dave says calendar keep monthly budget...

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SIOUX FALLS — The South Dakota Pork Producers Council announces their 24th Annual Taste of Elegance competition to be held on March 25 at the Sioux Falls Convention Center. The Taste of Elegance is a culi- nary competition that encourages chefs to create innovative and ex- citing recipes using pork. A panel of three esteemed chefs, Cele- brated Chef Charlie Torgerson, VP Operations/Owner/Operator of four Famous Dave’s Franchises and Owner of American Restau- rant Consultants; St Paul, Minn., Celebrated Chef Tim McCarty, Mayo Foundation House; Rochester, Minn., and Celebrated Chef Michael Foley, Chicago, will judge the entrées of 15 chefs based on originality, appearance and taste. The first place winner receives an engraved plate, $1,000, and will attend the Pork Summit that will be held in St. Helena, Calif., in the Napa Valley at the Culinary Insti- tute of America’s Greystone Cam- pus from April 27-29. The chefs prepare samples of their entrées for an evening event. A 5 p.m. Social Hour includes wine tasting from White Headed Robin, Schade Vineyard and Strawbale, three of South Dakota’s wineries. Along with the wine tast- ing guests may taste several dif- ferent types of cheeses from Dimock Cheese. At 6 p.m., entrées can be sampled and guests can vote for the People’s Choice Award. The awards and winners will be announced later that evening. To end the event atten- dees can enjoy a delicious cup- cake from the famous Oh My Cupcakes. There is also a silent auction going on during the event and the proceeds from the auc- tion benefit The Banquet of Sioux Falls. In 2012 there will be no tickets sold at the door the night of the event. With this event having such popularity, the event has been sold out again for the sec- ond year in a row. Chefs from some of the state’s finest kitchens will be competing, including Chef Jonathan Ricks from Card Rock Café/Sodexo, Sioux Falls, Chef Joe Cooper from Ovations Catering, Sioux Falls, Chef Ryan Hembree from Trail Ridge Retirement Community, Baltic, Chef Donny Erickson from Crawford’s, Sioux Falls, Chef Matt Munterfering from Minnehaha Country Club, Sioux Falls, Chef Jesse Schunneman from Ground Round, Brookings, Chef Drew Laberis from Sanford Health, Sioux Falls, Chef Joseph Szurek from Leonardo’s, Sioux Falls, Chef Phuvadol Leeraksakiat from Mitchell Technical Institute, Mitchell, Chef Jean-Paul Nielsen from Magilly’s Broadway Eatery, Yankton, Chef Kip Pharis from BraVo’s!, Brookings, Murphy Lundie from Hillside Resort, Went- worth, Chef Curtis VanMaanen from 1481 Grille, Arlington, Chef Cody Cruse from Saint Charles Restaurant & Lounge, Pierre and Chef Patrick Parker from Mitchell Technical Institute, Mitchell. Sponsoring this year’s event are John Morrell & Co.; Natural Food Holdings; Pfizer; White Headed Robin; Strawbale Winery; Schade; Preferred Printing; Institu- tions Services, Inc.; Ag United for South Dakota; Dimock Cheese; O’ My Cupcakes; First Dakota Na- tional Bank; Great Western Bank; Campbell Supply; South Dakota Soybean Research & Promotion Council; South Dakota Corn Utiliza- tion Council, National Pork Board; and South Dakota Pork Producers Council. AAA’s Tipsy Tow Available During Holiday Weekend In Yankton SIOUX FALLS — St. Patrick’s Day partiers are encouraged to call AAA’s free Tipsy Tow service if they feel unsafe behind the wheel after celebrating the holiday. “Every time we climb behind the wheel after drinking, we’re rolling the dice,” said Marilyn Buskohl, spokeswoman for AAA South Dakota. “Sometimes we tempt fate and get away with it, and sometimes we don’t. It’s our hope this St. Patty’s Day that more South Dakotans than ever will play it safe and call us for a Tipsy Tow.” AAA will give the caller, up to one more passenger, and the caller’s vehicle a free ride home, no questions asked, starting at noon on Satur- day, March 17, until 2 a.m. on Sunday, March 18, in Sioux Falls, Rapid City, Mitchell and Yankton. “We had very strong use of Tipsy Tow over the year-end holidays and we were thrilled,” said Buskohl. “It’s an expensive program to offer but we feel it’s worth it. There’s no doubt holiday partiers will be drink- ing — this way, they’ll get home in one piece and make the roads safer for the rest of us, too.” Tipsy Tow is free to AAA members and nonmembers alike. The auto club will give up to two riders and the vehicle a ride home within a 15- mile radius of point of pickup. Call (800) 222-4357 and ask for Tipsy Tow. Thursday, 3.15.12 ON THE WEB: www.yankton.net NEWS DEPARTMENT: [email protected] 5 PRESS DAKOTAN life BY DAVE RAMSEY Dear Dave, I was wondering why you rec- ommend doing a fresh budget every month. Once you’ve fig- ured out your expenses and in- come, won’t the same budget work month to month? — Kara Dear Kara, I understand what you’re say- ing, but if you look closely at every month, you’ll see pretty quickly that they’re not all cre- ated equal in terms of expenses. On top of that, if you work a com- mission-based job, your monthly income will fluctuate throughout the year. Now, there are some things that will remain pretty standard. A few things like your rent or mortgage payment will probably be the same month to month. But what about things like utili- ties and food? Chances are your electric or gas bills will be higher during certain months as you heat and cool your home de- pending on the weather. What about holidays and special occa- sions? It’s likely you’ll end up spending more on food, gifts and related items around Thanks- giving and Christmas or other months when family and friends have birthdays and other events. These are just a few of the reasons it’s a good idea to customize your budget every month. A good, accu- rate monthly budget should always reflect your reality, Kara. Not only will this give you a more re- alistic idea of where your money is going, but the knowledge also helps you control your money in- stead of it controlling you! — Dave ENDING THE DEBT? Dear Dave, One of my husband’s credit card bills was turned over to a collection agency. They’ve of- fered three different payment op- tions. If we accept one of the options, does this mean the origi- nal creditor accepts the agree- ment as well? — Cheryl Dear Cheryl, In a situation like this, the collection agency either owns the debt outright or they’re directly repre- senting the credit card company. This is pretty much standard operating procedure when someone has de- faulted on a loan. I’d go ahead with the deal they’ve of- fered that makes the most sense for you guys. You’ll have a ding on your credit report, showing settlement on a defaulted credit card, but it’s really no big deal since you’ve already got a mark against you for having it turned over to collections. Want another piece of advice? Never use credit cards again! — Dave IS IT YOUR CALLING? Dear Dave, How do you know when you’ve found your true calling when it comes to your job or your career? — Matt Dear Matt, I’ve met a few people who’ve had a spiritual experience in this area. Something has happened, almost like they were struck by lightning, and they knew what they were supposed to do with their lives. This isn’t the normal way people come to realization about their futures, but it does happen from time to time. Usually, I believe this kind of revelation starts out as a simple idea that gradually grows into a job and then into a career. Then, it evolves over time into a call- ing. That’s how I stepped into what I’m doing today. I can’t hon- estly tell you that when I started on radio, or began writing and teaching, that I knew it was God’s purpose for my life. But I felt the weight and the drawing of it, al- most like a magnetic pull. I’ve been doing it for 20 years, so it definitely evolved over time into what it is today. Still, I’m positive it’s the reason I’m on this planet! — Dave ——— For more financial help, please visit daveramsey.com. Dave RAMSEY CALENDAR C O M M U N I T Y The COMMUNITY CALENDAR appears each Monday and Thursday. Contributions to this list of upcoming events are welcome and should be sub- mitted two weeks before the event. Submissions MUST be typewritten or legi- bly printed and include the name and phone number of a contact person. Send items to P&D Calendar, 319 Walnut, Yankton, SD 57078, or email to [email protected]. THURSDAY Table Tennis, 8:30 a.m., The Center, 605-665-4685 Ladies Pool, 10 a.m., The Center, 605-665-4685 Yankton Sertoma, noon, Pizza Ranch, 605-661-7159 Daily Reprieve, noon, non-smoking open meeting, 1019 W 9th street. Avera Sacred Heart Hospital Toastmasters, noon, Benedictine Center; open session 605-665-6776 Pinochle, 12:45 p.m., The Center, 605-665-4685 Dominos, 1 p.m., The Center, 605-665-4685 Weight Watchers, 4 p.m., 413 W. 15th Street. Weigh in 1/2 hour before. Weight Watchers, 5:30 p.m., 413 W. 15th Street. Weigh in 1/2 hour be- fore. Take Off Pounds Sensibly (TOPS #SD 45), Weigh-in 5:30-6:30 p.m., meeting 6:30-7:30. RTEC building, 1200 W. 21st St. For more information call 605-665-3738 or 667-9274. Yankton Area Banquet, 6 p.m., United Church of Christ, Fifth and Walnut Celebrate Recovery, 7 p.m., Calvary Baptist Church, Youth Room #4, 2407 Broadway, Yankton, 605-665-5594 Freeman Alcoholics Anonymous, 8 p.m., non-smoking closed meeting, City Hall, 3rd and Poplar, Freeman. Yankton Alcoholics Anonymous, 8:30 p.m., open session, 1019 W 9th St. Yankton Alanon, 8:30 p.m., 1019 W 9th Street THIRD THURSDAY HSC Friendship Club, 5 p.m., March, El Tapatio Yankton, 605-665-5956. FRIDAY Line Dancing, 9:30 a.m., The Center, 605-665-4685 Cardio Exercise, 11 a.m., The Center, 605-665-4685 Daily Reprieve, noon, non-smoking open meeting, 1019 W 9th Street. Bridge, 1 p.m., The Center, 605-665-4685 Bingo, 7-9 p.m., The Center, 605-665-4685 Open Billiards, 7-9 p.m., The Center, 605-665-4685 Vermillion Alcoholics Anonymous, 8 p.m., non-smoking closed session, 16 1/2 Court St, Vermillion Porchlight, 8 p.m., non-smoking closed session, United Church of Christ, 210 W 5th Street SECOND FRIDAY Parkinson Support Group, 1:30 p.m., Benedictine Center. SATURDAY Weight Watchers, 9 a.m., 413 W. 15th Street. Weigh in 1/2 hour before. Each Day a New Beginning, 10 a.m., non-smoking closed session, 1019 W 9th Street Daily Reprieve, noon, non-smoking closed session, 1019 W 9th Street. Vermillion Unity Alcoholics Anonymous, 7:30 p.m. closed session, Trin- ity Lutheran Church, 816 E. Clark, Vermillion. SUNDAY Alcoholics Anonymous, 8 a.m., closed meeting, 1019 W. 9th Street Tyndall Alcoholics Anonymous, 8 a.m., non-smoking, 1609 Laurel St., Tyndall Vermillion Unity Alcoholics Anonymous, 7:30 p.m., closed meeting, Trinity Lutheran Church, 816 E. Clark, Vermillion Community Connections Services For Kids: It Takes A Village ... BY PAM KETTERING Yankton Area United Way The Smile Mobile is coming! The Smile Mo- bile is coming! One would think that a big, brightly colored mobile dentist office would not be real exciting to kids. One would also think that once they had stepped through that door, they would be hesitant. Not the case! If you had a bad toothache, could not take a bite out of an apple, could only handle soft food in your mouth, you would also be very excited about having some attention paid to the cause of that nagging pain. Time to register for the Smile Program is NOW! The Smile Mobile is coming in a couple weeks so call the United Way & Volunteer Services Office at 665-6766 NOW for more information. This is the sixth year for the Delta Dental Mobile Dental Office has rolled into Yankton. We were very fortunate to get on the list that first year when a rare opening occurred. Due to the high demand for their services, a sec- ond specialized vehicle, the Smile Mobile, was added and we were able to continue partici- pating in the program. The first year, in 2007, we had 29 patients registered with 28 percent coming for their first dental visit. The staff conducted 81 diagnostic, 91 preventative and 98 restorative procedures with the total pro- duction value at $19,995. Last year there were 37 patients registered with 14 percent coming for their first dental visit. The staff conducted 74 diagnostic, 164 preventative and 121 restorative procedures with the total produc- tion value at $24,642. Over the years there have been 158 patients receiving $98,495 worth of dental care for a mere $2,500 cost per year. The program is open for children birth to 21 years of age. Look for the big, bright, blue office on wheels parked at Beadle School the week of March 26. Caring for children is one segment of outreach critical to the United Way & Volunteer Serv- ices’ mission of promot- ing voluntary giving and services to support human needs in the greater Yankton community. In addition to provid- ing dental care through the Smile Mobile, the Dolly Parton Imagination Library mails books every month to the mail- boxes of more than 600 children until they reach their fifth birthday. This program is free to all children from birth until age five of par- ents or guardians that live or work in Yankton County. To participate in the Imagination Li- brary they need to have a registration form completed and to keep our office notified if they move. The forms can be picked up at the office at 610 W. 23rd St. #11 or printed from the website, www.yanktonunitedway.org. Knowing who to call or where to find infor- mation on child care is a critical issue to work- ing parents, whether you are a parent of a newborn, moving into the community, or want- ing to rejoin the workforce. Knowing who to call, the questions to ask, the cost of child- care, and other pertinent information can be overwhelming. Fortunately, there are re- sources available to assist in making these tough decisions. South Dakota Department of Social Services has numerous resources avail- able - from Bright Start, types of child care providers, reading programs, child care assis- tance plus much more. Keloland.com has Child Care Corner, an available resource for multiple questions. Helplinecenter.com and childcareaware.org are also excellent resource sites. One piece of information that is available will assist in answering the question of decid- ing to stay at home or return to the workplace! It will take you through a step by step analysis to assist you in that decision. South Dakota Voices For Children website has a Bridge to Benefits process available to guide you through programs pertaining to families with children, including economic guidelines to de- termine eligibility. Parents As Teachers, a partner agency with United Way & Volunteer Services, assists fami- lies in attaining parenting skills as well as de- velopmental screening, appropriate activities and development skills for the children until age 3. The first three years of life are critical milestones in the mental, physical, emotional growth of children and the Child Educator not only makes visits to the home but also con- ducts parenting classes for additional network- ing and educational opportunities. What other United Way & Volunteer Serv- ices’ partnering programs or agencies address the needs of children? Big Friend Little Friend, Boy Scouts, Boys & Girls Club, Contact Center, Family Education & Counseling Services, Fam- ily Visitation Center, Girl Scouts, Homeless Shelter, Sack Pack, Special Olympics, Women’s/Children’s Center, Yankton Youth Ice Association, and Yankton Transit. From birth to adult, children require nur- turing, positive role models, security, nourish- ment, age-appropriate education, safe environment, caring community and so much more. It takes a village to raise a child. Let’s work together to make this village the very best that it can be. Pam KETTERING Dave Says Keep Monthly Budget Fresh 218 West 4th Street • Yankton, SD 57078 • (605) 665-8042 Do You Get Tired of Waiting... at the grocery store... at the concession stand... At Roger’s Family Pharmacy, IT’S DIFFERENT!! Our pharmacists have a goal... professionally fill your prescription, keep you informed, and answer your questions. Prompt professional service. No waiting lines... Mr. and Mrs. Gary Idt of Y ankton announce the engagement of their daughter , Angela Joy Idt to Amos Danial Callender , son of Mr. and Mrs. Stephen Callender of La Grande, OR. The future bride has been a flight attendant for Continental Airlines since 2001. The future groom received his Bachelor of Architecture from the University of Oregon and is currently employed with Scherer Associates in Olympia, W A. The couple is planning an October 20, 2012, wedding at Calvery Chapel of Olympia, W A. They will make their home in Olympia. Idt-Callender Engagement • Help Build Credit • No Checking account required $ 100 to $ 3000 CONVENIENT LOAN 1818 Broadway Suite D-1, Yankton, SD 57078 605-665-1640 NEED Fast Cash... NOW? CALL TODAY – We want to Make You a Loan! 1600 E. 39th St., Yankton • Harry Lane, Owner 605-665-6612 Prompt Service • Quality Workmanship Competitive Prices Emergency Services Available ELECTRIC L&S L&S L&S COMMERCIAL, RESIDENTIAL & FARM WIRING New Construction or Remodeling www.LandSelectric.com Gerald E. and Dianne M. (Hladik) Bahn will celebrated their 40th wedding anniversary on March 18, 2012. Greetings can be sent to 902 Summit St., Yankton, SD 57078. They have two children: Robyn (David) Graiver of Lincoln, NE, and Lisa (William “Jake”) Taylor of Medical Lake, WA. Celebrating 40 Years He was loved & will be missed forever. The Family of Brad Stepp We would like to Thank the many friends and neighbors who remembered us on the loss of our Son and Brother Brad. We also want to thank the Yankton Care Center for the wonderful care they gave Brad, for Fr. Mark and Fr. Dan of Sacred Heart Church, Pastor Dave Gunderson of St. Johns Lutheran Church, we are forever grateful for their prayers and visits. Thank you for all the many cards, for the people who came to the house and those who brought food, Bless all of you. Your kindness and concern will stay with us forever. South Dakota Chefs To Compete In ‘Pork Taste Of Elegance’

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Page 1: Dave Says CALENDAR Keep Monthly Budget Freshtearsheets.yankton.net/march12/031512/ypd_031512_SecA...Napa Valley at the Culinary Insti-tute of America’s Greystone Cam-pus from April

SIOUX FALLS — The SouthDakota Pork Producers Councilannounces their 24th AnnualTaste of Elegance competition tobe held on March 25 at the SiouxFalls Convention Center.

The Taste of Elegance is a culi-nary competition that encourageschefs to create innovative and ex-citing recipes using pork. A panelof three esteemed chefs, Cele-brated Chef Charlie Torgerson, VPOperations/Owner/Operator offour Famous Dave’s Franchisesand Owner of American Restau-rant Consultants; St Paul, Minn.,Celebrated Chef Tim McCarty,Mayo Foundation House;Rochester, Minn., and CelebratedChef Michael Foley, Chicago, willjudge the entrées of 15 chefs

based on originality, appearanceand taste.

The first place winner receivesan engraved plate, $1,000, and willattend the Pork Summit that willbe held in St. Helena, Calif., in theNapa Valley at the Culinary Insti-tute of America’s Greystone Cam-pus from April 27-29.

The chefs prepare samples oftheir entrées for an evening event.A 5 p.m. Social Hour includeswine tasting from White HeadedRobin, Schade Vineyard andStrawbale, three of South Dakota’swineries. Along with the wine tast-ing guests may taste several dif-ferent types of cheeses fromDimock Cheese. At 6 p.m., entréescan be sampled and guests canvote for the People’s Choice

Award. The awards and winnerswill be announced later thatevening. To end the event atten-dees can enjoy a delicious cup-cake from the famous Oh MyCupcakes. There is also a silentauction going on during the eventand the proceeds from the auc-tion benefit The Banquet of SiouxFalls.

In 2012 there will be no ticketssold at the door the night of theevent. With this event havingsuch popularity, the event hasbeen sold out again for the sec-ond year in a row.

Chefs from some of the state’sfinest kitchens will be competing,including Chef Jonathan Ricksfrom Card Rock Café/Sodexo,Sioux Falls, Chef Joe Cooper from

Ovations Catering, Sioux Falls,Chef Ryan Hembree from TrailRidge Retirement Community,Baltic, Chef Donny Erickson fromCrawford’s, Sioux Falls, Chef MattMunterfering from MinnehahaCountry Club, Sioux Falls, ChefJesse Schunneman from GroundRound, Brookings, Chef DrewLaberis from Sanford Health,Sioux Falls, Chef Joseph Szurekfrom Leonardo’s, Sioux Falls, ChefPhuvadol Leeraksakiat fromMitchell Technical Institute,Mitchell, Chef Jean-Paul Nielsenfrom Magilly’s Broadway Eatery,Yankton, Chef Kip Pharis fromBraVo’s!, Brookings, MurphyLundie from Hillside Resort, Went-worth, Chef Curtis VanMaanenfrom 1481 Grille, Arlington, Chef

Cody Cruse from Saint CharlesRestaurant & Lounge, Pierre andChef Patrick Parker from MitchellTechnical Institute, Mitchell.

Sponsoring this year’s eventare John Morrell & Co.; NaturalFood Holdings; Pfizer; WhiteHeaded Robin; Strawbale Winery;Schade; Preferred Printing; Institu-tions Services, Inc.; Ag United for

South Dakota; Dimock Cheese; O’My Cupcakes; First Dakota Na-tional Bank; Great Western Bank;Campbell Supply; South DakotaSoybean Research & PromotionCouncil; South Dakota Corn Utiliza-tion Council, National Pork Board;and South Dakota Pork ProducersCouncil.

AAA’s Tipsy Tow Available DuringHoliday Weekend In Yankton

SIOUX FALLS — St. Patrick’s Day partiers are encouraged to callAAA’s free Tipsy Tow service if they feel unsafe behind the wheel aftercelebrating the holiday.

“Every time we climb behind the wheel after drinking, we’re rollingthe dice,” said Marilyn Buskohl, spokeswoman for AAA South Dakota.“Sometimes we tempt fate and get away with it, and sometimes wedon’t. It’s our hope this St. Patty’s Day that more South Dakotans thanever will play it safe and call us for a Tipsy Tow.”

AAA will give the caller, up to one more passenger, and the caller’svehicle a free ride home, no questions asked, starting at noon on Satur-day, March 17, until 2 a.m. on Sunday, March 18, in Sioux Falls, RapidCity, Mitchell and Yankton.

“We had very strong use of Tipsy Tow over the year-end holidaysand we were thrilled,” said Buskohl. “It’s an expensive program to offerbut we feel it’s worth it. There’s no doubt holiday partiers will be drink-ing — this way, they’ll get home in one piece and make the roads saferfor the rest of us, too.”

Tipsy Tow is free to AAA members and nonmembers alike. The autoclub will give up to two riders and the vehicle a ride home within a 15-mile radius of point of pickup. Call (800) 222-4357 and ask for Tipsy Tow.

Thursday, 3.15.12ON THE WEB: www.yankton.net

NEWS DEPARTMENT: [email protected] 5PRESS DAKOTANlife

BY DAVE RAMSEY

Dear Dave,I was wondering why you rec-

ommend doing a fresh budgetevery month. Once you’ve fig-ured out your expenses and in-come, won’t the same budgetwork month to month? — Kara

Dear Kara,I understand what you’re say-

ing, but if you look closely atevery month, you’ll see prettyquickly that they’re not all cre-ated equal in terms of expenses.On top of that, if you work a com-mission-based job, your monthlyincome will fluctuate throughoutthe year.

Now, there are some thingsthat will remain pretty standard.A few things like your rent ormortgage payment will probablybe the same month to month.But what about things like utili-ties and food? Chances are yourelectric or gas bills will be higherduring certain months as youheat and cool your home de-pending on the weather. Whatabout holidays and special occa-sions? It’s likely you’ll end up

spending more onfood, gifts and relateditems around Thanks-giving and Christmasor other months whenfamily and friends havebirthdays and otherevents.

These are just a fewof the reasons it’s agood idea to customizeyour budget everymonth. A good, accu-rate monthly budgetshould always reflectyour reality, Kara. Notonly will this give you a more re-alistic idea of where your moneyis going, but the knowledge alsohelps you control your money in-stead of it controlling you!

— DaveENDING THE DEBT?

Dear Dave,One of my husband’s credit

card bills was turned over to acollection agency. They’ve of-fered three different payment op-tions. If we accept one of theoptions, does this mean the origi-nal creditor accepts the agree-ment as well? — Cheryl

Dear Cheryl,In a situation like

this, the collectionagency either ownsthe debt outright orthey’re directly repre-senting the credit cardcompany. This ispretty much standardoperating procedurewhen someone has de-faulted on a loan.

I’d go ahead withthe deal they’ve of-fered that makes themost sense for you

guys. You’ll have a ding on yourcredit report, showing settlementon a defaulted credit card, butit’s really no big deal sinceyou’ve already got a mark againstyou for having it turned over tocollections.

Want another piece of advice?Never use credit cards again!

— DaveIS IT YOUR CALLING?

Dear Dave,How do you know when

you’ve found your true callingwhen it comes to your job oryour career? — Matt

Dear Matt,I’ve met a few people who’ve

had a spiritual experience in thisarea. Something has happened,almost like they were struck bylightning, and they knew whatthey were supposed to do withtheir lives. This isn’t the normalway people come to realizationabout their futures, but it doeshappen from time to time.

Usually, I believe this kind ofrevelation starts out as a simpleidea that gradually grows into ajob and then into a career. Then,it evolves over time into a call-ing. That’s how I stepped intowhat I’m doing today. I can’t hon-estly tell you that when I startedon radio, or began writing andteaching, that I knew it was God’spurpose for my life. But I felt theweight and the drawing of it, al-most like a magnetic pull.

I’ve been doing it for 20 years,so it definitely evolved over timeinto what it is today. Still, I’mpositive it’s the reason I’m onthis planet! — Dave

———For more financial help,

please visit daveramsey.com.

Dave

RAMSEY

CALENDARC O M M U N I T Y

The COMMUNITY CALENDAR appears each Monday and Thursday.Contributions to this list of upcoming events are welcome and should be sub-mitted two weeks before the event. Submissions MUST be typewritten or legi-bly printed and include the name and phone number of a contact person.Send items to P&D Calendar, 319 Walnut, Yankton, SD 57078, or email [email protected].

THURSDAYTable Tennis, 8:30 a.m., The Center, 605-665-4685Ladies Pool, 10 a.m., The Center, 605-665-4685Yankton Sertoma, noon, Pizza Ranch, 605-661-7159Daily Reprieve, noon, non-smoking open meeting, 1019 W 9th street.Avera Sacred Heart Hospital Toastmasters, noon, Benedictine Center;

open session 605-665-6776Pinochle, 12:45 p.m., The Center, 605-665-4685Dominos, 1 p.m., The Center, 605-665-4685Weight Watchers, 4 p.m., 413 W. 15th Street. Weigh in 1/2 hour before.

Weight Watchers, 5:30 p.m., 413 W. 15th Street. Weigh in 1/2 hour be-fore.

Take Off Pounds Sensibly (TOPS #SD 45), Weigh-in 5:30-6:30 p.m.,meeting 6:30-7:30. RTEC building, 1200 W. 21st St. For more information call605-665-3738 or 667-9274.

Yankton Area Banquet, 6 p.m., United Church of Christ, Fifth and WalnutCelebrate Recovery, 7 p.m., Calvary Baptist Church, Youth Room #4,

2407 Broadway, Yankton, 605-665-5594Freeman Alcoholics Anonymous, 8 p.m., non-smoking closed meeting,

City Hall, 3rd and Poplar, Freeman.Yankton Alcoholics Anonymous, 8:30 p.m., open session, 1019 W 9th St.Yankton Alanon, 8:30 p.m., 1019 W 9th Street

THIRD THURSDAYHSC Friendship Club, 5 p.m., March, El Tapatio Yankton, 605-665-5956.

FRIDAYLine Dancing, 9:30 a.m., The Center, 605-665-4685Cardio Exercise, 11 a.m., The Center, 605-665-4685Daily Reprieve, noon, non-smoking open meeting, 1019 W 9th Street.Bridge, 1 p.m., The Center, 605-665-4685Bingo, 7-9 p.m., The Center, 605-665-4685Open Billiards, 7-9 p.m., The Center, 605-665-4685Vermillion Alcoholics Anonymous, 8 p.m., non-smoking closed session,

16 1/2 Court St, VermillionPorchlight, 8 p.m., non-smoking closed session, United Church of Christ,

210 W 5th Street

SECOND FRIDAYParkinson Support Group, 1:30 p.m., Benedictine Center.

SATURDAYWeight Watchers, 9 a.m., 413 W. 15th Street. Weigh in 1/2 hour before.Each Day a New Beginning, 10 a.m., non-smoking closed session, 1019

W 9th StreetDaily Reprieve, noon, non-smoking closed session, 1019 W 9th Street.Vermillion Unity Alcoholics Anonymous, 7:30 p.m. closed session, Trin-

ity Lutheran Church, 816 E. Clark, Vermillion.

SUNDAYAlcoholics Anonymous, 8 a.m., closed meeting, 1019 W. 9th StreetTyndall Alcoholics Anonymous, 8 a.m., non-smoking, 1609 Laurel St.,

TyndallVermillion Unity Alcoholics Anonymous, 7:30 p.m., closed meeting,

Trinity Lutheran Church, 816 E. Clark, Vermillion

Community Connections

Services For Kids: It Takes A Village ...BY PAM KETTERINGYankton Area United Way

The Smile Mobile is coming! The Smile Mo-bile is coming!

One would think that a big, brightly coloredmobile dentist office would not be real excitingto kids. One would also think that once theyhad stepped through that door, they would behesitant. Not the case! If you had a badtoothache, could not take a bite out of anapple, could only handle soft food in yourmouth, you would also be very excited abouthaving some attention paid to the cause ofthat nagging pain. Time to register for theSmile Program is NOW! The Smile Mobile iscoming in a couple weeks so call the UnitedWay & Volunteer Services Office at 665-6766NOW for more information.

This is the sixth year for the Delta DentalMobile Dental Office has rolled into Yankton.We were very fortunate to get on the list thatfirst year when a rare opening occurred. Dueto the high demand for their services, a sec-ond specialized vehicle, the Smile Mobile, wasadded and we were able to continue partici-pating in the program. The first year, in 2007,we had 29 patients registered with 28 percentcoming for their first dental visit. The staffconducted 81 diagnostic, 91 preventative and98 restorative procedures with the total pro-duction value at $19,995. Last year there were37 patients registered with 14 percent comingfor their first dental visit. The staff conducted74 diagnostic, 164 preventative and 121restorative procedures with the total produc-tion value at $24,642. Over the years therehave been 158 patients receiving $98,495worth of dental care for a mere $2,500 cost peryear. The program is open for children birth to21 years of age. Look for the big, bright, blue

office on wheels parkedat Beadle School theweek of March 26.

Caring for children isone segment of outreachcritical to the UnitedWay & Volunteer Serv-ices’ mission of promot-ing voluntary giving andservices to supporthuman needs in thegreater Yanktoncommunity.

In addition to provid-ing dental care throughthe Smile Mobile, theDolly Parton Imagination

Library mails books every month to the mail-boxes of more than 600 children until theyreach their fifth birthday. This program is freeto all children from birth until age five of par-ents or guardians that live or work in YanktonCounty. To participate in the Imagination Li-brary they need to have a registration formcompleted and to keep our office notified ifthey move. The forms can be picked up at theoffice at 610 W. 23rd St. #11 or printed from thewebsite, www.yanktonunitedway.org.

Knowing who to call or where to find infor-mation on child care is a critical issue to work-ing parents, whether you are a parent of anewborn, moving into the community, or want-ing to rejoin the workforce. Knowing who tocall, the questions to ask, the cost of child-care, and other pertinent information can beoverwhelming. Fortunately, there are re-sources available to assist in making thesetough decisions. South Dakota Department ofSocial Services has numerous resources avail-able - from Bright Start, types of child careproviders, reading programs, child care assis-

tance plus much more. Keloland.com hasChild Care Corner, an available resource formultiple questions. Helplinecenter.com andchildcareaware.org are also excellent resourcesites. One piece of information that is availablewill assist in answering the question of decid-ing to stay at home or return to the workplace!It will take you through a step by step analysisto assist you in that decision. South DakotaVoices For Children website has a Bridge toBenefits process available to guide youthrough programs pertaining to families withchildren, including economic guidelines to de-termine eligibility.

Parents As Teachers, a partner agency withUnited Way & Volunteer Services, assists fami-lies in attaining parenting skills as well as de-velopmental screening, appropriate activitiesand development skills for the children untilage 3. The first three years of life are criticalmilestones in the mental, physical, emotionalgrowth of children and the Child Educator notonly makes visits to the home but also con-ducts parenting classes for additional network-ing and educational opportunities.

What other United Way & Volunteer Serv-ices’ partnering programs or agencies addressthe needs of children? Big Friend Little Friend,Boy Scouts, Boys & Girls Club, Contact Center,Family Education & Counseling Services, Fam-ily Visitation Center, Girl Scouts, HomelessShelter, Sack Pack, Special Olympics,Women’s/Children’s Center, Yankton Youth IceAssociation, and Yankton Transit.

From birth to adult, children require nur-turing, positive role models, security, nourish-ment, age-appropriate education, safeenvironment, caring community and so muchmore. It takes a village to raise a child. Let’swork together to make this village the verybest that it can be.

Pam

KETTERING

Dave Says

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Mr. and Mrs. Gary Idt of Yankton announce the engagement of their daughter, Angela Joy Idt to Amos Danial Callender, son of Mr. and Mrs. Stephen Callender of La Grande, OR.

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Gerald E. and Dianne M. (Hladik) Bahn will celebrated their 40th wedding anniversary on March 18, 2012.

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They have two children: Robyn (David) Graiver of Lincoln, NE, and Lisa (William “Jake”) Taylor of

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Celebrating 40 Years

He was loved & will be missed forever. The Family of Brad Stepp

We would like to Thank the many friends and neighbors who remembered us on the loss of our Son and Brother Brad. We also want to thank the Yankton Care Center for the wonderful care they gave Brad, for Fr. Mark and Fr. Dan of Sacred Heart Church, Pastor Dave Gunderson of St. Johns Lutheran Church, we are forever grateful for their prayers and visits. Thank you for all the many cards, for the people who came to the house and those who brought food, Bless all of you. Your kindness and concern will stay with us forever.

South Dakota Chefs To Compete In ‘Pork Taste Of Elegance’