cds business mapping

CDS Business MappingCDS Business MappingMapping for the Next Millennium

RiskMeter OnlineRiskMeter OnlineWildfire Hazard Model

Features & Benefits

How the Model Was How the Model Was CreatedCreated

While CALVEG is excellent data, there are two main problems:

- 60 categories are too many for underwriters to deal with

- The user does not know which categories have a high potential to burn Mapping for the Next MillenniumMapping for the Next MillenniumCDS Business MappingCDS Business Mapping

CDS used CALVEG vegetation data to create the model.

CALVEG breaks down vegetation/landcover into 60+ categories for the state of CA.

CDS Reclassified the 60 categories CDS Reclassified the 60 categories into 4into 4

CDS did research on how well each type of “fuel” burned

The 60+ categories were then reclassified based upon the research into 4 categories as follows:- High

- Medium- Low

- Very Low

Mapping for the Next MillenniumMapping for the Next MillenniumCDS Business MappingCDS Business Mapping

The CalVeg is Transformed The CalVeg is Transformed Into Useable Info:Into Useable Info:

This is Transformed Into This


If your currently using the Renie Ad Map or Robinson Rating Maps, this is what you’ll see.

This is inaccurate and wastes time!

The user is expected to find the house, and then “Guestimate” the distance to brush with the scale bar.


In Addition, Renie Books Only In Addition, Renie Books Only Cover Six CountiesCover Six Counties

If you’re using the Renie books now, what is your solution for the remainder of the state?

Not Covered By Renie

Counties Covered by Renie


Renie Renie MapsMaps

RISKMETERRISKMETER

RiskMeter Covers the

Whole State!!

Renie Maps only cover

the purple counties!

VSVS


The Wildfire Hazard Model will give you a complete picture of brush

hazards.

Actual RiskMeter Lookup

This product is ideal for insurers and agents to screen properties for

proximity to brush. Mapping for the Next MillenniumMapping for the Next Millennium

CDS Business MappingCDS Business Mapping

Where is the Brush in Where is the Brush in California?California?


Everywhere!

Zip and County Lists don’t Zip and County Lists don’t Work!Work!

There is brush throughout the state

Zip lists must be constantly updated, and become out of date quickly Where would you come up with a list of Zip’s?

Failure to check addresses in most counties could result in missing large patches of brush


The brush patterns do not follow Zip Boundaries as shown on this map!

Where is the Brush in Where is the Brush in California?California?Size of High Risk Areas - Top Counties

-

200,000

400,000

600,000

800,000

1,000,000

1,200,000

1,400,000

1,600,000

1,800,000

Counties

Ac

res

Inyo

Lassen

SanBernardinoSan Diego

SantaBarbaraLos Angeles

Modoc

Mono

Riverside

Ventura


To calculate the distance to brush hazards, the RiskMeter uses a set of

concentric circles to measure the distance to brush fire hazards.

0.5 Miles

1.0 Miles

1.5 Miles


We can set the brush distances to meet your underwriting guidelines

0.25 Miles

0.50 Miles

0.75 Miles

1.00 Miles

1.0 Miles

1.5 Miles

2.0 Miles


Some companies use equal increments Others use only the distances used in their brush guidelines

CDS has now added aerial images which appear side-by-side!

Note the two maps are exactly the same size and scale!

If you zoom in on one, the other map will automatically re-scale!


The RiskMeterThe RiskMeter Automatically determines the proximity to brushThe underwriter does not have to interpret the map at all

This is a state-wide solutionActually, the CDS Wildfire model now covers 11 states!

Because there is brush throughout the state, it should be used on ALL risks

Uses your distance guidelinesIt uses the distance parameters as set by you. No need to “measure to the brush”

Can be automatically used to quote & bind because it gives back a specific value


Inspections are at the end of the process, not the beginning You want to identify brush concerns up-front

Why have the agent do work if the property will be declined?

Why have the homeowner apply if they will not be accepted?

Why have the underwriter do work if the property will be declined?

Failure to screen up-front will result in angry agents and prospects!

You are asking underwriters to do unnecessary work

If we inspect properties, why use the If we inspect properties, why use the RiskMeter?RiskMeter?


When should the RiskMeter be When should the RiskMeter be used?used? The RiskMeter should be used by both agents and

underwriters to screen for brush up-front

Companies may choose to pay for agents, or agents can sign up for an account on their own

The RiskMeter can be linked to agent portals for auto-login and to use the company’s underwriting rules

The product can also be integrated into underwriting systems

Because there is brush throughout the state, the product should be used to check for brush on all risks Mapping for the Next MillenniumMapping for the Next Millennium

CDS Business MappingCDS Business Mapping

QUESTIONSQUESTIONSFor Further Information, Contact

CDS Business Mapping

67 Broad St - 6th Floor

Boston, MA 02109

617-737-4444

www.cdsys.com

The RiskMeter is Simply the Best!


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