five threats to your retirement security. five major threats outliving your money effects of...
TRANSCRIPT
Five Threats to YourRetirement Security
Five Major Threats
Outliving Your Money Effects of Inflation Investment Performance Excessive Withdrawals Healthcare Costs
Outliving Your Money
Longer Life Expectancies
Not Saving Enough Exhausting Your
Principal
Effects of Inflation
Purchasing Power Risk
Rule of 72 In Reverse Divide 72 by
Effects of Inflation Rate
Investment Performance
Negative Returns Lower Than
Expected Returns
Excessive Withdrawals
Spending Too Much
Coupled with Early Losses
Healthcare Costs
Premiums Deductibles Coinsurance Excess Charges Other Out-of-
Pocket Expenses
Outliving Your Money
Accumulate More Delay Retirement Reduce Budget Increase Return Keep 12 Months of
Income in Cash
Effects of Inflation
Need Growth of Capital Growth of Income
Huge Risk Being Too
Conservative
Investment Performance
Suitability Diversification Asset Allocation Active vs. Passive Low Cost Approach
Excessive Withdrawals
Control Spending Early Years
Losses Need to Adjust 4% Solution
Healthcare
Pre-Medicare Medicare Medigap Long Term Care
Insurance Health Savings
Accounts
One More Threat!
Impact of Taxes Income Gift Estate Inheritance Property Sales And More!
Solutions?
Comprehensive Financial Planning Address All Five Threats Examine
Cash FlowInvestmentsRetirement Income Estate PlanningRisk Management
Question and Answer
Open for Questions Free Consultation
Providing Sound Advice…For Life
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