April 2017

12327-NL-0110

We can help you finance those summer dreams or any other large expense you may be considering. Apply for a personal loan* today and you’ll be one step closer to the cash you need!

n Loan amounts up to $15,000n Rates as low as 8.5% APR**

n Flexible terms

Get the cash you need for your summer getaway or big ticket item now! Call (850) 682-2225 or visit www.OkaloosaFCU.org for more details.

Summer is fast approaching which means plenty of sunny days are ahead. Are you ready to soak up the rays in a new boat, or feel the sunshine as you cruise the highway on a new motorcycle? You can do that and more with our low rate boat, motorcycle, watercraft and RV loan*!

We offer:

n Competitive ratesn Convenient termsn New or used modelsn Refinancing on loans from other lendersn And much more!

Prepare now for the sunny days ahead! Call (850) 682-2225 or visit www.OkaloosaFCU.org to apply today!

*All loans subject to credit approval.

OVERDUE FOR A NEW CAR?Whether your car is running on its last wheel, or you’re just ready for something new, we’ve got the auto loan* that can put you in a new set of wheels this spring! We offer competitive rates and flexible terms sure to help you get the vehicle you seek.

Check it out!n Zero downn Rates as low as 2.25% APR**n Terms from 42 months or up to 72 monthsn Quick and easy approval process

Come by the credit union or visit us online at www.OkaloosaFCU.org to get pre-approved so you can shop with ease and get into a new driver’s seat in no time!

*All loans subject to credit approval.**Annual Percentage Rate.

Memorial Day: MAY 29

Independence Day: JULY 4

Holiday Closings

DREAMING OF PUTTING YOUR TOES IN THE SAND THIS SUMMER?

*All loans subject to credit approval. **Annual Percentage Rate.

EQUAL HOUSING

LENDERWe Do Business in Accordance with the

Federal Fair Housing Law and theEqual Credit Opportunity Act

Federally insured by NCUA

www.OkaloosaFCU.org

24-Hour Audio Response1-800-828-5831

Home Bankingwww.OkaloosaFCU.org

Main Office1126 North Ferdon Boulevard

Crestview, Florida 32536(850) 682-2225

FAX: (850) 682-7722Mon. – Thurs. 8:30 a.m. – 4:45 p.m. Lobby

8:30 a.m. – 5:00 p.m. Drive UpFriday 8:30 a.m. – 5:15 p.m. Lobby

8:30 a.m. – 5:30 p.m. Drive UpSaturday 9:00 a.m. – 1:00 p.m. Drive Up Only

Fort Walton Beach Branch11 N.E. Racetrack Road, Building IFort Walton Beach, Florida 32547

(850) 863-7041FAX: (850) 862-2933

Mon. – Thurs. 8:30 a.m. – 4:45 p.m. Lobby8:30 a.m. – 5:00 p.m. Drive Up

Friday 8:30 a.m. – 5:15 p.m. Lobby8:30 a.m. – 5:30 p.m. Drive Up

Saturday 9:00 a.m. – 1:00 p.m. Drive Up Only

Baker Branch 1330 14th Street

Baker, Florida 32531(850)537-9815

FAX: (850) 537-8282Mon. – Thurs. 8:30 a.m. – 4:45 p.m. Lobby

8:30 a.m. – 5:00 p.m. Drive UpFriday 8:30 a.m. – 5:15 p.m. Lobby

8:30 a.m. – 5:30 p.m. Drive Up

Niceville Branch202 Highway 85N, Suite 100

Niceville, FL 32578(850) 729-3934

Fax: (850) 729-3936Mon. – Thurs. 8:30 a.m. – 4:45 p.m.

Friday 8:30 a.m. – 5:15 p.m.

DELAYED BRANCH OPENING ON THE THIRD WEDNESDAY OF EVERY MONTH

TO 9:30 A.M. FOR STAFF TRAINING.

Board of DirectorsGail Kaltz, Chairman

Rodney Nobles, Vice ChairmanEric Garcia, Secretary

Martha Jordan, TreasurerJames Adams

Ryan GoreSusan Lowrey-Sexton

Jerry Maughon, President/CEO

ATM AVAILABLE AT THE CRESTVIEW, FORT WALTON BEACH,

NICEVILLE, AND BAKER LOCATIONS.

Did you know you can access your accounts and even deposit checks, right from your phone? That’s right! No more waiting in line at the drive thru or branch teller stations. Now you can deposit those checks the second you receive them by logging into our mobile app.

You simply enter the check amount, snap photos of the check and make your deposit…. it’s that easy! Plus you can review your account balances, transfer funds between accounts and much more.

To get started, call the credit union at (850) 682-2225 to be set up for online and mobile banking. Then, download our Touch Banking app to your mobile device from the iOS or Android app store, open it and follow the prompts.

Have questions? No problem. Give us a call at (850) 682-2225 and we’ll be happy to walk you through the process

This new exclusive cash rewards offer is our best one EVER! Now, as a credit union member, you can earn $100 for every line when you switch to Sprint®.

Here’s how it works:• Members get a $100 cash reward for every new line when

you switch to Sprint®. • Current Sprint customers will receive a $50 cash reward for

every line transferred into Sprint Credit Union Member Cash Rewards.

• Plus, get a $50 loyalty cash reward every year for every line

Here’s how to sign up for Sprint cash rewards:1. Become a Sprint customer2. Register at LoveMyCreditUnion.org/SprintRewards or

in the Love My Credit Union Rewards® app3. Allow up to six to eight weeks to see cash rewards

directly deposited into your credit union account!

Make the switch today and save with the Sprint Credit Union Member Cash Rewards!

For questions, contact SheaB@OkaloosaFCU.org today!

Have you checked out our checking accounts lately? We offer accounts to fit almost any need. And with a range of free benefits and accessibility options, you’re sure to save money when you switch!

Our checking account options include: n No monthly service feesn No per check chargen No minimum balance

n Free MasterCard® debit card w/EMV chip technology

n Overdraft protection with savingsn Free direct depositn Free bill pay servicesn No-surcharge ATM access

Switch your checking account to OCTFCU today. For more information, call (850) 682-2225 or visit www.OkaloosaFCU.org.

TIRED OF VISITING THE BRANCH TO DEPOSIT YOUR CHECKS?

DON’T WORRY, MOBILE CHECK DEPOSIT IS HERE!

SPRINT LINE ACTIVATION MEMBER DISCOUNT GET A $100 CASH REWARD FOR EVERY NEW LINE!

CHECK OUT OUR CHECKING!