banking & financial statistics · mid‐nov/mid‐dec marga mid‐dec/mid‐jan poush...

BANKING & FINANCIAL STATISTICSMonthly

NEPAL RASTRA BANKBank & Financial Institution Regulation Department

Statistics Division

2068 Marg(Mid Dec, 2011)

(Provisional)

870 862 877907 919 939

704 699 703 714 713 719

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Content

Page1. Explanatory note 1

2. Statement of Assets & Liabilities of Bank & Financial Institutions (Aggregate) 2

3. Statement of Assets and Liabilities a. Commercial banks 10b. Development banks 12c. Finance companies 18

4. Profit & Loss accounta. Commercial banks 25b. Development banks 29c. Finance companies 40

5. Sector‐ wise, product‐wise and security‐wise credita. Commercial banks 50b. Development banks 52c. Finance companies 57

6. Micro‐credit development banks a. Aggregate statement of assets and liabilities 62b. Statement of assets and liabilities (individual institution) 63c. Profit & loss account 65d. Progress report 68

7. List of bank and financial institutions with short name 72

1

2

3

Gregorian Month

Mid‐Apr/Mid‐May BaisakhMid‐May/Mid‐June JesthaMid‐June/Mid‐July AshadhMid‐July/Mid‐Aug ShrawanMid‐Aug /Mid‐Sept BhadraMid‐Sept/Mid‐Oct AswinMid‐Oct/Mid‐Nov KartikMid‐Nov/Mid‐Dec MargaMid‐Dec/Mid‐Jan PoushMid‐Jan/Mid‐Feb MaghMid‐Feb/Mid‐Mar FalgunMid‐Mar/Mid‐Apr Chaitra

4 Statistics of following Licensed BFIs have been used.

Commercial Banks

Development Banks

Finance Companies

Micro –Credits Total

Data available , out of total number 31 89 78 17 215Total Number of Licensed BFIs 31 89 79 21 220

5 All the amount in this statistics are in million of rupees.

6

7

Nepalese Month

Explanatory Notes

Statistic Figures are subject to change upon receipt of data from Bank and Financial Institutions.

Short Names of BFIs are used in notification and their full names have been provided in the last page (List of Bank & Financial Institutions).

"Banking and Financial Statistics, Monthly" contains statistical information of NRB licensed Banks and Financial Institutions (BFIs).

Blank spaces in the headings and sub‐headings indicate the unavailability of data or nil in transactions or not submitted in prescribed format.

The following months of the Gregorian Calendar year are the approximate equivalent of the months of the Nepalese Calendar Year:

1

Mid-Nov Mid-Dec 2009 2010 2011 2011 2011 Column Column Column Column

1 2 3 4 5 2/1 3/2 4/3 5/41 CAPITAL FUND 50,265.6 75,485.9 103,407.5 112,665.0 111,355.4 50.2 37.0 9.0 (1.2) a. Paid-up Capital 59,200.3 78,357.1 98,418.2 99,435.7 100,239.8 32.4 25.6 1.0 0.8 b. Statutory Reserves 10,768.4 14,234.2 17,727.3 19,700.3 19,866.3 32.2 24.5 11.1 0.8

c. Retained Earning (27,890.5) (27,003.3) (24,280.9) (18,779.7) (21,055.7) (3.2) (10.1) (22.7) 12.1d. Others Reserves 8,187.3 9,897.9 11,543.0 12,308.6 12,305.0 20.9 16.6 6.6 (0.0)

2 BORROWINGS 26,136.5 27,377.6 34,058.7 20,411.9 20,644.5 4.7 24.4 (40.1) 1.1 a. NRB 2,238.6 7,559.8 13,307.2 4,748.1 4,005.6 237.7 76.0 (64.3) (15.6)

b. "A"Class Licensed Institution 14,110.2 9,794.3 10,916.0 5,545.0 6,571.5 (30.6) 11.5 (49.2) 18.5c. Foreign Banks and Fin. Ins. 4,120.8 2,043.5 2,232.3 3,193.1 3,117.7 (50.4) 9.2 43.0 (2.4)d. Other Financial Ins. 2,135.0 4,247.5 1,453.4 1,339.6 1,360.8 98.9 (65.8) (7.8) 1.6e. Bonds and Securities 3,531.9 3,732.6 6,149.8 5,586.0 5,589.0 5.7 64.8 (9.2) 0.1

3 DEPOSITS 668,679.5 785,238.0 869,951.4 918,843.6 939,485.6 17.4 10.8 5.6 2.2a. Current 72,662.6 82,134.1 80,934.3 70,867.4 74,160.0 13.0 (1.5) (12.4) 4.6b. Savings 314,013.3 305,780.5 305,589.2 325,558.6 332,713.0 (2.6) (0.1) 6.5 2.2c. Fixed 183,054.1 265,134.6 332,726.3 357,228.5 359,930.8 44.8 25.5 7.4 0.8d. Call Deposits 91,663.2 122,927.9 139,308.2 152,637.4 159,490.6 34.1 13.3 9.6 4.5e. Others 7,286.3 9,260.9 11,393.4 12,551.7 13,191.3 27.1 23.0 10.2 5.1

4 Bills Payable 1,766.8 1,256.4 964.9 968.9 832.6 (28.9) (23.2) 0.4 (14.1)5 Other Liabilities 103,852.0 93,435.3 106,260.3 122,412.2 133,016.0 (10.0) 13.7 15.2 8.7

1. Loan Loss Provision 27,897.5 25,878.4 30,215.8 35,334.9 36,512.4 (7.2) 16.8 16.9 3.32. Interest Suspense a/c 29,443.1 27,923.6 28,130.0 33,398.3 34,416.1 (5.2) 0.7 18.7 3.03. Others 46,511.5 39,633.3 47,914.5 53,679.0 62,087.5 (14.8) 20.9 12.0 15.7

6 Reconcillation A/c 97,611.6 4,061.7 9,873.0 10,619.2 13,405.7 (95.8) 143.1 7.6 26.27 Profit & Loss A/c 19,293.2 21,114.2 20,201.9 3,743.5 4,403.7 9.4 (4.3) (81.5) 17.6

967,605.3 1,007,969.1 1,144,717.7 1,189,664.2 1,223,143.6 4.2 13.6 3.9 2.8

1 LIQUID FUNDS 138,395.4 150,503.2 147,994.0 186,406.2 189,009.8 8.7 (1.7) 26.0 1.4a. Cash Balance 17,754.0 20,454.9 23,950.2 24,261.1 22,708.3 15.2 17.1 1.3 (6.4) Nepalese Notes & Coins 16,894.5 19,977.5 23,410.2 23,162.6 21,573.1 18.2 17.2 (1.1) (6.9) Foreign Currency 859.5 477.4 540.0 1,098.5 1,135.2 (44.5) 13.1 103.4 3.3b. Bank Balance 96,767.1 97,818.2 90,221.7 134,903.8 135,824.9 1.1 (7.8) 49.5 0.7 1. In Nepal Rastra Bank 60,247.8 54,779.2 54,649.3 100,433.2 97,721.3 (9.1) (0.2) 83.8 (2.7) 2. "A"Class Licensed Institution 23,652.8 23,351.1 15,882.0 15,403.1 17,447.7 (1.3) (32.0) (3.0) 13.3 3. Other Financial Ins. 4,878.9 9,394.3 9,176.5 7,762.0 7,729.9 92.5 (2.3) (15.4) (0.4) 4. In Foreign banks 7,987.6 10,293.7 10,513.9 11,305.6 12,925.9 28.9 2.1 7.5 14.3c. Money at Call 23,874.2 32,230.1 33,822.1 27,241.4 30,476.6 35.0 4.9 (19.5) 11.9

2 INVESTMENTS 70,346.5 84,641.5 107,562.4 110,792.3 119,705.0 20.3 27.1 3.0 8.0a. Govt.Securities 69,944.5 81,922.1 105,115.1 108,273.4 118,449.0 17.1 28.3 3.0 9.4b Others 402.0 2,719.3 2,447.2 2,518.9 1,256.0 576.4 (10.0) 2.9 (50.1)

3 SHARE & OTHER INVESTMENT 68,688.6 60,629.2 53,582.9 52,561.5 54,476.3 (11.7) (11.6) (1.9) 3.64 LOANS & ADVANCES 499,892.6 609,921.9 698,779.0 705,529.7 711,815.7 22.0 14.6 1.0 0.9

a. Private Sector 432,730.1 593,596.8 675,113.9 681,042.5 687,199.2 37.2 13.7 0.9 0.9b. Financial Institutions 12,581.8 12,812.2 17,300.0 17,637.9 18,312.3 1.8 35.0 2.0 3.8c. Government Organizations 54,580.7 3,513.0 6,365.1 6,849.4 6,304.2 (93.6) 81.2 7.6 (8.0)

5 BILL PURCHED 3,907.6 2,257.0 5,149.7 6,945.8 7,151.8 (42.2) 128.2 34.9 3.06 LOANS AGT. COLLECTED BILLS 17.9 98.6 96.0 354.5 352.8 452.2 (2.7) 269.4 (0.5)7 FIXED ASSETS 15,004.6 20,405.9 24,260.6 25,545.5 25,678.8 36.0 18.9 5.3 0.58 OTHER ASSETS 64,802.8 69,231.8 79,138.1 91,263.7 98,169.1 6.8 14.3 15.3 7.6

a. Accrued Interests 29,905.2 29,133.1 29,689.7 37,978.5 40,922.5 (2.6) 1.9 27.9 7.8 b. Others 34,897.6 40,098.7 49,448.4 53,285.2 57,246.6 14.9 23.3 7.8 7.4

9 Expenses not Written off 622.8 617.8 775.3 671.7 676.4 (0.8) 25.5 (13.4) 0.710 Non Banking Assets 2,306.4 1,829.1 1,549.7 1,989.4 1,994.7 (20.7) (15.3) 28.4 0.311 Reconcillation Account 95,774.6 7,397.6 21,980.3 5,220.7 10,605.9 (92.3) 197.1 (76.2) 103.212 Profit & Loss A/c 7,845.3 435.5 3,849.8 2,383.2 3,507.5 (94.4) 784.0 (38.1) 47.2

967,605.3 1,007,969.1 1,144,717.7 1,189,664.2 1,223,143.8 4.2 13.6 3.9 2.8

Statement of Assets and Liabilities of Bank & Financial Institutions (Aggregat

Liabilities Mid-July Rs in million

TOTALAssets

TOTAL

Percentage change

2

Mid-Nov Mid-Dec 2009 2010 2011 2011 2011 ColumnColum ColumnColumn

1 2 3 4 5 2/1 3/2 4/3 5/41 CAPITAL FUND 30,399.5 40,719.8 59,064.4 69,278.3 68,141.8 33.9 45.1 17.3 (1.6) a. Paid-up Capital 40,738.3 46,630.4 58,294.9 58,996.3 59,714.5 14.5 25.0 1.2 1.2 b. Statutory Reserves 9,514.2 12,146.3 14,925.9 16,365.4 16,468.3 27.7 22.9 9.6 0.6

c. Retained Earning (27,143.0) (26,722.0) (24,831.2) (17,343.1) (19,336.3) (1.6) (7.1) (30.2) 11.5d. Others Reserves 7,290.1 8,665.1 10,674.8 11,259.7 11,295.3 18.9 23.2 5.5 0.3

2 BORROWINGS 18,320.2 19,783.9 24,852.8 14,805.2 15,356.7 8.0 25.6 (40.4) 3.7 a. NRB 2,154.3 6,752.6 10,226.1 3,774.2 3,607.6 213.5 51.4 (63.1) (4.4)

b. "A"Class Licensed Institution 8,132.5 4,816.8 6,321.0 2,389.9 3,183.5 (40.8) 31.2 (62.2) 33.2c. Foreign Banks and Fin. Ins. 4,012.7 1,933.3 1,868.1 2,833.4 2,757.9 (51.8) (3.4) 51.7 (2.7)d. Other Financial Ins. 520.7 2,553.4 379.9 280.0 280.0 390.4 (85.1) (26.3) 0.0e. Bonds and Securities 3,500.0 3,727.8 6,057.8 5,527.8 5,527.8 6.5 62.5 (8.7) 0.0

3 DEPOSITS 563,604.5 630,880.8 687,587.9 735,716.0 754,544.9 11.9 9.0 7.0 2.6a. Current 71,651.0 80,606.2 78,982.9 69,271.8 72,453.9 12.5 (2.0) (12.3) 4.6b. Savings 259,925.4 237,709.3 231,094.4 245,883.3 251,212.8 (8.5) (2.8) 6.4 2.2c. Fixed 141,259.4 200,058.5 253,586.4 280,649.8 283,494.2 41.6 26.8 10.7 1.0d. Call Deposits 84,709.7 105,687.2 116,624.7 131,689.1 138,562.7 24.8 10.3 12.9 5.2e. Others 6,058.9 6,819.7 7,299.5 8,222.0 8,821.2 12.6 7.0 12.6 7.3

4 Bills Payable 1,738.5 1,226.0 942.9 920.3 821.9 (29.5) (23.1) (2.4) (10.7)5 Other Liabilities 87,709.2 77,413.0 84,386.3 92,623.4 100,606.9 (11.7) 9.0 9.8 8.6

1. Loan Loss Provision 23,682.5 21,631.8 21,340.1 23,872.7 24,833.4 (8.7) (1.3) 11.9 4.02. Interest Suspense a/c 27,666.2 24,101.3 23,249.4 25,800.2 25,937.3 (12.9) (3.5) 11.0 0.53. Others 36,360.4 31,679.9 39,796.8 42,950.4 49,836.2 (12.9) 25.6 7.9 16.0

6 Reconcillation A/c 95,621.7 1,234.6 5,931.6 6,307.9 9,319.3 (98.7) 380.4 6.3 47.77 Profit & Loss A/c 14,772.4 16,042.8 15,598.5 3,347.1 4,017.2 8.6 (2.8) (78.5) 20.0

812,165.9 787,300.9 878,364.5 922,998.1 952,808.6 (3.1) 11.6 5.1 3.2

1 LIQUID FUNDS 105,989.0 102,749.0 98,071.7 135,195.0 135,572.3 (3.1) (4.6) 37.9 0.3a. Cash Balance 15,839.2 17,573.1 20,265.2 20,262.3 18,678.3 10.9 15.3 (0.0) (7.8) Nepalese Notes & Coins 15,014.6 17,137.2 19,765.0 19,216.2 17,608.6 14.1 15.3 (2.8) (8.4) Foreign Currency 824.6 435.9 500.3 1,046.2 1,069.8 (47.1) 14.8 109.1 2.3b. Bank Balance 75,438.8 69,551.5 63,293.3 106,731.1 106,123.0 (7.8) (9.0) 68.6 (0.6) 1. In Nepal Rastra Bank 55,539.2 49,542.7 48,727.4 92,394.2 90,234.3 (10.8) (1.6) 89.6 (2.3) 2. "A"Class Licensed Institution 11,505.6 8,460.4 3,826.0 3,066.3 3,145.8 (26.5) (54.8) (19.9) 2.6 3. Other Financial Ins. 415.4 1,333.7 284.6 24.1 14.8 221.1 (78.7) (91.5) (38.7) 4. In Foreign banks 7,978.6 10,214.7 10,455.2 11,246.5 12,728.0 28.0 2.4 7.6 13.2c. Money at Call 14,711.1 15,624.4 14,513.2 8,201.5 10,771.0 6.2 (7.1) (43.5) 31.3

2 INVESTMENTS 69,261.4 81,343.8 102,655.9 105,800.7 114,247.9 17.4 26.2 3.1 8.0a. Govt.Securities 68,902.0 79,079.6 100,267.3 103,356.7 113,140.0 14.8 26.8 3.1 9.5b Others 359.4 2,264.2 2,388.6 2,444.0 1,107.9 530.0 5.5 2.3 (54.7)

3 SHARE & OTHER INVESTMEN 61,595.5 52,697.3 46,901.4 47,725.1 50,076.5 (14.4) (11.0) 1.8 4.94 LOANS & ADVANCES 398,143.0 467,107.2 522,853.3 531,784.9 537,957.5 17.3 11.9 1.7 1.2

a. Private Sector 387,543.3 453,049.0 503,339.4 513,673.6 519,243.3 16.9 11.1 2.1 1.1b. Financial Institutions 7,991.7 11,270.6 13,362.3 11,447.1 12,584.6 41.0 18.6 (14.3) 9.9c. Government Organizations 2,608.0 2,787.6 6,151.5 6,664.1 6,129.6 6.9 120.7 8.3 (8.0)

5 BILL PURCHED 3,745.7 2,172.6 5,073.8 6,905.7 7,117.7 (42.0) 133.5 36.1 3.16 LOANS AGT. COLLECTED BILLS 17.9 98.6 96.0 354.5 352.8 452.2 (2.7) 269.4 (0.5)7 FIXED ASSETS 11,004.8 13,896.1 16,098.8 17,232.8 17,303.3 26.3 15.9 7.0 0.48 OTHER ASSETS 59,152.5 60,702.9 66,675.1 74,702.7 80,559.7 2.6 9.8 12.0 7.8

a. Accrued Interests 28,776.5 25,188.4 24,341.4 30,014.0 32,058.0 (12.5) (3.4) 23.3 6.8 b. Others 30,376.0 35,514.6 42,333.7 44,688.7 48,501.6 16.9 19.2 5.6 8.5

9 Expenses not Written off 475.2 458.8 600.7 505.2 508.6 (3.4) 30.9 (15.9) 0.710 Non Banking Assets 1,889.1 1,616.6 1,376.6 1,618.2 1,617.4 (14.4) (14.8) 17.6 (0.0)11 Reconcillation Account 93,915.3 4,457.9 17,961.1 829.3 6,552.5 (95.3) 302.9 (95.4) 690.112 Profit & Loss A/c 6,976.4 0.0 0.0 344.0 942.4 (100.0) 0.0 0.0 174.0

812,165.9 787,300.9 878,364.5 922,998.1 952,808.6 (3.1) 11.6 5.1 3.2

TOTAL

Percentage change

TOTAL

Assets

Rs in million

Mid-July Liabilities

Statement of Assets and Liabilities of Commercial Bank

3


1 2 3 4 5 2/1 3/2 4/3 5/41 CAPITAL FUND 9,325.1 15,328.2 22,524.6 23,069.7 23,103.8 64.4 46.9 2.4 0.1 a. Paid-up Capital 9,140.9 14,535.3 20,895.1 21,064.8 21,150.4 59.0 43.8 0.8 0.4 b. Statutory Reserves 244.8 697.9 1,138.3 1,445.9 1,460.0 185.1 63.1 27.0 1.0

c. Retained Earning (449.9) (443.9) 67.7 38.2 (12.2) (1.3) (115.2) (43.6) (132.0)d. Others Reserves 389.3 538.9 423.6 520.9 505.5 38.4 (21.4) 23.0 (3.0)

2 BORROWINGS 2,622.6 4,442.8 4,700.0 2,866.3 2,768.9 69.4 5.8 (39.0) (3.4) a. NRB 84.3 660.7 2,433.7 728.6 290.0 683.7 268.4 (70.1) (60.2)

b. "A"Class Licensed Institution 1,969.6 2,858.6 1,334.0 1,253.1 1,609.8 45.1 (53.3) (6.1) 28.5c. Foreign Banks and Fin. Ins. 38.1 110.2 364.2 359.8 359.8 189.2 230.5 (1.2) 0.0d. Other Financial Ins. 528.7 808.6 557.1 466.7 448.2 52.9 (31.1) (16.2) (4.0)e. Bonds and Securities 1.9 4.8 11.0 58.2 61.2 152.0 130.1 428.2 5.2

3 DEPOSITS 48,001.6 76,950.8 96,886.7 100,229.6 101,770.9 60.3 25.9 3.5 1.5a. Current 519.7 1,417.4 1,860.5 1,541.2 1,647.9 172.7 31.3 (17.2) 6.9b. Savings 26,551.0 36,106.4 42,968.3 46,328.1 47,563.9 36.0 19.0 7.8 2.7c. Fixed 14,416.2 24,242.1 31,162.9 31,881.4 32,121.4 68.2 28.5 2.3 0.8d. Call Deposits 5,975.3 14,605.3 20,407.7 19,821.1 19,735.7 144.4 39.7 (2.9) (0.4)e. Others 539.4 579.5 487.3 657.8 701.9 7.4 (15.9) 35.0 6.7

4 Bills Payable 27.4 6.0 17.8 46.1 10.1 (78.1) 196.1 159.1 (78.1)5 Other Liabilities 5,584.5 8,151.2 10,858.3 13,717.9 14,953.3 46.0 33.2 26.3 9.0

1. Loan Loss Provision 2,162.1 1,921.5 3,520.4 3,927.5 3,932.3 (11.1) 83.2 11.6 0.12. Interest Suspense a/c 961.5 2,821.7 3,189.4 4,103.5 4,524.2 193.5 13.0 28.7 10.33. Others 2,460.9 3,407.9 4,148.5 5,686.9 6,496.8 38.5 21.7 37.1 14.2

6 Reconcillation A/c 877.8 1,412.6 2,577.4 2,868.1 2,712.7 60.9 82.5 11.3 (5.4)7 Profit & Loss A/c 1,570.3 2,168.2 2,171.4 218.7 168.3 38.1 0.1 (89.9) (23.1)

68,009.3 108,459.7 139,736.2 143,016.5 145,487.9 59.5 28.8 2.3 1.7

1 LIQUID FUNDS 15,999.8 26,036.3 29,411.3 31,089.7 32,214.5 62.7 13.0 5.7 3.6a. Cash Balance 1,309.4 1,932.3 2,465.0 2,749.8 2,763.5 47.6 27.6 11.6 0.5 Nepalese Notes & Coins 1,275.8 1,891.5 2,427.0 2,698.4 2,698.7 48.3 28.3 11.2 0.0 Foreign Currency 33.6 40.7 38.1 51.4 64.7 21.2 (6.5) 35.0 25.9b. Bank Balance 10,901.5 13,190.5 13,229.8 14,857.9 15,786.6 21.0 0.3 12.3 6.3 1. In Nepal Rastra Bank 2,441.6 2,698.2 3,511.9 4,712.3 4,396.3 10.5 30.2 34.2 (6.7) 2. "A"Class Licensed Institution 6,185.5 6,785.6 5,973.6 6,262.6 7,582.0 9.7 (12.0) 4.8 21.1 3. Other Financial Ins. 2,265.4 3,627.7 3,685.7 3,823.9 3,610.4 60.1 1.6 3.7 (5.6) 4. In Foreign banks 9.0 79.0 58.6 59.1 197.9 777.7 (25.8) 0.8 235.1c. Money at Call 3,788.9 10,913.5 13,716.4 13,482.0 13,664.5 188.0 25.7 (1.7) 1.4

2 INVESTMENTS 269.4 2,073.1 2,519.6 2,673.4 3,118.5 669.5 21.5 6.1 16.7a. Govt.Securities 256.8 1,633.3 2,497.0 2,650.1 3,095.2 536.0 52.9 6.1 16.8b Others 12.6 439.8 22.6 23.3 23.3 3390.7 (94.9) 3.2 0.0

3 SHARE & OTHER INVESTMEN 4,643.3 4,728.7 3,343.5 2,747.2 2,507.9 1.8 (29.3) (17.8) (8.7)4 LOANS & ADVANCES 41,828.4 65,827.9 88,923.3 89,590.6 90,296.6 57.4 35.1 0.8 0.8

a. Private Sector 0.0 65,642.9 88,169.2 86,629.4 87,595.2 0.0 34.3 (1.7) 1.1b. Financial Institutions 0.0 177.8 609.7 2,833.6 2,584.5 0.0 243.0 364.7 (8.8)c. Government Organizations 41,828.4 7.2 144.4 127.6 116.9 (100.0) 1899 (11.6) (8.4)

5 BILL PURCHED 5.0 10.2 45.7 26.8 23.7 103.4 349.5 (41.4) (11.5)6 LOANS AGT. COLLECTED BILLS 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.07 FIXED ASSETS 1,321.6 2,774.8 3,828.1 3,956.5 4,011.9 110.0 38.0 3.4 1.48 OTHER ASSETS 2,757.7 5,186.0 7,635.1 9,117.4 9,651.2 88.1 47.2 19.4 5.9

a. Accrued Interests 261.2 2,903.6 3,339.1 4,225.3 4,677.7 1011.6 15.0 26.5 10.7 b. Others 2,496.5 2,282.4 4,296.0 4,892.1 4,973.6 (8.6) 88.2 13.9 1.7

9 Expenses not Written off 85.2 79.2 110.6 96.8 97.9 (7.1) 39.7 (12.5) 1.110 Non Banking Assets 112.0 24.3 12.7 203.1 203.1 (78.3) (47.7) 1496.3 0.011 Reconcillation Account 779.1 1,511.7 2,617.5 2,870.6 2,559.2 94.0 73.1 9.7 (10.8)12 Profit & Loss A/c 207.8 207.5 1,288.8 644.4 803.6 (0.1) 521.1 (50.0) 24.7

68,009.3 108,459.7 139,736.2 143,016.4 145,488.1 59.5 28.8 2.3 1.7

TOTAL

Mid July Percentage changesRs in million

TOTAL

Assets

Statement of Assets and Liabilities of Development Banks

Liabilities

4


1 2 3 4 5 2/1 3/2 4/3 5/41 CAPITAL FUND 10,541.0 19,437.9 21,818.4 20,317.0 20,109.8 84.4 12.2 (6.9) (1.0) a. Paid-up Capital 9,321.1 17,191.3 19,228.2 19,374.7 19,374.9 84.4 11.8 0.8 0.0 b. Statutory Reserves 1,009.5 1,390.0 1,663.1 1,889.1 1,937.9 37.7 19.6 13.6 2.6

c. Retained Earning (297.6) 162.6 482.6 (1,474.7) (1,707.2) (154.6) 196.7 (405.6) 15.8d. Others Reserves 507.9 693.9 444.5 527.9 504.2 36.6 (35.9) 18.8 (4.5)

2 BORROWINGS 5,193.7 3,151.0 4,505.8 2,740.3 2,518.9 (39.3) 43.0 (39.2) (8.1) a. NRB 0.0 146.5 647.5 245.3 108.0 0.0 342.0 (62.1) (56.0)

b. "A"Class Licensed Institution 4,008.1 2,119.0 3,261.0 1,902.1 1,778.3 (47.1) 53.9 (41.7) (6.5)c. Foreign Banks and Fin. Ins. 70.0 0.0 0.0 0.0 0.0 (100.0) 0.0 0.0 0.0d. Other Financial Ins. 1,085.6 885.5 516.4 593.0 632.6 (18.4) (41.7) 14.8 6.7e. Bonds and Securities 30.0 0.0 81.0 0.0 0.0 (100.0) 0.0 (100.0) 0.0

3 DEPOSITS 57,073.4 77,406.3 85,476.9 82,898.0 83,169.9 35.6 10.4 (3.0) 0.3a. Current 491.9 110.5 90.9 54.5 58.2 (77.5) (17.7) (40.1) 6.8b. Savings 27,536.9 31,964.8 31,526.5 33,347.2 33,936.2 16.1 (1.4) 5.8 1.8c. Fixed 27,378.5 40,834.0 47,977.0 44,697.3 44,315.2 49.1 17.5 (6.8) (0.9)d. Call Deposits 978.2 2,635.4 2,275.9 1,127.1 1,192.2 169.4 (13.6) (50.5) 5.8e. Others 688.0 1,861.8 3,606.6 3,671.9 3,668.1 170.6 93.7 1.8 (0.1)

4 Bills Payable 1.0 24.4 4.2 2.5 0.6 2449.2 (82.8) (41.1) (75.2)5 Other Liabilities 10,558.3 7,871.1 11,015.7 16,070.9 17,455.8 (25.5) 40.0 45.9 8.6

1. Loan Loss Provision 2,052.8 2,325.1 5,355.3 7,534.6 7,746.7 13.3 130.3 40.7 2.82. Interest Suspense a/c 815.3 1,000.5 1,691.2 3,494.7 3,954.6 22.7 69.0 106.6 13.23. Others 7,690.1 4,545.5 3,969.2 5,041.6 5,754.5 (40.9) (12.7) 27.0 14.1

6 Reconcillation A/c 1,112.1 1,414.6 1,364.0 1,443.2 1,373.8 27.2 (3.6) 5.8 (4.8)7 Profit & Loss A/c 2,950.6 2,903.2 2,432.0 177.7 218.3 (1.6) (16.2) (92.7) 22.8

87,430.1 112,208.5 126,617.0 123,649.7 124,847.1 28.3 12.8 (2.3) 1.0

1 LIQUID FUNDS 16,406.6 21,717.9 20,511.0 20,121.6 21,223.0 32.4 (5.6) (1.9) 5.5a. Cash Balance 605.4 949.5 1,219.9 1,248.9 1,266.5 56.8 28.5 2.4 1.4 Nepalese Notes & Coins 604.2 948.7 1,218.3 1,248.1 1,265.8 57.0 28.4 2.4 1.4 Foreign Currency 1.3 0.8 1.7 0.9 0.7 (37.6) 108.0 (48.7) (21.4)b. Bank Balance 10,426.9 15,076.2 13,698.6 13,314.8 13,915.4 44.6 (9.1) (2.8) 4.5 1. In Nepal Rastra Bank 2,267.0 2,538.3 2,410.0 3,326.7 3,090.8 12.0 (5.1) 38.0 (7.1) 2. "A"Class Licensed Institution 5,961.7 8,105.1 6,082.4 6,074.1 6,719.9 36.0 (25.0) (0.1) 10.6 3. Other Financial Ins. 2,198.2 4,432.8 5,206.2 3,914.0 4,104.7 101.7 17.4 (24.8) 4.9 4. In Foreign banks 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0c. Money at Call 5,374.2 5,692.2 5,592.5 5,557.9 6,041.1 5.9 (1.8) (0.6) 8.7

2 INVESTMENTS 815.7 1,224.6 2,386.8 2,318.2 2,338.5 50.1 94.9 (2.9) 0.9a. Govt.Securities 785.7 1,209.3 2,350.8 2,266.6 2,213.7 53.9 94.4 (3.6) (2.3)b Others 30.0 15.3 36.0 51.6 124.8 (49.2) 136.0 43.3 141.9

3 SHARE & OTHER INVESTMEN 2,449.8 3,203.2 3,337.9 2,089.2 1,891.9 30.8 4.2 (37.4) (9.4)4 LOANS & ADVANCES 59,921.2 76,986.8 87,002.3 84,154.3 83,561.6 28.5 13.0 (3.3) (0.7)

a. Private Sector 45,186.8 74,904.8 83,605.2 80,739.5 80,360.8 65.8 11.6 (3.4) (0.5)b. Financial Institutions 4,590.1 1,363.8 3,327.9 3,357.1 3,143.1 (70.3) 144.0 0.9 (6.4)c. Government Organizations 10,144.3 718.2 69.2 57.7 57.7 (92.9) (90.4) (16.6) (0.0)

5 BILL PURCHED 156.9 74.3 30.2 13.3 10.4 (52.7) (59.4) (56.0) (21.7)6 LOANS AGT. COLLECTED BILLS 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.07 FIXED ASSETS 2,678.2 3,734.9 4,333.7 4,356.1 4,363.6 39.5 16.0 0.5 0.28 OTHER ASSETS 2,892.6 3,342.9 4,828.0 7,443.6 7,958.3 15.6 44.4 54.2 6.9

a. Accrued Interests 867.6 1,041.1 2,009.2 3,739.2 4,186.8 20.0 93.0 86.1 12.0 b. Others 2,025.1 2,301.8 2,818.8 3,704.4 3,771.4 13.7 22.5 31.4 1.8

9 Expenses not Written off 62.4 79.7 64.0 69.7 70.0 27.7 (19.7) 8.9 0.410 Non Banking Assets 305.3 188.2 160.4 168.1 174.2 (38.4) (14.8) 4.8 3.611 Reconcillation Account 1,080.2 1,428.0 1,401.7 1,520.7 1,494.2 32.2 (1.8) 8.5 (1.7)12 Profit & Loss A/c 661.1 228.0 2,561.1 1,394.9 1,761.5 (65.5) 1023 (45.5) 26.3

87,430.1 112,208.5 126,617.0 123,649.7 124,847.1 28.3 12.8 (2.3) 1.0

Rs in million

Percentage changes

Statement of Assets and Liabilities of Finance Companie

TOTAL

Liabilities Mid July

TOTALAssets

5

Rs. In million

Liabilities Class "A" Class "B" Class "C" Total1 CAPITAL FUND 68,141.8 23,103.8 20,109.8 111,355.4 a. Paid‐up Capital 59,714.5 21,150.4 19,374.9 100,239.8

b. Calls in Advance 131.8 186.0 317.8 c. General Reserves 16,468.3 1,460.0 1,937.9 19,866.3

d. Share Premium 248.4 63.5 84.6 396.5e. Retained Earning ‐19,336.3 ‐12.2 ‐1,707.2 ‐21,055.7f. Others Reserves Fund 10,240.1 305.4 233.6 10,779.1g. Exchange Fluctuation Fund 806.8 4.8 811.6

2 BORROWINGS 15,356.7 2,768.9 2,518.9 20,644.5 a. NRB 3,607.6 290.0 108.0 4,005.6

b. "A"Class Licensed Institution 3,183.5 1,609.8 1,778.3 6,571.5c. Foreign Banks and Fin. Ins. 2,757.9 359.8 3,117.7d. Other Financial Ins. 280.0 448.2 632.6 1,360.8e. Bonds and Securities 5,527.8 61.2 5,589.0

3 DEPOSITS 754,544.9 101,770.9 83,169.9 939,485.6a. Current 72,453.9 1,647.9 58.2 74,160.0 Domestic 60,788.1 1,639.5 58.2 62,485.8 Foreign 11,665.9 8.4 11,674.3b. Savings 251,212.8 47,563.9 33,936.2 332,713.0 Domestic 245,640.2 47,475.8 33,753.5 326,869.6 Foreign 5,572.6 88.1 182.7 5,843.4c. Fixed 283,494.2 32,121.4 44,315.2 359,930.8 Domestic 250,273.1 31,537.5 44,315.2 326,125.7 Foreign 33,221.1 583.9 33,805.0d. Call Deposits 138,562.7 19,735.7 1,192.2 159,490.6e. Others 8,821.2 701.9 3,668.1 13,191.3

4 Bills Payable 821.9 10.1 0.6 832.65 Other Liabilities 100,606.9 14,953.3 17,455.8 133,016.0

1. Sundry Creditors 13,526.3 439.0 653.1 14,618.4 2. Loan Loss Provision 24,833.4 3,932.3 7,746.7 36,512.4 3. Interest Suspense a/c 25,937.3 4,524.2 3,954.6 34,416.1 4. Others 36,309.9 6,057.9 5,101.5 47,469.2

6 Reconcillation A/c 9,319.3 2,712.7 1,373.8 13,405.77 Profit & Loss A/c 4,017.2 168.3 218.3 4,403.7

952,808.6 145,487.9 124,847.1 1,223,143.6TOTAL LIABILITIES

Statement of Assets and Liabilitiesas on Marg end, 2068

6

Assets Class "A" Class "B" Class "C" Total1 LIQUID FUNDS 135,572.3 32,214.5 21,223.0 189,009.8

a. Cash Balance 18,678.3 2,763.5 1,266.5 22,708.3 Nepalese Notes & Coins 17,608.6 2,698.7 1,265.8 21,573.1 Foreign Currency 1,069.8 64.7 0.7 1,135.2b. Bank Balance 106,123.0 15,786.6 13,915.4 135,824.9 1. In Nepal Rastra Bank 90,234.3 4,396.3 3,090.8 97,721.3 Domestic Currency 89,529.8 4,374.8 3,090.8 96,995.4 Foreign Currency 704.5 21.4 0.0 726.0 2. "A"Class Licensed Institution 3,145.8 7,582.0 6,719.9 17,447.7 Domestic Currency 2,832.7 7,575.7 6,719.8 17,128.2 Foreign Currency 313.1 6.3 0.1 319.5 3. Other Financial Ins. 14.8 3,610.4 4,104.7 7,729.9 4. In Foreign Banks 12,728.0 197.9 12,925.9c. Money at Call 10,771.0 13,664.5 6,041.1 30,476.6 Domestic Currency 2,860.1 13,413.2 5,873.5 22,146.9 Foreign Currency 7,910.9 251.2 167.6 8,329.8

2 INVESTMENT IN SECURITIES 114,247.9 3,118.5 2,338.5 119,705.0a. Govt.Securities 113,140.0 3,095.2 2,213.7 118,449.0b. NRB Bond 502.8 10.0 72.9 585.7c. Govt.Non‐Fin. Ins. 270.8 270.8d. Other Non‐Fin Ins. 120.0 13.3 51.6 184.9e Non Residents 214.3 0.3 214.6

3 SHARE & OTHER INVESTMENT 50,076.5 2,507.9 1,891.9 54,476.3 a. Non Residents 39,733.5 135.7 46.0 39,915.2 b. Others 10,343.0 2,372.2 1,845.9 14,561.1

4 LOANS & ADVANCES 537,957.5 90,296.6 83,561.6 711,815.7 a. Private Sector 519,243.3 87,595.2 80,360.8 687,199.2 b. Financial Institutions 12,584.6 2,584.5 3,143.1 18,312.3 c. Government Organizations 6,129.6 116.9 57.7 6,304.2

5 BILL PURCHASED 7,117.7 23.7 10.4 7,151.8 a. Domestic Bills Purchased 444.7 23.7 10.4 478.8 b. Foreign Bills Purchased 1,864.5 1,864.5 c. Import Bills & Imports 4,808.5 4,808.5

6 LOANS AGAINST COLLECTED BILLS 352.8 352.8 a. Against Domestic Bills 51.2 51.2 b. Against Foreign Bills 301.6 301.6

7 FIXED ASSETS 17,303.3 4,011.9 4,363.6 25,678.88 OTHER ASSETS 80,559.7 9,651.2 7,958.3 98,169.1

a. Accrued Interest: 32,058.0 4,677.7 4,186.8 40,922.5 Financial Institutions 2,297.6 2,509.8 224.6 5,032.1

Government Enterprises 268.9 12.3 7.8 288.9 Private Sector 29,491.6 2,155.6 3,954.4 35,601.5 b. Staff Loans / Adv. 13,664.7 496.2 311.0 14,471.9 c. Sundry Debtors 12,006.9 905.9 575.6 13,488.4 d. Cash In Transit 279.7 2.3 282.0 e. Others 22,550.4 3,569.1 2,884.9 29,004.4

9 Expenses not Written off 508.6 97.9 70.0 676.410 Non Banking Assets 1,617.4 203.1 174.2 1,994.711 Reconcillation Account 6,552.5 2,559.2 1,494.2 10,605.912 Profit & Loss A/c 942.4 803.6 1,761.5 3,507.5

952,808.6 145,488.1 124,847.1 1,223,143.8TOTAL ASSETS

7

Rs. In million

Expenses Class "A" Class "B" Class "C" Total 1 Interest Expenses 20,356.4 4,314.4 4,141.7 28,812.5 1.1 Deposit Liabilities 20,157.3 4,173.8 3,930.9 28,261.9 1.1.1 Saving A/c 4,932.2 1,712.0 1,360.8 8,004.9 1.1.2 Fixed A/c 11,225.5 1,649.8 2,464.2 15,339.6 1.1.2.1 Upto 3 Months Fixed A/c 878.0 92.2 95.5 1,065.7 1.1.2.2 3 to 6 Months fixed A/c 728.6 55.4 76.6 860.5 1.1.2.3 6 Months to 1 Year Fixed A/c 4,155.1 879.3 1,210.8 6,245.2 1.1.2.4 Above 1 Year 5,463.9 623.0 1,081.2 7,168.1 1.1.3 Call Deposit 3,992.0 812.0 105.9 4,909.8 1.1.4 Certificate of Deposits 7.6 0.1 7.7 1.2 Others 199.2 140.6 210.8 550.6 2 Commission/Fee Expense 131.9 2.5 1.0 135.4 3 Employees Expenses 3,906.1 627.5 420.9 4,954.5 4 Office Operatiing Expenses 3,210.2 682.1 442.2 4,334.5 5 Exchange Fluctuation Loss 13.0 9.4 22.4 5.1 Due to Change in Exchange Rates 0.0 9.4 9.4 5.2 Due to Foreign Currency Transactions 13.0 0.0 13.0 6 Non‐Operatiing Expenses 13.0 77.9 23.0 113.9 7. Provision for Risk 2,361.4 698.5 1,399.0 4,458.9 7.1 Loan loss Provision 2,337.6 576.8 1,392.6 4,306.9

7.1.1 General Loan loss Provision 419.0 126.0 118.7 663.7 7.1.2 Special Loan Loss Provision 1,866.5 450.6 1,247.7 3,564.7 7.1.3 Additional Loan Loss Provision 52.1 0.2 26.2 78.5

7.2. Provision for Non‐Banking Assets 17.4 119.2 4.2 140.7 7.3. Provision for Loss on Investment 5.5 2.0 2.3 9.8 7.4. Provision for Loss of Other Assets 1.0 0.5 1.5 8 Loan Written Off 97.3 0.5 97.8 9 Provision for Staff Bonus 435.7 28.6 16.5 480.810 Provision for Income Tax 1,277.1 83.4 48.6 1,409.111 Others 3.0 2.7 1.3 7.012 Net Profit 4,017.2 168.3 218.3 4,403.7

TOTAL EXPENSES 35,822.3 6,695.3 6,713.0 49,230.6

Income Class "A" Class "B" Class "C" Total 1. Interest Income 30,338.3 5,294.6 4,495.7 40,128.6 1.1. On Loans and Advance 26,688.7 4,504.4 3,916.8 35,109.9 1.2. On Investment 2,926.8 67.3 41.2 3,035.3 1.2.1 Government Bonds 2,636.9 55.6 34.3 2,726.9 1.2.2 Foreign Bonds 18.5 18.5 1.2.3 NRB Bonds 256.4 2.4 5.5 264.3 1.2.4 Deventure & Bonds 15.0 9.3 1.4 25.6 1.3 Agency Balance 196.5 41.2 42.2 279.9 1.4 On Call Deposit 182.1 509.8 263.0 954.9 1.5 Others 344.2 171.9 232.5 748.6 2. Comission & Discount 1,831.6 176.8 96.7 2,105.1 2.1 Bills Purchase & Discount 86.9 1.6 0.0 88.5 2.2 Comission 1,492.7 84.1 55.1 1,632.0 2.3 Others 252.0 91.1 41.5 384.6 3 Income From Exchange Fluctuation 1,327.8 13.6 14.4 1,355.8 3.1 Due to Change in Exchange Rate 467.8 4.3 14.4 486.5 3.2 Due to Foreign Currency Trans 860.0 9.3 869.3 4 Other Operating Income 668.1 221.4 167.7 1,057.1 5 Non Operating Income 47.8 26.4 16.8 90.9 6 Provision Written Back 696.4 158.5 149.9 1,004.9 7 Recovery from Written off Loan ‐210.4 0.4 10.4 ‐199.6 8 Income from Extra Ordinary Expenses 180.4 0.0 180.4 9 Net Loss 942.4 803.6 1,761.5 3,507.5

TOTAL INCOME 35,822.3 6,695.3 6,713.1 49,230.7

Agregate Profit & Loss Account

8

Rs. In million

Sectorwise Class "A" Class "B" Class "C" Total1 Agricultural and Forest Related 15,915.5 2,922.4 1,603.9 20,441.82 Fishery Related 1,728.3 30.0 10.4 1,768.83 Mining Related 3,153.1 224.0 217.8 3,594.94 Manufacturing (Producing) Related 124,904.6 7,222.6 6,816.6 138,943.75 Construction 55,291.0 11,437.6 13,332.9 80,061.56 Electricity,Gas and Water 8,104.6 1,281.4 261.6 9,647.77 Metal Products, Machinary & Electronic Equipment

& Assemblage 7,657.0 1,372.6 1,185.4 10,215.08 Transport, Communication and Public Utilities 25,223.0 8,703.5 7,295.1 41,221.59 Wholesaler & Retailer 107,264.6 17,888.5 13,984.9 139,138.1

10 Finance, Insurance and Real Estate 59,807.9 9,261.9 10,069.1 79,139.011 Hotel or Restaurant 13,047.8 3,054.6 2,585.5 18,687.912 Other Services 24,587.5 5,534.6 3,923.6 34,045.613 Consumption Loans 32,845.0 5,528.9 5,997.9 44,371.814 Local Government 1,015.2 32.0 58.2 1,105.415 Others 64,882.8 15,825.6 16,229.1 96,937.5

TOTAL 545,428.0 90,320.3 83,572.0 719,320.3

Product wise Class "A" Class "B" Class "C" Total1 Term Loan 86,366.2 11,084.7 13,187.7 110,638.62 Overdraft 91,788.1 22,109.4 723.7 114,621.33 Trust Receipt Loan / Import Loan 33,431.8 195.0 33,626.84 Demand & Other Working Capital Loan 123,188.8 12,093.7 20,221.1 155,503.65 Residential Personal Home Loan (Up to Rs. 80 Lakh) 29,968.3 6,468.7 6,832.5 43,269.56 Real Estate Loan 68,727.1 12,535.9 15,616.1 96,879.17 Margin Nature Loan 6,603.0 2,058.8 2,443.1 11,104.98 Hire Purchase Loan 34,773.2 10,190.7 8,597.9 53,561.89 Deprived Sector Loan 16,240.4 3,076.9 1,777.4 21,094.7

10 Bills Purchased 7,039.7 55.6 10.4 7,105.811 Other Product 47,301.4 10,450.8 14,162.0 71,914.2

545,428.0 90,320.3 83,572.0 719,320.3

Collateral Wise Class "A" Class "B" Class "C" Total1 Gold and Silver 17,511.4 1,067.5 216.9 18,795.82 Government Securities 2,618.7 21.2 38.1 2,678.03 Non Governmental Securities 4,859.5 1,703.6 1,077.7 7,640.84 Fixed Deposit Receipts 7,156.2 1,475.9 2,896.8 11,529.0

4.1 Own 6,606.5 1,474.0 2,896.8 10,977.34.2 Other Licences Institutions 549.7 2.0 0.0 551.7

5 Collateral of Properties 459,458.1 81,504.9 75,706.0 616,669.05.1 Fixed Assets 373,250.7 81,013.4 75,137.1 529,401.35.2 Current Assets 86,207.4 491.5 568.8 87,267.7

6 Against security of Bill 9,824.1 20.8 0.1 9,845.06.1 Domestic Bills 468.8 20.8 0.1 489.66.2 Foreign Bills 9,355.3 9,355.3

7 Against Guarantee 10,534.4 1,524.1 939.9 12,998.57.1 Government Guarantee 2,293.4 66.1 85.8 2,445.37.2 Institutional Guarantee 5,474.2 486.2 345.6 6,306.17.3 Personal Guarantee 1,140.6 745.0 346.5 2,232.17.4 Collective Guarantee 30.4 167.4 17.5 215.37.5 International Rated Foreign Bank's Guarantee 115.6 53.3 168.97.6 Other Guarantee 1,480.2 6.2 144.5 1,630.9

8 Credit Card 394.1 394.19 Others 33,071.6 3,002.2 2,696.5 38,770.2

Total 545,428.0 90,320.3 83,572.0 719,320.3

TOTAL LOAN & ADVANCES

Agregate Statement of Sector wise, Product wise and Security wise Credit

9

Statement of Assets and Liabilities as on Marg end 2068

Rs. in million

Liabilities NBL

RBB

NAB

IL

NIB

L

SCBN

L

HBL

NSB

I

NBB

L

EBL

BOK

NCC

1 CAPITAL FUND ‐4224.00 ‐7760.72 4566.52 5161.32 3677.78 4801.99 2972.76 2454.55 3113.53 2435.19 1873.31 a. Paid‐up Capital 380.00 1172.30 2029.77 3012.92 1610.17 2000.00 1869.30 2009.40 1391.57 1604.19 1400.00

b. Calls in Advance c. General Reserves 1609.00 2316.37 1836.50 1324.53 1636.33 1012.80 382.87 956.84 803.45 585.31 298.08

d. Share Premium 0.07 11.85 49.66 35.87 14.78 0.08e. Retained Earning ‐6869.00 ‐12921.72 493.39 255.54 96.66 1499.37 468.81 ‐679.25 36.09 13.37 140.91f. Others Reserves Fund 588.00 1576.43 109.28 519.28 75.43 266.73 191.91 74.67 844.74 195.33 33.35g. Exchange Fluctuation Fund 68.00 95.90 97.50 37.19 259.19 23.09 10.20 57.03 22.90 37.00 0.89

2 BORROWINGS 2167.00 2935.01 574.54 1279.38 1290.75 200.00 300.00 650.00 a. NRB 2821.53 10.00

b. "A"Class Licensed Institution 274.54 229.38 780.75 450.00c. Foreign Banks and Fin. Ins. 2167.00 500.00d. Other Financial Ins. 113.48e. Bonds and Securities 300.00 1050.00 200.00 300.00 200.00

3 DEPOSITS 46744.00 72065.08 56465.35 53138.44 39910.45 46487.33 50357.90 12887.81 45922.82 22488.96 12738.47a. Current 8385.00 12892.98 5843.97 4823.54 14067.27 4137.50 2776.38 823.00 4766.22 2463.72 459.49 Domestic 8180.00 12842.71 4418.63 3977.03 6787.54 3207.93 2630.69 728.95 4711.94 2301.77 445.65 Foreign 205.00 50.27 1425.34 846.51 7279.73 929.57 145.70 94.06 54.28 161.95 13.84b. Savings 28171.00 39515.92 15353.76 15241.64 13401.28 18808.35 8555.18 6037.00 14691.06 7213.21 5128.47 Domestic 28159.00 39509.62 14115.18 14571.63 11336.60 18111.14 8505.59 6017.64 14593.54 6984.72 5052.79 Foreign 12.00 6.30 1238.58 670.02 2064.68 697.21 49.59 19.36 97.52 228.49 75.68c. Fixed 9043.00 17251.02 17901.71 19752.37 6313.91 13978.60 35124.73 2802.82 16044.98 8669.02 4154.53 Domestic 9035.00 17251.02 16621.60 18386.68 4961.92 12881.12 16608.93 2617.64 15712.84 7458.03 4154.53 Foreign 8.00 1280.11 1365.69 1351.99 1097.48 18515.80 185.19 332.14 1210.99d. Call Deposits 699.00 1737.90 16700.39 12624.01 5556.10 8373.34 3710.74 2963.13 9553.62 3759.52 2863.51e. Others 446.00 667.26 665.52 696.89 571.89 1189.54 190.87 261.85 866.94 383.48 132.47

4 Bills Payable 59.00 19.74 150.39 5.35 97.49 95.27 55.83 14.26 110.58 21.43 7.105 Other Liabilities 9714.23 21569.69 8763.12 4819.85 3225.66 3144.61 2364.66 5089.42 1664.23 1548.72 2184.95

1. Sundry Creditors 4607.00 679.77 3683.80 537.11 315.41 338.62 211.67 114.78 176.45 92.76 2. Loan Loss Provision 1898.00 4622.55 1223.67 1025.65 268.03 1521.75 411.47 1799.78 623.55 504.01 407.71 3. Interest Suspense a/c 2804.00 14586.80 267.29 298.16 221.46 760.55 501.86 1203.73 75.68 31.73 352.86 4. Others 405.23 1680.57 3588.36 2958.93 2420.76 862.32 1112.71 1874.24 850.22 836.52 1331.62

6 Reconcillation A/c 9248.00 62.91 0.00 14.30 9.807 Profit & Loss A/c 74.00 408.10 559.63 352.74 483.63 498.95 ‐121.87 16.36 464.23 247.22

63782.23 89236.90 71079.55 64819.99 47395.01 56318.90 55829.28 20476.70 51585.19 27391.51 16803.83

Assets1 LIQUID FUNDS 15441.00 10127.76 6399.44 11701.43 10886.20 6446.22 7464.04 2361.37 8951.66 2210.70 1641.26

a. Cash Balance 1668.00 1989.31 751.30 1469.26 691.79 829.93 938.40 499.30 787.27 512.03 391.09 Nepalese Notes & Coins 1609.00 1896.19 698.72 1351.03 614.74 707.23 904.29 468.44 748.99 496.28 381.21 Foreign Currency 59.00 93.12 52.59 118.23 77.05 122.70 34.12 30.86 38.28 15.75 9.87b. Bank Balance 13773.00 8138.45 5099.71 10010.00 4554.74 5530.16 6525.63 1862.07 8164.39 1698.67 1250.17 1. In Nepal Rastra Bank 12520.00 7622.39 4230.49 8301.54 3743.18 4102.00 4834.85 1506.49 7415.83 1285.37 948.25 Domestic Currency 12475.00 7610.60 4211.86 8202.71 3720.69 3980.91 4814.79 1472.40 7379.99 1242.98 936.61 Foreign Currency 45.00 11.79 18.63 98.83 22.49 121.10 20.06 34.09 35.84 42.39 11.64 2. "A"Class Licensed Institution 550.00 64.13 37.68 72.06 65.24 66.02 33.20 26.16 30.27 93.51 92.31 Domestic Currency 550.00 64.13 37.68 72.02 65.24 63.32 27.83 25.26 29.03 91.00 90.74 Foreign Currency 0.04 2.70 5.37 0.90 1.24 2.51 1.57 3. Other Financial Ins. 0.72 4. In Foreign Banks 703.00 451.93 831.54 1636.41 746.32 1362.13 1657.59 328.70 718.29 319.79 209.61c. Money at Call 548.42 222.17 5639.67 86.14 Domestic Currency 200.00 58.00 Foreign Currency 548.42 22.17 5639.67 28.14

2 INVESTMENT IN SECURITIES 6712.00 16672.02 8934.24 3725.70 11031.68 9870.01 4881.75 3271.71 6051.68 5139.83 2741.60a. Govt.Securities 6712.00 16459.70 8719.96 3725.70 11023.18 9870.01 4881.75 3271.71 6051.68 5139.83 2641.60b. NRB Bond c. Govt.Non‐Fin. Ins. 212.32 8.49d. Other Non‐Fin Ins. 100.00e Non Residents 214.28

3 SHARE & OTHER INVESTMENT 2415.00 3297.77 6904.59 3993.60 5092.27 1189.58 18469.21 241.11 926.58 332.80 217.59 a. Non Residents 2139.00 4823.48 3800.92 4982.84 839.33 18429.56 101.26 817.00 257.85 88.44 b. Others 276.00 3297.77 2081.11 192.68 109.43 350.25 39.65 139.84 109.58 74.95 129.15

4 LOANS & ADVANCES 27153.00 34863.03 41168.16 40658.86 17173.42 31802.12 22250.21 10654.47 33683.95 16967.50 9607.58 a. Private Sector 27123.00 33499.18 40159.82 39293.59 15609.46 31802.12 21683.47 10371.37 28319.13 16284.63 9180.52 b. Financial Institutions 30.00 1095.04 728.34 764.85 1425.16 566.73 187.02 3301.89 533.01 244.50 c. Government Organizations 268.81 279.99 600.42 138.81 96.07 2062.93 149.86 182.56

5 BILL PURCHASED 18.23 75.03 35.51 307.71 1213.06 2466.86 23.77 108.03 43.70 1067.95 10.94 a. Domestic Bills Purchased 54.25 ‐0.60 118.01 52.46 40.80 4.02 0.00 3.45 b. Foreign Bills Purchased 16.00 20.69 36.10 59.51 1213.06 33.73 23.77 67.23 39.68 23.65 7.49 c. Import Bills & Imports 2.23 0.09 130.19 2380.67 1044.30

6 LOANS AGAINST COLLECTED BILLS 33.27 17.94 a. Against Domestic Bills 33.27 17.94 b. Against Foreign Bills

7 FIXED ASSETS 356.00 1005.05 896.34 1113.57 497.31 1125.44 1061.31 307.26 544.83 928.01 497.528 OTHER ASSETS 9105.00 21652.15 6708.01 3319.12 1475.03 3219.79 1671.74 3200.81 1331.00 722.83 1265.73

a. Accrued Interest: 2804.00 14861.08 1132.76 1049.73 572.93 1445.89 724.06 1264.21 284.99 402.04 396.72 b. Staff Loans / Adv. 1886.00 3187.12 759.52 118.71 208.54 890.89 198.62 319.64 708.52 71.58 140.67 c. Sundry Debtors 488.00 1024.53 2977.61 101.73 98.92 89.55 292.64 41.71 37.23 92.99 145.05 d. Cash In Transit 156.51 0.21 8.47 4.97 e. Others 3927.00 2422.91 1838.11 2048.94 594.63 793.25 456.41 1575.25 291.79 151.25 583.29

9 Expenses not Written off 43.00 0.15 26.04 176.31 7.26 3.5110 Non Banking Assets 371.00 130.27 8.31 328.45 51.79 3.94 469.9011 Reconcillation Account 2168.00 1413.67 14.24 277.5612 Profit & Loss A/c 74.16

63782.23 89236.90 71079.55 64819.99 47395.01 56318.90 55829.28 20476.70 51585.19 27391.51 16803.83

TOTAL LIABILITIES

TOTAL ASSETS

10


Rs. in million

Liabilities

1 CAPITAL FUND a. Paid‐up Capital

b. Calls in Advance c. General Reserves

d. Share Premiume. Retained Earningf. Others Reserves Fundg. Exchange Fluctuation Fund

2 BORROWINGS a. NRB

b. "A"Class Licensed Institutionc. Foreign Banks and Fin. Ins.d. Other Financial Ins.e. Bonds and Securities

3 DEPOSITSa. Current Domestic Foreignb. Savings Domestic Foreignc. Fixed Domestic Foreignd. Call Depositse. Others

4 Bills Payable5 Other Liabilities

1. Sundry Creditors 2. Loan Loss Provision 3. Interest Suspense a/c 4. Others

6 Reconcillation A/c7 Profit & Loss A/c

Assets1 LIQUID FUNDS

a. Cash Balance Nepalese Notes & Coins Foreign Currencyb. Bank Balance 1. In Nepal Rastra Bank Domestic Currency Foreign Currency 2. "A"Class Licensed Institution Domestic Currency Foreign Currency 3. Other Financial Ins. 4. In Foreign Banksc. Money at Call Domestic Currency Foreign Currency

2 INVESTMENT IN SECURITIESa. Govt.Securities b. NRB Bond c. Govt.Non‐Fin. Ins. d. Other Non‐Fin Ins.e Non Residents

3 SHARE & OTHER INVESTMENT a. Non Residents b. Others

4 LOANS & ADVANCES a. Private Sector b. Financial Institutions c. Government Organizations

5 BILL PURCHASED a. Domestic Bills Purchased b. Foreign Bills Purchased c. Import Bills & Imports

6 LOANS AGAINST COLLECTED BILLS a. Against Domestic Bills b. Against Foreign Bills

7 FIXED ASSETS8 OTHER ASSETS

a. Accrued Interest: b. Staff Loans / Adv. c. Sundry Debtors d. Cash In Transit e. Others

9 Expenses not Written off10 Non Banking Assets11 Reconcillation Account12 Profit & Loss A/c

TOTAL LIABILITIES

TOTAL ASSETS

NIC

LBL

MBL

Kum

ari

Laxm

i

SBL

ADBN

L

Glo

bal

Citiz

ens

Prim

e

BOA

Sunr

ise

DCB

L

2145.22 1849.17 1786.86 2400.70 2113.86 1969.36 12511.64 1709.48 2233.96 2486.86 2152.39 2146.06 2117.881311.55 1430.00 1627.20 1485.00 1613.52 1618.26 9474.30 1601.45 2101.84 2245.75 2000.00 2015.00 2000.00

310.54 330.84 127.31 235.44 230.03 228.84 1329.44 77.10 108.51 171.17 96.75 66.67 115.1941.87 5.28 4.44 13.07 2.97 25.96 32.41

382.36 20.89 23.17 17.65 11.27 13.46 ‐2783.53 0.27 9.22 65.53 19.32 28.80 0.8285.47 60.34 651.79 234.60 101.46 4482.21 13.89 10.60 4.34 0.07 0.30 0.0913.42 1.83 9.19 6.38 11.37 7.34 9.22 16.76 0.81 0.08 10.28 2.88 1.79

200.00 441.36 521.12 350.00 373.67 2541.40 246.10 141.92 85.80 100.00426.70 10.00 119.93 10.00 100.00

14.66 121.12 236.10 141.92 85.8090.9045.00 121.47

200.00 400.00 350.00 227.77 2300.0019056.87 7201.81 18024.88 19254.38 19169.70 22011.27 37174.37 16946.22 15593.80 21362.02 14575.01 16001.42 10933.81

1485.00 245.61 476.75 720.87 726.80 508.94 2707.91 633.83 551.11 398.99 208.59 449.10 138.011464.45 226.16 450.78 702.34 631.93 429.30 2687.32 597.39 539.87 395.57 200.58 420.81 136.15

20.56 19.45 25.97 18.53 94.87 79.64 20.59 36.44 11.25 3.42 8.01 28.29 1.863920.25 2025.59 6463.63 4865.96 3627.79 3997.11 18570.04 4568.41 3493.72 2290.81 2647.72 5588.43 1247.733879.24 2011.57 6442.63 4801.96 3504.08 3969.77 18570.04 4516.76 3476.20 2285.00 2645.19 5571.85 1235.09

41.02 14.02 20.99 64.01 123.72 27.34 51.65 17.53 5.81 2.53 16.58 12.648496.75 3824.56 5621.87 7933.11 9908.11 10431.78 15855.02 7931.26 8829.11 8607.20 7966.28 6446.34 5080.518148.45 3808.10 5536.13 7331.46 8540.95 9573.78 15855.02 7517.76 8570.81 8314.46 7229.72 5931.54 4821.28

348.31 16.46 85.74 601.65 1367.16 858.00 413.50 258.30 292.74 736.56 514.80 259.235048.25 1062.24 5283.44 5564.80 4646.84 6646.12 31.05 3482.81 2646.27 9912.98 3689.07 3242.58 4261.30

106.62 43.82 179.20 169.64 260.16 427.34 10.35 329.91 73.59 152.05 63.35 274.97 206.2614.76 30.85 9.00 31.34 31.13 1.85 11.69 6.90 2.24 14.03 4.40 1.42

1434.96 578.14 985.32 1723.43 1593.73 1820.87 16435.96 1160.85 1267.68 1627.93 2223.65 1509.07 769.46385.05 86.52 9.25 497.10 69.63 314.81 930.85 324.03 0.27 12.04 4.68300.16 159.95 287.22 312.57 196.68 304.89 6150.85 437.45 243.82 430.22 348.69 566.28 192.04

38.33 62.87 174.57 371.25 55.09 155.16 1551.36 60.18 344.87 439.63 278.24 192.25 279.32711.42 268.80 514.29 542.50 1272.34 1046.01 7802.90 339.18 678.73 746.05 1596.73 745.85 298.10

2.26 ‐20.72190.66 ‐72.26 24.85 165.35 72.65 868.32 104.82 ‐134.63 27.85

23042.48 9589.98 21272.28 23930.97 23423.77 26249.67 69531.69 19933.06 19213.81 25620.96 18965.08 19774.61 13901.85

2205.17 1548.11 4064.22 2837.42 2920.58 3576.77 4779.25 2015.58 4689.32 4510.51 2454.57 3581.22 1131.78395.88 235.76 883.45 398.76 353.12 459.85 1519.03 382.06 560.28 522.81 251.21 472.33 307.27377.96 228.38 795.03 371.48 321.00 423.09 1518.93 365.86 541.73 503.44 233.47 457.50 287.65

17.92 7.38 88.42 27.28 32.13 36.76 0.10 16.20 18.55 19.38 17.73 14.83 19.621709.29 1312.35 3180.78 2320.16 2477.03 2244.08 3260.22 1633.52 3860.31 3496.62 2203.37 2668.70 824.511518.48 1185.23 2937.25 1801.61 2199.70 1905.50 2627.01 1303.81 3738.86 2854.21 1691.96 2346.67 513.601505.84 1174.73 2918.18 1796.10 2182.58 1895.13 2627.01 1280.64 3730.16 2843.15 1658.96 2336.97 510.75

12.64 10.50 19.07 5.51 17.11 10.37 23.17 8.70 11.06 33.01 9.70 2.8560.21 25.06 124.95 138.18 65.25 195.28 592.38 70.50 59.57 90.10 47.09 76.36 88.5259.73 24.72 118.96 131.64 54.40 22.88 592.05 66.10 59.45 89.33 46.86 71.28 86.77

0.48 0.34 6.00 6.54 10.85 172.40 0.33 4.39 0.12 0.77 0.22 5.08 1.754.51 6.46 1.47

130.60 102.07 114.06 380.37 212.09 143.30 34.37 259.21 61.89 552.30 464.32 245.67 220.92100.00 118.50 90.42 872.83 268.73 491.08 440.20100.00 118.50 601.50 198.70 399.38 87.99

90.42 271.33 70.03 91.70 352.214170.64 891.49 1632.11 2570.13 1451.20 1641.20 7412.73 2758.33 590.37 704.46 1565.18 902.19 1692.304170.64 891.49 1632.11 2570.13 1401.20 1641.20 7082.50 2758.33 590.37 704.46 1565.18 902.19 1519.70

330.23 172.5950.00

275.75 92.24 189.63 357.01 1405.70 400.66 143.67 310.34 244.56 425.66 934.06 451.11 170.11245.59 86.65 99.68 257.85 900.60 194.61 292.84 215.03 49.56 157.71 406.67 86.70

30.17 5.59 89.94 99.16 505.10 206.05 143.67 17.50 29.53 376.10 776.35 44.44 83.4114797.07 6549.79 13407.36 16022.78 15424.77 18330.86 40816.78 13775.25 12437.84 18528.76 11820.00 13538.36 9955.8914553.40 6389.78 12942.71 15665.19 14971.58 17481.35 40165.74 13775.25 12036.52 18035.96 11439.07 13272.69 9676.46

243.67 160.01 418.85 211.66 318.56 573.55 194.95 375.00 303.73 175.05 214.6645.80 145.93 134.63 849.51 77.49 206.37 117.80 77.20 90.61 64.77

4.55 0.81 40.85 23.15 664.33 254.03 11.06 70.04 31.69 2.46 21.9619.83 16.54 11.06 70.04 31.61 0.09 21.96

4.55 0.81 21.02 23.15 7.22 254.03 0.08 2.37640.57

349.42 186.28 743.41 588.32 404.33 563.93 1067.88 361.45 364.01 299.68 326.77 518.98 432.061199.79 248.91 1027.29 1467.32 1152.84 1482.23 12564.07 701.05 814.94 754.15 1661.22 704.20 390.67

250.53 61.29 457.52 478.18 402.63 523.93 1551.36 338.32 349.57 439.63 278.24 423.93 310.5755.65 44.39 139.90 145.15 137.38 223.05 3515.55 100.24 89.15 13.42 61.11 55.66 20.96

573.62 72.14 64.17 6.03 12.13 402.89 5118.77 217.43 14.22 34.04 1.104.00 105.50

319.98 71.09 361.71 732.45 600.70 332.36 2378.39 45.06 362.00 301.10 1321.87 190.58 58.047.87 157.39 2.72 16.58 29.861.31 71.93 6.00 0.03 142.91 1.17 27.79

30.91 0.42 4.02 7.54 0.00 2604.40 31.7157.28 364.88 203.28 77.21

23042.48 9589.98 21272.28 23930.97 23423.77 26249.67 69531.69 19933.06 19213.81 25620.96 18965.08 19774.61 13901.85

11


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

NM

B

Kist

Jana

ta

Meg

a

CTBN

L

Civi

l Ban

k

Cent

ury

NID

C

Udd

hyam

Mal

ika

SDBL

UD

BL

MD

BL

Nar

ayan

i

PDBL

2211.46 2257.62 1476.87 1711.80 1440.88 1211.82 1135.63 865.79 62.39 290.71 686.35 13.85 912.83 113.38 386.562000.00 2000.00 1400.00 1631.00 1400.00 1200.00 1080.00 415.82 55.00 204.83 645.00 80.40 1000.00 65.62 336.52

186.06 67.61 8.07 4.86 11.82 423.52 3.65 14.36 38.07 1.84 72.06 11.11 23.9310.08 0.34 0.54

7.13 185.97 32.16 19.46 40.88 34.68 ‐60.99 2.79 20.01 1.50 ‐68.39 ‐160.13 36.33 22.861.78 4.04 36.53 56.47 20.95 87.44 0.94 51.17 1.78 0.86 0.33 2.716.41 0.11 0.03

10.00 66.75 128.34 242.73 34.37 433.65 42.80 0.69 58.19 218.00 47.00 2.5810.00 50.00 49.44

16.75 128.34 242.73 34.37 384.21 42.80 218.00 47.00

0.69 2.5858.19

13949.81 18748.86 5321.04 8174.53 4005.58 5405.85 2427.01 302.63 179.04 1405.38 3913.77 11.23 2106.45 903.64 1696.64459.95 304.39 542.51 307.75 13.90 108.81 26.05 4.72 4.81 15.23 39.19 27.34 7.47456.53 297.29 541.33 246.70 11.26 93.58 25.91 4.72 4.81 15.23 39.11 26.87 7.47

3.41 7.10 1.18 61.05 2.65 15.22 0.14 0.08 0.482249.70 8284.33 727.86 2822.09 564.21 459.96 680.63 52.49 37.91 1235.13 1910.37 10.72 332.89 542.19 960.782247.26 8283.89 727.74 2819.25 559.05 457.31 678.92 52.39 37.91 1235.13 1910.37 10.72 332.89 542.19 960.78

2.44 0.44 0.13 2.83 5.16 2.64 1.71 0.107988.31 6654.64 2741.08 3548.97 1529.54 2000.71 1062.32 220.53 75.73 110.31 1303.92 0.50 757.07 359.80 510.496657.83 6578.92 2482.63 3436.09 1443.59 1828.51 976.72 220.53 75.73 110.31 1303.92 0.50 757.07 359.80 510.491330.48 75.72 258.45 112.88 85.95 172.20 85.603167.69 3450.91 1265.31 1404.35 1863.98 2698.69 652.81 24.88 60.59 43.29 656.22 946.44 213.79

84.16 54.59 44.28 91.37 33.95 137.68 5.20 1.42 4.07 42.69 1.65 4.114.73 3.65 5.32 10.05 2.10

821.96 1250.06 231.00 430.48 243.87 250.74 158.61 4015.14 22.73 159.35 332.54 55.24 331.04 91.23 124.2216.32 95.90 4.51 6.61 1.57 9.83 58.69 1.19 9.38 20.39 6.75 5.66 5.28

144.86 222.24 51.47 80.52 38.21 41.23 17.86 912.51 6.35 39.84 60.45 14.19 69.18 24.87 27.59236.24 409.66 3.53 66.15 87.75 26.77 2418.24 6.56 21.87 104.21 15.43 111.30 46.32 22.04424.55 522.26 171.49 349.96 132.89 120.19 104.15 625.70 8.64 88.26 147.49 18.87 150.56 14.38 69.31

0.00 2.74 292.54‐41.70 ‐215.66 27.57 16.38 36.06 7.61

16956.27 22114.02 7190.15 10585.98 5724.71 7304.15 3764.05 5219.62 264.16 1863.05 4933.36 138.51 3568.31 1447.79 2210.01

2259.42 2787.98 632.75 1561.78 1351.03 1578.15 1455.58 623.48 57.23 399.02 805.84 36.27 489.60 205.08 593.06237.30 531.31 102.13 181.95 119.32 152.62 84.18 5.17 3.02 56.84 79.83 0.28 45.35 14.05 62.63193.59 500.93 98.58 173.42 112.73 145.00 82.67 5.17 3.02 50.72 79.72 0.28 44.97 14.05 62.63

43.71 30.38 3.54 8.54 6.59 7.62 1.51 6.12 0.11 0.381508.55 2084.06 484.01 716.34 941.36 1425.54 1165.16 618.31 54.21 70.94 221.18 35.99 444.26 191.03 97.55

985.15 1962.95 409.15 635.81 881.29 1281.57 944.13 17.70 0.11 74.09 217.19 4.44 97.93 0.58 2.12973.47 1944.92 392.76 633.95 858.26 1273.63 944.08 17.70 0.11 74.09 217.19 4.44 97.93 0.58 2.12

11.68 18.03 16.39 1.86 23.03 7.94 0.0572.56 29.40 37.05 20.91 14.57 17.76 189.54 540.18 11.88 ‐3.15 3.99 1.57 291.16 13.02 95.1272.56 29.08 37.05 20.91 14.57 15.18 102.95 540.18 11.88 ‐3.15 3.99 1.57 290.21 13.02 95.12

0.32 2.58 86.59 0.950.03 1.60 60.43 42.23 29.98 55.17 177.43 0.31

450.81 91.71 37.81 59.63 43.90 126.21 31.49513.58 172.61 46.61 663.49 290.35 206.24 271.24 504.83 432.88

120.86 521.17 247.80 206.24 271.24 500.84 432.88513.58 51.75 46.61 142.31 42.55 3.99

1581.77 3490.10 851.78 217.90 170.42 452.85 468.56 32.96 61.15 204.29 195.53 5.001561.77 3490.10 851.78 217.90 170.42 452.85 468.56 32.96 61.15 204.29 195.53 5.00

20.00

626.69 105.51 729.82 133.88 264.39 1.50 22.94 38.97 4.05 123.64 17.50100.48 16.40 209.52 133.88 27.98 10.08526.22 89.11 520.30 264.39 1.50 22.94 10.99 4.05 113.56 17.50

11010.31 13378.05 5050.11 7412.98 3814.59 4363.93 1539.74 1401.26 171.01 1119.23 3365.28 68.80 2410.85 723.27 1433.7010752.17 13343.14 4961.85 7046.98 3666.65 4200.76 1539.74 170.61 1119.23 3365.28 68.80 2385.70 720.55 1433.70

205.33 88.26 67.00 27.78 130.00 1401.26 25.1552.81 34.91 299.00 120.16 33.18 0.40 2.72

610.45 5.86 4.50 1.20 10.221.20 10.22

5.86 4.50610.45

301.58

301.58295.25 1410.86 265.72 302.45 145.47 231.28 113.14 109.84 14.45 50.00 313.74 2.36 127.51 9.29 54.69569.75 917.00 385.29 361.05 153.31 166.50 166.87 2791.07 12.31 203.69 146.34 28.84 219.51 69.81 85.62297.96 486.87 117.53 138.29 75.61 97.72 39.94 2418.24 6.56 26.19 104.54 16.85 113.33 46.32 22.67

35.59 293.22 59.98 85.17 51.02 1.59 46.73 15.07 2.59 26.92 18.00 0.01 26.34 5.58 31.8329.67 32.55 13.60 7.49 17.05 172.71 1.69 12.74 17.34 10.70 9.05 5.94

2.31206.54 104.36 194.19 137.59 26.68 59.70 63.15 185.06 1.47 137.85 6.46 1.29 79.84 8.86 22.88

18.66 14.61 4.60 1.57 1.43 12.562.61 2.45 5.59 0.30 72.55

0.00 0.00 ‐3.38 293.03 2.4075.28 70.19 20.15 3.64 58.90 1.93 48.71 13.46 5.48

16956.27 22114.02 7190.15 10585.98 5724.71 7304.15 3764.05 5219.62 264.16 1863.05 4933.36 138.51 3568.31 1447.79 2210.01

12


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Saha

yogi

Pash

upat

i

Karn

ali

Triv

eni

Anna

purn

a

Bhri

kuti

Suve

kchh

a

Bage

shw

ori

Sani

ma

Gau

rish

anka

r

Gur

kha

Gan

daki

Infr

astr

uctu

re

Busi

ness

Bira

tlaxm

i

102.91 700.45 92.20 187.99 808.86 405.50 137.84 157.35 2118.69 251.59 ‐436.97 266.38 765.46 735.32 171.3875.00 663.17 80.00 158.77 672.00 279.24 107.85 59.40 2016.00 211.92 660.82 200.00 660.68 690.06 155.65

31.19 0.8212.77 14.05 1.70 16.25 33.51 23.14 7.74 7.58 69.60 35.42 34.15 19.63 40.05 42.19 14.35

0.89 11.53 2.11 5.98 0.96 0.29 10.56 2.38 0.08 5.69 0.380.01 22.06 1.45 100.96 96.89 21.29 58.89 20.71 3.88 ‐1188.00 44.50 57.21 2.67 0.42

15.13 0.28 10.50 0.28 0.25 0.02 0.36 52.87 2.17 1.72 0.961.80 0.00 0.10 0.02

0.28 40.00 2.23 165.00 105.5015.00

150.00 65.50

0.28 40.00 2.23 40.00

1095.73 505.82 840.48 1718.20 1104.28 2274.77 873.09 1183.33 7121.61 721.82 2099.89 1540.57 1642.25 1576.92 1944.3936.29 8.08 29.30 6.02 30.86 24.24 10.99 163.88 16.01 203.17 42.47 18.56 12.10 31.6536.29 8.08 29.30 6.02 30.86 24.24 10.99 163.36 16.01 203.17 42.47 18.56 12.10 31.65

0.52855.77 176.83 714.52 864.94 456.73 1273.19 305.46 818.04 2907.75 450.97 903.21 735.40 420.95 736.57 1034.98855.77 176.83 714.52 864.94 456.73 1273.19 305.46 818.04 2864.57 450.97 903.04 735.40 420.95 736.57 1034.98

43.18 0.17185.15 180.24 123.93 562.51 269.78 460.73 343.82 106.24 3212.31 107.71 598.15 406.98 663.06 390.93 575.21185.15 180.24 123.93 562.51 269.78 460.73 343.82 106.24 3113.67 107.71 598.15 406.98 663.06 390.93 575.21

98.6418.52 140.22 260.07 371.58 504.64 199.56 223.40 826.50 147.14 387.99 353.42 533.22 435.19 299.38

0.45 2.03 1.37 0.18 5.35 24.67 11.17 7.37 2.31 6.46 2.14 3.180.01 1.52

46.89 105.82 39.15 90.76 232.53 113.23 44.60 55.66 479.92 61.06 2838.85 99.51 147.50 136.65 117.623.76 3.25 2.72 4.24 0.53 2.94 4.30 1.32 49.94 3.32 0.97 1.23 2.43 4.24 5.57

10.34 49.33 11.34 22.51 30.01 31.57 21.82 17.98 78.92 16.37 1476.17 16.49 33.49 18.60 21.085.60 43.48 12.36 19.11 44.88 19.46 21.93 124.24 13.51 342.50 19.51 44.20 21.54 5.33

27.20 9.77 12.73 44.90 157.10 59.26 18.49 14.43 226.82 27.86 1019.20 62.27 67.38 92.26 85.64277.51 589.39 10.22 0.00 ‐0.09 0.00

7.72 1.23 8.50 0.77 0.22 ‐32.14 6.58 10.95 11.34 23.37 11.341253.24 1312.10 971.83 2275.96 2145.67 3391.39 1096.30 1409.02 9853.08 1041.05 4607.18 1917.43 2566.55 2473.77 2244.74

402.15 365.34 314.02 323.08 724.98 706.09 229.43 306.11 1274.73 336.04 237.87 544.05 693.50 690.23 614.1220.01 21.53 59.42 42.95 29.31 56.41 33.93 41.56 169.23 28.33 27.12 47.98 51.69 44.32 54.2120.01 21.53 59.42 42.95 29.31 56.41 33.93 40.21 163.27 28.33 25.50 46.27 50.52 44.08 54.18

0.00 1.35 5.95 1.62 1.71 1.17 0.25 0.0266.71 343.81 22.29 104.86 265.06 92.55 195.50 100.02 642.37 6.99 0.98 496.08 641.80 95.19 100.0057.48 4.02 22.29 0.11 15.04 3.32 67.66 470.98 0.99 0.88 83.61 78.28 92.00 98.3857.48 4.02 22.29 0.11 15.04 3.32 67.66 469.91 0.99 0.57 83.61 77.79 92.00 98.38

1.07 0.31 0.509.23 320.98 101.22 250.01 35.03 90.46 19.94 71.52 6.00 0.10 279.18 460.97 3.19 1.629.23 320.98 101.22 250.01 35.03 90.46 19.94 71.48 6.00 0.10 279.18 460.05 3.19 1.62

0.04 0.9218.81 3.53 54.20 105.04 6.96 133.29 102.55

5.46 99.87315.44 232.32 175.27 430.61 557.13 164.54 463.13 300.72 209.77 550.72 459.91315.44 232.32 175.27 430.61 557.13 164.54 458.97 300.72 209.46 550.72 459.91

4.17 0.301.32 25.20 0.89 1251.44 25.00

25.20 0.89 1251.44 25.00

1.32

90.00 0.40 3.00 1.67 40.20 0.50 153.10 0.30 67.06 86.00 105.02 6.1083.00

90.00 0.40 3.00 1.67 40.20 0.50 153.10 0.30 67.06 3.00 105.02 6.10730.30 844.30 523.34 1548.49 1239.50 1930.32 806.00 997.56 6411.49 608.32 3165.41 1270.22 1676.57 1500.33 1497.60730.30 822.80 523.34 1548.49 1239.50 1930.32 806.00 997.56 6296.18 608.32 3165.41 1270.22 1676.57 1500.33 1497.60

20.00 88.401.50 26.91

2.932.93

9.98 25.53 35.45 69.57 34.68 39.30 37.24 34.32 428.19 57.13 106.54 40.56 37.79 107.05 49.5517.57 72.95 87.11 59.50 122.66 60.87 23.13 60.11 334.13 39.25 692.41 62.38 62.74 71.14 52.56

5.60 43.76 12.36 19.11 44.88 19.46 0.36 21.93 157.50 13.51 342.50 19.67 51.56 21.54 5.333.55 4.55 20.93 12.10 0.39 2.11 1.50 9.40 45.60 4.40 44.18 9.82 1.57 2.41 18.654.73 9.18 18.37 12.88 5.01 9.66 7.75 16.64 20.45 11.69 4.86 11.50 2.46 5.00 14.06

0.013.69 15.46 35.44 15.42 72.37 29.64 13.51 12.14 110.58 9.65 300.86 21.39 7.14 42.18 14.530.02 0.12 12.09 0.36 30.42 1.83

3.21 0.46 2.37 274.01 0.00 589.41 9.67 0.21 8.113.12 6.42 7.17 307.48

1253.24 1312.10 971.83 2275.96 2145.67 3391.39 1096.30 1409.02 9853.08 1041.05 4607.18 1917.43 2566.55 2473.77 2244.93

13


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Exce

l

WD

BL

H &

B

Aran

iko

ND

EP

CED

BL

Mite

ri

Tina

u

Risi

ng

Muk

tinat

h

Sew

a

Kank

ai

Publ

ic

Mah

akal

i

Ace

139.37 87.67 1075.27 255.82 644.00 1243.32 100.44 120.22 188.19 293.98 161.60 59.39 139.88 40.33 894.6380.00 60.00 897.93 200.00 546.13 1088.00 90.29 100.00 140.00 200.00 115.00 40.00 150.00 38.15 750.46

21.60 8.62 1.7716.84 3.67 69.10 3.60 20.05 14.87 10.16 2.09 7.22 93.98 5.49 1.07 1.60 1.90 74.38

1.79 5.41 12.86 0.2622.53 2.40 108.24 52.21 75.92 120.93 18.04 28.11 40.81 9.71 ‐14.79 0.02 69.3720.00 11.76 0.09 0.30 1.29 0.01 0.06

0.00 0.11 2.35 0.362.90 70.00 599.76 10.09 247.50 331.00

20.00 5.00240.00 310.00359.76

2.90 50.00 10.09 247.50 16.00

1753.50 513.32 6256.46 358.83 4277.09 4030.94 543.75 1015.61 761.94 2085.13 1527.29 334.66 440.96 234.00 4807.505.68 9.18 114.83 3.90 64.12 79.05 4.55 5.11 6.95 29.82 17.81 4.25 1.33 39.315.68 9.18 114.83 3.90 64.12 78.68 4.55 5.11 6.95 29.82 17.81 4.25 1.33 37.28

0.37 2.031079.24 338.04 2461.97 285.15 1344.95 1159.52 326.59 260.33 406.67 1376.62 835.13 213.93 205.55 199.83 2505.551079.24 338.04 2461.97 285.15 1344.21 1130.35 326.59 260.33 406.67 1376.62 835.13 213.93 205.55 199.83 2498.32

0.74 29.17 7.23320.83 100.56 2615.28 69.78 1162.90 1830.01 162.81 452.73 240.50 442.93 298.80 32.02 203.58 34.17 1881.56320.83 10.67 2615.28 69.78 1145.76 1451.74 162.81 452.73 240.50 442.93 298.80 32.02 203.58 34.17 1881.56

89.89 17.14 378.2764.98 1050.85 1699.19 926.10 49.80 297.44 107.34 235.76 374.50 84.20 30.50 374.01

347.75 0.55 13.54 5.92 36.27 0.50 1.06 0.26 7.061.68 0.47

82.37 17.67 445.42 33.61 217.10 453.95 29.79 51.50 64.95 115.33 90.94 26.27 135.80 14.32 439.788.98 2.35 1.17 12.17 5.16 9.67 0.93 0.70 1.15 1.34 0.92 43.83 1.41 1.99

21.76 9.90 95.58 19.34 47.53 64.04 4.81 14.56 20.78 32.27 12.43 8.18 58.93 3.53 54.8910.41 105.70 3.35 29.31 93.12 6.22 7.25 14.74 14.83 16.11 4.31 22.23 1.85 99.8441.22 7.77 241.80 9.75 128.10 291.63 9.10 28.76 28.73 67.07 61.05 12.87 10.81 7.53 283.06

325.45 166.43 0.16 ‐2.11 ‐2.98 66.09 0.33 0.0517.89 1.80 3.98 4.02 4.88 32.67 2.94 1.94 ‐49.99

2318.57 786.90 7781.90 646.14 5209.19 6328.43 744.10 1187.32 1030.06 2774.92 1782.77 420.33 716.64 290.65 6422.91

809.12 187.34 1837.85 204.75 1024.30 1479.45 180.56 512.68 212.51 805.24 446.92 107.72 94.46 100.81 1270.7065.09 21.37 145.13 12.07 111.82 91.10 8.25 20.95 28.79 51.26 63.28 22.91 11.61 5.40 82.5865.03 21.37 144.05 12.00 107.37 86.67 8.25 20.95 28.79 50.22 63.12 22.91 11.61 5.21 79.64

0.07 1.08 0.06 4.45 4.43 1.05 0.16 0.00 0.18 2.9499.54 165.97 1692.72 192.68 232.25 306.61 26.81 412.71 50.49 753.97 383.64 17.96 32.01 95.41 305.34

0.21 0.03 643.24 2.29 229.77 204.36 14.11 0.14 0.21 109.90 39.69 0.05 31.70 4.27 250.850.21 0.03 643.24 2.29 229.73 202.86 14.11 0.14 0.21 109.90 39.69 0.05 31.70 4.27 249.61

0.04 1.50 1.2499.33 149.97 661.61 79.46 2.41 24.54 12.70 412.57 50.28 456.24 261.48 17.90 0.31 39.89 39.6299.33 149.97 661.61 79.46 2.32 24.54 12.70 412.57 50.28 456.24 261.48 17.90 0.31 39.89 39.62

0.0915.97 387.87 110.93 0.07 187.82 82.48 0.01 51.25

77.71 14.87644.49 680.22 1081.73 145.50 79.02 133.24 66.84 50.84 882.78644.49 676.72 880.14 145.50 79.02 133.24 66.84 50.84 860.78

3.50 201.59 22.0010.00 78.91 20.00 177.01 267.93 10.00 2.50 2.06 265.4810.00 78.91 20.00 177.01 255.93 10.00 2.50 2.06 265.48

12.00

10.50 91.63 5.10 71.30 181.11 0.10 0.20 46.00 23.11 0.30 0.10 0.50 192.13

10.50 91.63 5.10 71.30 181.11 0.10 0.20 46.00 23.11 0.30 0.10 0.50 192.131138.58 399.19 5246.81 368.12 3552.89 3884.72 479.68 626.17 701.02 1830.09 1230.81 280.03 497.76 173.24 4234.801135.73 399.19 4993.61 368.12 3540.91 3787.27 477.27 626.17 701.02 1830.09 1229.43 497.76 172.79 4140.19

241.12 1.65 81.57 0.90 280.03 79.452.85 12.07 10.33 15.88 1.50 1.37 0.44 15.16

5.705.70

23.79 9.40 171.01 29.93 240.18 113.75 8.68 18.58 34.50 49.52 26.73 15.58 62.01 4.23 131.5621.73 170.48 290.82 17.96 143.52 373.69 8.98 21.38 35.70 66.19 62.76 10.96 37.19 9.81 328.2010.41 0.18 107.48 3.17 82.99 114.36 6.22 7.25 14.74 14.83 16.11 4.31 22.23 1.85 102.31

2.47 6.22 46.42 6.74 3.41 6.60 0.47 2.51 7.43 0.17 7.84 2.33 8.367.53 159.00 4.39 1.65 11.76 59.78 1.25 5.85 1.04 27.59 27.04 1.29 4.51 4.00 2.28

1.32 5.09 132.54 6.40 45.35 192.96 1.05 8.28 19.92 21.25 12.18 5.20 2.62 1.63 215.260.78 2.82 0.33 0.78 5.25 0.05

325.34 0.00 66.09 0.3659.17 0.28 27.00 5.50 5.59 22.71

2318.57 786.90 7781.90 646.14 5209.19 6328.43 744.10 1187.32 1030.06 2774.92 1782.77 420.33 716.64 290.65 6422.91

14


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Bhar

gav

Shan

grila

Resu

nga

Rara

diya

lo

Coun

try

Alpi

ne

Nilg

iri

Kast

ham

and

ap

Gar

ima

City

Bish

ow

Prof

essi

onal

Kabe

li

Kam

ana

93.47 334.66 84.63 223.33 113.43 329.50 115.56 66.61 510.52 232.50 255.17 292.09 109.42 22.17 215.3794.49 320.00 61.20 200.10 100.00 320.00 100.00 50.00 480.81 200.00 220.00 240.00 100.00 20.00 200.00

1.36 10.08 1.81 1.47 4.94 8.99 2.01 1.84 9.31 14.24 14.95 10.61 0.87 2.17 9.511.28

‐2.38 2.66 20.19 21.76 8.33 12.59 14.77 20.40 18.26 19.71 41.48 8.55 5.861.91 0.16 0.16 0.51 0.96 0.50

0.0030.00

30.00

184.79 2010.61 959.18 329.95 394.82 994.47 445.18 400.38 3363.40 1659.09 1901.94 1765.58 203.07 230.13 1269.9010.78 2.42 38.21 10.54 1.15 37.90 27.81 7.63 13.82 1.38 6.15 14.0510.78 2.42 38.21 10.54 1.15 37.89 27.81 7.63 13.82 1.38 6.15 14.05

0.01135.47 1193.76 874.96 273.79 103.12 162.01 268.91 192.65 1532.11 992.18 1030.09 634.44 72.36 169.70 609.48135.47 1193.76 874.96 273.79 103.12 162.01 268.91 192.65 1531.16 992.18 1030.09 634.44 72.36 169.70 609.48

0.9538.54 600.14 83.82 52.21 132.33 368.04 100.47 129.66 867.40 400.66 544.93 693.88 29.40 38.84 310.1538.54 600.14 83.82 52.21 132.33 368.04 100.47 129.66 867.40 400.66 544.93 693.88 29.40 38.84 310.15

212.45 156.62 426.21 65.04 76.57 922.41 238.44 318.60 423.44 99.93 15.43 336.224.26 0.40 3.96 0.33 0.22 0.35 3.58 0.69

0.17 0.0116.50 138.96 40.47 33.95 28.95 96.61 43.38 23.72 269.55 83.05 186.06 160.80 10.07 8.30 109.78

0.38 0.81 1.29 0.16 0.32 1.98 8.77 0.14 7.08 12.26 0.07 1.46 1.34 0.30 1.192.75 30.03 9.45 5.81 3.44 16.15 8.66 3.58 33.54 13.01 22.13 16.58 1.75 1.64 12.953.53 28.41 5.41 9.43 5.21 10.47 8.04 6.62 55.65 14.34 19.56 30.48 1.28 2.99 16.229.84 79.71 24.32 18.54 19.97 68.01 17.91 13.38 173.29 43.45 144.30 112.29 5.70 3.36 79.43

28.83 394.80 46.74 0.04 9.99 250.993.56 6.15 3.33 1.34 2.89 4.70 1.29 10.29 7.58 7.74 3.27 0.03 7.58

323.58 2487.79 1485.23 637.29 538.54 1453.52 618.80 492.00 4143.47 2235.94 2350.92 2226.21 325.82 260.63 1602.65

116.52 647.97 516.41 251.55 141.84 346.57 123.30 158.90 1101.55 576.32 600.36 566.70 148.17 61.61 532.774.68 46.16 28.64 13.31 5.66 41.00 28.21 11.48 67.31 34.34 42.26 17.53 7.76 9.21 30.104.68 45.62 28.64 13.31 5.66 41.00 27.92 11.28 67.00 34.19 42.22 17.53 7.76 9.21 29.66

0.55 0.29 0.20 0.31 0.15 0.05 0.44111.83 601.81 71.47 101.15 136.18 64.81 26.14 77.64 1034.24 97.30 558.09 549.18 10.17 17.31 502.67

9.79 107.38 1.30 21.01 45.65 0.81 0.01 146.63 77.30 90.34 88.82 0.09 1.66 61.149.79 107.38 1.30 21.01 45.65 0.81 0.01 146.63 77.30 90.34 88.82 0.09 1.66 61.14

69.36 313.82 30.19 12.65 36.22 18.98 22.59 77.63 632.92 321.14 137.08 10.07 15.66 162.7769.36 313.82 30.19 12.65 36.22 18.98 22.59 77.63 628.61 321.14 137.08 10.07 15.66 162.77

4.3032.69 180.60 39.97 88.50 78.95 0.17 2.74 254.69 20.00 146.61 323.27 0.02 278.75

416.30 137.09 240.77 68.95 69.79 444.68 130.23 35.09416.30 137.09 240.77 68.95 69.79 444.68 130.23 35.09

3.20 10.00 17.19 93.10 10.003.20 10.00 17.19 93.10 10.00

1.00 20.50 30.00 20.50 0.50 168.06 50.60 1.50 0.10 1.00

1.00 20.50 30.00 20.50 0.50 168.06 50.60 1.50 0.10 1.00154.01 1753.29 540.10 284.81 341.33 1020.50 438.24 311.82 2451.60 1356.44 1573.75 1551.47 165.62 173.23 993.14154.01 1753.29 540.10 284.81 341.33 1007.54 438.24 311.82 2378.87 1356.41 1573.75 1551.47 165.62 173.23 993.14

1.11 72.7311.86 0.03

1.501.50

6.41 45.80 11.63 13.44 5.40 31.17 16.24 7.47 122.99 29.38 52.99 57.46 6.20 19.15 36.938.44 39.74 20.68 17.21 9.69 17.58 40.03 14.81 157.53 20.70 59.32 49.08 5.74 6.64 38.623.53 28.89 5.41 9.43 5.21 10.47 8.04 6.62 61.86 14.34 20.07 30.48 1.28 3.62 16.221.82 2.17 0.31 0.18 0.05 0.22 0.55 5.37 0.20 6.49 0.13 0.13 0.110.24 3.86 8.91 0.19 2.59 0.50 23.69 71.99 0.21 0.00 2.02 2.05 2.72 7.62

2.84 4.81 6.37 7.28 1.70 6.56 8.08 7.65 18.32 5.95 32.75 16.45 2.29 0.19 14.780.17 0.29 0.50 7.43 2.11 3.903.03

29.04 396.41 49.77 ‐1.01 3.75 250.99 0.202.76 35.97

323.58 2487.79 1485.23 637.29 538.54 1453.52 618.80 492.00 4143.47 2235.94 2350.92 2226.21 325.82 260.63 1602.65

15


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Corp

orat

e

Path

ibha

ra

Purn

ima

Jyot

i

Bagm

ati

Ham

ro

Kakr

e

Shin

e

Paci

fic

Civi

c

IDBL

Gul

mi

Kanc

han

Mat

ribh

umi

Brig

ht

274.66 113.06 116.01 762.37 26.35 41.82 21.21 210.02 43.37 27.19 492.05 18.46 75.84 30.45 109.64200.00 100.00 100.00 740.00 26.50 21.00 18.00 200.00 39.00 14.00 448.00 17.50 70.00 15.40 98.00

20.28 13.00 12.907.61 1.39 1.28 17.81 ‐0.15 0.54 8.00 0.87 0.04 8.08 0.96 1.17 0.43 2.20

0.1467.05 11.40 14.73 2.80 3.21 1.86 3.50 0.15 32.29 4.67 1.72 9.44

0.13 1.75 0.16 3.690.00

887.36 779.65 644.24 2784.05 91.06 212.13 169.59 1433.51 320.04 82.34 3382.86 281.50 546.83 132.58 372.583.93 6.20 21.61 111.98 10.09 1.49 15.42 4.85 29.90 2.973.93 6.20 21.61 111.96 10.09 1.49 15.42 4.85 29.90 2.97

0.01315.06 449.13 339.31 1147.65 60.13 112.17 135.11 828.26 171.75 72.87 1307.69 256.01 485.17 71.80 94.05315.06 449.13 339.31 1141.14 60.13 112.17 135.11 828.26 171.75 72.87 1307.69 256.01 485.17 71.80 94.05

6.51478.07 80.01 166.00 957.71 13.86 50.60 32.99 361.48 39.94 9.47 1232.75 25.50 61.66 30.90 53.80478.07 80.01 166.00 957.71 13.86 50.60 32.99 361.48 39.94 9.47 1232.75 25.50 61.66 30.90 53.80

86.70 244.30 117.32 543.48 16.82 39.26 224.71 103.45 806.89 29.88 221.673.60 23.23 0.26 3.64 0.05 5.63 0.09

0.2595.94 27.24 26.65 272.79 3.99 6.13 2.41 99.02 11.27 4.99 316.35 9.22 25.14 5.94 24.51

7.86 0.27 2.84 0.72 0.11 0.37 0.15 9.62 0.32 1.87 60.86 0.84 0.29 0.16 0.1011.97 8.36 5.67 42.18 0.92 1.80 1.56 10.73 3.47 0.84 64.17 1.46 3.74 1.21 3.4335.94 3.64 5.40 33.32 0.33 0.30 22.78 2.03 0.83 94.71 1.19 6.76 1.25 6.5640.17 14.96 12.75 196.56 2.62 3.96 0.41 55.89 5.45 1.44 96.60 5.74 14.35 3.32 14.41

72.01 0.18 10.79 113.51 10.841.27 16.91 0.89 2.61 3.61 1.87 2.21 ‐41.01 0.61 1.67 0.20

1257.96 993.24 786.90 3836.11 122.30 262.68 196.82 1744.42 377.07 125.30 4150.50 309.79 762.99 179.82 506.92

239.38 288.45 309.27 973.27 23.81 53.57 55.19 446.83 82.27 37.41 758.26 155.26 194.44 57.01 155.683.77 35.37 19.91 59.76 4.16 7.66 9.78 38.05 7.31 2.56 155.90 7.83 10.94 4.84 13.113.77 35.37 19.91 59.19 4.16 7.66 9.66 38.05 7.31 2.56 153.71 7.80 10.94 4.84 13.11

0.57 0.12 2.19 0.04235.61 50.89 289.36 172.69 6.06 19.09 45.41 77.88 74.96 3.10 197.25 7.52 183.50 6.68 26.02

47.81 0.24 33.09 144.80 0.09 0.48 5.03 192.28 3.25 6.8647.81 0.24 33.09 144.80 0.09 0.48 5.03 192.28 3.25 6.86

110.55 50.64 141.62 27.89 6.06 19.00 38.36 76.20 20.17 2.92 4.96 7.52 82.62 6.68 19.16110.55 50.64 141.62 27.88 6.06 19.00 38.36 76.20 20.17 2.92 4.96 7.52 82.62 6.68 19.16

0.0177.25 0.00 114.65 7.05 1.20 49.76 0.18 0.01 0.00 97.64

202.20 740.83 13.59 26.83 330.90 31.75 405.12 139.91 45.50 116.55202.20 731.72 13.59 26.83 330.90 31.75 402.71 139.91 45.50 116.55

9.11 2.41119.64 1.00 10.33 98.24119.64 1.00 10.33 98.24

14.63 0.10 0.57 0.10 1.00 57.30 37.10 0.1014.63

0.10 0.57 0.10 1.00 57.30 37.10 0.10904.46 591.07 445.93 2544.75 92.10 188.55 136.34 1213.17 278.70 64.82 2937.66 145.17 381.99 103.84 328.29894.06 590.53 445.93 2531.25 92.10 188.55 136.34 1213.17 277.93 64.82 2899.76 141.57 381.99 103.84 328.29

10.40 8.90 0.78 37.900.53 4.60 3.60

3.353.35

35.59 23.16 14.99 89.61 3.93 15.23 2.77 27.29 8.45 6.80 129.89 7.24 21.79 4.51 13.7855.33 16.24 13.84 105.51 2.13 3.25 2.42 45.79 7.47 3.36 169.13 2.13 13.55 2.25 9.0736.03 3.64 5.40 41.17 0.33 1.56 23.45 2.03 0.83 95.86 1.19 6.88 1.25 6.56

1.77 16.06 0.85 0.53 0.60 9.50 1.45 0.55 0.06 0.27 0.00 0.054.99 4.38 2.00 0.42 0.07 0.30 1.68 3.42 0.10 4.74 0.02 0.70

19.29 5.83 4.06 46.27 0.53 1.08 1.52 12.84 2.31 1.98 69.79 0.84 1.65 0.98 1.762.25 2.18 3.24 0.33 0.51 0.18 0.79 0.11

72.08 10.79 114.11 11.385.22 0.69 1.33 0.71

1257.96 993.24 786.90 3836.11 122.30 262.68 196.82 1744.42 377.07 125.30 4150.50 309.79 762.99 179.82 506.92

16


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Inno

vativ

e

Jhim

ruk

Met

ro

Vibo

r

Gau

muk

hi

Rapt

iver

i

Cons

umer

Khad

bari

Tour

ism

Mis

sion

Sury

a

Mt.

Mak

alu

Sind

hu

Saha

ra

Soci

al

69.81 14.72 81.62 740.91 10.44 76.23 156.72 18.32 451.66 68.09 13.64 13.95 44.23 12.38 397.3966.25 12.00 70.00 681.83 14.00 60.00 140.00 17.50 400.00 70.00 15.00 14.00 51.00 14.00 382.65

6.65 15.010.23 ‐3.93 2.32 29.59 ‐3.56 3.34 0.82 9.45 0.39 ‐6.77 ‐1.62 2.26

3.33 9.29 5.83 1.22 13.38 37.70 ‐2.29 ‐1.36 ‐0.05 9.0323.67 4.51 3.45

824.00 3.00 5.29 5.92250.00574.00 5.29

5.923.00

496.99 146.19 553.87 2579.66 91.56 128.44 358.05 55.79 1348.70 483.93 58.68 44.98 340.81 64.95 457.2511.06 5.10 4.61 16.24 2.10 0.64 4.48 2.70 70.11 0.63 2.58 0.02 22.35 0.6811.06 5.10 4.61 16.24 2.10 0.64 4.48 2.70 65.19 0.63 2.58 0.02 22.35 0.68

4.92170.46 97.55 266.76 538.38 77.32 82.85 135.22 43.53 489.08 226.20 28.03 36.54 179.84 38.74 37.39170.46 97.55 266.76 538.38 77.32 82.85 135.22 43.53 489.02 226.20 28.03 36.54 179.84 38.74 37.39

0.05103.47 17.71 173.21 1502.95 4.08 38.28 120.20 7.42 419.82 80.21 20.49 4.32 66.47 2.30 118.38103.47 17.71 173.21 1502.95 4.08 38.28 120.20 7.42 419.82 80.21 20.49 4.32 66.47 2.30 118.38

212.00 25.84 109.29 521.18 8.06 6.67 97.86 2.14 349.31 176.89 7.58 4.10 1.40 300.800.92 0.29 20.38 94.49 0.15

0.04 0.69 5.2015.99 4.93 27.58 499.14 3.24 9.23 25.31 15.71 84.92 16.82 1.54 0.92 14.38 4.22 61.27

0.32 0.55 1.16 0.57 0.17 0.52 1.64 13.84 0.10 0.80 0.04 1.71 0.20 0.002.96 1.07 4.76 57.76 0.77 3.62 3.62 0.56 17.39 3.09 0.45 0.38 2.65 0.69 5.482.12 1.55 8.58 85.00 1.12 2.81 8.49 0.36 33.51 2.32 0.29 0.45 1.93 0.55 26.95

10.60 1.76 13.09 355.81 1.18 2.28 11.57 0.94 33.92 11.41 0.05 8.09 2.78 28.840.00 9.40 32.32 0.54 3.96

0.29 0.30 0.80 1.02 1.36 0.14582.84 165.85 663.36 4644.41 117.94 246.21 540.89 90.36 1900.76 574.77 73.85 61.22 399.41 81.69 915.91

248.64 32.16 161.93 204.62 23.35 45.29 156.02 17.16 404.15 201.76 14.85 20.30 107.12 16.02 204.3613.46 9.93 10.65 44.97 4.77 13.18 3.48 2.90 82.75 16.30 4.66 4.67 9.95 2.73 8.3613.46 9.79 10.65 44.97 4.42 13.17 3.48 2.90 57.01 16.30 4.66 4.67 9.54 2.73 8.36

0.14 0.35 0.01 25.74 0.4124.37 16.90 27.79 159.65 5.07 8.20 17.88 3.43 81.75 1.01 3.00 2.33 8.17 13.29 196.0024.37 27.79 125.81 8.09 17.50 81.75 1.01 8.07 56.6824.37 27.79 125.81 8.09 17.50 64.99 1.01 8.07 56.68

16.7611.80 2.71 4.92 0.12 0.27 3.42 3.00 2.56 0.10 13.29 43.0011.80 2.71 4.92 0.12 0.27 3.42 3.00 2.56 0.10 13.29 43.00

5.10 31.13 0.14 0.11 0.01 ‐0.23 96.32

210.81 5.34 123.48 13.51 23.91 134.66 10.83 239.65 184.45 7.18 13.30 88.99210.81 5.34 123.48 13.51 23.91 134.66 10.83 235.48 184.45 7.18 13.30 88.99

4.17100.00 10.00 9.18100.00 9.18

10.00

0.10 359.52 50.00 45.20

0.10 359.52 50.00 45.20308.33 124.26 475.66 2088.04 78.85 152.39 350.63 62.34 1317.98 339.07 48.90 38.27 265.02 58.45 547.67308.33 124.26 475.66 1975.18 78.85 152.39 343.13 62.34 1302.98 339.07 48.90 38.27 265.02 58.45 533.67

107.76 7.50 15.00 14.005.10

17.74 3.92 13.30 127.89 3.99 6.87 19.29 1.74 43.64 23.76 6.56 1.50 17.13 3.90 56.316.03 4.62 12.46 1499.99 2.01 8.95 14.95 8.03 67.93 7.51 2.55 0.99 8.07 2.11 39.152.12 1.55 8.58 85.00 1.12 2.71 8.49 0.36 38.09 2.32 0.29 0.45 1.93 0.59 27.621.50 25.87 0.08 1.06 3.80 0.27 2.76 0.16 0.67 0.04 1.311.25 0.66 3.06 0.84 0.17 4.70 0.05 6.95 10.93 3.21 0.96 0.25 0.63 0.11

1.16 2.41 0.82 1388.28 0.63 0.48 2.61 0.44 16.15 1.82 1.31 0.29 5.47 0.86 10.110.16 0.37 0.34 0.47 0.74 0.72 0.15 0.55

119.170.00 9.40 32.20 3.97 ‐0.02

2.10 0.63 144.81 0.49 0.62 3.10 1.94 0.27 2.08 0.66 14.03582.84 165.85 663.36 4644.41 117.94 246.21 540.89 90.36 1900.76 574.77 73.85 61.22 399.41 81.69 915.91

17


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

NCD

BL

Cosm

os

Man

aslu

Sam

abri

ddhi

Ekat

a

Kalin

chow

k

NH

DFC

L

Nep

al

Fina

nce

NID

C Ca

pita

l

Nar

ayan

i N

atio

nal

AFCL

NSM

FL

Peop

les

Mer

chan

tile

Kath

man

du

66.40 14.98 68.37 70.90 60.00 51.21 213.10 177.51 329.01 870.42 823.54 ‐167.13 56.02 35.47 167.8070.00 17.50 70.00 70.00 60.00 51.00 167.60 111.44 222.36 647.48 704.29 2034.29 289.01 18.00 138.01

‐3.60 0.06 44.30 34.40 77.86 109.77 105.85 58.80 26.20 6.06 27.2112.79 2.48 10.74 0.22

‐2.52 ‐1.63 0.22 0.21 0.80 31.67 25.70 96.09 11.06 ‐2271.98 ‐270.83 0.18 2.360.62 0.40 3.09 4.28 2.34 9.29 0.89 11.23

33.00 47.50 460.04 30.00

33.00 47.50 346.25

113.79 30.00

293.11 66.18 151.10 67.92 34.79 12.17 477.30 522.29 1310.39 2607.66 3818.87 2014.65 624.06 42.87 394.593.17 0.71 1.48 0.32 0.34 0.18 29.143.17 0.71 1.48 0.32 0.34 0.18 29.14

70.02 62.29 87.12 35.16 27.34 6.01 80.20 92.87 357.57 643.26 1348.22 1046.97 134.57 87.6470.02 62.29 87.12 35.16 27.34 6.01 80.20 92.87 357.57 643.26 1348.22 1046.97 134.57 87.64

59.10 3.83 8.75 7.00 4.03 0.64 376.70 425.94 831.18 1933.46 1793.59 967.68 475.99 42.78 306.9659.10 3.83 8.75 7.00 4.03 0.64 376.70 425.94 831.18 1933.46 1793.59 967.68 475.99 42.78 306.96

160.81 54.52 24.28 3.09 3.32 121.46 647.920.05 1.86 20.40 3.48 30.94 13.51 0.09

0.0311.97 2.93 5.95 3.78 1.65 0.06 117.90 246.45 344.76 306.60 398.64 4079.84 483.48 3.41 69.72

0.78 1.46 0.16 1.12 16.40 40.52 40.47 4.07 25.18 24.30 53.98 0.02 1.661.91 0.53 1.20 0.89 0.00 25.20 22.82 67.01 61.09 99.31 2885.95 357.46 1.93 20.651.21 0.17 1.25 22.20 51.36 99.09 76.88 71.76 639.13 58.46 6.928.86 1.46 2.04 2.73 0.52 0.06 54.10 131.75 138.18 164.57 202.39 530.47 13.58 1.46 40.50

4.780.06 10.92 26.45 4.10

371.48 84.09 230.20 142.70 96.44 63.44 808.30 979.25 2031.65 3795.61 5067.50 6387.41 1193.56 85.85 632.12

147.28 32.38 49.65 40.71 63.33 57.08 255.60 75.41 557.08 712.63 1141.07 66.81 148.53 7.17 139.546.54 2.89 7.38 5.28 2.55 0.70 2.40 3.12 3.75 36.70 91.43 7.63 6.51 0.08 3.796.54 2.89 7.27 5.28 2.55 0.70 2.40 3.11 3.75 36.70 91.23 7.63 6.51 0.08 3.79

0.11 0.01 0.1920.44 3.76 9.17 35.43 60.78 56.38 190.40 72.29 538.33 675.93 204.08 37.76 46.41 7.09 135.7515.43 3.85 0.03 17.10 13.02 94.87 61.18 195.75 11.50 46.07 0.91 24.5315.43 3.85 0.03 17.10 13.02 94.87 61.18 195.75 11.50 46.07 0.91 24.53

5.02 3.76 9.17 8.22 56.39 27.33 116.70 42.94 105.35 569.45 8.33 23.31 0.33 0.24 111.215.02 3.76 9.17 8.22 56.39 27.33 116.70 42.94 105.35 569.45 8.33 23.31 0.33 0.24 111.21

23.35 4.36 29.05 56.60 16.32 338.10 45.30 2.95 5.93

120.29 25.73 33.10 62.80 15.00 845.56 21.43 95.61120.29 25.73 33.10 62.80 15.00 845.56 21.43 95.61

25.00 24.55 55.27 79.94 108.65 10.91 3.00 12.5025.00 24.55 55.27 79.94 108.65 10.91 3.00 12.50

0.20 21.83 82.36 53.97 172.13 107.42 5.68 4.68 47.35

0.20 21.83 82.36 53.97 172.13 107.42 5.68 4.68 47.35190.93 41.48 139.92 88.94 25.92 0.31 453.90 685.08 1131.35 2636.06 3408.26 4311.93 823.75 69.21 398.19190.93 41.48 139.92 25.92 0.31 453.90 685.08 1131.35 2636.06 3408.26 4215.99 823.75 69.21 398.19

88.94 62.5033.44

21.22 7.00 16.83 10.87 2.83 3.67 4.70 5.41 46.19 112.62 129.20 166.58 125.07 0.85 18.528.06 0.64 17.46 2.17 4.27 0.94 63.50 148.22 137.83 192.33 105.78 1358.74 70.33 0.94 14.891.21 0.17 1.24 33.40 52.08 99.58 76.88 71.76 636.38 58.64 7.090.23 0.01 0.53 12.50 0.01 0.34 20.24 7.98 8.24 0.04 0.16

0.01 15.04 0.50 3.84 3.40 11.95 21.48 24.73 137.72 1.26 0.36 0.09

6.61 0.45 0.66 1.67 0.43 0.94 14.20 84.18 37.90 73.74 1.31 576.40 10.43 0.55 7.550.59 4.15 2.413.07 18.49 3.90 1.19 0.19

0.05 4.78 0.01 26.133.99 2.55 1.56 0.08 1.45 5.40 15.11 3.08 337.70 20.21 0.94

371.48 84.09 230.20 142.70 96.44 63.44 808.30 979.25 2031.65 3795.61 5067.50 6387.41 1193.56 85.85 632.12

18


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Him

alay

a

Uni

on

Gor

kha

Pasc

him

anc

hal

NH

MFL

Uni

vers

al

Sam

jhan

a

Goo

dwill

Sidd

hart

ha

FC Sri

Inve

stm

ent

Lum

bini

Inve

sta

Yeti

Stan

dard

ILFC

O

160.30 234.19 186.76 285.28 321.65 190.87 360.14 217.16 211.54 440.08 78.24 241.05 1102.29 2277.10140.00 176.19 145.81 220.84 220.30 152.00 300.00 130.87 160.00 268.13 24.00 161.00 1001.88 2008.80

8.30 29.89 10.27 57.49 44.20 37.04 22.93 29.41 50.47 78.39 11.44 23.25 43.38 109.380.07 0.22 1.41 5.33 1.43 3.59

7.20 26.77 30.00 5.46 53.67 0.54 35.79 56.88 1.07 80.27 38.00 55.28 48.63 155.334.80 1.34 0.61 1.50 3.27 1.29 7.97 4.80 0.09 8.40

180.00 50.00 157.50 100.00 187.00108.00

180.00 30.00 78.00 100.00 79.00

20.00 79.50

526.59 952.02 286.60 1455.02 1522.51 932.98 1360.47 1011.47 1219.53 1327.92 1047.52 2667.39 1423.946.35 16.48 6.056.35 16.48 6.05

77.85 174.50 41.97 564.55 115.87 153.42 451.92 397.21 299.06 262.98 353.69 870.68 235.9877.85 174.50 41.97 564.55 115.87 153.42 451.92 397.21 299.06 262.98 353.69 870.68 235.98

448.74 709.81 244.64 890.47 1193.09 742.95 908.45 610.48 920.47 976.81 606.43 1480.21 1121.47448.74 709.81 244.64 890.47 1193.09 742.95 908.45 610.48 920.47 976.81 606.43 1480.21 1121.47

36.21 299.97 35.7325.14 213.55 36.62 0.09 3.78 88.13 87.40 0.05 24.72

0.1865.23 91.21 58.54 255.92 224.20 142.07 143.52 71.07 108.08 332.91 15.31 104.05 247.09 521.2710.03 2.38 7.46 9.92 4.61 8.09 4.85 2.27 0.11 2.86 0.01 23.1818.99 25.68 18.50 63.95 46.55 21.44 24.69 23.23 13.39 138.02 12.71 30.07 59.30 172.06

5.67 27.75 25.36 61.38 50.03 34.12 18.35 8.44 27.65 133.02 32.02 80.57 184.5530.54 37.79 12.30 123.13 127.62 76.59 95.87 31.30 62.19 59.60 2.49 39.10 107.21 141.48

0.74‐10.15 0.90 6.47 3.39 10.58 7.62 2.59 25.64

932.12 1327.60 531.91 1986.07 2069.25 1429.90 1967.52 1310.27 1539.15 2108.53 96.14 1392.62 4204.51 4247.95

167.88 173.79 65.67 409.55 189.16 158.86 166.02 275.37 159.35 264.13 16.91 339.00 925.49 857.607.39 5.23 2.19 12.73 6.70 3.73 59.11 13.04 2.71 4.99 0.01 6.83 96.20 12.007.39 5.23 2.19 12.73 6.70 3.73 59.11 13.04 2.71 4.99 0.01 6.83 96.20 12.00

160.49 54.21 11.90 396.82 68.42 64.71 106.90 262.33 156.65 66.14 16.90 22.12 829.29 845.6021.72 52.62 7.47 55.49 67.09 39.53 31.82 30.78 29.69 47.66 0.01 0.30 137.80 100.7821.72 52.62 7.47 55.49 67.09 39.53 31.82 30.78 29.69 47.66 0.01 0.30 137.80 100.78

138.77 1.45 4.44 341.33 1.25 25.18 75.08 121.51 91.74 3.49 16.89 21.76 484.36 639.64138.77 1.45 4.44 341.33 1.25 25.18 75.08 121.51 91.74 3.49 16.89 21.76 484.36 639.64

0.13 0.08 110.03 35.21 15.00 0.07 207.13 105.18

114.35 51.58 114.04 90.42 193.00 310.05114.35 51.58 114.04 90.42 193.00 310.05

44.94 12.76 22.50 94.86 38.34 128.93 50.00 45.49 53.63 27.50 30.63 99.75 167.0544.94 12.76 22.50 43.29 38.34 128.93 50.00 45.49 53.63 27.50 30.63 99.75 167.05

51.58

0.07 6.12 0.73 17.20 17.59 3.57 35.94 4.49 0.30 19.20 0.64 27.16 51.260.26

0.07 6.12 0.73 17.20 17.59 3.57 35.94 4.49 0.30 19.20 0.64 27.16 51.00721.58 992.75 362.54 1335.04 1478.02 1026.70 1314.73 906.84 1148.88 1580.93 42.97 931.30 2765.02 2853.59721.58 989.50 362.54 1335.04 1478.02 906.84 1148.88 1580.93 931.30 2765.02 2822.59

1016.73 1314.73 42.97 31.003.25 9.97

3.943.94

16.33 32.19 55.87 41.28 133.10 103.69 235.23 20.87 123.79 14.32 2.26 16.48 193.87 74.2718.21 59.01 32.33 147.85 155.11 96.32 75.98 47.54 52.27 162.49 6.51 61.93 146.23 232.42

5.67 27.75 25.36 65.36 50.03 88.31 52.73 8.44 28.85 133.02 2.20 33.03 81.63 193.246.66 6.10 11.74 6.33 1.79 11.33 0.75 1.58 0.14 1.13 7.840.89 12.89 0.45 4.35 2.57 0.29 13.95 2.79 0.00 12.11 0.00 12.23

4.99 12.27 6.52 66.40 98.76 5.44 21.17 13.82 19.89 27.88 4.16 15.67 56.76 26.950.38 0.05 5.82 1.43 10.69 11.71

1.55 5.43 1.41 0.98 5.16 1.43 8.97 22.62 0.051.40 13.83 0.00

6.49 18.42 1.96 7.63 3.66 20.45932.12 1327.60 531.91 1986.07 2069.25 1429.90 1967.52 1310.27 1539.15 2108.53 96.14 1392.62 4204.51 4247.95

19


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Mah

alax

mi

Lalit

pur

Bhaj

urat

na

Uni

ted

Gen

eral

Prog

ress

ive

Alpi

c Ev

eres

t

Nav

adur

ga

Jana

ki

Pokh

ara

Cent

ral

Prem

ier

Arun

Mul

tipur

pos

e

Butw

al

532.01 281.43 101.06 405.39 172.02 134.54 172.99 145.75 155.25 419.58 242.76 155.06 112.98 34.44 254.61420.00 187.95 56.16 350.80 96.97 120.00 107.87 126.63 97.50 312.00 168.36 120.81 150.00 25.00 208.99

32.93 8.0044.97 63.33 11.75 35.06 11.03 2.35 19.04 18.32 35.08 60.78 28.23 17.06 1.96 1.34 21.26

1.49 3.89 4.84 4.32 0.12 0.43 0.2467.04 30.15 10.54 18.03 38.58 2.12 0.22 0.79 22.67 42.48 43.32 16.75 ‐46.98 7.15 23.71

22.62 0.00 21.54 5.23 12.93 2.74 0.96 0.40

10.00 39.90 20.00 30.00 15.00 20.00 7.00 63.60

39.90 10.00 30.00 15.00 63.60

10.00 10.00 20.00 7.00

2167.41 1617.73 185.32 2414.61 877.20 181.82 696.07 1055.63 760.10 1417.46 1698.48 1018.09 174.97 63.72 1408.02

984.06 590.20 36.59 914.74 282.32 71.18 311.94 467.10 226.04 724.87 666.37 309.28 65.78 15.63 582.69984.06 590.20 36.59 914.74 282.32 71.18 311.94 467.10 226.04 724.87 666.37 309.28 65.78 15.63 582.69

1179.23 1017.65 148.12 1499.86 594.88 110.64 384.13 588.53 509.72 692.59 1032.11 617.30 109.19 48.09 815.811179.23 1017.65 148.12 1499.86 594.88 110.64 384.13 588.53 509.72 692.59 1032.11 617.30 109.19 48.09 815.81

4.12 9.88 0.62 24.35 91.51 9.530.35

186.13 448.48 41.24 226.58 113.00 34.06 159.28 77.11 231.01 257.69 206.15 180.93 114.19 26.97 173.298.67 0.65 16.14 68.76 6.48 2.04 3.51 1.84 2.87 59.33 5.87 13.53 0.72 2.08 7.36

43.54 136.73 9.33 48.57 32.07 15.58 30.91 16.52 60.52 90.21 40.94 43.75 73.17 9.40 46.9241.86 225.83 8.37 43.83 48.22 10.57 62.40 10.57 66.79 46.77 84.72 96.34 20.78 6.17 48.2192.06 85.28 7.39 65.43 26.23 5.87 62.46 48.19 100.84 61.38 74.62 27.30 19.52 9.33 70.80

0.76 1.44 659.02 ‐2.04 5.03 0.781.82 4.89 39.27

2896.31 2388.98 327.62 3705.60 1180.18 352.24 1058.34 1283.73 1185.64 2094.74 2162.39 1374.08 414.17 125.14 1900.30

666.92 102.39 82.88 523.95 91.22 66.66 110.34 280.25 188.09 594.71 372.67 134.98 52.46 10.92 466.5321.54 3.09 0.18 30.32 7.51 2.42 6.24 10.03 1.98 16.06 15.85 20.40 1.03 2.07 23.9821.54 3.09 0.18 30.32 7.51 2.42 6.24 10.03 1.98 16.06 15.85 20.40 1.03 2.07 23.98

64.40 79.29 82.70 493.63 83.72 64.24 104.11 270.22 17.21 72.54 79.58 114.58 13.73 8.85 442.5662.01 56.89 7.35 134.17 20.80 9.47 62.70 24.72 15.72 72.54 79.58 28.42 13.40 38.0762.01 56.89 7.35 134.17 20.80 9.47 62.70 24.72 15.72 72.54 79.58 28.42 13.40 38.07

2.38 22.41 75.35 278.93 28.59 12.98 19.92 157.24 1.49 32.26 0.33 8.85 195.052.38 22.41 75.35 278.93 28.59 12.98 19.92 157.24 1.49 32.26 0.33 8.85 195.05

0.02 80.53 34.33 41.79 21.49 88.26 53.90 209.44

580.97 20.00 168.90 506.12 277.25 37.69580.97 20.00 168.90 506.12 277.25 37.69

112.88 16.50 4.25 62.50 15.00 3.20 30.00 33.37 13.82 30.00 26.60 70.1670.00 16.50 4.25 62.50 15.00 3.20 33.37 13.82 30.00 26.60 70.1642.88 30.00

128.34 15.54 64.74 0.43 20.10 2.42 3.30 68.13 241.87 0.05 31.99 1.70 3.10 0.19 7.60

128.34 15.54 64.74 0.43 20.10 2.42 3.30 68.13 241.87 0.05 31.99 1.70 3.10 0.19 7.601850.86 1896.27 143.02 2318.44 952.19 251.54 725.85 814.31 653.97 1291.41 1496.92 997.48 225.45 97.41 1158.291840.86 1896.27 143.02 2318.44 942.19 247.54 721.83 802.93 651.79 1291.41 1496.92 997.48 225.45 97.41 1158.29

10.00 10.00 3.99 4.02 9.861.52 2.18

30.42 49.01 1.59 78.30 6.10 5.54 63.40 46.53 14.87 128.62 49.12 51.91 11.89 2.07 76.8491.64 275.47 29.43 57.36 67.41 21.85 80.62 40.71 68.26 76.93 112.74 119.32 34.68 12.82 96.5541.86 225.83 6.01 46.25 48.22 10.57 62.40 10.57 66.79 46.77 84.72 101.34 20.78 6.17 62.40

5.17 19.97 0.35 1.10 3.55 0.55 0.75 0.44 1.02 1.15 2.92 5.548.34 1.39 19.13 6.59 15.58 6.88 5.70 28.26 0.26 1.95 5.57 2.29 5.66 0.97 18.10

36.27 28.29 3.93 3.42 0.05 3.85 11.77 1.44 1.22 28.21 21.43 15.69 7.09 2.76 10.521.06 3.03 1.57 0.87 1.761.20 0.45 0.01 15.61 1.04 30.68 4.76 19.25 9.36 4.44 0.71 1.26

1.44 659.95 0.08 1.36 0.43 4.9512.99 31.92 1.71 1.63 12.48 11.22 3.01 49.71 32.73 77.20 0.14 21.31

2896.31 2388.98 327.62 3705.60 1180.18 352.24 1058.34 1283.73 1185.64 2094.74 2162.39 1374.08 414.17 125.14 1900.30

20


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Srija

na

Om

CMB

WM

BFL

CMBF

CL

Crys

tal

Roya

l

Guh

eshw

ori

Pata

n

Few

a

Ever

est

Prud

entia

l

ICFC

IME

Saga

rmat

ha

70.55 289.93 124.41 116.56 167.32 147.82 363.12 189.53 142.33 353.91 102.33 361.61 439.81 631.56 191.3328.00 246.75 150.00 181.98 935.07 70.00 299.09 135.35 110.00 300.30 74.85 293.06 329.38 359.87 137.5026.70 24.49 68.65

4.02 33.46 18.33 20.69 37.10 10.38 21.11 23.72 7.42 42.83 6.19 13.72 32.54 38.09 15.761.04 0.28 1.36 2.61 0.39 0.48 3.49 0.83 3.97 5.41

11.84 8.23 ‐74.05 ‐87.47 ‐807.47 26.15 40.98 10.16 23.94 7.29 20.45 49.58 77.17 160.98 27.820.44 29.86 16.80 1.54 20.30 0.50 5.25 0.71 4.84

90.81 113.05 302.42 176.00 4.00 147.70 30.00

34.60 101.20 175.85 116.00 135.20 30.00

56.21 11.85 126.57 60.00 4.00 12.50

99.73 2440.86 476.79 658.23 1961.13 693.11 1599.74 736.09 355.13 2105.98 282.07 787.80 2974.42 4828.31 1167.02

51.43 1144.83 218.54 291.23 443.83 324.04 702.70 149.64 150.72 850.26 151.96 346.07 1479.92 3463.78 304.0151.43 1144.83 218.54 291.23 443.83 324.04 702.70 149.64 150.72 850.26 151.96 346.07 1479.92 3463.78 304.01

41.24 1296.04 258.24 366.99 937.47 366.31 894.78 501.72 204.41 1076.12 130.11 441.38 1492.81 881.76 726.0541.24 1296.04 258.24 366.99 937.47 366.31 894.78 501.72 204.41 1076.12 130.11 441.38 1492.81 881.76 726.05

7.07 579.83 2.76 2.26 84.72 179.60 0.35 1.70 482.76 136.950.08 0.00

53.81 205.56 188.84 275.42 2340.74 170.11 187.05 100.59 75.42 199.99 44.47 307.89 191.07 352.52 108.2635.68 0.50 2.19 23.10 0.80 0.44 5.93 0.47 0.49 3.04 0.85 2.73 44.37 2.52

2.01 29.75 101.94 154.54 1638.72 36.59 38.50 35.81 24.48 47.29 12.04 98.81 52.08 105.88 24.101.35 48.30 37.94 73.36 324.16 70.76 79.01 20.03 18.60 40.42 8.51 54.78 13.22 97.07 35.61

50.45 91.84 48.46 45.33 354.76 61.96 69.10 38.81 31.86 111.80 20.88 153.44 123.05 105.19 46.040.19 189.69

4.92 2.16 11.93 0.62 25.96229.02 2938.51 790.03 1141.02 4582.42 1313.45 2325.99 1038.13 576.88 2659.89 429.49 1605.01 3661.27 5812.38 1656.30

40.01 524.00 168.40 19.22 140.34 50.53 194.54 199.06 59.37 658.22 144.98 35.71 809.20 1231.27 219.455.21 29.68 3.15 4.82 7.35 5.04 22.92 6.09 1.38 43.23 5.44 7.25 64.38 104.02 12.165.21 29.68 3.15 4.82 7.35 5.04 22.92 5.98 1.38 43.23 5.44 7.13 64.38 104.02 12.16

0.11 0.01 0.1212.49 494.32 165.25 9.86 133.00 45.10 63.58 16.71 57.99 94.81 139.53 28.47 694.82 322.17 207.29

4.32 50.24 10.01 0.11 15.55 0.34 62.10 16.35 26.56 87.62 6.67 13.65 122.20 270.06 33.064.32 50.24 10.01 0.11 15.55 0.34 62.10 16.35 26.56 87.62 6.67 13.65 122.20 270.06 33.06

7.17 345.12 7.76 0.79 34.21 43.85 1.45 0.35 28.01 6.93 106.23 7.58 200.57 52.11 73.777.17 345.12 7.76 0.79 34.21 43.85 1.45 0.35 28.01 6.93 106.23 7.58 200.57 52.11 73.77

1.00 98.97 147.48 8.96 83.24 0.91 0.03 0.01 3.43 0.26 26.63 7.23 372.05 100.46

22.31 4.54 0.40 108.04 176.25 520.17 50.00 805.0822.31 4.54 0.40 108.04 176.25 520.17 50.00 637.44

167.640.32 74.55 20.00 32.00 0.20 92.85 28.00 0.55 34.12 29.94 119.74 32.50

74.55 20.00 32.00 0.20 92.85 28.00 0.55 34.12 29.94 119.74 32.50

0.321.03 11.76 40.09 10.03 5.60 71.37 8.73 57.63 0.55 20.15 156.10 1.23 81.83

3.10 42.691.03 11.76 40.09 10.03 2.50 28.67 8.73 57.63 0.55 20.15 156.10 1.23 81.83

136.49 2186.54 469.88 890.64 3059.77 977.51 1684.63 717.24 359.65 1900.52 258.39 1120.70 2396.01 3747.29 1054.90136.49 2186.54 469.88 879.40 3044.98 663.62 1650.51 717.24 356.85 1900.52 258.39 1115.70 2396.01 3717.29 1049.65

7.50 14.79 313.89 34.12 2.50 5.00 30.00 5.253.74 0.30

3.803.80

5.12 66.96 8.39 30.15 167.10 107.19 141.07 59.92 22.10 35.88 3.39 190.39 82.02 449.39 22.5246.29 83.61 103.04 105.71 443.67 159.83 103.91 24.49 57.94 58.51 22.18 114.81 186.90 233.27 38.89

1.35 51.61 37.94 79.13 324.16 70.76 79.01 20.03 23.58 40.42 8.51 54.78 96.34 97.07 35.611.40 4.39 1.91 12.76 0.40 5.04 2.01 0.89 13.98 21.37 13.27 0.06

33.05 0.68 2.28 0.31 3.87 61.35 2.21 4.08 2.42 2.04 2.91 5.08 1.90 0.96

10.49 26.94 60.91 13.52 115.25 27.72 17.65 0.38 29.94 16.05 9.86 46.05 64.10 121.03 2.271.82 0.32 4.24 0.69 1.09 5.05

0.79 2.74 5.661.07 1.13 189.76

8.25 19.39 761.50 12.59 33.39 10.74 5.08 89.12 25.13 16.45229.02 2938.51 790.03 1141.02 4582.42 1313.45 2325.99 1038.13 576.88 2659.89 429.49 1605.01 3661.27 5812.38 1656.30

21


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Shik

har

Civi

l

Prab

hu

Impe

rial

Kube

r

NEF

L

Valle

y

Seti

ham

a

relia

ble

Lord

Bud

dha

Swas

tik

Api

Nam

aste

Kask

i

148.33 168.01 532.54 170.93 195.01 162.15 153.03 52.07 174.65 257.28 198.55 119.36 150.97 20.37 257.38137.50 130.00 408.00 138.00 150.00 143.00 128.00 40.00 200.00 221.30 168.27 114.00 120.00 14.20 240.74

25.2310.24 9.48 40.12 9.85 2.57 8.71 5.10 1.39 0.85 26.04 10.24 4.75 5.29 1.56 13.96

0.10 0.18 3.41 0.62 0.03 6.45 0.330.49 28.04 80.95 23.07 16.59 10.28 19.93 10.68 ‐26.20 9.94 0.42 19.23 4.60 2.35

0.31 0.06 0.16 20.02 0.19

20.00 78.20 38.48

10.00 17.00 38.48

10.00 61.20

564.17 464.12 5792.41 758.37 923.55 503.83 790.32 114.26 321.98 1609.78 444.36 279.61 677.80 78.16 1044.90

185.77 181.58 4375.92 297.77 266.79 314.82 182.66 82.10 103.91 1080.89 268.32 137.43 471.77 67.70 566.07185.77 181.58 4375.92 297.77 266.79 314.82 82.10 103.91 1080.89 268.32 137.43 471.77 67.70 566.07

182.66376.97 230.95 1386.47 460.60 656.76 188.88 434.44 32.16 153.29 528.89 176.05 142.10 206.03 10.42 478.84376.97 230.95 1386.47 460.60 656.76 188.88 434.44 32.16 153.29 528.89 176.05 142.10 206.03 10.42 478.84

1.44 51.59 30.02 0.13 173.23 64.78 0.08 0.04

80.07 56.76 349.90 79.86 161.02 32.66 85.60 14.39 200.63 159.87 31.86 33.21 41.72 3.66 73.890.25 0.46 1.25 0.68 22.51 2.61 3.62 0.37 0.11 0.43 0.43 0.27 0.07 2.85

15.32 13.26 44.72 18.65 36.70 5.39 17.83 4.39 138.02 32.87 7.12 3.30 11.43 1.54 17.1522.67 20.48 67.43 35.15 69.67 5.21 33.96 2.15 50.31 46.11 10.92 6.13 9.33 0.30 20.0841.83 22.55 236.49 25.37 32.14 19.45 30.18 7.48 12.19 80.89 13.38 23.35 20.69 1.75 33.81

46.91 470.89 0.348.08 2.60 3.49 5.71 1.05 1.61 1.70

812.57 688.88 6682.94 1056.06 1828.67 701.24 1029.29 184.20 697.26 2065.41 680.48 432.18 871.55 103.80 1377.88

104.60 178.10 1420.00 256.97 77.75 232.96 117.84 31.80 106.84 523.61 147.63 129.13 297.70 29.51 313.138.65 1.13 203.65 4.75 13.31 7.78 8.62 3.71 0.32 30.91 4.79 2.93 10.41 1.89 12.748.65 1.13 203.48 4.75 13.31 7.76 8.62 3.68 0.32 30.91 4.79 2.93 10.41 1.87 12.74

0.16 0.02 0.03 0.0195.95 176.96 1216.35 252.23 64.44 225.18 109.22 28.08 8.77 36.33 142.84 126.20 17.49 2.00 300.3815.17 20.48 219.45 55.23 16.16 41.17 20.91 0.16 7.28 35.63 11.30 11.96 16.89 37.1415.17 20.48 219.43 55.23 16.16 41.17 20.91 0.16 7.28 35.63 11.30 11.96 16.89 37.14

0.0225.39 16.69 818.40 171.89 5.74 109.77 62.50 12.48 1.28 0.70 74.22 95.21 0.31 2.00 67.9425.39 16.69 818.32 171.89 5.74 109.77 62.50 12.48 1.28 0.70 74.22 95.21 0.31 2.00 67.94

0.0755.38 139.79 178.51 25.11 42.54 74.24 25.81 15.44 0.21 57.31 19.03 0.29 0.01 195.31

97.76 456.37 269.79 25.6297.76 456.37 269.79 25.62

21.97 20.00 81.79 8.00 7.48 24.98 1.50 17.05 22.06 16.00 4.00 19.9621.97 20.00 81.79 8.00 7.48 24.98 1.50 17.05 22.06 16.00 4.00 19.96

10.50 3.21 35.20 4.88 0.10 0.10 0.10 1.00 43.70 0.40 5.10

10.50 3.21 35.20 4.88 0.10 0.10 0.10 1.00 43.70 0.40 5.10636.75 443.08 3901.48 629.13 1126.07 434.17 812.10 142.49 448.43 1312.68 457.10 280.46 528.30 67.83 1006.78629.37 443.08 3901.48 616.94 1126.07 426.87 812.10 142.49 438.33 1284.68 447.34 280.46 528.30 67.83 1006.78

7.38 12.19 6.00 10.10 28.00 9.501.30 0.26

0.06 2.600.06 2.60

5.63 2.53 308.98 27.53 30.15 9.53 22.22 1.41 7.81 133.51 3.94 5.64 12.84 0.43 13.9938.79 33.30 887.99 46.36 100.81 11.84 48.93 5.67 92.89 67.60 12.12 11.11 31.28 0.92 23.8622.67 20.49 68.11 35.15 69.67 5.60 33.96 2.13 50.31 52.00 10.92 6.13 9.33 0.30 20.08

3.67 0.82 6.95 5.12 4.59 0.40 1.24 0.01 0.48 1.64 0.16 2.94 12.29 0.14 1.240.87 0.44 8.10 0.07 18.88 3.33 5.06 2.16 0.19 8.05 0.30 0.72 4.29 0.31 0.07

11.57 11.55 804.83 6.02 7.67 2.51 8.66 1.38 41.91 5.91 0.73 1.33 5.37 0.17 2.471.39 0.12 0.38 0.38 1.40 0.96 1.45 0.14

0.95 0.8579.43 46.91 464.46 0.00 0.29 1.56 0.01

3.45 1.26 5.96 25.88 2.83 24.13 1.99 0.48812.57 688.88 6682.94 1056.06 1828.67 701.24 1029.29 184.20 697.26 2065.41 680.48 432.18 871.55 103.80 1377.88

22


Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Sury

adar

sha

n

Zeni

th

Uni

que

Man

jush

ree

Subh

alax

mi

Jebi

ls

Relia

nce

Lotu

s

Baib

hav

Bhak

tapu

r

119.58 216.58 135.13 179.26 209.08 106.46 153.45 127.07 149.34 128.90100.00 205.31 100.00 140.00 200.00 102.00 140.00 120.00 147.00 125.00

2.41 10.59 7.33 7.85 8.19 1.01 5.79 1.41

17.17 0.33 27.80 31.41 0.64 3.46 7.66 5.65 2.34 3.900.34 0.25

67.70

67.70

480.46 856.45 378.44 583.48 474.98 295.70 778.67 250.36 129.91 124.16

265.99 396.71 66.98 56.02 94.55 76.36 106.86 75.28 41.64 59.60265.99 396.71 66.98 56.02 94.55 76.36 106.86 75.28 41.64 59.60

214.28 262.39 210.64 244.12 341.05 139.84 323.54 108.00 23.27 13.62214.28 262.39 210.64 244.12 341.05 139.84 323.54 108.00 23.27 13.62

50.930.19 197.35 100.81 283.34 39.38 79.50 348.27 67.08 65.00

49.10 45.43 24.04 56.90 51.71 24.57 57.53 20.48 5.48 6.311.30 2.06 0.59 0.65 1.75 0.58 4.46 0.23 0.18 0.006.29 8.88 5.53 10.34 8.10 6.48 16.38 3.04 2.62 0.57

10.46 17.50 3.06 23.58 11.43 9.28 13.49 6.7031.04 17.00 14.86 22.33 30.43 8.23 23.20 10.51 2.67 5.74

0.013.65 4.50 2.82 2.41 0.59

649.13 1118.48 608.95 819.63 735.77 426.73 994.15 400.72 287.14 259.96

170.90 326.07 114.89 121.45 190.43 77.34 325.44 111.30 179.68 126.034.79 25.89 1.30 15.05 3.08 6.50 11.38 1.22 4.04 4.574.79 25.89 1.30 15.05 3.08 6.50 11.38 1.22 4.04 4.57

166.11 300.17 113.58 106.40 187.35 70.84 314.06 110.08 175.64 121.4714.96 21.04 6.47 16.05 15.14 7.34 42.29 16.38 3.59 6.2114.96 21.04 6.47 16.05 15.14 7.34 42.29 16.38 3.59 6.21

33.97 137.67 16.70 79.87 37.68 22.92 18.27 4.04 130.75 77.0533.97 137.67 16.70 79.87 37.68 22.92 18.27 4.04 130.75 77.05

117.18 141.47 90.41 10.48 134.53 40.58 253.51 89.65 41.29 38.21

13.17 10.00 17.00 13.82 8.00 4.00 6.00 2.4913.17 10.00 17.00 13.82 8.00 4.00 6.00 2.49

3.21 2.10 0.84 6.00 40.00

3.21 2.10 0.84 6.00 40.00432.22 731.51 465.33 631.02 489.42 304.10 620.42 270.27 97.43 80.81422.61 731.51 456.53 619.15 478.92 300.10 614.72 265.36 80.81

7.88 8.80 11.87 10.50 4.00 5.70 4.91 97.431.74

9.18 7.89 2.90 20.89 15.05 9.79 10.41 5.41 8.86 6.5822.96 39.43 6.74 37.43 24.48 20.80 26.10 7.73 1.18 2.3610.48 17.50 3.06 23.58 11.43 9.54 5.06 6.70 0.21

0.65 18.79 0.42 10.73 6.75 6.22 0.77 0.101.73 1.74 0.94 1.12 0.76 2.12 0.01 0.79 0.23

10.10 1.39 2.32 2.00 6.30 4.27 18.15 0.93 0.39 1.921.56 1.78 1.68

0.020.70 0.35 8.85 2.58 4.30

649.13 1118.48 608.95 819.63 735.77 426.73 994.15 400.72 287.14 259.96

23

Profit and Loss Accountupto Marg 2068

Rs. in million

Expenses NBL

RBB

NA

BIL

NIB

L

SCBN

L

HBL

NSB

I

1 Interest Expenses 457.00 1234.62 1393.17 1643.12 480.91 1222.00 1053.66 1.1 Deposit Liabilities 457.00 1227.85 1376.57 1606.45 479.14 1220.00 1048.63 1.1.1 Saving A/c 255.00 550.93 294.80 279.71 104.72 388.00 111.80 1.1.2 Fixed A/c 197.00 645.03 741.53 892.25 248.52 832.00 861.63 1.1.2.1 Upto 3 Months Fixed A/c 0.06 111.23 16.84 0.04 193.00 220.43 1.1.2.2 3 to 6 Months fixed A/c 1.17 148.31 2.42 200.81 1.1.2.3 6 Months to 1 Year Fixed A/c 501.17 370.76 38.19 280.69 1.1.2.4 Above 1 Year 197.00 142.63 111.23 875.41 207.87 639.00 159.70 1.1.3 Call Deposit 31.89 340.24 434.49 125.90 75.21 1.1.4 Certificate of Deposits 5.00 1.2 Others 6.77 16.60 36.67 1.77 2.00 5.03 2 Commission/Fee Expense 27.35 54.82 37.12 3 Employees Expenses 568.00 563.48 202.88 133.64 114.15 214.00 125.75 4 Office Operatiing Expenses 162.00 331.37 162.60 165.54 136.97 253.00 173.52 5 Exchange Fluctuation Loss 0.01 5.1 Due to Change in Exchange Rates 0.01 5.2 Due to Foreign Currency Transactions 6 Non‐Operatiing Expenses 1.86 0.15 7. Provision for Risk ‐10.00 97.01 352.31 246.28 127.95 116.00 66.94 7.1 Loan loss Provision ‐10.00 97.00 352.31 246.28 127.95 116.00 66.94

7.1.1 General Loan loss Provision 39.16 9.84 4.74 116.00 7.1.2 Special Loan Loss Provision ‐10.00 57.84 342.47 241.54 127.95 66.94 7.1.3 Additional Loan Loss Provision

7.2. Provision for Non‐Banking Assets 7.3. Provision for Loss on Investment 0.01 7.4. Provision for Loss of Other Assets 8 Loan Written Off 2.00 4.87 22.96 9 Provision for Staff Bonus 10.00 79.95 50.39 69.0910 Provision for Income Tax 22.00 239.84 151.18 207.2711 Others 0.2712 Net Profit 74.00 408.10 559.63 352.74 483.63 498.95 ‐121.87

TOTAL EXPENSES 1285.00 2668.94 3045.18 2780.00 1642.92 2303.95 1298.15

Income 1. Interest Income 1522.00 2213.62 2590.84 2452.52 1228.70 1899.00 1104.83 1.1. On Loans and Advance 1410.00 1840.99 2198.37 2308.90 865.19 1668.00 787.20 1.2. On Investment 114.00 336.23 288.84 120.55 302.47 218.00 168.61 1.2.1 Government Bonds 114.00 329.37 283.74 120.55 302.19 218.00 135.38 1.2.2 Foreign Bonds 5.10 1.2.3 NRB Bonds 0.01 33.23 1.2.4 Deventure & Bonds 6.85 0.27 1.3 Agency Balance 33.18 0.03 21.37 0.30 132.80 1.4 On Call Deposit 3.00 2.37 81.17 1.70 3.93 13.00 0.65 1.5 Others ‐5.00 0.85 22.43 56.81 15.57 2. Comission & Discount 35.00 75.37 283.38 75.48 13.93 302.95 143.35 2.1 Bills Purchase & Discount 0.36 1.71 5.11 3.72 39.00 0.05 2.2 Comission 35.00 66.76 280.84 70.87 50.14 202.00 106.53 2.3 Others 8.25 0.83 ‐0.49 ‐39.93 61.95 36.76 3 Income From Exchange Fluctuation 35.00 93.97 164.20 120.72 302.70 102.00 41.39 3.1 Due to Change in Exchange Rate 23.00 86.26 99.00 37.85 145.29 14.00 4.88 3.2 Due to Foreign Currency Trans. 12.00 7.71 65.20 82.87 157.41 88.00 36.50 4 Other Operating Income 127.20 130.87 15.97 5 Non Operating Income 7.25 5.72 0.42 0.02 0.10 6 Provision Written Back 21.00 83.30 0.04 65.72 8.49 7 Recovery from Written off Loan ‐394.00 27.86 1.01 15.89 8 Income from Extra Ordinary Expenses 66.00 40.37 9 Net Loss

TOTAL INCOME 1285.00 2668.94 3045.18 2780.00 1642.92 2303.95 1298.15

24


Rs. in million

Expenses

1 Interest Expenses 1.1 Deposit Liabilities 1.1.1 Saving A/c 1.1.2 Fixed A/c 1.1.2.1 Upto 3 Months Fixed A/c 1.1.2.2 3 to 6 Months fixed A/c 1.1.2.3 6 Months to 1 Year Fixed A/c 1.1.2.4 Above 1 Year 1.1.3 Call Deposit 1.1.4 Certificate of Deposits 1.2 Others 2 Commission/Fee Expense 3 Employees Expenses 4 Office Operatiing Expenses 5 Exchange Fluctuation Loss 5.1 Due to Change in Exchange Rates 5.2 Due to Foreign Currency Transactions 6 Non‐Operatiing Expenses 7. Provision for Risk 7.1 Loan loss Provision

7.1.1 General Loan loss Provision 7.1.2 Special Loan Loss Provision 7.1.3 Additional Loan Loss Provision

7.2. Provision for Non‐Banking Assets 7.3. Provision for Loss on Investment 7.4. Provision for Loss of Other Assets 8 Loan Written Off 9 Provision for Staff Bonus10 Provision for Income Tax11 Others12 Net Profit

TOTAL EXPENSES

Income 1. Interest Income 1.1. On Loans and Advance 1.2. On Investment 1.2.1 Government Bonds 1.2.2 Foreign Bonds 1.2.3 NRB Bonds 1.2.4 Deventure & Bonds 1.3 Agency Balance 1.4 On Call Deposit 1.5 Others 2. Comission & Discount 2.1 Bills Purchase & Discount 2.2 Comission 2.3 Others 3 Income From Exchange Fluctuation 3.1 Due to Change in Exchange Rate 3.2 Due to Foreign Currency Trans. 4 Other Operating Income 5 Non Operating Income 6 Provision Written Back 7 Recovery from Written off Loan 8 Income from Extra Ordinary Expenses 9 Net Loss

TOTAL INCOME

NBB

L

EBL

BOK

NCC NIC

LBL

MBL

Kum

ari

400.37 1218.17 626.30 409.01 688.77 264.96 633.87 658.88400.36 1211.31 611.74 405.81 678.20 264.90 620.43 632.62193.21 234.62 123.32 156.10 87.19 51.86 170.05 141.04123.85 697.40 357.64 162.05 441.72 188.43 285.94 338.24

197.88 16.81 0.8821.47 206.18 10.77 1.54

206.49 357.64 9.56 156.33 188.43 152.45102.38 86.85 152.50 257.81 131.06 338.24

83.30 279.30 130.78 87.65 149.29 24.61 164.44 153.34

0.01 6.86 14.57 3.21 10.57 0.06 13.43 26.256.19

68.54 141.35 99.65 50.68 60.70 28.99 69.53 81.2350.36 108.80 126.01 54.52 80.78 39.89 115.75 78.54

11.24

11.244.52 2.38 0.14 0.01

51.31 19.40 15.26 16.29 56.34 64.78 52.6537.73 19.40 15.26 16.29 56.34 64.78 52.65

9.75 19.40 15.2627.98 16.29 56.34 64.78

52.6513.58

58.1466.32 35.32 27.24 3.05 3.55

198.95 105.95 81.71 7.53 10.65

16.36 464.23 247.22 0.00 190.66 ‐72.26 24.85597.65 2219.60 1255.71 530.50 1130.00 328.51 981.12 882.55

437.52 2009.57 1096.72 388.11 1042.87 300.97 816.74 736.00368.77 1790.51 960.62 327.90 903.60 264.57 782.81 634.35

62.73 218.45 134.06 57.72 128.94 35.23 30.82 7.7956.02 140.93 133.51 49.36 82.11 35.23 29.20 7.79

8.83 4.586.71 68.69 5.13 42.25

0.55 3.23 1.610.01 0.00 0.651.70 0.61 0.21 9.73 3.124.31 1.83 2.50 0.61 0.51 93.86

67.62 88.14 90.36 19.79 33.18 8.12 17.08 60.463.76 0.45 17.65 0.81 0.25 0.01 0.23 0.87

61.58 87.69 72.71 18.98 17.78 8.11 16.17 59.592.28 15.15 0.68

29.33 70.18 66.86 15.98 30.11 7.30 29.27 28.726.42 ‐8.87 13.38 ‐2.50 3.46 7.19 28.72

22.91 79.05 66.86 2.61 32.61 3.83 22.0916.69 49.60 0.61 22.62 23.84 6.69 18.17

3.02 2.11 1.16 7.76 0.0930.82 2.08 41.7212.65 2.50 58.14

2.9474.16 57.28

597.65 2219.60 1255.71 530.50 1130.00 328.51 981.12 882.55

25


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Laxm

i

SBL

AD

BNL

Glo

bal

Citiz

ens

Prim

e

BOA

Sunr

ise

689.76 867.68 776.53 616.46 607.16 843.32 563.42 540.44677.33 865.96 775.75 616.46 595.70 837.54 563.42 539.82145.38 105.60 210.65 268.53 95.04 58.14 69.83 157.70414.47 531.52 556.50 205.08 372.60 406.66 365.38 266.76

0.68 5.69 1.60 37.22 7.204.78 32.49 2.24 21.90 15.93 31.42

186.80 221.85 50.89 253.36 360.93 228.06222.20 271.49 501.77 205.08 60.12 29.80 365.38 0.08117.48 228.84 8.12 142.85 128.06 372.75 128.20 115.36

0.4812.44 1.72 0.78 11.46 5.78 0.63

5.00 0.29 1.0467.66 64.62 658.60 58.60 43.79 37.09 57.53 77.1366.31 115.21 101.30 135.91 78.51 64.42 69.20 100.91

1.73

1.732.60 1.35

10.21 54.54 480.37 79.46 214.14 119.22 41.9610.21 54.54 474.17 79.46 212.97 119.22 41.96

4.02 54.54 77.64 12.20 9.346.18 396.53 79.46 200.77 119.22 32.62

0.001.17

5.250.959.34

22.74 10.38 28.54 14.9762.01 31.14 71.36 44.92

2.72165.35 72.65 868.32 104.82 ‐134.63 27.85

1084.02 1216.22 3001.41 982.03 674.58 1158.97 809.37 789.33

962.08 1105.90 2349.77 882.13 548.08 722.47 602.10 727.28915.74 1028.94 2142.19 806.65 494.31 674.37 525.64 693.94

46.34 54.24 181.76 73.96 32.17 67.86 23.8244.73 181.76 73.78 32.17 67.86 0.69

54.24 23.131.61 0.19

0.13 7.9722.60 0.87 21.60

25.82 0.65 48.10 8.59 1.5682.47 67.43 41.93 53.91 30.09 20.90 35.81 35.34

3.59 0.31 5.15 0.33 0.07 0.4376.34 34.95 41.93 51.28 13.63 20.57 10.31 24.22

2.53 32.48 2.32 11.31 25.44 10.6933.88 42.89 21.84 22.78 11.98 13.50 ‐36.49 14.95

9.25 10.95 5.92 6.40 4.51 ‐48.33 2.9324.63 31.94 21.84 16.86 5.58 8.99 11.83 12.03

141.81 21.86 5.25 37.22 11.752.59 7.17 1.35 1.143.00 303.82 78.04 4.68

64.030.01 71.04

364.88 203.281084.02 1216.22 3001.41 982.03 674.58 1158.97 809.37 789.33

26


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

DCB

L

NM

B

Kist

Jana

ta

Meg

a

CTBN

L

Civi

l Ban

k

Cent

ury

NID

C

424.94 524.01 642.56 177.29 289.23 149.74 177.97 81.09 12.43418.05 520.63 638.75 176.39 286.61 149.16 173.80 80.88 12.43221.97 64.36 235.09 14.75 91.59 18.05 12.37 20.76 1.79

45.64 342.18 290.69 95.23 145.49 59.65 76.44 38.03 9.877.62 0.78 10.64 42.68 6.70 0.080.00 14.40 3.72 6.61 2.40 0.02

39.87 69.05 238.60 67.80 95.94 42.24 38.03 9.775.77 265.51 36.91 13.07 0.26 59.65 25.11

148.34 114.09 112.97 66.41 49.53 71.45 84.98 22.08 0.762.106.89 3.38 3.81 0.90 2.62 0.58 4.17 0.21

0.0935.41 40.45 96.71 31.09 44.67 24.06 32.31 13.87 14.0141.12 60.86 115.90 43.32 59.22 42.19 43.67 32.55 10.54

13.20 11.95 8.42 32.35 13.36 9.6810.34 11.95 8.42 32.35 13.36 9.68

0.36 ‐2.41 8.42 17.67 13.36 9.689.98 14.88 14.68

‐0.522.610.25

7.91 3.94 2.34 3.5623.72 11.81 7.02 8.44

‐41.70 ‐215.66 27.57 16.38 36.06533.10 596.81 651.46 303.45 451.21 229.34 263.72 127.50 85.04

377.75 533.02 602.50 270.24 423.15 134.92 160.30 96.63 46.93328.96 472.53 522.34 253.63 383.68 112.65 150.85 70.54 28.92

45.68 55.35 65.34 15.74 7.63 10.76 8.32 13.42 0.2045.68 54.70 65.34 15.74 7.63 1.13 8.32 0.20

9.63 13.420.65

0.01 0.00 0.020.07 4.98 0.88 8.81 1.13

3.11 5.08 9.83 0.00 23.00 11.51 12.67 17.8219.33 10.11 40.66 24.21 5.43 15.84 24.37 9.60

1.23 0.51 0.90 0.09 0.336.18 9.27 3.69 23.24 5.35 1.18 15.11 0.74

11.92 0.32 36.07 0.97 14.66 8.94 8.865.11 21.03 8.30 8.93 8.19 3.30 8.73 1.122.29 3.64 1.18 3.82 1.48 3.30 1.21 1.122.82 17.40 7.12 5.11 6.71 7.51

23.34 14.44 0.14 9.887.81 0.06 11.87

53.69 16.361.50

77.21 75.28 70.19 20.15533.10 596.81 651.46 303.45 451.21 229.34 263.72 127.50 85.04

27


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Udd

hyam

Mal

ika

SDBL

UD

BL

MD

BL

Nar

ayan

i

PDBL

Saha

yogi

Pash

upat

i

9.74 32.05 169.81 1.45 99.36 32.64 69.21 37.94 22.929.74 32.05 167.62 0.46 91.87 29.71 69.15 37.94 21.901.72 26.42 66.80 0.13 11.00 16.37 34.92 28.78 5.344.42 4.24 71.65 0.32 42.06 13.34 25.22 8.15 11.48

4.33 1.02 0.73 0.061.57 0.18 0.76

3.97 1.03 14.95 9.01 4.02 21.27 1.70 9.390.46 3.21 50.80 0.32 33.05 8.30 3.02 6.46 1.273.59 1.39 29.18 38.81 9.02 1.00 5.07

2.18 0.99 7.49 2.93 0.06 1.020.91 0.06

2.30 14.21 20.38 0.55 18.34 5.33 14.81 4.49 8.213.24 11.22 26.14 0.22 25.11 4.35 11.01 6.60 10.44

0.40 41.17 0.500.45 7.37 25.22 0.51 13.07 7.11 6.71 2.43 2.080.44 7.37 23.31 0.51 13.07 7.11 6.71 2.43 2.08

2.28 0.24 0.12 0.07 0.24 0.840.44 5.09 22.87 0.51 13.07 6.99 6.65 2.19 1.24

0.200.01

1.91

7.61 7.7215.73 72.85 242.45 2.73 197.05 49.92 101.74 59.16 43.70

11.15 61.46 169.15 0.43 102.23 35.21 86.98 52.70 35.898.20 49.73 151.76 0.43 88.27 25.21 72.63 44.06 29.70

1.24 6.98 5.78 0.991.24 6.98 5.78 0.54

0.45

7.59 4.922.95 7.57 9.99 0.01 9.89 8.64

2.92 0.42 0.59 5.08 3.47 6.200.27 3.66 2.93 0.01 2.38 0.72 1.53 2.32 0.18

0.000.06 3.66 2.93 2.38 0.72 1.53 2.32 0.180.21 0.01

0.58 0.150.49 0.150.10

4.60 6.99 0.39 7.45 4.11 4.573.14 0.29 0.31 ‐0.06

0.67 3.60 43.59 0.15 0.030.35

3.64 58.90 1.93 48.71 13.46 5.48 3.1215.73 72.85 242.45 2.73 197.05 49.92 101.74 59.16 43.70

28


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Karn

ali

Triv

eni

Ann

apur

na

Bhri

kuti

Suve

kchh

a

Bage

shw

ori

Sani

ma

Gau

rish

ank

ar

Gur

kha

20.32 69.89 66.58 86.55 42.52 37.72 295.11 43.67 139.9820.32 69.83 52.66 86.31 39.00 37.69 290.02 43.67 136.9713.07 38.51 18.68 40.71 12.37 28.88 105.22 13.92 43.24

7.25 18.99 19.10 23.13 17.86 4.65 149.26 5.33 75.230.06 1.32 2.08

2.02 0.10 0.02 3.79 0.056.49 17.36 7.00 0.27 118.78 2.10 48.75

7.25 10.49 19.10 5.62 9.52 4.38 24.62 3.23 26.4312.33 14.88 22.47 8.76 4.15 35.53 24.42 18.49

0.06 13.92 0.24 3.52 0.04 5.09 3.01

7.19 7.17 12.08 12.07 5.57 9.08 31.66 6.24 18.936.15 12.43 11.76 8.17 6.09 4.54 34.27 6.38 25.37

4.814.81

10.390.44 5.82 9.61 10.20 6.46 14.06 3.39 282.480.44 5.82 9.61 10.20 6.46 14.06 3.39 282.480.44 0.21 0.01 1.72 0.08 14.06 0.07 30.18

5.61 9.59 8.48 6.38 3.32 252.30

1.21 4.343.64 13.01

1.501.23 8.50 0.77 0.22 ‐32.14 6.58

34.10 96.54 101.52 130.35 61.41 51.56 375.51 66.25 466.75

23.10 89.50 71.42 122.43 58.38 44.49 357.72 62.93 157.6320.59 83.61 58.63 104.72 52.75 41.89 295.16 38.35 154.19

24.6824.68

2.51 5.89 12.80 15.35 5.63 2.51 29.66 24.58 3.402.36 0.09 8.21 0.04

4.58 7.04 18.99 0.61 0.43 7.07 3.43 3.33 0.170.08

1.02 0.68 1.11 0.61 0.43 2.81 3.43 0.62 0.173.56 6.36 17.80 4.26 2.70

1.77 0.270.26

1.77 0.007.31 2.58 12.59 1.20

0.013.94 0.02

6.42 7.17 307.4834.10 96.54 101.52 130.35 61.41 51.56 375.51 66.25 466.75

29


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Gan

daki

Infr

astr

uctu

re

Busi

ness

Bira

tlaxm

i

Exce

l

WD

BL

H &

B

Ara

niko

ND

EP

67.59 69.59 69.25 73.95 39.71 18.83 287.43 14.22 174.5460.44 69.59 69.22 73.95 39.71 18.83 286.27 14.22 168.7726.21 16.51 28.20 36.01 30.45 14.66 108.79 11.14 49.3121.33 37.62 22.10 26.55 9.25 4.17 146.67 3.08 59.55

0.02 15.03 0.59 0.49 41.680.59 2.31 0.80 0.71 0.53 0.62 9.78

12.07 17.66 13.09 10.68 3.92 0.82 58.218.65 2.63 7.62 15.16 4.32 2.73 37.01 3.08 59.55

12.90 15.45 18.91 11.39 30.81 59.92

7.15 0.03 1.16 5.770.01

8.35 9.00 5.35 13.24 6.05 2.63 32.87 3.58 17.267.15 12.61 6.14 6.69 4.56 1.59 28.72 2.03 29.56

0.00 0.010.00 0.01

0.0013.27 7.56

1.83 0.92 3.15 0.40 1.96 18.77 9.64 8.041.83 0.92 3.15 0.40 1.96 18.77 9.64 8.040.29 0.10 0.02 1.96 8.041.54 0.82 3.15 0.38 18.77 9.64

1.07 3.34 2.56 0.573.20 10.01 7.67 1.71

10.95 11.34 23.37 11.34 17.89 1.80 3.9895.87 107.72 120.61 118.88 80.40 32.41 367.79 29.47 235.66

89.69 101.18 115.48 108.70 75.67 25.41 291.67 20.23 227.1673.17 84.26 99.82 92.00 59.34 25.41 271.33 20.23 209.52

0.59 1.40 2.561.40 2.56

0.5916.33 12.34

9.37 16.76 11.49 16.11 14.38 1.777.15 0.16 4.17 4.56 0.960.35 0.88 0.04 10.16 0.88 1.97 2.51 0.33 4.65

0.150.32 0.88 0.04 0.22 1.97 2.51 0.33 4.490.03 10.16 0.670.90 0.21 0.00 0.01 0.740.90 0.21 0.01 0.47

0.00 0.00 0.274.93 4.29 3.60 3.85 10.94 8.11 3.11

5.03 0.241.16 1.49 0.02 3.26 0.51

59.17 0.2895.87 107.72 120.61 118.88 80.40 32.41 367.79 29.47 235.66

30


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

CED

BL

Mite

ri

Tina

u

Risi

ng

Muk

tinat

h

Sew

a

Kank

ai

Publ

ic

Mah

akal

i

181.73 24.37 40.51 31.11 84.86 61.05 12.56 23.17 4.00156.29 22.06 40.07 30.92 73.01 61.03 12.56 23.04 4.00

43.25 18.33 9.07 18.41 42.74 31.13 7.35 8.20 3.2573.47 1.75 22.94 12.51 21.60 14.51 1.62 13.76 0.75

7.38 0.00 0.11 0.16 0.006.60 0.02 0.03 0.15 3.54 0.02 0.12 3.39

49.53 0.24 11.58 9.50 10.93 6.63 1.20 6.91 0.639.97 1.49 11.23 2.86 7.14 7.71 0.30 3.46 0.13

39.57 1.99 8.06 8.67 15.40 3.60 1.08

25.44 2.31 0.43 0.19 11.85 0.02 0.131.23

23.55 3.53 3.83 6.23 19.78 8.25 3.10 6.11 2.2823.21 3.34 5.17 6.20 14.70 7.10 3.45 5.06 1.71

4.554.55

0.5517.85 0.62 3.16 3.35 2.31 3.91 18.74 1.3117.85 0.62 3.16 3.35 2.31 3.91 18.74 1.3117.85 0.27 ‐0.39 2.24 1.06 3.91 18.74 1.31

0.35 3.55 1.11 1.25

0.42 0.281.26 0.83

4.02 4.88 32.67 2.94 1.94252.12 35.87 49.50 51.59 155.36 83.34 23.02 53.64 12.35

208.85 31.61 40.12 48.45 138.94 73.00 16.11 29.32 11.50150.77 25.40 31.41 38.81 126.62 65.22 15.64 28.55 8.91

8.75 0.040.04

8.75

36.45 3.90 8.27 5.60 12.32 7.78 0.47 0.7712.87 2.31 0.43 4.04 2.5412.67 0.73 0.22 0.57 2.60 1.68 1.31 0.62 0.86

0.022.27 0.73 0.22 0.49 1.68 0.28 0.62 0.83

10.38 0.08 2.60 1.04 0.00 0.031.33

1.333.53 3.66 2.56 13.47 8.66 0.99

2.28 0.35

27.00 5.50 5.59 22.71252.12 35.87 49.50 51.59 155.36 83.34 23.02 53.64 12.35

31


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Ace

Bhar

gav

Shan

grila

Resu

nga

Rara

diya

lo

Coun

try

Alp

ine

Nilg

iri

204.10 7.49 76.71 26.90 12.74 20.08 59.93 17.74 9.73201.70 7.49 76.71 26.90 12.74 19.44 59.38 17.74 9.73

97.79 5.07 39.70 24.19 10.35 2.22 6.49 11.07 3.8390.73 2.42 29.94 2.71 2.39 5.46 25.02 5.14 4.00

1.17 0.13 0.09 0.02 0.38 2.19 0.03 0.060.01 0.58 0.51 0.07 0.03 0.49 0.08 0.40

75.44 1.19 21.78 0.36 1.24 3.94 20.91 3.02 1.9214.11 0.52 7.56 2.35 1.07 1.11 1.44 2.01 1.6313.18 7.08 11.75 27.87 1.53 1.90

2.40 0.64 0.550.18

21.86 2.29 10.37 3.82 2.03 2.53 3.53 3.69 1.7929.05 2.07 10.87 2.80 2.43 3.33 5.72 4.05 7.16

10.93 0.52 10.40 0.79 0.22 0.00 6.68 0.87 0.7110.93 0.52 10.40 0.79 0.22 0.00 6.18 0.87 0.71

2.53 0.52 1.52 0.79 ‐0.02 0.00 1.58 0.08 0.338.40 8.88 0.24 4.60 0.79 0.39

0.50

0.51 0.41 0.211.53 1.24 0.62

1.21‐49.99 3.56 6.15 3.33 1.34 2.89 4.70 1.29215.96 12.36 113.94 40.47 20.74 27.28 81.78 31.88 20.69

198.92 7.25 105.60 36.31 19.46 25.59 77.43 28.03 18.44173.19 7.25 97.00 26.97 14.17 20.81 61.57 25.90 15.77

2.39 0.29 0.072.39 0.29 0.07

17.92 8.60 9.34 5.29 15.40 2.13 2.675.42 4.48 0.390.50 2.35 8.34 4.16 1.29 0.03 0.48 3.43 0.53

0.50 0.89 1.34 1.75 1.22 0.03 0.26 0.591.46 7.00 2.41 0.07 0.22 2.85 0.53

0.89 0.01 0.080.16 0.010.73 0.08

12.98 1.13 3.55 1.642.67

0.53 0.31 0.41

0.012.76

215.96 12.36 113.94 40.47 20.74 27.28 81.78 31.88 20.69

32


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Kast

ham

anda

p

Gar

ima

City

Bish

ow

Prof

essi

ona

l

Kabe

li

Kam

ana

Corp

orat

e

Path

ibha

ra

147.06 63.13 78.13 79.97 4.17 6.93 52.01 47.31 28.48145.00 63.13 78.11 79.69 4.17 6.93 42.13 47.31 28.48

61.17 34.03 37.62 21.21 3.03 4.90 22.62 19.29 15.3048.48 20.48 27.24 39.74 0.61 1.66 15.89 28.00 4.06

3.19 2.05 1.96 0.01 0.282.37 2.65 1.55 1.49 0.09 0.17 0.81 0.07

36.03 11.75 16.40 25.33 0.31 0.71 6.15 25.21 2.246.89 6.09 7.25 10.95 0.21 0.77 8.66 2.79 1.75

35.34 8.61 13.25 18.75 0.53 0.37 3.61 0.02 9.12

2.07 0.02 0.28 9.880.02

16.95 9.25 6.52 7.98 2.30 2.38 5.61 3.41 5.8222.87 8.79 9.51 6.70 1.92 1.19 5.85 3.52 6.04

1.73 1.02 7.20 0.10 0.18 0.87 1.93 2.111.73 1.02 7.20 0.10 0.08 0.87 1.93 2.11‐4.60 1.02 2.09 0.10 0.08 0.79 0.47 1.616.33 5.11 0.09 1.45 0.51

0.10

1.47 1.08 1.11 0.47 0.00 1.08 0.184.41 3.25 3.32 1.40 0.01 3.25 0.55

10.29 7.58 7.74 3.27 0.03 7.58 1.27188.64 98.36 113.28 106.93 13.70 10.54 76.27 56.16 44.46

146.62 86.92 106.05 98.94 12.82 9.49 71.99 46.02 41.26121.69 75.83 92.39 88.28 9.43 7.81 63.38 40.21 35.38

3.91 0.073.91 0.07

11.08 10.70 10.54 3.38 1.68 8.61 5.8821.01 2.89 0.13 0.01 5.80

2.05 1.01 7.22 7.98 0.02 0.53 0.90 0.39 0.600.12

2.00 1.01 7.22 0.54 0.02 0.53 0.90 0.15 0.600.05 7.44 0.120.65 0.010.50 0.000.15 0.013.35 10.44 0.87 0.52 3.38 4.53 2.60

35.97 5.22188.64 98.36 113.28 106.93 13.70 10.54 76.27 56.16 44.46

33


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Purn

ima

Jyot

i

Bagm

ati

Ham

ro

Kakr

e

Shin

e

Paci

fic

Civi

c

IDBL

25.68 114.04 3.85 7.76 3.54 58.86 12.39 3.15 166.5425.68 113.94 3.85 7.76 3.54 58.86 12.39 3.15 162.2712.62 41.27 3.15 3.71 2.75 27.75 6.32 2.69 47.75

8.42 50.68 0.70 2.41 0.79 19.09 2.00 0.46 61.880.00 0.03 1.49

0.02 0.02 0.00 0.17 0.12 2.827.18 0.10 0.33 1.90 0.48 15.50 1.01 0.25 48.331.24 50.57 0.37 0.46 0.31 3.42 0.88 0.21 9.254.64 21.99 0.00 1.64 12.01 4.07 52.64

0.10 4.27

3.87 15.78 1.40 1.93 1.07 5.58 1.81 1.44 20.163.89 24.33 0.80 2.18 1.89 4.85 1.85 1.90 28.53

0.93 1.14 0.18 0.16 2.05 1.17 0.35 3.050.93 1.12 0.18 0.16 2.05 1.17 0.35 3.050.46 0.86 0.11 0.16 2.05 0.21 0.070.47 0.25 0.07 0.96 0.28 3.05

0.02

2.42 0.27 1.697.25 0.80 5.06

16.91 0.89 2.61 3.61 1.87 2.21 ‐41.0134.37 181.86 7.13 14.65 10.11 74.28 19.43 6.84 184.01

29.99 170.09 6.46 13.47 9.00 66.58 16.28 4.67 159.4624.06 145.53 5.59 12.03 8.20 51.50 16.28 3.83 145.60

2.18 0.222.18 0.22

5.93 19.55 0.87 1.43 14.86 0.84 12.622.82 0.81 1.24

0.52 7.35 0.08 0.45 0.16 7.70 0.39 2.531.15

0.52 7.35 0.08 0.07 0.13 1.30 0.39 1.380.38 0.03 6.39

0.01 0.030.010.00 0.03

2.74 3.17 0.59 0.73 1.37 0.84 5.360.95 1.39

0.44 1.25 16.62

0.69 1.3334.37 181.86 7.13 14.65 10.11 74.28 19.43 6.84 184.01

34


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Gul

mi

Kanc

han

Mat

ribh

umi

Brig

ht

Inno

vativ

e

Jhim

ruk

Met

ro

Vibo

r

Gau

muk

hi

8.54 17.35 5.92 14.88 19.12 5.04 24.52 146.74 2.638.54 17.35 5.92 14.81 18.60 5.04 24.52 123.99 2.637.67 14.92 2.70 3.37 6.32 2.87 9.61 24.62 2.540.88 2.43 1.74 2.99 5.37 0.87 8.94 70.14 0.09

0.19 0.04 0.00 0.00 0.01 0.06 0.980.28 0.04 0.00 0.00 0.02 0.49 0.01

0.41 1.16 0.70 1.52 4.30 0.20 5.95 10.33 0.020.47 0.81 0.95 1.46 1.07 0.64 2.44 58.82 0.07

1.48 8.45 6.91 1.30 5.97 29.22

0.07 0.52 22.750.09 0.03

1.44 3.41 1.68 2.31 2.93 1.30 2.07 16.68 1.091.41 2.31 0.99 2.34 5.32 2.07 3.99 24.36 0.54

0.020.14 0.12 0.18 0.44 0.24 0.27 0.68 135.25 0.260.14 0.12 0.18 0.44 0.24 0.27 0.68 16.09 0.260.14 0.12 0.18 0.44 0.24 0.27 0.68 0.02 0.16

16.07 0.09

119.17

0.03 0.040.08 0.12

0.61 1.67 0.20 0.29 0.3012.14 24.87 8.77 20.29 27.63 8.77 31.72 323.03 4.86

11.21 22.09 7.11 18.72 23.22 6.92 29.36 111.65 3.427.36 16.12 5.87 17.25 19.10 6.47 24.27 74.86 3.29

3.813.06

0.75

3.85 2.07 1.24 1.35 3.97 0.44 5.09 1.55 0.133.90 0.13 0.16 31.42

0.07 2.77 0.95 0.47 1.04 0.01 1.43

2.35 0.29 0.23 0.96 0.01 1.100.07 0.42 0.66 0.24 0.09 0.33

0.86 1.56 1.84 2.37 5.42 0.010.38

0.18 60.76

0.71 2.10 0.63 144.8112.14 24.87 8.77 20.29 27.63 8.77 31.72 323.03 4.86

35


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Rapt

iver

i

Cons

umer

Khad

bari

Tour

ism

Mis

sion

Sury

a

Mt.

Mak

alu

Sind

hu

Saha

ra

5.77 17.41 1.68 53.16 18.92 2.05 0.09 15.75 2.715.77 16.37 1.68 52.81 18.85 2.05 0.09 15.60 2.713.83 5.24 1.33 13.40 8.23 0.74 12.23 1.441.94 7.58 0.32 22.43 4.24 0.93 0.09 3.37 0.09

0.01 2.50 0.090.02 2.08 0.13 0.00 0.040.93 2.55 0.07 17.23 3.53 0.51 0.04 2.741.00 5.03 0.24 0.62 0.49 0.42 0.04 0.59 0.09

3.55 0.03 16.98 6.38 0.38 1.17

1.04 0.35 0.07 0.15

2.14 3.06 1.06 9.14 4.12 1.32 0.42 3.64 0.841.39 3.35 0.61 11.92 3.67 0.60 0.39 3.27 1.04

0.042.03 0.11 6.25 0.61 0.06 0.08 0.97 0.412.03 0.11 6.25 0.61 0.06 0.08 0.97 0.410.46 0.11 0.90 0.61 0.06 0.08 0.97 0.221.57 5.36 0.19

0.11 0.150.34 0.44

0.80 1.02 1.36 0.1411.33 25.07 3.46 82.07 27.33 4.03 2.38 23.63 5.14

9.42 24.11 2.33 65.54 22.72 3.07 2.19 18.78 3.268.71 21.02 2.33 50.82 19.44 2.87 2.14 14.58 2.47

0.82

0.82

0.71 3.10 12.44 3.28 0.20 0.05 3.91 0.791.46 0.29

1.42 0.05 0.50 2.43 0.20 0.69 0.18 0.250.06

1.42 0.05 0.46 2.37 0.20 0.69 0.18 0.250.04

5.941.154.79

0.81 5.06 2.47 0.01 2.52 1.230.01

0.09

0.49 0.62 3.10 1.94 0.27 2.08 0.6611.33 25.07 3.46 82.07 27.33 4.03 2.38 23.63 5.14

36


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Soci

al

NCD

BL

Cosm

os

Man

aslu

Sam

abri

ddhi

Ekat

a

Kalin

chow

k

NH

DFC

L

Nep

al

Fina

nce

23.04 11.98 2.75 4.92 2.25 0.32 0.06 24.90 32.5322.64 11.98 2.75 4.92 2.25 0.32 0.06 24.90 31.54

1.75 2.55 2.60 2.93 1.96 0.28 0.04 3.70 4.566.43 2.90 0.15 0.39 0.29 0.03 0.00 21.20 26.99

0.04 0.04 0.00 0.640.02 0.00 0.01 0.00 0.21

5.83 2.50 0.06 0.11 0.19 0.03 11.00 21.100.60 0.34 0.09 0.28 0.06 0.00 0.00 10.20 5.02

14.46 6.53 1.61 0.01 0.02

0.40 0.990.00

6.35 2.53 1.20 2.55 1.84 0.72 0.92 4.00 3.104.45 3.38 2.12 2.66 1.91 0.57 0.30 2.90 4.33

3.74 0.11 0.180.41 0.15 0.31 0.89 0.00 8.400.41 0.15 0.31 0.89 0.00 8.400.41 0.02 0.31 0.89 0.00 ‐0.20

0.13 8.60

0.0637.58 18.29 6.22 10.45 6.96 1.72 1.46 40.20 39.96

21.78 13.28 3.31 7.82 6.33 1.06 34.10 22.2115.09 10.62 2.86 6.58 5.39 0.07 24.20 19.31

0.34 0.48

0.34 0.420.05

4.21 2.67 0.45 1.24 0.98 2.422.14 0.94 9.900.15 0.09 0.37 0.12 0.02

0.15 0.05 0.07 0.02 0.020.04 0.29 0.11

0.97 0.92 1.07 0.51 0.58 0.01 0.70 0.920.12 0.01 0.260.52 1.44

14.03 3.99 2.55 1.56 0.08 1.45 5.40 15.1137.58 18.29 6.22 10.45 6.96 1.72 1.46 40.20 39.96

37


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

NID

C Ca

pita

l

Nar

ayan

i N

atio

nal

AFC

L

NSM

FL

Peop

les

Mer

chan

tile

Kath

man

du

Him

alay

a

Uni

on

68.86 114.40 165.74 150.68 28.37 1.11 20.68 30.40 52.1967.20 114.40 164.77 122.42 28.37 1.11 20.68 24.35 51.0516.20 23.16 49.21 47.31 6.74 0.00 3.58 0.87 6.6443.44 91.24 92.07 66.08 21.63 1.11 17.11 23.48 42.47

4.40 0.20 0.21 0.03 2.87 1.53 1.174.87 0.93 1.50 0.82 0.10 0.61 0.22 1.75 0.01

16.16 50.78 52.48 34.61 13.85 0.08 8.69 5.37 28.2018.01 39.33 37.88 30.60 4.82 0.41 6.67 16.37 13.10

7.56 23.49 9.03 1.94

1.67 0.98 28.27 6.05 1.140.27

5.15 9.76 19.57 13.09 3.08 0.38 2.71 4.31 6.016.22 10.27 18.85 12.12 3.00 0.24 3.17 2.26 6.07

1.84 14.27 0.171.22 17.90 15.80 232.13 6.12 0.33 6.161.21 17.90 15.80 232.13 6.12 0.33 6.16

17.90 12.60 0.333.20 232.13 6.16

1.21 6.12

0.01

1.56 3.684.68 10.38

0.7910.92 26.45 4.10

83.29 169.49 260.46 423.08 34.45 5.84 32.68 37.58 70.61

64.13 159.50 241.50 71.25 14.24 4.86 30.26 29.91 46.7835.69 148.01 204.35 69.98 11.36 4.66 26.25 29.86 44.83

1.59 1.78 4.01 0.14 0.09 0.061.59 1.78 4.01 0.06

0.14 0.09

24.62 9.71 21.10 1.27 1.74 0.06 3.84 0.952.23 12.04 1.14 0.08 0.05 0.940.67 0.61 0.74 0.14 0.15 0.04 0.06 0.03

0.67 0.61 0.74 0.15 0.04 0.06 0.030.14

3.40 6.02 9.41 0.36 0.01 1.11 1.11 3.934.05 1.07 4.91 0.207.96 2.30 8.81 8.71 0.81 0.07 1.04

0.06 0.40

3.08 337.70 20.21 0.94 6.49 18.4283.29 169.49 260.46 423.08 34.45 5.84 32.68 37.58 70.61

38


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Gor

kha

Pasc

him

anc

hal

NH

MFL

Uni

vers

al

Sam

jhan

a

Goo

dwill

Sidd

hart

ha

FC Sri

Inve

stm

ent

Lum

bini

15.53 66.43 77.70 57.91 64.72 33.50 54.63 62.3215.53 66.43 77.70 57.91 50.85 31.25 54.63 62.32

1.58 20.57 12.72 13.65 11.80 9.16 10.06 7.5413.95 45.87 64.97 42.95 39.04 22.09 44.57 54.77

0.04 4.32 1.05 1.13 0.08 0.370.01 0.24 0.49 0.46 0.54 0.25 2.39

10.84 16.45 19.94 18.18 11.22 34.49 31.983.09 29.14 40.23 23.26 26.16 22.09 9.73 20.03

1.32

13.88 2.25

2.16 8.21 5.75 3.49 7.39 5.10 4.36 5.101.92 4.36 3.80 2.69 12.75 3.01 4.57 3.52

5.89 1.31 0.08 7.20 0.265.89 1.31 0.08 6.49 0.26

0.08 0.415.89 1.31 ‐0.15

6.490.72

0.03 0.38 0.47 1.091.14 1.27 3.27

‐10.15 0.90 6.47 3.39 10.58 7.6219.61 74.77 89.46 72.08 90.06 59.39 63.82 82.91

14.50 67.87 74.38 69.87 82.09 53.86 52.10 79.4013.30 61.50 70.74 62.65 78.76 45.95 48.65 78.69

0.10 0.11 1.52 1.47 3.33 0.900.10 0.11 1.52 1.47 3.33 0.90

2.551.09 6.26 2.11 4.53 0.71

5.75 3.381.31 6.68 0.05 0.04 7.97 5.13 0.22

0.000.01 0.11 0.05 0.04 0.20 0.191.30 6.57 7.97 4.93 0.03

0.06 1.00 0.01 4.09 3.290.00 0.00 0.24 0.060.99 0.16 13.79 2.17 0.340.85

1.96 7.6319.61 74.77 89.46 72.08 90.06 59.39 63.82 82.91

39


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Inve

sta

Yeti

Stan

dard

ILFC

O

Mah

alax

mi

Lalit

pur

Bhaj

urat

na

Uni

ted

Gen

eral

0.13 58.22 131.85 69.11 105.95 97.05 5.60 182.93 49.750.13 58.22 128.38 69.11 104.77 87.15 5.60 127.25 48.55

26.44 38.65 9.33 37.04 27.42 0.77 35.53 12.000.13 31.78 78.05 58.18 67.64 59.72 4.83 91.72 36.55

0.22 5.94 3.39 1.50 3.510.11 4.31 0.26 1.00 0.21

10.56 61.95 23.78 8.94 34.14 2.350.13 20.89 5.85 34.41 55.05 23.08 2.48 91.72 32.83

11.68 1.590.09

3.46 1.19 9.91 55.68 1.20

0.45 4.64 14.89 15.43 8.87 4.17 1.76 16.46 4.250.81 3.70 17.31 17.69 7.40 4.14 2.51 13.20 4.32

6.401.19 4.75 16.42 13.30 4.06 12.841.19 4.75 16.42 13.30 4.06 12.84

16.42 4.59 4.06 ‐1.291.19 4.75 8.71 14.13

0.021.574.72

0.53 0.002.59 25.643.98 67.75 175.73 150.58 135.52 105.36 13.94 225.45 58.31

2.08 60.50 142.47 146.95 115.91 68.81 11.14 217.80 36.402.08 54.72 124.45 122.63 93.49 68.81 8.34 154.80 34.58

0.70 1.31 4.48 0.93 0.11 2.190.70 4.48 0.11 2.19

1.31 0.93

5.08 9.30 10.27 5.09 1.717.42 19.84 11.22 2.68 55.72 0.10

0.50 0.53 0.05 1.35 0.16 0.02 1.01 1.51

0.50 0.53 0.20 0.16 0.02 1.01 1.510.05 1.14

1.89 1.82 1.34 3.58 3.66 1.52 0.10 5.010.73 0.18 0.180.34 10.75 1.43 2.95 0.97 7.920.20

3.66 20.45 12.99 31.92 1.72 1.63 12.483.98 67.75 175.73 150.58 135.52 105.36 13.94 225.45 58.31

40


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Prog

ress

ive

Alp

ic

Ever

est

Nav

adur

ga

Jana

ki

Pokh

ara

Cent

ral

Prem

ier

Aru

n

Mul

tipur

pose

13.36 37.93 27.20 36.24 61.23 97.92 60.77 8.76 1.9210.81 35.16 27.20 36.24 61.23 93.32 56.28 8.59 1.92

3.71 11.46 10.45 10.62 27.66 26.69 20.72 4.037.10 23.71 16.75 25.62 33.57 66.64 35.55 4.56 1.92

1.85 0.22 7.14 0.041.59 1.68 0.40 1.66 0.88

1.58 10.44 20.14 3.67 21.93 2.605.53 9.83 16.75 25.62 11.75 62.35 4.81 1.04 1.92

2.54 2.76 4.60 4.49 0.170.32 0.13

2.28 3.34 3.61 2.04 3.59 4.70 3.94 3.30 0.681.73 4.49 2.66 0.81 9.02 3.71 5.28 2.59 0.42

0.48 7.78 0.89 0.14 14.95 16.42 5.59 69.71 1.810.48 7.78 0.89 0.14 14.95 16.42 5.59 69.71 1.81

0.28 0.14 16.42 5.59 ‐2.11 0.000.61 14.95 71.81 1.82

0.48 7.78

1.82 4.89 39.2719.66 53.54 39.25 78.82 88.79 122.75 75.59 84.36 4.96

16.08 27.08 36.96 58.03 81.13 67.02 38.20 6.50 4.5516.08 22.06 30.53 46.21 66.89 59.75 38.20 6.11 4.55

0.44 1.30

0.441.30

1.92 14.24 5.96 0.395.02 6.43 9.47

0.17 0.08 0.08 0.03 4.65 0.16 0.02 0.03 0.01

0.08 0.08 0.03 0.16 0.02 0.03 0.010.17 4.65 0.00

3.42 1.69 2.20 0.65 1.47 4.64 0.60 0.250.17

13.46 11.05 4.40 0.018.88 0.04

11.22 3.01 49.71 32.73 77.20 0.1419.66 53.54 39.25 78.82 88.79 122.75 75.59 84.36 4.96

41


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Butw

al

Srija

na

Om

CMB

WM

BFL

CMBF

CL

Crys

tal

Roya

l

Guh

eshw

ori

73.73 3.02 115.60 23.21 42.29 115.14 55.01 96.64 41.4571.56 3.02 115.60 23.09 37.04 112.04 40.36 86.62 41.4523.24 1.79 41.85 9.38 11.95 22.83 13.80 27.86 10.3148.31 1.23 73.75 13.71 25.09 57.40 26.56 58.76 31.14

0.57 0.71 0.00 0.69 0.01 1.33 9.76 1.282.00 2.09 0.00 0.03 2.32 3.59 3.59 0.11

24.34 53.27 11.55 17.95 28.31 5.20 33.38 13.7921.40 1.23 17.68 2.15 6.42 26.76 16.43 12.02 15.96

31.80

2.18 0.12 5.25 3.10 14.65 10.020.25

8.83 1.26 9.59 3.56 3.75 14.93 2.17 4.52 2.6211.97 1.53 11.99 4.60 5.12 13.75 1.90 11.47 1.78

3.59 6.15 0.94 686.92 1.24 0.063.47 6.15 0.94 686.92 1.24 0.063.47 6.14 0.94 ‐13.04 1.24 0.06

0.00 699.95

0.12

0.500.310.92

4.92 2.16 11.9398.13 10.99 146.71 32.31 51.65 830.74 60.32 112.64 57.83

74.94 8.97 131.10 19.78 28.55 68.95 45.80 77.14 54.7366.73 8.71 118.23 14.84 26.11 63.64 45.80 70.51 45.22

2.31 0.68 1.84 0.652.31 0.68 1.84 0.65

2.958.21 0.27 7.96 3.06 5.91

2.59 4.26 2.44 5.31 1.741.62 0.17 0.01 3.72 0.03 0.11 0.25 0.18

0.58 0.17 0.01 0.02 0.03 0.11 0.25 0.181.05 3.70

1.84 15.56 1.17 0.01 0.32 2.670.06 0.14 0.24 1.49 1.86 0.26

0.26 2.97

21.31 8.25 19.39 761.50 12.59 33.3998.13 10.99 146.71 32.31 51.65 830.74 60.32 112.64 57.83

42


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Pata

n

Few

a

Ever

est

Prud

entia

l

ICFC

IME

Saga

rmat

ha

Shik

har

Civi

l

12.56 98.39 12.98 56.69 150.01 164.84 59.84 33.04 22.3512.20 98.39 12.98 46.60 146.67 164.84 59.38 32.00 21.50

4.69 40.94 6.01 17.27 62.68 115.13 19.00 7.20 5.917.51 57.45 6.97 29.31 83.99 49.71 40.38 24.80 8.93

1.99 3.08 2.07 5.05 3.19 4.70 3.22 0.011.78 1.00 0.92 1.53 4.20 1.71

39.18 1.11 10.90 38.28 38.07 28.04 17.78 7.657.51 14.51 2.78 15.34 39.75 6.92 3.44 2.09 1.27

6.660.02

0.36 10.09 3.34 0.46 1.04 0.84

2.57 7.62 1.46 3.67 12.32 19.42 8.32 2.80 3.011.61 14.27 2.21 3.26 16.85 12.88 4.30 3.26 1.29

0.168.15 19.10 0.82 79.28 0.50 52.11 2.38 1.97 13.268.15 19.10 0.82 79.28 0.50 52.11 0.15 1.97 13.268.15 19.10 0.10 ‐4.42 4.66 1.97 4.27

0.73 79.28 0.19 47.45 0.15 7.404.73 1.60

2.22

0.09 3.71 0.080.27 11.13 0.23

0.62 25.9625.05 139.38 18.45 142.91 220.49 249.25 74.83 41.07 40.22

13.87 126.29 17.50 45.53 212.29 198.49 54.53 35.54 26.6810.54 115.65 13.96 43.81 180.72 165.35 50.02 32.45 20.36

0.44 0.45 0.63 1.92 0.33 0.04 0.340.45 0.63 1.92 0.33 0.04

0.44 0.34

24.3610.20 3.08 0.36 31.22 4.39

3.33 0.73 7.21 4.18 3.05 1.590.00 0.29 0.15 1.44 0.24 8.83 3.33 2.08 0.05

0.000.00 0.29 0.15 0.03 0.24 8.83 0.35 0.28 0.050.00 1.41 2.98 1.80

0.44 7.72 0.81 7.96 16.80 1.42

6.82 0.52 10.82

10.74 5.08 89.12 25.13 16.45 3.45 1.2625.05 139.38 18.45 142.91 220.49 249.25 74.83 41.07 40.22

43


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Prab

hu

Impe

rial

Kube

r

NEF

L

Valle

y

Seti

ham

a

relia

ble

Lord

Bu

ddha

204.11 41.22 56.74 24.73 42.16 2.49 15.52 79.57 13.62204.04 41.04 54.06 23.51 41.44 2.49 15.50 75.22 13.62125.55 12.86 13.03 12.82 6.76 1.71 4.11 41.88 6.50

78.50 28.17 41.03 10.67 34.69 0.77 7.67 33.35 7.122.85 2.26 0.02 1.35 0.26 1.288.14 0.40 0.12 3.75 0.00 0.08 4.04 0.49

59.64 11.20 41.03 7.25 8.05 0.47 3.33 25.49 4.647.87 14.32 3.27 22.89 0.30 2.92 3.56 0.70

0.02 3.72

0.07 0.18 2.68 1.23 0.72 0.02 4.35

24.93 3.05 5.95 3.77 4.58 2.05 2.54 7.73 2.0435.91 1.98 9.46 3.14 4.77 0.63 2.93 7.44 2.18

0.09 0.026.11 0.87 0.68 0.28 0.15 25.37 3.34 0.706.11 0.87 0.68 0.28 0.15 25.37 0.706.11 0.87 0.09 ‐1.13 0.70

0.68 0.28 0.06 29.52‐3.02

3.34

1.15 0.37 0.823.46 1.11 2.45

8.08 2.60 3.49 5.71283.85 46.25 73.01 36.41 51.81 8.80 46.37 98.08 27.52

220.58 31.85 43.72 33.97 46.03 8.18 20.80 82.46 27.50208.02 24.17 41.64 28.47 42.43 7.38 17.95 67.45 19.93

0.03 0.26 0.55 0.45 1.34 0.490.26 0.45 1.34

0.03 0.55 0.49

12.331.40 3.06 2.27 13.64

0.24 7.64 0.69 5.25 0.79 0.14 0.03 7.0828.43 0.03 2.55 0.65 0.34 0.10 0.04 1.72 0.01

28.43 0.03 2.55 0.65 0.34 0.10 0.04 1.64 0.010.09

13.48 0.9413.48 0.94

12.75 0.78 0.76 1.79 2.49 0.53 1.40 3.650.33 0.12 0.15

8.62 7.29 0.10 7.18

5.96 25.88 2.83 24.13 1.98283.85 46.25 73.01 36.41 51.81 8.80 46.37 98.08 27.52

44


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Swas

tik

Api

Nam

aste

Kask

i

Sury

adar

shan

Zeni

th

Uni

que

Man

jush

ree

Subh

alax

mi

14.08 31.72 2.54 51.35 26.95 37.20 19.85 31.86 23.8614.08 31.72 2.54 51.35 25.28 37.12 15.55 30.56 23.86

5.68 20.62 2.21 22.59 10.59 22.00 2.88 16.81 3.818.40 11.10 0.33 28.76 14.69 15.11 12.67 13.75 18.65

0.29 2.34 1.53 0.09 0.01 0.29 0.470.19 1.13 1.08 0.05 1.42 0.45

5.21 8.44 0.01 24.00 11.95 10.27 11.33 5.51 5.223.19 2.18 0.32 2.43 0.07 3.68 1.27 6.53 12.52

1.40

1.67 0.09 4.30 1.30

2.20 4.00 0.94 4.87 2.64 4.90 1.80 2.94 4.352.54 2.98 0.29 5.30 3.30 3.16 2.26 5.29 5.32

0.07 1.12 0.29 4.42 1.67 0.67 0.62 0.740.07 1.12 0.29 4.42 1.65 0.67 0.62 0.740.07 1.12 0.29 0.14 0.62

4.42 1.51 0.710.67 0.03

0.02

0.15 0.240.45 0.73

1.05 1.61 1.70 3.6518.89 41.48 5.67 68.62 32.88 46.93 28.23 40.71 34.28

17.15 39.59 4.95 65.21 31.21 41.37 27.21 30.39 29.7714.76 32.74 4.10 58.90 25.22 34.39 25.08 28.88 29.77

0.09 0.33 0.23 0.05 0.400.09 0.23 0.05 0.40

0.33

2.12 5.44 0.85 3.33 6.920.18 1.41 5.98 2.43 1.72 1.510.33 0.42 0.12 0.14 1.02 1.47 0.09

0.23 0.42 0.12 0.14 0.49 0.090.10 1.02 0.98

0.94 1.47 0.66 3.40 0.83 5.13 1.840.08

0.48 0.70 0.35 8.85 2.5818.89 41.48 5.72 68.62 32.88 46.93 28.23 40.71 34.28

45


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Jebi

ls

Relia

nce

Lotu

s

Baib

hav

Bhak

tapu

r

14.51 41.55 11.65 5.10 4.0414.51 39.98 11.65 5.10 4.04

3.08 20.14 5.85 4.03 1.867.35 19.85 5.80 1.06 0.610.29 2.62 0.100.35 2.48 0.02 0.062.87 3.13 4.60 0.64 0.183.85 11.62 1.09 0.43 0.374.08 1.57

1.57

3.80 3.12 1.92 2.11 1.143.96 2.77 2.00 1.19 1.48

1.74 0.05 0.38 0.141.74 0.05 0.38 0.141.70 0.05 0.10 0.140.04 0.19

0.09

0.64 0.18‐0.01 1.93 0.53

4.50 2.82 2.41 0.5923.98 54.56 18.77 10.81 8.09

16.18 52.11 16.90 9.78 7.6614.25 40.01 14.78 7.53 3.27

0.15 0.12 0.01 0.020.15 0.12 0.02

0.01

1.77 6.53 2.25 4.370.00 5.45 2.120.64 0.39 0.02 1.02 0.44

0.64 0.39 0.02 0.001.02 0.44

1.36 1.03 0.91

1.50 1.03 0.94

4.3023.98 54.56 18.77 10.81 8.09

46

Statement of Loans and Advancesas on Marg end 2068

Rs. in million

NBL

RBB

NA

BIL

NIB

L

SCBN

L

HBL

NSB

I

NBB

L

EBL

BOK

NCC NIC

LBL

MBL

Kum

ari

Laxm

i

1 Agricultural and Forest Related 291.50 589.46 294.14 354.73 355.08 722.57 441.35 45.98 1179.40 128.63 273.60 581.14 184.91 61.97 338.17 63.982 Fishery Related 46.98 6.123 Mining Related 44.94 689.09 20.57 44.50 24.79 1.89 300.00 48.49 794.574 Manufacturing (Producing) Related 4703.41 5456.80 12294.92 13606.71 3426.69 11711.77 4744.35 2319.39 5874.61 5325.54 2080.89 4731.46 699.32 3006.07 3115.92 4008.505 Construction 2638.88 3747.86 4943.09 1576.04 3849.61 1326.46 2792.93 2528.19 4435.22 1445.52 1023.90 1987.47 745.55 1105.37 2073.65 3226.636 Electricity,Gas and Water 269.57 301.24 121.48 222.97 22.44 660.26 138.93 6.30 412.99 807.54 288.05 141.85 182.89 843.56 6.89 274.607 Metal Products, Mach. & Ele. Eqp. 57.23 861.72 468.00 362.23 239.78 35.90 498.19 153.18 678.14 234.10 286.47 8.35 2.89 117.14 559.17 35.558 Tras., Com. and Public Utilities 945.51 1570.98 3873.18 978.25 13.49 1576.87 874.85 360.80 3086.79 161.69 614.95 286.88 213.95 559.75 778.64 854.419 Wholesaler & Retailer 5274.50 8763.51 9424.40 5894.31 2520.28 4653.59 7118.02 1999.54 10752.49 3887.87 1545.28 2556.22 1595.35 2441.82 2191.51 2666.30

10 Finance, Insurance and Real Estate 865.90 2046.33 3290.64 5682.18 1425.16 4958.45 566.74 635.75 3033.24 2223.78 1706.24 1784.68 323.07 1826.15 2445.36 3314.8411 Hotel or Restaurant 356.85 626.54 1018.21 2112.55 39.96 768.07 288.74 433.38 694.55 156.00 246.05 95.62 646.47 122.54 422.56 37.0312 Other Services 383.71 1448.63 2225.30 2438.07 145.84 2669.81 273.08 473.27 917.11 1119.24 230.50 268.62 252.62 572.04 827.85 512.0413 Consumption Loans 7925.43 6471.71 202.31 1402.91 3234.07 835.81 281.79 546.84 1845.16 1227.67 893.60 992.02 37.21 329.21 688.18 535.8514 Local Government 217.07 138.81 255.20 57.29 134.6315 Others 3413.81 2100.14 3060.71 6291.13 2975.29 4094.23 4254.99 1228.96 816.07 1035.81 428.98 1367.30 1609.10 2414.11 1803.47 424.73

TOTAL 27171.23 34938.06 41236.93 40966.57 18386.49 34268.98 22273.98 10762.49 33727.65 18053.39 9618.51 14801.62 6550.61 13448.21 16045.93 16089.10

Product wise credit1 Term Loan 6204.60 3515.32 6006.68 5819.99 1160.90 5147.69 1187.32 1526.39 4900.05 2518.14 859.76 815.10 764.57 2326.60 2452.63 2631.182 Overdraft 2901.60 4625.75 8983.88 9339.30 1898.64 5116.49 962.15 2823.45 2426.02 4187.46 3071.65 1009.48 710.82 2753.30 4570.06 2341.863 Trust Receipt Loan / Import Loan 961.50 626.13 4470.98 4583.14 1233.96 4157.24 1511.09 852.18 1747.77 1058.21 573.12 1217.44 107.94 1164.44 480.08 751.144 Demand & Other Working Capital Loan 4859.70 10839.06 5761.55 7648.48 3451.23 7902.48 9936.75 1506.97 12016.57 3608.67 1000.73 3800.99 1326.99 869.40 2844.48 4045.025 Res. Per. H. Loan (Up to Rs. 10 mil.) 1775.80 3112.77 2379.65 710.02 2924.36 1326.67 2073.93 484.17 3574.79 1237.49 563.47 938.98 119.62 530.42 1205.84 625.046 Real Estate Loan 98.50 1892.19 4948.76 8724.06 1656.03 3662.03 1691.00 934.85 2387.93 1664.68 1475.92 2278.07 1264.25 2732.73 2977.44 3204.287 Margin Nature Loan 784.20 499.02 59.53 878.92 2.10 0.14 77.65 128.66 116.47 256.50 69.46 31.88 298.26 206.558 Hire Purchase Loan 1799.00 1323.56 3720.80 1461.04 3418.42 1689.95 427.13 1193.67 4496.67 1308.58 797.83 1047.77 448.41 904.11 603.53 474.349 Deprived Sector Loan 414.50 1061.82 1044.49 979.52 564.20 861.45 713.18 320.13 904.87 686.34 311.95 471.90 156.85 475.13 498.43 466.06

10 Bills Purchased 17.60 75.02 35.51 168.47 1213.06 2466.86 23.77 68.57 43.70 1053.68 11.08 4.55 0.81 40.85 23.15 664.3311 Other Product 7354.23 7367.42 3884.62 1473.03 865.68 1059.21 3745.55 1051.97 1151.63 601.47 836.54 2960.85 1580.89 1619.35 92.03 679.30

27171.23 34938.06 41236.93 40966.57 18386.49 34268.98 22273.98 10762.49 33727.65 18053.39 9618.51 14801.62 6550.61 13448.21 16045.93 16089.10

Security wise credit1 Gold and Silver 6033.58 6213.41 35.45 1010.75 118.36 401.98 13.53 8.43 1.00 18.092 Government Securities 648.89 517.52 72.77 1.66 1230.47 4.31 1.80 59.67 19.77 3.60 57.29 0.903 Non Governmental Securities 11.45 156.72 86.47 878.92 2.10 926.75 2.20 216.47 281.30 38.96 37.53 161.094 Fixed Deposit Receipts 161.86 319.70 529.68 188.29 419.75 328.68 907.61 255.21 858.73 834.42 196.56 175.32 41.59 211.79 120.51 91.94

4.1 Own 156.97 218.39 479.12 188.29 137.19 328.32 907.61 255.21 858.24 829.83 196.56 175.32 41.59 150.20 120.51 91.944.2 Other Licences Institutions 4.89 101.31 50.56 282.56 0.36 0.00 0.49 4.59 61.58

5 Collateral of Properties 16693.42 26746.84 30825.15 35302.80 13783.94 29637.97 19535.03 9170.12 30122.75 15519.16 8080.52 13756.32 5728.73 12675.32 15361.59 15190.415.1 Fixed Assets 13871.23 26619.46 23704.72 30230.57 12084.17 28039.54 16430.64 8622.23 12130.57 12899.39 6433.92 9065.24 5603.57 9612.03 14364.04 11261.905.2 Current Assets 2822.19 127.38 7120.43 5072.23 1699.78 1598.43 3104.39 547.89 17992.18 2619.77 1646.60 4691.08 125.16 3063.29 997.55 3928.51

6 Against security of Bill 360.06 193.02 3994.85 208.86 2466.86 303.20 134.67 121.79 1091.09 6.83 2.62 271.41 56.77 6.926.1 Domestic Bills 24.46 46.91 58.66 154.13 40.76 14.41 54.94 10.356.2 Foreign Bills 360.06 168.56 3947.94 208.86 2408.20 149.06 93.91 107.38 1091.09 6.83 2.62 271.41 1.83 ‐3.43

7 Against Guarantee 692.34 266.66 46.07 534.74 281.89 878.79 692.20 987.37 882.49 572.28 362.31 461.73 116.91 413.49 237.99 153.567.1 Government Guarantee 406.90 10.80 368.27 138.81 156.12 91.30 217.83 2.17 71.84 139.16 129.84 0.77 134.637.2 Institutional Guarantee 257.37 241.23 150.58 143.08 438.08 348.88 594.67 96.94 233.40 322.58 83.49 250.62 237.237.3 Personal Guarantee 27.00 12.51 ‐4.89 15.19 0.00 547.19 36.68 56.78 0.02 33.03 18.927.4 Collective Guarantee 1.07 2.02 0.24 0.00 3.737.5 Int. Rtd. Foreign Bank's Guarantee ‐0.01 17.34 98.00 0.297.6 Other Guarantee 0.10 50.73 0.70 861.45 33.32 469.44 33.40

8 Credit Card 128.72 37.72 106.31 73.46 14.47 11.079 Others 2569.62 524.19 5604.26 3595.28 2564.13 832.03 96.78 755.46 353.83 107.20 295.72 44.90 156.83 623.13

Total 27171.23 34938.06 41236.93 40966.57 18386.49 34268.98 22273.98 10762.49 33727.65 18053.39 9618.51 14801.62 6550.61 13448.21 16045.93 16089.10


Sector wise credit

49


Rs. in million

1 Agricultural and Forest Related 2 Fishery Related 3 Mining Related 4 Manufacturing (Producing) Related 5 Construction 6 Electricity,Gas and Water 7 Metal Products, Mach. & Ele. Eqp. 8 Tras., Com. and Public Utilities 9 Wholesaler & Retailer

10 Finance, Insurance and Real Estate 11 Hotel or Restaurant 12 Other Services 13 Consumption Loans 14 Local Government 15 Others

TOTAL

Product wise credit1 Term Loan2 Overdraft3 Trust Receipt Loan / Import Loan4 Demand & Other Working Capital Loan5 Res. Per. H. Loan (Up to Rs. 10 mil.)6 Real Estate Loan7 Margin Nature Loan8 Hire Purchase Loan9 Deprived Sector Loan

10 Bills Purchased11 Other Product

Security wise credit1 Gold and Silver 2 Government Securities 3 Non Governmental Securities 4 Fixed Deposit Receipts

4.1 Own 4.2 Other Licences Institutions

5 Collateral of Properties 5.1 Fixed Assets 5.2 Current Assets

6 Against security of Bill 6.1 Domestic Bills 6.2 Foreign Bills

7 Against Guarantee 7.1 Government Guarantee 7.2 Institutional Guarantee 7.3 Personal Guarantee 7.4 Collective Guarantee 7.5 Int. Rtd. Foreign Bank's Guarantee 7.6 Other Guarantee

8 Credit Card 9 Others

Total


Sector wise credit SBL

AD

BNL

Glo

bal

Citi

zens

Prim

e

BOA

Sunr

ise

DCB

L

NM

B

Kist

Jana

ta

Meg

a

CTBN

L

Civi

l Ban

k

Cent

ury

NID

C

239.72 8308.30 42.68 72.73 260.73 79.04 23.17 166.94 150.98 281.28 53.17 7.26 256.87 12.05 54.00 19.631674.42 0.50 0.29

75.97 0.10 2.51 19.07 501.62 142.71 159.68 73.10 9.98 169.88 29.613385.52 5026.59 3447.93 2908.15 4042.88 1863.48 3477.65 2191.20 3286.96 1034.44 2273.93 2159.18 816.48 1529.02 354.86 695.272305.54 2435.85 1053.54 749.64 1220.06 1991.76 539.21 726.99 1331.71 1962.79 142.39 487.69 230.44 325.03 342.01

418.56 4.47 18.42 867.77 739.65 465.89 128.41 2.81 147.81 274.08 37.18 270.64 27.40 29.6574.73 148.75 156.53 76.90 40.02 592.52 85.08 91.17 403.03 73.95 247.65 564.35 289.45 213.45 1.43 4.01

926.40 194.62 113.44 198.84 267.33 1813.61 486.25 1019.57 788.55 844.47 142.30 1123.51 464.38 68.29 20.382707.92 11022.63 2867.09 1270.89 2453.28 2033.03 2251.76 1316.11 1808.67 2253.09 661.52 1180.02 656.74 1153.57 343.33 67.453063.50 571.50 909.56 2590.96 2907.18 1444.51 3609.26 2551.89 1611.33 2829.46 392.34 356.97 118.39 631.48 91.11 114.69

265.59 984.28 524.30 141.10 136.72 155.15 299.12 347.88 106.28 1005.58 259.78 357.17 109.30 282.74 7.71 401.281045.23 2467.81 307.37 675.95 544.72 394.95 721.92 543.34 751.92 1194.16 254.25 349.85 137.57 350.21 90.49 46.75

113.19 412.37 341.45 858.70 442.37 250.14 949.21 68.41 764.32 202.56 345.33 406.15 47.53 49.72 143.83 3.19135.05 77.19

3827.98 7565.11 4000.99 2077.18 5003.90 516.02 810.10 878.43 469.21 1427.75 271.97 213.76 387.20 23.76 90.59 19.3318584.89 40816.78 13786.31 12507.87 18560.45 11820.00 13540.82 9977.85 11620.77 13383.91 5054.61 7412.98 3814.59 4666.72 1539.74 1401.26

3290.91 17902.81 948.33 2720.03 2440.05 1473.73 1848.59 1449.11 1403.02 2689.10 781.27 603.74 470.86 285.60 222.16 914.814393.15 4745.36 3471.66 2380.56 4932.53 2385.89 2185.98 921.64 641.28 3695.66 1126.20 429.99 920.68 1281.86 553.75 61.87

765.93 922.08 470.90 679.72 220.62 1241.46 755.62 456.54 115.87 611.81 775.06 254.19 526.88 138.752672.38 13293.84 3726.23 1516.80 444.32 1877.15 3021.39 2956.00 2455.16 1477.09 1557.68 3578.20 1421.38 1580.30 191.75 257.11

766.26 1656.57 336.53 366.00 604.32 617.58 396.40 93.29 690.46 448.89 79.63 73.03 39.98 48.01 168.37 6.274315.05 632.62 2515.66 2547.55 3985.89 2408.60 2870.58 2506.24 1551.49 2683.06 253.84 188.41 159.74 372.97 142.68 111.49

498.64 328.30 69.94 723.00 113.58 114.15 260.66 310.79 423.18 85.15 207.23 59.04935.82 87.08 930.03 948.98 586.84 1571.54 816.47 189.49 1170.30 1019.76 220.27 868.22 151.10 100.70 61.81 22.57515.69 2380.27 349.18 335.62 610.05 390.91 384.53 285.83 342.40 417.71 88.26 128.86 80.29 10.00254.08 11.06 70.04 31.69 10.40 2.46 21.96 610.45 5.85 4.50 105.00 1.20176.97 118.23 247.25 1081.46 3522.04 749.99 658.80 538.01 1988.87 407.75 245.99 767.47 4.14 469.20 1.43 17.14

18584.89 40816.78 13786.31 12507.87 18560.45 11820.00 13540.82 9977.85 11620.77 13383.91 5054.61 7412.98 3814.59 4666.72 1539.74 1401.26

390.30 2673.42 439.44 136.33 17.310.04

15.30 90.54 65.22 747.03 113.58 350.64 434.92 100.15 37.18 30.00 15.92 59.04264.28 333.39 1.64 151.97 130.11 138.36 95.76 24.48 78.44 185.40 2.35 51.84 2.13 31.46 22.98260.01 333.39 1.67 142.11 130.11 133.87 95.76 24.48 78.44 185.40 2.35 50.06 2.13 31.46

4.27 ‐0.02 9.86 4.49 1.78 22.9816769.01 40483.38 3142.51 10394.32 14021.39 11481.97 12160.31 9215.73 10441.52 12039.04 4613.31 7098.13 3417.47 4592.21 1457.7211983.29 40483.38 2213.66 7630.35 13636.99 8557.64 9274.07 7221.01 7585.40 12007.49 2874.69 3988.83 1071.01 3064.43 685.27

4785.72 928.85 2763.97 384.39 2924.33 2886.23 1994.73 2856.12 31.55 1738.62 3109.30 2346.46 1527.79 772.452.87 17.50 242.38 8.90 53.51 41.66 6.25 93.38 23.91 105.00 9.81

17.50 21.23 8.90 0.05 15.28 1.202.87 221.15 53.51 41.66 6.20 78.10 23.91 105.00 8.61

523.12 74.49 7.19 563.01 77.19 348.58 102.68 577.81 619.16 10.10 50.28135.05 7.19 117.80 77.19 52.81 34.91388.07 444.62 348.58 102.65 481.40 260.48 50.28

38.55 0.59 0.03 40.59 318.434.90 3.00 5.35 10.10

31.0422.31

1010.32 10437.32 1256.49 425.49 496.72 581.45 130.67 99.14 109.08 191.82 209.72 0.00 1401.2618584.89 40816.78 13786.31 12507.87 18560.45 11820.00 13540.82 9977.85 11620.77 13383.91 5054.61 7412.98 3814.59 4666.72 1539.74 1401.26

50


Rs. in million



TOTAL









Total


Sector wise credit

Udd

hyam

Mal

ika

SDBL

UD

BL

MD

BL

Nar

ayan

i

PDBL

Saha

yogi

Pash

upat

i

Karn

ali

Triv

eni

Ann

apur

na

Bhri

kuti

Suve

kchh

a

Bage

shw

ori

Sani

ma

Gau

rish

ank

ar

17.58 16.34 184.76 24.09 26.92 9.67 260.52 21.99 48.36 86.58 278.65 56.44 67.30 27.56 17.59 2.38 22.694.16 2.15 2.07 0.10 1.13 0.08

20.08 13.34 10.63 1.00 6.97 3.7015.37 190.66 278.61 0.30 173.33 22.11 113.40 18.95 178.68 47.95 112.29 27.55 244.52 5.35 66.99 919.32 30.1523.78 35.50 337.37 4.09 716.54 68.92 180.43 118.01 49.30 42.25 165.98 56.71 72.47 134.76 1240.11 85.64

1.20 14.70 9.00 1.72 2.52 352.93175.06 16.14 0.01 19.44 1.59 14.33 25.74 2.61

19.04 89.19 314.14 1.66 49.60 182.14 8.72 41.88 48.85 194.25 71.56 270.53 158.98 111.70 731.48 57.4236.57 435.61 489.11 19.74 533.32 215.27 232.47 222.16 147.80 169.04 142.07 249.12 826.44 443.58 424.71 861.24 38.9214.47 15.00 522.34 308.64 119.30 131.68 173.60 15.51 208.79 699.33 38.4413.82 15.10 284.78 158.98 18.66 37.69 1.44 18.42 227.46 0.11 72.60 83.05 6.49

8.62 33.57 247.29 59.05 27.49 51.81 30.80 114.65 53.55 16.33 276.32 13.46 74.41 481.30 21.481.93 29.51 369.97 314.46 76.81 35.91 17.84 26.90 14.02 20.57 16.78 24.32 52.40 11.97 465.39 16.08

1.50 0.2319.84 253.39 124.90 18.92 97.27 153.16 212.03 270.71 141.51 517.12 308.87 220.89 30.97 61.55 549.23 284.61

171.01 1119.23 3365.28 68.80 2410.85 733.49 1433.70 730.30 844.30 523.34 1548.49 1242.43 1930.32 806.00 997.56 6411.49 608.32

10.45 53.67 752.78 196.05 30.45 169.21 65.06 216.99 93.95 87.95 91.73 186.21 1138.80 190.4964.43 240.32 142.94 416.10 197.48 9.96 396.18 1128.36 267.81 515.36 1141.10 203.69

1.75 778.53 842.63 938.98 215.27 230.36 288.75 48.02 898.06 732.00 1.2018.33 35.50 4.09 77.46 62.45 39.19 95.98 44.08 103.43 43.20 182.86 67.23 129.24 326.81 53.6914.47 789.38 573.72 119.30 237.96 21.29 156.63 42.25 156.60 209.28 149.68 77.65 1551.44 37.25

2.44 106.02 286.10 65.58 0.89 0.20 48.70 92.6815.71 104.99 362.20 1.66 32.23 49.60 139.15 8.55 59.32 48.85 199.62 26.10 277.96 191.57 111.68 808.06 53.14

6.63 28.33 103.81 2.01 64.60 20.10 62.17 24.52 22.54 69.93 36.08 69.30 30.97 33.27 197.57 45.7210.22 31.94 2.93

39.25 115.78 408.46 61.04 1.38 17.59 369.04 349.60 0.85 182.75 480.76 26.78 34.21 30.34 21.80 423.02 23.14171.01 1119.23 3365.28 68.80 2410.85 733.49 1433.70 730.30 844.30 523.34 1548.49 1242.43 1930.32 806.00 997.56 6411.49 608.32

16.00106.02 279.25 65.58 0.89

0.84 13.72 74.63 3.97 11.23 20.10 17.84 0.85 14.02 68.85 12.80 16.89 19.81 11.94 134.74 6.990.84 13.72 74.63 3.97 11.23 20.10 17.84 0.85 14.02 68.85 12.80 16.89 19.81 11.94 134.74 6.99

169.77 1088.03 3138.19 40.52 2057.38 643.74 1395.98 710.46 813.42 509.32 1170.65 1196.73 1913.43 786.19 985.62 5994.39 595.10169.77 1088.03 3138.19 40.52 2057.38 643.74 1395.73 710.46 813.42 509.32 851.69 1196.73 1913.43 786.19 985.62 5994.39 595.10

0.25 318.9610.2210.22

0.40 1.20 30.44 28.28 34.60 2.72 16.73 29.83 3.70 6.22 5.500.40 2.72 0.04 1.50 3.70

30.43 34.60 20.000.01 28.28 15.82 8.33 6.22 0.01

1.20 0.86 5.49

16.29 35.66 2.01 0.20 308.99 29.19 276.13 0.73171.01 1119.23 3365.28 68.80 2410.85 733.49 1433.70 730.30 844.30 523.34 1548.49 1242.43 1930.32 806.00 997.56 6411.49 608.32

51


Rs. in million



TOTAL









Total


Sector wise credit

Gur

kha

Gan

daki

Infr

astr

uctu

re

Busi

ness

Bira

tlax

mi

Exce

l

WD

BL

H &

B

Ara

niko

ND

EP

CED

BL

Mit

eri

Tina

u

Risi

ng

Muk

tina

th

Sew

a

Kank

ai

11.50 37.18 27.30 0.93 111.01 90.79 1.75 40.38 23.51 123.75 103.19 17.09 33.76 46.04 14.70 186.38 8.252.08 0.71 0.10 0.80

33.81 5.00 0.34 4.17 28.0632.85 50.25 140.59 35.29 121.84 58.50 13.57 234.43 10.15 130.49 422.85 9.60 24.60 66.43 60.34 20.8362.97 134.58 226.12 280.76 101.92 2.30 18.19 1215.79 71.48 589.71 295.94 48.96 12.62 152.62 504.31 96.09 30.24

18.88 1.28 386.3912.84 0.13 74.41 4.78 40.20 6.36 11.96 344.34 0.25 2.49 15.57

114.34 125.41 61.29 475.37 40.67 71.77 432.94 59.48 157.33 446.64 33.21 70.85 416.47 183.67 6.12340.64 318.03 570.14 177.97 518.33 431.35 111.45 1102.41 54.09 354.22 587.08 90.34 245.02 56.13 240.75 442.04 107.58

1318.48 49.64 185.87 115.69 466.30 16.46 426.46 686.64 32.99 54.94 5.00 39.9035.00 51.56 28.85 30.06 45.97 16.72 122.64 7.69 118.34 78.87 8.60 13.31 0.7074.74 44.02 57.68 18.04 49.67 71.85 33.00 407.49 3.97 542.05 31.67 16.73 93.52 6.39 122.18

246.41 44.85 34.23 39.45 95.14 117.39 12.70 218.36 11.51 496.39 74.20 105.88 8.89 24.20 16.23 27.09 5.461.50 1.37

894.66 394.79 530.24 181.83 499.68 159.29 120.03 947.82 102.02 602.19 426.89 113.72 79.47 344.21 637.62 14.81 100.853165.41 1270.22 1676.57 1500.33 1497.60 1138.58 399.19 5252.51 368.12 3552.89 3884.72 479.68 626.17 701.02 1830.09 1230.81 280.03

45.04 40.37 133.73 173.59 355.89 33.62 126.83 264.76 66.35 434.52 695.26 16.15 31.67 47.40 202.77 77.26596.61 515.49 992.06 195.44 581.58 260.98 147.83 926.73 140.32 1184.53 1104.06 93.08 345.00 136.51 193.34 362.53 139.92

525.32 13.02 201.79 535.60 11.22 1066.96 10.83 476.30 3.20 190.8962.85 107.34 59.32 277.77 101.93 43.25 18.19 520.96 44.50 181.14 221.03 35.99 152.62 478.69 135.21 31.10

1359.30 105.94 265.96 137.07 18.28 68.62 693.59 11.53 633.18 720.60 32.99 59.31 5.00 25.62 50.91 11.69232.59 55.70 1.03 72.56 0.78 297.18 167.62 0.68 0.70

73.51 139.94 61.29 502.11 35.94 35.68 71.77 583.92 63.33 174.88 383.15 43.23 82.52 49.43 416.47 179.32 11.4317.40 34.33 40.47 48.47 31.99 35.41 9.39 111.69 20.01 126.51 106.02 16.84 19.68 27.91 504.41 29.61 7.44

5.70252.79 313.79 68.05 165.87 170.21 124.40 13.97 1005.64 10.46 520.95 10.68 238.19 87.32 329.55 164.14 78.87 1.20

3165.41 1270.22 1676.57 1500.33 1497.60 1138.58 399.19 5252.51 368.12 3552.89 3884.72 479.68 626.17 701.02 1830.09 1230.81 280.03

13.01 76.35 1.26 126.27 87.12 8.54 0.13

232.59 1.03 1.73 283.90 169.6213.82 17.29 34.23 12.71 59.20 15.92 12.69 111.82 4.77 56.39 27.48 6.37 5.90 15.66 16.23 13.94 0.0213.82 17.29 34.23 12.71 59.20 15.92 12.69 109.86 4.77 56.39 27.48 6.37 5.90 15.66 16.23 13.94 0.02

1.962905.42 1239.92 1586.52 1487.62 1406.41 1041.29 386.49 4822.91 362.11 2921.56 3412.20 386.19 609.07 676.82 1309.44 1214.10 279.882905.42 1239.92 1586.52 1487.62 1406.41 1041.29 386.49 4797.87 362.11 2919.28 3295.03 386.19 609.07 676.82 1309.44 1214.10 279.88

25.03 2.27 117.165.705.70

0.13 12.08 0.08 7.09 64.09 11.20 504.41 2.7715.88 1.37

0.13 9.25 1.23 48.21 10.89 0.302.83 0.08 5.86 0.31 504.41

1.09

13.58 55.70 31.99 3.99 297.01 1.15 157.67 211.343165.41 1270.22 1676.57 1500.33 1497.60 1138.58 399.19 5252.51 368.12 3552.89 3884.72 479.68 626.17 701.02 1830.09 1230.81 280.03

52


Rs. in million



TOTAL









Total


Sector wise credit

Publ

ic

Mah

akal

i

Ace

Bhar

gav

Shan

grila

Resu

nga

Rara

diya

lo

Coun

try

Alp

ine

Nilg

iri

Kast

ham

anda

p

Gar

ima

City

Bish

ow

Prof

essi

ona

l

Kabe

li

27.17 7.79 76.68 2.62 3.55 1.11 5.48 29.61 33.79 44.09 4.06 53.09 22.61 36.38 23.66 5.212.51 7.22

1.0063.19 5.85 576.48 73.85 18.88 76.79 6.27 277.07 25.94 43.60 18.47 0.18

106.92 20.45 636.01 26.79 154.00 211.63 18.73 13.36 47.03 222.79 129.82 382.66 177.38 7.76 14.19173.30 0.91 0.97 80.72

17.29 69.35 14.74 3.88 10.46 28.33 2.07 55.48 0.0771.21 14.94 326.74 13.52 230.85 202.44 39.03 0.23 43.73 25.25 202.29 278.14 391.69 15.52 9.5673.57 44.06 627.68 73.46 373.04 111.50 141.97 116.39 246.22 92.00 80.50 426.71 151.95 194.24 45.00 25.0975.12 688.52 111.66 43.21 58.89 78.00 3.15 574.73 103.72 39.00

9.01 2.50 91.63 7.36 67.87 7.43 7.45 23.90 0.90 200.65 16.06 113.10 5.5316.71 167.06 5.21 108.05 6.63 14.08 11.67 144.57 28.89 130.74 897.66 2.48 4.3330.06 21.44 104.18 1.49 111.12 2.26 19.46 8.98 118.73 6.67 53.09 3.33 55.07 137.72 411.86 8.16 90.98

15.16 2.04 1.97 3.58 0.035.01 56.20 674.79 23.56 503.62 11.16 85.12 42.44 392.79 164.61 145.77 235.23 542.14 49.14 64.57 44.58 18.09

497.76 173.24 4234.80 154.01 1753.29 540.10 284.81 341.33 1020.50 438.24 311.82 2453.10 1356.44 1573.75 1551.47 165.62 173.23

20.21 649.06 52.24 212.51 177.87 20.85 39.41 23.99 291.63 250.21 345.56 328.98 7.27195.67 37.46 1487.01 52.92 252.00 147.67 250.97 382.34 59.75 94.02 1096.76 388.67 239.03 465.01

1.46 123.071.70 49.91 107.71 529.53 85.38 10.50 265.03 80.50 124.97 18.51 55.15 48.67

95.15 20.45 316.44 26.79 137.67 12.71 9.21 44.93 53.65 24.00 183.37 147.79 315.04 144.53 7.76 9.6259.61 971.02 138.80 16.62 23.16 45.56 24.35 3.15 513.58 121.71 40.32 121.21

4.83 130.12 1.98 8.56 0.60 9.75 21.6381.49 34.65 314.28 13.52 350.44 202.35 16.37 27.46 101.93 88.05 25.25 144.54 271.00 451.87 217.30 19.90 10.2113.97 4.59 94.61 4.11 65.84 17.93 11.50 9.22 28.74 17.47 7.00 76.31 101.03 52.17 64.57 4.12 4.64

1.5025.13 26.18 164.54 4.42 63.06 2.26 11.19 2.24 131.12 154.95 53.92 10.71 57.53 108.12 209.87 78.69 92.82

497.76 173.24 4234.80 154.01 1753.29 540.10 284.81 341.33 1020.50 438.24 311.82 2453.10 1356.44 1573.75 1551.47 165.62 173.23

7.68 46.19 41.38 56.79 166.72 88.980.07

135.87 1.98 21.6310.83 1.74 66.26 1.49 29.77 2.26 3.09 8.52 24.44 6.44 6.90 25.50 13.61 23.46 27.83 2.85 0.5510.83 1.74 66.26 1.49 29.77 2.26 3.09 8.52 24.44 6.44 6.90 25.50 13.61 23.46 27.83 2.85 0.55

482.39 171.50 3938.86 152.52 1656.58 537.84 281.72 330.76 984.21 414.33 258.73 2313.86 1200.41 1419.67 1292.34 162.77 83.69482.39 171.50 3938.86 152.52 1656.58 537.84 281.72 330.76 984.21 414.33 258.73 2313.86 1200.41 1419.67 1292.34 162.77 83.69

1.501.50

93.75 57.28 2.04 11.86 17.47 102.49 101.03 52.20 64.5715.16 2.04 11.86 0.03 4.07 2.6978.09 78.81 61.89

0.50 23.69 33.254.02 17.47 101.00 14.88

53.26

4.54 9.75497.76 173.24 4234.80 154.01 1753.29 540.10 284.81 341.33 1020.50 438.24 311.82 2453.10 1356.44 1573.75 1551.47 165.62 173.23

53


Rs. in million



TOTAL









Total


Sector wise credit

Kam

ana

Corp

orat

e

Path

ibha

ra

Purn

ima

Jyot

i

Bagm

ati

Ham

ro

Kakr

e

Shin

e

Paci

fic

Civi

c

IDBL

Gul

mi

Kanc

han

Mat

ribh

umi

Brig

ht

Inno

vati

ve

36.13 84.44 6.24 16.42 47.87 9.70 6.20 12.22 28.80 31.30 12.98 15.80 3.32 4.30 7.08 16.76 11.972.29 0.27 3.89

36.00 44.7435.63 188.12 15.24 45.35 264.85 7.83 4.12 76.77 2.25 238.44 5.36 26.46 3.81 42.67 54.79

221.62 90.43 77.32 11.76 433.47 24.90 7.68 8.76 106.66 50.76 10.02 159.55 5.59 42.36 18.21 23.51 39.19141.31 3.40 0.46 2.30

12.85 9.50 53.03 1.87 1.22 11.33186.69 89.28 0.31 66.56 397.12 4.14 114.83 25.17 25.89 32.70 6.35 27.66 68.56129.64 152.89 246.66 133.39 182.46 27.61 86.50 35.89 345.89 73.65 17.81 657.85 46.90 105.30 25.08 115.45 54.87

71.68 146.25 1.95 31.68 161.10 23.71 114.08 0.78 476.48 52.72 7.10 12.00 7.5851.13 13.68 0.83 58.25 2.64 9.01 2.02 1.00 9.11 1.48 2.05 2.00 7.20 3.6068.10 1.08 6.79 9.06 113.04 3.10 53.17 21.38 383.45 11.56 1.58 7.80 7.7085.38 31.38 78.55 7.99 45.39 2.79 25.61 0.58 100.52 12.76 9.64 165.32 16.00 2.08 3.32 17.32 17.19

4.6091.99 100.77 157.20 123.73 606.25 19.27 34.70 69.03 263.17 56.75 13.38 786.91 36.00 102.46 28.84 57.93 25.35

993.14 907.81 591.07 445.93 2544.75 92.10 188.55 136.34 1213.17 278.70 64.82 2937.66 145.17 381.99 103.84 328.29 308.33

185.06 32.81 351.61 4.14 43.48 67.80 3.93 56.36 3.80 19.37 44.84 12.25 46.64293.10 277.39 219.69 61.84 512.22 29.01 182.00 0.30 298.24 84.29 25.26 184.99 61.68

69.03 1.48165.13 64.80 111.25 435.97 61.56 59.49 454.28 80.21 31.75 234.24 54.30 43.53 46.82 43.65

159.21 53.06 77.32 9.52 253.36 24.20 4.18 73.47 50.76 8.32 31.72 0.75 42.36 11.19 13.17 21.9339.52 115.95 1.96 31.68 246.62 23.71 8.76 147.27 535.09 4.84 47.89 7.10 12.00 14.41

1.45 10.18 112.35 8.89 174.55 3.98 10.60217.21 100.87 48.53 71.62 335.34 2.20 23.88 1.79 191.57 37.33 9.55 201.56 40.59 32.70 7.81 42.76 83.34

28.51 23.62 12.30 22.61 96.56 3.55 5.99 8.75 23.17 6.95 3.09 53.08 8.57 12.08 1.89 8.43 13.933.35

69.08 125.46 166.48 137.41 200.72 0.59 38.15 4.53 64.71 99.53 11.82 1352.81 26.86 89.18 5.75 7.87 22.75993.14 907.81 591.07 445.93 2544.75 92.10 188.55 136.34 1213.17 278.70 64.82 2937.66 145.17 381.99 103.84 328.29 308.33

42.94 25.72 145.34

112.35 174.5516.55 16.22 4.61 2.93 10.01 0.59 1.73 0.58 14.89 0.60 0.10 19.97 2.08 0.94 2.22 0.9916.55 16.22 4.61 2.93 10.01 0.59 1.73 0.58 14.89 0.60 0.10 19.97 2.08 0.94 2.22 0.99

921.00 870.52 560.20 443.01 2372.09 91.51 186.82 135.76 1166.22 278.10 64.73 2541.36 115.41 369.31 101.51 326.07 307.33921.00 870.52 560.20 443.01 2345.99 91.51 186.82 135.76 1166.22 278.10 64.73 2541.36 115.41 369.31 101.51 326.07 307.33

26.103.353.35

6.20 0.10 35.58 23.17 56.43 29.76 1.394.608.90 13.70

6.20 0.10 21.90 54.29 26.160.18 9.47 2.14 3.60 1.39

6.45 17.62 0.53 14.73 8.89 10.60993.14 907.81 591.07 445.93 2544.75 92.10 188.55 136.34 1213.17 278.70 64.82 2937.66 145.17 381.99 103.84 328.29 308.33

54


Rs. in million



TOTAL









Total


Sector wise credit

Jhim

ruk

Met

ro

Vibo

r

Gau

muk

hi

Rapt

iver

i

Cons

umer

Khad

bari

Tour

ism

Mis

sion

Sury

a

Mt.

Mak

alu

Sind

hu

Saha

ra

Soci

al

NCD

BL

Cosm

os

Man

aslu

1.15 3.44 8.16 18.59 11.98 0.38 15.75 35.74 1.30 1.43 1.55 2.22 6.49 2.910.09

6.99 7.404.80 105.54 1.15 13.91 21.34 11.27 200.70 36.40 0.20 0.14 10.34 0.90 16.97 22.74 0.40 0.416.14 82.66 256.27 10.02 11.34 40.04 5.90 186.51 52.50 3.47 0.65 19.85 0.93 35.38 21.68 1.07 19.98

18.25 0.60 40.9616.65 226.27 1.40 11.67 2.34 20.07 2.19 2.91 1.00 20.00 3.78

17.84 118.20 234.80 11.32 92.56 0.85 81.59 39.91 7.84 0.93 95.06 4.72 7.34 20.6236.14 152.28 239.64 26.11 60.60 36.26 24.37 296.17 103.41 17.56 1.03 82.78 40.10 76.85 61.89 10.87 26.63

42.79 486.12 22.90 7.50 16.99 10.20 9.20 22.002.50 54.94 3.52 8.00 1.39 147.65 5.44 1.05 0.55 4.80 0.61 178.90 17.91 0.090.29 2.53 32.30 1.76 8.18 20.55 3.64 51.45 15.34 0.20 0.15 1.15 1.78 5.99 6.40 13.05 5.24

29.93 36.49 274.66 7.48 4.81 42.40 6.02 66.65 0.64 4.64 8.24 13.09 80.51 7.00 6.62 48.59

25.39 20.61 144.11 1.02 3.50 81.59 5.95 193.51 29.90 9.75 25.15 27.19 10.93 111.07 38.32 2.13 15.45124.26 475.66 2088.04 78.85 152.39 350.63 62.34 1317.98 339.07 48.90 38.27 265.02 58.45 547.67 190.93 41.48 139.92

17.73 24.42 258.31 21.63 85.11 30.57 42.32 136.51 5.43 53.58 0.48 133.98 2.93 20.22 6.8617.83 128.54 483.20 11.49 14.18 89.32 28.26 701.91 111.77 26.40 0.60 72.77 250.81 67.20 0.90 9.70

25.16 0.26 255.76 24.45 15.86 122.44 1.20 25.18 54.20 4.59 15.376.14 72.24 9.11 22.73 112.42 43.16 3.47 0.65 5.38 16.54 1.07 19.98

42.80 488.29 7.36 22.90 5.90 118.15 6.21 29.05 51.365.95 34.29 7.51 80.15

18.28 145.38 287.51 13.74 3.06 102.23 0.83 176.38 17.31 10.84 0.93 95.06 8.55 17.98 13.97 21.862.34 11.62 57.60 1.74 11.20 0.95 25.32 10.94 1.14 0.92 0.31 1.49 17.08 3.01 1.23 2.02

36.79 50.41 242.32 24.63 25.41 35.84 10.55 11.53 11.95 1.63 9.99 14.24 2.29 0.36 78.67 4.09 64.13124.26 475.66 2088.04 78.85 152.39 350.63 62.34 1317.98 339.07 48.90 38.27 265.02 58.45 547.67 190.93 41.48 139.92

26.27 2.75 7.03 4.96 31.58 11.35 47.165.105.95 0.31 22.73 7.51 80.15

0.72 9.60 242.32 0.09 0.74 5.71 0.27 3.99 2.39 1.63 0.66 1.74 0.36 1.26 0.190.72 9.60 242.32 0.09 0.74 5.71 0.27 3.99 2.39 1.63 0.66 1.74 0.36 1.26 0.19

97.27 465.62 1707.75 75.70 149.91 307.66 51.80 1282.19 330.27 47.27 5.85 251.93 58.45 453.16 186.65 41.48 92.5797.27 465.62 1707.75 75.70 149.91 307.66 51.80 1281.69 330.27 47.27 5.85 251.93 58.45 453.16 186.65 41.48 92.57

0.50

0.44 52.50 1.74 7.50 24.29 6.41 0.18 14.00

52.50 7.50 15.00 0.50 14.000.29 6.41

1.74 2.88

0.15 5.91 0.18

74.42 5.32 3.01124.26 475.66 2088.04 78.85 152.39 350.63 62.34 1317.98 339.07 48.90 38.27 265.02 58.45 547.67 190.93 41.48 139.92

55


Rs. in million



TOTAL









Total


Sector wise credit

Sam

abri

ddhi

Ekat

a

Kalin

chow

k

Nep

al

Aaw

as

Nep

al

Fina

nce

NID

C Ca

pita

l

Nar

ayan

i N

atio

nal

AFC

L

NSM

FL

Peop

les

Mer

chan

til

e

Kath

man

du

Him

alay

a

Uni

on

Gor

kha

Pasc

him

anc

hal

NH

MFL

15.71 0.40 0.20 34.80 2.13 80.76 11.06 42.57 17.06 11.07 8.74 9.75 165.26 75.510.40 2.00 0.230.80 2.50 53.81 9.30 2.803.59 0.09 21.79 50.24 184.27 217.96 128.48 116.71 115.67 2.76 104.76 107.545.40 413.90 108.47 87.46 417.45 602.44 1998.92 339.08 2.80 54.60 202.42 273.43 61.78 103.34 256.55

28.56 5.90 27.65 1.50 0.380.60 2.00 16.83 164.16 3.45 65.72 0.08 2.70 6.84

5.07 7.69 5.99 59.11 91.49 843.38 6.11 3.00 24.35 10.47 91.47 32.87 137.86 116.1530.72 1.67 227.94 427.07 301.08 462.95 169.61 124.55 6.83 46.59 383.64 16.66 20.65 262.56 107.28

1.00 193.47 292.75 323.76 503.85 38.94 88.49 59.32 79.27 389.1911.70 38.49 84.70 25.97 212.74 43.06 97.00 10.97 7.50 20.36 36.10

2.19 6.66 9.64 5.60 109.68 113.08 305.55 2.52 35.97 2.80 26.91 80.433.10 5.03 0.11 78.47 191.44 93.21 136.38 126.47 40.24 35.23 107.92 103.95 127.31 35.78 74.21 152.02

33.18 13.279.26 3.78 40.00 130.94 19.74 1020.57 320.36 923.01 32.31 112.82 22.83 157.32 139.01 346.78 147.22

88.94 25.92 0.31 453.90 685.08 1131.35 2636.06 3408.26 4311.93 823.75 69.21 398.19 721.58 992.75 362.54 1335.04 1478.02

8.92 1.19 41.65 115.71 377.51 479.30 267.51 6.54 83.14 269.75 490.43 383.225.27 8.43 723.72

16.97 363.39 212.39 466.43 762.43 112.82 383.64 144.11 157.28 456.0610.51 352.60 37.32 129.39 312.93 541.33 380.31 26.34 45.40 170.92 149.28 47.37 48.61 164.51

71.15 204.18 317.00 322.81 2159.16 463.63 1.60 48.14 31.50 136.19 86.89 57.36 416.7244.60 45.06 126.05 48.87 8.82 67.22 19.24 82.44 56.73 26.35 3.30 63.11

5.81 10.76 0.11 6.09 7.34 113.15 1004.90 304.47 11.08 24.35 10.47 18.70 114.46 32.87 162.41 116.151.91 16.70 17.81 8.07 54.30 69.72 95.94 17.06 1.50 13.27 22.83 21.97 8.99 40.54 21.07

39.56 6.74 0.20 40.00 143.07 402.28 1207.66 320.73 101.81 18.89 35.23 2.52 93.99 100.25 2.80 76.34 313.2388.94 25.92 0.31 453.90 685.08 1131.35 2636.06 3408.26 4311.93 823.75 69.21 398.19 721.58 992.75 362.54 1335.04 1478.02

1.96 6.56

8.82 67.22 19.24 82.44 56.73 26.350.01 40.00 28.30 65.39 79.03 65.06 59.25 12.33 35.23 25.48 81.02 34.64 9.42 22.48 117.320.01 40.00 28.30 65.39 79.03 65.06 59.25 12.33 35.23 25.48 81.02 34.64 9.42 22.48 117.32

88.93 20.19 0.31 413.90 595.05 939.91 2482.71 3287.78 4089.77 792.16 32.63 290.27 617.72 860.65 326.77 1305.99 1287.0188.93 19.19 0.11 413.90 595.05 939.91 2482.71 3287.78 4089.77 792.16 32.63 290.27 617.72 860.65 326.77 1305.99 1287.01

1.00 0.20

0.30 45.45 95.68 0.08 40.74 0.0213.15 33.18 3.25

0.30 15.00 18.3017.30 0.08 19.19

0.02

62.50

3.48 61.73 126.05 74.31 1.16 0.02 1.29 22.83 73.6988.94 25.92 0.31 453.90 685.08 1131.35 2636.06 3408.26 4311.93 823.75 69.21 398.19 721.58 992.75 362.54 1335.04 1478.02

56


Rs. in million



TOTAL









Total


Sector wise credit

Uni

vers

al

Sam

jhan

a

Goo

dwill

Sidd

hart

ha

FC Sri

Inve

stm

ent

Lum

bini

Inve

sta

Yeti

Stan

dard

ILFC

O

Mah

alax

mi

Lalit

pur

Bhaj

urat

na

Uni

ted

Gen

eral

Prog

ress

ive

Alp

ic

Ever

est

36.62 74.95 52.09 5.01 1.92 8.82 5.81 1.00 9.75 2.52 2.79 0.77 5.73 34.472.00 0.67

42.00 1.33 6.39 4.40 4.05 0.00143.93 121.42 189.85 203.75 147.97 696.70 293.81 146.03 4.80 17.72 28.42 25.98 144.99220.95 370.40 112.93 191.95 274.49 3.68 53.49 131.79 82.33 553.89 73.85 39.88 856.96 177.62 13.50 99.92

1.45 106.24 4.850.02 46.21 0.54 10.35 4.40 4.48 148.64 7.22 308.08 0.50 7.35

16.73 107.47 98.56 45.59 174.75 36.10 47.27 583.86 1006.51 189.00 30.42 16.29 55.36 42.66145.47 568.75 374.26 243.32 261.14 197.67 286.74 170.78 306.30 531.78 35.25 13.89 362.86 5.47 48.56136.86 100.74 116.26 73.88 242.71 351.13 25.37 779.78 95.18 70.43 126.80129.59 55.48 183.35 33.01 265.55 12.28 72.82 0.81 9.89

70.61 33.64 17.20 195.38 157.21 47.73 107.65 622.90 32.93 207.44 0.58 30.80 6.60 45.1638.90 67.51 43.60 73.81 47.94 0.89 148.49 21.81 49.55 65.90 173.08 10.72 935.80 21.55 34.30 21.92

4.0243.57 45.79 138.87 0.14 145.34 0.38 168.56 313.62 108.28 437.24 126.28 19.43 71.16 330.18 32.86 134.59

1026.70 1314.73 906.84 1148.88 1580.93 42.97 931.30 2768.96 2853.59 1850.86 1896.27 143.02 2318.44 952.19 251.54 725.85

534.53 540.07 277.59 48.06 457.22 843.10 269.83 531.78 42.57 0.98 19.28

487.90 344.10 866.27 575.84 775.70 271.23 473.60 4.05 53.24 39.19 316.78194.57 265.53 74.46 150.66 68.41 29.08 80.93 50.76 246.99 73.85 606.31 15.14 59.78159.36 293.58 38.47 143.28 311.87 72.26 349.79 590.58 381.65 779.78 39.88 94.49 177.62 28.21 156.60

16.77 45.09 11.78 39.18 4.24 13.51 139.03 30.33 79.27 34.26 8.30 94.52 13.28 26.72 5.5218.51 91.84 98.56 39.26 123.20 116.94 189.60 972.34 199.61 38.55 30.42 1004.89 22.78 56.66 53.4725.17 44.98 25.22 19.49 21.50 23.39 57.01 46.25 37.42 39.95 4.67 52.79 10.44 7.51 27.66

3.9477.80 33.64 170.45 135.32 185.44 42.97 52.22 715.74 49.00 162.50 394.03 17.18 411.22 728.08 58.83 106.03

1026.70 1314.73 906.84 1148.88 1580.93 42.97 931.30 2768.96 2853.59 1850.86 1896.27 143.02 2318.44 952.19 251.54 725.85

39.18 138.24 30.33 34.26 13.03 0.39 13.28 26.8618.63 67.51 43.60 34.62 44.37 49.49 393.21 49.15 65.90 100.27 10.72 115.22 21.55 6.90 10.6118.63 67.51 43.60 34.62 44.37 49.49 393.21 49.11 65.90 100.27 10.72 115.22 21.55 6.90 10.61

0.04970.51 1155.21 863.23 1074.88 1494.73 42.59 868.29 2185.59 2713.18 1672.61 1428.02 119.27 2050.55 917.36 168.18 702.35970.51 1155.21 863.23 1074.88 1494.73 40.67 868.29 2185.59 2713.18 1645.55 892.18 119.27 2050.55 917.36 168.18 702.35

1.92 27.06 535.83

27.57 46.21 0.20 21.50 50.61 15.80 0.30 50.03 22.55 7.379.97 15.25 4.02

21.50 50.61 0.02 48.76 3.000.83 0.20 0.55 0.28 1.27 19.55 3.35

16.77 46.21

10.00 45.79 20.34 0.38 13.51 1.31 45.12 112.05 333.72 102.25 27.04 5.521026.70 1314.73 906.84 1148.88 1580.93 42.97 931.30 2768.96 2853.59 1850.86 1896.27 143.02 2318.44 952.19 251.54 725.85

57


Rs. in million



TOTAL









Total


Sector wise credit

Nav

adur

ga

Jana

ki

Pokh

ara

Cent

ral

Prem

ier

Aru

n

Mul

tipu

rpo

se

Butw

al

Srija

na

Om

CMB

WM

BFL

CMBF

CL

Crys

tal

Roya

l

Guh

eshw

ori

Pata

n

38.99 5.71 32.50 19.40 21.04 28.02 0.55 1.58 390.44 8.59 0.50 7.490.80 0.19

0.25 12.13 30.58 0.30 30.00220.34 66.42 118.64 130.15 160.65 3.90 98.33 12.32 59.67 981.69 264.05 17.61 26.51

18.45 153.67 85.87 126.54 154.35 60.75 20.63 49.68 18.85 163.87 73.40 58.32 23.25 959.73 150.83 226.39 85.352.00 15.57 2.30 0.955.35 4.49 49.93 12.35 36.10 0.66 12.09 16.21 1.00 0.506.33 69.85 72.71 135.55 213.34 197.33 67.68 44.89 26.19 54.68 33.61

253.59 235.67 403.52 727.24 91.67 50.06 14.54 207.02 50.14 1396.98 3.84 83.39 198.39 136.74 0.70 12.09134.91 15.59 206.03 258.09 164.67 185.21 176.63 7.50 273.68 14.13 419.94 85.09 30.73

62.18 19.15 69.70 4.40 20.90 22.60 13.20 7.75 100.60 18.12 3.80 0.4123.02 64.68 65.92 37.74 0.72 0.21 22.64 128.48 12.58 0.87 23.00 39.67 6.80 2.74 16.29 12.8035.74 62.43 10.29 103.68 30.14 11.80 11.71 66.51 10.49 205.50 35.28 51.45 281.85 38.10 49.97 104.75 84.87

1.52 2.18 1.3711.64 34.17 255.90 31.89 128.70 48.27 2.95 97.36 43.87 45.36 246.20 270.06 1023.10 ‐20.32 532.76 227.51 102.71

814.31 653.97 1291.41 1496.92 997.48 225.45 97.41 1158.29 136.49 2186.54 469.88 890.64 3059.77 977.51 1684.63 717.24 363.45

1.50 302.09 209.37 10.83 60.19 51.19 466.59 50.14 1342.66 17.60 194.51 1469.04 703.81 66.34 161.21

646.07 591.86 954.01 385.14 87.52 113.52 91.37 133.21 338.15 40.26 519.36 69.6812.75 153.67 126.54 162.45 48.25 20.63 131.98 45.36 56.43 0.67 13.35 92.81 160.77 48.75

111.68 15.59 291.90 258.09 280.12 12.50 213.32 340.50 36.11 272.22 770.52 207.27 430.28 152.40 32.1818.31 42.86 19.28 9.70 32.31 18.85 3.14 17.33 12.88 14.65 36.48 36.26 61.38

5.81 8.56 69.85 72.71 46.07 7.88 8.31 133.67 5.40 197.33 27.20 58.83 47.93 9.04 47.32 18.80 6.5714.79 15.83 13.43 31.89 20.44 4.76 2.95 37.03 3.56 54.31 12.82 11.59 12.00 17.12 32.46 17.02 5.21

3.803.40 158.22 115.01 23.78 54.84 14.33 29.88 58.54 203.24 211.02 206.74 394.13 459.58 170.78 135.88

814.31 653.97 1291.41 1496.92 997.48 225.45 97.41 1158.29 136.49 2186.54 469.88 890.64 3059.77 977.51 1684.63 717.24 363.45

129.55 4.293.11

18.26 42.86 19.28 3.14 12.58 14.65 36.48 63.5417.49 47.03 9.43 60.81 6.65 3.90 11.71 73.61 5.09 72.81 20.55 25.63 241.25 25.95 13.48 49.68 17.6017.49 47.03 9.43 60.81 6.65 3.90 11.71 73.61 5.09 72.81 20.55 25.63 241.25 25.95 13.48 49.68 17.60

767.18 597.92 1281.98 1393.25 958.71 173.27 85.70 1084.68 24.25 1981.03 419.07 810.92 2790.91 943.38 1586.14 622.32 267.88767.18 597.92 1281.98 1393.25 958.71 173.27 85.70 1084.68 24.25 1981.03 419.07 810.92 2790.91 943.38 1586.14 622.32 267.85

0.03

12.84 0.11 21.93 12.00 34.02 6.002.00

10.00 0.11 8.86 12.00 30.20 2.510.84 13.07 3.82 3.48

11.38 9.03 48.27 107.15 30.16 19.57 0.97 5.07 14.51 45.24 4.15814.31 653.97 1291.41 1496.92 997.48 225.45 97.41 1158.29 136.49 2186.54 469.88 890.64 3059.77 977.51 1684.63 717.24 363.45

58


Rs. in million



TOTAL









Total


Sector wise credit

Few

a

Ever

est

Prud

enti

al

ICFC

IME

Saga

rmat

ha

Shik

har

Civi

l

Prab

hu

Impe

rial

Kube

r

NEF

L

Valle

y

Seti

ham

a

relia

ble

Lord

Bu

ddha

18.56 5.86 12.93 5.95 44.86 53.10 27.29 100.02 1.10 3.60 0.73 5.15 0.852.20 1.57

2.00 6.50 4.9898.32 6.21 40.23 269.04 251.18 40.66 58.84 209.42 67.00 30.20 32.29 16.06 31.63

364.27 55.18 31.90 148.32 375.81 66.17 22.20 12.96 287.17 52.40 76.16 34.51 53.93 4.66 4.60 215.70 54.516.83 1.50 13.80 42.10

18.03 0.05 73.03 33.30 22.34 8.05 7.33 9.50 5.38 6.82496.46 128.37 41.26 21.23 59.30 190.25 7.22 226.61 179.98 52.05 13.86 74.73 49.00 76.03 62.82366.05 0.71 133.19 394.93 560.85 109.24 107.46 1.00 322.59 125.24 118.59 41.10 249.84 74.53 10.68 336.08 72.03

13.37 0.54 197.50 605.37 641.76 95.89 178.49 108.44 1033.10 90.86 372.48 36.10 51.92 133.20 43.98 20.6398.34 36.21 156.39 224.18 6.90 1.30 250.36 0.45 3.35 21.46 2.10 23.2166.57 0.54 76.68 65.54 213.74 51.97 12.30 2.38 186.33 10.00 83.80 10.93 0.92 8.76 70.76 45.84 0.2544.79 13.76 88.75 129.05 190.76 85.78 25.62 13.00 332.39 28.14 89.10 16.65 106.40 5.59 4.82 94.48 11.90

1.30313.57 45.60 389.03 564.89 1155.67 345.40 196.04 78.68 979.05 186.98 335.08 156.12 348.36 27.73 166.46 500.58 137.17

1900.52 258.39 1120.70 2396.01 3747.29 1054.90 636.75 443.08 3901.54 629.13 1128.67 434.17 812.10 142.49 448.43 1312.68 457.10

105.15 37.94 773.91 0.88 153.92 17.68 0.04 39.21 23.07 196.57 319.36 1.69 28.49 3.87 59.35

605.90 1516.32 1236.85 241.30 215.08 283.50 1519.15 358.47 271.92 46.20 238.25 111.79 206.85 270.39 132.48117.93 6.09 62.83 200.69 65.97 8.43 17.46 81.46 38.40 68.84 33.15 44.24 4.66 82.32 28.46200.82 55.18 168.81 487.18 732.47 90.63 192.26 108.48 816.47 92.68 222.28 53.82 61.61 127.70 148.49 31.18

66.20 126.09 101.88 82.80 6.75 11.70 74.19 47.20 25.94 4.10 23.18 11.56 67.10 26.19471.29 128.37 53.67 75.94 61.73 193.32 17.09 9.98 386.58 56.20 39.72 81.02 28.82 3.71 57.99 93.03 62.82

48.00 36.91 16.19 45.80 87.24 26.14 12.85 9.53 96.48 12.19 5.38 9.90 18.14 3.77 10.10 46.26 9.760.06 2.60

351.44 35.83 80.98 1172.51 337.06 184.30 2.38 887.95 23.99 468.93 9.41 78.51 16.86 5.74 601.23 106.851900.52 258.39 1120.70 2396.01 3747.29 1054.90 636.75 443.08 3901.54 629.13 1128.67 434.17 812.10 142.49 448.43 1312.68 457.10

4.89 70.821.15 4.85

66.20 84.30 6.66 23.29 4.10 26.1939.43 20.94 13.35 70.64 41.70 30.53 9.01 8.70 36.61 25.38 37.43 6.26 6.76 3.34 4.82 10.38 13.8239.43 20.94 13.35 70.64 41.70 30.53 9.01 8.70 36.61 25.38 37.43 6.26 6.76 3.34 4.82 10.38 13.82

1861.10 237.23 1024.10 2137.71 3675.59 925.75 595.97 395.70 3491.16 544.36 1053.72 416.51 734.52 139.15 402.76 720.03 407.331861.10 237.23 1024.10 2137.71 3675.59 925.75 595.97 395.70 3491.16 544.36 1053.62 416.51 734.52 139.15 402.76 720.03 407.33

0.100.090.09

0.86 31.53 30.00 9.14 16.37 24.30 190.14 6.01 29.29 9.760.26

5.00 30.00 7.20 30.72 0.81 10.10 9.500.86 23.56 1.94 16.37 17.41 152.76 5.19 19.19

2.97 6.66

6.89

0.22 16.19 154.98 0.34 8.65 14.38 178.75 59.39 8.23 7.30 11.56 582.271900.52 258.39 1120.70 2396.01 3747.29 1054.90 636.75 443.08 3901.54 629.13 1128.67 434.17 812.10 142.49 448.43 1312.68 457.10

59


Rs. in million



TOTAL









Total


Sector wise credit

Swas

tik

Api

Nam

aste

Kask

i

Sury

adar

shan

Zeni

th

Uni

que

Man

jush

ree

Subh

alax

mi

Jebi

ls

Relia

nce

Lotu

s

Baib

hav

Bhak

tapu

r

2.20 19.70 14.99 7.27 8.85 2.97 7.28 2.05 2.800.75

4.00 0.5011.04 1.20 52.68 25.71 64.94 22.74 31.33 22.39 3.20 29.13 13.09 12.18

116.96 63.69 13.71 198.27 71.28 49.24 36.65 83.99 37.05 25.98 139.57 11.40 1.20 13.30

2.00 1.73 9.81 32.28 17.51137.56 3.31 237.24 27.98 16.01 82.13 50.89 61.17 17.30 184.39 3.00

44.60 171.98 8.13 205.75 23.46 75.30 49.22 80.23 53.47 70.26 71.23 69.23 29.50 33.251.36 44.71 48.14 125.35 8.80 75.49 8.85 24.69 37.03 4.30 6.401.13 3.89 4.06 34.61 13.80 6.56 6.49 4.92 2.50 0.80

62.51 8.02 1.23 2.65 81.31 19.34 0.81 27.70 34.50 1.99 3.48 24.41 21.05 1.1035.15 27.74 2.12 11.75 51.88 80.69 8.03 7.94 68.19 47.09 14.49 100.27 4.59 4.07

1.3921.24 108.27 30.68 230.14 92.67 239.34 249.68 218.52 194.27 99.82 118.67 42.54 32.19 13.30

280.46 528.30 67.83 1006.78 432.22 731.51 465.33 631.02 489.42 304.10 620.42 270.27 97.43 80.81

14.27 11.71 121.07 44.89 14.69 1.50 23.48 7.00

49.52 276.34 246.72 101.77 182.91 110.71 343.07 158.58 85.15 87.68 34.40 53.2428.20 52.83 13.58 170.74 51.49 28.72 38.63 12.85 25.78 138.50 1.20 11.8017.69 10.86 1.36 72.24 58.46 122.26 134.12 115.85 64.11 20.69 32.23 11.40 6.4029.03 33.46 66.27 9.47 51.10 46.65 32.02 7.93 12.43 2.8058.63 145.92 3.49 237.24 50.61 29.50 66.69 46.37 61.27 24.54 202.56 88.62 1.74 5.12

5.90 11.19 2.13 19.70 9.61 14.38 9.09 11.87 11.96 6.04 15.42 4.91 0.15

91.49 31.14 33.00 248.43 5.75 271.31 106.53 9.43 134.00 108.39 223.79 41.76 50.74 3.66280.46 528.30 67.83 1006.78 432.22 731.51 465.33 631.02 489.42 304.10 620.42 270.27 97.43 80.81

0.8129.03

33.46 66.276.13 18.57 0.96 11.75 5.75 6.26 8.40 8.68 33.30 5.24 0.75 2.11 0.05 0.466.13 18.57 0.96 11.75 5.75 6.26 8.40 8.68 33.30 5.24 0.75 2.11 0.05 0.46

229.76 508.92 66.78 985.86 382.65 651.10 374.57 546.66 409.50 252.77 585.83 246.83 84.34 80.25229.76 508.92 66.78 985.86 382.65 651.10 374.57 542.76 409.50 252.77 585.83 246.83 84.34 80.25

3.90

11.25 9.18 6.36 7.89 13.97 15.04 17.79 0.101.60 1.74 1.39

4.63 6.50 4.00 12.00 4.3011.25 9.67 3.04 1.35 0.10

7.58 0.30

12.13

4.30 0.10 4.00 82.36 75.68 46.61 32.12 18.81 3.55 13.05280.46 528.30 67.83 1006.78 432.22 731.51 465.33 631.02 489.42 304.10 620.42 270.27 97.43 80.81

60


1 2 3 4 5 2/1 3/2 4/3 5/41 CAPITAL FUND 1,939.8 2,174.7 2,408.8 2,638.8 3,359.4 12.1 10.8 9.5 27.3 a. Paid-up Capital 1,098.9 1,272.7 1,546.3 1,386.9 1,266.9 15.8 21.5 (10.3) (8.7) b. Statutory Reserves 148.2 162.9 245.6 258.0 241.1 10.0 50.7 5.1 (6.6)

c. Retained Earning 85.9 125.2 (25.6) 339.2 323.7 45.8 ##### (1426) (4.6)d. Others Reserves 606.9 613.8 642.5 654.7 1,527.7 1.1 4.7 1.9 133.3

2 BORROWINGS 8,972.9 10,753.8 13,037.6 12,245.4 10,860.8 19.8 21.2 (6.1) (11.3) a. NRB 164.0 210.4 200.9 336.0 68.7 28.3 (4.5) 67.3 (79.6)

b. "A"Class Licensed Institution 5,372.8 7,700.0 6,806.6 7,475.9 6,332.1 43.3 (11.6) 9.8 (15.3)c. Foreign Banks and Fin. Ins. 1,523.7 1,713.9 1,680.0 1,680.0 1,680.0 12.5 (2.0) (0.0) 0.0d. Other Financial Ins. 1,912.5 1,129.5 4,350.2 2,753.5 2,780.0 (40.9) 285.1 (36.7) 1.0e. Bonds and Securities 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

3 DEPOSITS 2,000.6 2,574.3 3,537.4 3,830.1 3,422.2 28.7 37.4 8.3 (10.7)a. Current 0.0 2.7 0.9 340.1 54.7 0.0 (67.2) 38115 (83.9)b. Savings 1,219.1 1,517.0 3,535.9 3,351.5 3,240.1 24.4 133.1 (5.2) (3.3)c. Fixed 5.7 9.1 0.0 19.1 3.6 61.3 ##### 0.0 (81.3)d. Call Deposits 0.3 0.0 0.0 0.0 0.0 (100.0) 0.0 0.0 0.0e. Others 775.6 1,045.5 0.6 119.4 123.8 34.8 (99.9) 21364 3.7

4 Bills Payable 79.8 0.0 0.0 0.0 0.0 (100.0) 0.0 0.0 0.05 Other Liabilities 2,135.5 1,415.5 1,818.6 1,851.6 1,564.2 (33.7) 28.5 1.8 (15.5)

1. Loan Loss Provision 362.4 388.8 436.3 427.5 306.6 7.3 12.2 (2.0) (28.3)2. Interest Suspense a/c 159.5 275.4 354.0 218.1 164.6 72.7 28.5 (38.4) (24.5)3. Others 1,613.6 751.3 1,028.4 1,206.0 1,093.0 (53.4) 36.9 17.3 (9.4)

6 Reconcillation A/c 117.0 1,726.4 223.2 2,409.2 2,052.5 ###### (87.1) 979.4 (14.8)7 Profit & Loss A/c 193.1 277.4 470.7 206.7 245.6 43.6 69.7 (56.1) 18.8

15,438.8 18,922.1 21,496.4 23,181.8 21,504.7 22.6 13.6 7.8 (7.2)

1 LIQUID FUNDS 2,855.1 2,172.8 3,272.2 3,524.9 2,989.8 (23.9) 50.6 7.7 (15.2)a. Cash Balance 50.7 24.9 31.8 26.6 18.8 (50.8) 27.5 (16.3) (29.2) Nepalese Notes & Coins 50.7 24.9 31.8 26.6 18.8 (50.8) 27.5 (16.3) (29.2) Foreign Currency 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0b. Bank Balance 2,539.1 1,691.9 2,632.4 2,618.4 2,178.3 (33.4) 55.6 (0.5) (16.8) 1. In Nepal Rastra Bank 80.9 93.5 71.1 60.0 68.0 15.6 (24.0) (15.6) 13.4 2. "A"Class Licensed Institution 2,002.3 1,081.8 1,885.0 2,014.6 1,552.3 (46.0) 74.3 6.9 (23.0) 3. Other Financial Ins. 456.0 516.6 676.3 543.8 558.0 13.3 30.9 (19.6) 2.6 4. In Foreign banks 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0c. Money at Call 265.2 456.0 608.1 879.9 792.6 71.9 33.4 44.7 (9.9)

2 INVESTMENTS 66.2 111.2 164.7 51.2 51.2 68.0 48.1 (68.9) 0.0a. Govt.Securities 51.2 111.2 51.2 51.2 51.2 117.1 (53.9) 0.0 0.0b Others 15.0 0.0 113.5 0.0 0.0 (100.0) 0.0 (100.0) 0.0

3 SHARE & OTHER INVESTMEN 2,002.0 2,424.6 1,560.5 1,563.7 1,554.9 21.1 (35.6) 0.2 (0.6)4 LOANS & ADVANCES 8,222.8 11,117.0 14,649.9 14,336.5 12,952.7 35.2 31.8 (2.1) (9.7)

a. Private Sector 1,500.1 0.0 8,464.0 6,740.4 5,284.3 (100.0) 0.0 (20.4) (21.6)b. Financial Institutions 257.1 0.0 6,185.9 7,596.1 7,668.4 (100.0) 0.0 22.8 1.0c. Government Organizations 6,465.5 11,117.0 0.0 0.0 0.0 71.9 ##### 0.0 0.0

5 BILL PURCHED 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.06 LOANS AGT. COLLECTED BILLS 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.07 FIXED ASSETS 183.0 225.5 259.3 257.0 241.1 23.2 15.0 (0.9) (6.2)8 OTHER ASSETS 1,723.4 907.8 1,253.2 1,125.9 927.6 (47.3) 38.0 (10.2) (17.6)

a. Accrued Interests 189.5 313.7 359.1 192.1 209.9 65.5 14.5 (46.5) 9.3 b. Others 1,533.8 594.1 894.1 933.8 717.7 (61.3) 50.5 4.4 (23.1)

9 Expenses not Written off 5.7 1.5 1.1 2.0 1.1 (73.4) (28.8) 89.3 (47.1)10 Non Banking Assets 0.0 0.0 0.0 143.6 143.6 0.0 0.0 0.0 0.011 Reconcillation Account 101.2 1,712.1 253.0 2,135.3 2,633.1 ###### (85.2) 743.9 23.312 Profit & Loss A/c 279.4 249.7 82.5 41.6 9.6 (10.6) (67.0) (49.5) (76.9)

15,438.8 18,922.2 21,496.4 23,181.8 21,504.6 22.6 13.6 7.8 (7.2)

Major Financial Indicators

TotalAssets

USES OF FUNDS

Statement of Assets and Liabilities of Micro-credit Development Banks (Aggregate)Rs in million

Liabilities Mid July Percentage changes

61

Statement of Assets and Liabilities of Micro‐credit Development Banksas on Marg end, 2068

Rs. in million

Liabilities

PUG

BB

SPG

BB

PAG

BB

MPG

BB

MG

BB

NIR

DH

AN

RMD

C

DIP

ROSC

CHH

IMEK

Swab

alam

ban

Sana

kisa

n

NER

UD

E

Nay

a N

epal

Sum

mit

Swor

ojga

r

1 CAPITAL FUND 59.91 284.72 885.27 158.52 207.47 1097.68 399.27 74.86 13.03 20.85 11.53 a. Paid‐up Capital 58.50 192.46 320.00 106.14 126.02 118.98 128.79 40.00 14.00 17.50 10.99

b. Calls in Advance c. General Reserves 1.41 32.56 75.13 25.77 39.70 36.48 14.91 12.48 ‐0.97 0.80 0.22

d. Share Premium 0.51 3.04 1.38 868.76e. Retained Earning 6.06 179.12 21.23 39.81 21.61 39.99 2.91 2.42 0.31f. Others Reserves Fund 53.13 311.02 2.34 0.56 51.84 215.58 19.47 0.14g. Exchange Fluctuation Fund 0.00

2 BORROWINGS 193.76 1757.32 2393.46 781.58 1158.24 976.38 2224.68 461.17 79.33 64.88 94.22 a. NRB 16.45 4.13 12.98 14.31 20.84

b. "A"Class Licensed Institution 177.31 1753.19 527.38 588.92 785.04 976.38 1063.51 248.15 6.50 23.92 23.86c. Foreign Banks and Fin. Ins. 1679.95d. Other Financial Ins. 186.13 179.67 358.89 1140.33 213.02 72.83 40.96 70.36e. Bonds and Securities

3 DEPOSITS 50.87 733.01 263.97 1172.23 835.96 260.37 18.29 30.18 27.17a. Current 54.68 Domestic 54.68 Foreignb. Savings 50.87 730.91 123.01 1170.74 835.96 260.37 18.29 30.18 Domestic 50.87 730.91 123.01 1170.74 835.96 260.37 18.29 30.18 Foreignc. Fixed 2.10 1.48 Domestic 2.10 1.48 Foreignd. Call Depositse. Others 86.28 27.17

4 Bills Payable5 Other Liabilities 178.40 263.25 243.71 96.21 174.01 259.18 250.68 50.85 2.87 5.43 7.56

1. Sundry Creditors 1.44 13.31 6.29 61.92 13.08 8.37 47.74 0.72 0.35 0.12 0.02 2. Loan Loss Provision 22.33 55.92 86.73 20.94 20.36 32.76 47.17 9.43 1.60 0.32 1.21 3. Interest Suspense a/c 100.32 15.85 30.61 4.66 9.44 0.56 2.36 4. Others 54.32 178.17 120.08 8.69 140.58 208.61 155.21 38.34 0.91 4.99 6.33

6 Reconcillation A/c 118.78 1506.12 0.67 341.59 0.01 82.027 Profit & Loss A/c 24.73 49.24 48.07 43.86 30.89 29.99 8.50 1.90 2.07 ‐0.79

601.72 3063.02 3571.68 1348.35 4261.93 3200.08 2905.29 1197.33 115.43 205.44 139.70

Assets1 LIQUID FUNDS 4.90 533.62 307.57 173.19 613.98 220.59 512.55 180.52 39.38 10.98 30.34

a. Cash Balance 2.02 5.08 0.01 1.56 1.36 3.18 0.58 2.11 0.10 0.85 0.11 Nepalese Notes & Coins 2.02 5.08 0.01 1.56 1.36 3.18 0.58 2.11 0.10 0.85 0.11 Foreign Currencyb. Bank Balance 2.88 39.08 307.57 32.95 612.62 91.72 511.97 178.40 1.10 9.52 30.23 1. In Nepal Rastra Bank 0.57 14.86 15.70 9.00 12.00 4.30 0.80 Domestic Currency 0.57 14.86 15.70 9.00 12.00 4.30 0.80 Foreign Currency 2. "A"Class Licensed Institution 24.22 231.18 22.49 508.28 46.79 492.69 103.30 0.30 3.60 2.02 Domestic Currency 24.22 231.18 22.49 508.28 46.79 492.69 103.30 0.30 3.60 2.02 Foreign Currency 0.00 3. Other Financial Ins. 2.31 60.68 10.46 104.34 35.92 7.28 70.81 5.92 28.20 4. In Foreign Banksc. Money at Call 489.47 138.68 125.69 38.18 0.61 Domestic Currency 489.47 138.68 125.69 38.18 0.61 Foreign Currency

2 INVESTMENT IN SECURITIES 38.73 12.50a. Govt.Securities 38.73 12.50b. NRB Bond c. Govt.Non‐Fin. Ins. d. Other Non‐Fin Ins.e Non Residents

3 SHARE & OTHER INVESTMENT 28.30 78.90 1010.63 5.00 13.84 217.61 136.53 50.00 14.00 a. Non Residents b. Others 28.30 78.90 1010.63 5.00 13.84 217.61 136.53 50.00 14.00

4 LOANS & ADVANCES 156.75 2161.85 2116.98 1097.57 1890.96 1941.11 2209.40 603.97 60.51 110.35 104.27 a. Private Sector 156.75 2161.85 1941.11 603.97 60.51 110.35 104.27 b. Financial Institutions 2116.98 1097.57 1890.96 2209.40 c. Government Organizations



7 FIXED ASSETS 1.89 92.92 2.57 12.51 74.81 19.25 10.78 9.74 0.86 1.69 2.398 OTHER ASSETS 140.99 157.60 121.43 53.01 162.22 225.00 36.04 11.53 0.56 0.24 2.70

a. Accrued Interest: 100.65 24.65 44.66 4.66 9.28 14.89 0.56 2.36 0.50 b. Staff Loans / Adv. 38.79 90.62 5.04 43.53 104.19 59.18 1.34 6.00 0.10 1.74 c. Sundry Debtors 0.33 17.53 0.31 3.09 45.41 120.54 17.54 0.54 0.14 0.04 d. Cash In Transit 0.78 0.00 10.02 e. Others 0.45 24.79 71.41 1.73 3.34 30.40 6.58 2.63 0.32 0.24 0.43

9 Expenses not Written off 0.08 0.13 0.1610 Non Banking Assets 143.5911 Reconcillation Account 117.10 ‐0.67 7.08 1506.12 576.52 341.58 82.0212 Profit & Loss A/c 8.20

601.72 3063.02 3571.68 1348.35 4261.93 3200.08 2905.29 1197.33 115.43 205.44 139.70

TOTAL LIABILITIES

TOTAL ASSETS

62

Statement of Assets and Liabilities of Micro‐credit Development Banksas on Marg end, 2068

Rs. in million

Liabilities




2 BORROWINGS a. NRB
















TOTAL LIABILITIES

TOTAL ASSETS

Firs

t

Nag

beli

Kalik

a

Mir

mir

e

Jana

utth

an

Mit

hila

Total

81.10 10.47 11.72 14.00 11.00 18.01 3,359.40 70.00 10.01 12.00 14.00 11.00 16.50 1,266.89

‐ 2.22 0.04 0.31 241.06

‐0.28 873.42 8.88 0.17 1.20 323.70

0.24 654.33 0.00

589.67 34.92 18.39 21.00 4.54 7.23 10,860.78 68.71

134.37 20.75 1.00 1.84 6,332.13 1,679.95

455.30 14.17 18.39 20.00 2.70 7.23 2,779.98 ‐

9.67 11.28 0.94 3.80 4.43 3,422.17 54.68 54.68 ‐

11.28 0.94 3.80 3.74 3,240.09 11.28 0.94 3.80 3.74 3,240.09

‐ 3.58 3.58 ‐ ‐

9.67 0.69 123.82 ‐

22.79 1.28 1.02 0.51 1.55 4.90 1,564.19 0.02 0.29 1.50 155.18 3.86 0.52 0.40 1.31 1.69 306.55 0.00 0.80 164.61

18.90 0.76 0.62 0.21 0.24 0.91 937.85 3.30 2,052.49

4.68 0.84 0.82 0.28 0.56 245.63 698.23 57.18 43.22 40.03 20.89 35.14 21,504.65

327.07 5.32 3.09 22.05 1.80 2.82 2,989.76 0.63 1.08 0.00 0.05 0.14 18.84 0.63 1.08 0.00 0.05 0.14 18.84

‐ 327.07 4.70 2.01 22.05 1.74 2.68 2,178.29

10.78 68.01 10.78 68.01

‐ 112.73 0.99 1.10 1.15 0.34 1.06 1,552.26 112.73 0.99 1.10 1.15 0.34 1.06 1,552.25

0.00 203.56 3.70 0.91 20.90 1.40 1.62 558.03

‐ 792.62 792.62

‐ 51.23 51.23 ‐ ‐ ‐ ‐

0.09 1,554.89 ‐

0.09 1,554.89 353.49 49.97 37.79 12.59 16.51 28.63 12,952.69

49.97 37.79 12.59 16.51 28.63 5,284.30 353.49 7,668.40

‐ ‐ ‐ ‐ ‐ ‐ ‐ ‐

6.37 1.54 1.40 0.75 1.00 0.63 241.10 11.30 0.34 0.29 1.29 0.09 2.99 927.61

6.68 0.23 0.80 209.93 0.03 0.02 0.01 0.21 350.78

0.16 0.59 0.03 1.61 207.86 10.80

4.58 0.17 0.29 0.45 0.05 0.37 148.24 0.64 0.08 1.08

143.59 3.34 2,633.09

1.41 9.61 698.23 57.18 43.22 40.03 20.89 35.14 21,504.65

63

Profit and Loss Account of Micro‐credit Development Banksas on Marg end, 2068

Rs. in million

Expenses

PUG

BB

SPG

BB

PAG

BB

MPG

BB

MG

BB

NIR

DH

AN

RMD

C

DIP

ROSC

CHH

IMEK

1 Interest Expenses 4.57 87.80 27.98 17.71 97.07 1.1 Deposit Liabilities 0.15 19.52 0.01 49.62 1.1.1 Saving A/c 0.15 19.44 0.01 49.62 1.1.2 Fixed A/c 0.07 1.1.2.1 Upto 3 Months Fixed A/c 1.1.2.2 3 to 6 Months fixed A/c 1.1.2.3 6 Months to 1 Year Fixed A/c 0.07 1.1.2.4 Above 1 Year 1.1.3 Call Deposit 1.1.4 Certificate of Deposits 1.2 Others 4.42 68.28 27.98 17.70 47.45 2 Commission/Fee Expense 3 Employees Expenses 10.49 76.85 7.57 24.37 42.71 4 Office Operatiing Expenses 1.66 16.41 1.92 8.03 18.57 5 Exchange Fluctuation Loss 5.1 Due to Change in Exchange Rates 5.2 Due to Foreign Currency Transactions 6 Non‐Operatiing Expenses 7. Provision for Risk 0.37 3.65 5.30 1.93 7.1 Loan loss Provision 0.37 3.65 5.30 1.93

7.1.1 General Loan loss Provision 1.57 5.30 1.75 7.1.2 Special Loan Loss Provision 0.37 2.08 0.18 7.1.3 Additional Loan Loss Provision

7.2. Provision for Non‐Banking Assets 7.3. Provision for Loss on Investment 7.4. Provision for Loss of Other Assets 8 Loan Written Off 9 Provision for Staff Bonus 5.8310 Provision for Income Tax 17.5011 Others12 Net Profit 24.73 49.24 48.07 43.86

TOTAL EXPENSES 17.08 209.44 110.05 103.47 204.14

Income 1. Interest Income 8.40 181.88 103.65 97.11 152.40 1.1. On Loans and Advance 6.52 165.51 49.34 94.51 152.30 1.2. On Investment 0.92 1.05 0.35 1.2.1 Government Bonds 0.35 1.2.2 Foreign Bonds 1.2.3 NRB Bonds 1.05 1.2.4 Deventure & Bonds 0.92 1.3 Agency Balance 1.4 On Call Deposit 15.32 8.50 2.18 1.5 Others 0.95 45.46 0.42 0.10 2. Comission & Discount 0.31 6.09 2.09 2.1 Bills Purchase & Discount 2.2 Comission 0.83 2.3 Others 0.31 6.09 1.25 3 Income From Exchange Fluctuation 3.1 Due to Change in Exchange Rate 3.2 Due to Foreign Currency Trans. 4 Other Operating Income 16.66 3.49 0.27 48.98 5 Non Operating Income 10.90 6 Provision Written Back 0.18 2.91 0.68 7 Recovery from Written off Loan 8 Income from Extra Ordinary Expenses 9 Net Loss 8.20

TOTAL INCOME 17.08 209.44 110.05 103.47 204.14

64


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Swab

alam

ban

Sana

kisa

n

NER

UD

E

Nay

a N

epal

Sum

mit

Swor

ojga

r

Firs

t

Nag

beli

Kalik

a

65.04 41.09 25.20 2.71 4.68 5.69 22.32 1.70 1.0827.83 8.77 0.32 0.82 0.94 0.26 0.1527.83 8.77 0.32 0.82 0.94 0.26 0.15

37.20 41.09 16.44 2.40 3.86 4.75 22.32 1.43 0.938.44 0.00

85.13 6.10 25.63 1.46 2.96 1.74 1.43 0.89 0.8616.85 3.05 3.79 0.46 1.18 3.33 1.62 0.88 0.74

‐9.11 3.06 1.92 0.21 0.07 0.55 0.55 0.15 0.09‐9.11 3.06 1.92 0.21 0.07 0.51 0.55 0.15 0.09‐9.11 3.06 0.59 0.08 0.04 0.34 0.55 0.15 0.09

1.33 0.13 0.03 0.17

0.04

4.20 4.29 0.6712.59 12.85 2.00

30.89 29.99 8.49 1.90 2.07 ‐0.79 4.68 0.84 0.82205.59 108.88 65.04 6.74 10.95 10.51 33.27 4.46 3.59

202.82 107.67 57.72 5.33 8.61 9.51 31.00 3.93 2.80187.05 92.98 57.06 4.29 8.61 8.00 18.13 3.93 2.75

1.0515.65 11.09 1.50 12.87 0.05

0.11 3.61 0.65 0.010.09 0.08

0.01 0.080.08

2.77 7.32 1.40 2.34 0.89 2.27 0.52 0.71

1.12 0.12

205.59 108.88 65.04 6.74 10.95 10.51 33.27 4.46 3.59

65


Rs. in million

Expenses




TOTAL EXPENSES


TOTAL INCOME

Mirm

ire

Jana

utth

an

Mith

ila

Total

0.27 0.21 0.51 405.620.00 0.06 0.12 108.550.00 0.06 0.12 108.48

0.07

0.07

0.27 0.15 0.39 297.068.45

1.80 0.39 0.79 291.170.37 0.41 79.26

1.31 0.09 10.141.31 0.09 10.100.15 0.09 4.651.16 5.45

0.04

14.990.24 45.20

0.28 0.56 245.632.34 2.28 2.61 1100.43

2.15 0.88 2.17 978.040.59 0.82 1.99 854.40

2.320.35

1.050.921.05

1.56 0.06 68.780.18 51.50

0.20 8.85

0.910.20 7.93

0.26 0.44 88.3210.90

5.00

1.13 9.342.34 2.28 2.61 1100.43

66

Progress Report of Micro‐credit Development Banksas on Marg end, 2068

PUGBB SPGBB PAGBB MPGBB MGBB NIRDHAN

D D D D D D

1 sfo{If]q ePsf] lhNnf ;+Vof ‐ 9 ‐ ‐ ‐ 37 2 ;]jf k'u]sf] lhNnf ;++Vof ‐ 8 ‐ ‐ ‐ 37

3 ;]jf k'u]sf] uf=lj=;=÷g=kf= ;++Vof ‐ 93 ‐ ‐ ‐ 880 4 s'n sd{rf/L ;+Vof ‐ 92 ‐ ‐ ‐ 465 5 s'n zfvf ;+Vof ‐ 21 ‐ ‐ ‐ 92 6 s'n s]Gb| ;+Vof ‐ 596 ‐ ‐ ‐ 6,510 7 s'n ;d"x ;+Vof ‐ 3,128 ‐ ‐ ‐ 26,855 8 lgliqmo ;d"x ;+Vof ‐ 1,815 ‐ ‐ ‐ ‐ 9 s'n ;b:o ;+Vof ‐ 12,433 ‐ ‐ ‐ 158,245 10 lgliqmo ;b:o ;+Vof ‐ 5,016 ‐ ‐ ‐ ‐ 11 s'n C0fL ;+Vof ‐ 10,491 ‐ ‐ ‐ 103,418 12 s'n shf{ ljt/0f ‐ 1,592.6 ‐ ‐ ‐ 13,646.4 12 n3' Joj;fo shf{ ‐ 1,191.6 ‐ ‐ ‐ 12,501.7 12 n3' pBd÷lwtf] shf{ ‐ 282.1 ‐ ‐ ‐ 540.1 12 cGo shf{ ‐ 118.8 ‐ ‐ ‐ 604.6 13 shf{sf] ;fFjf c;'nL ‐ 1,435.8 ‐ ‐ ‐ 11,484.5

13 n3' Joj;fo shf{sf] ;fFjf c;'nL ‐ 1,109.9 ‐ ‐ ‐ 10,585.3

13 n3' pBd÷lwtf] shf{sf] ;fFjf c;'nL ‐ 208.6 ‐ ‐ ‐ 397.0 13 cGo shf{sf] ;fFjf c;'nL ‐ 117.4 ‐ ‐ ‐ 502.2 14 s'n afFsL shf{ ‐ 156.8 ‐ ‐ ‐ 2,161.8 14 n3' Joj;fo shf{ aFfsL ‐ 81.8 ‐ ‐ ‐ 1,916.4 14 n3' pBd÷lwtf] shf{ aFfsL ‐ 73.6 ‐ ‐ ‐ 143.0 14 cGo shf{ aFfsL ‐ 1.4 ‐ ‐ ‐ 102.4 15 efvf gf3]sf] shf{ /sd ‐ 48.2 ‐ ‐ ‐ 35.6 16 efvf gf3]sf] C0fL ;+Vof ‐ 3,216 ‐ ‐ ‐ 4,676 17 Aofh c;'nL /sd ‐ 37.2 ‐ ‐ ‐ 497.9 18 c;'n x'g afFsL Aofh /sd ‐ 100.3 ‐ ‐ ‐ ‐ 19 shf{ gf]S;fgL Aoj:yf ‐ 22.3 ‐ ‐ ‐ 9.3 20 s'n artstf{ ;+Vof ‐ 13,510 ‐ ‐ ‐ 153,253 21 s'n art /sd ‐ 50.9 ‐ ‐ ‐ 733.0 21 clgjfo{ art ‐ 29.7 ‐ ‐ ‐ 409.7 21 :j]lR5s art ‐ 19.3 ‐ ‐ ‐ 187.1 21 cGo art ‐ 1.8 ‐ ‐ ‐ 84.1

21 ;j{;fwf/0fjf6 ;+sng u/]sf] art ‐ ‐ ‐ ‐ ‐ 52.2 22 s'n jrt÷s'n shf{ -℅_ 32.5% 33.9%23 n3' pBd shf{÷s'n shf{ -℅_ 46.9% 6.6%

ljj/0f

67


1 sfo{If]q ePsf] lhNnf ;+Vof2 ;]jf k'u]sf] lhNnf ;++Vof

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ljj/0fRMDC DIPROSC CHHIMEK Swabalamban Sanakisan

D D D D D

75 25 30 38 75

67 25 29 38 41

‐ 512 632 771 326

23 192 400 561 48

‐ 51 55 96 8

‐ 3,442 6,801 6,094 ‐

‐ 13,604 27,022 32,701 29,017

‐ ‐ 34 ‐ 3,205

‐ 65,917 138,193 155,315 193,777

‐ 708 1,305 ‐ 15,175

70 50,456 107,103 110,263 122,261

6,251.5 5,282.1 10,942.2 13,993.0 8,584.4

‐ 4,749.6 10,477.7 13,893.1 8,584.4

‐ 501.2 263.7 99.9 ‐

6,251.5 31.3 200.8 ‐ ‐

4,134.5 4,184.5 9,051.3 12,051.9 6,350.4

‐ 3,752.7 8,742.1 11,989.5 6,350.4

‐ 401.0 144.8 62.4 ‐

4,134.5 30.8 164.4 ‐ ‐

2,117.0 1,097.6 1,891.0 1,941.1 2,209.4

‐ 996.9 1,735.7 1,903.6 2,209.4

‐ 100.2 118.9 37.5 ‐

2,117.0 0.5 36.4 ‐ ‐

‐ 6.0 1.6 16.7 24.9

‐ 708 149 2,783 11

49.3 95.5 152.3 445.3 1,043.7

‐ 4.7 1.3 14.9 0.6

86.7 20.9 20.4 32.8 47.2

‐ 65,917 138,193 155,315 ‐

‐ 264.0 1,172.2 836.0 ‐

‐ 123.0 361.4 330.2 ‐

‐ 54.7 282.3 492.8 ‐

‐ 86.3 481.0 13.0 ‐

‐ ‐ 47.5 ‐ ‐

24.1% 62.0% 43.1%

9.1% 6.3% 1.9%

68










ljj/0fNERUDE Naya Nepal Summit Sworojgar First Nagbeli

D D D D D D

13 5 10 3 75 3

13 5 2 3 22 1

163 41 42 41 ‐ 29

219 29 50 41 9 25

36 6 6 6 1 2

2,674 229 535 475 ‐ 153

12,861 572 1,815 1,112 ‐ 599

‐ ‐ ‐ ‐ ‐ ‐

56,874 3,016 8,845 6,148 ‐ 2,702

‐ 143 ‐ 28 ‐ ‐

44,753 2,772 6,957 5,029 25 2,295

4,029.8 201.2 360.7 237.5 580.8 121.2

619.1 186.2 346.7 237.5 ‐ 101.7

7.8 15.0 14.0 ‐ ‐ 12.8

3,403.0 ‐ ‐ ‐ 580.8 6.6

3,425.8 140.7 250.3 133.2 227.3 71.2

491.8 132.4 243.2 133.2 ‐ 66.7

4.5 8.3 7.2 ‐ ‐ 1.2

2,929.6 ‐ ‐ ‐ 227.3 3.3

604.0 60.5 110.4 104.3 353.5 50.0

127.3 53.8 103.5 104.3 ‐ 35.1

3.3 6.7 6.8 ‐ ‐ 11.6

473.4 ‐ ‐ ‐ 353.5 3.3

3.9 3.1 0.2 0.7 ‐ ‐

2,409 143 39 ‐ ‐ ‐

56.9 ‐ 8.6 ‐ ‐ ‐

1.4 ‐ ‐ 0.0 ‐ ‐

9.4 1.6 0.3 1.2 3.9 0.5

56,874 ‐ 8,845 6,148 ‐ 2,702

260.4 18.3 30.2 27.2 ‐ 9.7

80.8 10.5 21.8 2.5 ‐ 8.3

179.6 7.7 8.4 11.6 ‐ 0.9

‐ ‐ ‐ 13.1 ‐ 0.5

‐ ‐ ‐ ‐ ‐ ‐

43.1% 30.2% 27.3% 26.1% 19.4%

0.5% 11.1% 6.2% 23.2%

69










ljj/0fKalika Mirmire Janautthan Mithila

D D D D Total5 10 10 3

5 2 6 3

32 20 20 19 3,621

17 8 17 11 2,207

5 2 2 3 392

140 25 1 103 27,778

482 25 417 299 150,509

‐ 1 ‐ ‐ 5,055

2,409 390 2,534 1,670 808,468

‐ 11 ‐ ‐ 22,386

1,763 296 1,021 1,670 570,643

83.4 12.4 25.6 96.3 66,041.0

74.7 8.6 20.0 96.3 53,088.8

8.7 3.8 5.6 ‐ 1,754.7

‐ ‐ ‐ ‐ 11,197.5

45.6 1.1 9.0 67.6 53,064.8

42.3 0.9 6.8 67.6 43,714.5

3.2 0.2 2.3 ‐ 1,240.7

‐ ‐ ‐ ‐ 8,109.6

37.8 24.6 16.5 28.6 12,964.7

32.4 17.6 13.2 28.6 9,359.4

5.4 7.1 3.3 ‐ 517.4

‐ ‐ ‐ ‐ 3,087.9

‐ ‐ 0.2 ‐ 141.1

‐ ‐ 1 ‐ 14,135

6.4 1.0 1.3 ‐ 2,395.4

‐ ‐ 0.0 0.8 124.0

0.4 0.0 1.3 1.7 259.9

2,631 300 2,534 1,670 607,892

11.3 1.4 3.8 3.7 3,421.9

1.1 0.6 2.1 1.1 1,382.8

0.9 0.1 1.7 2.2 1,249.3

9.2 0.7 ‐ 0.4 690.2

‐ ‐ ‐ ‐ 99.7

29.8% 5.7% 23.0% 13.1% 26.4%

14.4% 28.7% 20.1% 4.0%

70

SN Full Name of Bank and Financial Institutions Short Name SN Full Name of Bank and Financial Institutions Short Name

24 Excel Development Bank Limited Excel

1 Nepal Bank Limited NBL 25 Western Development Bank Limited WDBL

2 Rastriya Banijya Bank RBB 26 H. & B. Development Bank Limited H & B

3 Nabil Bank Limited NABIL 27 Arniko Development Bank Limited Araniko

4 Nepal Investment Bank Limited NIBL 28 NDEP Development Bank Limited NDEP

5 Standard Chartered Bank Nepal Limited SCBNL 29 Clean Energy Development Bank Limited CEDBL

6 Himalayan Bank Limited HBL 30 Miteri Development Bank Limited Miteri

7 Nepal SBI Bank Limited NSBI 31 Tinau Bikas Bank Limited Tinau

8 Nepal Bangaladesh Bank Limited NBB 32 Rising Development Bank Limited Rising

9 Everest Bank Limited EBL 33 Muktinath Bikas Bank Limited Muktinath

10 Bank of Kathmandu Limited BOK 34 Sewa Bikas Bank Limited Sewa

11 Nepal Credit and Commerce Bank Limited NCC 35 Kankai Bikas Bank Limited Kankai

12 Nepal Industrial and Commercial Bank Limited NIC 36 Public Development Bank Limited Public

13 Lumbini Bank Limited Lumbini 37 Mahakali Bikas Bank Limited Mahakali

14 Machhapuchhre Bank Limited MBL 38 Ace Development Bank Limited Ace

15 Kumari Bank Limited Kumari 39 Bhargab Bikas Bank Limited Bhargav

16 Laxmi Bank Limited Laxmi 40 Sangrila Bikas Bank Limited Shangrila

17 Siddhartha Bank Limited SBL 41 Resunga Bikas Bank Limited Resunga

18 Agriculture Development Bank ADBNL 42 Rara Bikas Bank Limited Rara

19 Global Bank Limited Global 43 Diyalo Bikas Bank Limited diyalo

20 Citizens Bank International Citizens 44 Country Development Bank Limited Country

21 Prime Commercial Bank Limited Prime 45 Alpine Development Bank Limited Alpine

22 Bank of Asia Nepal Limited BOA 46 Nilgiri Bikas Bank Limited Nilgiri

23 Sunrise Bank Limited Sunrise 47 Kasthamandap Development Bank Limited Kasthamandap

24 DCBL Bank Limited DCBL 48 Garima Bikas Bank Limited Garima

25 NMB Bank Limited NMB 49 City Development Bank Limited City

26 Kist Bank Limited Kist 50 Biswo Bikas Bank Limited Bishow

27 Janata Bank Nepal Limited Janata 51 Professional Bikas Bank Limited Professional

28 Mega Bank Nepal Limited Mega 52 Kabeli Bikas Bank Limited Kabeli

29 Commerz and Trust Bank Nepal Limited CTBNL 53 Kamana Bikas Bank Limited Kamana

30 Civil Bank Limited Civil 54 Corporate Development Bank Limited Corporate

31 Century Commercial Bank Century 55 Pathibhara Bikas Bank Limited Pathibhara

56 Purnima Bikas Bank Limited Purnima

1 Nepal Industrial Development Corporation NIDC 57 Jyoti Development Bank Limited Jyoti

2 Udhyam Development Bank Limited Uddhyam 58 Bagmati Development Bank Limited Bagmati

3 Malika Development Bank Limited Malika 59 Hamro Bikas Bank Limited Hamro

4 Siddhartha Development Bank Limited SDBL 60 Kakre Bihar Bikas Bank Limited Kakre

5 United Development Bank Limited UDBL 61 Shine Development Bank Limited Shine

6 Manakamana Development Bank Limited MDBL 62 Pacific Development Bank Limited Pacific

7 Narayani Development Bank Limited Narayani 63 Civic Development Bank Limited Civic

8 Pashimanchal Development Bank Limited PDBL 64 International Development Bank Limited IDBL

9 Sahayogi Bikas Bank Limited Sahayogi 65 Gulmi Bikas Bank Limited Gulmi

10 Pashupati Development Bank Limited Pashupati 66 Kanchan Development Bank Limited Kanchan

11 Karnali Bikash Bank Limited Karnali 67 Matribhumi Bikas Bank Limited Matribhumi

12 Triveni Development Bank Limited Triveni 68 Bright Development Bank Limited Bright

13 Annapurna Development Bank Limited Annapurna 69 Innovative Development Bank Limited Innovative

14 Bhrikuti Bikas Bank Limited Bhrikuti 70 Jhimruk Bikas Bank Limited Jhimruk

15 Shubhechchha Bikas Bank Limited Suvekchha 71 Metro Development Bank Limited Metro

16 Bageshowri Development Bank Limited Bageshwori 72 Vivor Bikash Bank Limited Vivor

17 Sanima Bikas Bank Limited Sanima 73 Gaumukhi Bikas Bank Limited Gaumukhi

18 Gaurishankar Development Bank Limited Gaurishankar 74 Raptibheri Bikas Bank Limited Raptiveri

19 Gorkha Bikas Bank Limited Gorkha 75 Nepal Consumer Development Bank Limited Consumer

20 Gandaki Bikas Bank Limited Gandaki 76 Khandbari Development Bank Limited Khadbari

21 Infrastructure Development Bank Limited Infrastructure 77 Tourism Development Bank Limited Tourism

22 Business Development Bank Limited Business 78 Mission Development Bank Limited Mission

23 Biratlaxmi Bikas Bank Limited Biratlaxmi 79 Surya Development Bank Limited Surya

Name list of Bank and Financial Institutions

A. Commercial Banks

B. Development Banks

71

SN Full Name of Bank and Financial Institutions Short Name SN Full Name of Bank and Financial Institutions Short Name

80 Mount Makalu Development Bank Limited Mt. Makalu 46 Royal Merchant Banking & Finance Limited Royal

81 Sindhu Bikas Bank Limited Sindhu 47 Guheshworil Merchant Banking & Finance Limited Guheshwori

82 Sahara Development Bank Limited Sahara 48 Patan Finance Co. Limited Patan

83 Social Development Bank Limited Social 49 Fewa Finance Limited Fewa

84 Nepal Community Development Bank Limited NCDBL 50 Everest Finance Limited Everest

85 Cosmos Development Bank Limited Cosmos 51 Prudential Finance Company Limited Prudential

86 Manasalu Development Bank Limited Manaslu 52 ICFC Finance Limited ICFC

87 Samabriddhi Development Bank Limited Samabriddhi 53 IME Financial Institution Limited IME

88 Ekata Development Bank Limited Ekata 54 Sagarmatha Merchant Banking and Finance Limited Sagarmatha

89 Kalinchowk Development Bank Limited Kalinchowk 55 Shikhar Finance Limited Shikhar

56 Civil Merchant Bittiya Sanstha Limited Civil

1 Nepal Aawas Finance Limited Neapal Aawas 57 Prabhu Finance Co. Limited Prabhu

2 Nepal Finance Limited NFL 58 Imperial Finance Limited Imperial

3 NIDC Capital Markets Limited NIDC Capital 59 Kuber Merchant Finance Limited Kuber

4 Narayani National Finance Limited NNFL 60 Nepal Express Finance Limited NEFL

5 Annapurna Finance Co.Limited AFCL 61 Valley Finance Limited Valley

6 Nepal Share Markets and Finance Limited NSMFL 62 Seti Bittiya Sanstha Limited Seti

7 Peoples Finance Limited Peoples 63 Hama Merchant & Finance Limited hama

8 Mercantile Finance Co. Limited Merchantile 64 Reliable Finance Limited reliable

9 Kathmandu Finance Limited KFL 65 Loard Buddha Finance Limited Lord Buddha

10 Himalaya Finance Limited Himalaya 66 Swostik Merchant Finance Company Limited Swastik

11 Union Finance Limited Union 67 Api Finance Limited Api

12 Gorkha Finance Limited Gorkha 68 Namaste Bitiya Sanstha Limited. Namaste

13 Paschhimanchal Finance Co.Limited PFCL 69 Kaski Finance Limited Kaski

14 Nepal Housing & Merchant Finance Limited NHMFL 70 Suryadarshan Finance Co. Limited Suryadarshan

15 Universal Finance Limited Universal 71 Zenith Finance Limited Zenith

16 Samjhana Finance Co. Limited Samjhana 72 Unique Finance Limited Unique

17 Goodwill Finance Limited Goodwill 73 Manjushree Financial Institution Limited Manjushree

18 Siddhartha Finance Limited SFL 74 Subhalaxmi Finance Limited Subhalaxmi

19 Shree Investment & Finance Co. Limited SIFCL 75 Jebil's Finance Limited Jebils

20 Lumbini Finance & Leasing Co. Limited Lumbini 76 Reliance Finance Limited Reliance

21 Inbesta Finance Limited Investa 77 Lotus Investment Finance Limited Lotus

22 Yeti Finance Limited YFL 78 Baibhab Finance Limited Baibhav

23 Standard Finance Limited Standard 79 Bhaktapur Finance Limited Bhaktapur

24 International Leasing & Finance Co. Limited ILFCO D. Micro‐credit Development Banks25 Mahalaxmi Finance Limited Mahalaxmi 1 Purbanchal Grameen Bikas Bank Limited PUGBB

26 Lalitpur Finance Co. Limited Lalitpur 2 Sudur Pashimanchall Grameen Bikas Bank Limited SPGBB

27 Bhajuratna Finance & Saving Co. Limited Bhajuratna 3 Pashimanchall Grameen Bikas Bank Limited PAGBB

28 United Finance Co. Limited United FC 4 Madhya Pashimanchal Grameen Bikas Bank Limited MPGBB

29 General Finance Limited General 5 Madhymanchall Grameen Bikas Bank Limited MGBB

30 Progessive Finance Limited Progressive 6 Nirdhan Utthan Bank Limited NIRDHAN

31 Alpic Everest Finance Limited AEFL 7 Rural Microfinance Development Centre Limited RMDC

32 Nava Durga Finance Co.Limited Navadurga 8 Deprosc Microfinance Development Bank Limited DIPROSC

33 Janaki Finance Co. Limited Janaki 9 Chhimek Microfinance Development Banks Limited CHHIMEK

34 Pokhara Finance Limited Pokhara 10 Shawalamban Laghu Bitta Bikas Banks Limited Swabalamban

35 Central Finance Limited Central 11 Sana Kisan Vikas Bank Limited Sanakisan

36 Premier Finance Co. Limited Premier 12 Nerude Laghu Bitta Bikas Bank Limited NERUDE

37 Arun Finance Limited Arun 13 Naya Nepal Laghu Bitta Bikas Bank Limited Naya Nepal

38 Multipurpose Finance Co. Limited Multipurpose 14 Summit Microfinance Development Bank Limited Summit

39 Butwal Finance Limited Butwal 15 Sworojagar Laghu Bitta Bika Bank Limited Sworojgar

40 Shrijana Finance Limited Srijana 16 Frist Microfinance Development Bank Limited First

41 Om Finance Limited Om 17 Nagbeli Microfinance Development Bank Limited Nagbeli

42 CMB Finance Limited CMB 18 Kalika Microcredit Development Bank Limited Kalika

43 World Merchant Banking & Finance Limited WMBFL 19 Mirmire Microfinance Development Bank Limited Mirmire

44 Capital Merchant Banking & Finance Co. Limited CMBFCL 20 Janautthan SamudayikMicrofinance Dev. Bank Limited Janautthan

45 Crystal Finance Limited Crystal 21 Mithila Laghu Bitta Bikas Banks Limited Mithila

C. Finance Companies

72

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