cra - mainsource bank · pdf filedetails about how these calculations are made or for more...

16
CRA Eligibility Year: 2017 Shaded by: Census Tract, 2010 Insufficient Data Not Eligible Low Income Moderate Income Mid. Income Distressed Mid. Income Underserved Mid. Income Underserved and Distressed Mid. Income Underserved or Distressed - Previous Year Source: CRA Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017. nonMSA INDIANA #1 Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-income tracts, as well as underserved or distressed nonmetropolitan middle-income tracts. Federally designated disaster areas are also eligible but are not shown on this map. Low-income tracts are those where Median Family Income (MFI) is less than 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and less than 80% of AMFI. Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%, can be eligible if they are classified by the CRA as distressed or underserved. Tracts with insufficient data appear in gray in the map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For more details about how these calculations are made or for more about the CRA Program, please see our Data Directory.

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Page 1: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017. nonMSA INDIANA #1

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-income tracts, as well as underserved or distressednonmetropolitan middle-income tracts. Federally designated disaster areas are also eligible but are not shown on this map. Low-income tracts are those where MedianFamily Income (MFI) is less than 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and less than 80% of AMFI.Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%, can be eligible if they are classified by the CRA as distressed orunderserved. Tracts with insufficient data appear in gray in the map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For moredetails about how these calculations are made or for more about the CRA Program, please see our Data Directory.

Page 2: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017. Cincinnati MSA

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-income tracts, as well as underserved or distressednonmetropolitan middle-income tracts. Federally designated disaster areas are also eligible but are not shown on this map. Low-income tracts are those where MedianFamily Income (MFI) is less than 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and less than 80% of AMFI.Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%, can be eligible if they are classified by the CRA as distressed orunderserved. Tracts with insufficient data appear in gray in the map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For moredetails about how these calculations are made or for more about the CRA Program, please see our Data Directory.

Page 3: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017.Greene INDIANA 3

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-incometracts, as well as underserved or distressed nonmetropolitan middle-income tracts. Federally designated disaster areasare also eligible but are not shown on this map. Low-income tracts are those where Median Family Income (MFI) is lessthan 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and lessthan 80% of AMFI. Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%,can be eligible if they are classified by the CRA as distressed or underserved. Tracts with insufficient data appear in gray inthe map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For more details abouthow these calculations are made or for more about the CRA Program, please see our Data Directory.

Page 4: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017. Indianapolis MSA

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-income tracts, as well as underserved or distressednonmetropolitan middle-income tracts. Federally designated disaster areas are also eligible but are not shown on this map. Low-income tracts are those where MedianFamily Income (MFI) is less than 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and less than 80% of AMFI.Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%, can be eligible if they are classified by the CRA as distressed orunderserved. Tracts with insufficient data appear in gray in the map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For moredetails about how these calculations are made or for more about the CRA Program, please see our Data Directory.

Page 5: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017. Columbus MSA

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-income tracts, as well as underserved or distressednonmetropolitan middle-income tracts. Federally designated disaster areas are also eligible but are not shown on this map. Low-income tracts are those where MedianFamily Income (MFI) is less than 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and less than 80% of AMFI.Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%, can be eligible if they are classified by the CRA as distressed orunderserved. Tracts with insufficient data appear in gray in the map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For moredetails about how these calculations are made or for more about the CRA Program, please see our Data Directory.

Page 6: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017. Louisville MSA

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-income tracts, as well as underserved or distressednonmetropolitan middle-income tracts. Federally designated disaster areas are also eligible but are not shown on this map. Low-income tracts are those where MedianFamily Income (MFI) is less than 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and less than 80% of AMFI.Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%, can be eligible if they are classified by the CRA as distressed orunderserved. Tracts with insufficient data appear in gray in the map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For moredetails about how these calculations are made or for more about the CRA Program, please see our Data Directory.

Page 7: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017. nonMSA INDIANA:Crawford County - 7

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-income tracts, as well as underserved or distressednonmetropolitan middle-income tracts. Federally designated disaster areas are also eligible but are not shown on this map. Low-income tracts are those where MedianFamily Income (MFI) is less than 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and less than 80% of AMFI.Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%, can be eligible if they are classified by the CRA as distressed orunderserved. Tracts with insufficient data appear in gray in the map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For moredetails about how these calculations are made or for more about the CRA Program, please see our Data Directory.

Page 8: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017. Bloomington MSA

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-income tracts, as well as underserved or distressednonmetropolitan middle-income tracts. Federally designated disaster areas are also eligible but are not shown on this map. Low-income tracts are those where MedianFamily Income (MFI) is less than 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and less than 80% of AMFI.Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%, can be eligible if they are classified by the CRA as distressed orunderserved. Tracts with insufficient data appear in gray in the map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For moredetails about how these calculations are made or for more about the CRA Program, please see our Data Directory.

Page 9: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017.Gary MSA

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-incometracts, as well as underserved or distressed nonmetropolitan middle-income tracts. Federally designated disaster areasare also eligible but are not shown on this map. Low-income tracts are those where Median Family Income (MFI) is lessthan 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and lessthan 80% of AMFI. Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%,can be eligible if they are classified by the CRA as distressed or underserved. Tracts with insufficient data appear in gray inthe map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For more details abouthow these calculations are made or for more about the CRA Program, please see our Data Directory.

Page 10: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017. Warren & MontgomerynonMSA INDIANA - 10

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-income tracts, as well as underserved or distressednonmetropolitan middle-income tracts. Federally designated disaster areas are also eligible but are not shown on this map. Low-income tracts are those where MedianFamily Income (MFI) is less than 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and less than 80% of AMFI.Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%, can be eligible if they are classified by the CRA as distressed orunderserved. Tracts with insufficient data appear in gray in the map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For moredetails about how these calculations are made or for more about the CRA Program, please see our Data Directory.

Page 11: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017.nonMSA KENTUCKY 11

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-incometracts, as well as underserved or distressed nonmetropolitan middle-income tracts. Federally designated disaster areasare also eligible but are not shown on this map. Low-income tracts are those where Median Family Income (MFI) is lessthan 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and lessthan 80% of AMFI. Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%,can be eligible if they are classified by the CRA as distressed or underserved. Tracts with insufficient data appear in gray inthe map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For more details abouthow these calculations are made or for more about the CRA Program, please see our Data Directory.

Page 12: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017. Kankakee Illinois 12

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-income tracts, as well as underserved or distressednonmetropolitan middle-income tracts. Federally designated disaster areas are also eligible but are not shown on this map. Low-income tracts are those where MedianFamily Income (MFI) is less than 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and less than 80% of AMFI.Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%, can be eligible if they are classified by the CRA as distressed orunderserved. Tracts with insufficient data appear in gray in the map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For moredetails about how these calculations are made or for more about the CRA Program, please see our Data Directory.

Page 13: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017. Iroquois ILLINOIS - 13

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-income tracts, as well as underserved or distressednonmetropolitan middle-income tracts. Federally designated disaster areas are also eligible but are not shown on this map. Low-income tracts are those where MedianFamily Income (MFI) is less than 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and less than 80% of AMFI.Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%, can be eligible if they are classified by the CRA as distressed orunderserved. Tracts with insufficient data appear in gray in the map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For moredetails about how these calculations are made or for more about the CRA Program, please see our Data Directory.

Page 14: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017.Danville Illinois MSA

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-incometracts, as well as underserved or distressed nonmetropolitan middle-income tracts. Federally designated disaster areasare also eligible but are not shown on this map. Low-income tracts are those where Median Family Income (MFI) is lessthan 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and lessthan 80% of AMFI. Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%,can be eligible if they are classified by the CRA as distressed or underserved. Tracts with insufficient data appear in gray inthe map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For more details abouthow these calculations are made or for more about the CRA Program, please see our Data Directory.

Page 15: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017.Dayton OH MSA

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-incometracts, as well as underserved or distressed nonmetropolitan middle-income tracts. Federally designated disaster areasare also eligible but are not shown on this map. Low-income tracts are those where Median Family Income (MFI) is lessthan 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and lessthan 80% of AMFI. Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%,can be eligible if they are classified by the CRA as distressed or underserved. Tracts with insufficient data appear in gray inthe map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For more details abouthow these calculations are made or for more about the CRA Program, please see our Data Directory.

Page 16: CRA - MainSource Bank · PDF filedetails about how these calculations are made or for more about the CRA Program, please see our Data Directory ... Low-income tracts are those where

CRA EligibilityYear: 2017Shaded by: Census Tract, 2010

Insufficient DataNot EligibleLow IncomeModerate IncomeMid. Income DistressedMid. Income UnderservedMid. Income Underservedand DistressedMid. Income Underservedor Distressed - PreviousYear

Source: CRA

Tract status for Community Reinvestment Act (CRA) eligibility, as of 2017. nonMSA OHIO 16

Eligibility for Community Reinvestment Act (CRA) status as of 2017. CRA eligible tracts include low- and moderate-income tracts, as well as underserved or distressednonmetropolitan middle-income tracts. Federally designated disaster areas are also eligible but are not shown on this map. Low-income tracts are those where MedianFamily Income (MFI) is less than 50% of Area Median Family Income (AMFI). Moderate-income tracts are those equal or greater than 50% and less than 80% of AMFI.Non-metropolitan middle-income tracts, where tract MFI is equal or greater than 80% and below 120%, can be eligible if they are classified by the CRA as distressed orunderserved. Tracts with insufficient data appear in gray in the map. Activities that serve low- and moderate-income individuals in other areas are also eligible. For moredetails about how these calculations are made or for more about the CRA Program, please see our Data Directory.