digital india - world bankpubdocs.worldbank.org/.../pdf/digital-india-world-bank-5th-october... ·...
TRANSCRIPT
What is Digital India?
� Digital India is a Mission to prepare India for a knowledge future.
� The focus is on being transformative – to realize IT + IT = IT
� The focus is on making technology central to enabling change.
� It is an Umbrella Mission – covering many departments.
� It weaves together a large number of ideas and thoughts into a single, comprehensive vision so that each of them is seen as part of a larger goal.
� Each individual element stands on its own. But is also part of the larger picture.
� It is coordinated by DeitY, implemented by the entire government.
� The weaving together makes the Mission transformative in totality
� The Mission:
� Pulls together many existing schemes.
� These schemes will be restructured and re-focused.
� They will be implemented in a synchronized manner.
� Many elements are only process improvements with minimal cost.
� The common branding of programmes as Digital India highlights their transformative impact.
Vision of Digital India
Digital Infrastructure as a utility to every citizen
Governance and Services on Demand
Digital Empowerment of citizens
High speed internet as a core utility
Cradle to grave digital identity -unique, lifelong, online, authenticable
Mobile phone & Bank account enabling participation in digital & financial space
Easy access to a Common Service Centre
Shareable private space on a public cloud
Safe and secure Cyber-space
Vision Area 1: Digital Infrastructure as a Utility to Every Citizen
Seamlessly integrated across departments or
jurisdictions
Services available in real time from online
&mobile platform
All citizen entitlements to be available on the
cloud
Services digitally transformed for
improving ease of doing business
Making financial transactions electronic
& cashless
Leveraging GIS for decision support
systems & development
Vision Area 2: Governance & Services On Demand
Universal Digital Literacy
Universally accessible digital resources
All documents/ certificates to be available on cloud (citizen not required to provide the same)
Availability of digital resources / services in Indian languages
Collaborative digital platforms for participative governance
Portability of all entitlements through cloud
Vision Area 3: Digital Empowerment of Citizens
JAM Trinity
• A massive program of Financial Inclusion
• 170 million accounts openedJan-Dhan
• Digital-online ID Infrastructure
• More than 900 million IDs issuedAadhaar
• Tool to access internet and service delivery
• More than a billion mobile phones in IndiaMobile
Digital Identity Infrastructure: Context
Provision of a robust, reusable ID to those who do not have any
formal ID document
To clean up existing
databases from ghosts
and duplicates
Improve Targeting
and Delivery of Services
Reduce cost of Delivery of Services
Features of Aadhaar
Only Numbers – No Smart Cards
Random Numbers – No Intelligence, No Profiling
Voluntary in nature
All Residents – Including Children
Uniqueness – Ensured through biometric attributes
No Guarantees to Citizenship, Rights, Entitlements
Ensuring Security and Privacy of Information
Ubiquitous Authentication – From No ID to Online ID
• Sustainable, Inclusive, Speedy, Cost-effective
• Distributed Enrolments but Centralized processing and allocation
Jan-Dhan
• Open Standard-based, Open Source, Scalable
• Inter-operability and vendor-neutrality
• Unique, Online, Authenticable, portable
• Works as a basis for large number of applications
• Digital Authentication being done at scale
• Largest biometric ID System in the World (920 million and counting@ 1 million per day)
Aadhaar: Implementation Highlights
• Uniqueness and Existence ensures no fakes or duplicates
• KYC for multiple services : Bank accounts, Financial inclusions, Mobile Connections, Social Assistance Programs
• Entitlements should reach the intended beneficiary –non-transferability can be ensured by authentication at the point of service delivery
• Many domains will be able to use as a proof of presence for the beneficiary
• Identity platform for various domains
• Aadhaar online authentication provides a common platform which can be used across all applications.
Service Delivery Potential of Aadhaar
Uniqueness and Invariance Property
• Govt. : Personnel, Treasury, Govt.
Salaries and Pensions
• Regulatory: Registration, Driving
Licenses, Prisons
• Beneficiary Management: NSAP,
MNREGA, Scholarships, Relief,
Agriculture, AH, IAY, Health,
Insurance, Employment, Training,
Mid-day meals, Immunization
• False Inclusion challenges can be
addressed
Being used in Bank Account opening and operating
Ensuring service delivery to the right person: PDS
Inter-operable, portable anytime anywhere
Very light deployment of devices as ID auth technology is taken care of by UIDAI
Authentication Service
Aadhaar : Platform for Financial Inclusion
• Open Bank Accounts using Aadhaar
• Linking of Aadhaar to existing bank accounts
Access (e-KYC)
• Aadhaar Payment Bridge (APB)
• Simplifies disbursal of funds – uses only one account for all disbursals
Address (APB)
• Aadhaar Enabled Payments System (AEPS)
• Inter-operable, portable anytime anywhere
Transactions (AEPS)
The India Stack: End to end Digital
IDENTITY LAYER
PAYMENTS LAYER
TRANSACTIONS LAYER GSTn
NPCI: IMPS and UPI
Aadhaar
All B2B business of India entities to
flow through this fabric every month
Game changing electronic payment
systems and transition to cashless
economy
A unique digital biometric identity
with open access of nearly a Billion
users
LAYER WHAT IT IS WHO DELIVERS
CONSENT LAYER RBI project built on MIT
Open Personal Data Store
concept
Provides a modern privacy data
sharing framework
PAPERLESS LAYERDEITY: E-sign, Digi-Locker
and eKYC
Rapidly growing base of paperless
systems with billions of artifacts