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Don't Just Check the Box. Change Lives.

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Page 1: Don't Just Check the Box....DO IN MY LIFE, AND THEN SOME. EveryDollar Budgeting App The Baby Step Plan Our proven plan, the seven Baby Steps, helps employees make smart choices with

Don't Just Check the Box. Change Lives.

Page 2: Don't Just Check the Box....DO IN MY LIFE, AND THEN SOME. EveryDollar Budgeting App The Baby Step Plan Our proven plan, the seven Baby Steps, helps employees make smart choices with

Over 25 years of experience in the personal finance space

Thousands of companies have implemented SmartDollar

Over 2 million employees with access to SmartDollar

Are you constantly dealing with employees' money problems?

Your team needs help that lasts, and you need a solution that works.

We get it! We can help!

We have a solution that does more than check the box.

SmartDollar is the only financial wellness solution that helps your employees change the way they handle money–for a lifetime.

SmartDollar is a proven program from an established company passionate about changing lives. For more than two decades, our plan has helped millions of people change their behaviors with money.

L E I G H , B E N E F I T S M A N A G E R

R O Y A L T E C H N O L O G I E S

We needed a way to help people get

financially healthy. With SmartDollar,

our employees have reached $15,000

in debt paid and dollars saved!

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Page 3: Don't Just Check the Box....DO IN MY LIFE, AND THEN SOME. EveryDollar Budgeting App The Baby Step Plan Our proven plan, the seven Baby Steps, helps employees make smart choices with

72%78% 40%

The reality is that most Americans, including your employees, are in a scary place with their money. They don’t have a budget, are deeply in debt, and are living paycheck to paycheck. They are worried about their future and are not on track for retirement.

1. Career Builder, 20172. Federal Reserve, 20183. American Psychological Association, 2015

Higher turnover

Higher absenteeism

Higher healthcare costs

Delayed retirement by employees

Financial stress causes your workers to be distracted. This affects your business.

These money problems don’t stay at home—they follow your employees to work!

S H E R R Y, R O Y A L T E C H N O L O G I E S

I was dealing with cash advance places and

wasn't able to get out of those. I WAS IN IT

FOR 3 YEARS. I WAS WITH

THE BILLS THAT I HAD.

of Americans live paycheck to paycheck.1

of Americans are stressed about money.3

of Americans can’t even cover a $400 emergency.2

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Page 4: Don't Just Check the Box....DO IN MY LIFE, AND THEN SOME. EveryDollar Budgeting App The Baby Step Plan Our proven plan, the seven Baby Steps, helps employees make smart choices with

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Page 5: Don't Just Check the Box....DO IN MY LIFE, AND THEN SOME. EveryDollar Budgeting App The Baby Step Plan Our proven plan, the seven Baby Steps, helps employees make smart choices with

Our proven plan teaches employees how to set aside emergency savings, get out of debt, get on a budget, and save for the future. Rather than simply addressing the symptoms, SmartDollar gets to the root of why people aren’t on track with their money.

SmartDollar is accessible 24/7 on any device and walks with your employees step-by-step from the moment we meet them all the way through to their retirement goals. With our robust tools, including the Emergency Fund Planner, Debt Snowball Tool, and EveryDollar® budgeting app, we help employees tackle each step of our plan by giving them quick wins that lead to lasting success with their money.

SmartDollar helps employees take control of their money once and for all.

O M G , I N C .

Dave Ramsey

Chris Hogan

Rachel Cruze

Learn From the ExpertsThrough personal stories and down-to-earth teaching,

our best-selling authors and financial experts make

difficult money concepts easy to understand. They'll

inspire your employees to apply what they learn.

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Page 6: Don't Just Check the Box....DO IN MY LIFE, AND THEN SOME. EveryDollar Budgeting App The Baby Step Plan Our proven plan, the seven Baby Steps, helps employees make smart choices with

Don’t settle for just any financial wellness solution.

It's peace of mind having the EveryDollar

budget app. It is

It’s like my security blanket to say I CAN

STILL DO EVERYTHING THAT I WANT TO

DO IN MY LIFE, AND THEN SOME.

EveryDollar Budgeting App

The Baby Step Plan

Our proven plan, the seven Baby Steps, helps employees make smart choices with their money, focusing on one goal at a time. With each step, your employees build confidence to move through the plan and make lasting changes.

Inspiring Video Content

SmartDollar's short but powerful videos will get your team fired up about what they're learning. And with Dave Ramsey, Chris Hogan, and Rachel Cruze serving as guides, users will see personal finance brought to life in a fun and easy-to-digest format.

Choose the one that actually works and changes your employees’ lives for the long term.

J U L I E , T H E B E C K G R O U P

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Page 7: Don't Just Check the Box....DO IN MY LIFE, AND THEN SOME. EveryDollar Budgeting App The Baby Step Plan Our proven plan, the seven Baby Steps, helps employees make smart choices with

SmartDollar is committed to bringing financial wellness to businesses all across the country. We know that our program gets real results for both you and your employees. Thousands of companies have implemented SmartDollar and are seeing happier, healthier employees. You can too!

L A U R A , O P T I C A L M A N A G E R

A E T O S S Y S T E M S , I N C .

After the first year in the program, SmartDollar users report:

At first we were stressed about money and

our bills. We didn’t know what to do. BUT,

NOW WE HAVE OF

DEBT IN 13 MONTHS!

1–4. SmartDollar Client Data, 2017

Decreased wage garnishments1

Increased participation in voluntary benefits2

Increased average contributions3

Decreased 401(k) loans4

Actual results from companies using SmartDollar include:

$10,000 $6,200

That's an average of:

Debt Paid Off Dollars Saved

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Page 8: Don't Just Check the Box....DO IN MY LIFE, AND THEN SOME. EveryDollar Budgeting App The Baby Step Plan Our proven plan, the seven Baby Steps, helps employees make smart choices with

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Page 9: Don't Just Check the Box....DO IN MY LIFE, AND THEN SOME. EveryDollar Budgeting App The Baby Step Plan Our proven plan, the seven Baby Steps, helps employees make smart choices with

SmartDollar is designed to be an all-in-one benefit that practically launches itself! We've got you covered right from the start. SmartCenter, our client admin portal was designed with you in mind.

SmartCenter Admin Portal

SmartCenter will guide you through creating a launch plan and communicating the program to your employees. It’s that simple! Plus, you can get on-demand reporting to see firsthand the success of our program.

S A R A , D I R E C T O R O F H R | O M G I N C

The performance that we’ve experienced

has our expectations.

WE’RE TALKING A HALF MILLION DOLLARS

IN DEBT PAID OFF. I AM SO PROUD OF

OUR EMPLOYEES!

SmartDollar is the only financial wellness program that is actually easy to implement.

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Page 10: Don't Just Check the Box....DO IN MY LIFE, AND THEN SOME. EveryDollar Budgeting App The Baby Step Plan Our proven plan, the seven Baby Steps, helps employees make smart choices with

Ready to get started?

Reach out to our team at [email protected]

Visit ADP Marketplace

ADP Vantage HCM®:

Marketplace.adp.com/smartdollar-vantage

ADP Enterprise HR®:

Marketplace.adp.com/smartdollar-enterprise

ADP Workforce Now®:

Marketplace.adp.com/smartdollar-wfn

RUN Powered by ADP®:

Marketplace.adp.com/smartdollar-run

Thanks to our ADP® partnership, SmartDollar is available to you at a much lower rate.

REAL CHANGESTARTS

10ADP, the ADP logo, and Always Designing for People are trademarks of ADP, LLC. Copyright © 2019 ADP, LLC. All rights reserved.