evatt follows boyd as chm/pres/ceo powell to …...keep lubbock beautiful and the pro-gram review...

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www.bankersdigest.com Evatt Follows Boyd as Chm/Pres/CEO At First Financial, San Angelo Region First Financial Bank, San Angelo, TX, announced that Chris Evatt has been named chairman, president and CEO of the San Angelo region, replacing Mike Boyd, who retired in June. Evatt began his ca- reer with First Finan- cial in Stephenville as a credit department as- sistant in 2001 while at- tending Tarleton State. Upon graduation, he was promoted to loan review analyst with First Financial Bank- shares in Abilene. Evatt returned to Stephenville as a commercial lender in January 2006 and was then named a commercial lender in Abilene in May 2006. He became a senior vice president and branch manager when Powell to Follow Yellen as Fed Chief Powell Evatt President Trump Signs Bill to Vacate CFPB Arbitration Rule Feature..............................................3 In This Issue... Published weekly on Mondays except fifth Mondays November 13, 2017 Volume 151, No. 18 President Trump has nominated Fed- eral Reserve Governor Jerome Pow- ell to lead the world’s most influential central bank. A Fed gov- ernor since 2012 and for- mer Treasury official under the George H.W. Bush ad- ministration, Powell will re- place current Fed Chair Janet Yellen. Yellen’s term expires in February. It will be the first time in four decades that a new president hasn’t asked the current Fed chair to stay on for a second term. At 64, Powell has been Yellen’s ally on monetary policy, while also calling for easing some of the regulations on banks put in place after the 2008 fi- nancial crisis. Unlike most of his predecessors, Powell is not an economist by training. Instead, he was a lawyer and former partner at private-equity firm, Carlyle Group. Powell has been supportive of Yellen’s plan to gradually raise inter- est rates, if there are continued signs of improvement in the economy. Given Powell’s role in helping to shape the Fed’s current policies over the last five years, analysts said they don’t expect the central bank to devi- ate greatly from its current path Q the Antilley Road branch opened in Abilene in September 2012. Evatt holds a bachelors of business administra- tion in accounting and a masters of business ad- ministration from Tar- leton State University. While in Abilene, Evatt served on the boards of the Abilene Better Business Bureau, the Abilene Chamber of Commerce, the City of Abilene Tax Increment Reinvestment Zone No. 2, the Hardin-Simmons University Academic Foundation, and the United Way of Abilene where he served as chairman in 2014-15. He is also a board member of the South- western Graduate School of Banking Alumni Association Q Jeff Lynch, president and CEO of Ea- gle Bank and Trust, based in Heber Springs, AR, announced the promotion of Michelle Schrodt to executive vice president and chief retail of- ficer. A 26 year banker, Schro- dt joined the Eagle Bank and Trust in January as senior vice president of re- tail banking after serving as regional Schrodt consumer banking manager at Re- gions Bank in the Chatanooga, TN, area managing branches throughout the Southeastern United States. She will continue in her role managing the retail/consumer division of the bank, fostering operational efficien- cies and exceptional customer service throughout the bank’s 14 locations in Central and North Central AR. A native of Deming, NM, Schrodt is a graduate The Western States School of Banking at the University of New Mexico. She is Six Sigma Certified in finance. She is a member of the 2017 fund- raising committee for Ronald McDon- ald House in Little Rock Q Eagle B&T in AR Names Schrodt Executive VP

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Evatt Follows Boyd as Chm/Pres/CEO At First Financial, San Angelo RegionFirst Financial Bank, San Angelo, TX, announced that Chris Evatt has been named chairman, president and CEO of the San Angelo region, replacing Mike Boyd, who retired in June. Evatt began his ca-reer with First Finan-cial in Stephenville as a credit department as-sistant in 2001 while at-tending Tarleton State. Upon graduation, he was promoted to loan review analyst with First Financial Bank-shares in Abilene. Evatt returned to Stephenville as a commercial lender in January 2006 and was then named a commercial lender in Abilene in May 2006. He became a senior vice president and branch manager when

Powell to Follow Yellen as Fed Chief

Powell

Evatt

President Trump Signs Bill to Vacate CFPB Arbitration Rule Feature..............................................3

In This Issue...

Published weekly on Mondays except fifth Mondays

November 13, 2017 Volume 151, No. 18

President Trump has nominated Fed-eral Reserve Governor Jerome Pow-

ell to lead the world’s most i n f l u e n t i a l central bank. A Fed gov-ernor since 2012 and for-mer Treasury official under the George H.W. Bush ad-ministration, Powell will re-

place current Fed Chair Janet Yellen. Yellen’s term expires in February. It will be the first time in four decades that a new president hasn’t asked the current Fed chair to stay on for a second term. At 64, Powell has been Yellen’s ally on monetary policy, while also calling for easing some of the regulations on banks put in place after the 2008 fi-nancial crisis. Unlike most of his predecessors, Powell is not an economist by training. Instead, he was a lawyer and former partner at private-equity firm, Carlyle Group. Powell has been supportive of Yellen’s plan to gradually raise inter-est rates, if there are continued signs of improvement in the economy. Given Powell’s role in helping to shape the Fed’s current policies over the last five years, analysts said they don’t expect the central bank to devi-ate greatly from its current path Q

the Antilley Road branch opened in Abilene in September 2012.

Evatt holds a bachelors of business administra-tion in accounting and a masters of business ad-ministration from Tar-leton State University. While in Abilene, Evatt served on the boards of the Abilene Better Business Bureau, the Abilene Chamber of Commerce, the City of Abilene Tax Increment Reinvestment Zone No. 2, the Hardin-Simmons

University Academic Foundation, and the United Way of Abilene where he served as chairman in 2014-15. He is also a board member of the South-western Graduate School of Banking Alumni Association Q

Jeff Lynch, president and CEO of Ea-gle Bank and Trust, based in Heber

Springs, AR, a n n o u n c e d the promotion of Michelle Schrodt to executive vice president and chief retail of-ficer. A 26 year banker, Schro-dt joined the Eagle Bank and Trust in

January as senior vice president of re-tail banking after serving as regional

Schrodt

consumer banking manager at Re-gions Bank in the Chatanooga, TN, area managing branches throughout the Southeastern United States. She will continue in her role managing the retail/consumer division of the bank, fostering operational efficien-cies and exceptional customer service throughout the bank’s 14 locations in Central and North Central AR. A native of Deming, NM, Schrodt is a graduate The Western States School of Banking at the University of New Mexico. She is Six Sigma Certified in finance. She is a member of the 2017 fund-raising committee for Ronald McDon-ald House in Little Rock Q

Eagle B&T in AR Names Schrodt Executive VP

Page 2 BANKERS DIGEST November 13, 2017

P E O P L E TEXAS

Daniel Joins Bank of Texas, Vice President, Trust Officer

Bankers Digest®

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Daniel

Lindsay Daniel has been appointed vice president and trust officer for

Bank of Texas’ The Private Bank. She will be based at the Burnett Plaza location in down-town Fort Worth and will focus on personal trust ad-ministration for high net worth clients in the Fort Worth area.

Daniel was most recently a practic-ing attorney with the local Fort Worth firm, Naman, Howell, Smith & Lee, PLLC, where her areas of practice in-cluded fiduciary litigation, contested guardianships, and estate/probate ad-ministration. She earned a BA degree in gov-ernment and graduated summa cum laude from The University of Texas at

In This Issue...President Trump Signs Bill to Vacate CFPB Arbitration Rule Feature..............................................3

Newswatch....................................7-8

Charter Activity..............................9

Classified.......................................10

Villarreal and Hanslik Are Promoted at PlainsCapital

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Austin. She earned a law degree from Southern Methodist University Ded-man School of Law. Daniel has been associated with the Tarrant County Bar Association, Tarrant County Pro-bate Bar Association, and served as a Board member for the Tarrant Coun-ty Young Lawyers Association. Fort Worth Magazine named her a Top At-torney Under 5 Years in Practice-Civil Litigation 2014-2016 and she was se-lected to the Texas Monthly 2017 Texas Super Lawyer Rising Star List. Bob Semple, chairman and market executive of Bank of Texas’ The Private Bank, and Eli Mercado, senior vice president and personal trust market manager, made the announcement Q

PlainsCapital Bank, Lubbock an-nounced two recent officers . Bretton Villarreal has been pro-moted to bank officer, real estate loan officer at PlainsCapital Bank’s 50th and University location, where he is responsible for developing and servic-ing a variety of commercial and con-sumer residential real estate loans. Villarreal joined the Bank in 2015 as a credit analyst. A graduate of West Texas A&M University, he anticipates completing his M.B.A. from West Tex-as A&M in 2018. Villarreal currently serves on the advisory committee for Keep Lubbock Beautiful and the pro-gram review team for the Lubbock Area United Way. Brandon Hanslik has been pro-moted to bank officer, agricultural loan officer, also at PlainsCapital Bank’s 50th and University location. He is responsible for developing and building agricultural loans and depos-itory accounts for the greater Lubbock area. A graduate of Hardin Simmons University in Abilene, Hanslik joined the bank in 2016 as a credit analyst. PlainsCapital Bank operates in six major markets in Texas: Austin, Corpus Christi, Dallas, El Paso, Fort Worth, Houston, Lubbock, the Rio Grande Valley and San Antonio. Plain-sCapital Bank is a wholly owned sub-sidiary of Hilltop Holdings Q

Retired 58-Year Dallas Banker Frank Baird Marshall DiesFrank Baird Marshall, a retired Dal-las banker with over 58 years service, died November 4 at the age of 81. Marshall was reared in Mount Pleas-ant, earned a BBA degree from Baylor University in 1958, and was a graduate of SWSGB at SMU. He began his banking career at the Exchange Bank in Dallas and transi-tioned to First National Bank in Dal-las where he served as a commercial lender from 1963 to 1975. He joined Park Cities Bank & Trust in Dallas in 1975 which was located in Highland Park Village. Later, in 2003 he joined Bank of Texas where he continued to experienced the “old days of banking.” Marshall was active in Park Cities civic affairs Q

November 13, 2017 BANKERS DIGEST Page 3

F E A T U R E

B D

FEATURE

A R B I T R A T I O N

CFPB Final Rule Vacated

www.icba.org

(continued on Page 4)

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The Inde-p e n d e n t Community Bankers of A m e r i c a ® (ICBA) Presi-dent and

CEO Camden R. Fine applauded President Trump for signing into law a measure that vacates the Consumer Financial Protection Bureau’s (CFPB) final rule restricting the use of con-sumer arbitration agreements. Fine attended the bill signing, standing behind the president as he signed the legislation into law. As the nation’s voice for community banks, ICBA was a vocal advocate throughout the de-bate. Fine issued a statement saying, “ICBA thanks Congress for moving swiftly to preserve community banks’ contractual right to pursue fair and timely resolution through arbitration and avoid prohibitively expensive and protracted litigation. The ICBA emphasized, “The com-munity bank business model is built on long-term customer and commu-nity relationships. Therefore, com-munity banks’ livelihoods depend on their fair and equitable treatment of customers. “Arbitration is a well-established and tested process that offers better results for consumers and helps avoid frivolous class-action suits, which serve the interest of trial lawyers at the expense of community banks and consumers. Other industry groups and the acting comptroller of the currency ap-plauded the Senate’s move to over-turn the Consumer Financial Protec-tion Bureau’s mandatory arbitration ban. “Today’s vote to overturn the CF-PB’s arbitration rule is a win for con-sumers,” said Rob Nichols, president

and CEO of the American Bankers As-sociation. “A recent report from the U.S. Treasury found the arbitration rule would have imposed major costs on consumers and enriched trial law-yers while delivering little tangible re-lief,” said Nichols. He added, “This fol-lowed a separate study from the OCC that found the rule could significantly increase the cost of credit for consum-ers. We appreciate that lawmakers in the House and now the Senate recog-nized these concerns and thank them

for standing with consumers. We look forward to the president signing this resolution into law.”

“Today’s vote to over-turn the CFPB’s arbi-tration rule is a win for consumers,” said Rob Nichols, president and CEO of the ABA.

Page 4 BANKERS DIGEST November 13, 2017

P E O P L E

Investar Bank, Baton Rouge, has hired Anthony “Tony” Viloria as a trea-

sury management sales officer and vice president in the Greater New Orleans market. Viloria has over 30 years’ experi-ence in merchant processing and financial services sales. He joins In-vestar from TSYS

Merchant Solutions where he served as a relationship manager. Stephen Wessel, New Orleans re-gional president, made the announce-ment. Viloria is responsible for the devel-opment and sales of treasury manage-ment services for businesses in the Greater New Orleans market. He will collaborate with other treasury man-agement sales officers, the commer-cial banking staff and retail branch teams to execute a strategy that will allow him to fully cultivate existing re-lationships while bringing in new de-pository clients. He is a native of New Orleans and

Investar Bank Welcomes Viloria as VP, Treasury Sales

Viloria

currently serves on the board of the French Quarter Business Association. Viloria is a former board member of the Jefferson Parish Chamber of Com-merce and is past president of the St. Francis Xavier Men’s Club Q

LOUISIANABank Operations Institute Completes 2017 Session, 35 Level Two Graduates Receive Certificates

BANKING SCHOOL

The Independent Bankers Associa-tion of Texas (IBAT) recently hosted its Bank Operations Institute (BOI) at Southern Methodist University in con-junction with the SW Graduate School of Banking. Sixty-five community bankers from across TX and six other states—30 in level one and 35 in level two—at-tended the program, which took place October 8-13. Each curriculum level elects class officers. Level one officers were Presi-dent Wayne Berger from First Nation-al Bank of Giddings in Giddings, TX; Vice President Adalia Moreno from Texas Regional Bank in McAllen; and Secretary Lilian Seward from Mills County State Bank in Goldthwaite, TX. Level two officers were President Ryan Anderson from Woodforest Na-tional Bank in Conroe, TX; Vice Presi-dent Amanda Hinsley from First Na-tional Bank of Floydada in Floydada,

TX; and Secretary Joe Rudd from Mar-ion State Bank in Marion, TX. The year’s level two top-performing students were Steve Starnes from Union State Bank in Florence, Texas; Jamie Huff from Citizens Nation-al Bank in Taylor, TX; and Barbara Glascock from First Security Bank in Beaver, OK. BOI is a two-year program that meets each fall for six days. It offers strategic insight into the present and future of banking processes, project management, technology and cyber-security. Focus areas include strategic operations, leadership development and compliance education. The program is sponsored by IBAT’s Education Foundation. BOI is a sister program to the Bank Lending Institute which is offered November 5-10 in San Antonio. For more information, visit www.ibat.org/banking-schools Q

FEATURE (continued from Page 3)

“ICBA thanks the president for swiftly signing this measure into law because it preserves community banks’ contractual right to pursue fair and timely resolution through arbitra-tion and avoid prohibitively expensive and protracted litigation.”About ICBAThe Independent Community Bank-ers of America®, the nation’s voice for more than 5,700 community banks of all sizes and charter types, is dedi-cated exclusively to representing the interests of the community banking industry and its membership Q

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November 13, 2017 BANKERS DIGEST Page 5

P E O P L E

Simmons First National Corp., Pine Bluff, has announced the appoint-

ment of Tom Purvis of Fort Worth, TX, and Russell Teubner of Stillwater, OK, to its board of di-rectors. Purvis previ-ously served as a director of First Texas BHC, Inc.,

which Simmons acquired on October 19, 2017. He is a real estate broker and president of Continental Real Estate, Inc., a Texas-based commercial real estate company. He also serves as managing partner to a portfolio of real estate assets and consulting ventures. Purvis is a member of the boards of

directors for Streams & Val-leys Inc. and the Fort Worth Zoo. He attended the business school at the Univer-sity of Texas and graduated from Texas Christian University.

Teubner previ-ously served as a director of South-west Bancorp Inc., which Simmons also acquired on October 19, 2017. He is the founder and chief executive offi-cer of HostBridge Technology, LLC, an Oklahoma-based technology firm. He previously served as president of Es-ker Inc. and as director of Esker Soft-ware. Teubner is a director of the OSU Center for Innovation and Economic Development and an advisory council member for the OSU Museum of Art. He is a graduate of Oklahoma State University. Simmons First National Corpora-tion is a financial holding company with total assets exceeding $14 billion. The company, directly and through its subsidiaries, offers comprehensive fi-nancial solutions delivered with a cli-ent-centric approach throughout AR, CO, KS, MO, OK, TN, and TX Q

Cable Named Senior VP, Senior Lending Officer Jared Cable has been elected se-nior vice president and senior lend-

ing officer at First National Bank & Trust Company of Okmulgee. He has 10 years of banking experi-ence and most recently served as vice president and commercial lending officer at

Grand Bank in Tulsa. He began his banking career with The F&M Bank & Trust Company in Tulsa. Cable has a BS degree in business with a major in finance from Oklahoma State Univer-sity Q

CablePurvis

Teubner

Purvis and Teubner Join Simmons First National Board

OKLAHOMA

RCB Bank, Claremore, has hired Ryan Odom as vice president of commer-

cial lending for the Norman area. Odom has 17 years of banking experience. He has been a senior financial services officer and branch manager. He has a bach-elor’s degree from

the University of Central Oklahoma Q

Odom

First Fidelity Bank, Oklahoma City, promoted Daniel Avery to vice presi-dent, regional retail manager in Okla-

homa City. Avery previous-ly served 13 years at Bank of Okla-homa. He has a bach-elor’s degree in business manage-ment from Penn-sylvania State University Q

Odom Joins RCB in Norman as Vice President, Comm’l Lending

First Fidelity Promotes Avery to VP Regional Retail Manager

Avery

ARKANSAS

First State Bank has hired Timar-ra Hodges as a mortgage loan originator. She will office at the Oklahoma City branch. Hodges has 14 years industry ex-perience Q

Hodges Joins First State Bank

Hodges

Page 6 BANKERS DIGEST November 13, 2017

P E O P L E

WHOOLERY (continued from Page 12)

ery also was a member of the Justice Academy’s research team assigned to develop the Hostage Survival Prob-ability Model. He has written several published articles and served as edi-tor for Command magazine. In addition, Whoolery will lead mul-tiple training programs such as safety, loss prevention, risk mitigation and emergency preparedness for the de-pository’s armed security teams. For non-security personnel, Whoolery will train in topics such as active shooter scenarios, workplace violence, first aid and CPR. He also will coordinate with security team members to reduce fraud and provide dignitary protec-tion. LSTA currently owns and operates a Class 3 vault — the highest rated available — that will serve as the ini-tial location for the depository. The company is expected to break ground later this year on a new, 60,000-square-foot depository that will be housed on a 10-acre site. Precious-metal owners and in-vestors will be able to deposit their precious metal holdings into the de-pository for safe, segregated and fully insured storage. The Comptroller’s office will pro-vide oversight of the project, with Tom Smelker, the agency’s director of Trea-sury Operations, serving as the depos-itory administrator. For more information, please visit TexasBullionDepository.Gov Q

New York-based banking trade p u b l i c a t i o n American Banker has named Jill Castilla, presi-dent/CEO of Citizens Bank of Edmond, one of the Most Pow-erful Women in Banking’s Top 25 Women to Watch for the fourth consecu-tive year. Castilla and all honorees were cel-ebrated at a dinner and awards cer-emony on October 5 at the Cipriani Wall Street in New York City, hosted by American Banker and parent company SourceMedia. Annually, American Banker recognizes 75 women in banking and finance for their contribution and impact on their institution, community and industry at large, including their leadership skills and advancement of innovation. The three categories recognized are: Most Powerful Women in Finance, Women

to Watch and Most P o w e r f u l Women in Banking.

This year, C a s t i l l a was one of five com-m u n i t y b a n k e r s on the Women to Watch list and the

only Oklahoma represented banker. She was recognized specifically as “… an in-ternationally recognized voice for com-munity banking.” In a 2015 interview with Don Me-coy in NewsOK.com, Castilla said rather than seeking ways to be innovative, she and the bank’s employees are re-sponding to the community’s needs and desires. She attributed some of the bank’s success to its use of social media. “Social media is an area in which we haven’t been extremely ac-tive as bankers, and it’s such a won-

left to right: Fawn Sachleben, chief lending officer; Jill Castilla, president/CEO; and Natalie Parker, chief finan-cial officer at American Banker’s Most Powerful Women in Banking Awards ceremony.

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Fed Study Finds Credit Unions Growing Faster Than Small BanksThe Federal Reserve Bank of Philadel-phia (www.phil.frb.org) found that credit unions are growing faster than small banks and have gained market share relative to small banks. The report also noted that small banks and thrifts have lost market share to large banks, noted Keith Leggett, retired senior vice president and senior economist at the American Banker Association, in his analysis on his Credit Union Watch blog which was posted on Octber 24. Despite their expansion, credit unions hold only about 7.1% percent of the assets held by all depository in-stitutions, Leggett noted. One of the research questions ex-plored by the study is whether credit unions and small banks compete for the same customers. The Philadelpia Fed found that small banks and credit unions compete for similar borrowers in the residential lending market, said Leggett. According to the study, “the mort-gages for purchasing one- to four-family homes that credit unions and small banks make are similar across all income tracts,” noted Leggett. But the study noted that credit unions may have more stringent real estate lending standards. According to data, “credit unions reject a larger proportion of their home loan appli-cants, and the difference in rejection rates is greatest in low- and middle-income tracts.” In addition, the study found that credit unions had a lower charge-off rate on home mortgage loans, observed Leggett. The study also notes that since 1990, credit unions have doubled their market share of consumer loans. However, small banks have only a small share of consumer loan mar-ket, losing market share to both large banks and credit unions, Leggett said. “The study states that credit unions tend to offer more flexible terms on their auto loans. ‘Car buyers who fi-nance their purchases through a cred-

it union generally have lower credit scores, longer loan maturities, and lower monthly payments compared with those who take out a car loan from a small or medium-size bank.’ Offering more flexible terms on car loans may arise from the ability of credit unions to cross-collateralize these loans with borrowers’ deposits,” said Leggett.

The report argues for more study of the credit union industry, especially as the industry moves from its tradi-tional markets, added Leggett. For more information from the cred-it union industry expert “who keeps an eye on the credit union scene” visit: creditunionwatch.blogspot.com Q

Page 8 BANKERS DIGEST November 13, 2017

N E W S W A T C H TEXAS

PlainsCapital, Dallas, Opens Second Frisco Location

Friendswood Capital Corporation, parent company of Texan Bank, N.A., of Houston, announced the closing of a $19.5 million private placement of the company’s common and pre-ferred stock to certain institutional and other accredited investors. The proceeds from the placement will be used to facilitate strategic initiatives, support the company’s organic growth and market expansion activities. Friendswood Capital Corporation, sold stock to accredited investors from the communities the bank serves, as well as institutional investors that specialize in the banking sector. Hovde Group, LLC, served as the sole placement agent for the private placement. Bracewell LLP served as legal counsel for the company. Texan Bank provides business and personal banking services to residents in the Greater Houston MSA. With lo-cations in Houston, Sugar Land, Clear Lake, and Friendswood, The bank is one of the leading SBA lenders in the Houston marketplace. As of June 30, 2017, Texan Bank reported total assets of $ 239 million and total deposits of $218 million, ac-cording to the FDIC Q

Dallas-based PlainsCapital Bank an-nounced the opening of a new retail branch and a lending office at The Star in Frisco—a 91-acre, mixed-use devel-opment that is home to the Dallas Cowboys’ new world headquarters—to accommodate the growing needs of local middle-market businesses and corporate customers. Marking PlainsCapital’s second Frisco branch location, the new retail branch at The Star features a 4,000-square-foot, full-service lobby at 6635 Cowboys Way, Ste. 100, directly on the Ring of Honor Walk honoring former Dallas Cowboys players for their outstanding contri-butions to the team franchise. Across the street from the retail branch is the 5,000-square-foot commercial lending office located at One Cowboys Way, Ste. 250, in the heart of the Dallas Cowboys headquarters building. PlainsCapital Bank Frisco Presi-dent Jamie Robertson said the new location strengthens PlainsCapital’s commitment to support the region’s thriving economy, particularly Dallas’ northern communities which are ex-periencing a whirlwind of growth and development with Frisco at the epi-center Q

Friendswood Capital Closes Private Placement of $19.5M

Diamond Bank, headquartered in Glenwood, AR, recently opened a branch in Texarkana, TX. The branch is located at 4820 Texas Blvd. behind Walgreens at the corner of State Line Avenue and Texas Boulevard, formerly the home of a Century Bank branch and later a Wells Fargo branch. Bank officials say they saw an op-portunity to expand to Texarkana with modern banking products and services. Rick Wisdom, a Texarkana native, is the bank’s Texarkana market presi-dent. Diamond Bank is the result of a 2007 merger between Arkansas Dia-mond Bank of Glenwood and Diamond State Bank of Murfreesboro. As of June 30, 2017, Diamond Bank reported total assets of $585 million, total deposits of $503 million, and 14 offices, ac-cording to the FDIC Q

Diamond Bank Opens a Texarkana, TX, Branch

J. Pat Hickman, chairman/CEO of Happy State Bank, Amarillo, an-nounced the opening of a loan production office center at 24th & Grand in Amarillo. A ribbon-cutting ceremony was held on Wednesday, November 8. The LPO is Happy State Bank’s tenth location in Amarillo and the bank’s first office in Northeast Am-arillo. Offering mortgage and com-mercial loan products, Happy’s newest location will focus on serv-ing the area’s predominantly His-panic-American population and is staffed with Spanish speaking per-sonnel. “Serving the needs of an entire community is the true job of a com-munity bank like Happy. We are ex-cited to expand our presence into new areas of Amarillo so that we can help all members of our com-munity benefit from our personal approach to banking.” stated Hick-man Q

Happy State Bank Opens Tenth Location in Amarillo

ARKANSAS

November 13, 2017 BANKERS DIGEST Page 9

R E G U L A T O R S

C h a r t e r

a c t i v i t yArkansasBRANCHES The OFFICE OF THE COMPTROL-LER OF THE CURRENCY has ap-proved an application by The First National Bank at Paris for a branch (First National Bank at Clarksville, a division of The First National Bank at Paris) at 1320 W. Main St., Clarksville.MERGERS AND ACQUISITIONS The FEDERAL RESERVE BANK OF ST. LOUIS has received an ap-plication by Arvest Bank Group Inc., and Arvest Holdings Inc., both of Ben-tonville, indirectly through its wholly-owned subsidiary, Arvest Acquisition Sub Inc., Fayetteville, to acquire 100% of the voting shares of Bear State Fi-nancial Inc., Little Rock, and thereby indirectly acquire Bear State Bank, Little Rock. Also companion filings by Arvest Bank and its subsidiary, Arvest Acquisition Sub Inc., Fayetteville, to become a bank holding company by acquiring 100% of the voting shares of Bear State Financial Inc., Little Rock, and thereby indirectly acquire Bear State Bank, Little Rock, and by Arvest

Bank, Fayetteville, to merge with Bear State Bank, Little Rock, and to retain the acquired facilities as branch of-fices. The FRB OF ST. LOUIS has received an application by Simmons Bank, Pine Bluff, to merge with Heartland Bank, Little Rock, and to retain the acquired facilities as branch offices.TexasBRANCHES The TEXAS DEPARTMENT OF BANKING has approved an applica-tion by Texas Bank, Brownwood,for a branch at 200 N. Graham, Stephen-ville. The TXDB has received an applica-tion by Vista Bank, Ralls, for a branch at 5840 W. N.W. Hwy., Dallas. The OFFICE OF THE COMPTROL-LER OF THE CURRENCY has ap-proved an application by Anahuac Na-tional Bank, Anahuac, for a branch at 13401 I-10, Baytown. The OCC has received an applica-tion by JPMorgan Chase Bank, N. A., Columbus, OH, for a branch at SWC W. US Hwy. 290. Austin.MERGERS AND ACQUISITIONS The OCC has received an applica-tion by The American National Bank of Texas, Terrell, for a merger with tar-get: First State Bank, Mesquite, with the resultant: The American National

Bank of Texas. Notice is hereby given that Hori-zon Bank, SSB, Austin, has made an application to the FEDERAL DEPOS-IT INSURANCE CORPORATION for consent to P&A two branches of Veri-tex Community Bank, Dallas, at 600 W. 5th St., Austin, and 150 South Bell Blvd., Cedar Park.NAME CHANGE The TXDB has approved an appli-cation by First State Bank, Three Riv-ers, to amend articles of association/name change to First State Bank of Texas Q

P E O P L E

The FDIC has appointed Howard Whyte chief information officer and Ricardo

Delfin director of the Office of Com-plex Financial In-stitutions. Whyte has more than 20 years of informa-tion technology and security ex-perience in the

federal government, military and pri-vate sector. Since January 2017, he

has been chief information secu-rity officer. He will replace Lawrence Gross who is retir-ing after 40 years of combined fed-eral and military service. Prior to joining the FDIC, Whyte

led the threat management center at Goldman Sachs. Earlier, he served as CISO and deputy CISO at NASA. Delfin has served as deputy direc-tor of the resolution policy branch in OCFI since 2014. He replaces Art Murton who became special advisor to the chairman on matters related to complex financial institutions. He is assisting in the OCFI leadership tran-sition Q

Whyte

Delfin

FDIC Appoints Whyte And Delfin to New Posts

Page 10 BANKERS DIGEST November 13, 2017

SERVICES

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C L A S S I F I E D

November 13, 2017 BANKERS DIGEST Page 11

C L A S S I F I E D Lone Star Search is representing a very strong Commercial Lending Manager seeking an Independent Bank President position. Mark Mitchell, Lone Star Search, 972-335-9009, lonestarsearch.net

COMMUNITY BANK PRESIDENT, TEXAS: Position available for succession purposes needing stable candidates with lending management success. Leave big city hectic lifestyle. See website. Mark Mitchell, Lone Star Search, 972-335-9009. lonestarsearch.net.

Bank of the San Juans MORTGAGE SALES MANAGER in Colorado Springs/Pueblo, Colorado: Bank Happy. Work Happy. Right Here. Bank of the San Juans a Division of Glacier Bancorp is growing our Real Estate Lending Department in our SC Region and we are currently looking for a Full-Time Real Estate Mortgage Sales Manager to be lo-cated in either Colorado Springs or Pueblo, Colorado. Minimum of 5 years current mortgage origina-tion and management experience. Working knowledge of Conven-tional FHA and VA guidelines. Net-work of Realtors and Builders, abil-ity to generate leads, and requires NMLS. Apply online at www.glacier-bancorp.com. Bank of the San Juans is an Equal Opportunity Employer.

Locally-Owned $200,000,000 bank in central Texas has a career oppor-tunity for an experienced SENIOR LOAN OFFICER. Please reply in confidence with a resume to: Presi-dent, Citizens National Bank, P. O. Box 1629, Brownwood, TX 76804.

Bank of the San Juans MORTGAGE LOAN ORIGINATOR in Durango and Pueblo, Colorado: Bank of the San Juans a Division of Glacier Bancorp is growing their Mortgage Loan De-partment and is currently looking for Mortgage Loan Originators to join this growing team in Durango

and Pueblo Colorado! Skills and Ex-perience: 3 years current mortgage origination experience. Generate mortgage applications that are complete and compliant. Working knowledge of Conventional FHA and VA guidelines. Network of Realtors and Builders, ability to generate leads, and requires NMLS. Apply online at www.glacierbancorp.com. Bank of the San Juans is an Equal Opportunity Employer.

COMMERCIAL LENDER– Sherman, TX: First Texoma National Bank is currently seeking a lender with a minimum combined experience of 3-5 years in consumer, real estate and commercial loans. Must have a proven track record of strong credit and collection skills as well as mar-keting and community participa-tion. Please send resume to [email protected]

LOAN ADMINISTRATION MANAG-ER: First-Lockhart National Bank is seeking a seasoned loan admin-istration manager to supervise and manage a staff of 10+ loan admin and document preparation person-nel in Lockhart, Texas. The suc-cessful candidate will have at least 10 years of experience with com-mercial, agricultural, real estate, construction, and consumer loan documentation and prior successful loan administration managerial ex-perience. Experience with LaserPro and FIS computer systems is a plus. First-Lockhart National Bank offers a competitive salary based on ex-perience and an attractive benefit package with bonus opportunities. Qualified candidates please for-ward resume to [email protected] EOE/AAP.

COMMERCIAL LENDER/BANKING CENTER PRESIDENT: Prosperity Bank is a $22 billion dollar bank searching for experienced commer-cial lender/banking center presi-dents for our Longview and Tyler

banking centers. Candidates must have at least 5 years of experience in banking and commercial lending. If you would like to join our grow-ing team of experienced bankers, please apply online at: www.pros-peritybankusa.com under the ca-reers section. Equal Opportunity Employer/Member FDIC.

LOAN OFFICER – VICE PRESIDENT, Mexia, TX. Farmers State Bank is seeking an experienced loan officer to grow an existing loan portfolio, develop new loan and deposit rela-tionships, and offer guidance and support to junior associates. Send resume to [email protected]

BRANCH MANAGER, LENDER – Whitney, TX: First Security State Bank, Cranfills Gap, Texas, is seek-ing a BRANCH MANAGER for our Whitney, TX location. Qualified applicant will have 3-5 years of consumer and real estate lend-ing experience. Management and bank operations experience a plus. Please send resume to [email protected]

COMMERCIAL LENDING OFFICER at First Financial Bank- Eastland County: Minimum requirements include, a business degree with emphasis in accounting, finance or marketing, 8 to 10 years com-mercial lending experience with a background/experience/knowledge of interim construction loans, com-mercial real estate lending, and all facets of consumer lending. Strong business development skills and human relation skills are a plus. Please apply on line www.ffin.com or contact Helen Ronksley, [email protected] , 325-627-7613.

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PERIODICAL

Whoolery PIcked to Head Security for Bullion Depository Texas

Sgt. Bryan Whoolery, a 28-year Tra-vis County Sheriff’s Office veteran

and SWAT team leader, has been named director of security for the Texas Bullion De-pository. Whoolery will create and en-force safety and security policies

and procedures for the Texas Bullion Depository, the first state-adminis-tered facility of its kind. He also will implement programs and processes for the highest security measures pos-sible, including access control, asset protection, accident prevention, fire safety and emergency management. Texas Comptroller Glenn Hegar chose Lone Star Tangible Assets (LSTA) to be the depository operator after Texas Gov. Greg Abbott signed a

bill for the depository into law in 2015. LSTA has been in the business of buy-ing and selling precious metals since 2008. During Whoolery’s 28-year tenure, he was the sergeant/team leader for the Travis County Sheriff’s Office SWAT unit for 15 years and participated in more than 700 tactical operations. He holds a Master’s Texas Commis-sion on Law Enforcement (TCOLE)

Whoolery (continued on Page 6)