6/24/15CB-2206

Loan Features

• Non-recourse, with the exception of standard carve-outs

• Assumable

Rate Lock

• 30 to 90 day commitments are available

• Extended Rate Lock feature is also available

Escrows

• Replacement reserve, tax and insurance escrows are typically required

Pricing

• Pricing is based on the risk attributes of each loan

• Contact Capital One for specific pricing

Available

• Nationwide

Terms

Eligible Properties

• Stand-alone or combinations of Independent Living, Assisted Living, and Alzheimer’s properties

• Properties accepting Medicaid are eligible with limited tenancy concentration

• Free standing skilled nursing facilities are not eligible

Maximum Loan to Value

• 75% for acquisitions or cash neutral refinances

• 70% for cash out refinances

Minimum Debt Service Coverage

• Independent Living – 1.30x

• Assisted Living – 1.40x

• Combination of Independent and Assisted Living (with 50% or more Assisted Living units) – 1.40x

Supplemental Mortgage

• Available for loans with more than 3 years remaining on the first mortgage

Eligible Borrowers

• Single asset, single purpose entity (some exceptions permitted)

FREDDIE MAC SEnIoR houSIng PRoDuCT

overview

• Fixed or Adjustable Rate Mortgage

• Availability of Supplemental loans

• Pricing based on risk attributes

• Various loan terms

• Interest-only periods may be available

• Non-recourse except “bad boy” carve outs

To learn more about how the Capital one team members will roll up their sleeves for your business, contact

Capital One Multifamily Finance 7600 Wisconsin Ave., Suite 800 Bethesda, MD 20814 855-933-6667 infomultifamily@capitalone.com

www.capitalonemultifamily.com

Capital one® provides an array of financing solutions for all types of facilities and organizations. We offer a wide range

of Fannie Mae®, Freddie Mac® and FhA® programs nationwide as well as balance sheet products in selected markets.

This gives us the breadth of resources to structure transactions that closely meet the needs of our customers. We

take pride in delivering “good enough just isn’t” service at every stage of the lending process, from origination and

underwriting to closing and beyond.

The third parties listed are not affiliated with Capital One and are solely responsible for their products and services. All trademarks used herein are owned by their respective owners. All loans subject to credit approval. Terms and conditions apply. Products and services are offered by Capital One, N.A., NMLS ID 453156.©2015 Capital One. All rights reserved.