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Due Diligenceat yourFingertips
Experience an easier, more convenient and faster way to obtain and verify data.Choose from a wide array of products and services that assist with providing the most accurate data and BAPCPA compliant courses for your clients.
CINLegal.com | 866.218.1003
© 2015 CINgroup. All Rights Reserved.
CINgroup® provides innovative software and due diligence products for attorneys practicing bankruptcy and their clients. Serving customers nationwide, The CINgroup Family includes Best Case® Bankruptcy, CINcompass®, EZ-Filing®, CIN Legal Data Services®, Suite Solutions™ and myHorizon™. 4540 Honeywell Court | Dayton, Ohio 45424 | 866.218.1003 | [email protected] | CINgroup.com
CINgroup
CINLegal.com | 866.218.1003
© 2015 CINgroup. All Rights Reserved.
Packages » Filing Essentials » Bankruptcy Essentials
Bankruptcy Credit Reports » Basic » Preferred » Premium
Post Bankruptcy » Credit Assurance
Bankruptcy Courses » Credit Counseling » Debtor Education
Income and Asset Data » IRS Tax Return Transcripts » Automated Real Property Valuation » Broker Price Opinion » Ownership Report/Lien Search
Pricing » Price Sheet » Ordering Methods » Billing Options
Table of Contents
CINLegal.com | 866.218.1003
© 2015 CINgroup. All Rights Reserved.
““CIN Legal has saved me time and money...The effort to track down old or forgotten debts can’t be underestimated.”
Jon Paulson | Paulson Law Firm PLLC
CINLegal.com | 866.218.1003
© 2015 CINgroup. All Rights Reserved.
PackagesBundle and SaveStreamline the order process through your software and increase efficiency by procuring the critical services for your clients.
Get the essential due diligence services for your client with:
Filing Essentials Preferred Bankruptcy Credit Report Credit Counseling Course Debtor Education Course
Bankruptcy Essentials Preferred Bankruptcy Credit Report Credit Counseling Course Debtor Education Course IRS Tax Transcripts - 4 years Credit Assurance Report - 3-bureau credit report delivered to your client after
bankruptcy with dedicated credit advocate services
One year of Credit Monitoring - Provided by Experian
CINLegal.com | 866.218.1003
© 2015 CINgroup. All Rights Reserved.
Bankruptcy Credit ReportsMore than just a credit reportDesigned specifically for the needs of bankruptcy attorneys, the Bankruptcy Credit Report provides the accurate and comprehensive data you need for your next bankruptcy case. CIN Legal partners with Experian®, TransUnion®, Equifax®, LexisNexis® and Creditxpert™ to provide quality data you can trust. Plus, CIN Legal is the only provider to integrate with all the major bankruptcy software platforms, saving time on intensive manual data entry – on average 60 minutes per case!
Choose from 3 Bankruptcy Credit Reports:
Basic: Experian and TransUnion creditor and public records data
Preferred: Experian and TransUnion creditor and public records data with bankruptcy-specific addresses, a LexisNexis 8-year bankruptcy, liens and judgment search. Plus, a current and predictive post-bankruptcy credit score for the primary debtor
Premium: Experian, TransUnion and Equifax creditor and public records data with bankruptcy-specific addresses, a LexisNexis 8-year bankruptcy, liens and judgment search. Plus, a current and predictive post-bankruptcy credit
score for both the primary and joint debtor
CINLegal.com | 866.218.1003
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Post BankruptcyCredit AssuranceCreditors do not always report a bankruptcy discharge to the national credit bureaus. With minimal effort, help clients identify and resolve problems proactively with Credit Assurance.
Credit Assurance includes:
A 3-Bureau Credit Report delivered to your client 45 days after a Chapter 7 discharge or Chapter 13 confirmation
Dedicated credit advocates to handle any disputes
12 months of credit monitoring protection
How it works:
Order before, or within 180 days after the case is filed.
A Credit Assurance Report is generated 45 days after the confirmation or discharge.
A letter is sent to your client by email and mail notifying them that the Report is ready to view online (or by mail on request).
Your client reviews the Report for any liabilities that should have been removed and are able to submit any issues through their myhorizontoday.com account, or through the mail.
A CIN credit advocate disputes the data with the relevant national credit bureaus on your client’s behalf. The credit bureaus have 30 days to investigate and respond.
Once complete, a CIN credit advocate mails the credit bureaus’ investigation results to your client.
CINLegal.com | 866.218.1003
© 2015 CINgroup. All Rights Reserved.
Bankruptcy CoursesCredit Counseling and Debtor EducationRest assured you are ordering a EOUST-approved course. CIN Legal only partners with industry-leading credit counseling and debtor education providers offering courses online or via telephone, in English and Spanish.
When you order a course through CIN Legal you get:
Automatic electronic posting of completion certificates to your account
Notification emails to you regarding certificate availability
Easy ordering and certificate retrieval directly from your bankruptcy software
Credit Counseling Providers:
Debt Education and Certificate Foundation (DECAF) is designed to aid your client in meeting requirements in a timely, user-friendly environment with exceptional customer service.
Dollar Learning Foundation provides financial literacy programs that promote good money management skills and self-sufficiency.
National Financial Literacy Foundation (NFLF) is a 501(c)(3) non-profit organization dedicated to empowering consumers by providing financial
education and personalized counseling solutions.
Debtor Education Providers and Prices:
Debt Education and Certification Foundation (DECAF)
Second Bankruptcy Course (SBC) is dedicated to providing financial education to individuals through online and telephonic courses.
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© 2015 CINgroup. All Rights Reserved.
Income and Asset DataIRS Tax Return TranscriptsVerify up to 4 years of your client’s income and provide this third-party documentation to Trustees. In addition to delivering the transcripts, CIN Legal includes a Tax Transcript Summary, which provides an overview of:
Filing Status
Exemptions
Total Income
Refund/Payments
Tax Transcripts are typically delivered 3 business days after the signed Form 4506-T is submitted. NOTE: Form 4506-T is required by the I.R.S. in order to release your client’s tax transcripts.
CINLegal.com | 866.218.1003
© 2015 CINgroup. All Rights Reserved.
Ownership Report/Lien SearchGain full discovery of your client’s property.
Verify your client’s information by getting:
The property title with the Ownership Report
Any mortgage liens with the Lien Search Report
Immediate access through your CIN account
Income and Asset DataAutomated Real Property Valuation (AVM)Get fast, reliable, and accurate information on your client’s real estate holdings.
Access property valuations to get:
A low-high set
Reported property information
Comparable sales
Immediate access through your CIN account
Broker Price Opinion (BPO)Prepared by a licensed real estate agent local to the property, the BPO is ideal if you are looking to strip a lien and need an in-depth appraisal.
Provide an accurate valuation that delivers:
As-is and Quick-Sale property values
Hand-selected comparable sales and listings
REO/Short sale data on comps along with market commentary
Integrated mapping and imagery
72 hour turnaround
CINLegal.com | 866.218.1003
© 2015 CINgroup. All Rights Reserved.
““Prior to opening my own firm, I was a partner in a firm that spent way too much time entering data. Now I get to spend that
time with clients.”
Stuart Nachbar | Law Office of Stuart Nachbar
CINLegal.com | 866.218.1003
© 2015 CINgroup. All Rights Reserved.
PricingOne provider for all your due diligence needs.
Packages Bundle & Save! Individual Joint
Filing Essentials Preferred Bankruptcy Credit Report Credit Counseling Course Debtor Education Course
Bankruptcy Essentials Preferred Bankruptcy Credit Report Credit Counseling Course Debtor Education Course 4 years of Tax Transcripts Credit Assurance Report 12 Months Credit Monitoring
Bankruptcy Credit Reports Individual Joint
Basic
Preferred
Premium
Post Bankruptcy Individual
Credit Assurance
NOTE: Credit Assurance is an individual product. For coverage of both parties in a joint filing, Credit Assurance should be ordered for each person.
$50 $70
$100 $125
$23 $43
$33 $53
$40 $70
$50
CINLegal.com | 866.218.1003
© 2015 CINgroup. All Rights Reserved.
PricingBankruptcy Courses Individual/Joint
Credit Counseling Providers
Dollar Learning Foundation $15
National Financial Literacy Foundation (NFLF) $25
Debt Education and Certification Foundation (DECAF) $40
Debtor Education Providers
Second Bankruptcy Course $15
Debt Education and Certification Foundation (DECAF) $40
NOTE: Invoiced at completion of course.
Income & Asset Data Individual
IRS Tax Transcripts - Includes a Tax Transcript Summary
1 tax year $13
2 tax years $15
3 tax years $17
4 tax years $19
Automated Real Property Valuation (AVM) $17
Broker Price Opinion (BPO) $75
Ownership Report $20
Ownership Report & Lien Search $55
CINLegal.com | 866.218.1003
© 2015 CINgroup. All Rights Reserved.
Convenient Ordering MethodsAccess products from CIN Legal two ways:
1. Through the following bankruptcy software programs:
Best Case Bankruptcy
CINcompass
BankruptcyPro
TopForm
2. Log in to your online CIN Legal account at www.cinlegal.com/login
Billing OptionsFlexible payment options include:
1. Pay through your bankruptcy software
Available in Best Case Bankruptcy and CINcompass
2. Defer payment to your clients - Available for:
Debtor Education courses
CINLegal.com | 866.218.1003
© 2015 CINgroup. All Rights Reserved.
Visit CINLegal.com/signupGet started with CIN Legal and gain access to credit reports, tax transcripts, and other due diligence products right at your fingertips!
Attorney approvedMore than 2.7 million credit reports have been fulfilled to attorneys nationwide.
Attorneys have ordered 700,000+ courses for their clients from CIN Legal.
CINLegal.com | 866.218.1003
© 2015 CINgroup. All Rights Reserved.