fund your future brochure
TRANSCRIPT
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ContentsMy cg 2013-14
1 Financial aid basicsTop 5 things you must do
2-3 Financial aid timeline and checklist
4 Start with the FAFSA orCaliornia Dream Act application
4 Get ree help
5 Caliornia Dream Act fnancial aid
6 Cal Grants are ree money
7 More ree money
8-9 Cal Grants: Opportunities to apply
Bac Check out these websites
This brochure is provided or students and amilies by the Caliornia Student Aid
Commission in partnership with ECMC. Schools can order additional copies atwww.cmc.g/pbca.
2012 Caliornia Student Aid Commission. All rights reserved. The Caliornia Student AidCommission and its associated graphic are the registered service marks and Fund YourFuture is a registered trademark o the Caliornia Student Aid Commission.
www.acb.cm/CsAC.sACmm
FinAnCiAl AidBAsiCsFinancial aid is available to manage the cost o attendingcollege or training ater high school. Think o it this way: F irst,take the cost to attend, then subtract the ree money grantsand scholarships and that will give you the Net Cost toattend college. Then, look or options to pay the net cost. Lookor grant and scholarship money frst; that money doesnt need
to be repaid. I needed, consider loans; however, loans mustbe repaid with interest.
Financial aid covers tuition, ees, books, rent, ood,
transportation and other living expenses even or part-time
students. Learn more at www.a..gv.
tp 5 g y Must mamzy faca a
1 Submit the Free Application or Federal Student Aid, orFAFSA, at www.aa.gv between Jaay 1-Mac 2.
2 Caliornia Dream Act, eligible AB 540and AB 131 students, complete the
secure online Caliornia Dream Act application atwww.caamac.g.
3 Submit your verifed GPA or the Cal Grant programby Mac 2.
4 Apply or national and local scholarships (see back cover).See your schools college advisor or help.
5 Talk to your amily aboutpaying or college. Tellthem they can assist just
by helping you completethe FAFSA.
C fye cege
Grants &sCholarships
ne C
-
=
Options to pay net costs:
Work-Study
Federal Student Loans
Other options:
Family contributions
Payment plan oered by college
Parent PLUS loan
Military or other Service benefts
Private education loans
CADREAMACT
CADREAMACT
You should apply or
fnancial aid even beore
you fnd out i youve been
accepted to a college.Otherwise, you may miss
out on grants, scholarships,
and other ree money.
1
http://www.ecmc.org/publicationshttp://www.ecmc.org/publicationshttp://www.facebook.com/CSAC.StudentAidCommissionhttp://www.facebook.com/CSAC.StudentAidCommissionhttp://www.fafsa.gov/http://www.fafsa.gov/http://www.facebook.com/CSAC.StudentAidCommissionhttp://www.ecmc.org/publications -
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FinAnCiAl AidtiMeline AndCheCklist
FAlloF senior
YeAr
BeGinninGin JAnuArY
sPrinG/suMMer
peeFocus on your grades and
credits to graduate.
Search online or scholarships
(see back cover).
Attend your schools Fall
fnancial aid workshops.
Ask i your school will submityour verifed Cal Grant GPA
electronically, or i youll
need to submit it using
the paper Cal Grant GPA
Verifcation orm, located at
www.cg.g.
aySubmit your FAFSA or CA
Dream Act application and
verifed Cal Grant GPA ater
January 1 and beore Mc 2.
I your parents (or you) havent
yet completed a ederal tax
return, use estimates. Make
updates or corrections later.
Ater you submit a FAFSA,
review your Student Aid Report
(SAR) or eligibility.
Kee tgee
Keep all o your FAFSA orCA Dream Act and Cal Grant
online account inormation in
one place or easy access.
DedeApply or a Cal Grant by the
Mc 2 deadline.
Check with each college
youre considering about other
fnancial aid deadlines and
mark your calendar.
Fee heFree fnancial aid is available:
never pay or the FAFSA
or to have it completed or
you. Attend a Free Cash
or College workshop in
January or February or help
completing the FAFSA or
CA Dream Act application
and other orms. For dates
and locations, go to www.
cccege.g.
tck yu C GAter youve completed
your FAFSA, visit
www.webg4ude.g
to open your very own
Cal Grant account. You can
review your Caliornia Aid
Report (CAR), which youll
receive in an email notifcation
ater you apply and are
approved or a Cal Grant. You
can make corrections and
updates on fnal school choice
and confrm your high school
graduation.
Eue & CmeWatch and respond to college
acceptance letters and
fnancial aid oers.
Review fnancial aid oers
careully; ask questions.
Use the Compare Your
Aid Awards tool at www.
bguue.cegebd.g.
Consider grants, scholarships,
work-study and other aid you
dont have to repay beore
accepting a student loan.I needed, borrow only what
you need, and check out low-
interest ederal student loans
at www.ude.g.
Exe & CmeTalk to your high school
counselor about your collegeplans and fnancial needs. Ask
about scholarships oered
by local organizations and
businesses.
Browse the Web or college and
career planning tips (see back
cover).
Use cost calculators to help you
determine the cost o education
at a particular school. Schools
are required to have these
calculators available to you
online.
2 3
http://www.calgrants.org/http://www.calgrants.org/http://www.californiacashforcollege.org/http://www.californiacashforcollege.org/http://www.webgrants4students.org/http://www.bigfuture.collegeboard.org/http://www.studentloans.gov/http://www.studentloans.gov/http://www.bigfuture.collegeboard.org/http://www.webgrants4students.org/http://www.californiacashforcollege.org/http://www.californiacashforcollege.org/http://www.calgrants.org/ -
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CAliForniA dreAMACt FinAnCiAl Aid
The Caliornia Dream Act o 2011 allows undocumentedand documented students who meet the requirements
below to apply or and receive state fnancial aid and privatescholarships administered by Caliornia public collegesand universities.
Get Free helPs ca g p appyg faca ai P: Ask your school or help, attend your schoolsfnancial aid event or a ree Caliornia Cash or Collegeworkshop in January or February. Cash or College workshopsoer help in other languages. Students can get help applyingor Dream Act aid. For dates, locations and what to bring, go towww.caacacg.g .
o: At www.aa.gv, fnd help or questions or clickon the Live Help button located inside each page.
P: Call the U.S. Department o Education at1-800-433-3243 (TTY 1-800-730-8913) Mondaythrough Friday (up to 9 p.m. Pacifc time) orduring their extended hours on Saturdayand Sunday.
hiGh sChool seniors MAYquAliFY For $1,000High school seniors who attend a Cash or Collegeworkshop and apply or a Cal Grant by the Mac 2deadline could qualiy or anextra $1,000 scholarship.
p://www.acb.cm/Ca..Cg.Caa
CADREAMACT
Your Caliornia Dream Act application inormation is not
shared with ederal databases. Dream Act student andparent inormation is protected by the same privacy andinormation security laws and saeguards as all otherCal Grant applicants.
Students can apply online or a
Cal Grant, Chaee Grant and other
state aid using the Caliornia
Student Aid Commissions secure
Caliornia Dream Act application atwww.cdemc.g.
Apply or a Cal Grant, or UC and CSU
institutional grants, by March 2.
Other state Dream Act aid such as
EOP, EOPS, CARE and Cal-Works may
be available through your campus.
Contact your fnancial aid and
scholarship ofce or urther details.
Apply or scholarships at campuswebsites.
Visitwww.mde.g and
www.e4c.gor a list o
scholarships.
Community college students apply
or a Board o Governors Fee Waiver
(BOG) or January, 2013 term.
Who iseliGiBle?
BeGinninGin JAnuArY
2013
FAll 2012
stArt Withthe FAFsA orCAliForniAdreAM ACtAPPliCAtionGo online and complete the F Appca Fas A, or FAFsA. The FAFSA is the universalapplication or most fnancial aid or higher education. Theederal government, states and colleges use the results todetermine how much fnancial aid you may qualiy to receive.
Undocumented students should completethe Caliornia Dream Act Application atwww.caamac.g.
The FAFSA and Caliornia Dream Act applications ask orinormation about you, your amily, your fnances and yourcollege plans.
CADREAMACT
stUDEnts Who:
Have attended a Caliornia high school
or a minimum o three years;
Graduate rom a Caliornia high school
or pass the Caliornia High School
Profciency Exam (CHSPE) or get a
General Equivalency Diploma (GED);
Enroll in an accredited and qualifed
Caliornia college or university;
Fill out an afdavit to legalize
immigration status as soon as eligible.
4 5
http://www.californiacashforcollege.org/http://www.californiacashforcollege.org/http://www.caldreamact.org/http://www.maldef.org/http://www.maldef.org/http://www.e4fc.org/http://www.fafsa.ed.gov/http://www.fafsa.ed.gov/http://www.fafsa.ed.gov/http://www.caldreamact.org/http://www.caldreamact.org/http://www.fafsa.ed.gov/http://www.fafsa.ed.gov/http://www.e4fc.org/http://www.maldef.org/http://www.caldreamact.org/http://www.californiacashforcollege.org/ -
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CAl GrAnts AreFree MoneYAPPlY BY MArCh 2tw m, w p
1 Submit your FAFSA between January 1 and the Cal Grantdeadline oMac 2.
2 Submit your verifed Cal Grant GPA (or GED, SAT orACT score) to the Caliornia Student Aid Commission byMac 2. Ask your school i it will submit your Cal GrantGPA electronically or i youll need to submit the paperCal Grant GPA Verifcation orm. I you need to submit yourGPA, check with your counselor or fnd the orm online atwww.caga.g. You must give it to a school ofcialor verifcation beore mailing itthe paper verifcation ormcannot be submitted online.
I you missed the Mac 2 deadline and plan to attend aCaliornia Community College in the all, you have a seconddeadline ospmb 2. However, Cal Grant awards or
those who apply by spmb 2 are limited, so apply byMac 2 i you can.
t Ca Ga gaaI youre a high school senior, graduate rom a Caliorniahigh school, meet the eligibility requirements and applyby Mac 2, youre guaranteed toreceive a Cal Grant.
typ Ga C egby
Fede pe G
Up to $5,550 a year (2012-13).Visitwww.uded.ed.g
Your cost o attendance and expected amilycontribution
Whether attending ull or part time
Must not already have a bachelors degree*
Fede sueme
Educ ouy G(FsEoG)
From $100 to $4,000 a year (undsare Iimited).Visitwww.uded.ed.g
Your cost o attendance and expected amily
contribution
Priority given to Pell Grant recipients with thelowest expected amily contributions
Whether attending ull or part time
Fede tEaCh G
Up to $4,000 a year.Visitwww.uded.ed.gorcontact the fnancial aid ofce atthe college or university you planto attend
Be enrolled in, or plan to complete, courseworkto begin a teaching career
Maintain a cumulative GPA o at least 3.25
Sign agreement to serve as a paid ull-timeteacher in a high-need feld serving low-income students
Agree to teach at least our academic yearswithin eight years o completing your programo study
I you ail to complete your obligation, the grantconverts to an unsubsidized Staord loan you
must repay with interest
C Cee G
Up to $5,000 a year or job trainingor college in addition to any otherstate or ederal aid you receive.Visit www.cee.cc.c.g;call 1-888-224-7268; or contactyour school, caseworker orIndependent Living Coordinator
You are or were in oster care between ages16-18
Stay in school and maintain good grades
Be enrolled at least hal time
RequiresaChafeeGrantapplication(doesntrequireaSocialSecuritynumber)
Cd Deeme G
$1,000 a year (at a CaliorniaCommunity College) or $ 2,000 ayear (at a our-year college); up to$6,000 total.Visit www.cc.c.g; choose
Financial Aid Programs or call1-888-224-7268
Be pursuing a chiId development permit andplan to work at a licensed childrens center inCaliornia
Must sign a Service Commitment Agreementto teach or supervise in a Caliornia Iicensedchild care acility
RequiresaChildDevelopmentGrantapplication
lw Eceme pee
Deede G
Up to $13,665 a year.Visitwww.cc.c.gand chooseFinancial Aid Programs or call1-888-224-7268
Dependent or spouse o a Caliornia peaceofcer, frefghter or certain other lawenorcement employee who died or became100 percent disabled in the line o duty
RequiresaLawEnforcementPersonnel
DependentsGrantapplication
Uey C (UC)
Visitwww.ueyc.edu
Nearly two-thirds o all undergraduate studentsreceive UC grant and scholarship aid, with anaverage award o about $14,000
C se Uey (CsU)
Visit www.ce.edu orwww.cume.edu
The CSU grant assists Caliornia residents withfnancial need
C Cmmuy Cege
(CCC) Bd Ge (BoG)
Fee We
Visit www.cdcege.cm
I you qualiy or a Cal Grant or have fnancialneed, you may receive a ee waiver
CompletingtheFAFSAisrecommended,
regardlessofthetypeofCCCFeeWaiver,toqualifyforfederalandmorestateaid.
More Free MoneY
*Except or students working toward teacher certifcationor enrolled in a fve-year baccalaureate program.
File A FAFsA to Be Considered For these GrAnts
6 7
http://www.calgrants.org/http://www.calgrants.org/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.csac.ca.gov/http://www.csac.ca.gov/http://www.csac.ca.gov/http://www.csac.ca.gov/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.studentaid.ed.gov/http://www.calgrants.org/ -
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For more inormation, visit www.caga.g
or www.cac.ca.gv. Every year you attend college, submit your FAFSA.
tac Y Ca Ga:
Open a WebGrants4Students Account to track your Cal Grant.
Visit www.wbga4.g ater you have
submitted your FAFSA or Caliornia Dream Act application.
CAl GrAnts:oPPortunitiesto APPlY
hiGhsChoolsenior
hiGhsChoolGrAduAte
CoMMunitYColleGetrAnsFerstudent
otherstudents
CAreerteChniCAl
sChoolstudent
Apply as a high school senior by Mc 2 Cal Grants are worth up to $12,192 annually, depending on your
school and attendance
Use at a qualiying campus or up to 4 years
Best option to maximize the Cal Grant
All public and many private Caliornia Institutions qualiy. Check
out where your Cal Grant can be used at www.cg.g
Apply ater high school & within 1 year o high
school graduation or GED
Up to 4 years o Cal Grants o up to $12,192
Complete FAFSA/Submit High School GPA by
Mc 2
Go back to the high school you graduated rom
or your GPA
Transerring rom a community college to a 4
year school
As a Caliornia Community College Transer
student, as long as you are under the age o 28
Apply by Mc 2 in the year you plan to
transer
All other students can apply or Competitive Cal Grants
I you are a Caliornia Community College student, apply or a
competitive Cal Grant by completing the FAFSA and Cal Grant
GPA by seembe 2 o each year. Your college will submit your
GPA or you. You must submit a FAFSA.
Students o any age can apply or competitive Cal Grants
by the Mc 2 Cal Grant deadline.
Cal Grant C Career Technical Grant
Complete FAFSA by Mc 2
List Career Technical School on FAFSA
Course o study must be occupation or
career technical
Best PlACeto stArt
ChECK For a Cal GrantEliGiBlE sChool at
WWW.CsaC.Ca.Gov
8 9
http://www.calgrants.org/http://www.csac.ca.gov/http://www.webgrants4students.org/http://www.calgrants.org/http://www.csac.ca.gov/http://www.csac.ca.gov/http://www.calgrants.org/http://www.webgrants4students.org/http://www.csac.ca.gov/http://www.calgrants.org/ -
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ColleGe FundinG
C ude d & C Gwww.calgrants.org
www.csac.ca.gov
*www.ca.gov/education
C C Cege
*www.caliorniacashorcollege.org
Deme euce
www.caldreamact.org
www.e4c.org
www.malde.org
http://preparate.collegeboard.org/
resources
Fede fc d
*www.asa.gov
*www.studentaid.ed.gov
*www.studentloans.gov
scse
*www.scholarshare.com
sc im
www.astweb.com
*www.collegeboard.com/paywww.scholarships.com
www.zinch.com/
ac amec c
www.unc.org
a amec c
www.apias.org
Ge Meum c
www.gmsp.org
l c
*www.hs.net
www.malde.org
ne amec c
www.bie.eduwww.collegeund.org
www.aises.org/what/programs/
scholarships
s c
www.ncaa.org
sc ud
*www.tc.gov/scholarshipscams
ColleGe Costs And CAreerexPlorAtionwww.caliorniacolleges.edu
*http://collegenavigator.ed.gov
www.whodouwant2b.com
www.fnaid.org
CheCk out these WeBsitesColleGes
C ubc cegewww.caliorniacolleges.edu
C Cmmuy Cege
*www.icanaordcollege.com
C se Uey
*www.csumentor.edu
Uey C*www.universityocaliornia.edu
ideede C cege
www.aiccu.edu
thinGs to knoWidey e
*www.tc.gov/idthet*www.idthetcenter.org
sm bwg
*www.studentloans.gov
tx beef
www.irs.gov/pub/irs-pd/p970.pd
other resourCesaCt sat
www.actstudent.org
*www.collegeboard.org
ameC/uee
www.americorps.gov
*www.caliorniavolunteers.org
Cze/Deeed ac Cdd a
*www.uscis.gov
Fe yu g d m
www.chaee.csac.ca.gov
www.osteryouthhelp.ca.gov
www.calyouthconn.org
www.calgrants.org
he cee
*www.healthjobsstarthere.com
Jb ed
www.bls.gov/emp
sude w dbe
www.heath.gwu.eduwww.dor.ca.gov
My d ee beef
*www.todaysmilitary.com
www.gibill.va.gov
*Provides information in Spanish
I 1 225 000 9 12
www.acb.cm/CsAC.sACmm
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