core banking solution (cbs) presented by dinesh.n iind year – mba (bt)
TRANSCRIPT
CORE BANKING SOLUTIONCORE BANKING SOLUTION
(CBS)(CBS)
Presented byPresented by
Dinesh.NDinesh.N
IInd Year – MBA (BT)IInd Year – MBA (BT)
ROAD MAPROAD MAP Introduction Introduction Traditional Banking systemTraditional Banking system Before Core Banking Solution Before Core Banking Solution – – Local Computerization Local Computerization Need of Core Banking Solution Need of Core Banking Solution Architecture of Core Banking Solution Architecture of Core Banking Solution Data Base Tire Data Base Tire Application TireApplication Tire Presentation TirePresentation Tire Help DeskHelp Desk ConclusionConclusion
INTRODUCTIONINTRODUCTION
Traditional Banking SystemTraditional Banking System
CASH COUNTERCASH COUNTER ACCOUNTANT ACCOUNTANT MANAGERMANAGER RECEIPTSRECEIPTS WITHDRAWALSWITHDRAWALS LOANSLOANS
FIRST STEP TOWARDS FIRST STEP TOWARDS COMPUTERIZATIONCOMPUTERIZATION Local ServerLocal Server Local DatabaseLocal Database Local ApplicationLocal Application All House Keeping Work All House Keeping Work Report GenerationReport Generation ValidationValidation Branch is overloaded with heavy workBranch is overloaded with heavy work
NEED FOR CBSNEED FOR CBS
Tremendous increase in the Customer VolumeTremendous increase in the Customer Volume Huge no. of day to day TransactionHuge no. of day to day Transaction Need for 24/7 ServiceNeed for 24/7 Service Influence of Internet and Mobile Influence of Internet and Mobile Branch free TransactionBranch free Transaction Enhanced service in less timeEnhanced service in less time Rapid increase in competition among banksRapid increase in competition among banks
CORE BANKING SOLUTIONCORE BANKING SOLUTION
CBS is a Three Tire ArchitectureCBS is a Three Tire Architecture Data Base TierData Base Tier Application TierApplication Tier Presentation TierPresentation Tier
VARIOUS CBS PLATFORMS VARIOUS CBS PLATFORMS
COMPANYCOMPANY PRODUCTPRODUCT
INFOSYSINFOSYS FINACLE 10FINACLE 10
IFLEX IFLEX FLEXCUBE FLEXCUBE
TCS TCS BANCSBANCS
CBS CONNECTIONCBS CONNECTION A Central Data base Centre A Central Data base Centre All Circle Office are Connected to the All Circle Office are Connected to the
Central Data Base Centre which acts as an Central Data Base Centre which acts as an application Tierapplication Tier
All end users connected in the Presentation All end users connected in the Presentation LayerLayer
Branches Branches
ATMATM
Internet InterfaceInternet Interface
DATA BASE TIERDATA BASE TIER
SAN Storage SAN Storage Data Base of Core Banking Data Base of Core Banking Two Unix Servers with Oracle RDBMSTwo Unix Servers with Oracle RDBMS CENTRAL SERVER will be installed at the CENTRAL SERVER will be installed at the
DATA CENTERDATA CENTER Central Server is Connected with Circle Central Server is Connected with Circle
OfficesOffices All Branch Servers are Connected with All Branch Servers are Connected with
Circle OfficeCircle Office
DATA BASE TIER & DATA BASE TIER & APPLICATION TIERAPPLICATION TIER
APPLICATION TIERAPPLICATION TIER
NETWORK COMPONENT WITH THE CIRCLE NETWORK COMPONENT WITH THE CIRCLE OFFICESOFFICES
INDIVIDUAL SERVERS WITH THE INDIVIDUAL SERVERS WITH THE BRANCHESBRANCHES
PROCESS AND APPLICATION AREPROCESS AND APPLICATION ARE MADE IN THE CIRCLE OFFICEMADE IN THE CIRCLE OFFICE
WAN FOR CBS WAN FOR CBS Data Centre Circle Offices & BranchesData Centre Circle Offices & Branches
PRESENTATION TIERPRESENTATION TIER
ALL BRANCH SERVERS ALL BRANCH SERVERS
ATM CENTRESATM CENTRES
NET BANKINGNET BANKING
MOBILE BANKINGMOBILE BANKING
PRESENTATION TIERPRESENTATION TIER
BANK FUNCTIONSBANK FUNCTIONS
SUMMARY OF CBSSUMMARY OF CBS
Total CBS Divided into three layersTotal CBS Divided into three layers Each branch can operate all functions in Each branch can operate all functions in
the CBSthe CBS All operations can done in any branchAll operations can done in any branch Data Centre take care of Data Data Centre take care of Data
Warehousing activities Warehousing activities
CONCLUSIONCONCLUSION
Bank’s perspectiveBank’s perspective Design can be modified quickly and data mining Design can be modified quickly and data mining
can be done instantaneously.can be done instantaneously. Can Increase the customer base into may foldersCan Increase the customer base into may folders 24/7 banking thru e-service 24/7 banking thru e-service A branch’s customer becomes a bank’s customer A branch’s customer becomes a bank’s customer
Employee’s perspectiveEmployee’s perspective Most of the Data Analysis and processingMost of the Data Analysis and processing
work are shifted to circle office and datawork are shifted to circle office and data
centrecentre
Thank YouThank You