VAUXHALL FINANCE FINDERFIND AND COMPARE YOUR BEST FINANCE PACKAGE

CHOOSE YOUR FINANCE PACKAGE

VAUXHALL FINANCE FINDER

WOULD YOU LIKE UNLIMITED MILEAGE ON YOUR CAR?

YES

POSSIBLY NO

DO YOU WANT TO OWN YOUR CAR AT THE END OF YOUR FINANCE TERM?

YES

POSSIBLY

NO

DO YOU WANT TO CHANGE YOUR CAR FREQUENTLY?

YES

POSSIBLY

NO

ARE YOU WORRIED ABOUT DEPRECIATION OR DISPOSAL COSTS?

YES

POSSIBLY

NO

DO YOU WANT THE CHOICE TO RENEW, RETAIN OR RETURN YOUR CAR AT THE END OF YOUR TERM?

YES

POSSIBLY

NO

Choosing the right finance option for your car can be confusing. Cut through the jargon and make an informed decision with our simple to follow guide.

Answer the following questions, choosing what suits you best from “yes”, “possibly” and “no”. The answers are colour coded – so simply choose which colour predominantly fits your requirements and you will be guided to a potential finance solution that’s perfect for you.

MONTHLY REPAYMENTSADVANCED RENTAL

PERSONAL CONTRACT HIRE (PCH)

Personal Contract Hire (PCH) is a type of long–term rental that will suit you if you’re not looking to buy the car at the end of your contract and won’t need to change the car before the end of the contract. You lease the car for an agreed period of time by making fixed monthly rentals. You also have the option to include a Service, Maintenance and Repair (SMR) package for an additional cost. When the contract expires, you simply return your car*, and you can speak to us about your next car.

ROAD TAX INCLUDED

CHANGE YOUR CAR MORE REGULARLY

NO DEPRECIATION OR DISPOSAL COSTS

*Damage and/or excess mileage charges apply. Details are available on request.

VAUXHALL FINANCE FINDER

PERSONAL CONTRACT PURCHASE (PCP)

CHOOSE YOUR DEPOSIT, TERM & MILEAGE

CHANGE YOUR CAR MORE REGULARLY

OPTION TO RETAIN, RETURN OR REPLACE YOUR CAR

BALANCE MONTHLY REPAYMENTS

*Damage and/or excess mileage charges apply. Details are available on request.

Personal Contract Purchase (PCP) is similar to a conditional sale agreement as you will usually pay an initial deposit, followed by monthly repayments. What makes PCP different is that your monthly repayments cover the depreciation of the car, and not its entire value, over the course of the term. Then, when you get to the end of your agreement, you have 3 options:

1. Retain the car – pay off your optional final payment (Guaranteed Future Value - GFV) and own the car2. Return the car – hand your car back* and decide whether to start another agreement3. Replace the car – choose a new Vauxhall and use any equity you have as a deposit

DEPOSIT OPTIONAL FINAL PAYMENT

VAUXHALL FINANCE FINDER

CONDITIONAL SALE (CS) Conditional Sale (CS) is a finance agreement under which you will take ownership of the car at the end of the agreement. The loan period is fixed, typically up to 5 years, and the finance agreement is secured against the car being purchased. You can settle the agreement at any time.

UNLIMITED MILEAGE

REPAYMENTS SPREAD UP TO 60 MONTHS

OWNERSHIP OF THE CAR

BALANCE MONTHLY REPAYMENTSDEPOSIT

VAUXHALL FINANCE FINDER

Option 1 Personal Contract Hire (PCH)

Option 2 Personal Contract Purchase (PCP)

Option 3 Conditional Sale (CS)

Road Tax included Choose your deposit, term & mileage Unlimited mileage

Change your car more regularly Change your car more regularly Repayments spread up to 60 months

No depreciation or disposal costs Option to retain, return or replace your car Ownership of the car

You lease the car for an agreed period of time by making fixed monthly rentals. When the contract expires, you simply return your car*, and you can speak to us about your next car.

You pay an initial deposit, followed by regular monthly repayments. Your monthly repayments cover the depreciation of the car, and not its entire value, over the course of the term. When you get to the end of your agreement, you have 3 options:1. Retain the car 2. Return the car* 3. Replace the car

A finance agreement under which you will take ownership of the car at the end of the agreement. The loan period is fixed, typically up to 5 years, and the finance agreement is secured against the car being purchased. You can settle the agreement at any time.

*Damage and/or excess mileage charges apply. Details are available on request.

Vauxhall Finance plc. Heol-y-Gamlas, Parc Nantgarw, Treforest, Cardiff CF15 7QU.Vauxhall Finance is a trading style of Vauxhall Finance plc. Company no. 275607 registered in England and Wales.

Authorised and regulated by the Financial Conduct Authority. Published March 2018.

SELECT THE FINANCE OPTION THAT’S RIGHT FOR YOU

PLEASE CONTACT YOUR VAUXHALL RETAILER FOR MORE INFORMATION OR VISIT:W: www.vauxhallfinance.com