could online market places tackle poverty?
DESCRIPTION
This is a try at summarising the article by Wingham Rowan (of Slivers of Time) for the purpose of asking the question - and triggering a discussion - at the #ScoGovCamp on 31 July 2010TRANSCRIPT
![Page 1: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/1.jpg)
Could online market places tackle poverty?
With thanks to Wingham Rowan(Slivers of Time)
http://www.jrf.org.uk/publications/online-marketplaces-poverty
![Page 2: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/2.jpg)
Market places
![Page 3: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/3.jpg)
What’s involved in being involved?
• Transactions– Friction (not)– Disintermediation(!)
• Reviews & feedback • Reputation• Trust
– Security (financial & other)– indemnity
• Identity– registration
![Page 4: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/4.jpg)
Asset types
Small personal trades• Formal work
– Particularly for sporadic, irregular hours
• Local services– Trade direct rather than through agencies?
• Hire of Goods– For when you’re not using your hoover yourself
• Borrowing cash– Like existing micro-finance operations
![Page 5: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/5.jpg)
UK Scale
• Est. £100m/day untraded resources
• 20% of adults deemed economically inactive (8.5m?!)
![Page 6: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/6.jpg)
What might gov’t do?
not fund, design, build or operate such marketplaces
be a catalystThis cd also incl channeling purchasing via e-
marketsprovide a regulatory framework & access
to validation proceduresdivert public spending to local
communities through the new markets,
![Page 7: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/7.jpg)
Being a catalyst
e.g. The1993 National Lottery Act defined:• parameters of the intended service;• For operators
– the benefits and protections government would bestow
– Corresponding obligations
• duration of the concession• the process by which a winning
consortium of operators would be decided.
![Page 8: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/8.jpg)
5 core principles
• Gov’t sponsorship not management
• Transparent process of set-up and operation
• Focus on small transactions
• Don’t micro-manage
• Apply monopolies regulations
![Page 9: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/9.jpg)
How would it work?
• Making a transaction – see next slide
• Tracking the market – next slide but one
![Page 10: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/10.jpg)
transaction
![Page 11: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/11.jpg)
Tracking a market
![Page 12: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/12.jpg)
Advanced functions
• Complementary economy– Like LETS
• Resource gaps analysis– “is there a shortage of electricians in Perth?...”
• Enabling investment in sellers– Training scenario
• Interlocking markets– Stitching a package together from different
domains
![Page 13: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/13.jpg)
Where might demand come from?
• Currently non-existent markets– E.g. time-specific renting stuff out
• Markets made more convenient– Regulated, stable, low-cost?
• Supporting markets– E.g. rental mkt creates demand for ‘holders’
• Corporates displaced– Disintermediation; grocer’s bicycle e.g.
![Page 14: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/14.jpg)
Challenges
Include:• the world of work
– DWP• Rather ‘Black & white’ view of being in/out of work• Shades of grey?
– Casualised labour (remember what it was that ppl worked so hard to combat)
• Identity infrastructure• Digital access• First mover advantage
![Page 15: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/15.jpg)
Some helpful contexts
• Grameen Bank & Glasgow Caley?
• Shifting the Balance of Care– Personalised care pilots
– Timebanks
• SiteonMobile?– Technical solution for lack of web
access
![Page 16: Could online market places tackle poverty?](https://reader035.vdocument.in/reader035/viewer/2022081403/5560cba8d8b42a0d088b4b76/html5/thumbnails/16.jpg)
Good things for Gov’t
• a new tool for tackling worklessness?
• more precise public services?
• a new model for skills?
• benefits efficiencies?