Business Banking Pricing GuideBrunei Darussalam

Business Current Account

Fixed Deposit

Minimum Balance

Monthly Maintenance Fee(Below minimum balance)

Monthly Dormant Account Maintenance Fee(Inactive for 12 months)

Reactivation Fee

Monthly Service Fee for Offshore Company

Charges for overdrawn Account

BND250 or equivalent (one-off charge irrespective of account held)

18% pa. on the excess amount

CAD

5,000

45,000

48

300

12

40

NZD

5,000

45,000

48

300

12

40

GBP

5,000

22,500

30

150

8

25

USD

5,000

33,750

30

210

8

25

EUR

5,000

22,500

30

150

8

25

HKD

30,000

200,000

300

1,500

75

250

CNY *

30,000

200,000

300

1,500

75

250

SGD

10,000

45,000

75

300

15

10

JPY

300,000

3,500,000

5,000

25,000

1,500

4,000

AUD

5,000

45,000

48

300

12

40

AUD CAD NZD GBP USD EUR HKD CNY* SGDBND

The following is applicable for Fixed Deposit both BND and Foreign Currencies: • Standard Chartered reserves the right to forfeit all or any part of interest awarded at promotional rate in respect of a Fixed Deposit if you withdraw the Fixed

Deposit before it matures. • Any renewal of a Fixed Deposit is at the Bank’s prevailing Time Deposit board rate for the same tenor.

* Chinese Yuan Renmimbi Offshore

This charge is in addition to the prevailing charges for payment services where appropriate * Chinese Yuan Renmimbi Offshore. ** Only applicable when interest earned after penalties equivalent to BND20 or more.

Minimum Initial Deposit

Early Upliftment Service Fee**

Early Upliftment Penalty

BND 2,000 or equivalent

16 16 16 10 10 10 100 100 2020

Penalty is calculated on days remaining to maturity. The penalty is charged at 1.5% on top of the prevailing rate set by the Bank.

Interest paid is based on the nearest completed term less 1% whichever is lower of the following : 1. Counter rate on the upliftment date or2. Counter rate at the original contract date

No interest is paid when completed term is less than 1 month and when the interest after deduction is negative.

BND Business Current Account

Minimum Balance

Monthly Maintenance Fee(Below minimum balance)

Monthly Service Fee

Account Opening Fee

Account Closure (closed within 6 months of account opening)

Monthly Dormant Account Maintenance Fee(Inactive for 12 months)

Reactivation of Dormant Account

Charges for overdrawn Account

BND 10,000 BND 45,000 for Offshore Business Banking Company

BND 75

BND 300 for Offshore Business Banking Company

BND 250 for Offshore Business Banking Company only

Not Applicable

BND 50 or equivalent

BND 15

BND 10

18% pa. on the excess amount

Onshore Company

Offshore Company

Onshore Company

Offshore Company

We offer business foreign currency current account in several major currencies to support your business needs.

11

Book Transfer

Book Transfer Within Own Accounts

Book Transfer to Other Accounts

Book Transfer Stop

Book Transfer Reject

Digital

Free

Free

BND30

Free

Manual

Free

Free

BND30

Free

Local Fund Transfers (RTGS)

Local Fund Transfer (RTGS)

Local Fund Transfer (RTGS) Stop

Local Fund Transfer (RTGS) Reject

Local Fund Transfer Return

Digital

BND 10

BND 30

Free

Free

Manual

BND 30

BND 30

Free

Free

Direct Credit (ACH)

Direct Credit to SCB Account

Direct Credit to 3rd Party Bank Account

Direct Credit to 3rd Party Bank Account (Payroll)

Direct Credit Stop

Direct Credit Reject

Direct Credit Return

Digital

Free

BND 2

BND 1

BND 30

Free

Free

Manual

Free

BND 2

BND 1

BND 30

Free

Free

Remittance - Outgoing Telegraphic Transfer

Payment Services

Outgoing Telegraphic Transfer (with FX)

Outgoing Telegraphic Transfer (without FX)

Outgoing Telegraphic Transfer Cover Charges

Outgoing Telegraphic Transfer Electronic

Debit Advice (Paper)

Outgoing Telegraphic Transfer Electronic

Debit Advice (Email)

Outgoing Telegraphic Transfer - Stop

Outgoing Telegraphic Transfer Repair

(Query/Amendment/Cancellation)

Digital

BND 10 + BND 50 (OUR Charge)

BND 10 + 0.1% (min BND 15, Max 100)

+ BND 50 (OUR charge)

BND 25

Free

Free

BND 30

BND 50 + any additional charges which may be

incurred by processing country

Manual

BND 30 + BND 50 (OUR Charge)

BND 30 + 0.1% (min BND 15, Max

100) + BND 50 (OUR charge)

Free

Free

BND 30

2

Set Up / Amendment

Periodic charge - Payment to Local Standard Chartered Bank Account

Periodic charge - Payment to account with another account in Brunei or overseas(*)

Penalty for insuf�cient fund

CAD

23

4

8

40

NZD

23

4

8

40

GBP

15

3

5

25

USD

15

3

5

25

EUR

15

3

5

25

HKD

150

25

25

250

CNY

150

25

25

250

SGD

130

5

10

30

AUD

23

4

8

40

* This charge is in addition to the prevailing charges for Telex/Draft/Cashier’s Order services where appropriate

Standing Instruction (SI)

BND Account

Set Up / Amendment

Periodic charge - Payment to Local Standard Chartered Bank Account or with another bank in Brunei or overseas*

Penalty for insuf�cient fund (after 3 attempts)

BND 15

BND 5

BND 30

Local Bank Cheque

Cashier’s Order Customization

Cashier’s Order Maintenance

Cashier’s Order Collect From Counter

Cashier’s Order Collect From Courier

Cashier’s Order Reject

Cashier’s Order Cancellation

Cashier’s Order Cancellation and Reissuance

Stale Cashier’s Order Cancellation

Digital

BND 250

BND 100

BND 10

BND 10 + BND 10

Free

BND 30

BND 15 + BND 20 (manual)

BND 15

Manual

BND 250

BND 100

BND 20

BND 20 + BND 10

Free

BND 15

BND 15 + BND 20 (manual)

BND 15

Beneficiary Advising

Bene�ciary Advice Setup

Bene�ciary Advice (Email)

Free

Free

3

International Bank Cheque

International Bank Cheque (with FX)

Collect From Counter

International Bank Cheque (with FX) Courier

International Bank Cheque (without FX)

Collect From Counter

International Bank Cheque (without FX)

Courier

International Bank Cheque Invoice Printing

International Bank Cheque Reject

International Bank Cheque Cancellation

Digital

BND 20

BND 20 + BND 10

BND 20 + 0.1%

(min BND 15, Max 100)

BND 20 + BND 10 + 0.1%

(min BND 15, Max 100)

Free

Free

BND 30

Manual

BND 40

BND 40 + BND 10

BND 40 + 0.1%

(min BND 15, Max 100)

BND 40 + BND 10 + 0.1%

(min BND 15, Max 100)

Free

N/A

BND 50

BND 85 (New York)

Corporate Cheque

Corporate Cheque Customization – Set up / Change Layout

Corporate Cheque Maintenance

Standard Cheque Book

Corporate Cheque Collect From Counter

Corporate Cheque Courier

Corporate Cheque Invoice Printing

Corporate Cheque Stop

Cashier’s Order Stop and Reissuance

Direct Marking of Cheque (LCY)

Immediate clearance of house cheque OTC (LCY)

Cheque Return due to technical reason- Issued on your account (LCY)

Cheque Return due to insuf�cient fund - Issued on your account (LCY)

Cheque Return – Deposited into your account (LCY)

Direct Marking of Cheque (FCY)

Cheque Return due to technical reason- Issued on your account (FCY)

Cheque Return due to insuf�cient fund - Issued on your account (FCY)

Cheque Return – Deposited into your account (FCY)

Digital

BND 350

BND 100

Not applicable

BND 1

BND 1 + BND 10

Free

BND 30

BND 15 + BND 1

BND 30

Free

BND 10

BND 100

Free

USD 15 or equivalent

USD 5

USD 50

Free

Manual

BND 350

BND 100

BND10 per book*

BND 1

BND 1 + BND 10

Free

BND 15

BND 15 + BND 1

BND 30

Free

BND 10

BND 100

Free

USD 15 or equivalent

USD 5

USD 50

Free

4

*BND10 per book for 1-2 books per order. BND10 per book and BND5 service fee per book for 3 books or more per order.

Collection ServicesInward Telegraphic Transfers

Inward Telegraphic Transfer (with FX)

Inward Telegraphic Transfer (without FX)

Free

0.1% (min BND 15, max BND 100)

Domestic Electronic Collection

High-Value Electronic Collection (RTGS)

Low-Value Electronic Collection (ACH)

Free

Free

Foreign Currency Cheque (cleared overseas)

Cheque Collection (FCY) With FX – Cleared Overseas

Cheque Collection (FCY) Without FX – Cleared Overseas

1% (BND 35, max BND50) + prevailing TT buying rate upon clearance

plus applicable telex/swift and courier/postage charges

1% (BND 35, max BND50) + 0.1%* (min BND 15, max 100)

plus applicable telex/swift and courier/postage charges

Cash Related Transactions Charges

Local Currency Cheque Collection (cleared locally)

Cheque Collection (LCY) Local Cheque

Processing – Clear Funds

Free

Foreign Currency Cheque Collection (cleared locally)

Cheque Collection (FCY) Local Cheque

Processing – Clear Funds

1% (BND 35, max BND50) + 0.1%* (min BND 15, max 100)

plus applicable telex/swift and courier/postage charges

Cash Deposit Over the Counter (BND notes) to BND Account

Cash Deposit Over the Counter (Foreign Currency notes) to BND Account

Bulk deposit of coins (First BND50)

Bulk deposit of coins (Above BND50)

Bulk deposit of BND1 and BND5 notes (Above BND100)

Bulk deposit of BND1 and BND5 notes (Above BND100) deposited

via secured pack

Cash Withdrawal Over the Counter (BND Account)

Cash Deposit Over the Counter to Foreign Currency Account

(depositing foreign currency notes to the account of same foreign currency)

Cash Deposit Over the Counter to Foreign Currency Account

(depositing of foreign currency notes to the account of different currency)

Cash Withdrawal Over the Counter from Foreign Currency Account

(withdrawal of foreign currency notes from the account of same foreign currency)

Cash Withdrawal Over the Counter from Foreign Currency Account

(withdrawal of foreign currency notes from the account of different currency)

Free

Free

Free

10% of amount or min BND5

1% of amount or min BND10

0.5% of amount or min BND10

Free

1.5% or minimum charge of USD 8

(or currency equivalent) whichever is higher

Free

1.5% or minimum charge of USD 8

(or currency equivalent) whichever is higher

Free

* if cheque currency is similar with credit account currency

* if cheque currency is similar with credit account currency

Coin and Notes Services (Branch Transactions)

5

Other Services Charge

Straight2Bank

Straight2Bank Set Up and Implementation

Straight2Bank Device (Vasco Token) Token Replacement / Additional Token

Straight2Bank – Training / Troubleshooting

Straight2Bank (Payment Initiation and Reporting) – Monthly Usage

Straight2Bank (Payment Initiation and Reporting) Reports – Email

Straight2Bank (Payment Initiation and Reporting) – Monthly Usage

Straight2Bank (Payment Initiation and Reporting) Reports – Email

Straight2Bank Info Manager – Monthly Usage

Straight2Bank Info Manager Reports - Web

Straight2Bank Info Manager Reports - Email

Straight2Bank Access Complex Setup and Implementation

Straight2Bank Access – Monthly Usage

BND 75

BND 20 per token (�rst 2 tokens free)

Free

BND50

Free

Free

Free

Free

Free

Free

BND500

BND50

Straight2Bank Transaction Initiation and Reporting (Payment Function)

Straight2Bank – Reporting (Enquiry) only

Straight2Bank – Info Manager

Straight2Bank Access

Document/ Statement and Investigation Services

Request for copies of past statement

Rate Enquiry / Credit Con�rmation

Traces per customer’s request

Cheque Retrieval (cheque image)

SWIFT MT940/950 (monthly)

BND20 per page

Free

BND 15 per tracer

BND10

BND120

Courier and Postage

Courier Charges

Postage and Fax Charges

Brunei

BND10

BND5

ASEAN

BND20

BND8

Others

BND40

BND10

Audit Confirmation

Past 2 Years

More than 2 Years

BND 100

BND 200

Letter of Reference

Certi�cate of Balance / Letter of Reference BND 30

Stamp Duty BND2

6

Trade ServicesImports

Letters of Credit (LC)

LC issuance

LC issuance

Minimum Fee

Discretionary charges for lengthy LC

0.125% per month or part thereof

0.25% (2 months) or BND50

BND20 per page

LC Cancellation

Cancellation fee

Minimum Fee

Maximum Fee

0.125%

Min. BND50 plus applicable telex/ swift and courier/

postage charges

Max. BND1000 plus applicable telex/ swift and

courier/ postage charges

LC Amendment

Amendment for sight/ usance LC

(*a further commission will be levied for increased amount or

extended validity of credit)

Extension of LC validity or increase in LC value

BND50 per amendment

0.125% per month or minimum fee of BND50

Import Bills under LC

Usance/ Deferred payment commission

Expired LC

Overdrawn amount for sight/usance LC

Discrepancy fee (for bene�ciary)

0.125% per month (on bill amount) or minimum BND50

0.125% per month (on bill amount) or minimum BND50

0.125% per month (on bill amount) or minimum BND50

BND75

Brunei

Full Text or Amendment L/C

ASEAN

Full Text L/C

Amendment L/C

Other Countries

Full Text L/C

Amendment L/C

BND30

BND50

BND30

BND100

BND50

Transmission Handling Fee for Full Text or Amendment L/C via Telex/ SWIFT

7

Collections

Import Bills for Collection (DA/DP)

Handling commission

Release of documents free of payment

Handling commission (for presenting to other local banks)

Tracing/ Enquiry Fee

Amendment

Protest handling fee

0.125% on the amount of the bill or minimum BND50

BND50

BND15 per presentation plus ½ share of commission of 0.125%

or minimum BND50

BND15 per chase / tracer

BND30 per transaction

BND100 plus legal expenses and notary fees

Shipping Guarantee

Issuance fee

Under LC

Under Collections Bills for customer with Trade facility

BND30

0.125% on invoice amount or minimum BND30

Guarantee

Guarantee/ SBLC issuance

Processing Fee

Renewal Fee

- Commission (fully cash secured or by third party reputable bank)

- Commission (secured by SCB branch overseas)

- Commission (partially secured/ unsecured)

- Amendments

Stamp Duty for Letter of Indemnity

BND 250

BND 200

1% p.a. or BND 200 per guarantee (whichever is higher)

USD100 �at

1.5% p.a. or BND 200 per guarantee (whichever is higher)

BND100 per guarantee

BND2

8

Trade ServicesExports

Collections

Letters of Credit (LC)

LC Advising

LC Advising fee for customers

LC Advising fee for non-customers

BND30

BND50

LC Amendment

LC Amendment

LC Amendment fee for customers

LC Amendment fee for non-customers

BND30

BND50

LC Amendment

Documents Presented under Export L/C

Document handling fee (for sight/ usance export LC) 0.125% on invoice amount or minimum BND50

Export Bills for Collection

Handling commission

Amendment charges to Collection instruction

Chaser/ tracer

0.125% on invoice amount or minimum BND50

BND30

BND15 per chase / tracer

9

Commission-in-lieu of exchange

- BND1 to BND100,000

Minimum Fee

Maximum Fee

0.1%

BND15

BND100

Stamp Duty

- Sight Draft

- Usance Draft

BND0.10

0.1% of draft amount

Handling Fee for Aborted/ Cancelled Transaction

Minimum Fee

Maximum Fee

0.125% plus applicable telex/ swift ad courier/ postage charges

BND50

BND1,000

Courier, Postage and Fax Charges

- Courier Charges

- Postage & Fax Charges

Other Charges

Letter of Intent (non-committal)

Issuance Fee BND50

Brunei BND10

ASEAN BND20

Others BND40

Brunei BND5

ASEAN BND8

Others BND10

10

Full Prepayment Fee

Loan paid up to 5 years

Loan paid up over 5-10 years

Loan paid up over 10 years or more

5% of loan outstanding or minimum BND5,000 whichever is higher

3% of loan outstanding or minimum BND3,000 whichever is higher

1.5% of loan outstanding or minimum BND1,500 whichever is higher

Partial Prepayment Fee

Loan paid up to 5 years

Loan paid up over 5-10 years

Loan paid up over 10 years or more

Payout Fee if loan transferred to another bank

Late Payment Fee

3% of prepaid amount

1.5% of prepaid amount

1% of prepaid amount

3% of loan outstanding balance or minimum BND3,000 in addition to the Full

Prepayment Fee

Overdue interest of 13.5% pa. on the unpaid monthly installment

Processing Fee

Top Up

Full Prepayment Fee

New Loan

Top Up

Partial Prepayment Fee

Amendment Fee

Late payment Fee

1% of loan amount or minimum BND500, whichever is higher

0.5% of loan amount or minimum BND250 whichever is higher

(no repayment allowed within �rst 12 months)

10% of outstanding balance or minimum of BND5,000 whichever is higher

Waived

3% of amount prepaid or minimum BND500 whichever is higher

BND500 per request

BND60 plus overdue interest of 13.5% pa. on the unpaid monthly instalment.

Business Mortgage and Working Capital (including Overdraft)

Business Instalment Loan

Processing Fee(For Guarantee, kindly refer to "Guarantee" section above)

Amendment / Cancellation Fee

Renewal Fee(For Guarantee, kindly refer to "Guarantee" section above)

1% of the loan amount with minimum of BND500 and maximum BND1,000

BND400

BND400

11

Note:

(1) Standard Chartered Bank reserves the right to vary, modify, add, delete or otherwise revise any of these terms, at the Bank’s sole and absolute discretion, with or without prior notice or reason.

(2) For Foreign Currency Accounts, charges (where applicable) will be charged in the respective currencies.

(3) In case of any inconsistency or dispute, the higher rates shall prevail.

(4) For details of specialized products or structured cash solutions, please contact your Relationship Manager.

For Trade Services, Business Mortgage, Working Capital and Business Instalment Loan

(5) Interest on loan and working capital products is charged at our prevailing rates which may be sighted upon request. A higher rate will apply for all unauthorised excess.

(6) No commission is refundable where a documentary credit is cancelled, expires or is totally or partially unutilised.

(7) All fees may differ during promotions.

(8) Other charges may apply depending on the complexity or urgency of facility

© Standard Chartered Bank (Brunei Branch) | Registration Number RFC/61.Standard Chartered Bank is incorporated in England with limited liability by Royal Charter 1853 Reference Number ZC18. Standard Chartered Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

GadongG01-02Wisma Haji Mohd Taha BuildingJalan GadongBrunei Darussalam BE4119

Operating HoursMonday - Thursday: 9.00am - 4.00pmFriday: 9.00am-11.30am, 2.00pm - 4.00pmSaturday to Sunday and Public Holidays: Closed

Kuala BelaitUnit 1B, Lot75, Wisma Hainan, Ground & First Floor, Jalan Bunga Raya, Kuala Belait KA1131

Operating HoursMonday - Thursday: 9.00am - 4.00pmFriday: 9.00am-11.30am, 2.00pm - 4.00pmSaturday to Sunday and Public Holidays: Closed

Business Banking Centres