chamber chatter - jan-feb 2012
DESCRIPTION
Greater West Chester Chamber of Commerce NewsletterTRANSCRIPT
ChatterThe Chamber
Providing Leadership and Opportunity for business
Member News & Information
2012 OfficersScott Mayes, Chairman
Comcast Spotlight
Timothy R. Jefferis, Chairman-ElectTD Bank
Chris Tolsdorf, Vice ChairmanTolsdorf Oil Lube Express
Rob Partridge, SecretaryWC Area School District
Donna Urian, TreasurerFischer Cunnane & Associates, Ltd.
Mike Brown, Past ChairmanKMRD Partners, Inc
Board of DirectorsMary Bigham
WCDish.com
Bryan BrocksonEDiS Construction & Development
Thomas CiccaroneParkway Dry Cleaners
John J. Cunningham, IVLamb McErlane PC
Ronald K. DellaVecchiaDellaVecchia, Reilly, Smith &
Boyd Funeral Home, Inc.
Guy T. Dunn1-800-905-GEEK / Geeks on Call
Mark ErnestFranklin Mint Federal Credit Union
Thomas GavinThe Chester County Hospital
Liz Golding1N Bank
Nicole GrebloskieArthur Hall Insurance
Bruce GriffinYMCA – West Chester Area
Frank JacquetteJacquette Consulting, Inc.
Mell JosephsStudent Services, Inc.
West Chester University
Jeannie McGinnMcGinn Marketing Works
Arlene McGranaghanDaily Local News
Patrick McKenna, Esq.Gawthrop Greenwood, PC
Andrew McMenaminDNB First
Brian MillerMars Drinks North America, LLC
Marisa PowellPietro’s/Nonna’s Restaurants
January/February 2012
www.greaterwestchester.com
Growing up inthe tightly–knit-community ofMalvern, James E.McErlane learnedearly that gettinginvolved was away of life. Hisparents were ac-tive in church and
community organizations. His mother,the daughter of Italian immigrants,used her fluency in the language tohelp Italian newcomers to the area.His father was a member of MalvernBorough Council and served on thelocal Boy Scout Troop 7 Committee.
No surprise then that Jim has madea habit of service to a multitude oforganizations in the Greater WestChester area and beyond. From thesmall to the sprawling, from the recently-launched to the long-estab-lished, he has given his time and tal-
ent to health, education and businessorganizations including CommunityVolunteers in Medicine, the WestChester University Foundation, PaoliHospital, Malvern Preparatory Schooland, most recently, the ChesterCounty Food Bank.
For his on going, exemplary serviceto the community-at-large, the GreaterWest Chester Chamber (GWCC) isproud to name JimMcErlaneits 2011Citizen of the Year. The award, givenannually since 1948, will be presentedon Feb. 7, 2012 at the Mendenhall Inn.
“Jim was our unanimous choice forCitizen of the Year,” said Katie L.Doherty, GWCC president. “It’s amaz-ing when you look at the number oforganizations he has supported inGreater West Chester, including thisChamber, as well as in Chester Countyand the region. Jim’s considerabletime, energy and expertise have beenwell-spent in making our community a
Giving Back a Way of Life for Citizen of the Year
continued to page 4
Chester County Food Bank Honored
continued to page 9
Given Chester County’s standing as
one of the most affluent counties in
the state, it’s often hard to believe
hunger exists within its boundaries.
The reality is, however, that some
70,000 residents struggle daily to have
enough food to eat.
The Chester County Food Bank was
established in 2009 to help provide
food for those in need in Chester
County and to focus on hunger’s role
in poverty, health and education.
Since its inception, the Food Bank
has distributed
over 1,200,000
pounds of food each
year. The food is do-
nated to over 65
By Dorothy Kennedy
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WELCOME NEW MEMBERSWELCOME NEW MEMBERS
Jan/Feb 2012 www.greaterwestchester.com 3
Cruisin' Style LLC Mr. Craig Felice
148 West Gay Street
West Chester, PA 19380
610-436-0351
www.cruisinstylewc.com
Barber Shop
KG Builders, Inc. Mr. Keith A. Green
PO Box 3166
West Chester, PA 19381
484-442-1101; Fax 484-442-1110
www.kgbuildersinc.com
General Contractor/Custom Builder
Sugarbaby Events, LLC Ms. Anita Broady
64 E. Uwchlan Ave., Ste. 264
Exton, PA 19341
610-365-1404; Fax 610-363-3533
www.sugarbabyevents.com
Event Planning
Chamber StaffKatie Doherty
President
Mark J. Yoder
Executive Vice President
Maggie O’Neill
Office Manager
Bethany Henry
Member Relations Coordinator
Chamber of Commerce of Greater West Chester119 North High StreetWest Chester, PA 19380
t: 610.696.4046f: 610.696.9110
www.greaterwestchester.com
4 www.greaterwestchester.com Jan/Feb 2012
During the last year of his life,
R. Buckminster Fuller, inventor,
engineer, architect, mapmaker,
lecturer, cosmologist, poet and
visionary, was asked about how
he kept himself going in times of
great adversity. A person might
expect Fuller to reply with a
complex answer, based on his 39
honorary degrees and having authored 25 books.
Instead, his answer was quite simple and eloquent.
Fuller answered the question, “Really one thing – love.”
Then Fuller continued with an explanation.
“Radiation is inherently disintegrative; it comes apart.
Gravity is inherently integrative; it pulls together. And
to me, there’s a good possibility that love is what I’d
call metaphysical gravity. Love holds everything to-
gether.”
Among our chapter members, the concept of love
correlates to the genuine concern a manager or com-
pany owner has for subordinates. The way any leader
treats employees and coworkers becomes a visible
example for others to emulate. The “do as I say, not as
I do” approach to leadership does not work for the
long haul, because it is incongruent to service excel-
lence. Company owners and managers who do not ad-
here to their internal culture allow others to do
likewise because they are leading by example. The cu-
mulative behavior of all employees is the synergy that
propels companies from good to great.
Love Holds Everything TogetherBy Steve Coscia
Steve Coscia ([email protected]) of Coscia Communications
writes, speaks and consults about customer service. His books,
tapes and television appearances have helped thousands of
business professionals.
In addition, and most vitally important, customers
are more likely to frequent businesses where gen-
uine concern is evident. A culture of concern is no-
ticeable because of its sincerity. Real benevolence
cannot always be manufactured – you either have it
or you don’t.
At the start of a new year, it is my wish that people
will join together in the singular expression of love to-
ward each other. I believe that this is only possible if
our relationships are about building each other up, in-
stead of tearing each other down. Deep relationships
are a vital component of what enables people to tol-
erate the flaws and shortcomings of those for whom
we care. Consider how tolerant people are with their
spouse, children, siblings, etc. It’s because of a deep
relationship.
Tell your loved ones, with whom you have a rela-
tionship, how much you care for them. Go ahead. Be
spontaneous. People need to know and hear that
they are loved and cared for. People stay better con-
nected and life is much more bearable in the presence
of love.
Hopefully R. Buckminster Fuller’s explanation of
love will manifest itself in 2012 with much peace and
a boatload of good will. Happy New Year!
better place to live. We are delighted to recognize hisefforts with this award.”
A senior partner with the law firm Lamb McErlane,Jim, 69, practices in the areas of banking and finance,real estate, municipal law and governmental regula-tions. He has been named a Pennsylvania Super Lawyerfor General Business Lawand was appointed to thePennsylvania Judicial Conduct Board by the SupremeCourt of Pennsylvania.
Jim’s involvement with the GWCC goes back 30 years.The Chamber instituted the James E. O’Neill JuniorAward for an outstanding high school student withLamb McErlane underwriting the award. As an activemember of the Chester County business community,he has also served on the Chester CountyDevelopment Council and as Chair of the ChesterCounty Chamber of Business and Industry (CCCBI) as
well as on the Boards of the Greater PhiladelphiaChamber of Commerce and the Philadelphia RegionalPort Authority. CCCBI named Jim its Citizen of the Yearin 2005.
In 1997, he established the James E. McErlaneScholarship for International Studies at WCU. Most re-cently he helped launch the Chester County Food Bankin 2009.
When he’s not working or volunteering, Jim, who de-scribes himself as “something of a political junkie,”enjoys walking as well as reading books and maga-zines especially those on current affairs. He and hiswife, Robin, live in Malvern.They have two daughters,Bonnie, also of Malvern, and Lisa Yao, who lives inNew York City with her husband, Andy,and their chil-dren, Lilly 3 ½ and Julian 1 ½.
Giving Back continued page 1
Jan/Feb 2012 www.greaterwestchester.com 5
Bridge of Hope Lancaster & Chester Counties will be
hosting their thirteenth annual Chester County Garden
Luncheon on Saturday, March 17, 2012. This much an-
ticipated event takes place at the Desmond Great Valley
Hotel, Malvern, PA, from 11am to 1:30pm and supports
Bridge of Hope LCC programs helping homeless fami-
lies build a better future. The event features a silent
auction and gardening specialist as the luncheon
speaker. Over the years, they have welcomed region-
ally and nationally acclaimed gardeners such as Joanna
Reed, David Culp, Mike McGrath and Sharon Lee as
speakers.
Since 1989, Bridge of Hope LCC has successfully as-
sisted homeless mothers and their children in secur-
ing permanent housing and attaining financial
self-sufficiency. Each homeless family is paired with a
trained church-based mentoring team with the goal of
building a supportive friendship. These friendships as-
sist the mother in attaining the stability and self-esteem
that are so vital for her journey back from homeless-
ness.
Bridge of Hope to Host Event!
All luncheon proceeds will benefit Bridge of Hope
Lancaster and Chester Counties’ life-changing ministry to
homeless and at-risk single mothers and their children in
Chester County. As a 501(c)(3) non-profit organization,
Bridge of Hope LCC will provide a tax deductible receipt
for all donations. Bridge of Hope LCC welcomes business.
Bridge of Hope LCC is seeking sponsorships for this
popular event. If interested in playing a meaningful role
in the vital effort to end homelessness in our local com-
munity, businesses are asked to contact Kate Kooker,
Special Events Coordinator, at 610-380-1360 ext. 107.
Sponsorship commitments are requested by January
12, 2012 in order to print these partnerships in the for-
mal luncheon invitation.
They are also accepting auction items, with the hope
of gathering 80 to 90 quality items valued at $50 to
$1000. In addition to an array of gardening objects, pre-
vious auctions have featured an interesting selection
of art, antiques, dining and entertainment opportuni-
ties, gift certificates, vacations and much more.
6 www.greaterwestchester.com Jan/Feb 2012
Mas Maxicali Cantina
Wegmans Food Market
Limoncello Ristorante
Ryan’s Pub
High Street Caffe
Iron Hill Brewery & Restaurant
Kildare’s Irish Pub
i-Pasta
Capriotti’s Sandwich Shop
Mendenhall Inn
A unique way to market your presence in the community and reach a targeted consumer group.
Call 610.563.8644 today to share your expertise in this new Chester County publication.
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Sponsored By:
Chamber of Commerce of Greater West Chester
President, Katie Walker and Executive Vice President, Mark J. Yoder.
Chamber Chatter Radio Show
Every Tuesday @ Noon
Listen At:
www.brandywineradio.com
www.employeemax.com
Congratulations to our members who were named
COUNTY LINE MAGAZINEBEST OF THE BEST
RESTAURANTS IN 2011
Jan/Feb 2012 www.greaterwestchester.com 7
The Greater West Chester Chamber of Commerce has teamed up with Applecross Country Club to offer re-
newing members an opportunity to win a Casual Golf Membership at Talamore and Applecross Country Clubs.
All current members are eligible to win during the month they renew their membership. The drawings will con-
tinue each month through April 2012.
CONGRATULATIONS to the following businesses who were picked in a lottery drawing of Chamber businesses
that renewed their memberships in November 2011:
Ms. Kimber Schladweiler
A Taste of Olive
Ms. Holly Boulden
Canine Design
Mr. David R. Dietrich
Communication Graphics
Mr. Thaddaeus Fisher
T.P. Fisher General Contractors/Remodelers, LLC
Mr. Fred Gunther
Grand Sport Auto, Inc.
Dr. Darren Rodia, PT,MS,DPT
Kinetic Physical Therapy
Mr. Gary Krapf
Krapf's Coaches Inc.
Mr. William DeMeo
Northeast Package Delivery
Mr. Andy Chapis
RE/MAX Preferred Realtors / Andy Chapis
Mrs. Kathi Miller-Madanci
ShopRite
GOLF MEMBERSHIP WINNERS
DAREAUTO.COM
Family OwnedSince 1976
301 S. Bolmar StreetWest Chester, PA 19382
8 www.greaterwestchester.com Jan/Feb 2012
In 2008, Congress passed the
Emergency Economic
Stabilization Act, which required
that brokers begin reporting the
cost basis of investment prod-
ucts to investors and to the IRS
for securities purchased begin-
ning January 1, 2011 for stocks
and January 1, 2012 for mutual
funds. Many of us are used to receiving cost basis in-
formation at the end of year to assist with tax prepara-
tion. This information has not previously been
reported to the IRS. The new reporting rules will require
us to act proactively if we want to manage our gains and
losses.
There are three ways to calculate the cost basis
• First In First Out (FIFO) - Under this method se-
curities are sold in the order they were purchased.
This is the default method used by the IRS.
• Average Cost- The cost of all shares is divided
by the number of shares to calculate the average cost
per share. This is how mutual funds generally provide
cost information to sellers.
• Specific Identification- The seller makes a deci-
sion as to which particular shares are sold. This
method allows the taxpayer to create the best possible
tax outcome.
Prior to the change in reporting requirements, the
Internal Revenue Service only received information re-
garding sales price. Due to the variety of cost methods
there was no accurate way for the IRS to receive and
compare the information. The technologies that have
changed our lives and living standards, have enabled
the tax code to become more complex and reporting re-
quirements to accelerate. The recently repealed 1099-
miscellaneous rules were rescinded because the IRS
could not process the information, not because they
didn’t want it.
Taxpayers may still choose the cost basis method,
but they will now be required to declare the method
chosen at the time the sale is initiated. This reduces
the previous flexibility of electing a cost basis method
after the year was over and there was an opportunity
to value the transaction with the best tax consequence.
As always new rules bring new forms. In order for the
IRS to process this information Schedule D now has
three new sub parts. In addition to long and short
Planning for Cost Basis Reporting ChangesBy Kathy Wileczek
Kathy Wileczek, CPA ([email protected]) is a manager with
Maillie, Falconiero & Company, LLP. We are one of the leading re-
gional accounting, tax and advisory firms in Southeastern
Pennsylvania. Our client service philosophy has helped forge an ex-
cellent working relationship with our diverse client base.
term gains, the form will now require the taxpayer to
separately report as follows:
• Sales reported on a 1099-B with cost basis in-
formation
• Sales reported on a 1099-B with no cost basis in-
formation
• Sales not reported on a 1099-B
Be prepared. Take the time to consult with your ac-
countant before completing transactions that may have
a significant impact on your taxable income. Be sure to
provide your accountant with all information provided
by your broker. Send your accountant any tax notices
you may receive.
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Jan/Feb 2012 www.greaterwestchester.com 9
Food Bank Honored continued page 1
organizations including food cupboards, meal sites
and other non-profits that help feed the hungry
and/or distribute the food items.
In recognition of this outstanding work, the Greater
West Chester Chamber of Commerce is proud to
honor the Chester County Food Bank as its 2011
Mostelle Community Service Awardwinner. The award
will be presented Feb. 7, 2012 at the Mendenhall Inn.
“We are honoring the Chester County Food Bank
for its tireless, ongoing effort to feed the over 40,000
local households that don’t have enough food in
Chester County,” said Katie L. Doherty, president of
the Chamber. “Distributing food to so many people on
a day-to-day basis is no small job. But in a short time
the Food Bank has risen to the task. We salute the
Board, staff and all the volunteers who make it hap-
pen.”
According to Larry Welsch, the Food Bank’s execu-
tive director, the need in the county continues to rise.
The organization has been able to keep up with the
demand thanks to donations of time, food and money.
With only six employees, the non-profit relies heavily
on volunteers includingapproximately 1,200 volun-
teers who help with the Summer Harvest Program and
over 800 volunteers who work in its warehouse.
Food drives help fill the shelves of over 30 local
food cupboardswhere residents in need can pick up
items such as fresh produce and canned goods. In ad-
dition, the Food Bank organizes and operates avariety
of programs aimedat ending the cycle of hunger and
poverty. These programs, such as healthy cooking
classes and raised-bed garden programs,focus on nu-
trition and education to help people live better lives.
Welsch expressed his sincere appreciation to the
Chamber for the award and applauded those who
work behind the scenes to further the Food Bank’s
mission.
“It is wonderful to be recognized with this award,
knowing how hard our Board of Directors, volunteers
and staff have worked to help the hungry in Chester
County,” said Welsch. “The Food Bank has accom-
plished a great deal in a short period of time because
of the commitment and generosity of many. We are
veryhonored to be recognized.”
10 www.greaterwestchester.com Jan/Feb 2012
The Mars Drinks Old Fashioned Christmas Parade
Jan/Feb 2012 www.greaterwestchester.com 11
Holiday Toy Breakfast Sponsored by WSFS Bank andWest Chester Golf & Country Club
12 www.greaterwestchester.com Jan/Feb 2012
The Chamber Chatter is pleased to
introduce a new columnist, Peter R.
Johnson, a long-time Chamber mem-
ber. Peter R. Johnson & Company is
a Chester County, based compensa-
tion consulting firm that provides
full-service resources for total com-
pensation plan design and program
management support. Peter R. Johnson & Company, lo-
cated on High Street in West Chester, has been serving
the for-profit, not-for-profit, and the public sectors of the
domestic market for over 32 years both regionally and
nationally.
The capabilities of the firm’s consultants support an in-
tegrated approach to design direct compensation plans
for a client base that includes many sizes and types of
organizations. As a small, independent consulting firm,
our mission is to provide a more personal style of serv-
ice to clients The firm maintains an extensive and
broad database on prevailing compensation practices
in virtually all industry groups including over 100 pub-
lished salary surveys and state-of-the-art compensation
reporting and analysis software applications. These re-
sources cover fixed (base salary and variable cash
compensation), longer-term incentive plans, executive
perquisites and benefits. As a matter of course in proj-
ect situations, we orient and train client management
and staff in plan concepts and mechanics, giving them
operating independence after the project is completed.
Albert Pujols, recently of the World Champion St
Louis Cardinals just signed a 10 year, 254 million dol-
lar contract with the California Angels making him
the highest paid first baseman among the 30 who
have this job in major league baseball. Ten years ago,
he was drafted 420th and signed with the Cardinals
for a bonus of $60,000. In 2011, his salary with the
Cardinals was a little over $14,500,000. Ryan Howard
was paid $350,000 in 2006 in his MVP year, $900,000 in
2007 and was awarded a $10,000,000 annual salary in
arbitration in 2008. There are many other similar ex-
amples in baseball and other professional sports.
How did Pujols and the Angels get to $254 million and
the arbitrator $10 million for Howard? Determining
the value of these jobs and others is a process, and
the fundamentals of this process apply to all organi-
zations, whether business, professional sports, not
for profits or whatever.
What are the key factors which determine the
monetary value of a job?
• The Job: What skills, experience, education,
special training, behavioral characteristics are needed
to effectively perform the job? The job or position de-
scription is the prevailing communication format for
both the individual and the organization and therefore
should be accurate and up to date.
• The Organization’s Needs: What results must
be accomplished by the person performing the job and
how critical are they to drive organization success?
What level of urgency does the organization have?
• The Market: How large is the supply of qualified
people in the appropriate geography, if it is a factor,
and how strong is the demand? What kinds of and how
many organizations are competing for people to fill the
same kinds of jobs?
• The Person: Does the organization need a su-
perstar, or will a solid performer or emerging star with
potential fill the bill? Do the organization’s needs allow
time for a person to develop, or does it require immedi-
ate results?
At the very core of any process of valuing a job,
whether it is the free agent valuing of Albert Pujols, or
the arbitrator who determined Ryan Howard’s salary in
2008, quality data and proper analysis of it were essen-
tial. Whether you are an individual simply interested in
testing your compensation in the market or an organi-
zation evaluating your whole compensation structure,
the process is the same with quality data and thorough
analysis at its core.
When the time comes, don’t go down this path alone.
Select a consulting company who has a long and
proven track record for providing compensation and
human resource services to corporations. Be sure their
strengths lie in assessing job salaries and compensa-
tion criteria and will guide you through customizing the
right packages for your firm in a timely and cost effec-
tive manner.
How Much Are You Or Your Job Worth?By Peter R. Johnson
Peter R. Johnson & Company is a West Chester based compensation
consulting firm that provides total compensation plan design and pro-
gram management. Our experienced staff of compensation consult-
ants enables Peter R. Johnson & Company to provide plan design,
implementation support, and ongoing administrative services for all
phases of a client’s total compensation program. For more informa-
tion on this topic, reach us at www.prjandco.com or 610-436-6114.
Jan/Feb 2012 www.greaterwestchester.com 13
The Board of Directors requests your presence at theChamber of Commerce of Greater West Chester's
Annual BanquetHonoring the
2011 Outstanding Citizen of the YearJames E. McErlane, Esq.
and the
J. Dewees Mosteller Community Service Award Recipient
Chester County Food BankDonations Encouraged- Food items will be collected upon arrival
Tuesday, February 7, 2012The Mendenhall Inn
Grand BallroomMendenhall, Pennsylvania
Cocktails 5:30 pm ~ Dinner 6:45 pm Please respond by January 30, 2012
Call the Chamber to purchase a ticket or reserve a table610-696-4046
Event Sponsor:
14 www.greaterwestchester.com Jan/Feb 2012
Our members are the foundation of our organization. To honor them we would like to congratulate and thank
those who renewed their membership in Novmber 2011. Thank you for your ongoing support of the Greater West
Chester Chamber of Commerce.
Members between 20 - 29 yearsBlack Berry Technologies Inc.
Student Services, Inc.
KMRD Partners, Inc.
ARAMARK @ WCU
Prudential Fox & Roach Realtors / Kit Anstey
10 - 19 yearsTnT Handling USA, Inc.
Communication Graphics
ShopRite
Northeast Package Delivery
Krapf’s Coaches Inc.
Bellingham Retirement Living
Exton Senior Living
Canine Design
3 - 9 yearsWilliam H. Bunch Auctioneer & Appraiser
Gayle Bohman
Karen A. Kludt & Associates
Christopher Sniscak /Nationwide Insurance
Thomas Chevrolet of West Chester
Blaze Salon
Music for Memorable Moments
The Arc of Chester County
A Taste of Olive
1 - 2 yearsRE/MAX Preferred Realtors / Andy Chapis
FastFrame
Grand Sport Auto, Inc.
Paoli Hospital Foundation
T.P. Fisher General Contractors/Remodelers, LLC
WSFS Bank
Malena’s Vintage Boutique
New York Bagel Cafe & Deli
Charles Wasserman, PhD
Curotec, LLC
Kinetic Physical Therapy
Style Masters Salon
Thank You to Our Renewing Members in November 2011
Jan/Feb 2012 www.greaterwestchester.com 15
January
January 10 (Tuesday)FLOW Luncheon11:45am-1:00pm1st Time Home Buyers Seminar
High Street Café/Vudu Lounge
322 S. High St., West Chester
$25 for FLOW members; $35 for Non-FLOW members
January 11 (Wednesday)Coffee Connection7:45am-9:00amNew York Bagel Café & Deli
103 Turner Ln., West Chester
Free for members; $10 for general
Reservations Appreciated
January 19 (Thursday)Membership Luncheon11:45am-1:00pmSenator Dinniman & State Rep. Truitt Update
West Chester Graduate Business Center
1160 McDermott Dr., West Chester
$25 for members; $35 for general
RSVP Required
January 25 (Wednesday)Business Card Exchange5:30pm-7:30pmFrancis Hall Insurance
1065 Andrew Dr., West Chester
Free for members; $10 for general
RSVP Appreciated
RESERVATIONS FOR EVENTSRegister online at www.greaterwestchester.com email [email protected] or call 610.696.4046
February
February 7 (Tuesday) Annual Banquet5:30pm- 8:30pmSponsored by: 1N Bank
Mendenhall Inn
52 Kennett Pike, Mendenhall PA
RSVP Required
February 16 (Thursday)Business Card Exchange5:30pm-7:30pmZukin Realty
121 E. Gay St., West Chester
Free for members; $10 for general
RSVP Appreciated
February 21 (Tuesday)Coffee Connection 7:45am-9:00amGawthrop Greenwood, PC
17 E. Gay St., West Chester
Free for members; $10 for general
RSVP Appreciated
16 www.greaterwestchester.com Jan/Feb 2012
Calculating the Costs:Email Threats & Financial Risks
By Rob Sparre, President of Dorset Connects
Could It Happen to You?
Despite all the publicity that
email threats generate, many
computer users are still sur-
prisingly naive about their
chances of their pc becoming
infected. A 2009 survey re-
vealed that nearly half of re-
spondents were confident it
wouldn’t happen to them.,
thinking that ‘I’ve got nothing worth stealing on my
PC’. In reality, everyone has – even if it’s just an email
address. It is critical, that as a business owner/man-
ager, you understand not just your level of exposure
to email-borne threats, but also the potential cost if
your business becomes a victim.
Criminals are said to have made tens of millions
from small and medium-sized businesses in the US
through malware distributed via spam and designed
to steal online banking details. With all of the tools
available to cyber criminals, it’s probably not sur-
prising that it’s relatively easy for a PC to ‘catch’ a
virus – a virus whose objective may not simply be to
disrupt or crash a computer or network, but rather to
seek out confidential (and therefore valuable) data
that can be secretly leaked to the virus’s controller.
During 2010, Symantec. detected more than 73 million
malware-infected emails heading for clients world-
wide. An incredible 60 targeted Trojans per day were
detected. (Potentially the most damaging internet
threat of all, targeted trojan attacks aim to trick vic-
tims into installing customized remote-controlled
data-stealing malware onto their computers.)
Meanwhile, on average, each client in the small busi-
ness sector is being targeted by 50 phishing attacks
per day!
Faced with this deluge of threats, no business can af-
ford to rely solely on the alertness of its employees to
keep it safe. Even the most threat-savvy end-user can’t
remain immune indefinitely.
Picking up the Bill
What will an incident actually cost in financial
terms? The truth is that each event will differ, with key
factors such as the nature of the business attacked
and the sensitivity of any lost data determining the
scale of the impact. For example, was it ‘just’ a few
email addresses that were stolen or has national se-
curity-related information been compromised?
Generally speaking, an incident and the response it
triggers will involve some, most or all of the following,
each of which will result in a cost to the affected or-
ganization:
• Identification of the nature and extent of the
problem
• Identification of the point of entry
• PC clean-up/repair
• Data/system restoration/reinstallation
• Damage and danger assessment
• Service interruption
• Lost productivity due to PC downtime
• Lost revenue (e.g. due to systems being un-
available to process payments)
• Breaches of confidentiality
• Loss of data (usernames, passwords, financial
information etc)
• Damaged reputation
• Market capitalization losses (often 1-2%) fol-
lowing a data breach
And finally, but arguably most important of all: the
unknown. For example, once malware has penetrated
a network, it’s very hard to know exactly what it’s
been doing, what data has been lost, how that data
might be abused, who it might be sold on to etc.
Unknowns like these can undermine confidence within
any business.
So is there a basic rule of thumb you can use to es-
timate how much an incident could cost your busi-
ness, and the size of the bill your business might have
to pick up over the course of a year?
• A minor incident (single PC becoming infected
and needing to be cleaned or reloaded) will probably
cost around $400, taking into account PC downtime,
lost productivity and cost of clean-up. Using the aver-
age figure of 2500 malicious emails heading towards a
business during the course of a year, that gives a ‘to-
tal minor incident cost’ of $1,000,000 for any organi-
zation without an email security system in place.
• A major incident (impacting multiple systems)
might typically cost a small business between $15,000
and $30,000 in total and a large company between
$140,000 and $250,000 – a substantial annual cost if
continued to page 18
Jan/Feb 2012 www.greaterwestchester.com 17
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18 www.greaterwestchester.com Jan/Feb 2012
Changes Coming to the Chamber Chatter
NewsletterThe publication calendar for
The Chamber Chatter newsletter
will be changing for 2012! The
newsletter will now become a bi-
monthly publication, being
mailed out to 1,100 contacts in
the Greater West Chester
Chamber six times per year. In
addition the Chamber will add
value to the publication and its advertisers my going
online! Now Chamber members and the community
can read the Chatter by simply going to
GreaterWestChester.com, clicking on the Chatter link
and flipping through the pages. Online readers will
have access to all of the great content featured in the
Chatter and be able to visit the websites of Chamber
Member advertisers! If your business would like to be
featured in the Chamber Chatter newsletter or place an
advertisement please call us today at 610-696-4046.
Rob Sparre, President of Dorset Connects,
Dorset Connects offers complete IT and telecommunication
management solutions that take the hassles out of managing and
maintaining your critical IT systems. We’ll customize a support plan that
is tailored to your environment and exceeds your support
expectations. www.dorsetconnects.com
such an incident happens once a year.
• A severe incident (financial systems are com-
promised) could leave the victim organization picking up
a bill running into millions.
Big Money, Big Question
So the big question for your business is - are you con-
tent to withstand the financial hits that email threats in-
evitably deliver? Or would it actually save you money if
you could implement an email security solution that
blocks virtually every threat at internet level before it
even approaches your corporate gateway, with minimal
demand on your in-house IT resources? While there are
no magic pills available to completely protect your sys-
tems, working with your IT provider on a solution that
combines email security, antivirus and web filtering can
help shield you and your business from most of these at-
tacks. The risk of becoming a victim of cyber-crime is
very real. So too are the costs. But making the right call
where email security is concerned will mean your busi-
ness can stop paying them.
Calculating the Costs continued page 16
19 S. High St., West Chester, PA 19382 Fax: 610.436.0117 e:[email protected]
Jan/Feb 2012 www.greaterwestchester.com 19
TAKE IT TO THE STREETS AT THE 2012 IHTC
WITH A MEMBERS-ONLY “STREET SPONSORSHIP”
We may be stuck in the midst of winter now, but from a marketing standpoint, the 2012 Iron
Hill Twilight Criterium, to be held Saturday, July 7, is coming fast. Now is the time for you to
act on a special opportunity that the Greater West Chester Chamber of Commerce is making
available to a limited group of members who act fast.
The Iron Hill Twilight Criterium brings pro bike racing excitement and family fun to down-
town West Chester. Nearly 20,000 community members – and potential customers – will thrill
to see a series of bike races that culminates with pro cyclists navigating the challenging turns and straight-aways in
historic downtown West Chester. You can place your business at the heart of the intense excitement, from the begin-
ning of the day’s activities at 4pm through the finish at 10pm, by securing a Street Sponsor booth location at the Ki-
netic Physical Therapy Community Festival.
These new Street Sponsorships provide the best possible showcase for local businesses to connect directly with the
thousands of community members in attendance. This is a great opportunity to activate your brand and showcase
your businesses’ hottest new innovations and “must-have” products alongside fabulous food options and the ongo-
ing race activities!
The first 10 Chamber of Commerce members to commit to a Silver-level Street Sponsorship will receive a mem-
bers-only 40% discount. A Silver Street Sponsor package includes all of the following elements:
SILVER
Community Festival display tent – includes designated space + 10’ x 10’ white, unbranded tent
Right to use event marks & logos in advertising and promotions
Recognition as “Official Street Sponsor” in print guide
Presence on IronHillTwilightCriterium.com website
Package cost: $495
* SPECIAL FOR MEMBERS ONLY: The first 10 GWCC members in good standing, with current membership
through Dec. 31, 2012, who commit to the Silver Package will receive the outlined benefits at a discounted rate of only
$295 - first come / first serve!
Get in on the action and excitement of the Iron Hill Twilight Criterium, and take your sponsorship support to the
streets in 2012!
For 2012 Iron Hill Twilight Criterium Street Sponsorship Opportunities, please contact:
Steve Scebelo, Principal
Creative Properties
484.889.8917
20 www.greaterwestchester.com Jan/Feb 2012
During the month of October, Associates from MarsDrinks in West Chester reached out to the local com-munity to make a difference through outreach andvolunteer activities. Mars Drinks is the Drinks divi-sion of one of the world’s largest privately held com-panies – Mars, Incorporated. Mars operates in 6segments globally: Chocolate, Gum/Confectionary,Petcare, Food, Symbioscience, and Drinks - withglobal brands we have come to love: M&M’s®, Snick-ers®, Milky Way®, Twix®, Dove®, Wrigley®, Orbit®,Altoids®, Pedigree®, Whiskas®, Royal Canin®, UncleBens®, Alterra Coffee Roasters™, and The Bright TeaCompany™.
Part of the Mars, Incorporated culture and beliefs in-clude giving back to the communities in which Asso-ciates live and work. Each year Associates do justthat through the Mars Volunteer Program (MVP). Thisprogram allows Associates to help address local com-munity issues while making a global impact. Fromhosting food drives to volunteering at local animalshelters, Associates around the world are workinghard to put their values and beliefs into action.
MVP is a program that empowers Associates to makea difference to their community. This year Associateswere encouraged to focus their efforts in one of threecore areas: Health and Prosperity of our Communi-ties, A Better World for Pets and a Greener Planet.
In October, Associates from Mars Drinks volunteeredat six different sites; Tyler Arboretum, Quest Thera-peutics, and Main Line Animal Rescue. Associatesalso cleaned up the following parks in ChesterCounty; Marshall Square, Everhart, and Hoopes. Vol-unteer efforts included weeding, cleaning walkingtrails, planting flowers and trees at Tyler Arboretum;staining horse stalls and power washing playgroundsat Quest Therapeutics; painting rooms for cats and re-pairing dog trails at Main Line Animal Rescue, andpicking up trash and cleaning the local parks.
Mars Drinks has used these organizations sinceMVP’s kick-off in 2007. This year over 90 Associatesparticipated in the volunteer days and in total con-tributed a total of 270 service hours. MVP Day is anevent anticipated each year by Associates at MarsDrinks. “I look forward to the MVP program each yearbecause it was not only a great engagement and team-building activity but also a great way to give back tothe community in which the Mars Drinks business islocated,” stated Manufacturing Accountant MattMarano.
Mars Drinks has contributed throughout the year aswell to various organizations including the MarsDrinks Old-Fashioned Christmas Parade, The LanceArmstrong Foundation also known as LiveSTRONG(http://www.livestrong.org/), Grounds for Health(www.groundsforhealth.org/), and Wings for Success(http://wingsforsuccess.org/).
Mars Drinks Associates in West Chester Dedicate Time, Services to the Community
CleanersMore
And More...
Jan/Feb 2012 www.greaterwestchester.com 21
We Mean Business.
Business Law
Banking & Finance
Maritime Law
Commercial Litigation
Legal services for businesses, governmental entities and individuals.
17 E. Gay Street Suite 100 P.O. Box 562 West Chester, PA 19381-0562
Phone: 610.696.8225 Fax: 610.344.0922 www.gawthrop.com
Gawthrop Greenwood, PC Attorneys at Law
Call 610.696.8225 or visit uswww.gawthrop.com
22 www.greaterwestchester.com Jan/Feb 2012
Membership Luncheonwith Senator Dinniman and State Representative Truitt
Thursday, January 19, 2011West Chester Graduate Business Center
1160 McDermott Drive, West Chester11:45am
$25 Members; $35 General
RSVP required to [email protected] or call 610-696-4046www.greaterwestchester.com
Express Your Lovewith the
Gift of Flowers.
Express Your Love with the
Gift of Flowers.
Valentine’s Day is Tuesday, February 14
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Chamber Chatter
Bi-Monthly Advertising Rates
Eighth Page/Business Card . . . . . . . . . . . . . . . . . . .$853.75” (w) x 2.25” (h)
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Online ad is free with any print ad. Please provide web siteaddress to link your ad.
10% discount on full annual run of any size ad. Space reser-vation is due by the 1st of the month prior to publication (i.e.March/April edition- reservation due by Feb. 1, and the ad it-self is due Feb. 8)
The Chamber Chatter is a bi-monthly publication with a circulationof 1100. It is free to members of the Chamber. Editorial Content andadvertising is limited to Chamber members. Editorial coverage doesnot imply or indicate Chamber endorsement of members business,product or services.
USI Affinity is the trusted source and insurance administrator for the Greater West Chester Chamber of Commerce.
Our portfolio of endorsed products designedfor businesses and individuals includes:
• Medical• Dental• Vision• Voluntary Insurance
These plans reflect our commitment to provide your association with one of the bestmember benefit programs around.
Find out more.
USI Affinity.
Phone: 1.800.265.2876 ext.6
E-mail: [email protected]
Web: www.usiaffinity.com
Don’t wait.The time to review
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coverage is NOW.
Jan/Feb 2012 www.greaterwestchester.com 23
At Edward Jones, you’ll get more than respect. We’ll helpyour business gain a financial advantage. Together, we candesign an individual program for your business, with thekinds of tools and options you’ll really use, such as:
� Business Credit Card with Rewards
� 401(k)s and Other Retirement Plans
� Insurance Programs
� Business Continuation Planning
� Wide Range of Investment Options and Strategies
Call your local financial advisor today.
YOUR BUSINESS DESERVESTHE SAME RESPECT YOU GIVE YOUR CUSTOMERS.
www.edwardjones.com Member SIPC
Jeff Kitchen, AAMS®Financial Advisor.
105 South High StreetWest Chester, PA 19382610-430-1320
Randall S Evans, AAMS®Financial Advisor.
105 South High StreetWest Chester, PA 19382610-430-1320
Eric S Smith, AAMS®Financial Advisor.
704 West Nields StreetSuite GWest Chester, PA 19382610-436-4101
119 North High StreetWest Chester, PA 19380
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