HousingConundrums

Ian FletcherDirector of Policy

British Property Federation

FI NA N C ING

F I N A N C I N G

BUY TOL ET

B U Y T O L E T

• Moneyfacts says that a year ago there were 295 buy-to-let mortgages available. Today the figure is 481.

• £10.4bn of loans in 2010, up 22% on 2009.

• Rental growth in some areas double-digit

• More business-like investors

DL B IE N UW

DLB IEN UW

New UK Private Sector Housing Completions

New UK

Buy-to-Let

Mortgages

2003/4 172,360 187,600

2004/5 185,400 217,700

2005/6 189,680 223,800

2006/7 192,130 330,300

2007/8 187,230 346,000

2008/9 139,250 222,700

2009/10 136,990 93,500

Source: DCLG and CML statistics

U S I NGZ O N ES HO

U S I N G Z O N E SH O

• Offer tax incentives, but only to long-term investors

• Designated by local authorities

• Approved by HM Treasury

G AE N AM NE MT

GA EN A M NEM T

I NTS T U I TI ONS

IN TS T U ITI O N S

L E S NGT IS N O

L ES N G TI SNO

F LI N EA HCT E R

ifletcher@bpf.org.uk