“chose a job you love, and you will never have to work a day in your life.” - confucius “if a...
TRANSCRIPT
“Chose a job you love, and you will never have to work a day in your life.”
- Confucius
“If A is a success in life, then A = x + y + z. Work is x; y is play; and z is keeping your mouth shut.”
- Albert Einstein
Working With EpilepsyWorking With Epilepsy
Tips, Ideas and ResourcesTips, Ideas and Resources
Working With EpilepsyWorking With Epilepsy
• Benefits and working
• Top 8 job search tips
• Assistance and Resources: PEP Jobs, Department of Rehabilitation and others
• Q & A, Closing
Benefits and WorkingBenefits and Working
Supplemental Supplemental Security Income Security Income (SSI)(SSI)
Social Security Social Security Disability Insurance Disability Insurance (SSDI)(SSDI)
State Disability State Disability Insurance (SDI)Insurance (SDI)
Medi-Cal / MedicareMedi-Cal / Medicare
Supplemental Security Income (SSI)Supplemental Security Income (SSI)
Program:Program: Federal supplemental income for Federal supplemental income for the aged and disabled in need.the aged and disabled in need.
Benefit: Benefit: Monthly disability income for those Monthly disability income for those with limited income and resources.with limited income and resources.
Eligibility: Eligibility: Medical proof that total disability Medical proof that total disability will last at least one year.will last at least one year.
Participancy: Participancy: Available to those who can Available to those who can demonstrate need.demonstrate need.
Source: www.db101.org Source: www.db101.org
Social Security Disability Insurance Social Security Disability Insurance (SSDI)(SSDI)
Program: Program: Federally-administered long-term Federally-administered long-term wage loss insurance.wage loss insurance.
Benefit: Benefit: Monthly disability income based Monthly disability income based on insured worker's earnings.on insured worker's earnings.
Eligibility: Eligibility: Medical proof that total disability Medical proof that total disability will last a year or more.will last a year or more.
Participancy: Participancy: Most individuals pay Most individuals pay premiums through FICA deductions.premiums through FICA deductions.
Source: www.db101.orgSource: www.db101.org
State Disability Insurance (SDI)State Disability Insurance (SDI)
Program:Program: State-administered short term wage- State-administered short term wage-loss insurance.loss insurance.
Benefit:Benefit: May replace up to 55% of gross wages May replace up to 55% of gross wages for up to 52 weeks.for up to 52 weeks.
Eligibility:Eligibility: Medical proof that a disabling condition Medical proof that a disabling condition is the cause of wage loss, or proof that you are is the cause of wage loss, or proof that you are caring for a sick relative or bonding with a new caring for a sick relative or bonding with a new child.child.
Participancy:Participancy: Most individuals pay premiums Most individuals pay premiums through their employers.through their employers.
Source: www.db101.orgSource: www.db101.org
Some differences…Some differences…
SSI is $856 a month since January 2007 for SSI is $856 a month since January 2007 for everyone in CA (if you aren’t working), SSDI everyone in CA (if you aren’t working), SSDI and SDI payments are based on age, and SDI payments are based on age, earnings and eligibility from paycheck earnings and eligibility from paycheck contributionscontributions
SSDI and SSI have different return-to-work SSDI and SSI have different return-to-work programs. (e.g. PASS plan for SSI, not programs. (e.g. PASS plan for SSI, not SSDI)SSDI)
Medi-Cal and MedicareMedi-Cal and Medicare
Medi-Cal – State medical coverage for legal Medi-Cal – State medical coverage for legal California residents with disabilities or limited California residents with disabilities or limited incomes. incomes.
Medicare – Federal medical program for Medicare – Federal medical program for individuals over 65, SSDI - eligible individuals with individuals over 65, SSDI - eligible individuals with disabilities, or individuals with permanent kidney disabilities, or individuals with permanent kidney failure.failure.
The difference? More ways to qualify for Medi-Cal The difference? More ways to qualify for Medi-Cal by demonstrating need (low income, etc)by demonstrating need (low income, etc)
Can I work while receiving cash Can I work while receiving cash benefits?benefits?
SSI – Yes!SSI – Yes! Can earn below $900 a Can earn below $900 a
month without any effectmonth without any effect Over $900 /mo will reduce Over $900 /mo will reduce
cash benefit but you can cash benefit but you can deduct certain expenses deduct certain expenses from your countable from your countable income income
If your benefit drops to 0, If your benefit drops to 0, you can get back on easily you can get back on easily “Expedited Reinstatement”“Expedited Reinstatement”
SDI – Yes!SDI – Yes! Can work part-time and Can work part-time and
have partial coverage have partial coverage continue longer than 52 continue longer than 52 weeks. weeks.
SSDI – Yes!SSDI – Yes! No effect if below No effect if below
$640/mo.$640/mo. Months with income over Months with income over
$640 are “Trial Work $640 are “Trial Work Months” where you still Months” where you still receive full benefits. You receive full benefits. You are allowed 9 of them in a are allowed 9 of them in a 5 year period.5 year period.
Extended period of Extended period of eligibility – another 3 eligibility – another 3 months of benefits.months of benefits.
12 months of your full 12 months of your full benefits in total!benefits in total!
Expedited ReinstatementExpedited Reinstatement
What happens to my medical What happens to my medical benefits?benefits?
Medicare – If receiving SSDI, benefits Medicare – If receiving SSDI, benefits continue through Trial Work Period, continue through Trial Work Period, Extended Period of Eligibility and 5 Extended Period of Eligibility and 5 years after that…years after that…
Medi-Cal – SSI Linked eligibility will Medi-Cal – SSI Linked eligibility will end. However, coverage can end. However, coverage can continue through a number of continue through a number of programs.programs.
Medi-Cal ProgramsMedi-Cal Programs
Aged and Disabled Federal Poverty LevelAged and Disabled Federal Poverty Level – – Medi-Cal is free. Must earn less than Medi-Cal is free. Must earn less than $1081/month and have less than $2000 in $1081/month and have less than $2000 in assets.assets.
250% California Working Disabled Program250% California Working Disabled Program – pay a premium for coverage. Must make – pay a premium for coverage. Must make less than $2128/month and have less than less than $2128/month and have less than $2000 in assets. $2000 in assets.
Aged, Blind, and Disabled - Medically Aged, Blind, and Disabled - Medically Needy – pay a “share of cost” Needy – pay a “share of cost”
Make sure to talk to a Make sure to talk to a BenefitsBenefits
Counselor CounselorBefore Making any Decisions!Before Making any Decisions!
Social Security Phone: 1-800-772-Social Security Phone: 1-800-772-12131213
www.ssa.govwww.ssa.gov
Top 8 Job Search Tips
#8 – Treat the job search
like a job. • Schedule time each week to search
for openings, fill out applications, follow-up, etc. The more work you put in, the more you will get out.
#7 Know where to look.
• 2 Best internet sites for small to mid-size companies (in this area)– www.craigslist.org and www.indeed.com
• Individual websites for large companies, government jobs
• In-person for small stores, “mom ‘n pops”, etc.
• Job fairs, networking events
#6 Regularly update your resume• Cover letters and resumes are not “one
size fits all” anymore!• May have different versions for different
types of jobs. • Include specific qualifications from job
announcement on your resume.• Cover letter (or cover email) should also
be specific to job you are applying for.
#5 Network, network, network!• Most people get jobs through
referrals and people they know• Go to job fairs• Go to events where you will meet
people in the field• Call companies you are interested
in and set up meetings with managers
#4 Talk to the right people
• Human resources in large companies screen people out
• Try to find the hiring manager – the person with the decision-making power
#3 Do your homework
• Always research a company you are going to interview with. They expect you to know something about them and the job when you come in.
• Prepare your answers for commonly asked interview questions (e.g. Why are you interested in this job? and What makes you the best candidate for the job?)
• Make sure to have some good questions about the job ready for the end of the interview.
• Bring references to interview.
#2 Always follow-up
• When you make new contacts with a potential employer, call or email them on a regular basis.
• When applying for jobs, give them a call or email a few days to a week after applying to express interest.
• After interviews, send a “thank-you” card to the interviewer.
#1 Don’t give up!
• Persistence is key to a successful job search.
• An active job search can have a lot of rejection involved.
• Find ways to blow off steam when the job search gets frustrating.
Assistance & ResourcesAssistance & Resources
Department of RehabilitationDepartment of Rehabilitation – – State of CA agency that helps people with State of CA agency that helps people with
disabilities achieve their vocational goalsdisabilities achieve their vocational goals Can provide training, funds for job search, Can provide training, funds for job search,
job placement services, job retention / job placement services, job retention / accommodations for those who qualifyaccommodations for those who qualify
Offices listed at www.dor.ca.govOffices listed at www.dor.ca.gov United Way Bay Area 2-1-1 by phone or United Way Bay Area 2-1-1 by phone or
www.211bayarea.org www.211bayarea.org
Benefits and Job SearchBenefits and Job Search
Disability Benefits 101 WebsiteDisability Benefits 101 Websitewww.db101.org has master list of Benefits www.db101.org has master list of Benefits Counselors in CACounselors in CA
Your local county “one-stop” office for job Your local county “one-stop” office for job seeker services and benefits – offices seeker services and benefits – offices listed in packetlisted in packet
Non-profits that provide services for Non-profits that provide services for people with disabilities - Can be found people with disabilities - Can be found through Dept of Rehabilitation or county through Dept of Rehabilitation or county officesoffices
PEP Jobs in San FranciscoPEP Jobs in San Francisco
Job Placement service for people with Job Placement service for people with epilepsy located at California Pacific epilepsy located at California Pacific Medical Center in San FranciscoMedical Center in San Francisco
Currently serving San Francisco, San Currently serving San Francisco, San Mateo and Marin counties, with Mateo and Marin counties, with planned expansion to other areasplanned expansion to other areas
Services of PEP JobsServices of PEP Jobs
Employment Preparation:Employment Preparation: Selection of job goalSelection of job goal Resume writingResume writing Job search strategyJob search strategy Applying for jobsApplying for jobs Interview preparationInterview preparation Job offer negotiationJob offer negotiation Disclosing of disability and requesting Disclosing of disability and requesting
accommodationsaccommodations Referral to job training and other servicesReferral to job training and other services
Services of PEP JobsServices of PEP Jobs
Job PlacementJob Placement Providing job leadsProviding job leads Referring to employersReferring to employers Helping to complete / review applicationsHelping to complete / review applications Assisting with follow-up on applicationsAssisting with follow-up on applications Setting up networking opportunitiesSetting up networking opportunities General assistance with job searchGeneral assistance with job search
Services of PEP JobsServices of PEP Jobs
Job RetentionJob Retention Providing assistance with obtaining Providing assistance with obtaining
needed accommodations (e.g. job needed accommodations (e.g. job coaching, change in schedule)coaching, change in schedule)
Regular follow-up with employer and Regular follow-up with employer and participant for at least 90 daysparticipant for at least 90 days
QuestionsQuestions
??
Contact InformationContact Information
Contact Matt Poland: Contact Matt Poland:
(415) 600-1378(415) 600-1378
[email protected]@sutterhealth.org
www.cpmc.org/pepjobs www.cpmc.org/pepjobs Mail To:Mail To:
PEP Jobs ProgramPEP Jobs Program
2100 Webster St., Suite 1152100 Webster St., Suite 115
San Francisco, CA 94115San Francisco, CA 94115