did you know? employees are now contributing 45% more to their health care expenses than they did...
TRANSCRIPT
![Page 1: Did You Know? Employees are now contributing 45% more to their health care expenses than they did five years ago. Towers Watson/NBGH Employer Survey,](https://reader038.vdocument.in/reader038/viewer/2022110206/56649d005503460f949d2b27/html5/thumbnails/1.jpg)
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Did You Know?
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Employees are now contributing 45%
more to their health care expenses than they did five years
ago. Towers Watson/NBGH Employer Survey, April, 2011
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That’s right.
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And if you have a family, you know your out-of-pocket expenses
have gone up too.
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Just take a look…
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A family of four can
expect to pay over $3,000
a year in medical
expenses not covered by insurance!
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That Includes:
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Out-of-Pocket Expenses
Annual Average
Taxes Saved (25% Tax Bracket)
Physician: $940 $254
Pharmacy: $660 $178
Inpatient Hospital:
$870 $235
Other: $105 $28
Outpatient Hospital:
$430 $116
TOTAL: $3,005 $811
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But, if that $3,000 is put into a Health Care
FSA, a family could save over in
taxes.Out-of-pocket expenses through member cost sharing at time of service. Per Milliman Medical Index 2010, published May 2010
$800
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That’s because there is a tax-saving
benefit
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that can save you an easy 20-30
percent on your hard-earned money,
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And, 100% of employees are
eligible to enroll –
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A Flexible Spending Account
(FSA).
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FSAs let you use pre-tax money
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to pay for medical expenses not
covered by your health plan.
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So, whether you need to pay for
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Prescription Copays
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Glasses
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Contacts
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Dental Expenses
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Braces
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Allergists
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EligibleOver-the-Counter
(OTC) items
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In-vitro Reproductive
Services
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Speech Therapy
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FSAs are a guaranteed discount
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on money you’re already spending on
health care.
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And, FSA dollars can also be used for
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Licensed family or child daycare
centers
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And, Day Camps
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Life Happens.
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Be prepared
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To Save
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On Your Out-of-Pocket Health Care
Expenses.
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Maximize Your Employee Benefits
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You
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Will
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Save
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BIG!
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Sign Up for an FSA Today and Start
SAVING Right Away!Start right away
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Look for details during open
enrollment, or talk to Human Resources
for more information.
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Check your Open Enrollment DatesFor more information
Contact
Call Customer Service(800) 631-3539