Commercial Banking

Presented by: Vidya Nallasivan, Rebecca Hunter, John Wooley, Nicholas Jones

Commercial Banking: Chase

● History

● What is commercial banking

● Profit Drivers

● Industry Trends Vidya John Rebecca Nicholas

History

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1996: Chemical Bank of New York acquires Chase Manhattan Bank

2000: Chase acquires J.P. Morgan & Co., becoming JPMorgan Chase

2004: JPMorgan Chase acquires Bank One, moves to New York

Chase Commercial Bank

Vidya John Rebecca Nicholas

Client and community

focus

Middle market banking

($20M-50M)

Corporate client banking

$500M-2B)

What is Commercial Banking

Investment Banking

Asset Management

Commercial BankComme

rcial

2014

Commercial Banking Activities

Your Money

Loans

Relationships

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Value Drivers Commercial Banking

• Real Estate Loans

• Securities

• Deposits

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Assets and Liabilities

Assets

Cash and Balances

Securities

Net Loans & Leases

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Assets and Liabilities

Vidya John Rebecca Nicholas

Assets

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Liabilities

Liabilities

Deposits

Borrowings

Fed Funds Purchased

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Liabilities

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Liabilities

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Liabilities

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Net Income

• Net interest income • Non-interest income• Charge Offs and Allowance for loan lease

losses (ALLL)

Vidya John Rebecca Nicholas

Net Income

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Net Income

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Snapshot Analysis: Tear Sheets

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Current Industry Trends

Vidya John Rebecca Nicholas

Commercial Banking

Vidya John Rebecca Nicholas