275 7189
BPW Foundations Role
Business and Professional Womens
(BPW) Foundation and its advisory
councils and employer partners
provide oversight mentor training
research and analysis for Joining
Forces Mentoring Plustrade
Remarks by the First Lady at Champions of Change
Womens Veterans Event held March 19th at the Eisenhower
Executive Office Building in Washington DC
ldquoI want to thank you for joining us today and for all that
youve done as a partner with Jill and I
through Joining Forces Its wonderful to
see you as well as everyone here from the
Business and Professional Womens Founda-
tion for the exceptional work that they do
every day for womens veterans And of
course I want to recognize the 14 ex-
traordinary women were honoring as our
Champions of Changerdquo
Past National BPW President Rosalyn
Ridgeway attended this great event and
was proud and honored to be at the White House
Business and Professional Womens Foundation was
thanked by the First Lady for our extraordinary work
we do in support of women veterans
The 14 women are truly the living embodiment of that spirit of
service Those honored include
1 Tia Christopher United States Navy veteran serves as Chief of Staff for the Farmer
Veteran Coalition in Davis CA
2 Stacy L Pearsall a combat disabled Air Force veteran plays a pivotal role in policy at
Ralph H Johnson VA Medical Center
3 Brigadier General Wilma L Vaught President of the Women In Military Service For
America Memorial Foundation
4 Kayla Williams author of Love My Rifle More Than You Young and Female in the US
Army current Truman National Security Project fellow and member of the Army Education
Advisory Committee
5 Natasha Young United States Marine Corps veteran a Fellowship Recruitment Associate
at The Mission Continues
6 Ginger Miller Founder and CEO of Women Veterans Interactive
7 Michelle Racicot MSN FNP-BC a former Army Nurse Corp officer a Family Nurse
Practitioner at an Urgent Care Center in Albuquerque
8 Captain Glenna Tinney Military Advocacy Program Coordinator for the Battered Womenrsquos
Justice Project for the Department of Justice Office on Violence Against Women
9 Dawn Halfaker United States Military Academy Graduate and combat veteran formed
Halfaker and Associates and serves as President of the Board of Directors for the Wounded
Warriors Project
10 Priscilla Mondt Chaplain Mondt serves as Chief of Chaplain Service at Veterans Affairs
Medical Center
11 Sharie Derrickson a disabled service-connected US Navy veteran Vice
President of New Wind Energy Solutions in Nashville TN
12 Marylyn Harris a former Army Nurse and Disabled War Veteran founded the nationrsquos
first and only Women Veterans Business Center (WVBC) in Houston
13 Becky Kanis an Officer in the US Army founding chair of Knights Out
14 Marsha Four a former Army nurse in Vietnam founded a transitional housing residence
for homeless vets
KFBPW 2013
APRIL
April 6 North Central Region Annual Spring Meeting -
Cynthiana KY
April 9 Equal Pay Day
April 13 South Central Region Annual Spring Meeting -
Russell County KY
April 20 West Region Annual Spring Meeting -
Madisonville KY
April 30 KY Foundation Scholarship Application deadline
MAY
Military Appreciation Month
May 1 Deadline for ALL Local amp Regional award submissions
May 10 Deadline for Committee Chairs to submit list of clubs
who submitted reports for awards at State Conference to
State President for certificate preparation
May 24 Deadline for Committee Chairs to submit final list of
Awards Winners to State President for preparation of awards
JUNE
June 6 KFBPW Executive Committee Dinner amp gift exchange
Holiday Inn Capital Plaza Frankfort
June 7-8 KFBPW Annual Conference Holiday Inn Capital
Plaza Frankfort
Calendar of Events
F-S Community Events
April 3rd People Serving People Lunch 11-1
April 4th AARP will meet at the First Baptist
Church at 1030am
April 6th Cherry Blossom Art Hop
April 6th Farmers Market Opening Day
April 9th Eye Opener at Coldwell Banker
April 9th SNAP Ed Cooking with Class with Caren
at Brooks-Wright Center 1000am
April 9th Equal Pay Day
April 10th People Serving People Lunch 11-1
April 17th People Serving People Lunch 11-1
April 17 ndash19 Friends of the Library Big Book Sale
April 18th Habitat Breakfast 700am
April 18th F-S Kiwanis Club meeting at noon at
the J amp J Country Market on Springfield Hwy
April 20th Unsung Herorsquos Banquet
April 23rd CSFP Commodity Delivery
April 24th People Serving People Lunch 11-1
April 29th 4-H Fashion Revue at the Blewett
Bradley Building at 600pm
April 29th How to Brew Your Own Beer with
Jim Peterson 600pm Adult event (21+)
The Franklin BPW meets the
third Monday of each month at the
Electric Plant Board
Blewett Bradley Building
Dinner at 630
Program at 700
Business Meeting at 730
We welcome and
invite guests to attend
Please contact President
Brownie Bennett for information
about joining the
Franklin Business and
Professional Womenrsquos Club
bbennett852hotmailcom or
270-776-5783
April 15th BPW Meeting
Election of Officers
President
President Elect
Vice President
Secretary
Treasurer
Aspiring
Professional
Speeches
Professional
Development
Speeches
We need you to step up and be a part of the Franklin
BPW Leadership Team If you have any questions
about any of the positions please contact any of the
current officers
Itrsquos all about what WE can do for YOU
AND what YOU can do for YOUR CLUB
Page 5
Apr 3 1934 - Jane Goodall primatologist and conservationist worlds foremost authority on chimpanzees
Apr 4 1928 - Maya Angelou author poet civil rights activist actress composed and read her poem at
President Clintonrsquos inauguration in 1993
Apr 7 1944 (2002) - Julia Miller Phillips film producer first woman to win a Best Picture Academy
Award (1973 ldquoThe Stingrdquo) as a producer also produced ldquoClose Encounters of the Third Kindrdquo and ldquoTaxi
Driverrdquo
Apr 9 1887 (1953) - Florence Price first African American woman symphony composer
Apr 10 1880 or 1882 (1965) - Frances Perkins first woman cabinet member Secretary of Labor in
1933 key contributor to the Social Security Act and the Fair Labor Standards Act
Apr 10 1903 (1987) - Clare Booth Luce playwright Congresswoman (R-CT)
Ambassador to Italy (1953-1956)
Apr 10 1930 - Delores Huerta Chicana activist co-founder United Farm Workers union
Apr 12 1909 (2001) - Eudora Welty writer won Pulitzer prize for Fiction in 1973 photographer
winner of Presidential Medal of Freedom the National Medal of Literature and the French Legion
dHonneur
Apr 14 1866 (1936) - Anne Sullivan Macy famous teacher of Helen Keller who was blind deaf and
mute the two worked and traveled together
Apr 25 1917 (1996) - Ella Fitzgerald First Lady of Song internationally renowned jazz singer winner
of 13 Grammy Awards
Apr 27 1927 (2006) - Coretta Scott King civil rights human rights and peace activist
Apr 30 1939 - Ellen Zwilich first woman to win a Pulitzer Prize for Music (1983)
Apr 2 1931 - 17-year-old Jackie Mitchell the second woman to play baseball in the all-male minor
leagues pitches an exhibition game against NY Yankees and strikes out both Babe Ruth and Lou Gehrig
The next day the Baseball Commissioner voided her contract claiming baseball was too strenuous for
women The ban was not overturned until 1992
Apr 5 1911 - 100000 to 500000 people march in New York City to attend the funeral of 7 unidentified
people who died in the Triangle Shirtwaist Company fire in late March
Apr 7 1805 - Sacagawea begins helping the Lewis and Clark Expedition as an interpreter
Apr 7 1987 - Opening of the National Museum of Women in the Arts in Washington DC the first
museum devoted to women artists
Apr 9 1939 - Marian Anderson sings an Easter Sunday concert for more than 75000 at Lincoln
Memorial
Apr 13 1933 - Ruth Bryan Owens is the first woman to represent the US as a foreign minister when
she is appointed as envoy to Denmark
Apr 19 1977 - 15 women in the House of Representatives form the Congressional Caucus for Womens
Issues
April 22 - Earth Day ndash honor Rachel Carson today a woman who changed America and greatly
influenced the environmental movement buy her revolutionary book Silent Spring at wwwnwhporg
April 26 1777 - American Revolution heroine Sybil Ludington 16 years old rides 40 miles by
horseback in the middle of the night to warn the American militia that the British were invading
Apr 28 1993 - First Take Our Daughters to Work day sponsored by the Ms Foundation in 2003 it
became Take Our Daughters and Sons to Work day
April BIRTHDAYS
April Highlights in US Womenrsquos History
Wear ldquoREDrdquo on Equal Pay Day to symbolize how far women
and minorities are in the red with their pay
What is
Equal Pay Day
Every year in April Business and Professional Womenrsquos Foundation (BPW Foundation) recognizes a
national day of action promoting fair pay known as Equal Pay Day Equal Pay Day is celebrated in
April because April symbolizes the month when womenrsquos wages catch up to menrsquos wages from the
previous year Equal Pay Day 2013 will be held on Tuesday April 9th
On Equal Pay Day BPW Foundation members and working women advocates around the country
mobilize their communities by holding press conferences signing proclamations hosting events and
meeting with policymakers to push for stronger state and federal equal pay laws
Gender Wage Disparity Continues
According to Census statistics released in September 2010 women working full-time year
round make on average 77 cents for every dollar a male earns An alternative to the wage gap
which is measuring the ratio between womenrsquos and menrsquos median weekly earnings for full-time workers
was 802 percent in 2009 which is flat since the historical high of 810 percent in 2005
Median earnings for women of color are consistently lower In 2009 in comparison to the earnings of
white men African American women earned 675 percent Asian American women earned 90 percent
and Hispanic women earned 577 percent
Over a lifetime of work this loss adds up into a shockingly high career wage gap The career
gap lowers womenrsquos earnings over a lifetime and reduces their long-term assets and that of their
families The typical woman loses $431000 in pay over a 40-year career
Wage disparity persists across all educational levels and in all states Women with the most
education lose the most in earnings Women with a college degree or higher lose $713000 over a
40-year period versus a $270000 loss for women who did not finish high school
Equal Pay Public Policy
In 2009 the Lilly Ledbetter Fair Pay Act was signed into law which amends the Civil Rights Act of
1964 stating that the 180-day statute of limitations for filing an equal-pay lawsuit regarding pay
discrimination resets with each new discriminatory paycheck
Now we must pass The Paycheck Fairness Act which will strengthen the Equal Pay Act by closing
loopholes and improving the laws effectiveness Congress came close to passing the Paycheck Fairness
Act in the 111th Congress however it unfortunately failed in the Senate by a very small margin in
December 2010
For more information please contact BPW Foundation at policybpwfoundationorg
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e H
ea
lth
y W
ealt
hy a
nd
Wis
e
HEALTHY WEALTHY amp WISE A program to help us learn about becoming
HEALTHY in mind body amp soul WEALTHY in finances and friendships WISE in decisions and relationships and always learning
ldquo HEALTHYrdquo Stress Awareness
National Stress Awareness Day is celebrated on April 16th every year Thus April is known as Stress Awareness Month Today there are umpteen numbers of reasons for a person to get stressed out National Stress Awareness Day celebrations give an opportunity to be aware of plenty of stress in your life April 16th is the day after taxes are due hence got designated as Stress Awareness Day In UK National Stress Awareness Day held in November is organized by the International Stress Management Association The date might change every year
National Stress Awareness Day History
The National Stress Awareness Day is sponsored by HRN ie the Health Resource Network This day began to be celebrated from 1992 onwards aiming at increasing the public awareness of the causes and cures of stress This day gives everyone a chance to look at their stressful lives and teaches them how to deal with them in a healthy manner
How to celebrate the day
Have a look at your stressful life
Even if you couldnrsquot get through your day doing all the things you have planned donrsquot get tensed If you could cover the important things you are successful
Think about stress relieving ways and spend the day with your loved ones which keeps you stress free
Keep yourself free and cool doing nothing or just having fun at least once a year and enjoy
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
ldquoWEALTHYrdquo
Seven Proven Steps to Wealth - The Formula for
Creating All the Money You Will Ever Want By Diane Kennedy
The Financial Treadmill
Does it ever seem to you that you are working harder and
harder just to stay even or worse yet only to be a little
farther behind each month If so yoursquore like millions of
other people all around the world The problem is that the
way we have been taught to earn money and create wealth
doesnrsquot work any more
First wersquore taught to (1) get a good education get a good
job and then work hard That means that yoursquore working
for someone else The company pays you a salary and the
government gets their cut first in the form of taxes You
get whatrsquos left over From that left-over money you need to
pay for all of your expenses and if you have anything left
over yoursquore too busy and too tired to look for an
investment So you just save the money in a low interest
account or a 401(k) plan
If the business that employs you gets more valuable it
doesnrsquot help you at all In fact it could endanger your job
as additional investment funds might mean capital
improvements that mean your job is now no longer
necessary If the business gets less valuable you lose as
well So therersquos no gain with your job and no security
Your savings account if you are able to start one is
growing at rate that is less than the rate of inflation
Saving money would actually mean that you are losing
money In fact in the accounting world we generally refer
to CDrsquos (Certificates of Deposits) as Certificates of
Depreciation Itrsquos a sure-fire way to lose wealth
No wonder you feel tired and scared
There is Another Way
The path for wealth is actually comprised of Seven Proven
Steps You can choose to do one or all of them The more
fully you participate in as many of the steps as possible
the more positive your results will be
Create a Business Make sure itrsquos in the proper business
structure that you have plans for (1) A clear exit strategy
(2) How you will fund the business (3) How you will take
money out of it and (4) A strategy to run it in a way that
reduces risk for you Sometimes starting a business is as
simple as changing your employment status from an
employee to an independent contractor
Discover Your Hidden Business
ldquoWISErdquo
April is Sexual Assault Awareness and Prevention Month
If you or someone you know has been a victim of a
sexual assault and is in need of helpful resources here
are some tips
Personal Safety Tips
bull Always be aware of your surroundings especially at
night When parking walking or returning to your car
remain in well-lit and populated areas
bull Wear sneakers or shoes that allow for added mobility
bull Be watchful and aware Keep your head up
Make quick eye contact with those around you and be
observant of passing vehicles
bull Donrsquot become distracted by talking on a cell phone or
listening to an iPodsimilar device
bull Avoid walking alone late at night Walk with friends
and people you know
bull Keep a whistle within reach If you feel threatened
use the whistle to signal residents that you need
assistance
bull Yelling ldquoFirerdquo ldquoHelprdquo andor ldquoRaperdquo are ways of
drawing attention and alerting people that you need
help
bull Hold your car keys in your hand to use as a weapon
against an attacker
bull Carry a cell phone
bull Call ahead to your destination to alert them that
yoursquore on your way Make sure they expect you at a
certain time so that in the event you fail to show up
theyrsquoll know enough to begin looking for you
bull Walk with confidence Be assertive Donrsquot let anyone
violate your space Trust your instincts Know this
anyone at any time can be a victim of crime Donrsquot
assume ldquoIT WILL NEVER HAPPEN TO MErdquo
bull If an unarmed attacker confronts you believe in
your ability to scare distract or even incapacitate the
attacker enough to escape
bull If you think that someone is following you switch
direction or cross the street Walk toward an open
store restaurant or residence
National Sexual Assault Hotline 1-800-656-HOPE
wwwrainnorg
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Wis
e
Hea
lth
y
Wealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Deductions It can be a major eye-opener when
the first-time business owner discovers all the
things that are now tax-deductible These are the
things you used to spend money on anyway The
difference is that they are now deductible Make
sure your Seven Proven Steps plan includes a
method for discovering and properly documenting
these expenses This is how the business can give
you money tax free Pay Your Taxes No kidding
This is part of the overall Seven Proven Steps
process Use proper planning to pre- pay just
enough in taxes at the latest possible time In this
way you can get 0 loans from the government
on your tax money When you have multiple
businesses you can often select when you want to
pay taxes and defer into a far distant time
Whats Left Goes Into Real Estate You might not
be able to hit the ideal investment strategy
initially of having all leftover business cash go
into real estate But the more you can put into
real estate without needing to draw anything for
personal living expenses the faster your income
will grow Make sure your real estate investment
is done with the proper leverage and through the
optimum structures Real Estate Income Comes
Out Tax-Free A good real estate investment will
create cash flow for you If you have made a good
deal yoursquoll have cash flow And if you have a
good tax plan yoursquoll pay ZERO TAXES on that
cash flow Buy a House the Right Way You need
a place to live and face it thatrsquos not an asset that
will put money in your pocket In fact your home
quite likely will be one of the biggest expenses
yoursquoll have Look for good deals in neighborhoods
that are appreciating and make the best deal
possible on financing Make sure you have a
contingency plan in case the value drops and your
other income goes down And above all use the
homestead laws andor a business structure to
protect your investment Make Your House Give
You Money The biggest gift that Congress has
ever given us is available ONLY for homeowners
The one requirement is that you have to move
You can also take the money out tax free from
your home to invest in other businesses or real
estate properties Itrsquos a gift ndash take advantage of
all that the IRS allows
The Results
You now have three potential places for your
wealth to increase ndash your home your real estate
and your business Instead of you working for
your money you have your money working for
you in multiple places You are no longer at the
whim of an employer or a 401(k) plan for your
financial freedom You control it with a plan that
grows money at a minimum tax rate
20 KY Local
Organizations
l i s ted by Region
West Region
Central City BPW
Franklin BPW
Hopkins County BPW
Hopkinsville BPW
Paducah BPW
Paducah-River City BPW
Princeton BPW
North Central Region
Berea BPW
BPWRiver City Inc
Danville BPW
Fort Harrod BPW
Licking Valley BPW
Springfield BPW
Woodford County BPW
South Central Region
Campbellsville BPW
Glasgow BPW
Middlesboro BPW
Russell County BPW
Somerset BPW
WKU-Glasgow Samothrace
BPWKY Scholarship Information Who is Eligible
Citizens of the Commonwealth of Kentucky
Minimum of 18 years of age
Planning a career in the Kentucky workforce
Attending school college institutionorganization
What Programs are Eligible
Academic programs for non-traditional students
Training to re-enter the workforce
Upgrading work skills or career changes
Job-related seminars workshops or CED programs
Educational programs to increase leadership positions
Literacy or GED programs
Research relating to labor market
Research on trendsissues facing business and industry
For additional information contact
Dr Tammy Owen BPWKY Foundation Scholarship Chair
When You May apply
Deadlines are April 30 amp October 31 for postmark of the
Application
One copy of the application along with one copy of accompanying infor-
mation should be sent to Scholarship Chair Tammy Owen
How Grants are Approved
Completed grant applications (with appropriate additional information) can be
mailed to Scholarship Chair Tammy Owen
(email her at tammyowenkctcsedu )
Communication WorkshopSeminar Applications are to be mailed e-mailed
to the Foundation Chair Debrah Pierce
(email her at piercedvaolcom )
Committee members meet twice yearly to review applications and award
scholarships A 30-day processing timeline follows after the application dead-
line
Applicants will be notified after 30 days following the deadlines of April 30 amp October 31 Notice of amount awarded and notice of denial of award will be
sent to all applicants at the address on hisher application
Visit
BPW-KYorg
KFBPW
2012-13
President
Jerilyn
Hippler
WEST REGION SPRING MEETING
April 20th Registration 900 am Meeting 930 am
Madisonville Community College 200 College Dr Madisonville KY
Hosted by Hopkins County BPW
Continental breakfast and lunch will be served Registration $15
Vicki Hurley will be the speaker
If any questions contact Susan Campbell West Region Director
270-963-0892 (cell) 270-365-3870 (h) e-mailsusanc49attnet
The Mentor Award Local Organization Award
An award will be presented at the State Convention in 2013 to recognize the Local
Organization with the best mentoring program for the year Information should
include a synopsis of the overall program and techniques
Individual Award
A Mentor of the Year Award will be given to a Kentucky Federation member who
has demonstrated an exceptional commitment to mentoring The purpose of the
Mentor Award is to identify and recognize Kentucky Federation members who
contribute to the growth and development of the other Federation members
This award is given each year to recognize a Kentucky Federation member for
outstanding service for living the Federation philosophy of Women Helping
Women for serving as a role model and for making a difference
All nominations are independently judged All nominees will be recognized
however only one mentor award will be given at the State Conference
Criteria
1 Both the mentor and the person submitting the nomination must be Kentucky
Federation members in good standing
2 A mentor can only win the award one time but may be nominated more than
once
Those making a nomination are asked to reply to the following questions
1 How has this Mentor nominee made you a better Kentucky Federation member
2 Why are you a better person or more successful because of this person
3 Why do you think this person deserves to be honored as a Mentor
4 Tell your Mentors KFBPW history ie offices held awards etc
5 In a summary paragraph you may make other comments and include any info
you feel is pertinent to the nomination
Submit to Joanne Story Mentoring Chair
Submission deadline May 1 2013
Make plans now to attend the 2013 State Conference which will
be held at the Holiday Inn Capital Plaza in Frankfort KY
June 7th amp 8th 2013
Women Misbehavin
ldquoWell behaved
women never
make historyrdquo
Check out the blogs on
bpwfoundationorg
HERvotes Blog Carnival Join us by sharing
posts on Facebook Twitter (using the hashtag
HERvotes) and other social media
BPW Foundation National News
202-293-1100
wwwbpwfoundationorg
foundationbpwfoundationorg
Through your generosity help a woman veteran or military spouse benefit from a mentoring relationship to help her with her job search starting a business and on her path to a successful career Monthly giving allows us to have a dependable base of support for ongoing mentoring relationships that directly impact the lives of women veterans amp military spouses All donations are appreciated and will be used to support Joining Forces Mentoring Plustrade Click below to donate with PayPal or Donate by mail BPW Foundation PO Box 759189 Baltimore MD 21275 7189
BPW Foundations Role
Business and Professional Womens
(BPW) Foundation and its advisory
councils and employer partners
provide oversight mentor training
research and analysis for Joining
Forces Mentoring Plustrade
Remarks by the First Lady at Champions of Change
Womens Veterans Event held March 19th at the Eisenhower
Executive Office Building in Washington DC
ldquoI want to thank you for joining us today and for all that
youve done as a partner with Jill and I
through Joining Forces Its wonderful to
see you as well as everyone here from the
Business and Professional Womens Founda-
tion for the exceptional work that they do
every day for womens veterans And of
course I want to recognize the 14 ex-
traordinary women were honoring as our
Champions of Changerdquo
Past National BPW President Rosalyn
Ridgeway attended this great event and
was proud and honored to be at the White House
Business and Professional Womens Foundation was
thanked by the First Lady for our extraordinary work
we do in support of women veterans
The 14 women are truly the living embodiment of that spirit of
service Those honored include
1 Tia Christopher United States Navy veteran serves as Chief of Staff for the Farmer
Veteran Coalition in Davis CA
2 Stacy L Pearsall a combat disabled Air Force veteran plays a pivotal role in policy at
Ralph H Johnson VA Medical Center
3 Brigadier General Wilma L Vaught President of the Women In Military Service For
America Memorial Foundation
4 Kayla Williams author of Love My Rifle More Than You Young and Female in the US
Army current Truman National Security Project fellow and member of the Army Education
Advisory Committee
5 Natasha Young United States Marine Corps veteran a Fellowship Recruitment Associate
at The Mission Continues
6 Ginger Miller Founder and CEO of Women Veterans Interactive
7 Michelle Racicot MSN FNP-BC a former Army Nurse Corp officer a Family Nurse
Practitioner at an Urgent Care Center in Albuquerque
8 Captain Glenna Tinney Military Advocacy Program Coordinator for the Battered Womenrsquos
Justice Project for the Department of Justice Office on Violence Against Women
9 Dawn Halfaker United States Military Academy Graduate and combat veteran formed
Halfaker and Associates and serves as President of the Board of Directors for the Wounded
Warriors Project
10 Priscilla Mondt Chaplain Mondt serves as Chief of Chaplain Service at Veterans Affairs
Medical Center
11 Sharie Derrickson a disabled service-connected US Navy veteran Vice
President of New Wind Energy Solutions in Nashville TN
12 Marylyn Harris a former Army Nurse and Disabled War Veteran founded the nationrsquos
first and only Women Veterans Business Center (WVBC) in Houston
13 Becky Kanis an Officer in the US Army founding chair of Knights Out
14 Marsha Four a former Army nurse in Vietnam founded a transitional housing residence
for homeless vets
KFBPW 2013
APRIL
April 6 North Central Region Annual Spring Meeting -
Cynthiana KY
April 9 Equal Pay Day
April 13 South Central Region Annual Spring Meeting -
Russell County KY
April 20 West Region Annual Spring Meeting -
Madisonville KY
April 30 KY Foundation Scholarship Application deadline
MAY
Military Appreciation Month
May 1 Deadline for ALL Local amp Regional award submissions
May 10 Deadline for Committee Chairs to submit list of clubs
who submitted reports for awards at State Conference to
State President for certificate preparation
May 24 Deadline for Committee Chairs to submit final list of
Awards Winners to State President for preparation of awards
JUNE
June 6 KFBPW Executive Committee Dinner amp gift exchange
Holiday Inn Capital Plaza Frankfort
June 7-8 KFBPW Annual Conference Holiday Inn Capital
Plaza Frankfort
Calendar of Events
F-S Community Events
April 3rd People Serving People Lunch 11-1
April 4th AARP will meet at the First Baptist
Church at 1030am
April 6th Cherry Blossom Art Hop
April 6th Farmers Market Opening Day
April 9th Eye Opener at Coldwell Banker
April 9th SNAP Ed Cooking with Class with Caren
at Brooks-Wright Center 1000am
April 9th Equal Pay Day
April 10th People Serving People Lunch 11-1
April 17th People Serving People Lunch 11-1
April 17 ndash19 Friends of the Library Big Book Sale
April 18th Habitat Breakfast 700am
April 18th F-S Kiwanis Club meeting at noon at
the J amp J Country Market on Springfield Hwy
April 20th Unsung Herorsquos Banquet
April 23rd CSFP Commodity Delivery
April 24th People Serving People Lunch 11-1
April 29th 4-H Fashion Revue at the Blewett
Bradley Building at 600pm
April 29th How to Brew Your Own Beer with
Jim Peterson 600pm Adult event (21+)
The Franklin BPW meets the
third Monday of each month at the
Electric Plant Board
Blewett Bradley Building
Dinner at 630
Program at 700
Business Meeting at 730
We welcome and
invite guests to attend
Please contact President
Brownie Bennett for information
about joining the
Franklin Business and
Professional Womenrsquos Club
bbennett852hotmailcom or
270-776-5783
April 15th BPW Meeting
Election of Officers
President
President Elect
Vice President
Secretary
Treasurer
Aspiring
Professional
Speeches
Professional
Development
Speeches
We need you to step up and be a part of the Franklin
BPW Leadership Team If you have any questions
about any of the positions please contact any of the
current officers
Itrsquos all about what WE can do for YOU
AND what YOU can do for YOUR CLUB
Wear ldquoREDrdquo on Equal Pay Day to symbolize how far women
and minorities are in the red with their pay
What is
Equal Pay Day
Every year in April Business and Professional Womenrsquos Foundation (BPW Foundation) recognizes a
national day of action promoting fair pay known as Equal Pay Day Equal Pay Day is celebrated in
April because April symbolizes the month when womenrsquos wages catch up to menrsquos wages from the
previous year Equal Pay Day 2013 will be held on Tuesday April 9th
On Equal Pay Day BPW Foundation members and working women advocates around the country
mobilize their communities by holding press conferences signing proclamations hosting events and
meeting with policymakers to push for stronger state and federal equal pay laws
Gender Wage Disparity Continues
According to Census statistics released in September 2010 women working full-time year
round make on average 77 cents for every dollar a male earns An alternative to the wage gap
which is measuring the ratio between womenrsquos and menrsquos median weekly earnings for full-time workers
was 802 percent in 2009 which is flat since the historical high of 810 percent in 2005
Median earnings for women of color are consistently lower In 2009 in comparison to the earnings of
white men African American women earned 675 percent Asian American women earned 90 percent
and Hispanic women earned 577 percent
Over a lifetime of work this loss adds up into a shockingly high career wage gap The career
gap lowers womenrsquos earnings over a lifetime and reduces their long-term assets and that of their
families The typical woman loses $431000 in pay over a 40-year career
Wage disparity persists across all educational levels and in all states Women with the most
education lose the most in earnings Women with a college degree or higher lose $713000 over a
40-year period versus a $270000 loss for women who did not finish high school
Equal Pay Public Policy
In 2009 the Lilly Ledbetter Fair Pay Act was signed into law which amends the Civil Rights Act of
1964 stating that the 180-day statute of limitations for filing an equal-pay lawsuit regarding pay
discrimination resets with each new discriminatory paycheck
Now we must pass The Paycheck Fairness Act which will strengthen the Equal Pay Act by closing
loopholes and improving the laws effectiveness Congress came close to passing the Paycheck Fairness
Act in the 111th Congress however it unfortunately failed in the Senate by a very small margin in
December 2010
For more information please contact BPW Foundation at policybpwfoundationorg
Wis
e
Hea
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ealt
hy a
nd
Wis
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Hea
lth
y W
ealt
hy a
nd
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e H
ea
lth
y W
ealt
hy a
nd
Wis
e
HEALTHY WEALTHY amp WISE A program to help us learn about becoming
HEALTHY in mind body amp soul WEALTHY in finances and friendships WISE in decisions and relationships and always learning
ldquo HEALTHYrdquo Stress Awareness
National Stress Awareness Day is celebrated on April 16th every year Thus April is known as Stress Awareness Month Today there are umpteen numbers of reasons for a person to get stressed out National Stress Awareness Day celebrations give an opportunity to be aware of plenty of stress in your life April 16th is the day after taxes are due hence got designated as Stress Awareness Day In UK National Stress Awareness Day held in November is organized by the International Stress Management Association The date might change every year
National Stress Awareness Day History
The National Stress Awareness Day is sponsored by HRN ie the Health Resource Network This day began to be celebrated from 1992 onwards aiming at increasing the public awareness of the causes and cures of stress This day gives everyone a chance to look at their stressful lives and teaches them how to deal with them in a healthy manner
How to celebrate the day
Have a look at your stressful life
Even if you couldnrsquot get through your day doing all the things you have planned donrsquot get tensed If you could cover the important things you are successful
Think about stress relieving ways and spend the day with your loved ones which keeps you stress free
Keep yourself free and cool doing nothing or just having fun at least once a year and enjoy
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
ldquoWEALTHYrdquo
Seven Proven Steps to Wealth - The Formula for
Creating All the Money You Will Ever Want By Diane Kennedy
The Financial Treadmill
Does it ever seem to you that you are working harder and
harder just to stay even or worse yet only to be a little
farther behind each month If so yoursquore like millions of
other people all around the world The problem is that the
way we have been taught to earn money and create wealth
doesnrsquot work any more
First wersquore taught to (1) get a good education get a good
job and then work hard That means that yoursquore working
for someone else The company pays you a salary and the
government gets their cut first in the form of taxes You
get whatrsquos left over From that left-over money you need to
pay for all of your expenses and if you have anything left
over yoursquore too busy and too tired to look for an
investment So you just save the money in a low interest
account or a 401(k) plan
If the business that employs you gets more valuable it
doesnrsquot help you at all In fact it could endanger your job
as additional investment funds might mean capital
improvements that mean your job is now no longer
necessary If the business gets less valuable you lose as
well So therersquos no gain with your job and no security
Your savings account if you are able to start one is
growing at rate that is less than the rate of inflation
Saving money would actually mean that you are losing
money In fact in the accounting world we generally refer
to CDrsquos (Certificates of Deposits) as Certificates of
Depreciation Itrsquos a sure-fire way to lose wealth
No wonder you feel tired and scared
There is Another Way
The path for wealth is actually comprised of Seven Proven
Steps You can choose to do one or all of them The more
fully you participate in as many of the steps as possible
the more positive your results will be
Create a Business Make sure itrsquos in the proper business
structure that you have plans for (1) A clear exit strategy
(2) How you will fund the business (3) How you will take
money out of it and (4) A strategy to run it in a way that
reduces risk for you Sometimes starting a business is as
simple as changing your employment status from an
employee to an independent contractor
Discover Your Hidden Business
ldquoWISErdquo
April is Sexual Assault Awareness and Prevention Month
If you or someone you know has been a victim of a
sexual assault and is in need of helpful resources here
are some tips
Personal Safety Tips
bull Always be aware of your surroundings especially at
night When parking walking or returning to your car
remain in well-lit and populated areas
bull Wear sneakers or shoes that allow for added mobility
bull Be watchful and aware Keep your head up
Make quick eye contact with those around you and be
observant of passing vehicles
bull Donrsquot become distracted by talking on a cell phone or
listening to an iPodsimilar device
bull Avoid walking alone late at night Walk with friends
and people you know
bull Keep a whistle within reach If you feel threatened
use the whistle to signal residents that you need
assistance
bull Yelling ldquoFirerdquo ldquoHelprdquo andor ldquoRaperdquo are ways of
drawing attention and alerting people that you need
help
bull Hold your car keys in your hand to use as a weapon
against an attacker
bull Carry a cell phone
bull Call ahead to your destination to alert them that
yoursquore on your way Make sure they expect you at a
certain time so that in the event you fail to show up
theyrsquoll know enough to begin looking for you
bull Walk with confidence Be assertive Donrsquot let anyone
violate your space Trust your instincts Know this
anyone at any time can be a victim of crime Donrsquot
assume ldquoIT WILL NEVER HAPPEN TO MErdquo
bull If an unarmed attacker confronts you believe in
your ability to scare distract or even incapacitate the
attacker enough to escape
bull If you think that someone is following you switch
direction or cross the street Walk toward an open
store restaurant or residence
National Sexual Assault Hotline 1-800-656-HOPE
wwwrainnorg
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Wis
e
Hea
lth
y
Wealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Deductions It can be a major eye-opener when
the first-time business owner discovers all the
things that are now tax-deductible These are the
things you used to spend money on anyway The
difference is that they are now deductible Make
sure your Seven Proven Steps plan includes a
method for discovering and properly documenting
these expenses This is how the business can give
you money tax free Pay Your Taxes No kidding
This is part of the overall Seven Proven Steps
process Use proper planning to pre- pay just
enough in taxes at the latest possible time In this
way you can get 0 loans from the government
on your tax money When you have multiple
businesses you can often select when you want to
pay taxes and defer into a far distant time
Whats Left Goes Into Real Estate You might not
be able to hit the ideal investment strategy
initially of having all leftover business cash go
into real estate But the more you can put into
real estate without needing to draw anything for
personal living expenses the faster your income
will grow Make sure your real estate investment
is done with the proper leverage and through the
optimum structures Real Estate Income Comes
Out Tax-Free A good real estate investment will
create cash flow for you If you have made a good
deal yoursquoll have cash flow And if you have a
good tax plan yoursquoll pay ZERO TAXES on that
cash flow Buy a House the Right Way You need
a place to live and face it thatrsquos not an asset that
will put money in your pocket In fact your home
quite likely will be one of the biggest expenses
yoursquoll have Look for good deals in neighborhoods
that are appreciating and make the best deal
possible on financing Make sure you have a
contingency plan in case the value drops and your
other income goes down And above all use the
homestead laws andor a business structure to
protect your investment Make Your House Give
You Money The biggest gift that Congress has
ever given us is available ONLY for homeowners
The one requirement is that you have to move
You can also take the money out tax free from
your home to invest in other businesses or real
estate properties Itrsquos a gift ndash take advantage of
all that the IRS allows
The Results
You now have three potential places for your
wealth to increase ndash your home your real estate
and your business Instead of you working for
your money you have your money working for
you in multiple places You are no longer at the
whim of an employer or a 401(k) plan for your
financial freedom You control it with a plan that
grows money at a minimum tax rate
20 KY Local
Organizations
l i s ted by Region
West Region
Central City BPW
Franklin BPW
Hopkins County BPW
Hopkinsville BPW
Paducah BPW
Paducah-River City BPW
Princeton BPW
North Central Region
Berea BPW
BPWRiver City Inc
Danville BPW
Fort Harrod BPW
Licking Valley BPW
Springfield BPW
Woodford County BPW
South Central Region
Campbellsville BPW
Glasgow BPW
Middlesboro BPW
Russell County BPW
Somerset BPW
WKU-Glasgow Samothrace
BPWKY Scholarship Information Who is Eligible
Citizens of the Commonwealth of Kentucky
Minimum of 18 years of age
Planning a career in the Kentucky workforce
Attending school college institutionorganization
What Programs are Eligible
Academic programs for non-traditional students
Training to re-enter the workforce
Upgrading work skills or career changes
Job-related seminars workshops or CED programs
Educational programs to increase leadership positions
Literacy or GED programs
Research relating to labor market
Research on trendsissues facing business and industry
For additional information contact
Dr Tammy Owen BPWKY Foundation Scholarship Chair
When You May apply
Deadlines are April 30 amp October 31 for postmark of the
Application
One copy of the application along with one copy of accompanying infor-
mation should be sent to Scholarship Chair Tammy Owen
How Grants are Approved
Completed grant applications (with appropriate additional information) can be
mailed to Scholarship Chair Tammy Owen
(email her at tammyowenkctcsedu )
Communication WorkshopSeminar Applications are to be mailed e-mailed
to the Foundation Chair Debrah Pierce
(email her at piercedvaolcom )
Committee members meet twice yearly to review applications and award
scholarships A 30-day processing timeline follows after the application dead-
line
Applicants will be notified after 30 days following the deadlines of April 30 amp October 31 Notice of amount awarded and notice of denial of award will be
sent to all applicants at the address on hisher application
Visit
BPW-KYorg
KFBPW
2012-13
President
Jerilyn
Hippler
WEST REGION SPRING MEETING
April 20th Registration 900 am Meeting 930 am
Madisonville Community College 200 College Dr Madisonville KY
Hosted by Hopkins County BPW
Continental breakfast and lunch will be served Registration $15
Vicki Hurley will be the speaker
If any questions contact Susan Campbell West Region Director
270-963-0892 (cell) 270-365-3870 (h) e-mailsusanc49attnet
The Mentor Award Local Organization Award
An award will be presented at the State Convention in 2013 to recognize the Local
Organization with the best mentoring program for the year Information should
include a synopsis of the overall program and techniques
Individual Award
A Mentor of the Year Award will be given to a Kentucky Federation member who
has demonstrated an exceptional commitment to mentoring The purpose of the
Mentor Award is to identify and recognize Kentucky Federation members who
contribute to the growth and development of the other Federation members
This award is given each year to recognize a Kentucky Federation member for
outstanding service for living the Federation philosophy of Women Helping
Women for serving as a role model and for making a difference
All nominations are independently judged All nominees will be recognized
however only one mentor award will be given at the State Conference
Criteria
1 Both the mentor and the person submitting the nomination must be Kentucky
Federation members in good standing
2 A mentor can only win the award one time but may be nominated more than
once
Those making a nomination are asked to reply to the following questions
1 How has this Mentor nominee made you a better Kentucky Federation member
2 Why are you a better person or more successful because of this person
3 Why do you think this person deserves to be honored as a Mentor
4 Tell your Mentors KFBPW history ie offices held awards etc
5 In a summary paragraph you may make other comments and include any info
you feel is pertinent to the nomination
Submit to Joanne Story Mentoring Chair
Submission deadline May 1 2013
Make plans now to attend the 2013 State Conference which will
be held at the Holiday Inn Capital Plaza in Frankfort KY
June 7th amp 8th 2013
Women Misbehavin
ldquoWell behaved
women never
make historyrdquo
Check out the blogs on
bpwfoundationorg
HERvotes Blog Carnival Join us by sharing
posts on Facebook Twitter (using the hashtag
HERvotes) and other social media
BPW Foundation National News
202-293-1100
wwwbpwfoundationorg
foundationbpwfoundationorg
Through your generosity help a woman veteran or military spouse benefit from a mentoring relationship to help her with her job search starting a business and on her path to a successful career Monthly giving allows us to have a dependable base of support for ongoing mentoring relationships that directly impact the lives of women veterans amp military spouses All donations are appreciated and will be used to support Joining Forces Mentoring Plustrade Click below to donate with PayPal or Donate by mail BPW Foundation PO Box 759189 Baltimore MD 21275 7189
BPW Foundations Role
Business and Professional Womens
(BPW) Foundation and its advisory
councils and employer partners
provide oversight mentor training
research and analysis for Joining
Forces Mentoring Plustrade
Remarks by the First Lady at Champions of Change
Womens Veterans Event held March 19th at the Eisenhower
Executive Office Building in Washington DC
ldquoI want to thank you for joining us today and for all that
youve done as a partner with Jill and I
through Joining Forces Its wonderful to
see you as well as everyone here from the
Business and Professional Womens Founda-
tion for the exceptional work that they do
every day for womens veterans And of
course I want to recognize the 14 ex-
traordinary women were honoring as our
Champions of Changerdquo
Past National BPW President Rosalyn
Ridgeway attended this great event and
was proud and honored to be at the White House
Business and Professional Womens Foundation was
thanked by the First Lady for our extraordinary work
we do in support of women veterans
The 14 women are truly the living embodiment of that spirit of
service Those honored include
1 Tia Christopher United States Navy veteran serves as Chief of Staff for the Farmer
Veteran Coalition in Davis CA
2 Stacy L Pearsall a combat disabled Air Force veteran plays a pivotal role in policy at
Ralph H Johnson VA Medical Center
3 Brigadier General Wilma L Vaught President of the Women In Military Service For
America Memorial Foundation
4 Kayla Williams author of Love My Rifle More Than You Young and Female in the US
Army current Truman National Security Project fellow and member of the Army Education
Advisory Committee
5 Natasha Young United States Marine Corps veteran a Fellowship Recruitment Associate
at The Mission Continues
6 Ginger Miller Founder and CEO of Women Veterans Interactive
7 Michelle Racicot MSN FNP-BC a former Army Nurse Corp officer a Family Nurse
Practitioner at an Urgent Care Center in Albuquerque
8 Captain Glenna Tinney Military Advocacy Program Coordinator for the Battered Womenrsquos
Justice Project for the Department of Justice Office on Violence Against Women
9 Dawn Halfaker United States Military Academy Graduate and combat veteran formed
Halfaker and Associates and serves as President of the Board of Directors for the Wounded
Warriors Project
10 Priscilla Mondt Chaplain Mondt serves as Chief of Chaplain Service at Veterans Affairs
Medical Center
11 Sharie Derrickson a disabled service-connected US Navy veteran Vice
President of New Wind Energy Solutions in Nashville TN
12 Marylyn Harris a former Army Nurse and Disabled War Veteran founded the nationrsquos
first and only Women Veterans Business Center (WVBC) in Houston
13 Becky Kanis an Officer in the US Army founding chair of Knights Out
14 Marsha Four a former Army nurse in Vietnam founded a transitional housing residence
for homeless vets
KFBPW 2013
APRIL
April 6 North Central Region Annual Spring Meeting -
Cynthiana KY
April 9 Equal Pay Day
April 13 South Central Region Annual Spring Meeting -
Russell County KY
April 20 West Region Annual Spring Meeting -
Madisonville KY
April 30 KY Foundation Scholarship Application deadline
MAY
Military Appreciation Month
May 1 Deadline for ALL Local amp Regional award submissions
May 10 Deadline for Committee Chairs to submit list of clubs
who submitted reports for awards at State Conference to
State President for certificate preparation
May 24 Deadline for Committee Chairs to submit final list of
Awards Winners to State President for preparation of awards
JUNE
June 6 KFBPW Executive Committee Dinner amp gift exchange
Holiday Inn Capital Plaza Frankfort
June 7-8 KFBPW Annual Conference Holiday Inn Capital
Plaza Frankfort
Calendar of Events
F-S Community Events
April 3rd People Serving People Lunch 11-1
April 4th AARP will meet at the First Baptist
Church at 1030am
April 6th Cherry Blossom Art Hop
April 6th Farmers Market Opening Day
April 9th Eye Opener at Coldwell Banker
April 9th SNAP Ed Cooking with Class with Caren
at Brooks-Wright Center 1000am
April 9th Equal Pay Day
April 10th People Serving People Lunch 11-1
April 17th People Serving People Lunch 11-1
April 17 ndash19 Friends of the Library Big Book Sale
April 18th Habitat Breakfast 700am
April 18th F-S Kiwanis Club meeting at noon at
the J amp J Country Market on Springfield Hwy
April 20th Unsung Herorsquos Banquet
April 23rd CSFP Commodity Delivery
April 24th People Serving People Lunch 11-1
April 29th 4-H Fashion Revue at the Blewett
Bradley Building at 600pm
April 29th How to Brew Your Own Beer with
Jim Peterson 600pm Adult event (21+)
The Franklin BPW meets the
third Monday of each month at the
Electric Plant Board
Blewett Bradley Building
Dinner at 630
Program at 700
Business Meeting at 730
We welcome and
invite guests to attend
Please contact President
Brownie Bennett for information
about joining the
Franklin Business and
Professional Womenrsquos Club
bbennett852hotmailcom or
270-776-5783
April 15th BPW Meeting
Election of Officers
President
President Elect
Vice President
Secretary
Treasurer
Aspiring
Professional
Speeches
Professional
Development
Speeches
We need you to step up and be a part of the Franklin
BPW Leadership Team If you have any questions
about any of the positions please contact any of the
current officers
Itrsquos all about what WE can do for YOU
AND what YOU can do for YOUR CLUB
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e H
ea
lth
y W
ealt
hy a
nd
Wis
e
HEALTHY WEALTHY amp WISE A program to help us learn about becoming
HEALTHY in mind body amp soul WEALTHY in finances and friendships WISE in decisions and relationships and always learning
ldquo HEALTHYrdquo Stress Awareness
National Stress Awareness Day is celebrated on April 16th every year Thus April is known as Stress Awareness Month Today there are umpteen numbers of reasons for a person to get stressed out National Stress Awareness Day celebrations give an opportunity to be aware of plenty of stress in your life April 16th is the day after taxes are due hence got designated as Stress Awareness Day In UK National Stress Awareness Day held in November is organized by the International Stress Management Association The date might change every year
National Stress Awareness Day History
The National Stress Awareness Day is sponsored by HRN ie the Health Resource Network This day began to be celebrated from 1992 onwards aiming at increasing the public awareness of the causes and cures of stress This day gives everyone a chance to look at their stressful lives and teaches them how to deal with them in a healthy manner
How to celebrate the day
Have a look at your stressful life
Even if you couldnrsquot get through your day doing all the things you have planned donrsquot get tensed If you could cover the important things you are successful
Think about stress relieving ways and spend the day with your loved ones which keeps you stress free
Keep yourself free and cool doing nothing or just having fun at least once a year and enjoy
Wis
e
Hea
lth
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ealt
hy a
nd
Wis
e
Hea
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hy a
nd
Wis
e
ldquoWEALTHYrdquo
Seven Proven Steps to Wealth - The Formula for
Creating All the Money You Will Ever Want By Diane Kennedy
The Financial Treadmill
Does it ever seem to you that you are working harder and
harder just to stay even or worse yet only to be a little
farther behind each month If so yoursquore like millions of
other people all around the world The problem is that the
way we have been taught to earn money and create wealth
doesnrsquot work any more
First wersquore taught to (1) get a good education get a good
job and then work hard That means that yoursquore working
for someone else The company pays you a salary and the
government gets their cut first in the form of taxes You
get whatrsquos left over From that left-over money you need to
pay for all of your expenses and if you have anything left
over yoursquore too busy and too tired to look for an
investment So you just save the money in a low interest
account or a 401(k) plan
If the business that employs you gets more valuable it
doesnrsquot help you at all In fact it could endanger your job
as additional investment funds might mean capital
improvements that mean your job is now no longer
necessary If the business gets less valuable you lose as
well So therersquos no gain with your job and no security
Your savings account if you are able to start one is
growing at rate that is less than the rate of inflation
Saving money would actually mean that you are losing
money In fact in the accounting world we generally refer
to CDrsquos (Certificates of Deposits) as Certificates of
Depreciation Itrsquos a sure-fire way to lose wealth
No wonder you feel tired and scared
There is Another Way
The path for wealth is actually comprised of Seven Proven
Steps You can choose to do one or all of them The more
fully you participate in as many of the steps as possible
the more positive your results will be
Create a Business Make sure itrsquos in the proper business
structure that you have plans for (1) A clear exit strategy
(2) How you will fund the business (3) How you will take
money out of it and (4) A strategy to run it in a way that
reduces risk for you Sometimes starting a business is as
simple as changing your employment status from an
employee to an independent contractor
Discover Your Hidden Business
ldquoWISErdquo
April is Sexual Assault Awareness and Prevention Month
If you or someone you know has been a victim of a
sexual assault and is in need of helpful resources here
are some tips
Personal Safety Tips
bull Always be aware of your surroundings especially at
night When parking walking or returning to your car
remain in well-lit and populated areas
bull Wear sneakers or shoes that allow for added mobility
bull Be watchful and aware Keep your head up
Make quick eye contact with those around you and be
observant of passing vehicles
bull Donrsquot become distracted by talking on a cell phone or
listening to an iPodsimilar device
bull Avoid walking alone late at night Walk with friends
and people you know
bull Keep a whistle within reach If you feel threatened
use the whistle to signal residents that you need
assistance
bull Yelling ldquoFirerdquo ldquoHelprdquo andor ldquoRaperdquo are ways of
drawing attention and alerting people that you need
help
bull Hold your car keys in your hand to use as a weapon
against an attacker
bull Carry a cell phone
bull Call ahead to your destination to alert them that
yoursquore on your way Make sure they expect you at a
certain time so that in the event you fail to show up
theyrsquoll know enough to begin looking for you
bull Walk with confidence Be assertive Donrsquot let anyone
violate your space Trust your instincts Know this
anyone at any time can be a victim of crime Donrsquot
assume ldquoIT WILL NEVER HAPPEN TO MErdquo
bull If an unarmed attacker confronts you believe in
your ability to scare distract or even incapacitate the
attacker enough to escape
bull If you think that someone is following you switch
direction or cross the street Walk toward an open
store restaurant or residence
National Sexual Assault Hotline 1-800-656-HOPE
wwwrainnorg
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Wis
e
Hea
lth
y
Wealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Deductions It can be a major eye-opener when
the first-time business owner discovers all the
things that are now tax-deductible These are the
things you used to spend money on anyway The
difference is that they are now deductible Make
sure your Seven Proven Steps plan includes a
method for discovering and properly documenting
these expenses This is how the business can give
you money tax free Pay Your Taxes No kidding
This is part of the overall Seven Proven Steps
process Use proper planning to pre- pay just
enough in taxes at the latest possible time In this
way you can get 0 loans from the government
on your tax money When you have multiple
businesses you can often select when you want to
pay taxes and defer into a far distant time
Whats Left Goes Into Real Estate You might not
be able to hit the ideal investment strategy
initially of having all leftover business cash go
into real estate But the more you can put into
real estate without needing to draw anything for
personal living expenses the faster your income
will grow Make sure your real estate investment
is done with the proper leverage and through the
optimum structures Real Estate Income Comes
Out Tax-Free A good real estate investment will
create cash flow for you If you have made a good
deal yoursquoll have cash flow And if you have a
good tax plan yoursquoll pay ZERO TAXES on that
cash flow Buy a House the Right Way You need
a place to live and face it thatrsquos not an asset that
will put money in your pocket In fact your home
quite likely will be one of the biggest expenses
yoursquoll have Look for good deals in neighborhoods
that are appreciating and make the best deal
possible on financing Make sure you have a
contingency plan in case the value drops and your
other income goes down And above all use the
homestead laws andor a business structure to
protect your investment Make Your House Give
You Money The biggest gift that Congress has
ever given us is available ONLY for homeowners
The one requirement is that you have to move
You can also take the money out tax free from
your home to invest in other businesses or real
estate properties Itrsquos a gift ndash take advantage of
all that the IRS allows
The Results
You now have three potential places for your
wealth to increase ndash your home your real estate
and your business Instead of you working for
your money you have your money working for
you in multiple places You are no longer at the
whim of an employer or a 401(k) plan for your
financial freedom You control it with a plan that
grows money at a minimum tax rate
20 KY Local
Organizations
l i s ted by Region
West Region
Central City BPW
Franklin BPW
Hopkins County BPW
Hopkinsville BPW
Paducah BPW
Paducah-River City BPW
Princeton BPW
North Central Region
Berea BPW
BPWRiver City Inc
Danville BPW
Fort Harrod BPW
Licking Valley BPW
Springfield BPW
Woodford County BPW
South Central Region
Campbellsville BPW
Glasgow BPW
Middlesboro BPW
Russell County BPW
Somerset BPW
WKU-Glasgow Samothrace
BPWKY Scholarship Information Who is Eligible
Citizens of the Commonwealth of Kentucky
Minimum of 18 years of age
Planning a career in the Kentucky workforce
Attending school college institutionorganization
What Programs are Eligible
Academic programs for non-traditional students
Training to re-enter the workforce
Upgrading work skills or career changes
Job-related seminars workshops or CED programs
Educational programs to increase leadership positions
Literacy or GED programs
Research relating to labor market
Research on trendsissues facing business and industry
For additional information contact
Dr Tammy Owen BPWKY Foundation Scholarship Chair
When You May apply
Deadlines are April 30 amp October 31 for postmark of the
Application
One copy of the application along with one copy of accompanying infor-
mation should be sent to Scholarship Chair Tammy Owen
How Grants are Approved
Completed grant applications (with appropriate additional information) can be
mailed to Scholarship Chair Tammy Owen
(email her at tammyowenkctcsedu )
Communication WorkshopSeminar Applications are to be mailed e-mailed
to the Foundation Chair Debrah Pierce
(email her at piercedvaolcom )
Committee members meet twice yearly to review applications and award
scholarships A 30-day processing timeline follows after the application dead-
line
Applicants will be notified after 30 days following the deadlines of April 30 amp October 31 Notice of amount awarded and notice of denial of award will be
sent to all applicants at the address on hisher application
Visit
BPW-KYorg
KFBPW
2012-13
President
Jerilyn
Hippler
WEST REGION SPRING MEETING
April 20th Registration 900 am Meeting 930 am
Madisonville Community College 200 College Dr Madisonville KY
Hosted by Hopkins County BPW
Continental breakfast and lunch will be served Registration $15
Vicki Hurley will be the speaker
If any questions contact Susan Campbell West Region Director
270-963-0892 (cell) 270-365-3870 (h) e-mailsusanc49attnet
The Mentor Award Local Organization Award
An award will be presented at the State Convention in 2013 to recognize the Local
Organization with the best mentoring program for the year Information should
include a synopsis of the overall program and techniques
Individual Award
A Mentor of the Year Award will be given to a Kentucky Federation member who
has demonstrated an exceptional commitment to mentoring The purpose of the
Mentor Award is to identify and recognize Kentucky Federation members who
contribute to the growth and development of the other Federation members
This award is given each year to recognize a Kentucky Federation member for
outstanding service for living the Federation philosophy of Women Helping
Women for serving as a role model and for making a difference
All nominations are independently judged All nominees will be recognized
however only one mentor award will be given at the State Conference
Criteria
1 Both the mentor and the person submitting the nomination must be Kentucky
Federation members in good standing
2 A mentor can only win the award one time but may be nominated more than
once
Those making a nomination are asked to reply to the following questions
1 How has this Mentor nominee made you a better Kentucky Federation member
2 Why are you a better person or more successful because of this person
3 Why do you think this person deserves to be honored as a Mentor
4 Tell your Mentors KFBPW history ie offices held awards etc
5 In a summary paragraph you may make other comments and include any info
you feel is pertinent to the nomination
Submit to Joanne Story Mentoring Chair
Submission deadline May 1 2013
Make plans now to attend the 2013 State Conference which will
be held at the Holiday Inn Capital Plaza in Frankfort KY
June 7th amp 8th 2013
Women Misbehavin
ldquoWell behaved
women never
make historyrdquo
Check out the blogs on
bpwfoundationorg
HERvotes Blog Carnival Join us by sharing
posts on Facebook Twitter (using the hashtag
HERvotes) and other social media
BPW Foundation National News
202-293-1100
wwwbpwfoundationorg
foundationbpwfoundationorg
Through your generosity help a woman veteran or military spouse benefit from a mentoring relationship to help her with her job search starting a business and on her path to a successful career Monthly giving allows us to have a dependable base of support for ongoing mentoring relationships that directly impact the lives of women veterans amp military spouses All donations are appreciated and will be used to support Joining Forces Mentoring Plustrade Click below to donate with PayPal or Donate by mail BPW Foundation PO Box 759189 Baltimore MD 21275 7189
BPW Foundations Role
Business and Professional Womens
(BPW) Foundation and its advisory
councils and employer partners
provide oversight mentor training
research and analysis for Joining
Forces Mentoring Plustrade
Remarks by the First Lady at Champions of Change
Womens Veterans Event held March 19th at the Eisenhower
Executive Office Building in Washington DC
ldquoI want to thank you for joining us today and for all that
youve done as a partner with Jill and I
through Joining Forces Its wonderful to
see you as well as everyone here from the
Business and Professional Womens Founda-
tion for the exceptional work that they do
every day for womens veterans And of
course I want to recognize the 14 ex-
traordinary women were honoring as our
Champions of Changerdquo
Past National BPW President Rosalyn
Ridgeway attended this great event and
was proud and honored to be at the White House
Business and Professional Womens Foundation was
thanked by the First Lady for our extraordinary work
we do in support of women veterans
The 14 women are truly the living embodiment of that spirit of
service Those honored include
1 Tia Christopher United States Navy veteran serves as Chief of Staff for the Farmer
Veteran Coalition in Davis CA
2 Stacy L Pearsall a combat disabled Air Force veteran plays a pivotal role in policy at
Ralph H Johnson VA Medical Center
3 Brigadier General Wilma L Vaught President of the Women In Military Service For
America Memorial Foundation
4 Kayla Williams author of Love My Rifle More Than You Young and Female in the US
Army current Truman National Security Project fellow and member of the Army Education
Advisory Committee
5 Natasha Young United States Marine Corps veteran a Fellowship Recruitment Associate
at The Mission Continues
6 Ginger Miller Founder and CEO of Women Veterans Interactive
7 Michelle Racicot MSN FNP-BC a former Army Nurse Corp officer a Family Nurse
Practitioner at an Urgent Care Center in Albuquerque
8 Captain Glenna Tinney Military Advocacy Program Coordinator for the Battered Womenrsquos
Justice Project for the Department of Justice Office on Violence Against Women
9 Dawn Halfaker United States Military Academy Graduate and combat veteran formed
Halfaker and Associates and serves as President of the Board of Directors for the Wounded
Warriors Project
10 Priscilla Mondt Chaplain Mondt serves as Chief of Chaplain Service at Veterans Affairs
Medical Center
11 Sharie Derrickson a disabled service-connected US Navy veteran Vice
President of New Wind Energy Solutions in Nashville TN
12 Marylyn Harris a former Army Nurse and Disabled War Veteran founded the nationrsquos
first and only Women Veterans Business Center (WVBC) in Houston
13 Becky Kanis an Officer in the US Army founding chair of Knights Out
14 Marsha Four a former Army nurse in Vietnam founded a transitional housing residence
for homeless vets
KFBPW 2013
APRIL
April 6 North Central Region Annual Spring Meeting -
Cynthiana KY
April 9 Equal Pay Day
April 13 South Central Region Annual Spring Meeting -
Russell County KY
April 20 West Region Annual Spring Meeting -
Madisonville KY
April 30 KY Foundation Scholarship Application deadline
MAY
Military Appreciation Month
May 1 Deadline for ALL Local amp Regional award submissions
May 10 Deadline for Committee Chairs to submit list of clubs
who submitted reports for awards at State Conference to
State President for certificate preparation
May 24 Deadline for Committee Chairs to submit final list of
Awards Winners to State President for preparation of awards
JUNE
June 6 KFBPW Executive Committee Dinner amp gift exchange
Holiday Inn Capital Plaza Frankfort
June 7-8 KFBPW Annual Conference Holiday Inn Capital
Plaza Frankfort
Calendar of Events
F-S Community Events
April 3rd People Serving People Lunch 11-1
April 4th AARP will meet at the First Baptist
Church at 1030am
April 6th Cherry Blossom Art Hop
April 6th Farmers Market Opening Day
April 9th Eye Opener at Coldwell Banker
April 9th SNAP Ed Cooking with Class with Caren
at Brooks-Wright Center 1000am
April 9th Equal Pay Day
April 10th People Serving People Lunch 11-1
April 17th People Serving People Lunch 11-1
April 17 ndash19 Friends of the Library Big Book Sale
April 18th Habitat Breakfast 700am
April 18th F-S Kiwanis Club meeting at noon at
the J amp J Country Market on Springfield Hwy
April 20th Unsung Herorsquos Banquet
April 23rd CSFP Commodity Delivery
April 24th People Serving People Lunch 11-1
April 29th 4-H Fashion Revue at the Blewett
Bradley Building at 600pm
April 29th How to Brew Your Own Beer with
Jim Peterson 600pm Adult event (21+)
The Franklin BPW meets the
third Monday of each month at the
Electric Plant Board
Blewett Bradley Building
Dinner at 630
Program at 700
Business Meeting at 730
We welcome and
invite guests to attend
Please contact President
Brownie Bennett for information
about joining the
Franklin Business and
Professional Womenrsquos Club
bbennett852hotmailcom or
270-776-5783
April 15th BPW Meeting
Election of Officers
President
President Elect
Vice President
Secretary
Treasurer
Aspiring
Professional
Speeches
Professional
Development
Speeches
We need you to step up and be a part of the Franklin
BPW Leadership Team If you have any questions
about any of the positions please contact any of the
current officers
Itrsquos all about what WE can do for YOU
AND what YOU can do for YOUR CLUB
ldquoWISErdquo
April is Sexual Assault Awareness and Prevention Month
If you or someone you know has been a victim of a
sexual assault and is in need of helpful resources here
are some tips
Personal Safety Tips
bull Always be aware of your surroundings especially at
night When parking walking or returning to your car
remain in well-lit and populated areas
bull Wear sneakers or shoes that allow for added mobility
bull Be watchful and aware Keep your head up
Make quick eye contact with those around you and be
observant of passing vehicles
bull Donrsquot become distracted by talking on a cell phone or
listening to an iPodsimilar device
bull Avoid walking alone late at night Walk with friends
and people you know
bull Keep a whistle within reach If you feel threatened
use the whistle to signal residents that you need
assistance
bull Yelling ldquoFirerdquo ldquoHelprdquo andor ldquoRaperdquo are ways of
drawing attention and alerting people that you need
help
bull Hold your car keys in your hand to use as a weapon
against an attacker
bull Carry a cell phone
bull Call ahead to your destination to alert them that
yoursquore on your way Make sure they expect you at a
certain time so that in the event you fail to show up
theyrsquoll know enough to begin looking for you
bull Walk with confidence Be assertive Donrsquot let anyone
violate your space Trust your instincts Know this
anyone at any time can be a victim of crime Donrsquot
assume ldquoIT WILL NEVER HAPPEN TO MErdquo
bull If an unarmed attacker confronts you believe in
your ability to scare distract or even incapacitate the
attacker enough to escape
bull If you think that someone is following you switch
direction or cross the street Walk toward an open
store restaurant or residence
National Sexual Assault Hotline 1-800-656-HOPE
wwwrainnorg
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Wis
e
Hea
lth
y
Wealt
hy a
nd
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Wis
e
Hea
lth
y W
ealt
hy a
nd
Wis
e
Deductions It can be a major eye-opener when
the first-time business owner discovers all the
things that are now tax-deductible These are the
things you used to spend money on anyway The
difference is that they are now deductible Make
sure your Seven Proven Steps plan includes a
method for discovering and properly documenting
these expenses This is how the business can give
you money tax free Pay Your Taxes No kidding
This is part of the overall Seven Proven Steps
process Use proper planning to pre- pay just
enough in taxes at the latest possible time In this
way you can get 0 loans from the government
on your tax money When you have multiple
businesses you can often select when you want to
pay taxes and defer into a far distant time
Whats Left Goes Into Real Estate You might not
be able to hit the ideal investment strategy
initially of having all leftover business cash go
into real estate But the more you can put into
real estate without needing to draw anything for
personal living expenses the faster your income
will grow Make sure your real estate investment
is done with the proper leverage and through the
optimum structures Real Estate Income Comes
Out Tax-Free A good real estate investment will
create cash flow for you If you have made a good
deal yoursquoll have cash flow And if you have a
good tax plan yoursquoll pay ZERO TAXES on that
cash flow Buy a House the Right Way You need
a place to live and face it thatrsquos not an asset that
will put money in your pocket In fact your home
quite likely will be one of the biggest expenses
yoursquoll have Look for good deals in neighborhoods
that are appreciating and make the best deal
possible on financing Make sure you have a
contingency plan in case the value drops and your
other income goes down And above all use the
homestead laws andor a business structure to
protect your investment Make Your House Give
You Money The biggest gift that Congress has
ever given us is available ONLY for homeowners
The one requirement is that you have to move
You can also take the money out tax free from
your home to invest in other businesses or real
estate properties Itrsquos a gift ndash take advantage of
all that the IRS allows
The Results
You now have three potential places for your
wealth to increase ndash your home your real estate
and your business Instead of you working for
your money you have your money working for
you in multiple places You are no longer at the
whim of an employer or a 401(k) plan for your
financial freedom You control it with a plan that
grows money at a minimum tax rate
20 KY Local
Organizations
l i s ted by Region
West Region
Central City BPW
Franklin BPW
Hopkins County BPW
Hopkinsville BPW
Paducah BPW
Paducah-River City BPW
Princeton BPW
North Central Region
Berea BPW
BPWRiver City Inc
Danville BPW
Fort Harrod BPW
Licking Valley BPW
Springfield BPW
Woodford County BPW
South Central Region
Campbellsville BPW
Glasgow BPW
Middlesboro BPW
Russell County BPW
Somerset BPW
WKU-Glasgow Samothrace
BPWKY Scholarship Information Who is Eligible
Citizens of the Commonwealth of Kentucky
Minimum of 18 years of age
Planning a career in the Kentucky workforce
Attending school college institutionorganization
What Programs are Eligible
Academic programs for non-traditional students
Training to re-enter the workforce
Upgrading work skills or career changes
Job-related seminars workshops or CED programs
Educational programs to increase leadership positions
Literacy or GED programs
Research relating to labor market
Research on trendsissues facing business and industry
For additional information contact
Dr Tammy Owen BPWKY Foundation Scholarship Chair
When You May apply
Deadlines are April 30 amp October 31 for postmark of the
Application
One copy of the application along with one copy of accompanying infor-
mation should be sent to Scholarship Chair Tammy Owen
How Grants are Approved
Completed grant applications (with appropriate additional information) can be
mailed to Scholarship Chair Tammy Owen
(email her at tammyowenkctcsedu )
Communication WorkshopSeminar Applications are to be mailed e-mailed
to the Foundation Chair Debrah Pierce
(email her at piercedvaolcom )
Committee members meet twice yearly to review applications and award
scholarships A 30-day processing timeline follows after the application dead-
line
Applicants will be notified after 30 days following the deadlines of April 30 amp October 31 Notice of amount awarded and notice of denial of award will be
sent to all applicants at the address on hisher application
Visit
BPW-KYorg
KFBPW
2012-13
President
Jerilyn
Hippler
WEST REGION SPRING MEETING
April 20th Registration 900 am Meeting 930 am
Madisonville Community College 200 College Dr Madisonville KY
Hosted by Hopkins County BPW
Continental breakfast and lunch will be served Registration $15
Vicki Hurley will be the speaker
If any questions contact Susan Campbell West Region Director
270-963-0892 (cell) 270-365-3870 (h) e-mailsusanc49attnet
The Mentor Award Local Organization Award
An award will be presented at the State Convention in 2013 to recognize the Local
Organization with the best mentoring program for the year Information should
include a synopsis of the overall program and techniques
Individual Award
A Mentor of the Year Award will be given to a Kentucky Federation member who
has demonstrated an exceptional commitment to mentoring The purpose of the
Mentor Award is to identify and recognize Kentucky Federation members who
contribute to the growth and development of the other Federation members
This award is given each year to recognize a Kentucky Federation member for
outstanding service for living the Federation philosophy of Women Helping
Women for serving as a role model and for making a difference
All nominations are independently judged All nominees will be recognized
however only one mentor award will be given at the State Conference
Criteria
1 Both the mentor and the person submitting the nomination must be Kentucky
Federation members in good standing
2 A mentor can only win the award one time but may be nominated more than
once
Those making a nomination are asked to reply to the following questions
1 How has this Mentor nominee made you a better Kentucky Federation member
2 Why are you a better person or more successful because of this person
3 Why do you think this person deserves to be honored as a Mentor
4 Tell your Mentors KFBPW history ie offices held awards etc
5 In a summary paragraph you may make other comments and include any info
you feel is pertinent to the nomination
Submit to Joanne Story Mentoring Chair
Submission deadline May 1 2013
Make plans now to attend the 2013 State Conference which will
be held at the Holiday Inn Capital Plaza in Frankfort KY
June 7th amp 8th 2013
Women Misbehavin
ldquoWell behaved
women never
make historyrdquo
Check out the blogs on
bpwfoundationorg
HERvotes Blog Carnival Join us by sharing
posts on Facebook Twitter (using the hashtag
HERvotes) and other social media
BPW Foundation National News
202-293-1100
wwwbpwfoundationorg
foundationbpwfoundationorg
Through your generosity help a woman veteran or military spouse benefit from a mentoring relationship to help her with her job search starting a business and on her path to a successful career Monthly giving allows us to have a dependable base of support for ongoing mentoring relationships that directly impact the lives of women veterans amp military spouses All donations are appreciated and will be used to support Joining Forces Mentoring Plustrade Click below to donate with PayPal or Donate by mail BPW Foundation PO Box 759189 Baltimore MD 21275 7189
BPW Foundations Role
Business and Professional Womens
(BPW) Foundation and its advisory
councils and employer partners
provide oversight mentor training
research and analysis for Joining
Forces Mentoring Plustrade
Remarks by the First Lady at Champions of Change
Womens Veterans Event held March 19th at the Eisenhower
Executive Office Building in Washington DC
ldquoI want to thank you for joining us today and for all that
youve done as a partner with Jill and I
through Joining Forces Its wonderful to
see you as well as everyone here from the
Business and Professional Womens Founda-
tion for the exceptional work that they do
every day for womens veterans And of
course I want to recognize the 14 ex-
traordinary women were honoring as our
Champions of Changerdquo
Past National BPW President Rosalyn
Ridgeway attended this great event and
was proud and honored to be at the White House
Business and Professional Womens Foundation was
thanked by the First Lady for our extraordinary work
we do in support of women veterans
The 14 women are truly the living embodiment of that spirit of
service Those honored include
1 Tia Christopher United States Navy veteran serves as Chief of Staff for the Farmer
Veteran Coalition in Davis CA
2 Stacy L Pearsall a combat disabled Air Force veteran plays a pivotal role in policy at
Ralph H Johnson VA Medical Center
3 Brigadier General Wilma L Vaught President of the Women In Military Service For
America Memorial Foundation
4 Kayla Williams author of Love My Rifle More Than You Young and Female in the US
Army current Truman National Security Project fellow and member of the Army Education
Advisory Committee
5 Natasha Young United States Marine Corps veteran a Fellowship Recruitment Associate
at The Mission Continues
6 Ginger Miller Founder and CEO of Women Veterans Interactive
7 Michelle Racicot MSN FNP-BC a former Army Nurse Corp officer a Family Nurse
Practitioner at an Urgent Care Center in Albuquerque
8 Captain Glenna Tinney Military Advocacy Program Coordinator for the Battered Womenrsquos
Justice Project for the Department of Justice Office on Violence Against Women
9 Dawn Halfaker United States Military Academy Graduate and combat veteran formed
Halfaker and Associates and serves as President of the Board of Directors for the Wounded
Warriors Project
10 Priscilla Mondt Chaplain Mondt serves as Chief of Chaplain Service at Veterans Affairs
Medical Center
11 Sharie Derrickson a disabled service-connected US Navy veteran Vice
President of New Wind Energy Solutions in Nashville TN
12 Marylyn Harris a former Army Nurse and Disabled War Veteran founded the nationrsquos
first and only Women Veterans Business Center (WVBC) in Houston
13 Becky Kanis an Officer in the US Army founding chair of Knights Out
14 Marsha Four a former Army nurse in Vietnam founded a transitional housing residence
for homeless vets
KFBPW 2013
APRIL
April 6 North Central Region Annual Spring Meeting -
Cynthiana KY
April 9 Equal Pay Day
April 13 South Central Region Annual Spring Meeting -
Russell County KY
April 20 West Region Annual Spring Meeting -
Madisonville KY
April 30 KY Foundation Scholarship Application deadline
MAY
Military Appreciation Month
May 1 Deadline for ALL Local amp Regional award submissions
May 10 Deadline for Committee Chairs to submit list of clubs
who submitted reports for awards at State Conference to
State President for certificate preparation
May 24 Deadline for Committee Chairs to submit final list of
Awards Winners to State President for preparation of awards
JUNE
June 6 KFBPW Executive Committee Dinner amp gift exchange
Holiday Inn Capital Plaza Frankfort
June 7-8 KFBPW Annual Conference Holiday Inn Capital
Plaza Frankfort
Calendar of Events
F-S Community Events
April 3rd People Serving People Lunch 11-1
April 4th AARP will meet at the First Baptist
Church at 1030am
April 6th Cherry Blossom Art Hop
April 6th Farmers Market Opening Day
April 9th Eye Opener at Coldwell Banker
April 9th SNAP Ed Cooking with Class with Caren
at Brooks-Wright Center 1000am
April 9th Equal Pay Day
April 10th People Serving People Lunch 11-1
April 17th People Serving People Lunch 11-1
April 17 ndash19 Friends of the Library Big Book Sale
April 18th Habitat Breakfast 700am
April 18th F-S Kiwanis Club meeting at noon at
the J amp J Country Market on Springfield Hwy
April 20th Unsung Herorsquos Banquet
April 23rd CSFP Commodity Delivery
April 24th People Serving People Lunch 11-1
April 29th 4-H Fashion Revue at the Blewett
Bradley Building at 600pm
April 29th How to Brew Your Own Beer with
Jim Peterson 600pm Adult event (21+)
The Franklin BPW meets the
third Monday of each month at the
Electric Plant Board
Blewett Bradley Building
Dinner at 630
Program at 700
Business Meeting at 730
We welcome and
invite guests to attend
Please contact President
Brownie Bennett for information
about joining the
Franklin Business and
Professional Womenrsquos Club
bbennett852hotmailcom or
270-776-5783
April 15th BPW Meeting
Election of Officers
President
President Elect
Vice President
Secretary
Treasurer
Aspiring
Professional
Speeches
Professional
Development
Speeches
We need you to step up and be a part of the Franklin
BPW Leadership Team If you have any questions
about any of the positions please contact any of the
current officers
Itrsquos all about what WE can do for YOU
AND what YOU can do for YOUR CLUB
20 KY Local
Organizations
l i s ted by Region
West Region
Central City BPW
Franklin BPW
Hopkins County BPW
Hopkinsville BPW
Paducah BPW
Paducah-River City BPW
Princeton BPW
North Central Region
Berea BPW
BPWRiver City Inc
Danville BPW
Fort Harrod BPW
Licking Valley BPW
Springfield BPW
Woodford County BPW
South Central Region
Campbellsville BPW
Glasgow BPW
Middlesboro BPW
Russell County BPW
Somerset BPW
WKU-Glasgow Samothrace
BPWKY Scholarship Information Who is Eligible
Citizens of the Commonwealth of Kentucky
Minimum of 18 years of age
Planning a career in the Kentucky workforce
Attending school college institutionorganization
What Programs are Eligible
Academic programs for non-traditional students
Training to re-enter the workforce
Upgrading work skills or career changes
Job-related seminars workshops or CED programs
Educational programs to increase leadership positions
Literacy or GED programs
Research relating to labor market
Research on trendsissues facing business and industry
For additional information contact
Dr Tammy Owen BPWKY Foundation Scholarship Chair
When You May apply
Deadlines are April 30 amp October 31 for postmark of the
Application
One copy of the application along with one copy of accompanying infor-
mation should be sent to Scholarship Chair Tammy Owen
How Grants are Approved
Completed grant applications (with appropriate additional information) can be
mailed to Scholarship Chair Tammy Owen
(email her at tammyowenkctcsedu )
Communication WorkshopSeminar Applications are to be mailed e-mailed
to the Foundation Chair Debrah Pierce
(email her at piercedvaolcom )
Committee members meet twice yearly to review applications and award
scholarships A 30-day processing timeline follows after the application dead-
line
Applicants will be notified after 30 days following the deadlines of April 30 amp October 31 Notice of amount awarded and notice of denial of award will be
sent to all applicants at the address on hisher application
Visit
BPW-KYorg
KFBPW
2012-13
President
Jerilyn
Hippler
WEST REGION SPRING MEETING
April 20th Registration 900 am Meeting 930 am
Madisonville Community College 200 College Dr Madisonville KY
Hosted by Hopkins County BPW
Continental breakfast and lunch will be served Registration $15
Vicki Hurley will be the speaker
If any questions contact Susan Campbell West Region Director
270-963-0892 (cell) 270-365-3870 (h) e-mailsusanc49attnet
The Mentor Award Local Organization Award
An award will be presented at the State Convention in 2013 to recognize the Local
Organization with the best mentoring program for the year Information should
include a synopsis of the overall program and techniques
Individual Award
A Mentor of the Year Award will be given to a Kentucky Federation member who
has demonstrated an exceptional commitment to mentoring The purpose of the
Mentor Award is to identify and recognize Kentucky Federation members who
contribute to the growth and development of the other Federation members
This award is given each year to recognize a Kentucky Federation member for
outstanding service for living the Federation philosophy of Women Helping
Women for serving as a role model and for making a difference
All nominations are independently judged All nominees will be recognized
however only one mentor award will be given at the State Conference
Criteria
1 Both the mentor and the person submitting the nomination must be Kentucky
Federation members in good standing
2 A mentor can only win the award one time but may be nominated more than
once
Those making a nomination are asked to reply to the following questions
1 How has this Mentor nominee made you a better Kentucky Federation member
2 Why are you a better person or more successful because of this person
3 Why do you think this person deserves to be honored as a Mentor
4 Tell your Mentors KFBPW history ie offices held awards etc
5 In a summary paragraph you may make other comments and include any info
you feel is pertinent to the nomination
Submit to Joanne Story Mentoring Chair
Submission deadline May 1 2013
Make plans now to attend the 2013 State Conference which will
be held at the Holiday Inn Capital Plaza in Frankfort KY
June 7th amp 8th 2013
Women Misbehavin
ldquoWell behaved
women never
make historyrdquo
Check out the blogs on
bpwfoundationorg
HERvotes Blog Carnival Join us by sharing
posts on Facebook Twitter (using the hashtag
HERvotes) and other social media
BPW Foundation National News
202-293-1100
wwwbpwfoundationorg
foundationbpwfoundationorg
Through your generosity help a woman veteran or military spouse benefit from a mentoring relationship to help her with her job search starting a business and on her path to a successful career Monthly giving allows us to have a dependable base of support for ongoing mentoring relationships that directly impact the lives of women veterans amp military spouses All donations are appreciated and will be used to support Joining Forces Mentoring Plustrade Click below to donate with PayPal or Donate by mail BPW Foundation PO Box 759189 Baltimore MD 21275 7189
BPW Foundations Role
Business and Professional Womens
(BPW) Foundation and its advisory
councils and employer partners
provide oversight mentor training
research and analysis for Joining
Forces Mentoring Plustrade
Remarks by the First Lady at Champions of Change
Womens Veterans Event held March 19th at the Eisenhower
Executive Office Building in Washington DC
ldquoI want to thank you for joining us today and for all that
youve done as a partner with Jill and I
through Joining Forces Its wonderful to
see you as well as everyone here from the
Business and Professional Womens Founda-
tion for the exceptional work that they do
every day for womens veterans And of
course I want to recognize the 14 ex-
traordinary women were honoring as our
Champions of Changerdquo
Past National BPW President Rosalyn
Ridgeway attended this great event and
was proud and honored to be at the White House
Business and Professional Womens Foundation was
thanked by the First Lady for our extraordinary work
we do in support of women veterans
The 14 women are truly the living embodiment of that spirit of
service Those honored include
1 Tia Christopher United States Navy veteran serves as Chief of Staff for the Farmer
Veteran Coalition in Davis CA
2 Stacy L Pearsall a combat disabled Air Force veteran plays a pivotal role in policy at
Ralph H Johnson VA Medical Center
3 Brigadier General Wilma L Vaught President of the Women In Military Service For
America Memorial Foundation
4 Kayla Williams author of Love My Rifle More Than You Young and Female in the US
Army current Truman National Security Project fellow and member of the Army Education
Advisory Committee
5 Natasha Young United States Marine Corps veteran a Fellowship Recruitment Associate
at The Mission Continues
6 Ginger Miller Founder and CEO of Women Veterans Interactive
7 Michelle Racicot MSN FNP-BC a former Army Nurse Corp officer a Family Nurse
Practitioner at an Urgent Care Center in Albuquerque
8 Captain Glenna Tinney Military Advocacy Program Coordinator for the Battered Womenrsquos
Justice Project for the Department of Justice Office on Violence Against Women
9 Dawn Halfaker United States Military Academy Graduate and combat veteran formed
Halfaker and Associates and serves as President of the Board of Directors for the Wounded
Warriors Project
10 Priscilla Mondt Chaplain Mondt serves as Chief of Chaplain Service at Veterans Affairs
Medical Center
11 Sharie Derrickson a disabled service-connected US Navy veteran Vice
President of New Wind Energy Solutions in Nashville TN
12 Marylyn Harris a former Army Nurse and Disabled War Veteran founded the nationrsquos
first and only Women Veterans Business Center (WVBC) in Houston
13 Becky Kanis an Officer in the US Army founding chair of Knights Out
14 Marsha Four a former Army nurse in Vietnam founded a transitional housing residence
for homeless vets
KFBPW 2013
APRIL
April 6 North Central Region Annual Spring Meeting -
Cynthiana KY
April 9 Equal Pay Day
April 13 South Central Region Annual Spring Meeting -
Russell County KY
April 20 West Region Annual Spring Meeting -
Madisonville KY
April 30 KY Foundation Scholarship Application deadline
MAY
Military Appreciation Month
May 1 Deadline for ALL Local amp Regional award submissions
May 10 Deadline for Committee Chairs to submit list of clubs
who submitted reports for awards at State Conference to
State President for certificate preparation
May 24 Deadline for Committee Chairs to submit final list of
Awards Winners to State President for preparation of awards
JUNE
June 6 KFBPW Executive Committee Dinner amp gift exchange
Holiday Inn Capital Plaza Frankfort
June 7-8 KFBPW Annual Conference Holiday Inn Capital
Plaza Frankfort
Calendar of Events
F-S Community Events
April 3rd People Serving People Lunch 11-1
April 4th AARP will meet at the First Baptist
Church at 1030am
April 6th Cherry Blossom Art Hop
April 6th Farmers Market Opening Day
April 9th Eye Opener at Coldwell Banker
April 9th SNAP Ed Cooking with Class with Caren
at Brooks-Wright Center 1000am
April 9th Equal Pay Day
April 10th People Serving People Lunch 11-1
April 17th People Serving People Lunch 11-1
April 17 ndash19 Friends of the Library Big Book Sale
April 18th Habitat Breakfast 700am
April 18th F-S Kiwanis Club meeting at noon at
the J amp J Country Market on Springfield Hwy
April 20th Unsung Herorsquos Banquet
April 23rd CSFP Commodity Delivery
April 24th People Serving People Lunch 11-1
April 29th 4-H Fashion Revue at the Blewett
Bradley Building at 600pm
April 29th How to Brew Your Own Beer with
Jim Peterson 600pm Adult event (21+)
The Franklin BPW meets the
third Monday of each month at the
Electric Plant Board
Blewett Bradley Building
Dinner at 630
Program at 700
Business Meeting at 730
We welcome and
invite guests to attend
Please contact President
Brownie Bennett for information
about joining the
Franklin Business and
Professional Womenrsquos Club
bbennett852hotmailcom or
270-776-5783
April 15th BPW Meeting
Election of Officers
President
President Elect
Vice President
Secretary
Treasurer
Aspiring
Professional
Speeches
Professional
Development
Speeches
We need you to step up and be a part of the Franklin
BPW Leadership Team If you have any questions
about any of the positions please contact any of the
current officers
Itrsquos all about what WE can do for YOU
AND what YOU can do for YOUR CLUB
Women Misbehavin
ldquoWell behaved
women never
make historyrdquo
Check out the blogs on
bpwfoundationorg
HERvotes Blog Carnival Join us by sharing
posts on Facebook Twitter (using the hashtag
HERvotes) and other social media
BPW Foundation National News
202-293-1100
wwwbpwfoundationorg
foundationbpwfoundationorg
Through your generosity help a woman veteran or military spouse benefit from a mentoring relationship to help her with her job search starting a business and on her path to a successful career Monthly giving allows us to have a dependable base of support for ongoing mentoring relationships that directly impact the lives of women veterans amp military spouses All donations are appreciated and will be used to support Joining Forces Mentoring Plustrade Click below to donate with PayPal or Donate by mail BPW Foundation PO Box 759189 Baltimore MD 21275 7189
BPW Foundations Role
Business and Professional Womens
(BPW) Foundation and its advisory
councils and employer partners
provide oversight mentor training
research and analysis for Joining
Forces Mentoring Plustrade
Remarks by the First Lady at Champions of Change
Womens Veterans Event held March 19th at the Eisenhower
Executive Office Building in Washington DC
ldquoI want to thank you for joining us today and for all that
youve done as a partner with Jill and I
through Joining Forces Its wonderful to
see you as well as everyone here from the
Business and Professional Womens Founda-
tion for the exceptional work that they do
every day for womens veterans And of
course I want to recognize the 14 ex-
traordinary women were honoring as our
Champions of Changerdquo
Past National BPW President Rosalyn
Ridgeway attended this great event and
was proud and honored to be at the White House
Business and Professional Womens Foundation was
thanked by the First Lady for our extraordinary work
we do in support of women veterans
The 14 women are truly the living embodiment of that spirit of
service Those honored include
1 Tia Christopher United States Navy veteran serves as Chief of Staff for the Farmer
Veteran Coalition in Davis CA
2 Stacy L Pearsall a combat disabled Air Force veteran plays a pivotal role in policy at
Ralph H Johnson VA Medical Center
3 Brigadier General Wilma L Vaught President of the Women In Military Service For
America Memorial Foundation
4 Kayla Williams author of Love My Rifle More Than You Young and Female in the US
Army current Truman National Security Project fellow and member of the Army Education
Advisory Committee
5 Natasha Young United States Marine Corps veteran a Fellowship Recruitment Associate
at The Mission Continues
6 Ginger Miller Founder and CEO of Women Veterans Interactive
7 Michelle Racicot MSN FNP-BC a former Army Nurse Corp officer a Family Nurse
Practitioner at an Urgent Care Center in Albuquerque
8 Captain Glenna Tinney Military Advocacy Program Coordinator for the Battered Womenrsquos
Justice Project for the Department of Justice Office on Violence Against Women
9 Dawn Halfaker United States Military Academy Graduate and combat veteran formed
Halfaker and Associates and serves as President of the Board of Directors for the Wounded
Warriors Project
10 Priscilla Mondt Chaplain Mondt serves as Chief of Chaplain Service at Veterans Affairs
Medical Center
11 Sharie Derrickson a disabled service-connected US Navy veteran Vice
President of New Wind Energy Solutions in Nashville TN
12 Marylyn Harris a former Army Nurse and Disabled War Veteran founded the nationrsquos
first and only Women Veterans Business Center (WVBC) in Houston
13 Becky Kanis an Officer in the US Army founding chair of Knights Out
14 Marsha Four a former Army nurse in Vietnam founded a transitional housing residence
for homeless vets
KFBPW 2013
APRIL
April 6 North Central Region Annual Spring Meeting -
Cynthiana KY
April 9 Equal Pay Day
April 13 South Central Region Annual Spring Meeting -
Russell County KY
April 20 West Region Annual Spring Meeting -
Madisonville KY
April 30 KY Foundation Scholarship Application deadline
MAY
Military Appreciation Month
May 1 Deadline for ALL Local amp Regional award submissions
May 10 Deadline for Committee Chairs to submit list of clubs
who submitted reports for awards at State Conference to
State President for certificate preparation
May 24 Deadline for Committee Chairs to submit final list of
Awards Winners to State President for preparation of awards
JUNE
June 6 KFBPW Executive Committee Dinner amp gift exchange
Holiday Inn Capital Plaza Frankfort
June 7-8 KFBPW Annual Conference Holiday Inn Capital
Plaza Frankfort
Calendar of Events
F-S Community Events
April 3rd People Serving People Lunch 11-1
April 4th AARP will meet at the First Baptist
Church at 1030am
April 6th Cherry Blossom Art Hop
April 6th Farmers Market Opening Day
April 9th Eye Opener at Coldwell Banker
April 9th SNAP Ed Cooking with Class with Caren
at Brooks-Wright Center 1000am
April 9th Equal Pay Day
April 10th People Serving People Lunch 11-1
April 17th People Serving People Lunch 11-1
April 17 ndash19 Friends of the Library Big Book Sale
April 18th Habitat Breakfast 700am
April 18th F-S Kiwanis Club meeting at noon at
the J amp J Country Market on Springfield Hwy
April 20th Unsung Herorsquos Banquet
April 23rd CSFP Commodity Delivery
April 24th People Serving People Lunch 11-1
April 29th 4-H Fashion Revue at the Blewett
Bradley Building at 600pm
April 29th How to Brew Your Own Beer with
Jim Peterson 600pm Adult event (21+)
The Franklin BPW meets the
third Monday of each month at the
Electric Plant Board
Blewett Bradley Building
Dinner at 630
Program at 700
Business Meeting at 730
We welcome and
invite guests to attend
Please contact President
Brownie Bennett for information
about joining the
Franklin Business and
Professional Womenrsquos Club
bbennett852hotmailcom or
270-776-5783
April 15th BPW Meeting
Election of Officers
President
President Elect
Vice President
Secretary
Treasurer
Aspiring
Professional
Speeches
Professional
Development
Speeches
We need you to step up and be a part of the Franklin
BPW Leadership Team If you have any questions
about any of the positions please contact any of the
current officers
Itrsquos all about what WE can do for YOU
AND what YOU can do for YOUR CLUB
KFBPW 2013
APRIL
April 6 North Central Region Annual Spring Meeting -
Cynthiana KY
April 9 Equal Pay Day
April 13 South Central Region Annual Spring Meeting -
Russell County KY
April 20 West Region Annual Spring Meeting -
Madisonville KY
April 30 KY Foundation Scholarship Application deadline
MAY
Military Appreciation Month
May 1 Deadline for ALL Local amp Regional award submissions
May 10 Deadline for Committee Chairs to submit list of clubs
who submitted reports for awards at State Conference to
State President for certificate preparation
May 24 Deadline for Committee Chairs to submit final list of
Awards Winners to State President for preparation of awards
JUNE
June 6 KFBPW Executive Committee Dinner amp gift exchange
Holiday Inn Capital Plaza Frankfort
June 7-8 KFBPW Annual Conference Holiday Inn Capital
Plaza Frankfort
Calendar of Events
F-S Community Events
April 3rd People Serving People Lunch 11-1
April 4th AARP will meet at the First Baptist
Church at 1030am
April 6th Cherry Blossom Art Hop
April 6th Farmers Market Opening Day
April 9th Eye Opener at Coldwell Banker
April 9th SNAP Ed Cooking with Class with Caren
at Brooks-Wright Center 1000am
April 9th Equal Pay Day
April 10th People Serving People Lunch 11-1
April 17th People Serving People Lunch 11-1
April 17 ndash19 Friends of the Library Big Book Sale
April 18th Habitat Breakfast 700am
April 18th F-S Kiwanis Club meeting at noon at
the J amp J Country Market on Springfield Hwy
April 20th Unsung Herorsquos Banquet
April 23rd CSFP Commodity Delivery
April 24th People Serving People Lunch 11-1
April 29th 4-H Fashion Revue at the Blewett
Bradley Building at 600pm
April 29th How to Brew Your Own Beer with
Jim Peterson 600pm Adult event (21+)
The Franklin BPW meets the
third Monday of each month at the
Electric Plant Board
Blewett Bradley Building
Dinner at 630
Program at 700
Business Meeting at 730
We welcome and
invite guests to attend
Please contact President
Brownie Bennett for information
about joining the
Franklin Business and
Professional Womenrsquos Club
bbennett852hotmailcom or
270-776-5783
April 15th BPW Meeting
Election of Officers
President
President Elect
Vice President
Secretary
Treasurer
Aspiring
Professional
Speeches
Professional
Development
Speeches
We need you to step up and be a part of the Franklin
BPW Leadership Team If you have any questions
about any of the positions please contact any of the
current officers
Itrsquos all about what WE can do for YOU
AND what YOU can do for YOUR CLUB