generations magazine winter 2010

redefining life after 45

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DepressionHow to beat

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Fit &Fabulous

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Fashionsthat Flatter Bring out the best inyour figure

SmartInvestmentMoves for 2010Jonathan Bostwick offers advice

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PublisherGia Ricottone

EditorPamela Smith

Art DirectionAdvertising Dynamics & Art Inc.

Advertising SalesDorothy RicottonePaul Gembs


Generations MagazinePO Box 961 | Port Jefferson Sta., NY 11776

ph. 631.473.0388www.generationsmagazine.com

C O N T R I B U T O R S

Terry Shapiro, DMD

Lisa Makrides, MD, PC

Jonathan Bostwick

Kathy Savage

Dr. Edward H. Cussatti

Jodi Harrison

Paul Anthony

Joanne Nelson

Bridgette Raes

The contents of Generations Magazine may not be reproducedwithout the publishers written consent.

Generations Magazine provides information of a general naturewith the understanding that neither Generations Publishing nor its

affiliates are engaged in rendering medical advice orrecommendations. Information provided should not be considered

a substitute for a consultation with a licensed physician.

We asked and you answered!

Much of the subject matter in this issue is in response to questionsposed by our readership. Keep it up, and we will post and answer thosequestions for you in future issues.

Most readers are concerned with staying healthy. As we all know, goodhealth begins with a healthy body weight. Read 20 Ways to Cut 500 Caloriesa Day, and Obesity Solutions, and practice better eating habits. JodiHarrison takes the blame away from age; Fit & Fabulous at 50 proves thata healthy diet and exercise will increase your metabolism, thereby makingyour body more efficient and burn more calories.

Two problems that are predominant during the winter are discussedin Facts about Depression and Healthy Winter Skin. Get the tips andsolutions!

In our Lifestyle & Entertainment department we now feature a giveawaypage and calendar of events, what I call the “fun stuff.” We have alsoincluded some uplifting reading: Resolve to Laugh More, and Skiing towardEnlightenment.

Generations wants to help you look your best with tips on hair color,fashions that flatter, accessorizing and putting it all together.

Finally, as this year is underway and with hope for a stronger economy,our financial department can answer some of your questions aboutforming a household budget, smart investment choices and common

pitfalls to avoid when financing your child’s education.Winter is a time when we bundle up and hunker down. The

cold nights keep us at home, so enjoy a hot meal (maybe a heartybowl of soup), a warm fire and a good movie.

The shortest day of the year has passed, and you can nownotice minute by minute, the days getting longer, as anotherwinter will soon pass on and we look forward to the first signsof spring.

Gia Ricottone - Publisher

Publisher’s Corner


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Massage therapy is probably one of the mostcommon methods of treating and preventingpain available today.

It can provide relief from the symptoms of anxiety,tension, depression, insomnia, and stress, as well asback pain and some forms of chronic pain. It’s alsofrequently recommended for the treatment of minorsports injuries and repetitive stress injuries and for theenhancement of physical conditioning. It encourageshealing by promoting the flow of blood and lymph,relieving tension, stimulating nerves and stretchingand loosening muscles and connective tissue to keepthem elastic.

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winter 2010

cover articles


crosswordsolutionpuzzle on page 35

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You can enter to win by visitingwww.generationsmagazine.comand clicking on "Giveaways"

See page 22 for details

12 Fit & Fabulous at 50Jodi Harrison, nutrition & fitness expert

16 DepressionHow to beat the blues

26 Fashions that FlatterBring out the best in your figure

33 Smart Investment Moves for 2010Jonathan Bostwick offers advice

departmentsHealth & Wellness

5 Pain & Stress Relief throughMassage Therapy

9 Obesity Solutions13 Healthy Winter Skin14 20 Ways to Cut 500 Calories a Day35 Oral Cancer Screening

Lifestyle & Entertainment18 Laugh More in the New Year20 Skiing Towards Enlightenment22 Giveaways - Click & Win24 Calendar of Events35 Crossword Puzzle

Beauty & Fashion28 Fabulous Fashion Tips28 Is Your Hair Color Aging You?

House & Home30 Recipes: Soup is Good for the Soul

Money & Investment34 Financing Your Child's College

Education36 Simple Household Budget


Obesity is a disease that has reached epidemicproportions in the United States.

Studies by the National Institutes of Health tell usthat approximately 60% of the US population is eitheroverweight or obese. This represents around 100 millionAmericans, 50 million of whom are obese. The vastmajority of the obese suffer from one or more of up to 30medical conditions that are directly related to obesity.This pattern of failing health leads not only to poorquality of life, but also to a 50-100% increase risk ofpremature death. This represents between 5 and 20years of life lost.

Aggressive steps must be taken to combat thisepidemic, but traditional therapies fail to help mostpatients. While medical treatment with diet and exerciseregimens are always the first line of therapy, the NIH hasdetermined that up to 95% of patients fail to loosesignificant long term weight with any combination ofdiet, exercise, behavioral modification or medications.For these patients, a cure to obesity exists in the form ofsafe and effective surgical options.

Combining a basic commitment to a healthy andactive lifestyle with one of several surgical weight loss

treatments has been proven to yield dramatic,long term results. The most common and mosteffective options are the laparoscopicadjustable gastric band, the gastric bypass

procedure and more recently the sleevegastrectomy procedure. Any of theseoptions can help a patient loose between

55 and 85% of excess weight for yearsbeyond surgery, usually for life. This kind of

long term weight loss has been proven toeither cure or significantly improve most of themedical problems induced by obesity. Studieshave also shown that achieving this kind oflong term weight loss extends the lives ofpatients that once suffered from obesity. Aspecialty trained surgeon can often perform

these procedures with minimally invasivetechniques to help the patient recover quicker, with lessdiscomfort, scaring or complications. While no surgicalendeavor is without risks, experience and specialtytraining in the field of weight loss surgery, hasdramatically improved the safety of these interventions.These surgical options available to the obese patient arethe most powerful weapons available to combat thisepidemic.

For further information please contact Edward H. Cussatti MD, FACS. 631.422.0909.www.islandbariatrics.com.

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Welcome to

Amber CourtWelcome to Amber Court - an affordable choicein Assisted Living.

If current housing arrangements are no longersafe or desirable, Amber Court is an extraordinaryalternative. Golden citizens can maintain theirpersonal best when independence and socializationare paired with support.

Residential services, personal care assistance andmedical supervision are valuable features of thislifestyle. And if needs increase, a unique Medicaid-funded Assisted Living Program (ALP) is in place forthose who qualify. With onsite Board certifieddoctors and registered nurses, Amber Court offers acontinuum of care that goes beyond traditionalassisted living.

Maturing is a natural process that extends over alifetime. When an environment adapts to meet theevolving needs of older people, they are more likely toremain in familiar surroundings. “Aging in place”allows comfort and continuity throughout thosechanges. Each Amber Court Assisted LivingCommunity is designed to help residents managenew challenges with grace, dignity and success.

The friendly ambiance of Amber Court feels like awarm embrace. A devoted, experienced team ofprofessionals provides nurturing support whileappreciating each resident’s individuality. Thiscustom-tailored, responsive approach defines AmberCourt where enthusiasm, commitment, anddedication are its hallmarks. Add to that astimulating recreation program and hotel-likesetting, and the result is a vastly improved quality oflife.

Amber Court Communities are family owned andmanaged. Since1968, founders Alfred and JudithSchonberger have brought unmatched quality careto seniors. A second generation of family members isat the helm of every location. They are a visible dailypresence upholding long established values andtraditions. Their active participation assures thepreservation and continuation of an outstandinglegacy.For more information, call the Long Island RegionalDirector, Robin Marks. She can be reached at:516.334.3838 or by email:[email protected].


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Odds are that we’re also eating more than we shouldbe. The five extra pounds that crept up without warninghave suddenly turned into a stubborn 10 or 20 that justwon’t seem to come off. What can we do?

As we approach our mid-thirties, our metabolismslows by three to five percent per decade. At age 55, werequire 150 fewer calories per day than in our thirties.Simply put, the more calories you take in than youburn, the more weight you’ll gain.

Your BMR is the largest factor in determining youroverall metabolic rate and how many calories you need tomaintain, lose, or gain weight.

So what can you do to boost your metabolism as youage? Maintaining or increasing your metabolism isabsolutely possible, but it does take motivation,consistency, and dedication. By following a few simplesteps, including exercising and eating right, you can shedunwanted weight and live a healthier, longer life.

Redefine Your Diet The idea of changing your diet can be scary and

disconcerting. Over the years you’ve developed personaltastes to foods and nobody likes the idea of suddenlyhaving to give up the foods they love. With a few easychanges, however, you will see results.

Increase your consumption of lean proteins (chickenand turkey breast, white fishes, lean meats, and eggwhites) to 30% of your daily diet. Vegetables, fruits, andcomplex carbohydrates such as oatmeal, brown rice, and

bran should make up roughly 50% of your daily foodintake. The remaining 20% can be reserved for healthyfats, such as olive oil, fish oil (liquid form is best), salmon,and avocado. These healthy fats are an essentialingredient in building lean muscle mass. The more leanmuscle mass on your body, the higher your metabolismwill be – ultimately resulting in weight loss.

And, contrary to popular belief, do not skip meals!Starving yourself will only slow your metabolism further.It’s important to eat four to six low calorie meals each dayto keep your metabolism going and those unwantedpounds off. The same goes for water – depriving yourbody of water can encourage it to ‘hoard’ rather than‘burn,’ so try drinking eight to 10 glasses every day.

Get MovingExercising will boost your metabolism and burn

fat. For those without a regular workout routine, start outby doing cardio at an easy pace for about 20 minutes aday. Walking is a great exercise for beginners. Once youfeel comfortable, increase your workout by five minuteseach week. To get that metabolism going and shed themost body fat, a 30-40 minute intense workout, five daysa week is ideal.

Did you know that one pound of fat burns only twocalories a day while one pound of muscle burns 50? Themore muscle you build, the faster your metabolism willbe… and the more calories you will burn while you rest.

Weight training, which will increase your lean musclemass, is the final step in boosting your metabolism into afat burning machine. The thing to rememberwith building muscle is that the actual muscle growthoccurs after the weight lifting workout.

Follow these simple steps and you can start burningfat, lose weight, and most importantly increase yourmetabolism. Remember, this is not a diet change; it’sa lifestyle change – one that will allow you to live life to itsfullest. So, what are you waiting for? Get moving!

Full pg. Cover article – you can use herphoto again if you wantFit and Fabulous at Fifty

Fit & Fabulousat Fifty Many of us blame our age on the reasonwe’re gaining weight. The older we get, the slowerour metabolism becomes (the amount of caloriesour body burns to maintain itself) because we’renot moving around as much as we once were.

Jodi Harrisonis an NASM Certified PersonalTrainer, an AFAA Certified AerobicsInstructor, a Certified NutritionSpecialist and a 2 time NationalBikini Champion, Master's Division,Fitness America and FitnessUniverse Pageant, 2009 with 20years experience in the fitnessindustry. For further informationplease visit www.jodifit.com.

Photo credit: G&L studios

To find out exactly how manycalories you require daily, calculateyour Basal Metabolic Rate (BMR) – theamount of calories your body needs to function – by using the following equation:

WOMEN: 65+ (4.3 x weight in lbs) + (4.7 x height ininches) - (4.7 x age in years)

MEN: 66+ (6.3 x weight in lbs) + (12.9 x height ininches) - (6.8 x age in years)


Winter may be the worst time of year for yourskin, particularly if you suffer from an underlyingcondition like psoriasis or eczema.Blowing winds, extreme cold, and dry, indoor air candehydrate even the most balanced skin. Trick your skininto thinking it’s spring with these moisture preservingideas.� Switch up your moisturizer. Try an oil-based (ratherthan water-based) moisturizer. For areas like the feet,elbows, and hands that often become irritated, chapped,and split, use an ointment-style moisturizer containing80% oil to reverse extreme dryness.� Turn down the heat when you bathe. A hot showermay warm you, but it wears out your skin. Skip a daybetween showers or baths and keep the watertemperature lukewarm.� Always use sunscreen. According to the AmericanAcademy of Family Physicians, the reflective power of thesun is 80% on snow. Even when grey skies seem toovershadow the sun, its rays are still around to dry outyour skin. The Academy recommends you apply a heavy

layer of moisturizer that contains SPF 30 before goingoutside during the winter

� Protect your hands. Your hands’thin skin is especially vulnerable to

winter dryness. Between theweather and the increased need

for frequent handwashing toprotect from the flu, your hands can easily

become red, chapped, and cracked. Always wear glovesoutside and be sure to moisturize throughout the day. � Don’t let your body stay wet. When you get wetoutside, be sure to dry off fully when you come indoors.Leaving cold, damp, clothes on for too long will dry outyour skin.� Humidify your home. Sleeping next to even aninexpensive drugstore humidifier will bring some neededmoisture into the air. Your skin (and sinuses) will thankyou!� Save treatments until the spring. Thinking about achemical peel or retinoid therapy? Hold off a few months,or your side effects could be worse. Your epidermis isalready dry and the new skin you’ll expose will be harderto keep in peak condition. � Wear layers. Particularly for people with ezcema, thecycle of irritated, itchy skin can be perpetuated by theconstant temperature changes that you encountermoving from outside to inside. By shedding and donninglayers as necessary, you can maintain balance which willbe better for keeping skin hydrated.

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20 Ways to Cut 500 Calories a DayIf you indulged more than you should have over theholidays, don’t panic. You can drop a pound a week bytrimming 500 calories each day. Get back on track with

these great calorie cutting ideas. 1. Don’t eat in front of the TV. You’ll eatup to 288 calories more. Instead, eat atthe table, and trade one hour of TV fora casual walk. Together, that’s 527calories burned.

2. Simple tricks to fill up. For breakfast,eat two boiled or poached eggs. (You’ll

feel fuller and eat about 416 fewer caloriesthe rest of the day.) Before lunch and dinner,

enjoy 1 cup low-cal soup. (You’ll eat about 134 caloriesless at each meal.) And save a total of 684 calories forthe day.

3. Limit salad toppings. A big salad might seem healthy,but all those goodies on top make it a highcalorie meal. Cheese, caramelized nuts,bacon, and dried fruit add lots of calories.Save 500 or more calories by having just onetopping, adding flavorful lower-cal veggies(roasted bell peppers, grilled onions, ormushrooms) and using half the dressing.

4. Use smaller plates. Swap your 12-inch plate fora 10-inch one. You’ll eat 20 to 25 percent less—andsave up to 500 calories.

5. Ditch that buttered movie popcorn. The largepopcorn at the concession stand weighs in at awhopping 1,005 calories. Bring your own (microwave-popped, 94 percent fat-free) and save more than 700calories.

6. Count your chips. No, you can’t eat yoursnacks from a large bag or box because

it’s waaaay too easy to eat until thebag is empty. A 9-ounce bag is1,260 calories. Stick to one serving

of 15 chips, (140 calories) and save1,120 calories.

7. Step away from the nuts. Nutshave heart-healthy fats, but they’re

also high in calories: One handful (about 1 ounce) ofoil-roasted mixed nuts has 175 calories; three handfulshave 525. Cut out nuts altogether and save more than

500 calories. Can’t resist them? Eat pistachios: Twohandfuls are just 159 calories.

8. Skip the whip. Dessert-like coffee can contain asmany as 670 calories with options like whipped cream,whole milk and syrups. Craving whipped cream? Try iton a shot of espresso for a total of just 30 calories. Yousave 640 calories!

9. Drink sugar-free. A 20-ounce tea with added fruitjuices can have 400-plus calories. A 12-ounce soft drinkhas about 160 calories. Choose sugar-free beverages ordrink water.

10. Make a swap. Use 1 cup of plain fat-free yogurtinstead of 1 cup heavy cream in a favorite bakingrecipe. Save 684 calories.11. Clean house. Tidy up for 2 1/2 hours and burn 510calories.

12. Think small at the ice cream shop. Even if youindulge in your favorite flavor, you’ll save as many as550 calories with a 5-ounce instead of a 12-ounce.

13. Order spaghetti with meat sauce. Choose meatsauce instead of Italian sausage and save 560 calories.

14. Shovel snow. Clearing the driveway andsidewalks for one hour and 15 minutes will torch

510 calories.

15. Go window-shopping. An afternoon ofwalking around and trying on clothes can burn

548 calories.

16. Hit the pool. Do one hour of laps or 55minutes of jogging in the water to burn 500 calories.

17. Play a game of touch football or basketball withyour kids for one hour and burn 500 calories.

18. Tackle the garage. Clearing out junk for 1 hour and30 minutes will burn 510 calories.

19. Rake the leaves. Do yard work for 1 hour and 45minutes and burn 512 calories.

20. Exercise at home. Pop in a one-hour aerobics DVD,and finish with 20 minutes of yoga—500 calories, gone.


1. Inadequate InformationMany people are not aware

they have a significant hearingloss and therefore, are in need of

information that would help themrecognize it. Most people lose hearing

gradually and often the person with hearing loss and familymembers learn to adapt to it, not even realizing they aredoing this. The number one reason people buy their firsthearing aid is the recognition that their hearing has gottenworse. Usually this means they made embarrassingmistakes in society due to their untreated hearing loss.

2. Stigma and CosmeticsSome people reject hearing aids because of a concern withthe stigma of hearing loss or are in a state of denial. Manypeople lose confidence in themselves simply because theyhave hearing loss. They believe others will think they aregetting older, less competent or even less attractive.

Cosmetics are no longer a reason for not getting ahearing aid. Essentially invisible, CIC or completely in thecanal hearing aids are now available to fit most every degreeof hearing loss, even severe. In fact, research has shownthat 90% of consumers perceive these CICs to becompletely invisible.

3. Not realizing the Importance of HearingAnother reason hearing aids are rejected is that people haveforgotten how important hearing is to their quality of life.People who cannot hear well can often experience anxiety,isolation and depression, gradually withdrawing fromfamily and friends because without auditory contact, theylose the feeling of being connected. In essence, they cangrow numb to the world around them.

4. Unrecognized Value of Hearing AidsMany people, as well as their doctors, may have little

knowledge of the potential benefit of hearing aids and tendto believe they will not work for them The list of benefits isimpressive including greater earning power, improvedinterpersonal relationships, reduced difficulty incommunicating, reduced frustration, depression andanxiety, enhanced emotional stability and self esteem,reduced social phobias, improved health status, and thelist goes on. Many doctors and health professionals do notrealize the potential for hearing aids to alleviate theproblem!

More than 22 million people in the United States havenever tried hearing aids as a solution to their hearing loss.At Island Better Hearing, we are trying to change thesestatistics one person at a time with careful testing andhearing aid evaluation with multiple types and circuits ofhearing aids. Please visit our offices and receive acomplimentary consultation on new technology. CALL631-271-1018 or visit our website

Why Do PeopleDelay Hearing Help?By Lori Trentacoste, MA,FAAA Board Certified Audiologist


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Depression is a common, serious medical illnessthat involves the brain. It’s more than just afeeling of being “down in the dumps” or “blue”for a few days. If you are one of the more than 20million people in the United States who havedepression, the feelings do not go away. Theypersist and interfere with your everyday life.

Symptoms can include:� A persistent sad, anxious or “empty” mood� Loss of interest or pleasure in activities you used to

enjoy� Reduced appetite and weight loss, or increased

appetite and weight gain� Difficulty sleeping or oversleeping� Fatigue or loss of energy� Feeling guilty, hopeless or worthless� Thoughts of death or suicide

What causes depression?Following are factors that can contribute to the illness:Biological - People with depression may have too little

or too much of certain brain chemicals.Cognitive - People with negative thinking and low

self-esteem are more likely to develop depression.

Gender - Women experience clinical depressionnearly twice as often as men. The reasons mayinclude hormonal changes women go throughduring menstruation, pregnancy, childbirth andmenopause.

Co-occurrence - Depression is more likely to occurwith certain illnesses, such as heart disease, cancer,Parkinson’s, diabetes, Alzheimer’s and hormonaldisorders.

Medications - Side effects of some medications canbring about depression.

Genetic- A family history of clinical depressionincreases the risk.

Situational - Difficult life events, including divorce,financial problems or the death of a loved one cancontribute to depression.

Teen depression is acommon problem

Between 10 to 15 percent ofteenagers have some symptoms ofteen depression at any one time. 30 percent of teens withdepression also develop asubstance abuse problem. Teens with untreated depressionare more likely to engage in riskysexual behaviors. Teens with depression catchphysical illnesses more often thanother teens. Untreated depression is thenumber one cause of suicide, thethird leading cause of deathamong teenagers.Less than 33 percent of teens withdepression get help, yet 80 percentof teens with depression can besuccessfully treated.

Teenage DepressionWarning SignsAlthough teens will normally gothrough some of these followingsigns, when they occur forextended periods of time and/oroccur in conjunction with eachother it’s important to look at whatmay be causing them.Sadness or hopelessnessLow self-esteemSubstance abuseSpending more time aloneDecrease in desire to do thingsthey used to like to do (sports,hobbies)Physical ailments (headaches,appetite problems, sleepingproblems)Problems in school (falling grades,getting into trouble)

Talking about death or suicide(never to be taken lightly)Not caring about appearanceRunning away from home

Who’s At Risk for TeenDepression?Every teen is at risk in developingmajor teen depression, but thereare certain groups of individualsthat are more prone to this type ofdisorder.Females are 2x more likely todevelop adolescent depressionthan malesAbused/neglected individualsChildren that have or have hadlong-term/chronic illnessesTeens that have a family history ofdepressionTeens with family disruptions athome (divorce, death in family,etc)

the facts about

Depression

The good news is that the majority (80-90%) of people who receive treatment fordepression experience significant improvement,and almost all individuals gain some relief.{

1) Complex Carbohydrates. Because they boost serotonin activity in thebrain. Some good sources of complex carbs are: whole grain breads andcereals, brown rice, leafy green vegetables, pasta, potatoes and wintersquash.2) Folic Acid (vitamin B11) People who are depressed often exhibit adeficiency in Folic acid which is available in: asparagus, beets, spinach,avocados, brussel sprouts, bok choy, cabbage, beans, chick-peas, soybeans,lentils, oranges, peas, turkey, and broccoli.3) Magnesium (acts as a natural muscle relaxant): black beans, artichokes,spinach, chocolate (oh yea!), pumpkin seeds, oysters, sunflower seeds,brazil nuts, avocados, almonds, barley.4) Niacin. Positively affects nerve cell function and can provide some relieffor depression as well as feelings of anxiety and panic. High-Niacin foodsinclude: brown rice, chicken, pomegranates, tuna, lamb, wheat, turkey.5) Omega-3 fatty acids. A well-known building block of human brain tissue,these are available in: salmon, trout, tuna flaxseed, flaxseed oil, soybean oil,pumpkin seeds and walnuts.7) Vitamin B6. Plays a significant role in the tryptophan-serotonin pathwayin the brain. It’s relatively easy to boost in your diet, either with asupplement or through foods such as: breakfast cereals, chicken, turkey,bananas, brown bread, and white fish.

How can you helpsomeone withdepression?

DO...You can help someone by:� Spending time talking about their

experiences� Indicating that you’ve noticed a change in

their behavior� Letting them know you’re there to listen

without being judgmental� Encouraging them to become involved in

social activities� Encouraging them to exercise and eat well� Providing a change of scenery occasionally� Maintaining contact

DON ’T...It’s unhelpful to:� Pressure them to ‘snap out of it’, ‘get their

act together‘ or ‘cheer up‘� Stay away or avoid them� Tell them they just need to stay busy or get

out more� Assume the problem will just go away.

Exercise as an AntidepressantThe Release Of EndorphinsExercise helps to reduce the symptoms of depression because itcauses the body to release a chemical called an endorphin. Endor-phins are the body’s natural pain reliever and help create a sense ofhappiness and wellbeing By causing a release of these substances youare triggering bodily systems that are targeted towards feeling better.It may be difficult to get moving when you feel depressed and youmay wonder, why bother? One reason is that you can get some imme-diate relief, even if you can only manage 10 or 15 minutes of exercise.Studies have shown that exercise can improve your mood for up to 12hours. How can you overcome the inertia that often accompanies de-pression?Set simple goals. It doesn’t take much exercise to lift your mood. Set agoal to walk around the block. Promise yourself you’ll walk around theblock at least 3 times that day. The next day, do more.Do what you usually enjoy. Think about what you normally like whenyou’re not depressed. If yoga feels good to you, spend a few minutesgoing through a few simple poses. If you like fresh air, go for a walk ora bike ride. You may not enjoy it at first, but even a small change inyour mood can make a difference.Make it social. Find a friend to walk with. Talking to people can helpraise your energy and remind you that you’re not alone.Get outside. Even a little sunshine can help boost your mood and re-mind you that there’s a world out there.Work with your doctor. Be sure to talk to your doctor about your treat-ment options and your plans to exercise.Whatever you do, remember that you’re not alone and that there ishope. Exercise is just one more tool to help with your moods and thesense of accomplishment can add a new dimension to your day -something you can be proud of and feel good about.

Brain chemicals suchas dopamine,

serotonin, andnorepinephrine are

believed to promotecalmness and easedepression. Foods

themselves don’tcontain these

chemicals but whatyou eat may be able to

increase theirproduction in the

brain, having an effecton how you feel and

alleviating some of thesymptoms associated

with depression.

the facts about depression

{

Foods that helpbeat depression


So, how are all those New Year Resolutionsgoing so far? Uh huh, that’s what I thought.Can I make a suggestion? Make one resolution you candefinitely live with… laugh more in the New Year!Research has shown that laughter provides many healthbenefits including strengthening your immune system,helping to reduce your food cravings and even increasingyour threshold for pain! Think about that the next timeyou slam your finger in the car door or bang your shin onthe coffee table... try laughing about it! The medical worldis also embracing laughter’s health benefits. An entirelynew field of therapeutic research is emerging, also knownas humor therapy. It’s designed to help individuals healmore quickly through the use of humor! Let’s try it outwith this joke from Henny Youngman: “A doctor gave aman six months to live. The man couldn’t pay his bill, sohe gave him another six months!” I’m feeling betteralready! How about you?

Let’s face it, today we’re all experiencing higher levelsof stress than ever before. Well guess what? Laughter isgreat with helping you manage your stress too! But don’tjust take my word for it; let’s take a look at some of theactual science behind it all:

Laughter:Boosts the immune system by decreasing stress

hormones and increasing immune cells and infection-fighting antibodies, thus improving your resistance todisease. Worried about the H1N1 flu? Laugh it off!

Provides both a physical and emotional release. Thisis the great feeling you have after a good laugh, leavingyour muscles relaxed for up to 45 minutes.

Gives you an internal workout. A good laugh actuallyexercises the diaphragm, contracts the abs and works out

the shoulders. Your muscles feelmore relaxed afterward.

Gives us a better perspectivewhen we are dealing withstressful situations, makingthem less threatening and morepositive.

Protects the heart. Laughterimproves the function of bloodvessels and increases bloodflow, which can help protect youagainst a heart attack and othercardiovascular problems.

Connects us with others.Let’s face it, laughter iscontagious. So if you bring morelaughter into your life, you’llalso be helping those aroundyou to laugh more, thusreducing stress levels all around!

The sound of roaring laughter is farmore contagious than any cough,sniffle, or sneeze. When laughter isshared, it binds people together andincreases happiness and intimacy inaddition to providing the many healthbenefits we’ve mentioned.

The bottom line is laughter is apowerful antidote to stress, pain, andconflict. Nothing works faster or moredependably to bring your mind andbody back into balance than a goodlaugh. Humor lightens your burdens,inspires hope, connects you to others,and keeps you grounded, focused, andalert.

With so much power to heal and renew, the ability tolaugh easily and frequently is a tremendous resource forsurmounting problems, enhancing your relationships,and supporting both physical and emotional health. Soget out there and stick to your New Year’s Resolution thisyear and laugh it up!

Sources: About.com Helpguide.com

Make a Resolution toLaugh More in the New Year!

Paul Anthony is theofficial host of theannual Long IslandComedy Festival andproduces comedyshowcases all acrossLong Island. He enjoysmaking people laugh!For upcoming comedyshows check out hisofficial website:www.LIComedy.com.

Here’s whatsome famouspeople have saidabout laughter:“A day without laughteris a day wasted.”

- Charlie Chaplin“Laughter is an instantvacation.” - Milton Berle“When people are laughingthey’re generally not killingeach other.”- Alan Alda


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Skiing Towards

I am the weak link. And nowthat I’m hanging out with a bunch

of energetic church ladies it is timeto embrace my inner loser and

move forward with as much graceas I can muster.

by Joanne Nelson

�


EnlightenmentTake, for example, our last cold snap. A Saturdaymorning dawned frozen and sunny. Themeteorologists told us to stay indoors; the windchill temperatures would be in the -50 range. Myhusband hunkered down with the dog on his lapand told the kids he wasn’t taking them anywhere.I prepared for cross country skiing with the churchladies. Now, I didn’t go lightly into this. On emaildiscussions of should we or shouldn’t we, I tried tobe calmly moderating without sounding like acomplete wuss. “You know it is awfully cold; isanyone free next weekend?” Everyone else thoughtit was a great idea and I didn’t have the guts tochicken out. My friends and neighbors alsoweighed in on the issue. “You must be nuts,” is agood summation of the assortment ofobservations I received. My friend, Peter, told meif I stopped feeling my nose it probably meant itwould turn black and fall off, as had recentlyhappened to some mountain climber. Myhusband remained quietly on the couch, knowingany reasonable comments would only cement mydesire to go. These six women are an avid group ofskiers. Unfortunately, my experiences in the lasttwenty years have been limited to outings withrentals on the flat lake trails of a lodge we visityearly and I guess I’d forgotten what true trailswere like. I had one saving grace. Carole. Carole isthe youngest of the group, but even a weaker linkthan I. She’s kind of skinny and more bookish thanathletic. I figured how bad could I look next toCarole? Too bad for me Carole dropped out,claiming some family obligation. She’s young, butwily.

Eventually we met out in the southern unit ofthe Kettle Moraine Forest. I dressed to the hilt in acombination of old college ski things and churchlady cast-offs. I was a tad shaky. Peter’s commentabout the nose-less mountain climber and theparking lot discussion about glasses freezing toyour face in these temperatures were eating at me.But, everyone else was darn jolly and positive. Theglasses discussion was settled when an over-achiever showed up with snowmobile goggles forall, and off we went.

We took the easy trail. The snow had a diamondgleam and we were able to move quickly betweenbrilliant green pines. There was less wind betweenthe trees and each breath seemed a solid thing inthe crisp air. Our voices were clear and loud in thecold as we bantered about those at home and ourjoy at being outside. The bright beauty wasastounding, and made all the more striking by myedgy emotions.

I attempted some prayerful deep breathing andresolved not to whine or hold up the rest of thegroup. As we skied on and warmed, the laughterbecame more frequent and I relaxed. The sky wasa stunningly deep, cloudless blue and I got toappreciate its majesty often once we reached hills.

Who knew the Kettle Moraine had so many? Itwasn’t just the downs that were the problem,although that’s where most of the pain happenedas I fell on each and every one. The ups wereequally difficult. I’d forgotten all the tricks forgetting up slippery slopes. There are mainly twoways it seems. For short hills you just get a runningstart, but for the bigger hills, of which there wereabout 1000, you dig the sides of your skis in, braceyourself with the poles, and inch up. My friendsmade it look easy. I, on the other hand, countedevery step to the top and recited the age oldprayer, “I think I can, I think I can” withoutceasing.

Nobody else fell, not even once. Kindly, myfriends noted several times that I wasn’t whiningat all. I started to admit to internal whining, butwas too out of breath to get the words out.Unfortunately they took my silence as a sign I wasdoing well, and added a detour to the scenicoverlook as a special treat.

Afterwards we blessed our endeavor withchocolate martinis and soaked in a hot tub as wewatched the sun set. We wore hats and kept ourheads close to the steaming water so our noseswouldn’t freeze and fall off. We chatted andlaughed and planned further adventures. Andsoon it was all worth it - the fear, the falls, even theaches to come. I had embraced my inner loser onthe scenic overlook and we were one.


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The hardest situations to hear in are at movies,watching television and in noisy restaurants.

This holds true for people withnormal hearing as well as people

with hearing loss. Whilesome movie theaters offer

assistive listening devicesfor the hearing impairedand most TVs haveclosed captioning, in

restaurants, we havevirtually no control over

our listening environment.Since not going out to eat with

family and friends is not an option,those with hearing loss need to rely on their hearing aidsto get them through. And for many hearing aid userswith “older” units, that is almost laughable (or “cryable”).

We were seated in a booth at Maureen’s Kitchen inSmithtown the other day with a colleague who useshearing aids, when he suddenly said, “Hey, I’m hearingevery word you say!” Now, as one of the best restaurantson Long Island, Maureen’s is a busy place at lunchtime.Our colleague’s ability to understand in noise istestimony to the improvement in hearing technology inrecent years. That technology is now available in a varietyof styles and price ranges.

Specifically, the technology that allowed our friend tohear so well is called “Speech Enhancement”. Previously,hearing instruments used simple “noise reduction”technology, which worked fairly well. Unfortunately,when the noise was reduced, so was the accompanyingspeech information. In speech enhancement, thecomputer chip looks for speech information in the midstof all the noise and gives it a boost, bringing it in abovethe level of the background noise. Either alone, or incombination with special microphone technology,speech enhancement has brought the ability to hear innoisy situations to never-heard before levels.

Style wise, hearing technology is now available incosmetically attractive packages. In-the-ear hearingdevices can be very tiny, fitting all the way in the earcanal. Behind-the-ear technology has becomepractically invisible with the advent of “thin-tube”fittings. And remember, 99% of all hearing devices nowsold are fully digital.

For further information about the latest technologies andhearing instrument options, call Smithtown Hearing Services(631) 265-3727 or Sayville Hearing Services (631) 750-6377.

Don’t let hearing losskeep you from enjoying life


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February

Feb. 2 • 6 pm Lecture: Expert Lecture In Health Care:“Electronic Health Records: LessonsLearned”wine & cheese reception; 6:30 pm St. Joseph’s College, O’Connor Hall, McGannConference Center [email protected].

Saturday, Feb. 6th • 8 pmThe Comedy Club at Theatre Three412 Main Street, Port Jefferson(631) 928-9100 • www.LIComedy.com

Feb. 12, 7:30 pmThe Beautiful Guitar of BuckyPizzarelliDix Hills Performing Arts Center631.656.2148 • www.dhpac.org

Feb. 13, 7:30 pmA Tribute To Styx with Rockin’ The ParadiseDix Hills Performing Arts Center631.656.2148 • www.dhpac.org

Feb 13, 2010 • 10 am - 5 pmFine Arts and Craft Valentine’sSpectacularCW Post University (Tilles Center)720 Northern Blvd., Greenvale, NY 11548516-221-6593

Feb. 13 - March 21Long Island Winterfest Jazz on the VineFine wine and great jazz together in cozywinery tasting rooms. You’ll enjoy FREEadmission to 6 weekends of jazz headlinersand the chance to sample the latest vintagesof Long Island’s world class wines.

Feb. 19 & 20 • 7:30 pmA Better Hue ~ Comedy Theatre byJohn BlennDix Hills Performing Arts Center631.656.2148 • www.dhpac.org

Feb. 20 • 8 pmThe Comedy Club at Martha ClaraVineyards6025 Sound Ave., Riverhead(631) 298-0075 • www.licomedy.com

Feb. 20 • 8 pmMartha Graham Dance CompanyStony Brook University, Nicolls Road, StonyBrook, NY 11794631-632-2787 • www.stallercenter.com

Feb.19 – MARCH 7 • 8 pm Fri. andSat. evenings; Sun. matinees 3 pmTheatre Performance: GodspellGeneral admission $15, $12 for students andsenior citizens.St. Joseph’s College, Clare Rose PlayhouseBox office 631.654.0199 • www.sjcny.edu

Feb. 24 • 6 – 8 pmThe Institute for Financial EducationRoth IRA Conversion Workshop (light dinnerwill be served)Hometown Agency Conference Room5 Orville Drive, Suite 400Bohemia, NY 11716

631.589.0100

Feb. 25 • 5:30 pm career workshop,6:30 pm panel discussionExpert Lecture In Health Care:“Careers In Health Care: Today’s NeedsAnd Tomorrow’s Opportunities”St. Joseph’s College, O’Connor Hall, McGannConference Center155 West Roe Boulevard Patchogue, NY 11772631.687.2654 • [email protected]

Feb. 1 - April 25Come join us on a Seal Walk atMontauk Point State Park.Montauk Point State Park631.668.3781www.nysparks.state.ny.us/parks

March

March 6Winter Birding at the LighthouseCome along on this winter birding programto identitfy and observe some of FireIsland’s various birds species.Fire Island Lighthouse Preservation Society, Inc.(631) 321-7028www.fireislandlighthouse.com

March 6 • 9 amThe Long Island Breakfast ClubSpeaker: Kenny MooreThis organization provides advocacy,support, career and employment counselingand referrals to prepare mature individualsfor productive employment. www.longislandbreakfastclub.org

March 9 • 6 – 8 pmEstate Planning in 2010 and Beyond(light dinner will be served)Hometown Agency Conference Room5 Orville Drive, Suite 400Bohemia, NY 11716631.589.0100

March 11-13 • 7:30 pmTommy ~ The Musical,Dix Hills Performing Arts Center631.656.2148 • www.dhpac.org

March 19 • 7:30 pmTribute to Bossa Nova - Felipe SallesQuintet & Vocalist Eleonora BianchiniDix Hills Performing Arts Center631.656.2148 • www.dhpac.org

March 20 • 7:30 pmMostly Moptop ~ Let It Be: A Fab FourSong CelebrationDix Hills Performing Arts Center631.656.2148 • www.dhpac.org

March 21 • 2:00 pmSouth Shore Syncopators featuringHolly SickingerDix Hills Performing Arts Center631.656.2148 • www.dhpac.org

March 22 • 6 – 8 pmAsset Protection and WealthPreservation (light dinner will beserved)Hometown Agency Conference Room5 Orville Drive, Suite 400Bohemia, NY 11716631.589.0100

March 26 • 7:30 pmTribute To Chicago with BeginningsDix Hills Performing Arts Center631.656.2148 • www.dhpac.org

MuseumsNassau County Museum of Art1 Museum Dr.Roslyn Harbor, NY 11576Phone: 516-484-9337nassaumuseum.org

Long Island Children’s Museum11 Davis Ave.East Garden City, NY 11530Phone: 516-224-5800www.licnm.org

Heckscher Museum of Art2 Prime Ave. at Route 25AHuntington, NY 11743Phone: 631-351-3250www.heckscher.org

Guild Hall158 Main St.East Hampton, NY 11937Phone: 631-324-0806www.guildhall.org

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fashions that flatter

bring out the bestin your figure

Kicker here

You turn around in the mirror toadmire your backside in your six-teenth pair of pants that youdragged into the dressing roomwith hope that maybe this pair willfinally be the winner. Giving yourbutt a “that’ll do” glance in the mir-ror, you turn back around to see

the rolls of your stomach gracefullydraped over your pants. Chucklinga bit, you recall the time you men-tioned that it would be worth themoney you had saved for yourchild’s next semester of college justto find a pair of pants that fits well.

Back to reality: You look at yourreflection in the mirror, wonderingwhen you passed the point that itgot so hard and why it always feelslike you’re on the defensive whentrying to find clothes that lookgood, let alone just fit. What hashappened to your body? You eatright, exercise and have consideredall the anti-stress practices to com-bat that doughy midsection pudge

that is often brought on by havingtoo much on your plate. Yet, youstill stand here, feeling defeated, re-gretting the fact that you were sohard on your body 15 years agowhen it was much easier to dress.

The older I get, the more I real-ize that our bodies change withage. I dream of the times where afew sit ups and a step class gave meabs of steel and when, it seemed, Icould drop a few sizes over thecourse a long weekend. Then, theday comes where easy weight lossjust isn’t an option, and we justhave to learn how to work withwhat we have the best way possi-ble. To help you, I am offering sometips for two of the most commonbody issues that many of us dealwith, the tummy and the thighs.

TummyThe tummy is a very common

area of concern. A faulty solutionfor our tummies is to hide undershapeless, layers of clothing. Whilethis strategy seems like it wouldwork beautifully, it fails miserably.Why? Well, baggy, shapeless cloth-ing makes you look baggy andshapeless, period. Body parts thatare flabby need be reigned in. I willgive you an example that I sharewith clients all the time: If I was toput fat into a Ziploc bag, the fatwould just jiggle all over the placebecause the bag doesn’t haveenough structure to contain the fat.However, if you were to put fat in astorage container, the fat would

mold itself to the shape of the con-tainer. The same is true for cloth-ing. While I am not suggesting thatyou buy skin tight clothes, I am en-couraging you to leave the flimsy,diaphanous, pup-tents at the store.Sure, you can choose tunic tops ormore relaxed tops, just make surethat fabric you choose is beefy andsubstantial enough to give you theshape you want, not the shapeyou’re trying to avoid having, andthat the tops have a little structureso you don’t look completelyshapeless.

As you can see in this photo, thewoman’s shirt on the left is a boxier,more relaxed top. You can see all herlumps and bumps that she was hop-ing to camouflage. This shirt is likea Ziploc bag and can’t contain what

You find yourself under the dull hum of fluorescentlights, muzak playing unobtrusively in thebackground.

The older I get, the more Irealize that our bodieschange with age. I dream ofthe times where a few sit upsand a step class gave me absof steel and when, it seemed,I could drop a few sizes overthe course a long weekend.



she is trying to hide. The shirt onthe right is made of fabric that ismore structured, in a shape thathas some more fit. In addition, thewrap style of the top is flattering fortummy problems, as is the slightgathering or rushing that gentlydrapes her tummy.

Other tips for tummies:Diagonals are slimming lines.

When choosing stripes or seams inyour tops, try to find ones wherethe directions move in a diagonalmanner. Optically angled linesmake you look slimmer.

Opt for a little ruching or gather-ing in the tummy area of your shirts.The slight gathering will make ithard to tell if it is you or your shirtthat is causing the minimal rip-pling effect.

Keep the tummy area clear of toomuch bulk. While slight gatheringand ruching are quite acceptableways to camouflage, avoid wearingpants with large pleats, overly gath-ered elastic waist bands, ruffledtops, or tops with way too muchembellishment over the tummy.Any bulky treatments like these willjust make you look bulky.

ThighsThighs have been my issue

since I was a teenager. While I havelearned to accept them, as I getolder, I’m sort of stunned by howour good friend gravity has madethings go from bad to worse. Thefirst step in taming the thighs is touse the whole Ziploc bag analogythat I used in the tummy solution.The last thing you want is for yourthighs to roam free under airy,“free-range” fabrics. If you havelarge thighs, leave the “Hills areAlive” looking skirts at the store.

Other solutions for large thighsinclude:

Wearing boot cut pants andshirts with wider necklines. When

you widen your shoulders, yourthighs will optically appear smallerin relation to your broader shoul-der line. With a wider shoulder line,the eye is also directed upwards to-wards your shoulders, vs. down-wards towards your thighs, makingyour thighs appear smaller. In ad-dition, a boot cut pant that fits in atthe knee and then flares slightly atthe hem, has a counter balancingeffect on your thighs and makesthem look balanced.

Show off your waist!! Mostwomen with large thighs have de-fined waistlines. If you wear a box-ier top when you have large thighs,your body looks as wide as yourthighs because you have bypassedthe slimmest part of your bodywith a boxy top. Your thighs will al-ways look more balanced whenyou show off your waist.

Instead of big A-line skirts, whichseem to camouflage large thighs,choose a pencil skirt instead. Whilethis seems very counterintuitive,think about it: An A-line skirt cre-ates the exact same body shapethat you were trying to avoid em-phasizing, an A shape. However, apencil skirt that tapers ever soslightly at the hem, gives you moreof an hourglass shape, which looksmore balanced.

In the photo on the left, you cansee that this woman’s shoulderslook really narrow in her T-shirt.What happens is your eye goesright to her thigh area, the part of

her body that she is trying to keepyou from looking at. Now, whenyou look at her in the outfit on theright, the wider shoulder line of thetop, along with the cinched waistand pant that hangs straight fromher thigh, and therefore camou-flages them, makes her look morebalance and her thighs more pro-nounced.

In the end, the only real solutionwe have is to work with the bodywe have, right now, rememberingthat, in 15 more years, we’d happilychoose to have the body we havebefore us.

Style Expert Bridgette Raes is the author of the book “Style Rx:Dressing the Body You Have to Create the Body You Want. “She can be reached [email protected]

*All photos used in this article are fromthe book Style Rx: Dressing the Body YouHave to Create the Body You Want

fashions that flatter - bring out the best in your figure

In the end, the only real solutionwe have is to work with the bodywe have, right now, rememberingthat, in 15 more years, we’dhappily choose to have the bodywe have before us.

� The right earrings canrreally brighten up

your face andgive you an

extrasparkle. Gofor earringsthat gleam or twinkle in the light to make

you look younger.

� Everyone looks good in a wrap dress. Thisis a must have for every woman's fashioncloset no matter what age. The lines are veryflattering, it is a stylish and flirty look thatwill not only make you look younger, butfeel younger as well.

� Bold jewelry such as bangles, cocktail ringsor statement necklaces make you lookyounger because it shows the fun anddaring side of your personality.

� Scarves, scarves, scarves! Bright colors bring to mindyouthful and carefree images, not only will they makeyou look younger, but they are fashionable as well.

� Comfortable shoes can still be incredibly chic. If youcan't wear a heel, a cute and modern flat will make youfeel light on your feet and oh-so fashionable. Forgetabout boring and blah sensible shoes!

� When it comes to tops, don't be afraid of colorful andslightly fitted pieces. Once again, a vivid shade willbrighten up your face for a more youthful appearance.

� To update looks, simply throw a belt on it. if you havea loose sweater, blazer or cardigan on, it might makeyou look bigger than you are, older, out of shape.Throw a wide or thin belt over it, and it creates ayounger, more shapely figure, even if you don't havean hourglass shape.

� Change your hosiery! There are so many great optionsout there right now, jewel-tones, knits, elegant patternsthat all ages can wear. When you make your look moreupdated and modern, it creates a persona around youthat makes you look younger as well.

Hair Color Is your color aging you?

As we age, our hair colorchanges when we lackmelanin, the pigment thatgives our hair its color.Fortunately, we can improvethis condition with the helpof a professional colorist. Toachieve great results, ask the

following four key questions and remember to haveyour colorist use darker tones underneath, lighterones on top and the brightest lights around yourface to achieve your best look:

� What color would be most compatible with myskin tone and lifestyle?

� When is it time to use permanent, temporary coloror a glaze for shine?

� What would add more body to my hair; a singleprocess, highlights or both?

� What products can I use to maintain my color andretain body?

Once you achieve your best color, here’s what youshould do to maintain it:

Tips to Maintain Your Color: � Use the products that your colorist recommends;

many ingredients in certain hair products can dryyour hair and fade your color so it’s important touse the product that has been prescribed for you.

� To preserve your color as long as possible, do notshampoo your hair every day unless you haveextremely oily hair. You can wet your hair usingwarm water (not hot) and work your fingersthrough it as if you were using shampoo; addconditioner, if necessary.

� If you have quick regrowth, have your coloristapply a single process color to your hairline or partin between visits. This is cost effective and willprovide you with color consistency.

Looking your best takes work, but the end result isworth the investment.

Kathy Savage trained at the Vidal Sassoon Academy and is the ownerof Christopher Street Salon located in Commack . In the next issue of GenerationsMagazine, look for Kathy’s tips for maintaining healthy nails. For immediateinformation, contact Christopher Street Salon at 631-499-1990.

Looking your bestFabulousFashion Tips


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Growing up, when the weather turned cold,Monday was always soup night. I continue thistradition for my family. The soup is always fresh,and always from scratch. It is one of the easiestmeals to prepare, and one of my favorites.

The basic chicken or beef soup can have manyvariations. Use your favorite vegetables to createsomething special; add your leftovers and create anew meal. When preparing a soup utilize all thevegetable parts. Add celery tops, leaves, parsleyleaves and stems (stems hold more flavor) neckbones and any parts of the chicken except thechicken liver; when boiled the liver will alter thechicken broth, making it muddy and unclear. Cookpotatoes separately just until tender and add tosoup at the end. Do not overcookpotatoes.

Anything can be added to a basicsoup. Use a variety of grains, pastasor green leafy vegetables (rice, barleyor wheat, escarole, dandelion, kale,or spinach). The pasta can be smallto medium, depending. Ditalini,acini pepe, orzo, even brokenspaghetti can be used for a delicatesoup and small or medium shells,rotelli and tortellini for a heartiersoup.

I prefer a chunky soup, withpieces of carrot, celery and onion.You may prefer to camouflage yourveggies. This can be easily done bypureeing them in a blender or foodprocessor and adding them back tothe broth.

Soup is one of the best make-ahead meals, and freezes well.Prepare your soup 2-3 days ahead;when ready, reheat. If adding pastaor rice, prepare according to thepackage directions, drain and add toyour heated soup and serve.

Soup is Goodfor the Soul

BASIC CHICKEN SOUP4-5 pounds of chicken

1 pound of carrots, peeled and cut into bite size pieces

2 stalks of celery cut into bite size pieces

2 cloves of garlic, peeled

2 medium onions peeled and quartered

2 plum tomatoes (canned or fresh)

4-5 sprigs of fresh parsley or 2 tablespoons dried

Salt and pepper to taste

Use a stock pot large enough to hold all the ingredients. Coverwith cold water to about 2 inches over contents. Bring to a boilremoving any foam with a slotted spoon. Allow to simmer for 3hours, until the chicken falls from the bone and water reducesby 1/4.Put soup through a large colander and cool down a bit. Removeall bones, fat and skin from the contents and discard. Add allvegetables and chicken meat back to broth, add pasta or grainsand serve, or store in an airtight container and refrigerate forlater use. VARIATION: BEEF FLAVORReplace chicken with 4-5 pounds of beef for soup. Include 2 or 3beef bones for added flavor. Follow basic recipe above.


Healthy Home...Healthy Lifestyle5 Easy Steps for the New Year

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STEP TWO: Optimum health begins with a healthyhome. We will analyze the environmental and safetyfactors of your parents’ home. Clean air, living water,safety inspections for each room, handyman servicesand an advocate with contractors. Rest assured thatyou can place your trust in credentialed, capable andcompassionate people to support you!

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Nassau Extended Care is one of the finest facilities in Nassau County. It is unique inthat it offers not only skilled nursing but it also has a Medical Model Adult Day HealthCare Program in a home-like setting with a warm and caring staff, many of whom haveworked here for over 10 years.

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While economic and market forces are, as always,somewhat unpredictable, the overall outlook is generallyfavorable — and by making the right moves, you canfurther improve your chances of making 2010 a good yearfor your portfolio.

And one of the best moves you can make is to stayinvested. If you had jumpedout of the market during thelong downturn from late 2007through March 2009, youwould have missed quite arally. In fact, the Dow JonesIndustrial Average staged aconsiderable comeback fromits March lows, climbing 18.8

percent in 2009. The S & P 500 rose 23.5 percent off of itslow.

Still, it’s unlikely that we’ll experience returns in thisneighborhood for 2010. Although we may see reasonablystrong growth in corporate earnings — a key driver of stockprices — stocks are no longer as undervalued as they werewhen the rally began.

However, although we still face some significant issues,such as high unemployment and tight credit, most expertspredict that the economic recovery will continue in 2010,though not at a sizzling pace. And a growing economy isusually good news for investors.

Of course, despite the potentially favorable investmentenvironment, there’s always the possibility of bumps in theroad.

To protect yourself, consider taking these steps:

$ Stick with “buy and hold.” Despite some claims that“buy-and-hold” is no longer a viable investment strategygiven today’s volatile markets, it worked pretty well forthose investors who were patient enough to ride out thebear market. Continue looking for quality investments andholding them until they no longer meet your needs or untilthe fundamentals of the investments themselves change.

$ Own some short-term investments. During the longbear market, short-term investments, particularly cash,held up better than most other assets. Yet many investorshad too little cash in their portfolios. Don’t make thatmistake. Keep an appropriate amount of cash for your age,income level, risk tolerance and long-term goals.

$ Consider adding fixed-income investments. Byowning some fixed-income vehicles, such as bonds, youcan help reduce the effects of volatility on your portfolio.And if you hold your bonds until maturity, which is oftena wise move, you can rely on them for a source of steady

income. As always, make sure you understand the risksbefore investing.

$ Watch for changes in investment taxes. In the comingyear, the tax rate may increase for long-term capital gainsand stock dividends. If that happens, you may need toreview your investment mix. However, even if the long-termcapital gains rate rises, you’ll still likely be better offholding quality investments for many years, therebygiving them the time to potentially overcome short-termprice volatility. And even if taxes rise on dividends,dividend-paying stocks, with their ability to provide bothincome and growth potential, can be a valuable part of yourportfolio. (Keep in mind, though, that companies mayreduce or eliminate dividends at any time.)

No one can say for sure what 2010 will bring to theinvestment world. But by preparing your investmentstrategy for a range of possibilities, and by making changesas needed, you can make this a year of progress toward yourimportant financial goals. This article was written by Edward Jones. For furtherinformation please contact Jonathn Bostwick, EdwardJones Financial Advisor, member SIPC. (631)[email protected]

As an investor, you might wonder whatthe new year has in store for you.

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So as your student is putting thefinishing touches on hisapplications, you’re probablypondering the issue of financialaid. To help out, we’ve got someadvice on how to avoid the mostcommon pitfalls.

Mistake #1You have unrealisticexpectations.

Colleges like to boast about howgenerous they are with financialaid. Maybe you’ve read in abrochure, for instance, that 75percent of students at Big BucksUniversity get some kind ofassistance. But if your student hasapplied to a financially out-of-reach school on the expectation ofgetting substantial aid, you may bedisappointed. The weak economyhas diminished endowments atmany colleges- and increased thenumber of students seekingassistance. As a result, aid packagesmay not be as generous as they’vebeen in the past. Even in the best oftimes, a lot of the so-called“assistance” comes in the form ofloans rather than scholarships orgrants.

Mistake #2You don’t bother applying.

At the other end of the spectrumare families whose expectationsare so low that they don’t even giveit a try. Maybe you’ve toyed aroundwith a financial aid calculator(www. fasfaa4caster.com) anddiscover your “estimated familycontribution” is too high to qualifyyou for help. But experts say thatunless you can painlessly afford to

write those hefty tuition checks, it’sa good idea to complete the paperwork. For one thing, you must filethe Free Application for StudentsAssistance (FAFSA) if you want totake advantage of the low-interestfederal Stafford and Plus loans,which are not needs-based. Also,many colleges give merit aid as away to lure students with goodgrades or talents. Though it’s notbased on need, you have a betterchance of getting a merit award ifyou’ve asked for financial aid.

Mistake #3You procrastinate on thepaperwork.

No doubt about it, filling outfinancial forms is painful, so youmay be tempted to put it off as longas possible. What’s more, it seemslogical to wait until you’vecompleted your income taxes sincemuch of the information you’llneed is the same as what goes onyour 1040. Not a good idea! Theearlier you apply for aid, the betterchances of getting it. Submit theforms as soon as possible. Thefederal FAFSA can be filled out anytime after January 1. (You’reallowed to estimate your income ifyou don’t have final figures.) Whenthe FAFSA is done, you can applyfor the New York State TuitionAssistance Program (TAP) grant,which helps residents pay for NewYork colleges and universities. TheCollege Scholarship ServicePROFILE, which is used by privatecolleges, can be sent in as soon asyour student completes hisapplication. You should also calleach school’s financial aid office to

inquire about other necessaryforms.

Mistake #4You have “errors” on yourapplication.

It’s critical to carefully check allforms for mistakes such astransposed numbers, misplaceddecimal points, and fields thatyou’ve left blank. But financial aidofficers say that every year, suchsimple errors delay the processingof countless applications. Sodouble-check your work, and thenhave someone else proofread it.Another common “error” isunderreporting income and assets.Read instructions carefully andfully divulge every bit on financialinformation that’s requested.

Mistake #5You don’t try to push formore.

Parents are often surprised tolearn that financial aid awards varysignificantly form one school toanother. If the aid offered by yourstudent’s first-choice college issignificantly less than what’s beenoffered by others, ask the financialaid office if it would consider an“appeal.” Some schools won’t as amatter of policy, but others do,especially if your student is a highlydesirable candidate.

Financing Your Child’sCollege Education5 Common mistakes to avoid

According to the nonprofit College Savings Foundation, almostthree-quarters of American families will need some help payingfor their children’s college education.


Ever since I started practicing dentistry I haveincluded an oral cancer examination for mypatients.

This includes examining the soft tissues, the tongueand the back of the mouth for suspicious lesions. Last yearover 35,000 Americans were diagnosed with oral cancerand over 7,000 died from the disease, but survival ratesare very high for cases that are detected early.

We do an oral cancer examination and screening forour patients at every dental examination visit. If we notice

something suspicious, we send out for a biopsy.Between dental visits, you can also

perform an oral cancer self-examinationin order to check for early signs of oralcancer. If you are concerned aboutany of your findings, call your dentistimmediately for an evaluation.

Oral Cancer Self-Examination Steps:1. Press along the sides and front ofyour neck and face and feel for anytenderness or lumps.

2. Pull your upper lip up and look for any sores or changeof color on your lips and gums. Pull down your lower lipand look for sores or change of color.

3. Pull out your cheek and look for any color changessuch as red, white, or dark patches. Put your index fingeron the inside and your thumb on the outside of eachcheek to feel for any lumps.

4. Open your mouth wide, tilt your head back and lookin a mirror to see if there are any lumps or color changeson your palate.

5. Hold onto your tongue with a piece of gauze and lookat the top, back, and each side for any lumps or colorchanges.

6. Touch the roof of your mouth with your tongue andlook at the underside of your tongue and the floor of yourmouth. Check for any color changes or lumps.

For more information about your dental health, visitwww.drterryshapiro.com. Terry S. Shapiro, DMD | 20 Old Post Road | East Setauket,NY 11733 | 631.751.4433

Oral Cancer

Across1 Refine, as

metal6 Big name in

computers11 Each and

every one14 Cowboy movie15 Killed16 Caustic17 Susceptible19 Earned Run

Average20 Relaxes21 German iris23 Tenant27 It turns a light

on28 Achieved32 Rock33 Left the

enginerunning

34 A body ofwater

37 Caroled38 Work dough39 Head of hair40 Lyric poem41 Move

stealthily42 Leg bone

43 The state ofbeing pain-free

45 Consent48 Electric

receptacle49 Vicious50 Heathen53 Bar bill54 Out of order60 Half of two61 Like the

Vikings62 He had the

golden touch63 Scarlet64 Hellenic

language65 Silly

Down1 Standard

operatingprocedure

2 Fold, spindleor mutilate

3 French for"Summer"

4 Directed fromthe front

5 Ancient Greekor Romanwarship

6 Vipers7 A secret

scheme8 Overtake9 Deception10 Endued11 Warning12 The words of a

song13 Attached to a

collar18 Leak slowly 22 Purge23 Lariat24 Outer or

exterior25 British biscuit26 A melody27 Small storage

structure29 Cloth from

flax30 Model31 Quench34 A biblical

tower35 Licoricelike

flavor36 Bakery supply38 Make a

sweater39 It makes coins

41 Young tree 42 A destructive

sea wave43 P44 Fly high45 He plays roles46 A long-necked

wading bird

47 Raised to thethird power

50 Minuteopening

51 Basilica area52 Nerd55 Neither ___56 Can

57 Anagram of"Aid"

58 Deliveryvehicle

59 East southeast

Solution on pg. ??

Crossword


However, most of us have never actually prepared one. Inaddition, no matter how much money we earn, I am surethat at the end of the month there are many stunned faceswhen we open our bills and marvel at how quickly it all goes.

The actual process of preparing a budget is easy andtakes only an hour or so. You do not need a computer orfancy software. All you need is pad of paper and a penciland, for those of us who forgot how to add a column ofnumbers, a calculator.

First, you need to gather some information on yoursources of income and expenses. For most of us, a monthlypaycheck is our sole source of income, but income may alsoinclude pension distributions, social security, dividends, andrental income. Remember to include only those incomeitems that generate cash flow. Do not include gains orappreciation on investments unless they are sold and theproceeds are readily available. An easy way to obtaininformation on your expenses is to gather the mail from lastmonth along with your checkbook and recent credit cardstatements. This should be more than enough to get youstarted. As you go through the monthly bills, separateexpenses into two categories: Fixed and variable. Fixedexpenses include mortgage, car insurance, and utilities,while variable expenses might include entertainment,dinning out, groceries and gifts. List out all sources ofincome and expenses on the worksheet provided below. Tounderstand where you spend your money, be as specific aspossible. This will be important later on when you need toadjust your budget.

Now that you have everything listed, here comes thehard part. You need to add up that column of numbers. Youshould have subtotals for your sources of income, fixed andvariable expenses. Income less fixed and variable expenseswill produce either an excess of income or not enoughincome to cover monthly expenses. If you have excessincome, you may want to consider increasing yourcontribution to savings or paying off existing debt. On theother hand, if expenses exceed your monthly income, youwill need to reduce your variable expenses. You can do thisby dining out less, bringing lunch to work, or buying lessexpensive gifts. Remember, it is the thought that counts!Increasing sources of income is much more difficult andusually requires changing jobs or taking on a second job.

In either situation, you will need to monitor yourspending each month and make adjustments accordingly.In closing, if you never prepared a budget, sit down and tryit. Whatever the results, I am sure you will be surprised athow much you actually spend.

Happy New Year - an Anonymous Contributor

First, let us start by defining what a budget is:A sum of money allocated for a particularpurpose. Seems simple enough, and it is!

Budget WorksheetSources of IncomeMonthly pay check . . . . . . . . . . . . . . . . . . . .xxSocial security . . . . . . . . . . . . . . . . . . . . . . . .xxDividend income . . . . . . . . . . . . . . . . . . . . .xxPension distributions . . . . . . . . . . . . . . . . . .xxRental income . . . . . . . . . . . . . . . . . . . . . . . .xxSubtotal Income xxx(A)

Sources of ExpenseFixed Expenses:Monthly mortgage or rent . . . . . . . . . . . . .xxReal estate taxes – may be included in mortgage payment . . . . . . . . . . . . . .xxHome insurance – may be included in mortgage payment . . . . . . . . . . . . . .xxLife insurance . . . . . . . . . . . . . . . . . . . . . . . .xxCar insurance . . . . . . . . . . . . . . . . . . . . . . . .xxCar loan or lease payment . . . . . . . . . . . . . .xxElectric . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .xxHome heating – gas/oil . . . . . . . . . . . . . . . .xxTelephone, cable, internet . . . . . . . . . . . . .xxCell phone . . . . . . . . . . . . . . . . . . . . . . . . . . .xxLandscaping . . . . . . . . . . . . . . . . . . . . . . . . .xxHome security/alarm . . . . . . . . . . . . . . . . . .xxCleaning services . . . . . . . . . . . . . . . . . . . . .xxMedical co-pay . . . . . . . . . . . . . . . . . . . . . . .xxPrescription drugs . . . . . . . . . . . . . . . . . . . .xxRetirement/college savings . . . . . . . . . . . .xxCommuting – train/bus/subway . . . . . . . . . . .xxSubtotal Fixed Expenses xxx (B)

Variable Expenses:Groceries . . . . . . . . . . . . . . . . . . . . . . . . . . . .xxGifts – birthdays/holidays . . . . . . . . . . . . . . . . .xxEntertainment / vacation . . . . . . . . . . . . . .xxGas for auto . . . . . . . . . . . . . . . . . . . . . . . . . .xxDinning out . . . . . . . . . . . . . . . . . . . . . . . . . .xxCredit card payments (1) . . . . . . . . . . . . . . .xxMeals at work . . . . . . . . . . . . . . . . . . . . . . . .xxActivities for kids – clubs, sports, hobbies . . . .xxDry cleaning . . . . . . . . . . . . . . . . . . . . . . . . .xxPersonal grooming – haircuts, nails, spa . . . . .xxGym memberships . . . . . . . . . . . . . . . . . . . .xxSubtotal Variable Expenses xxx (C)Excess or (Shortfall) xxx (A - B – C)(1) Credit card payments are tricky when budgeting; i.e.: if you purchase groceries with your creditcard, you are double counting the expenses. In the worksheet above let us assume that credit cardpayments are to payoff existing outstanding debt.

A SimpleHousehold Budget



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