Healthcare Insurance – A must have

It goes without saying that our life today is full of turmoil

due to chaotic conditions created by pollution, arson,

violence, motor accidents and what not. Ugly life style

has further aggravated to the extent that for once we are

confused whether we

are human beings or

just a skeleton full of

various known and

unknown diseases

camouflaged by skin!

Does not all this

prompt us once to set

aside all the paraphernalia and devote some serious

thought to our health, on which hinges ours and our

family’s life and welfare? After all what is the purpose of

our belaboring day and night, except for welfare of self

and family! So after a due thought, one would be

convinced that in today’s world, one should immediately

rush for a healthcare insurance. Following are the major

advantages of the healthcare insurance:

Health insurance can reimburse the expenditure

incurred on illness or injury, or offer cashless facility

and directly settle your bills with the service vender.

Offers income tax benefits

Cashless medical facilities in thousands of reputed

hospital in most parts of India

Provision to plan individual health policy, family

health insurance, senior citizen health plan

Offers full family protection to family

Facilities for pre-hospitalization and post-

Hospitalization plan

Critical Illness Insurance India

The trump card to relieve oneself of all worries on

account of buying health insurance is one and only, i.e.

‘Critical Illness Insurance India’. It is just saying “Presto

Presto” and doing away the whole of your tension to give

handsome compensation for any critical illnesses you

may suffer form. Leave aside the thought of all other

medial policies. You just buy an exclusive critical illness

insurance policy to secure yourself vis-à-vis

hospitalization and all critical ailments, e.g. cancer, brain

hemorrhage, heart attack, and multiple other such

deadly diseases.

The worth noting factors of critical illness insurance

India, inter-alia, are:

Income tax rebate is given under section 80D

Paralysis is also covered

A lump sum amount is given at the time diagnosis of

the critical illnesses covered

Cashless facilities are available in numerous

empanelled hospitals all over India.

Online Quotes

Once you have made up your mind to buy the insurance,

there is an important stage for you to choose the mode

to buy good insurer. You have lot many insurance

agents, but all may not be to your liking. So, for that the

first step is that you go online for seeking quotes. Search

for some good vendors and request them to send online

quotes for the products you are interested in. After

receipt of several quotes, please study them thoroughly.

You must be having certain doubts to clear. Ask these

service providers all the questions coming to your mind.

Satisfy from all angles as to the premium, age, renewal,

settlement of claim, cashless facilities, NCB, concessions,

list and location of hospitals, etc. etc. And it should be

only after your full satisfaction that you should choose

the best insurer, whose products should be tailored to

your needs.

For more information also visit: http://www.bharti-

axagi.co.in