housing conundrums
DESCRIPTION
Housing Conundrums. Ian Fletcher Director of Policy British Property Federation. G. I. A. N. F. N. C. N. I. F. I. N. A. N. C. I. N. G. L. O. T. Y. E. T. U. B. U. Y. T. B. O. L. E. T. - PowerPoint PPT PresentationTRANSCRIPT
HousingConundrums
Ian FletcherDirector of Policy
British Property Federation
FI NA N C ING
F I N A N C I N G
BUY TOL ET
B U Y T O L E T
• Moneyfacts says that a year ago there were 295 buy-to-let mortgages available. Today the figure is 481.
• £10.4bn of loans in 2010, up 22% on 2009.
• Rental growth in some areas double-digit
• More business-like investors
DL B IE N UW
DLB IEN UW
New UK Private Sector Housing Completions
New UK
Buy-to-Let
Mortgages
2003/4 172,360 187,600
2004/5 185,400 217,700
2005/6 189,680 223,800
2006/7 192,130 330,300
2007/8 187,230 346,000
2008/9 139,250 222,700
2009/10 136,990 93,500
Source: DCLG and CML statistics
U S I NGZ O N ES HO
U S I N G Z O N E SH O
• Offer tax incentives, but only to long-term investors
• Designated by local authorities
• Approved by HM Treasury
G AE N AM NE MT
GA EN A M NEM T
I NTS T U I TI ONS
IN TS T U ITI O N S
L E S NGT IS N O
L ES N G TI SNO
F LI N EA HCT E R