breakout: providing high-quality financial education in school - mariella zaldivar - peru
TRANSCRIPT
Financial education in schools as a Financial education in schools as a national policy in Perunational policy in Peru
Mariela ZaldivarSuperintendence of Banking, Insurance and Private Pension Funds of Peru
April 2016
Financial Inclusion policies framed in Peruvian National Plans
Objetive:To have transparent and efficient Financial Markets, with sound institutions that facilitates financing and investment.
Objetive:To develop financial markets through financial inclusion (Diversify economy, competitively and employment axis)
NSFI
Peru approach to Financial education
National Strategy for Finacial Inclusion
Promote access and responsible use of financial services, that they be trustworthy, efficient, innovative and according to the needs of the diverse segments of the population.
Financial Inclusion
Financial Education goal:Improve skills and financial capacities of all segments in order to make proper decisions and have better control of their own financial decisions.
Technical Group for Financial Education
New National Curriculum 2015
He/she acts responsibility with regard to economic and
financial resources.
Understands the relationship between
elements on economic and financial systems.
Becomes aware of his/her role on the economic system.
Manages the resources
responsibility.
Curricular Areas:-Kindergarten and Elementary school:Social-Personal-High school: History, Geography and Economy
Consumer Protection Example
Elementary school10-12 years old
High school12-14 years old
High school14-17 years old
Understands the relationship between elements on economic and financial systems
Argues that consumer protection laws must be obey during the production and commercialization of goods and services
Manages the resources responsibility.
Shows through his/her actions that it is important to be an informed consumer
Exercises their right and responsibilities as an informed consumer
Exercises their right under the law
Previous experiences :SBS Teachers training program
SBS Teachers training program M&E
The program improves the financial knowledge in 23.8% with 99% of significance.
Monitoring “Tableau” Impact evaluation (2014-2015)
The Ministry of education, the Bank Association and the SBS are working together on a pilot to bring the new financial education curriculum to high schools.
They will start this process with high school’s last three years on a sample of schools. The IBD will evaluate the program.
Bringing the New Curriculum to lifeProcess to implement a pilot
Pilot “Finanzas en mi colegio” (finance in my school)
Teachers training program for elementary schools The SBS in collaboration with the Ministry of Education will develop a new pilot to bring the new
financial education curriculum to elementary schools.
Thank you for your attentionThank you for your attentionMariela Zaldivar
Superintendence of Banking, Insurance and Private Pension Funds of Peru