focus lake county 06-03

FOCUS Magazine Lake COUnty may 2013 3

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may 2013 thefocusmagazine.com4

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18 Feature:Bikefest

20 Spotlight:Mary Rhodes

24 Legal

22 Service Directory

29 Event Calendar

31 Crossword

10-12 North LakeLocal

13-14 South LakeLocal

16-17 Talk Of The Town

onthecoverCover photo by Bonnie Whicher

Mary Rhodes and Loretta Maimone


Got a story idea? Looking to advertise in Focus? Contact us for more information.

D&H Publications, LLC415 E Alfred St

Tavares, Fl 32778Ph: 321-377-8953

www.thefocusmagazine.com

Standards of accuracy: The goal of the writers at FOCUS Magazine is to provide heart-warming stories that are accurate from the start. Being human, however, we sometimes make mistakes. Please forgive us.

So if you notice anything that is incorrect, then please do not hesitate to contact the editorial department and inform it about the fact error. To do so e-mail [email protected]. The staff wil l f ix the error in a timely manner.

Readers who wish to respond to an article – not correct facts – can do so by writing a letter to the editor. If you need any other type of assistance, then please view the directory for the appropriate department. The staff at FOCUS Magazine is committed to serving their consumers and customers to the fullest of abil it ies. You’re paying attention to our words. Let us pay attention to yours.

FOCUS Magazine is published monthly and is available through local businesses, restaurants and many local venues.

Letters, questions and comments can be sent to us at [email protected].

Advertisers warrant and represent the descriptions of their products advertised are true in all respects. FOCUS Magazine assumes no responsibil ity for claims made by advertisers. All letters and their contents sent to FOCUS Magazine become the sole property of D&H Publications, LLC and may be reproduced thereof. All views expressed in all articles are those of the authors and not necessari ly those of D&H Publications, LLC. Use or duplication of material used in this publication is prohibited without approved written consent from D&H Publications, LLC.

Publisher Heather [email protected]

editor in Chief Heather [email protected]

CoPy editorLisa [email protected]

sAles - leesburgCharlotte [email protected] sAles - south lAkeLisa [email protected]

Art direCtor Anthony Sassano

stAff WritersShelly GerigMarion WildeyLisa RastDylan Holseth

stAff PhotogrAPherBonnie [email protected]

ContributorsHemant HariprashadBeth Ann GauseDr. Joe Morreale, D.C.

I am so excited this month to share some of the great changes which are occurring in my life and with FOCUS Magazine. First of all, I am thrilled to announce that Shelly Gerig has accepted the title of Editor In Chief ! Shelly was a part of my team right in the beginning, when we were originally launching the magazine, and has remained connected through the years, as a writer, a sales person, and a loyal fan and supporter! I am lucky to have Shelly as my friend, and we are all lucky to have her take on a bigger role in this publication! Send Shelly a “Welcome” message or share editorial ideas with her at [email protected]. I am excited to see what kind of creative ideas Shelly has in store for all of us! I’m thrilled to share the reins with her!

The next big change in my life is my newest business venture! Anyone that knows me, is very aware of my long time love of Tavares and support of all they have accomplished in the downtown. I find their city officials to be forward thinking and open-minded, which is why the Downtown Tavares Waterfront Entertainment District is the perfect place for my new Cigar and Wine Bar! Boleros is scheduled to open the first week of June and I hope many of my readers will stop by and say hello to me!

Heather D. GrahamPublisher

Letter From the pubLisher

702 W. Martin Luther King Blvd. Plant City 33563

Phone 321-377-8953 Fax 813.764.0990


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Bonnie Whicher PhotographyBonnie Whicher Photographywe capture moments on photographs…for the memories, sharing with others and documenting life.

352-638-5967www.bonniewhicherphotography.com


Are you ready to tell your story? I’m listening. My goals are simple: learn more about our amazing communities in Lake County and bring the businesses and stories to you. Ads are the staple of any magazine, but the stories are the heartbeat. As a member of this amazing county for the past 8 years, my family has had the pleasure of experiencing everything from our crystal clear springs (gators included) to a variety of festivals to Dining in the Dark to support a cause-all of this through writing for FOCUS.

We have finished raising our daughter in a county that has a school system that strives for improvement and found many area youth activities to encourage future leaders. I am proud to be a part of the family atmosphere and look forward to sharing with you all that I find nestled in and around Lake County.

Watch for us as we gear up on Facebook and start to connect those who want to be a part of this informative magazine. We will be sharing positive stories that happen right in your neighborhood online as well!

Where your business is our business…

Shelly GerigEditor In Chief

Letter From the editor

Got2HaveIt!Ladies with summer fast approaching, this must have is a Brazilian Keratin Treatment. It eliminates 90% of frizz, up to 50% of curl and reduces drying time for up to 16 WEEKS! With our high humidity this is the best tip I can share for hair care. Call Surface Colorspa @ 352.385.4600 and Facebook them for other need to know tips on how to keep that mane in perfect condition!

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FINAL WEEKEND FOR STEAM UNTIL FALL!

WE HAVE ADDED ONE HOUR TRIPS ON SUNDAY, MAY 26 AND MONDAY, MAY 27. MAKE YOUR RESERVATIONS NOW!

Attention: The last day the steam locomotive will operate will be May 27, 2013. It will be returning to Arkansas for its 15 year inspection. It will return to Tavares and resume operations in mid September 2013. We will continue to operate #33, our

diesel locomotive throughout the summer on the Lake Dora Limited.


DINING OUT IN LAKE COUNTY!

Be the lucky one to dine out in Lake County on us!Enter to win a $50.00 gift certifi cate to dine out in

Lake County. This month’s certifi cate is for Olive Garden. Fill out the entry form below and mail to:

415 B East Alfred Street, Tavares, Fl. 32778Winners will be published in next months issue.

Winners will be randomly chosen.

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local » north lake

CHamber HappenInGsNorth lake chamber of commerceleesburgChamber members welcomed Newman & Associates! Polly Watson and Lil Shelton from Newman & Associates threw quite a Grand Opening Bash and Ribbon Cutting for their new offices.

Alada’s China & Gifts sponsored the April Leewsburg Chamber Sunset Connection. Ann Gibbs from Annie’s Notary won the grand prize of a gift certificate to Alada’s China & Gifts.

Chief Deputy Peyton Grinnell from Lake County Sheriff ’s Department introduced their Drug related Crime crew at the Leesburg Chamber Sunrise Connection.

The May Sunset Connection will be held on May 16th and Sunrise Connection on May 23rd at the Community Center at Venetian Gardens.

mount DoraJoin the Mount Dora Chamber of Commerce for the Grand Opening Celebration of Anytime Fitness on Thursday, May 23 from 5pm - 7pm. Come get a tour of their new facility, meet the staff and stick around for our Ribbon Cutting Ceremony, Free Food and Refreshments. Special Membership Offers will be available. Please do not miss the fun!

On June 12th join the Mount Dora Chamber for Business at Breakfast. This month’s guest speaker is Coy Hunter of The Mount Dora Police Department who will be speaking about Crime Prevention. Business at Breakfast is held in the Chamber Baggage Room from 7:15 – 9 AM.

Congratulations to the 2013 Taste in Mount Dora Winners: Appetizer: Orange Dill Salmon Salad, Lake ReceptionsSide Dish: Spoon Bread, Black Bear SmokehouseMain Course: Prime Rib au Poivre, Lake ReceptionsDessert: Fudge, Anna Lee’s FudgeFresh Off: 1st Place – Judi Phillips Jones2nd Place – Mackenzie Gordon

Congratulations to Nanci Barclay the Mount Dora Chamber of Commerce Volunteer of the Year. Thanks for all you do to help the Chamber be successful!

Mount Dora Chamber of Commerce Director, Cathy Hoechst, passed the torch of running the Chamber to new Director Rob English. Friends, family, and Chamber members celebrated her retirement with a “Roast or Boast Cathy Hoechst.”

tavaresBetty is Back! The original Betty has returned to Betty’s Greenhouse Grill and serving up meals better than ever! She will host the June networking lunch on Tuesday, June 11th from noon to 1:00pm. Tavares Chamber of Commerce’s monthly Networking Luncheons provide an excellent opportunity for chamber members to come together, have a great lunch and exchange ideas that assist in growing their businesses. The luncheons also provide an opportunity for the host member to showcase their business. Please RSVP with the Chamber at 352-343-2531.

Join the Tavares Chamber of Commerce at June’s Business After Hours on June 20th from 5:30-7:00 and grow your network at Grand Court. The Chef at Grand Court always presents wonderful treats for this networking event.

Back by popular request, Doni Keene with Keene Ideas, our guest speaker for our 2013 Dual Chamber Business Expo will be our Guest Speaker at the June Chamber Luncheon on June 26t from 11:30-1:00 at the Tavares Civic Center. Enjoy a great lunch while growing your network and promoting your business. Cost is only $12 for Chamber members and $20 for future –Chamber members. Please RSVP with the Chamber.


boleros CIGar and WIne bara Smooth aDDitioN to tavareS

The Downtown Tavares Waterfront Entertainment District will welcome its first cigar and wine bar to its mix

in just a few weeks. Coming early June, Boleros Cigar and Wine Bar will open on the corner of South Joanna Avenue and Ruby Street, on the lower level of the newest tower of the Lakeview Inn. The 1200 square foot space will offer a generous selection of premium wines and craft beers. A variety of fine, quality cigars will be on display in the custom designed, cedar-lined, walk in humidor.

Cigar aficionados can enjoy their favorite stogie with their choice of beverage inside the air-conditioned bar (equipped with air purifiers) or outside on the shaded patio where they can enjoy the lake view.

While cigars have traditionally been more of a draw for men, lately the popularity of cigar smoking with women has been on the rise.

This is evidenced by the fact that Boleros is actually owned by two women. Heather Graham and Denisa Pitman have teamed up to bring the only cigar and wine bar to the golden triangle area. Why Tavares? “That part was easy,” Graham explains, “Tavares is the only Entertainment District in Lake County. People come here to stroll the streets and explore the different restaurants and bars the beautiful downtown has to offer.”

Boleros is scheduled to open the first week of June and will be open daily. They will have packaged beer and wine and cigarettes available for purchase as well, to accommodate hotel guests and boaters. They will also offer wine, beer, and cigar clubs in the near future.

For more information on Boleros Cigar and Wine Bar, go to www.BolerosCigarandWine.com

Article by Heather Graham

local » north lake

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local » north lake

THe blueZberry FesTIval preSeteD by the lake couNty euStiS chamber

love fruity festivals paired with Jazz and Blues music? Lake County’s first annual BlueZberry festival

was a wonderful way to spend a Saturday. Blueberries were abundant throughout. The blueberry pancake breakfast was just

delicious with friendly servers greeting guests. Walking through all the vendor booths made it tough to decide who had the best blueberries, but it was fun to give them all a try!

A young entrepreneur, Emily McCormack, helped sell creative Blueberry Pie Pops. The bizarre Bounce was this crazy ‘bubble’ that kids and adults were welcome to jump in and try to stand up. The trick is that it’s in a pool, so it’s really hard to do it, so you

laugh a lot! Lawn Mower obstacle courses and a Cornhole contest were part of the fun as well. Local high school bands played a variety of tunes along with the finale, Ruth King, who gave the audience a performance that inspired and relaxed the soul. Can’t wait until next season for more blueberry pie!

The BlueZberry Festival was organized by the Lake Eustis Area Chamber of Commerce. For more information on this event or other events presented by the Chamber, call 352-357-3434

Article by Shelly Gerig | Photos by Haley Gerig


local » south lake

CHamber HappenInGsSouth lake chamber of commerceawards

Kalena Meyers, (left), dean of Institutional Advancement at Montverde Academy, was recently named the Chamber’s Gem of the Hills for her outstanding contributions to the community. The award was presented by newly elected Board Chair Michelle Michnoff, (right), vice president at BankFIRST in Clermont. Meyers’ achievements include being a member of the Kiwanis of Clermont and graduate of Leadership Lake. She volunteers at New Beginnings, Cornerstone Hospice and the Boys and Girls Club.

Three cheers for Dr. Alan Wong, head of Modern Orthodontics in Clermont. His recent renovations were celebrated by the Chamber’s Ambassadors. Wong’s office was nominated earlier this year for the Chamber’s Revitalization Award for the improvements he had made to his office located at 1455 E. Highway 50 in Clermont.

Michelle Michnoff, vice president and client relationship manager at BankFIRST in Clermont, was recently named board secretary at the South Lake Chamber of Commerce. Michnoff has served a chair of the Chairman’s Gala and is chair of the Community Relations Committee in addition to serving on other Chamber committees and events.

ribboN cuttiNGS

Chamber Ambassadors joined the Orlando Magic cheerleaders to welcome the newest Dunkin’ Donuts in South Lake, located at 17330 Highway 50 in Clermont.

Goodwill Industries of Central Florida recently opened its newest retail store and job center at 1855 S. Grand Highway in Clermont. Chamber Ambassadors celebrated with a ribbon cutting. It is the first Goodwill store built almost 100 percent with American-made materials. Goodwill plans to use the model for future construction.

The Chamber welcomed new member Hairazors Salon with a ribbon-cutting ceremony recently. The salon is at 2521 S. Highway 27 in Clermont. More details are available at www.myhairazors.com.

chamber’S aNNual ScholarShip Golf tourNameNt helD at DiSNey’S oSprey riDGe

The South Lake Chamber of Commerce held its annual Howard Stockton Scholarship Golf Tournament presented by Walt Disney World at Disney’s acclaimed Osprey Ridge Golf Course. The tournament benefits deserving South Lake students and is named to honor a previous Chamber executive director.

The team with the lowest gross score at the tournament was the WithumSmith+Brown team, from left to right: Tal Johnson, with Advanced Disposal; Wendy Terry, Chamber Board vice chair and partner at WithumSmith+Brown, PC; Jane Garrard, with Tupperware Brands Corp. and Tom Clements with Katmai Government Services.

coming Soon

The Chamber is partnering with the county, South Lake cities of Clermont, Groveland, Mascotte and Minneola in addition to the Town of Montverde and Workforce Central Florida to host a job fair on June 6 from 2 p.m. – 7 p.m. at the Clermont Community Center. We are seeking employers with current or projected job openings and also want to let people know who are seeking jobs. Anyone interested can contact Doris Bloodsworth at 352-394-4191 or [email protected] for more details.

The South Lake Chamber recently launched its pilot Job Readiness Project at South Lake High School. About 200 seniors and juniors learned practical tips on how to have a successful job interview and how to advance after landing a job. Clinton Pownall, (standing rear left) chair of the Education Committee and president of Computer Business Consultants, led the initiative. Other volunteers included Chamber President Ray San Fratello, (center rear), and Michelle Beck (right rear) from Walmart.


local » south lake

pIZZa FesT a HuGe suCCessproceeDS beNefit New beGiNNiNGSnew Beginnings of Lake County

hosted their 3rd Annual Pizza Fest on May 11th. The event was

a huge success thanks to the many vendors, volunteers and customers who participated in this tasty event. Eleven of the area’s best pizza restaurants took part, including Spiro’s, Napoli’s, R&C Deli, Hungry Howie’s, Lil’ Anthony’s, Flipper’s, Goomba’s, Little Caesars, Stone Creek, Oven Fired Pizza and Shongololo (formerly Diroio’s). A special thanks to WalMart for providing space and support. All proceeds from the Pizza Fest will go to fight hunger and homelessness in our community.

New Beginnings of Lake County is a 501c3 not-for-profit organization. Since

its inception in 2007, New Beginnings has offered programs that provide food, clothing and transitional housing, along with job and life skill training to individuals and families that have become homeless or are in need.

For more information, please contact New Beginnings at (352) 404-6946 or visit their website at www.NewBeginningsLake.org.

Article and photos submitted by New Beginnings

epsilon sigma alpha International (sigma phi Chapter) volunteers of the 3rd annual new beginnings pizza Fest. l to r. Kneeling: sarah bybee, robin Krawchuk. Front: Jennifer bouschet, Kathy scherer, pinky barbour, Chris bishop, pam melton, Gale springer, sandy Farnsworth, suzanne allen. back: Kathy Hubbel, Kelly stinson.

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Talk of the Town

Bullying, Bras and Babes?! …The Every Girl Is a Princess program builds healthy self confidence in our teen and tween girls. Created by local author and image expert, Wendy Lyn Phillips, the workshop targets young girls ages 10-15 and teaches them the value of loving their bodies. Taken from the principles of Esther, it will cover 3 topics: character, clothing and cosmetics. “Coupled with writing my book, Naked to Knockout and having two daughters of my own, I want to do all I can to instill value in our young women,” says Phillips. Go to www.WendyLynOnline.com/events to register or find out more. Phone (352) 483-2593.

A Welcome Home Vietnam Veterans parade was held in downtown Tavares on May 18th to honor our Vietnam Veterans for their years of service and sacrifice in the 40th anniversary of the year the U.S. declared end of the Vietnam War. Following the parade, a recognition ceremony was held in Wooton Park. The Keynote speaker was Capt. Charlie Plumb, USN, a POW who spent almost six years in captivity.

The Every Girl Is a Princess Program Builds Confidence

Vietnam Veterans Welcome HomeThe United Way of Lake & Sumter Counties’ Open House showcased their new permanent location in Leesburg. The buildings, purchased by United Way’s Foundation, also offers a community room available for rent as well as office space for lease. Florida Department of Education Commissioner, Dr. Tony Bennett will be the featured keynote speaker at United Way’s Annual Meeting & Luncheon at Lake Receptions on May 29. The meeting is open to the entire community. Registration and lunch is $25 per person. Call 352-787-7530 for reservations or visit www.uwls.org.

Steve Leitschuh from Untied Yorkie Rescue poses for a picture with two of his furry, four-legged friends at Lake Port Square’s first “PET - A - PALOOZA” Open House.

The United Way of Lake & Sumter County celebrates new location

PET – A- PALOOZA


Talk of the Town

The Early Learning Coalition of Lake County was among the group of 59 nonprofits and schools districts that received $1.5 million in grants through the Disney Helping Kids Shine Grants program. This initiative from Walt Disney World Resort supports organizations that help build strong futures for children in Central Florida. The Early Learning Coalition of Lake County has been privileged to be a recipient of several Disney grants for the “Raising A Reader” program. The Coalition’s Executive Director, Ms. Lesha Buchbinder commented that “the Raising A Reader program is very important for our young children as they prepare for kindergarten. It not only encourages parents to read to their children but it also strengthens the bond between children and parents and makes reading FUN. This program is operated throughout the country and has proven to be successful in preparing children for kindergarten.” Thank you “Disney for your continued support of our school readiness programs for Lake County’s children.”

The Early Learning Coalition receives grant from Disney

Safe Climate Coalition of Lake County, Inc. presents the annual Quality of Life Report: A Snapshot of Lake County 2013. This is a collaboration of over 30 agencies and organizations within the county that focus on making our community a better place to live, work and play. It also identifies Lake County as a “prevention prepared community”. The data is an aid in planning, funding and other decision-making by exploring ways to improve the wide range of social and health conditions in our area. For an online version, visit http://safeclimatecoalition.org or for hard copies, call (352) 408-2009.

On May 29th 1888, William Henry Belk, opened his first store, Belk Brothers, in Monroe, N.C. From a humble beginning, Belk has now grown to 300 stores across 16 states in the south. It is now the largest, independently owned, family, 3rd generation, business of its kind. On Wednesday, May 29th, 2013, Belk at 270 Citrus Tower Blvd., will celebrate the occasion by welcoming officials from the city of Clermont, having an anniversary ribbon cutting by the South Lake Chamber of Commerce, handing out gift cards to the first 100 people when the store opens at 10 am, and having anniversary cupcakes for our customers to enjoy. There will also be music and great sales and discounts to help celebrate this momentous occasion.

County Commissioner Leslie Campione, Bob Merriam and Dr. Jack Kassel at “Dine for the Night without Sight” fund raiser “Dining in the Dark” for New Vision for Independence while Sandi Moore and Kate Shearouse admire “Christmas in July silent auction item.

PET – A- PALOOZA

Safe Climate Coalition presents Annual Report

125th ANNIVERSARY CELEBRATION

The Community Supports New Vision for Independence

Leesburgbikefest

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article by heather grahamPhotos by Debi Denny and Ben Moseley

The epic three day event took place April 26th-28th throughout downtown Leesburg and the surrounding area. The fun kicked off on Friday with bikers roaring into town and filling the downtown streets with row after row of bikes. People came from near and far to enjoy the jam-packed line up of live entertainment. From live music on multiple stages throughout the city blocks, to a Poker Run, a Night parade, tattoo expo, and demo rides, there was something for everyone! Friday night’s main events included the traditional Ms.Bikefest bikini contest, followed by Stephen Pearcy live on the Gator Harley-Davidson Stage.

The party picked right back up on Saturday and continued throughout the day. Live music con-tinued, indoors and out, with performances fom Bobby Blackmon, Hayfire, Justin Heet, and head-liner Candlebox in the evening. Over fifty differ-ent musical performers were included in this year’s line up! Event goers were entertained by street performers, drill teams, a poker run, and a Mr. LuckyMan Hot Body Contest! Biker Games were hosted by the US Military Vets Motorcycle Club of Lake County. Fun contests such as hot dog eat-ing and water balloon toss entertained the crowds!

Sunday wrapped up the weekend’s festivities with more bikes, bands, and fun in the streets!

Vendors lined the streets, offering everything bike and biker related one could imagine! Leather abounded… as one would expect. Whether look-ing for parts to fix or enhance a bike, a new shirt, gloves, new chaps, or even something “biker” in-

spired for your favorite four legged sidekick, Lees-burg Bikefest was sure to have it! Bikers could get new ink to commemorate the occasion or simply have some airbrushing done to personalize their bike.

Local businesses showed their support by host-ing their own events and music to help enhance the annual event. Early arrivals were welcomed at Gator Harley Davidson Dealership on Thursday night. Additionally, Gator Harley provided a “The Gator Express” to shuttle people from their deal-ership to the downtown throughout Friday and Saturday.

The 17th Annual Leesburg Bikefest is organized by the Leesburg Partership, with the support of the City, Chamber, and local businesses. For more information on the Partnership or the 2014 Bike-fest, log on to www.leesburgpartnership.com


The MorTgage FirMLoretta MaiMone Broker associate

Together Tackling the Housing MarketArticle by Shelly Gerig and Photos by Bonnie Whicher

The housing market is a hot topic for many homeowners and potential buyers. With so many questions from clients, our goal is to help each family find the perfect fit for them and do it as efficiently as possible. This means finding a home that meets their needs and a mortgage company that thinks of their clients as people and not a number. With Mary rhodes from The Mortgage Firm and Loretta Maimone Loretta Maimone Broker associate, you are sure to get one on one attention and at an affordable rate-not just an interest rate either! after chatting with the business professionals, here were some pertinent questions that many people have asked them over the last year.


Q. Where are the interest rates headed-up or down?A. Forecasters have predicted rates would increase the last 2 years, but they have not. We predict they will stay low through 2013, but start to increase next year as the economy improves. Don’t miss out in locking in a fixed rate now for 15 or a 30 year mortgage!

Q. How difficult is it to get a mortgage?A. The only difficult part of getting a mortgage is the amount of documentation required. Just when you think there is not a single piece of documentation left to provide, we will ask you for more. It is not much different to qualify for a loan than before, but jut be prepared to provide what is needed in a TIMELY MANNER in order to close.

Q. Are values declining? A. Across the nation values are stabilizing or increasing slightly and Lake County is no different. The reason is simple-Supply and Demand. Demand is up as interest rates are low and inventory is shrinking. We won’t see the abnormal appreciation rates of 2005 due to increased regulation and moderate consumer confidence.

Q. Is this a good time to buy?A. Since interest rates are low and prices are affordable, it is the first time in years that you can actually own and pay less monthly than what you would pay in rent. BONUS: mortgage payments will remain consistent, but your rent could increase year after year. The tax benefits are important to consider as well!

Q. Should I consider selling now or wait until later?A. The word is out that it’s a sellers’ market and there are multiple buys and currently there is a limited inventory. Lake and Sumter counties have 2717 homes currently on the market. That is about ½ of what was available in 2009!

Q. Is building a new home the way to go?A. Other buyers are exploring the possibility of building since the inventory is at a low point which also creates new job opportunities that help our local economy. Partnering realtors and builders could mean better educating clients with the options available in the market. Every client’s needs are unique and researching with a realtor and builder will help determining what is your best move.

Q. I am not ready to buy yet, what will happen in a few years?A. The market will still be hot! Since it is recovering, interest rates may pick up and prices may be higher. The good news is that chances are with a stronger economy; you could be making more money or have better job security. The best advice is to keep your credit in check or determine how to improve it if needed. This will put you in a position for the lowest rates available when you are ready to purchase.

Q. Short sale/Foreclosure/Bankruptcy. Any hope for a home in this market?A. Absolutely! Owner financing and lease options are possible in some cases. You may qualify in as little as 2 years in a bankruptcy or 3 years after a foreclosure or short sale. If you experienced any of these credit challenges, it is best to re-establish your credit. Although you still have to wait the time required, I have seen clients gain a credit score of 700+ scores within 6 months of it happening.

Q. Is there a set amount to pay for a loan?A. With so many options, there is something for just about everyone. First there are options where you can buy a home with no money down or as little as 3.5-5% of the sales prices. Closing costs usually run 3-6% of the sales price. Motivate sellers may cover all or some of those costs for you. In some circumstances, the closing costs can be rolled into the loan.

Q. Does the buy pay the realtor?A. We get this question a lot! Buyers do NOT pay real estate commissions-the seller does. If the seller has contracted to pay a 6% sales commission, 3% will go to their agent (the realtor with the sign in the yard) and the other 3% will go to the buyer’s realtor.

Mary Rhodes The Mortgage Firm

[email protected](352) 383-3046

Loretta MaimoneBroker associate

[email protected](352) 357-2400

Tips of The Trade:1. Once you apply for a mortgage do not do

anything to jeopardize your credit rating. Do not purchase or finance anything-we mean anything- until the loan process is completed and you have closed.

2. When a person buys a house it helps our local economy. They spend money on contractors, landscaping, furniture, etc. according to the National Realtors Association every home sold pours $60,000 into the economy.

3. YTD 20% more homes sold than last year!

Trends :8-10 years ago people were buying above their means with low teaser rate mortgages and easy money. Today, people are buying within or below their means insisting on fixed rate mortgages and proceeding with cautiously optimistic attitudes.

First time homebuyers are dominating the market with the most popular price range in our market between $120-$150K. Out of state buyers looking to retire in 3-5 years are also taking advantage of our market. They are purchasing their retirement home now while rates are low and prices affordable.


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business » profile

neW body TransFormaTIons

Profile by Claudia Virga

With summer quickly approaching most of us have a “problem” area or two we would like to eliminate

on our body. Maybe it’s the extra jiggle under the arms, neck, thighs or the infamous muffin top. Many of us have tried diet and exercise with no success. What if I explained how you could lose two or more inches in only 20 minutes? Yolo curve is a cold laser that helps to shrink the fat cells. It is a natural, safe approach with no known side effects other than reducing the appearance of stretch marks and skin toning. It is offered as a package per treatment area. Each package has 9 sessions. It is recommended to go 3 times a week for 3 weeks for optimal results. The entire visit will take approximately 40 minutes.

Upon arrival they will measure you, and then place you on the Yolo Curve for 20 minutes. After your session is complete they will re-measure you, record your loss and then you will go on the vibration platform for ten minutes. It burns off the 350 to 500 calories just released from your session. The loss is permanent as long as you integrate it into a healthy lifestyle. The good news is New Body Transformations, conveniently located in Leesburg, is the only treatment center within 200 miles that has this revolutionary technology. Host a lipo laser event in the convenience of your own home and see how it works for you and your friends. For more information visit www.newbodytransformations.com or call 352-460-0577.

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business » profile

sKIn Care by ClaudIa

Profile by Claudia Virga

as a skin care professional, Claudia Virga chooses the natural path to taking care of your needs for waxing,

facials and customized skin care. For 20+ years, her mission has been to inform and encourage her clients to live life to the fullest. By this she means we are to remember to slow down and enjoy our moments in life with those we love.

As a woman, when I think of summer, I think of high skin care maintenance. In order to wear shorts, skirts, dresses and be swimsuit ready requires daily shaving. Yes, shaving is inexpensive and convenient, but it does not last very long and can be hazardous if you rush. There is an affordable alternative. Body waxing lasts four to six weeks. Over time waxing will destroy the hair follicle and the hair will grow back finer. Waxing is not just for your eyebrows, you can wax your legs, bikini area, underarms, arms and face. Don’t

worry guys, you can experience the benefits of waxing too. If you have back hair and work outdoors, waxing makes you feel cooler and prevents back-acne.

A few quick tips: • Always use a gentle scrub to exfoliate before waxing. • Your hair should be at least 1/8 of an inch in order to achieve maximum results.• Apply an antibacterial lotion after waxing in order to prevent bumps and infection.• Use a gentle toner the days following to prevent ingrown hairs. Skin Care by Claudia is located at 32749 Radio Rd, Leesburg, FL 34788. Call 352-504-2893 to schedule your waxing appointment before you hit the beach. Take a few minutes for yourself and enjoy the benefits, because you deserve to look and feel your best!

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extra » legal

medICal malpraCTICe reForm

Submitted by Brent C. Miller, Esquire

over the last ten years or so, various state legislators across the country have attempted to limit the rights

and remedies of patients who are the victims of medical malpractice. Years ago, the Florida legislature passed into law a statute that limits the amount of damages a victim of medical malpractice may receive. In that regard, the maximum award for non-economic damages in Florida in a medial malpractice case is $250,000.00 against any particular physician and $750,000.00 against any hospital.

In 2003, the Texas legislature was able to pass Proposition 12 which amended the Texas Constitution to limit non-economic damages in medical malpractice cases to $250,000. According to those that were supporting the passage of such Proposition, they contended that there would be more doctors in rural Texas communities and lower health care costs. However, a panel of professors from Northwestern University, the University of Illinois, and the University of Texas concluded that the passage of Proposition 12 had absolutely no effect on health care spending. In fact, it resulted in Texas physicians ordering more medical tests than they did before the cap was imposed, resulting in health care spending increasing

at a rate higher than the rest of the country. According to a recent article published in CHEST, The Journal of the American College of Chest Physicians, the passage of damage caps in medical malpractice cases does absolutely nothing to make health care safer or cheaper.

Similar to various state legislatures, our Federal Government has been aggressively attempting to put damage caps in place and impose other limitations on medical malpractice victims. In that regard, Senator Paul Ryan (R-Wis), the Chair of the House Budget Committee, is once again attempting to balance the Federal Budget by further restricting the rights of medical malpractice victims. His “The Path to Prosperity: A Blueprint for American Renewal” provides for limitations on non-economic damages and punitive damages, as well as various other changes, which make it more difficult for medical malpractice victims to have access to the Courts.

Notwithstanding the lack of clear budgetary benefit and the personal hardships imposed by individuals injured or killed because of medical malpractice, house republican leadership repeatedly includes these

restrictions on the state based justice system and their budget plans. According to the Institute of Medicine, approximately ninety-eight thousand (98,000) people die every year from preventable medical errors at a cost of nearly three billion dollars over ten years. This amount does not include the costs associated with those medical malpractice victims who survived the medical error.

During the past two years, I have been a Member of the Board of Directors of the Florida Justice Association, Florida’s trial lawyer organization. Each year, we Consumer (Trial) Attorneys face tremendous opposition in Tallahassee during legislative session in

our attempts to maintain full access to the courts and defeat proposed legislation which attempts to limit patient’s rights. During the 2012 legislative session in Florida, law makers passed several bills pertaining to medical malpractice cases. Most of these new laws will make it more difficult to seek redress by a victim of malpractice.

Despite significant opposition, my law firm and the Florida Justice Association is dedicated to making sure that our state legislators are reminded that accountability encourages safe health care and that patient’s rights should never be bargaining chips for their special interests.


Submitted by Jennifer Morreale, Runner’s Realm

extra » training with focus

TraInInG WITH FoCus

as runners we love hitting the pavement and logging miles but often forget the importance of whole

body training. Whole body training should consist of these 5 things: running, fueling, cross training, stretching and strength training. Following a training plan that includes all of these aspects will help you run faster, heal faster, and feel great doing it.

1. Running: Sticking with a run schedule is important so that you build your endurance and not over stress your muscles on race day. When you don’t log the miles you can risk serious injury.

2. Cross Training: Allows you to work different muscles, while still building your endurance, this should include biking, swimming, rowing, cross country skiing, and plyometrics. Cross training can prevent fatigue while running, by properly resting different muscle groups.

3. Stretching: There is a lot of controversy over whether or not to stretch before a run, but you should listen to your body and do what feels right to you. I do not stretch pre-run because I notice that I injure easier when I do, and I don’t run as strong, however I do stretch after running and am a big advocate for yoga and keeping your muscles long and lean.

4. Strength training: This is important for endurance athletes, especially runners because we can suffer muscle wasting if we skip this part of training. I do a mixture of high speed plyometrics mixed with weight circuits working the full body. Plyometrics are high intensity jumping and rebounding drills, this would include the ever dreaded burpee.

5. Fueling: This is one of the most important aspects of training because our bodies use the nutrients that we take in to fuel, recover and build. If we are lacking a proper diet our training will suffer. We need carbohydrates for energy, protein for recovery, and antioxidants for immune strength. Take a look at your diet and see where you may be lacking, and if you are unsure, ask a trainer or physician. You can also find useful nutrition information on www.runnersrealm.com

Whole body training will keep you running healthy and happy, and may even help you make that personal record you have been hoping for. For Suzy Favor Hamilton, Olympic runner, her goal was a sub-4 minute 1500 meter, and once she changed her training and fueling she consistently hit her goal.

LBL is a relationship building networking group meeting weekly to exchange valuable market and business information. Also being civic minded we contribute to local Lake County charities. If you would like to know more: Join us for lunch each Thursday 12:00 – 1:00 at Angelo’s Italian Restaurant, 2270 Vindale Road, Tavares

or visit our web site: www.lakebusinessleaders.com


D & e » roaming gourmet

pasTore’s

pIZZaArticle by Ze’Carter, The Roaming Gourmet | Photos by Fred Rahming

I cannot seem to stay out of Tavares these days. Well, part of the reason is I have decided to open another business there,

a kitchen resale and consignment store. I figured since my illness last year has left me unable to run my small café bakery, I needed another avenue to channel my love for food, so the one thing I do know about is kitchenware; so as I was downtown Tavares preparing for our June 7th, 2013 grand opening I decided to stroll downtown and see what is new for lunch. WOW! There are a lot of new things going on and one thing is Pastore’s Pizza on Ruby Street in the new second phase of the Lakeview Inn. Steve Pastore and Henry Rogure have brought a taste of the Big Apple and over 23 years of experience to downtown Tavares. Rogure and

awesome pizza. Of course I wanted to try the pizza but I also wanted to try other menu items, yes the meatballs are heavenly these too are from an “old family” recipe. I ordered an Italian sub, you can have this sub hot or cold; I prefer my salami and pepperoni hot so I had my sandwich toasted with lettuce tomato provolone cheese and a dash of their balsamic vinegar it was the perfect combination.

My husband and I normally eat out for dinner but this day we choose lunch and the lunch service was fast and fresh. My husband decided on the slice combo for lunch that was hot and ready on the table in less than 10 minutes. I guess that if you called ahead your

Pastore are not strangers to the Downtown Tavares Waterfront Entertainment District. Pastore has been renting Jet Ski’s at Al’s Landing since it opened and Rogure was the head chef at Al’s Dockside Barbeque which is now Al’s Sandbar.

Good pizza does not have to be complicated it just needs to be good, I always say. Fancy pizza and over the top ingredients are hiding something like good dough and cheese. Pastore’s knows this and their simple menu with “old Italian family recipes” and the giant New York style pies with slices so big that you must fold them in half to hold them up. Pair this along with the best ingredients like “Grande Brand” cheese with simple classic toppings we know and love make for an

order would be waiting for you when you arrived. Any time of day or night Pastore’s is great for families, they do serve beer and wine and there is a large flat screen over the bar to catch a game or two. This business is a true family affair both Rogure and Pastore have a family member or two around tossing dough in front of the pizza oven right in the dining room or ready to greet you in the very casual dining room, which is open 7 days a week. There is indoor and outdoor seating with a great view of Lake Dora no matter where you sit. I am sure there is no pizza like your favorite spot in the Big Apple but you should give Pastore’s a try you will be surprised it is really good. Call (352)508-1111 for hours and daily specials.


D & e » roaming gourmet

WaTermelon

SalaDArticle by Ze’Carter, The Roaming Gourmet

It is the beginning of watermelon season and if you don’t know just head to your local farmer’s market or roadside stand

and you will see plenty of watermelon and cantaloupe. I have mixed emotions about the first fruit of the season I expect it to be the best but in actuality this year some of the watermelon is not as sweet as mid -summer melons. No problem watermelon can still be just as tasty if used as the main ingredients to a tangy watermelon salad, granita a grown up version of a slushee or even in a salsa. I remember as a child we would enjoy watermelon with a dash of salt here and there, now that I am older I am not a big fan of salt and know the amount of salt we used would properly land most of us in the hospital but it did get me to thinking of ways I could use the first fruit of the season. My watermelon salad is the perfect side dish to take to a family barbeque, work lunch or even add chilled salad shrimp for the perfect main course on a summer picnic. My family enjoyed this salad with both blue cheese and feta you can decide which taste you prefer the “bite” of the blue cheese or the creamy mild feta the choice is yours it is great either way. The mango and jimmica are also are in season and bountiful and are usually found next to or near watermelon in the grocery stores and at the local farmers market. Jimmica will give you the sweetness you are looking for and a firm but not to green mango will

round off the flavor and give the taste buds a treat that cannot be beat! The b a l s a m i c vinegar is the thing that brings this salad t o g e t h e r and gives the fruit a great flavor, you don’t need much vinegar and you can also use flavored vinegar I used an Italian blend vinegar with fresh and organic herbs from a farmers market. (Gordon’s Good’s you can find them on Facebook at http://www.facebook.com/GordonsGoods to find what market she will be at each week or to have some delivered to you.) The more fruit you add the better this salad gets I know watermelon is the star here so make sure there is more watermelon than anything else but go ahead be creative or not the choice is yours!

woNDerful watermeloN SalaD1 small round seedless watermelon (4cups) cubed¼ cup tablespoons finely sliced red onion 1 small bunch of watercress (1/2 cup chopped)¼ cup blue cheese crumbled or feta¼ cup balsamic vinegar1 ½ cup jimmica julienned1 firm mango cubed1 pint blueberries (optional)1 pint strawberries (optional) sliced

Prepare all ingredients and combine in a large plastic bowl and toss with hands place lid over bowl and refrigerate 1-2 hours. Salad can be made a day ahead just make sure your fruit isn’t too ripe when making the salad so far in advance this so it will not break down overnight in the fridge. This recipe double and triples well just cut back on the vinegar and add to suit your taste.


Saturday June 1st, 11th and 18th1st and 3rd Saturday Wine Tasting at

the Maggie’s Attic from 6:30pm - 8:30pm

2nd Saturday Craft Beer Tasting from 6:30pm - 8:30pm

www.MaggiesAttic.us

Sunday, June 2nd, 9th, 16th, 23rd & 30th

Mount Dora Village Market - Fresh Produce and much,

much more...www.MountDoraMarket.com

Friday, June 7th, 14th,21st & 28th

ALL NEW - Table Top Team Trivia at Cody’s on 4th in Mount Dora. Play for

FREE & Win fab prizes.www.TableTopTeamTrivia.com

Friday, June 14th2nd Friday Gallery Walk in downtown

Mount Dora - 6pm to 8pm

Friday, June 14th2nd Friday Movie in the Park:

MuppettsAt Dusk in Donnelly Park

Thursday, June 20thThe Food Truck Bazaar in Downtown

Mount Dora

Thursday, June 20th11:30am Lunch and a Movie in the Mount Dora Community Building

Brought to you by Mount Dora Parks & Rec. and Lake Gazette

Saturday, June 29th, An Evening of Comedy, Magic & Mind

Games with Renowned Mentalist Paul Cozen.

www.MountDoraEvents.com

On Thu, May 16, 2013 at 1:42 PM, Janet Gamache <janet.gamache@

gmail.com> wrote:Heres the June events presented by

Visit Tavares!Thanks

Janet Gamache

JUNE EVENTS presented by VisitTavares.com

Every Mon Table Top Team Trivia 6:30PM-8PM Get a team together or

play alone. Win gift certificates and Sake! Lake Dora Sushi and Sake 227

E. Main St (352)343-6313

Every Tues- Toddler Storytime11AM-12PM Interactive songs, stories

music and crafts with Mrs Karla & Mrs Liz. in the Library Youth Room

314 N. New Hampshire Ave (352) 742-6473 FREE

Every Sat- Tavares Spirit tour

Stroll and listen to storytelling of the mysterious at haunted locations in

the downtown area. 90 mins. Starts at dark & ends at Lake Dora Sushi w/

50% off your bill (352) 617-8808

Every Wed- Bilingual Storytime11AM-12PM For children up to 5 years old. Enjoy stories, songs, rhymes and more in English &

Spanish in the Library Youth Room 314 N. New Hampshire Ave (352 742-

6473FREE

Every Thurs Extreme Karaoke at Ruby Street Grille 9PM Belt it out on the outdoor deck 221Ruby St (352)

742-7829 FREE

June 1 & 2 Hydro Drag Jet Ski Races High speed jet ski racing a on a closed course showcasing some of the best watercross racers in the

world. 9AM-5PM FREEWooton Park, 100 E. Ruby St 352-

742-6176

June 1 Pups on the Patio 4PM Socialize with your dog. Live music

and fun on Ruby St in the Downtown Tavares Waterfront Entertainment

District (352)-729-6172 FREE/ $10 for a Pawsport

June 8 & 9 Pro Hydro-X Jet Ski Tour Watch pro racers negotiate a closed course on water (similar to a grand prix track) 9AM- 5PM FREE. Wooton Park, 100 E. Ruby St 352-

742-6176

June 25 Roots and Branches Genealogy Club The topic this month is Land Records. Learn to research online and in the

courthouse. Bring a vintage gadget to share 2PM-3:30PM Library

Conference Room (352) 742-6204 FREE

Please see our video lineup of Events each month on “Around the Lake” at www.WhatToDoInMountDora.com

June 2013

Every Mon Table Top Team Trivia 6:30PM-8PM Get a team together or play alone. Win gift certificates and Sake! Lake Dora Sushi and Sake 227 E. Main St (352)343-6313

Every Tues- Toddler Storytime11AM-12PM Interactive songs, stories music and crafts with Mrs Karla & Mrs Liz. in the Library Youth Room 314 N. New Hampshire Ave (352) 742-6473 FREE Every Sat- Tavares Spirit tour Stroll and listen to storytelling of the mysterious at haunted locations in the downtown area. 90 mins. Starts at dark & ends at Lake Dora Sushi w/ 50% off your bill (352) 617-8808 Every Wed- Bilingual Storytime11AM-12PM For children up to 5 years old. Enjoy stories, songs, rhymes and more in English & Spanish in the Library Youth Room 314 N. New Hampshire Ave (352 742-6473 FREE Every Thurs Extreme Karaoke at Ruby Street Grille 9PM Belt it out on the outdoor deck 221Ruby St (352) 742-7829 FREE

June 1 & 2 Hydro Drag Jet Ski Races High speed jet ski racing a on a closed course showcasing some of the best watercross racers in the world. 9AM-5PM FREEWooton Park, 100 E. Ruby St 352-742-6176

June 1 Pups on the Patio 4PM Socialize with your dog. Live music and fun on Ruby St in the Downtown Tavares Waterfront Entertainment District (352)-729-6172 FREE/ $10 for a Pawsport

June 8 & 9 Pro Hydro-X Jet Ski Tour Watch pro racers negotiate a closed course on water (similar to a grand prix track) 9AM- 5PM FREE. Wooton Park, 100 E. Ruby St 352-742-6176

June 25 Roots and Branches Genealogy Club The topic this month is Land Records. Learn to research online and in the courthouse. Bring a vintage gadget to share 2PM-3:30PM Library Conference Room (352) 742-6204 FREE

Please see our video lineup of Events each month on “Around the Lake” at www.VisitTavares.com


Youth Flag FootballIn the Game Sports is a five-on-five noncontact flag-football league in Clermont for children 5 through 16. Games are played once a week on Sunday afternoons at Lake Felter Park in Clermont. The season runs from June 23 through August 11. Registration may be completed online. For more information, call 352-535-0084

The IceHouse Theatre presents “Perfect Wedding”The comedy is set in an upscale hotel during the wedding weekend of Bill and Rachel. Bill wakes up on the morning of the wedding in the bridal suite -– in bed beside Judy, a beautiful and undressed stranger. He has no idea how they got there. The comical confusion grows when they are joined by the best man, Tom, a hotel maid, Julie, the mother of the bride, Daphne and finally, by the bride herself, Rachel, who arrives to prepare for the big day. For tickets and show times, call 352-383-4616

Clermont Family Food Truck nightFamily Food truck night offering a variety of culinary delights from food trucks in the heart of Historic Downtown Clermont from 5:30-9:30 pm. The downtown shops are open late. Call Betty Whittaker at 352-874-9535 or visit wwwclermontdowntownpartnership.com

Food Truck n’Flick NightJoin us as the Gourmet Food Trucks assemble in Historic Downtown Leesburg serving their gourmet fare and culinary wonders from 5:30pm. Hang out downtown and enjoy a blockbuster movie right on the square. Remember to bring your blankets and lawn chairs. For details and titles of movies visit: oodtrucknflick.leesburgpartnership.com or like us on facebook.com/leesburgevents.

Taste of the Caribbean & Jerk FestivalThe festival will be hosted by the Caribbean-American Association of Lake County in celebration of Caribbean Heritage month. The event will be held at Clermont Waterfront Park, starting at noon and parking is free. There will be live entertainment: steel band, reggae, soca, jazz and country music. Activities will include dominoes, cricket, jerk cook-off competition, face-painting and a kids’ zone. Vendors are welcome to register. For more information or ticket prices, call 407-312-3909.

4th Annual Leesburg CornfestThe 4th Annual Leesburg Cornfest will feature famous Zellwood sweet corn. Enjoy live entertainment, festival food, games and contests at this family-friendly event. The fun is from 10am-7pm in downtown Leesburg. Call Downtown Leesburg Business Association at 964-221-4177 or log on to www.itsyourdowntown.com

Battle of the Branches Bowl-A-ThonOperation:Care 4 R Troops presents: Battle of the Branches Bowl-A-Thon at Break Point Alley in Tavares. Sign up individually or as a four-person team. There will be a 50/50 Raffle and prizes for the the highest-scoring team from each of the five branches. Register online or donate toward a team online. Registration includes three games and shoe rental for each registrant. Games begin at noon. Call 386-215-5560 for more information

2013 Cattle Barons’ Ball of Lake & Sumter CountiesSince 2002, the Cattle Barons’ Ball of Lake & Sumter Counties has been the premier western-styled event to attend. The 2013 Ball, held at Lake Receptions, features gourmet western fare, live and silent auctions, casino games, champagne & caviar dreams, signature drinks, entertainment, dancing and so much more. This western-themed event is one of a kind and one of the hottest events in Lake and Sumter Counties. For more information or to purchase tickets, call 352-326-9599 or log on to www.cattlebaronsballlake.com

JuneMay 31 - JunE 23, SunDayS

06 ThurSDay

07 FrIDay

08 SaTurDay

15 SaTurDay

01 SaTurDay 22 SaTurDay

D & e » event calenDar

Tavares Friday Morning MarketWooton Park 9am – 1pm www.tavares.org

Leesburg Saturday Morning Market 8:00 am to 2:00 pm on Towne Square, in Historic Downtown Leesburg. www.leesburgsaturdaymorningmarket.com

Mount Dora Village Market9 am to 2 pm at 125 Edgerton Court www.whattodoinmtdora.com/farmers_market/

Sunday Morning Market Downtown Clermont 9 am – 2pm on Montrose Streetwww.clermontdowntownpartnership.com

FrESh ProDuCE MarKETS

LeesburgLeesburgEvents!

www.LeesburgEvents.com or facebook.com/LeesburgEvents

FOCUS Magazine Lake COUnty may 2013 31© Puzzle Features Syndicate

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ACROSS 1. Mr. Sedaka 5. First right to

claim 9. “__ grief!”13. Escapee

hunters14. Tire type16. Fargo and Reed18. Motive19. In a sinister way20. Translated into

symbols22. Pale23. Black cuckoo24. Appomattox

surrenderer25. Notice26. Actress Joanne27. Denver, for one28. Like wearing a

fur, nowadays30. Space station

launched in ’8631. Brontë heroine32. Hard __ rock33. First __35. Mr. Mineo36. Battery size37. “__ a Very Good

Year”; ’66 song38. Bucks40. Roger or Dennis42. Beverage43. Most luxurious45. Snorer’s risk,

sometimes46. Wizards’ org.48. Player’s stat.51. “That’s silly!”52. Will subject54. Julia of film and

song55. Prickly item56. Visionary57. 1952-53 Robert

Cummings TV series

58. Basso Pinza59. Do drugs60. Alcott’s initials61. Ginger __62. __-cone64. Mr. Kilmer65. Cal. page66. Verily67. Oaf68. “...of prevention

is worth __...”70. Footwear for the

adventurous72. Mil. branch73. Towel word74. Shot from a

hidden position75. Contraction76. Trip-producing

letters77. UN member78. “I __ Anyone Till

You”; Frank Sinatra song

79. Life raft problem

81. Bread topper83. Slight variation85. Deprive of personnel86. Metal fasteners88. Help with the dishes89. Garden tool91. Interest-yielding accts.92. __ Plaines, IL95. Word from the clumsy96. Not backwards97. Boredom99. Band of fabric

100. Supportive cry101. Vending machine

purchase102. Added room, often104. Gobbled up105. Intelligence106. Respected retirees108. Begin again110. Pupil coverer111. Cuban export112. Prolonged attacks113. Add at the end114. Shoe store offering115. Comedian Mort116. Contemptible

DOWN 1. Father and sons 2. City in Germany 3. “When the frost __ the

punkin...” 4. Dykstra or Goodman 5. Boat lowerers

6. First name in tyrants 7. Father and daughter 8. Business transaction 9. One doomed10. In the past11. “...__! never can it

be!...” (William Blake’s “On Another’s Sorrow”)

12. Father and adopted daughter

13. Dough for tacos14. City near Lake Tahoe15. Alkaline substance16. Father and daughter17. California mission

founder18. Princely title21. Member’s payments23. Father and son29. New parents’ purchase30. __ West31. Printemps’ follower33. Over34. Suffix for rook or book36. So. state37. Prefix meaning “of the

Boot”39. Scarlett, for one41. French article43. Albums, for short44. Ineffective45. Enzyme ending47. Erect49. Arresting

50. Outrage53. Gets rid of54. Musical show57. Fellows63. State one’s views

about65. City in Japan66. “The King and I”

star67. Buddies69. Make a choice71. Sault __ Marie74. Word with Juan or

Francisco75. Holiday entrees78. Dobbin’s dinner80. Wrap up82. Commercials84. Subject for Keats86. Use a drill87. Wanders90. Canine coating93. City in England94. Actor John96. __ Fields98. Early Coloradans99. Slaves

101. Pen residents102. Pausing sounds103. Lanai rings105. Piece of furniture107. One of Pooh’s

friends109. Word of disgust110. Hailed vehicle

WHO’S YOUR DADDY? by Calvin R. & Jackie Mathews

D & e » crossworDA WOMAN’S FINANCIALREALITY AND NO ONE ELSE.

Did you know Social Security income

represents 2/3 of income for women 65 and older? Without Social Security

an estimated 58% of widows age 65 and older

would live in poverty!(1)

How do you plan to arrange a comfortable

future for yourself? By meeting with a

financial consultant who can help you.

1. thehill.com/blogs/on-the-money/801-ecomony/126543-changes-to-social-security-could-negatively-affect-women

Securities and Investment Advisory Services offered through Woodbury Financial Services, Inc. Member FINRA, SIPC and Registered Investment Advisor. Newman & Associates PA and

Woodbury Financial Services are not affiliated entities.

YOUR FINANCIAL FUTURE IS UP TO YOU…..

2100 Citrus Blvd.Leesburg, Fl352-728-1122

www.newmanandassociates.net

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Who's Your Daddy?

All spinal surgeries are not created equal. The NeuroSpine Institute’s renowned minimally invasive surgery means

shorter downtime for patients so you can GET BACK TOYOUR LIFE

Microendoscopic SurgeryComputer-Assisted Neuronavigation

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Dr. Mitchell Supler brings 17 years of experience to NeuroSpine Institute. Dr. Supler graduated with honors from the University of Florida College of Medicine in 1989, receiving the Lyerly Award for excellence in Neurosurgery. He completed his residency in Neurosurgery at the University of Florida in 1996, having trained with Dr. Masson. Dr. Supler was trained by Dr. Albert Rhoton, the father of microneurosurgery while at the University of Florida, in advanced microneurosurgical anatomy and surgery.

Dr. Robert Masson, founder of the NeuroSpine Institute, com-bined his skills in microneu-rosurgery with his passion for sports to create the fi eld of sports spine surgery. Inventor of iMas, an intepedicular minimal access surgery of the lumbar spine, he is responsible for the education, product development and re-search for Synthes Spine in iMas productis and techniques.

ORLCM_120700_NeuroSpine_FP.indd 1 12/14/12 11:23:04 AM

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