Cash Flow Analysis:Inspiring Cases, Analysing Companies

DATETIME

TRAINERPRICE

20th - 21st April, 20208:00AM - 5:00PMErik De Jong€400 for 2 days

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COURSE IS NOW ONLINE!LIVE SESSION

CONTEXT & OBJECTIVES Banks play a crucial role in allocating financial resources. Many companies in a country are dependent on the loans and credit facilities that banks provide. Meeting the demand of these companies for financial resources in a sustainable way will support social and economic developments. The workshop is intended to help staff to do their job efficiently and thoroughly. After finishing the programme, all participants should be able to:

Systematically determine the operating and financial strength of a specific borrowing company. Linking operational and financial issues gives a strong analysis and protection against unreliable financials and weak business plans. Finally, the participants will be able to judge the level & predictability of future cash flows and to assess a risk rating by hand

Help the borrower to set reasonable goals in terms of financial condition and growth and proposing/discussing a strategy when a borrower is facing potential future financial difficulties

Understand the importance of loan monitoring, a pro-active attitude, and acting like your customer’s “financial partner” in order to improve the risk profile and to avoid bad loans.

Give concise and clear conclusions and recommendations to credit committees/management

The workshop is created for relationship managers & credit analysts at banks and everyone else who is interested in financial analysis and in tricks and tips to improve their efficiency. Both senior and junior staff will enjoy the real-life examples and the lively discussions.

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TARGET GROUP

Please note that this course will take place online as a live session maximizing interaction between the trainer and participants. To participate you will need a laptop, webcam, earphones with microphone and a wifi connection. The week prior to the commencement of the training we will send you all the necessary joining instructions.

METHODOLOGY Using a 10-step approach (a “Toolbox”), the participants analyse real-life situations and assess strengths and weaknesses in a clear & concise way. In lively discussions, they share their expertise, experi-ence, observations, and analyses. It is exciting and fun. On all cases and exercises, the participants will receive documented answers.

SUBJECTSOur goal is to judge the level & predictability of future cash flows and to assess a credit risk rating by hand. The following subjects are needed to make this judgment and will be covered in the workshop:

• Identifying warning signals in the cash flow statement• Measuring the debt burden• Judging liquidity• Preparing a financial projection to assess future cash flow quality• Drafting an industry analysis• Assessing management quality and reliability of financial information• The impact of the corporate strategy• The impact of technological disruption• Managing your corporate client• Parent/subsidiary issues and structure risks• Assessing a risk rating by hand (=not by computer)

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Updating the group’s “AHA-list” to register views & ideasAbout yesterday: learning points & questions?

DAY 2

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COURSE SCHEDULE

What are the wishes of the participants?

DAY 1

Outline of the programme & individual expectations

A practical 10-step framework for credit analysis The toolbox

The importance of cash flows, calculating cash flows and identifying warning signals

Cash flow analysis

Refreshing this part of financial analysis as wellProfitability, debt burden and liquidity

Tools to assess the Business Risks, which is part of the operating strength of a company

Industry analysis and “Product Life Cycle < > Cash Flows”

What went wrong?Case “A profitable retailer still going bankrupt”

How to make a financial projection: We go back in time and find a solution how we could avoid the bankruptcy of the retailer

Financial projection “Back to the Future”

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Test each other’s knowledge: The cards contain questions and answers

Card-game

When is a borrower ready for expansion?Ready for expansion?

Learning an easy and effective tool to assess these items & warning signals

Management’s Attitude & Reliability of Financials

The World Bank & U.N. about out-of-court debt restructuring, discussions

Bad Loans: Voluntary Debt Restructuring

2 Different strategies, which is best?TECHNOLOGICAL DISRUPTION CASE 1/2: “Apple vs. Dell”

Are the financials reliable? What about the business risks? Are the owners “on the hook”?

Case “Company Easy Bikes Ltd. is being sold”

New vs. old technologyTECHNOLOGICAL DISRUPTION CASE 2/2: “Tesla vs. Ford”

Filling out the evaluation forms

The cases in the workshop are about small, medium-sized and big companies.

DEFINITION OF SMALL & MEDIUM-SIZED ENTERPRISES (SME’s) (m = million)

Conclusion & Evaluation

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About the trainer - ERIK DE JONGMSc, Credit risk management consultant, Owner at Dies Novus Training Erik is a professional trainer with outstanding knowledge, expertise and teaching skills, based on many years of international experience in the financial sector. Being a financial storyteller, Erik has the ability to clarify in an easy and understandable way complex financial structures of any organization. But above all, his contagious enthusiasm, paired with profound knowledge of the financial sector as a whole, reflect perfectly the core values we like to see among our staff.

Erik has founded Dies Novus Training, a sole proprietorship. He has worked at ING Bank for 22 years in the area of international credit risk management as full time trainer, manager and analyst. Since 2010, he has been a freelance trainer, and is an external consultant to the House of Training Luxembourg in order to train credit staff in emerging markets. His goals are stimulating participants and increasing the enthusiasm about their job, preferably by discussing interesting case material. Erik trained credit staff in Vietnam, Mongolia, China, Kazakhstan, Germany, Poland, Italy, Spain, Malta, The Netherlands, Belgium, Brazil, Switzerland, Armenia, El Salvador, Georgia, Albania, Romania, Bosnia, Azerbaijan, Egypt, Kosovo, Rwanda, and Moldova.

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Course Fee: €400 for both days

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15% OFF when booking 5+ seats

10% OFF when booking 3+ seats

Students are eligible to a discounted price.Booking is subject to availability and on presentationof a valid student card.

Cash Flow Analysis:Inspiring Cases,

Analysing Companies

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Analysing Companies

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Cash Flow Analysis:Inspiring Cases,

Analysing Companies

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