Elegant solutions for complex finances

The financial needs of highly compensated employees call for specialized resources and trusted advisors. Seeing your full financial picture requires tailored, individually focused solutions. Vanguard is pleased to offer you specialized services to help you build a secure financial future.

Elegant solutions for complex finances

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Executive-level customer service—call 800-716-4078Our services start with a small team of highly trained phone associates. When you call, you’ll speak with a tenured specialist who has a deep understanding of your organization’s retirement plan and executive compensation.

Whether you need to request a transaction or understand your plan rules, you’ll receive exceptional service. If you’re looking for advice, your specialist can introduce you to a professional.

Complex situations receive the personal attention they deserve. If you call with a situation that cannot be immediately resolved, your specialist will be your single point of contact until you have what you need.

Your specialist also serves as your concierge and guide to Vanguard services outside of your retirement plan. If you’re considering other Vanguard services, such as a brokerage account or college savings plan, your specialist can answer your questions, then introduce you to a product expert to get you started.

No commissions, no conflictsAll the Vanguard representatives you speak with are salaried, licensed professionals. No one works on commission. When you receive advice or guidance from Vanguard, you can be confident that it’s meant to benefit only you.

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Ask an Advisor™

No matter how complex your financial needs, you can speak with a financial advisor. Your company offers you complimentary financial advice through Vanguard. All you have to do is call Vanguard and request assistance from our advisors.

Our advisors can answer questions on a wide range of financial topics including:

Retirement General investing Life events

• Portfolio construction.

• Periodic rebalancing.

• Savings sufficiency.

• Withdrawal strategies.

• Asset allocation.

• Diversification.

• Tax management.

• A college savings plan.

• Rollovers and asset consolidation.

• Marriage or divorce.

• Estate planning.

If you just have a quick question, you’ll get a quick answer. However, if you have a complex financial situation, your advisor will work with you to create a comprehensive financial plan tailored to your needs. Vanguard advisors can help you achieve almost any financial goal, whether you’re building a secure retirement, saving for a home, sending a child to college, or pursuing your dreams.

A financial plan from Vanguard normally costs as much as $1,000. However, if you are age 55 or older, or have a balance of over $500,000 in your retirement plan account, there is no cost to you. If you already have a financial advisor, our advisors will be happy to work with them.

Vanguard Personal Services—Assistance you can count onAs your assets grow with Vanguard, so do your benefits. Our Flagship and Voyager Services provide you with an extra level of personal assistance and savings outside of your retirement plan.

Voyager Services®

$50,000 to $500,000 invested in Vanguard products

Voyager Select Services®

$500,000 to $1 million invested in Vanguard products

Flagship Services®

$1 million or more invested in Vanguard products

• Commission-free trades of Vanguard exchange-traded funds (ETFs) and reduced commissions for stocks and non-Vanguard ETFs.

• All account service fees waived.

• Specialized phone support for your investments outside your retirement plan.

• Further reductions on other brokerage costs.

• Exceptional service from a personal representative who is your guide to all that Vanguard offers.

• Exclusive access to select Vanguard funds that are closed to other investors.

• Twenty-five commission-free brokerage trades per year.

Participant Education

P.O. Box 2900 Valley Forge, PA 19482-2900

© 2017 The Vanguard Group, Inc. All rights reserved. Vanguard Marketing Corporation, Distributor of the Vanguard Funds.

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All investing is subject to risk, including the possible loss of the money you invest.

For more information, visit vanguard.com, or call 800-523-1188 for funds in your plan and 800-339-4515 for funds offered through Vanguard Brokerage Services, to obtain a prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information are contained in the prospectus; read and consider it carefully before investing.

Vanguard ETF Shares are not redeemable with the issuing Fund other than in very large aggregations worth millions of dollars. Instead, investors must buy and sell Vanguard ETF Shares in the secondary market and hold those shares in a brokerage account. In doing so, the investor may incur brokerage commissions and may pay more than net asset value when buying and receive less than net asset value when selling.

Advice is provided by Vanguard Advisers, Inc., a federally registered investment advisor. Eligibility restrictions may apply.

Vanguard Brokerage Services is a division of Vanguard Marketing Corporation, Member FINRA.