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Internet Payment Solutions for International Merchants ---------------------------------------------------------- -------- From First Atlantic Commerce

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FAC delivers customized and flexible online payment processing solutions to international merchants across the globe. Our secure payment gateway offers custom payment processing and risk management services…

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Page 1: First Atlantic Commerce

Internet Payment Solutions for International Merchants------------------------------------------------------------------ From First Atlantic Commerce

Page 2: First Atlantic Commerce

Internet Payment Solutions for International Merchants

FAC - Driving Payment Innovation

First Atlantic Commerce is aleading International Online Payment Gateway since1998. Headquartered in Bermuda, we are dedicated to providingbanks and businesses across the world with customized payment gateway. Wealso offer multi-currency payment processing and risk management solutions for Acquiring banks and Internet merchants.  

Page 3: First Atlantic Commerce

Internet Payment Solutions for International Merchants

Why Choose FAC?

Driving Exceptional Customer Service & Satisfaction

14 years of experience PCI DSS Certification Global Bank relations Custom Online Payment Solutions Alternative Payment Industry Expertise Powerful Risk Management Real Time Reporting Reliable & Secure Payment Platform Excellent Customer Support Dedicated Relationship Manager

Page 4: First Atlantic Commerce

Internet Payment Solutions for International Merchants

FAC Services – Powering Payments. Mitigating Risk

Real-time credit card processing International Merchant Accounts Multi-currency Payment Gateway Multi-jurisdictional settlement Virtual Terminal Recurring Billing Hosted Payment Page Tokenization EFT and checks South American payment options 3-D Secure Pre-authentication services Fraud Mitigation Alternative Payment

Page 5: First Atlantic Commerce

Internet Payment Solutions for International Merchants

Major Industries We Serve

• Travel And Hospitality• Ticket And Event Management• Retail• Prepaid Phone Card And VoIP Service Providers• Digital Content• Internet And Technology Providers• Gaming• Pharmacy

Page 6: First Atlantic Commerce

Internet Payment Solutions for International Merchants

Merchant Services

• Tailored Multi-Currency Internet Payments• Standalone And Integrated Real-Time Solutions • International Merchant Accounts • Offshore Credit Card Processing • Virtual Terminal - MO/TO • Alternative Payment• Pre-Authentication Services • Payer Authentication Services • Real-Time Transactions

Page 7: First Atlantic Commerce

Internet Payment Solutions for International Merchants

Who Can Avail Our Merchant Services?

• Online pharmacies • Gaming companies • Direct online hotel• Digital content providers• Online niche food stores • Property listing• advertising companies • Marketing, • Health/herbal supplement providers• CDs, DVDs and electronic games companies • Global charities with an online presence • Mainstream dating companies • Ticketing and event management companies• Airlines

Page 8: First Atlantic Commerce

Internet Payment Solutions for International Merchants

Fraud & Data Management

Assisting Global Internet Merchants To Protect Their Sales Our services protect the business of online merchants from unauthorized payments, fraudulent transactions and chargebacks.Pre-Authentication Services Our payment processing services include Address Verification Services (AVS) and Card ID Verification.

Verified by Visa And MasterCard® SecureCode™ Our cGate®SecureVerify solution, is based on the Card Associations' 3-D Secure™ technology. It protects merchants from fraudulent transaction, unauthorized payments and chargebacks.

Page 9: First Atlantic Commerce

Internet Payment Solutions for International Merchants

• Do I Have To Establish A Merchant Account In Order To Obtain Your Online

Fraud And Data Management Solutions? • Are There Any Restricted Merchant Types? • Do I Have To Be An Established Internet Merchant To Apply? • Do I Need To Incorporate To Obtain These Services?• Will I Need To Sign A Contract With You To Cover These Services? • Can I Pay For These Services in Different Currencies?• Is User Training Available For These Services?• How Do I Obtain Chargeback Liability Shift?• What Are The Benefits Of 3-D Secure™ To My Business?• What Are The Benefits Of AVS To My Business?

Checking our FAQ section will answer your questions:

Fraud & Data Quick Guide

Page 10: First Atlantic Commerce

Internet Payment Solutions for International Merchants

Reliable & Effective Bank Acquirer Solutions

• Consulting And Customized Solutions • AVS/CVC Pre-Authentication Services • 3-D Secure™ Solutions• Payment Gateway Services• Risk Reporting

Page 11: First Atlantic Commerce

Internet Payment Solutions for International Merchants

Bank Acquire Solutions Quick Guide

Checking our FAQ section will answer your questions

• What Qualifications And Experience Can You Offer New Acquirers?• When Should I Choose First Atlantic Commerce?• What Other Services Can You Offer Acquirers?• Who Would Have Final Approval On The Merchants We Would

Take?• What Happens Once We Approve A Merchant?• How Long Does It Take For The Merchant To Go Live After

Approval?• What Are The Benefits To Working With First Atlantic Commerce?

Page 12: First Atlantic Commerce

Internet Payment Solutions for International Merchants

Your Online Credit Card Processing Partners

We offer two types of partner programmes: 1. Referral Partner Programme 2. Acquirer Partner Programme

Page 13: First Atlantic Commerce

Internet Payment Solutions for International Merchants

FAC Strategic Partners

Page 14: First Atlantic Commerce

Internet Payment Solutions for International Merchants

FAC Milestones

• 1998 First Atlantic Commerce (FAC) was founded in April 1998 by our

former CEO, Andrea Wilson, and three other entrepreneurs• 1999

FAC is instrumental in the development of Bermuda's eCommerce infrastructure , consulting with Government in the

drafting of The Standard for Electronic Transactions, The Electronic Transactions Act 1999 (ETA)  

• 2000FAC is featured in a front page article on offshore

eCommerce in the Wall Street Journal• 2001

FAC partners with ScotiaBank International for eCommerce merchant Acquiring in the Caribbean

2002FAC contracts with banks in Panama to provide Latin and

Central American eCommerce merchant Acquiring solutions.   This was the first region to implement multi-currency

presentment solutions in 58 different currencies (settlement in USD)

And the story of our achievements goes on and on.

Page 15: First Atlantic Commerce

Internet Payment Solutions for International Merchants

Success Stories

• Whenever we need them for assistance or advice, the team at FAC is always a phone call away and ready to help. Whether it is an integration issue, new service addition or day-to-day account management, all our requests are handled quickly and efficiently. We know that all we have to do is ask - FAC's team does the rest. - Milena Stefanova, Financial Manager• Our long term collaboration with First Atlantic Commerce (FAC) can be characterized by the unique complexity of their services, speed of communication and responsiveness to their clients. - Andrea Sheppard, Finance Manager• It all worked great and we're going live this week. Thanks again for your help, you're awesome! - Juan Jaramillo , Senior Developer, Centurion Media Group• We have been using the services of FAC for the past four years.  During that time, we have received an excellent level of customer support.  We have also received an excellent interpersonal service on a one-to-one basis. They have a very user-friendly interface that was easy to integrate in web sites. -Tony Berkman, Internet Travel Group Inc., Spain

Page 16: First Atlantic Commerce

Internet Payment Solutions for International Merchants

Thistle House2nd Floor

4 Burnaby Street Hamilton, HM 11

Bermudaver

Contact Us

Telephone: 02031399018 Fax: 441.295.6855 or 441.295.6708

Email: [email protected]: www.firstatlanticcommerce.com