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  • Economic DevelopmentRoadshow

    Spring, 2015

  • Roadshow Map

    • Purpose is to raise general awareness

    • Use five areas noted in Resource Guide

    • Use Guide, website ( and contacts for specific questions

  • Minnesota’s Economic Honors

    • In 2014, DEED spurred:• $850 million investment• 1.8 million square feet• 3,500 new jobs

    • 3.7% unemployment rate (2/15)

    • Well positioned for future growth

  • DEED Spurring Growth

    Selected Recent Program Activity in Southwest Regions Funded by DEED

    Contamination Clean-Up Grants $492,000

    Redevelopment Loan/Grants $83,000

    Small Cities $6.4 million

    Emerging Entrepreneur Fund $480,000

    SBDC $474,000

    Special Appropriations $1.0 million

    Minnesota Investment Fund $1.6 million

    Job Creation Fund $1.5 million

  • Business Development

    Business Financing

    Tax Credits and Benefits

    Community Financing

    Additional Resources

  • Business Development Assistance• Location and Expansion Assistance

    – Help business located and expand– Industry expertise– Business Service Specialists– Shovel-ready certification

    • Minnesota Location One – GIS-based website selection tool to assist businesses seeking land and buildings to

    start up or expand within the state of Minnesota– DEED encourages cities, counties, port authorities and tribes to list available land

    • Minnesota Marketing Partnership – Public-private alliance of economic developers, utilities, private firms, and DEED – Alliance works to strategically market Minnesota and its business economy as a great

    place to do business nationwide– Online director of MN products and supplies

    • Minnesota Business First Stop– Coordinates states agencies that have a role in development process

  • • A point of first and continuing contact for questions about start-up, operations, management, taxation, regulation

    • A publisher of topic specific publications on small business issues. Available in hard copy, on CD, or downloadable from the DEED website

    • In 2014, the office handled 32,000 transactional inquiries for information and distributed 134,272 publications in hard copy and on CD

    Small Business Assistance Office

  • Small Business Development Centers (SBDC)

    • Our Mission is to help entrepreneurs start and grow businesses that succeed

    – Funded through a partnership of the U.S. Small Business Administration, State of MN, host colleges and universities, and local stakeholders

    – Celebrating more than 35 years of a program that WORKS!

    – Minnesota’s SBDC is for ALL small businesses

    • All stages, all types, all industries - all across the state

  • SBDC Helps Entrepreneurs 3 Ways

    • Consulting

    • Training

    – Accounting, social media, law, affordable health care, exporting, and more

    • Access to Capital

    – Finding and accessing capital for purchase, operations and growth

    • Services available at no cost to the client

  • Export Assistance

    Minnesota Trade Office

  • The Minnesota Trade Office (MTO)

    MTO Mission

    • To be an advocate for Minnesota businesses pursuing international markets

    • To promote, assist and enhance exports and foreign direct investment that contribute to the growth of Minnesota’s economy

    MTO Vision

    • To be the first place Minnesota companies call when they need export assistance

  • Shared State Responsibility

  • Why Export?

    Compelling business implications• Less likely to go bankrupt• Mitigate market fluctuations• Extend product life-cycle

    Benefits workforce and state• Higher wages and benefits • Increased tax base

  • In Minnesota …


    68,000Manufacturing Jobs


    On Exports!

  • Minnesota’s Top 10 Export MarketsMinnesota exported goods worth $21.4 Billion to 207 countries in 2014

  • MTO Core Services

    • Export counseling & technical assistance

    • Export education & training

    • Export promotion

    • Foreign Direct Investment (FDI) attraction

    • State Trade & Export Promotion (STEP) Grants

    • Protocol assistance

  • State of Minnesota Foreign Offices




    ChinaSouth Korea

  • State Trade & Export PromotionProgram (STEP)

    • Export assistance for small business

    • $7,500 matching grant

    – Trade missions

    – Trade shows or exhibits

    – Translations

    – Website internationalization

    – Business matchmaking

    – Industry specific certification i.e (CE Marking)

    • Priority: New exporters & new market development

  • STEP Funding Streams

    • State FY 2015

    – $300,000 allocated for SMEs to participate in export projects of their choice

    • 2015 funds exhausted

    • New funds proposed starting July 1, 2015

    • Federal - Sept 30, 2014 - Sept 29, 2015

    – $200,000 allocated for NEW Exporters and New to Market SMEs to participate in targeted trade missions

  • Contact the Minnesota Trade Office

    332 Minnesota Street, Suite E200Saint Paul, MN 55101 USA

    Trade Assistance Help Line: (651) 259-7498

  • DEED Business Finance Principles

    • Strategic

    • Modest and budget responsible

    • Transparent

    • Accountable

    • Performance-based

  • Angel Loan Fund

    • No-interest federally-funded loans of up to $250,000

    • Loan may be up to 10% of equity raised; payments deferred for 7 years

    • Sales agreement mitigates risk by allowing state to benefit from increased value of business

    • 20 applications approved requesting $3.4 million, expecting to leverage $53.5 million

  • Emerging Entrepreneur Fund

    • Federal funds supports micro-enterprises and small businesses with $6 million in loan funds

    • Focus of program are businesses owned and operated by a woman or a minority, or located in economically distressed areas throughout Minnesota

    • DEED provides funds to nonprofit lenders which provide loans to start-up and expanding businesses

  • Indian Business Loan

    • Supports the development of Indian-owned and operated businesses and promotes opportunities for Indian people throughout Minnesota

    • DEED evaluates all applications and forwards a recommendation to the appropriate tribal council for final consideration

  • Tourism Septic Tank Program

    • Low-interest financing to tourism-related businesses that provide overnight lodging and need to replace a failed septic system

    • Participation loans in cooperation with financial institutions can be made for up to 50 percent of the total cost of the project

  • Minnesota Investment Fund

    • Grants provided to local governments who then make loans to businesses

    • Interest rate/terms vary; may be forgiven in limited cases

    • $14.1 million awarded in FY14-15 leveraging $415 million and creating 1,900 jobs

    • Ice Castles in Pine River recent recipient• Federally-funded MIF funds available in non-

    entitlement areas

  • Brad Simenson – 6W, 6E, [email protected]

    Abdullahi (Moe) Mohamed - 9 651-259-7456 [email protected]

    Loan Officers

    mailto:[email protected]:[email protected]

  • Job Creation Fund• Performance-based program

    • Generally up to $1 million total available

    $500K in Job Creation Awards

    $500K in Capital Investment Rebates

    • Create at least 10 full-time jobs, have $500,000 in capital expenditures and be in an eligible industry to participate

    • $13.8 million awarded in FY14-15 leveraging $251 million and 1,400 jobs

    • Ikonics, TEAM Industries and Axis recent recipients

    [email protected] or 651-259-7450

    mailto:[email protected]

  • Office of Broadband Development

    Border to Border Broadband Development Grant Program Update

  • Recent steps inMN broadband policy-making


    •2008 - First broadband taskforce created

    •2009 - First broadband map created (prior to federal mapping program)

    •2010 - Broadband goals established


    •2011 – Current broadband taskforce created

    •2013 - Office of Broadband Development was created within DEED


    •2014 - Border to Border Broadband Infrastructure Grant created

    •2015 – Taskforce appointments being renewed

  • Where we stand today

    MinnesotaBroadband Goals (2010)

    By 2015, all households and businesses have access to broadband at speeds of 10 to 20 Mbps down and 5-10 Mbps up

    Figure 1. Connect Minnesota study ( MN DEED website)

  • 2014 Border to Border Grant• $20M one-time appropriation (up to 3% avail for admin and mapping)

    • Distributed in single competitive grant round

    • Technology must be scalable to at least 100 Mbps Up/Down

    • Cap of $5M per grant award

    • At least 1 to 1 match (50% of eligible expenses) required (More points awarded for higher match)

    • Grant awards to be geographically dispersed

    • Eligible locations had to be unserved (no broadband at 4/1) or underserved (less than 10/5)

  • Applications Received

    • 40 applications filed

    • All areas of the state represented– except the Southeast

    • Applicants included telephone companies, cable companies, cooperatives, municipalities, counties, fixed wireless, and newly created entities

    • Grants requested = $44,215,482

    • Total eligible project costs = $99,917,339

  • Application Evaluation CriteriaUnserved households and businesses passed: 0 to 25 points• Percentage and total number Grant request amount: 0 to 10 points• Percent of grant request compared to eligible project costs Readiness: 0 to 25 points• Demonstration of project readiness • Comprehensive proposal • Initial five year service offering (speed tiers and pricing) Sustainability: 0 to 25 points• Financial soundness and efficiencies • Organizational capability • Technical demonstration Community support/partnership: 0 to 20 points• Evidence of community support • Benefits to community anchor institutions • Evidence of health and public safety benefits Economic Review: 0 to 10 points• Is project area economically distressed?• Does the project demonstrate economic development impacts? Adoption Assistance: 0 to 10 points• Technical support and training provided • Information on promoting adoption • Is there a low income assistance program?

  • Projects Selected

    • 17 projects

    • Total grant funding = $19,400,972

    • Total local match = $25,798,388

    • Total investment value of projects = $45,199,360

    In total, for grants:6095 passings• 3823 Unserved• 2272 Underserved

  • List of Awarded Projects• Big Stone County $3.9 million• CTC/Region 5 $2 million• Arvig-North Sauk Lake $537,000• Rock County BB Alliance $5 million• Sjoberg Cable-Roseau Co $262,000• Otter Tail Telecom-3 proj. $653,000• Wikstrom Telco $425,000• RS Fiber Coop $1 million• Interstate Tel.-Hendricks $700,000• NESC/Frontier/IRRRB $1.9 million• Halstad Telco $1.6 million• Mediacom (Hibbing area) $138,000• Palmer Wireless $152,000• Dunnell Telco $625,000• CenturyLink $383,000

  • 2014 Border to Border Broadband Grant Awardees

  • Looking forward on grant program

    • Governor recommending $30M for FY2016 in biennial budget proposal with no policy changes

    • Once we have certainty that there will be another grant round, we will get that underway

    • In the meantime, our office is available for assistance/questions on how to improve broadband in your area

  • Q & A

    Danna MacKenzie, Executive Director, [email protected]

    Diane Wells, Telecommunications Manager, 651-259-7613 [email protected]

    Jane Leonard, Grants Administrator, [email protected] to the MN Broadband E-Blasts to receive more information as it becomes available

    mailto:[email protected]:[email protected]:[email protected]://

  • Minnesota Job Skills Partnership

  • MJSP Purpose

    Provide workers with skills

    businesses need to compete

    Develop capacity in our training


    Provide training that offers long-

    term professional growth and economic

    opportunity for workers

    Catalyze partnerships between training institutions and businesses by providing matching grants that:

  • Five MJSP ProgramsPartnership


    Low Income Worker

    Special Incumbent Worker

    NEW Job Training Incentive Pilot

  • Program Descriptions• Business/training institution partnership

    • 1:1 business match requirement

    • Business specific, customized training

    • New or incumbent workers


    • Business/training institution partnership

    • .5:1 business match requirement

    • Business specific, customized training

    • Low income workers


    • No business partner

    • No match requirement

    • Existing training programs for occupations in demand with advancement opportunities

    Low Income Worker

  • Program Descriptions (cont.)

    • Same as Partnership program, except geared specifically to incumbent workers

    • Funded from Workforce Dev. Fund, when sufficient funds exist

    Special Incumbent


    • Training grants for new or expanding businesses

    • More flexible than Partnership program

    • Tiered business match requirement based on business size (.5:1 to 1:1)

    Job Training Incentive Pilot

  • Funding OutlookMJSP Allocations

    (in millions)

    $4.2 $4.2





  • FY 2014 Stats

    Awarded 49 grants totaling $8.7 million

    Leveraged $20.5 million in contributions from businesses

    Grants awarded will assist 64 businesses

    10,394 individuals to receive training

    Average award of $177,696

    Average MJSP cost per trainee of $838

  • Minnesota Job Skills Partnership

    • MJSP works with business and educational institutions to:–Train/retrain workers

    –Expand work opportunities

    –Keep high-quality jobs in Minnesota

    • Provides grants to offer offset training-related expenses incurred by business, industry and educational institutions

    • Projects generally join business with educational institutions

  • Angel Tax Credit Program

    • 25% credit for investors; $125,000 maximum per individual; credit can be refundable

    • Business - HQ in MN, 25 or fewer employees, less than $4 million in equity, less than 10 years in operation; proprietary is key to eligibility

    • “Insiders” no longer eligible for the credit

    • $15 million in tax credits per year; $7.5 million in credits reserved for investments in women-owned, minority-owned and Greater Minnesota

  • Angel Success Through 2014

    • 284 businesses received investments through program

    • 8 minority-owned; 14 women-owned (2013)

    • Greater Minnesota:

    - 18 headquarters (2014)

    • $248 million in investments; $61 million in credits (2010-2014)

    [email protected] or 651-259-7434

    mailto:[email protected]

  • Job Expansion Program

    • Sales tax refunds for growing Greater MN businesses– Up to $2 million available annually per firm; up to $10 million total

    benefits per firm over 7 years

    • Create 2 jobs or 10% increase, whichever is greater, and be an eligible industry to participate

    • $7 million in refunds available annually

    • 7 projects approved creating 35 jobs and valued at $800,000 in refunds

    [email protected] or 651-259-7441

    mailto:[email protected]

  • Other Provisions

    • Data centers

    • R & D tax credit

    • TIF

    • Capital Equipment Sales Tax Exemption

  • Community Finance Programs

    • Small Cities Development Program (SCDP)

    • Business Development Public Infrastructure Grant (BDPI)

    • Innovative Business Development Public Infrastructure Grant (IBDP)

    • Transportation Economic Development Program (TED)

  • Small CitiesDevelopment Program (SCDP)

  • Eligible Applicants

    • Cities with combined populations of under 50,000 and in an eligible county

    • Counties and townships with unincorporated populations of fewer than 200,000

    • Non-eligible entitlements – Anoka, Dakota, Hennepin, Ramsey, St. Louis and Washington Counties. Cities of Mankato/North Mankato, Moorhead, Rochester, and St. Cloud

  • Type of Applications

    • Single Purpose – Housing (owner-occupied or rental rehabilitation or public facilities: $600,000 (includes administration)

    • Comprehensive – 2 or more activities – aggregate of $1.4 million - $600,000 per activity. Rental and owner-occupied housing rehabilitation are not two different activities

  • Federal Requirements

    • Environmental Review: Includes public comment periods and historical clearance

    • Davis-Bacon

    • Fair Housing/Equal Opportunity

    • Annual reporting

    • On-going monitoring for compliance

  • Federal Objectives

    • Benefit to low and moderate income people on a household basis (80% of county median income) for housing and area benefit (51% or better LMI) for public facilities

    • Alleviation of slums and blight for commercial rehabilitation. Must designate a slum and blight area (TIF or HRA definition)

  • Competitive Annual Application Cycle

    • Preliminary proposals due mid-November, 2015

    • Those with competitive proposals will be asked to submit applications due the end of February, 2016

    • One proposal per eligible community -funding/

  • 2016 Funding Expectation

    • Small decrease in each of the last two years

    • 15% set-aside for economic development (MIF)

    • Expect around $14 million after set-aside for about 30 grants

  • Activities

    • Owner-occupied housing rehabilitation

    • Rental housing rehabilitation

    • Commercial rehabilitation

    • Public facilities (Generally municipal water and wastewater systems)

  • Public Facilities Criteria

    • Generally to fund gaps to complement Rural Development and/or Public Facilities Authority packages

    • Clear physical and financial need indicated and on PPL and/or IUP (unless no previous system or unique)

    • Generally storm sewers are not competitive

  • Business DevelopmentPublic Infrastructure (BDPI)

  • BDPI Purpose

    • BDPI provides financial assistance to greater MN communities to stimulate new economic development and the creation of jobs by investing in public infrastructure needs

  • BDPI Funding

    • Provided through State General Obligation Bonds

    • Funds are currently available

    • Applications accepted on an on-going pipeline

  • BDPI Goals

    • Create or retain jobs in a local area

    • Increase a city’s tax base

    • Create or expand new economic development opportunities

  • BDPI Eligible Applicants

    • Cities and counties outside the 7 county metro area (Hennepin, Ramsey, Dakota, Anoka, Washington, Scott and Carver)

    BDPI Applications• Business creation/expansion

    • Industrial park development

  • BDPI Eligible Projects

    • Manufacturing

    • Technology

    • Warehousing and distributing

    • Research and development; agriculture processing

    • No retail, office or housing

  • BDPI Eligible Projects

    Publicly owned infrastructure that supports economic development projects, including wastewater collection and treatment, drinking water, storm sewers, utility extensions, and streets

  • BDPI Matching FundsApplicants must provide 50% or more of the capital costs for the public infrastructure project

    BDPI SpeculationApplications that do not have an identified business or can not show an immediate need for additional industrial park lots usually do not score well

  • Application Info

    • Application available online

    • Most awards are between $150,000 - $500,000

  • Innovative Business DevelopmentPublic Infrastructure (IBDP)

  • IBDP Purpose

    IBDP program focuses on job creation and retention through the growth of innovative businesses

  • Innovative Definition"Innovative Business" is a business that is engaged in, or is committed to engage in innovation in Minnesota in one of the following:

    1. Using proprietary technology to add value to a product, process, or service in a high technology field

    2. Researching or developing a proprietary product, process or service in a high technology field

    3. Researching, developing, or producing a new proprietary technology for use in the fields of tourism, forestry, mining, transportation, or green manufacturing

  • Proprietary Technology

    “Proprietary technology” is the technical innovations that are unique and legally owned or licensed by a business and includes, without limitation, those innovations that are patented, patent pending, a subject of trade secrets, or copyrighted

  • IBDP Funding

    • Provided through state general obligation bonds

    • Funds are currently available

    • Applications accepted on an ongoing pipeline

  • IBDP Eligible Applicants

    Local governmental units (city, county, town, special district, public higher education institution, or other political subdivision or public corporation) are eligible to apply for a grant

  • IBDP Eligible Projects

    • The projects must be of publicly ownedinfrastructure related to development projects that target:– Manufacturing– Technology– Warehousing and distribution– Research and development– Innovative business incubator– Agricultural processing – Industrial, office, or research park development that

    would be used by an innovative business

  • IBDP Eligible Activities

    • Water, sewer, roads

    • Telecommunications

  • IBDP Matching Funds

    Applicants must provide 50% or more of the capital costs for the public infrastructure project

  • Application Tips

    • Application available online• Very rarely used for speculative industrial park

    development• Limit of $1 million, but most applications are much


  • Transportation EconomicDevelopment Program (TED)

  • TED• Collaboration between MnDOT and DEED for highway

    and local road improvement projects that support economic development

    • Seeking projects that will assist development of new businesses or expand existing businesses in Minnesota– Target industries: manufacturing, technology, warehousing and

    distribution, research and development, agricultural processing, bioscience, tourism/recreation, or does it support industrial park development or mixed use-high density multimodal development

    • Looking for projects that will improve the statewide transportation network

  • TED• RFP expected this summer

    • Type of projects determined by the type of funds available– $10 million (maybe more) Trunk Highway bonds must be used

    on eligible costs in a MN trunk highway

    – $?? BDPI must be used in greater Minnesota

    – $?? IBDP must be used for projects benefiting innovative businesses

    – $?? TED – No fund currently available for projects outside trunk highway without BDPI and IBDP

  • TED

    • $7 million maximum award

    • Up to 70% of total infrastructure project costs– Max grant could be less, based on state law and policies

    • Remaining funds from private and other sources

    • Funding split between Metro and Greater MN– Greater MN proposals reviewed separately from Metro

    • BDPI/IBDP/TED funds required to be spent outside trunk highway

  • TED Project Example - Perham

    • Better access to Barrel O’Fun, Tuffy’s Pet Foods, Kenny’s Candies and a new hospital

    • Creation of 240 jobs

    • $270,000 of private funds

    • $4 million of TED funds

    • Total project cost is $6,711,762

  • TED Project Example - Perham

  • Contact Information

    Patrick Armon - 1, 2, 3, 5651-259-7455

    Jeremy LaCroix - 4, 6W, 6E, 7W, 7E, 11 651-259-7457

    Christine Schieber - 8, 9, 10651-259-7461

    Community FinanceRegional Representatives

  • Office of Brownfields and Redevelopment

    • Contamination Cleanup and Investigation Grant Program

    • Cleanup Revolving Loan Program

    • Redevelopment Grant Program

    • Demolition Loan Program

  • The purpose of these programs is to reduce the costs of developing previously used sites

    Demolition and cleanup costs would not be present on a site with no prior history

  • Contamination Cleanup and Investigation Grant Program

    • Eligible applicants are:

    – Cities

    – Counties

    – HRAs

    – EDAs

    – Port Authorities

  • Eligible Sites

    • Both privately-owned and publicly-owned sites

    • Known or suspected contamination

    • Expected development – create jobs, increase taxes, or other public benefits

    • Resolution from applicant body and municipality (if different)

    • Cleanup Grants applicants need MPCA-approved Response Action Plan (RAP)

  • 180-Day Rule

    Cleanup costs incurred prior to award date must have been incurred after RAP approval and the RAP approval date must be within 180 days of application due date

  • Grant Awards

    • Up to 75% of eligible cleanup/investigation costs

    • $50,000 max award for investigation grants

    • Required match = 25% of eligible cleanup/investigation costs

    – 12% must come from unrestricted fund source

    • Competitive process – compete against other applicants

    • Request what you need

  • Applications

    • Due at DEED offices May 1st and November 1st by 4:00 PM

    • Template and instructions can be found at

    • Apply when project is ready to go

  • Program Results

    • 427 grants awarded since program created in 1993

    • Nearly $149 million in Cleanup and Investigation grants awarded

    • Leveraged $4.6 billion in private investment

    • Created and retained 44,000 jobs

    • Constructed over 13,600 housing units

    • Increased local tax base by over $93 million

  • Cleanup Revolving Loan Program

    • Eligible applicants are:

    – Cities

    – Counties

    – HRAs

    – EDAs

    – Port Authorities

    – Private entities

    – Non profits

  • Eligible Sites

    • Completed all appropriate inquiries

    • Own or have access to property

    • MPCA-approved RAP

    • Applicant cannot be responsible for contamination

    • Have ability to repay loan

  • Eligible Costs

    • Costs already incurred are not eligible for loan funds

    • Cleanup costs only eligible after project is determined to be eligible and plan is approved by appropriate agencies

  • Loan Awards

    • Applications accepted throughout the year

    • Up to 78% of eligible cleanup costs

    • 22% local match must come from a non-Federal source

    • Rate and term negotiable

  • Redevelopment Grant Program

    • Eligible applicants– Same as Contamination

    Cleanup Grant – local units of government

    • Eligible activities– Demolition and interior


    – Infrastructure improvements

    – Environmental infrastructure

    – Geotechnical soil correction

  • Eligible Sites

    • Previously been developed

    • End use which will create jobs, taxes, or other public benefits

    • Resolution from applicant body and municipality (if different)

  • Grant Awards

    • 50% match requirement

    • Match can be from any available source

    • 50/50 split between Metro and Greater MN

    • Competitive process – compete against other applicants

  • Applications

    • Due at DEED offices February 1st and August 1st

    by 4:00 PM

    • Template and instructions can be found at

    • Apply when project is ready to go

  • Program Results

    • 167 grants awarded since first grant awarded in 1998

    • About $64 million in Redevelopment grants awarded

    • Leveraged over $2 billion in private investment

    • Created and retained over 25,000 jobs

    • Constructed over 4,800 housing units

    • Increased the local tax base by over $35 million

  • Demolition Loan Program

    • Eligible applicants

    – Cities

    – Counties

    – HRAs

    – EDAs

    – Port Authorities

  • Eligible Sites

    • Applicant must own property and structures

    • Structures have been vacant at least one year

    • Not listed on the National Register of Historic Places

    • Constitute a threat to public safety

    • Expectation of future development and economic benefits

    – Immediate plans not needed

  • Other Loan Information

    • Same application deadlines as Redevelopment

    • May pay up to 100% of acquisition and demolition costs, maximum loan amount of $1,000,000

    • 2% interest rate for up to 15 years

    • Interest free for first two years

    • If development occurs, up to 50% of the remaining principal and interest could be forgiven based on development benefits

  • DEED AssistanceFor more information on Office of Brownfields and Redevelopment Grant Programs visit our website at:

    or call 651-259-7449

  • Other Assistance

    SciTechsperience Internship

    Greater Minnesota Internship Tax Credit Program

    Innovation Vouchers

  • DEED Program Director Contacts

    • Small Business Assistance – Charles Schaffer, 651-259-7477

    • SBDC – Bruce Strong, 651-259-7420

    • MTO – Kathleen Motzenbecker, 651-259-7489

    • Business Finance – Bob Isaacson, 651-259-7458

    • Broadband – Danna MacKenzie, 651-259-7611

    • MN Job Skills Partnership – Paul Moe, 651-259-7522

    • Community Finance – Tom Gast, 651-259-7425

    • Redevelopment – Meredith Udoibok, 651-259-7454

  • Visit our website at

    and our guide at

    for more information about our programs