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Helping Your Business Grow with Simplified Financing Get the equipment you need when you need it with our complete financing solution, including affordable monthly payments, flexible terms, competitive bank rates and responsive customer service. You may qualify for a Section 179 tax deduction of up to $500,000 plus a 50% bonus depreciation allowance 1 Equipment Financing Solutions and Tax Incentives visit: sbef.com visit: sunnen.com/finance Craig Tillison Office: 713.669.0037 | Cell: 713.628.7866 Fax: 314.800.1195 Email: [email protected] Office: 314.781.2110 x2384 Address: 7910 Manchester Rd., St. Louis, MO 63143 Email: jfi[email protected] We Finance American Ambition ® Financing Solutions from Jan Finocchio Equipment Solutions from

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Helping Your Business Grow with Simplified Financing

Get the equipment you need when you need it with our complete financing solution, including affordable monthly payments, flexible terms, competitive bank rates and responsive customer service.

You may qualify for a Section 179 tax deduction of up to $500,000plus a 50% bonus depreciation allowance1

Equipment FinancingSolutions and Tax Incentives

visit: sbef.comvisit: sunnen.com/finance

Craig TillisonOffice: 713.669.0037 | Cell: 713.628.7866 Fax: 314.800.1195 Email: [email protected]

Office: 314.781.2110 x2384Address: 7910 Manchester Rd., St. Louis, MO 63143Email: [email protected]

We Finance American Ambition®

Financing Solutionsfrom

Jan Finocchio

Equipment Solutionsfrom

visit: sbef.comvisit: sunnen.com

SECTION 179 DEDUCTION• Section 179 of the Internal Revenue Code permits

businesses to deduct up to $500,000 of the cost of

qualifying property placed into service each year.

• All businesses that purchase, finance and/or lease

less than $2,000,000 in equipment should qualify for

the deduction.2

• Both new and used equipment acquisitions qualify.

ADVANTAGES OF FINANCING• Predictable, fixed monthly payments

• Conserves working capital and credit lines

• 100% financing (equipment is collateral)

• Simple, one-page application3

• Fast approval process, typically same day

• Streamlined processing

• Quicker equipment delivery

PROGRAMS AND TERMS• $1, 10% or Fair Market Value options

• 36- to 84-month lease terms

FIRST-YEAR DEPRECIATION ALLOWANCE• Tax relief in the form of depreciation expense

for equipment purchases is available under the

Modified Accelerated Cost Recovery System

(MACRS).3

BONUS DEPRECIATION ALLOWANCE• Through 2017, a first-year 50% bonus

depreciation allowance is also available.

Qualifying 7-year property includes, but is not limited to: office furniture, fixtures and equipment; rail cars; food and beverage production equipment; and manufacturing machinery.

TAX SAVINGS EXAMPLE FOR 7-YEAR PROPERTY

The Good News About TaxesTax relief for businesses is available in the form of depreciation

deductions on equipment purchases.

Most U.S. businesses use financing when acquiring equipment

( x )

Depreciation

( — )Section 179Deduction

B

$100,000

( = )Net Adjusted

Basis

C

$0

Bonus

D

50%

( = )Net Adjusted

Deduction

E

$0

( x )MACRS First-Year

Depreciation*

F

14.29%

( B + E + G = )Total

Deductions

H

$100,000

( = )First-Year

Deduction

G

$0

EquipmentPurchaseAmount

A

$100,000

( x 35% = )Tax

Savings

I

$35,000

( A — I = )Net Equipment

Cost

J

$65,000

( A — J = )

NET FIRST-YEAREQUIPMENT

SAVINGS

$35,000

1Scottrade® and Sunnen do not provide tax, financial or legal advice. The material provided above is for informational purposes only and should not be relied on as the basis for any decision or action. Please consult your independent tax, financial or legal advisor for questions concerning your tax, financial or legal circumstances. 2The Section 179 deduction begins to phase out once qualifying investment exceeds $200,000. 3First-year depreciation allowances are prescribed by the IRS and vary depending on the useful life and recovery period of the asset. 33.33% applies to equipment with a 3-year recovery period. © 2016 Scottrade, Inc. All rights reserved. Scottrade®, Scottrade Bank®, the Scottrade Bank® logo and marks are the property of Scottrade, Inc. and its affiliates. Scottrade Bank Equipment Finance is a division of Scottrade Bank. Scottrade, Inc. and Scottrade Bank are separate but affiliated companies and are wholly owned subsidiaries of Scottrade Financial Services, Inc. Brokerage products and services offered by Scottrade, Inc. - Member FINRA and SIPC. Deposit products and financing services offered by Scottrade Bank, Member FDIC. Financing is available only upon approved credit. X-FIN-1000

Equipment FinancingSolutions and Tax Incentives