gold coast, emerald lakes villas from only $ 464,900

23
© copyright - Probity Investments 2015 1 Snap Shots Prestige Gold Coast living, offering a luxury resort lifestyle Cash flow positive by up to $8,775 in year one PROPERTY TYPES: 2 & 3 Bedroom Villas PRICE RANGE: From $464,900 CAPITAL GROWTH: 5.6 % RENT YIELD: 6.1 % VACANCY RATE: 0.9 % TOTAL R.O.I.: 11.7 % Situated in a private enclave on the highest point within Emerald Lakes, close proximity with international renowned golf course and with all amenities at your doorstep, The Resi- dences provide a range of stunning 2 & 3 bed villas with an Exceptional Investment opportunity . Hill Top Villas - Expected to be completed by Dec 2016 Hill Side Villas - Expected to be completed by May 2017 “The Residences” Emerald Lakes

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Page 1: Gold Coast, Emerald Lakes Villas from ONLY $ 464,900

© copyright - Probity Investments 2015 1

07 3198 6200

Snap Shots

Prestige Gold Coast living, offering a luxury resort lifestyle

Cash flow positive by up to $8,775 in year one

PROPERTY TYPES: 2 & 3 Bedroom VillasPRICE RANGE: From $464,900CAPITAL GROWTH: 5.6 %RENT YIELD: 6.1 %VACANCY RATE: 0.9 %TOTAL R.O.I.: 11.7 %

Situated in a private enclave on the highest point within Emerald Lakes, close proximity with international renowned golf course and with all amenities at your doorstep, The Resi-dences provide a range of stunning 2 & 3 bed villas with an Exceptional Investment opportunity .

Hill Top Villas - Expected to be completed by Dec 2016Hill Side Villas - Expected to be completed by May 2017

“The Residences” Emerald Lakes

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Population Growth

Queensland’s population is projected to double to around 9.4 million people by 2056 and is project-ed to replace Victoria as Australia’s second most populous state in 2050. Throughout the year, an annual 2% growth rate has been recorded in Queensland, which was higher than the national rate growth (1.8%). The state’s high rate ofpopulation growth will be driven by a continuedstrengthening of both net overseas migration andnet interstate migration levels.

Migration Rate

Queensland is one of only two states forecast to experience positive net interstate migration for the next four years, averaging 20,000 people per year. This rise is principally underpinned by migrants from both New South Wales and Victo-ria driven to move due to Queensland’s relative housing affordability and strong employment op-portunities. For the year ended June 2016, the State’s net interstate migration level is forecast to rise from around 10,500 to 19,000.

Net overseas migration has an immediate impact on the demand for housing as migrants require some form of housing on arrival, whether as rent-ers (in most instances) or as owner-occupiers.

Economic growth

The Queensland State Budget forecasts econom-ic growth of 6 percent in 2015 - 16. Queensland’s economy experienced the second highest aver-age annual growth rate of any Australian state or territory over the last 20 years. The State’s growth is anticipated to strengthen to 3.25% from 2014 onwards with Asia continuing to be the main driver of growth.

With 41 projects that have a value of more than $500 million each, Queensland’s economy is ex-pected to grow very strongly. Having the biggest infrastructure pipeline of all states, Queensland’s major projects have the potential to generate al-most 100,000 direct jobs plus additional indirect jobs. Furthermore, there are 10 major tourism projects with a combined value of $30 billion and 13 major mining projects with a combined val-ue of $63 billion scattered up and down along Queensland’s coastline.

Looking ahead, Queensland is expected to con-tinue to outstrip the national growth. Sustained low interest rates and stronger population growth are expected to strengthen spending in the household sector.

Queensland Queensland is the second-largest and third-most populated state/ territory in Australia. According to the latest data provided by the Queensland Government, Queensland’s current population sits at 4,805,140 people.

Source: Resolution Research Strategists, Australian Property Investor Sept 2015, QLD Government Statistican’s Office

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Population Growth

The Gold Coast’s population reached approx. 538,000 residents during 2012 with significant growth realised between 2001 and 2011, when population increased by around 13,000 residents per annum. This growth is forecast to continue over the next 20 years to 2031, with estimat-ed growth of 14,000 new residents per annum. There will be an estimated 320,000 additional people to call the city home by 2035.

Economic growth

The Gold Coast is widely acclaimed as Austra-lia’s premier tourist destination and attracts over 12 million visitors and approximately 12,500 new residents each year, making it one of the fastest growing cities in Australia.

The Gold Coast economy has grown from a plat-form of tourism and construction to an economy valued at over $25.2 billion. As host city for the Commonwealth Games in 2018, the Gold Coast city is undergoing over $13.5 billion in major infrastructure projects, transforming this young city into a world-class destination.

With prestigious beachfront, river front, canal front, golf course frontage living options along-side acreage and traditional lifestyle options, tourism becomes a primary economic focus and resident population growth bounces back. The Gold Coast residential property market is cur-rently experiencing an increase in demand and growth.

Population growth, as well as the heavy invest-ment in infrastructure ($13.5 billion) and forecast employment opportunity is expected to boost economic growth on the Gold Coast.

These major drivers will promote recovery and leverage off the region’s affordability in compari-son to other markets. Ultimately, the opportunity exists within the current market to capitalise on competitive prices and low vacancy rates with an intention to take advantage of future demand and property cycles.

Gold Coast Defined by its world-class beaches, magnificent shopping centres, progressive infrastructure programs and fast growing population, the Gold Coast (GC) is a vibrant beachfront city within South East Queensland, and ranks as the sixth largest city in Australia.

“The Gold Coast will double its population to 1.2 million people by 2050, and the city must be willing to hunt down big business

to make the most of the growth - Demographer Bernard Salt

Source: Gold Coast Convention & Exhibition Centre,

Only 1 hour drive from Brisbane, with access to two international airports, the Gold Coast is perfectly positioned as a destination for business, invest-ment, study, sport, events, tourism and lifestyle. The Gold Coast stretches along 57 kilometres of coastline and is home to over half a million people.

Urbis Gold Coast Report 2014

Click for ”Future Gold Coast” video

, Australia’s Gold Coast

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The 200ha Gold Coast Health and Knowledge Precinct (GCHKP), located at Parklands in Southport, is “a vibrant community where people live, learn and work”, which includes a new $1.76 billion world-class teaching Gold Coast University Hospital and the $150 million Griffith Health Centre. The next stages of the precinct’s growth include development of a $210 million Gold Coast private hospital and the 2018 Commonwealth Game Athlete Village at Parklands. It is expected that the GCHKP will strengthen and diversify the Gold Coast economy and create more than 9,200 jobs.

Gold Coast Major Infrastructures

Hosting the Gold Coast 2018 Commonwealth Games represents a once-in-a-generation opportunity. In prepa-ration, the Queensland Government will deliver three new competition venues and undertake major upgrades to a further seven venues. There will be several public domain improvements, upgrades to Southport and Broadbeach Malls, tree planting, street-scaping, road and footpath upgrades, community health and safety initiatives. GC2018 will generate an approximate $2 billion economic impact and create up to 30,000 full-time jobs and $500 million new transport and community infrastructure.

◊ Boost major tourism with 100,000+ visitors◊ Global exposure to a television audience of 1 billion+◊ National and international sports training camps◊ Over $100 million of upgrades to existing sporting facilities◊ $200 million in new sporting and community infrastructure◊ $270 million+ to state/local economy (based on figures from the Melbourne 2006 Commonwealth Games)

Gold Coast 2018 Commonwealth Games™ (GC2018)

Gold Coast Health & Knowledge Precinct

Source: Resolution Research Strategists, www.gc2018.com, www.goldcoast.qld.gov.au

Click for Video

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Located at the coastal centre of the city, the Broadwater is the Gold Coast’s marine tourism hub which presents an excellent opportunity for a cruise ship terminal. The Broadwater Marine Project proposed a cruise ship terminal on th eastern side of Wave Break Island which would substaintially enhance the existing tourism offer and provide a wonderful showcase of Gold Coast. The terminal building will be a purpose built facility to support the movement of over 1,500 passengers per hour, customs andimmigration facilities and a multi-functional space that can be used for events and other purposes.

Gold Coast Major Infrastructures

G:Link is a new $1.6bn light rail system that runs 7 days a week, spanning 13 kilometres of the Gold Coast, stopping at 16 tram stations from Broadbeach to the new Gold Coast University Hospital. The Gold Coast G:Link provides the convenience of comfortable and affordable transport to other main attractions of the Gold Coast and enhanced connectivity between key employment nodes and resi-dential precinct throughout the Gold Coast.

On the other hand, the Queensland State Government commenced preliminary investigations rela-tive to the delivery of Stage Two of the Light Rail system in 2015 which will extend the current route to connect with Queensland Rail’s Helensvale Station. The completion of Stage Two of this project will deliver a link between the Gold Coast and greater South-East Queensland which is expected to result in unprecedented economic benefits, increased population growth which, in turn is likely to underpin strong growth in underlying dwelling values throughout the region.

Gold Coast Light Rail & Rail Extension

Broadwater Marine Project

Source: Resolution Research Strategists, www.goldcoast.qld.gov.au, www.broadwatermarineproject.com.au

Click for Video

Click for Video

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Population Growth

At the time of the 2011 Census, Carrara (contain-ing Emerald Lakes) was home to just over 11,500persons and comprised of 4,980 private dwell-ings. According to the Queensland GovernmentStatistician’s Office, the population of Carrara is projected to grow by over 3,290 persons by 2036.

Available land for the development of new dwell-ings will constrict the area’s population growth with limited opportunities available for the pro-vision of new dwellings. Consequently, there is a high level of demand for new dwellings within Emerald Lakes.

Emerald Lakes

Source: Resolution Research Strategists

Located in the heart of Gold Coast, only 8km from Surfers Paradise and 45 minutes drive from Brisbane, Emerald Lakes is a landmark master-planned community combining residential, commercial and recreational amenities in conjunction with hosting one of the the Gold Coast’s most renowned 18 hole Champion Golf Courses.

Emerald Lakes is surrounded by a wide choice of education facilities ranging from day-care centres and pre-schools through to world-class universities, well serviced by numerous health and medical facilities and with close proximity to shopping centres (Village Centre), sport bar, restaurants, tennis club and premium golf courses. The area offers a prestige Gold Coast luxury living.

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Palm Meadows Golf Course (1.7 km)Residents of Emerald Lakes are spoiled for choices for where to swing their golf clubs, with the Emerald Lakes Golf Club only 650m away, and the interna-tionally renowned Palm Meadows Golf Course only 2km away by car or a short walk through the parks.

The challenging 350 hectare course was designed by leading Australian golfer Graham Marsh. Par 72 measures 6319 metres off the championship tees. Water comes into play on 14 holes and there are 82 sand bunkers.Read More

Emerald Lakes Major Infrastructures

Carrara Sport Precinct

Located only 950m away from Emerald Lakes, being one of the major sport venues for 2018 Gold Coast Commonwealth Game, Carrara Sport Precinct is under a massive redevelopment in order to cater for elite and community sporting groups as well as provide a range of amenities for public use.

The $122 million Carrara Sports Precinct rede-velopment will be delivered as four key projects including the new Carrara Sports and Leisure Centre, upgrades to the Carrara Indoor Stadium, upgrades to Carrara Outdoor Stadium, and gen-eral precinct upgrades such as improvements to existing sports fields. The project is expected to create more than 350 full time equivalent jobs during construction.

Carrara Sport Precinct Redevelopment construction commenced in February 2015 and is scheduled for completion in early 2017

“These projects aren’t just about the Common-wealth Games, they’re creating jobs and they’re helping strengthen the regional economy.”

The Qld Premier, Annastacia Palaszczuk (Apr 2015)

Click for Video

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2 Bed, 3 Storey Villas

FROM $464,900

The Residences encompass 125 exclusive two and three bedroom villas which come with a choice of layouts,

contemporary colour palettes and high-end finishes to suit all tastes. With unmatched privacy and far-reaching views,

walking distance to Emerald Lakes Town Centre, Tennis Centre, restaurants & bars, driving range and 13km of lake

front walking & cycling tracks, The Residences is truly a place to call home.

3 Bed, 2 Storey Villas

FROM $549,900

Page 9: Gold Coast, Emerald Lakes Villas from ONLY $ 464,900

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07 3198 6200Location Map 1

Page 10: Gold Coast, Emerald Lakes Villas from ONLY $ 464,900

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CCJ15008 The Residences Stage 3 & 4 Flip Books FA.indd 6 15/12/2015 3:58 pm

&Bond University

Location Map 2

Page 11: Gold Coast, Emerald Lakes Villas from ONLY $ 464,900

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7001

PAN

ORA

MA

DRI

VE

PANORAMA DRIVE

7002 7003 7004 7005 7006 7007 7008

70097010

70117012

7013

7014

7015

7016

7017

70187019

702070217022

7023

7024

7025

7026

7027

7028

7029 7030 7031 70327033

7034

703570367037

7038 70397040

70417042

7043

7044

7045

7046

7047

7048

70497050

7051

Artistic representation only. Final product may differ from that illustrated.

NG

RAN

D A

VEN

UE

Type A 3 Bed 3 Storey

Type A1 3 Bed 3 Storey

Type B 3 Bed 2 Storey

Type C 3 Bed 2 Storey

Type C1 3 Bed 2 Storey

Type C2 3 Bed 2 Storey

Type C3 3 Bed 2 Storey

Type C4 3 Bed 2 Storey

Type D 2 Bed 3 Storey

Type Dm 2 Bed 3 Storey

Type D1 2 Bed 3 Storey

Type D2 2 Bed 3 Storey

Type D3 2 Bed 3 Storey

Type D4 2 Bed 3 Storey

7501 7502 7503 7504 7505 7506 7507 7508 7510 7511

75097512 7513

75147515

75167517

7574 7573 7572 7571 7570 7569 7568 7567 7566 75657564

75637562

7561

7560

7538

75397559

7558

7540

7541

7537

7536

7518

75197520

75217534

7533

75237524

7535

7522

75577556

75427543

75557554

75447545

75537552

75467547

75517550

75487549

75327531

75297530

7528 752575267527

Site plan

Hill Top Villas

Hill Side Villas

Page 12: Gold Coast, Emerald Lakes Villas from ONLY $ 464,900

12© copyright - Probity Investments 2015

07 3198 6200Floor plan - Type A (example)

**Click here for All Villas floor plans

Page 13: Gold Coast, Emerald Lakes Villas from ONLY $ 464,900

13© copyright - Probity Investments 2015

07 3198 6200Floor plan - Type B (example)

**Click here for All Villas floor plans

Page 14: Gold Coast, Emerald Lakes Villas from ONLY $ 464,900

14© copyright - Probity Investments 2015

07 3198 6200Floor plan - Type C (example)**Click here for All Villas floor plans

Page 15: Gold Coast, Emerald Lakes Villas from ONLY $ 464,900

15© copyright - Probity Investments 2015

07 3198 6200Floor plan - Type D (exmaple)

**Click here for All Villas floor plans

Page 16: Gold Coast, Emerald Lakes Villas from ONLY $ 464,900

© copyright - Probity Investments 2015 16

07 3198 6200Schedule of Inclusions, Fixtures & Fittings

The Residences Emerald Lakes Executive Schedule of Finishes

Executive Finishes Schedule – Rev A Doc ID 275656353/v1

19 March 2015

Flooring

Balcony Ceramic tiles

Living/Dining/Bedrooms Godfrey Hirst carpet

Kitchen Ceramic tiles

Bathroom

Bathroom Wall Ceramic tile to skirting, splashback and shower alcove

Bathroom Floor Ceramic tiles

Kitchen Joinery

Kitchen Cupboards Laminate Finish

Island Bench Reconstituted Stone (only applicable if island bench is already included with contracted townhouse type)

Overhead Cupboards Laminate Finish

Kitchen Benchtop Reconstituted Stone

Kitchen Splashback Laminate Finish

Bathroom Joinery Vanity Benchtop Reconstituted Stone

Vanity Cupboard Laminate Finish

Bedroom

Robe Doors Sliding

Kitchen Appliances / Accessories

Sink Single Bowl Stainless Steel

Sink mixer Grohe Cosmopolitan G'neck Kitchen Mixer

Cooktop Elba Electric Cooktop

Oven Elba 60cm Oven

Rangehood Elba 60cm Slideout Rangehood (Recirculating).

Dishwasher Elba Dishwasher

Bathroom Taps and Sanitary Items

Basin Villeroy + Boch Architectura Rect.UC Basin

Basin Mixer Grohe BauLoop Basin Mixer

Page 17: Gold Coast, Emerald Lakes Villas from ONLY $ 464,900

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07 3198 6200Schedule of Inclusions, Fixtures & Fittings

(Continue)

The Residences Emerald Lakes Executive Schedule of Finishes

Executive Finishes Schedule – Rev A Doc ID 275656353/v1

19 March 2015

Shower Tapware Grohe BauLoop Shower Mixer

Shower Screen Semi-frameless safety glass panels and door

Toilet Suite Mode Wall Faced Close Coupled

Services

Mechanical Reverse cycle air conditioning

Exhaust to bathroom

Re-circulating kitchen exhaust

Electrical Power outlets to kitchen, living, bedrooms, laundry

Telephone to living

TV outlets for free to air in living and master bedroom

Exclusions Laundry exhaust

Water or power to balconies

Water data to fridge

Subject to Variations and substitutions in accordance with Contract Terms.

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07 3198 6200

Early indicators suggest that the Gold Coast market has now leveled out and is poised to witness growths in values across its residential market, underpinned by the immense investment in large-scale infrastructure projects resulting in the creation of thousands of new jobs and favourable under-lying market fundamentals. For the year ended June 2015 demand for attached dwelling’s through-out the Gold Coast was at its highest level since 2008 demonstrating overall market confidence throughout the region.

Current Rent Appraisal

CAPITAL GROWTH & RENTAL RETURN PROSPECTS

Independent Rental appraisal by Superior Property Emerald Lakes on 16 Oct 2015:

3 Bedroom Villas: $560 - $590 p/w2 Bedroom Villas: $460 - $480 p/w

An analysis of median price growth throughout the suburb’s market reveals that for the past five fi-nancial years to June 2015 together with the 3 months to September 2015, values have grown at an impressive average annual rate of 4.1%. Between the year ended June 2014 and September 2015 median values have increased by 9%. This rate growth has been more than 4 times that recorded throughout the greater Gold Coast over the same time period. A trend analysis of the growth in me-dian values of attached dwellings throughout Carrara shows that over the past five financial years to June 2015 together with the three months to September 2015 values have increased by just over $11,000 per annum.

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07 3198 6200Cash Flow Analysis - Type B (example)

549,900$ 100,000$ -$ 16,300$ 80%

4.50%1,500$ 26,500$

19,293$ 16,300$ -$ 300$

1,000$ 43,100$ 1,800$ 2,285$ 30,680$

590$ 100,000$ 7.5% 130,680$ 318$ -$ 130,680$

43,100$ 87,580$

19,796$ 24,947$ 1,800$ 20,352$ 2,285$ 4,595$ 2,301$

318$ 4,595$ -$ 30,680$

26,500$ 35,275$

30,680$ 35,275$ 26,500$ 26,500$

4,180$ 8,775$

80$ 169$

6.1% 5.6%

0.9% 11.7%

DISCLAIMER: This Cash Flow Summary involves projections and assumptions that can be affected by a number of unforeseen variables. The forecasts and assumptions are a prediction, and whilst Probity Investments has made every effort to ensure they are based on reasonable information, they may be affected by assumptions that do not necessarilly eventuate, or by known or unknown risks and uncertainties. It should be noted that past

performance is not necessarilly a reliable indication of future performance. The information in this publication does not represent financial advice and should not be regarded as such. It has been prepared without taking into account your financial situation or investment objectives. You should consider the appropriateness of the information in regards to your current financial situation or needs. Probity Investments Pty Ltd accepts no responsibility

for the accuracy or completeness of any such material. The information is subject to change without notice and Probity Investments Pty Ltd is under no obligation to update the information or correct any assumptions which may change over time.

less Total Annual Holding Costs less Total Annual Holding Costs

ANNUAL CASH FLOW (excl. Tax Deductions) ANNUAL CASH FLOW (incl. Tax Deductions)

WEEKLY CASH FLOW (excl. Tax Deductions) WEEKLY CASH FLOW (incl. Tax Deductions)

GROSS ANNUAL RENTAL YIELD (Source: Resolution Resource Strategies, Emerald Lakes Suburb Profile, October 2015)

3 YEAR AVERAGE ANNUAL GROWTH (Source: Australian Property Monitors via A.P.I. magazine December 2015)

VACANCY RATE (Source: Australian Property Monitors via A.P.I. magazine December 2015)

GROSS RETURN ON INVESTMENT (ROI)

Property Management FeesLandlord Insurance Total Tax Savings with the new propertyOther expenses plus Gross Annual Rental income

Total Annual Holding Costs Total Annual Income (incl. Tax Deductions)

Gross Annual Rental Income Total Annual Income (incl. Tax Deductions)

Furniture Pack (If applicable) Total Gross Annual Incomeless Total Annual Property Tax Deductions

ANNUAL HOLDING COSTS Annual Taxable Income with the new property

Mortgage Repayments Tax Payable without the new property (excl. Tax Levies)

Council Rates, Water & Sewerage less Tax Payable with the new property (excl. Tax Levies)

Body Corporate Fees Total Tax Savings with the new property

Property Management Fees (Source: Superior Property) Total Gross Annual IncomeLandlord Insurance (Source: Suncorp Insurance)

Conveyancing Professional Fees Annual Property Tax DeductionsCouncil Rates, Water & SewerageBody Corporate Fees (Includes: Insurance, Admin + Sinking Fund) Gross Annual Rental Income

Mortgage Loan to Value Ratio (LVR)Mortgage Interest Rate (Interest-Only) TAX CALCULATIONS

Weekly Rent (Source: Superior Property) plus Gross Annual Personal Income

Lot 7527: Type B, 2 Storey, 3 Bed, 2 Bath + Powder Room, 2 Car: Total Area: 207 square metres

CASH FLOW ANALYSIS "THE RESIDENCES" EMERALD LAKES, CARRARA, QLD 4211

PROPERTY PURCHASE INFORMATION TAX ASSESSMENT INFORMATIONTotal Property Purchase Price Gross Annual Personal Income (Individual / Combined)

Borrowing Costs Total Annual Holding Costs (100% tax deductible)

Transfer Duty on Property + other Government Fees plus Allowable Tax Depreciation on PropertyGovernment Concessions (If applicable) plus Allowable Tax Deduction on Borrowing Costs

Land Price (If applicable) Property Depreciation Estimate (Source: Napier & Blakely)

Contact your Probity Investments Advisor on 07 3198 6200 to discuss your investment decision in more detail. Email: [email protected] | Fax: 07 3198 6220

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07 3198 6200Cash Flow Analysis - Type C (example)

599,900$ 100,000$ -$ 16,300$ 80%

4.50%1,500$ 28,342$

21,703$ 16,300$ -$ 300$

1,000$ 44,942$ 1,800$ 2,327$ 30,680$

590$ 100,000$ 7.5% 130,680$ 318$ -$ 130,680$

44,942$ 85,738$

21,596$ 24,947$ 1,800$ 19,670$ 2,327$ 5,277$ 2,301$

318$ 5,277$ -$ 30,680$

28,342$ 35,957$

30,680$ 35,957$ 28,342$ 28,342$

2,338$ 7,615$

45$ 146$

6.1% 5.6%

0.9% 11.7%

CASH FLOW ANALYSIS "THE RESIDENCES" EMERALD LAKES, CARRARA, QLD 4211

PROPERTY PURCHASE INFORMATION TAX ASSESSMENT INFORMATIONTotal Property Purchase Price Gross Annual Personal Income (Individual / Combined)

Borrowing Costs Total Annual Holding Costs (100% tax deductible)

Transfer Duty on Property + other Government Fees plus Allowable Tax Depreciation on PropertyGovernment Concessions (If applicable) plus Allowable Tax Deduction on Borrowing Costs

Land Price (If applicable) Property Depreciation Estimate (Source: Napier & Blakely)

Mortgage Loan to Value Ratio (LVR)Mortgage Interest Rate (Interest-Only) TAX CALCULATIONS

Weekly Rent (Source: Superior Property) plus Gross Annual Personal IncomeProperty Management Fees (Source: Superior Property) Total Gross Annual IncomeLandlord Insurance (Source: Suncorp Insurance)

Conveyancing Professional Fees Annual Property Tax DeductionsCouncil Rates, Water & SewerageBody Corporate Fees (Includes: Insurance, Admin + Sinking Fund) Gross Annual Rental Income

Mortgage Repayments Tax Payable without the new property (excl. Tax Levies)

Council Rates, Water & Sewerage less Tax Payable with the new property (excl. Tax Levies)

Body Corporate Fees Total Tax Savings with the new property

Furniture Pack (If applicable) Total Gross Annual Incomeless Total Annual Property Tax Deductions

ANNUAL HOLDING COSTS Annual Taxable Income with the new property

Total Annual Holding Costs Total Annual Income (incl. Tax Deductions)

Gross Annual Rental Income Total Annual Income (incl. Tax Deductions)

Landlord Insurance Total Tax Savings with the new propertyOther expenses plus Gross Annual Rental income

Lot 7002: Type C, 3 Storey, 3 Bed + Study, 2 Bath + Powder, 2 Car: Total Area: 190 square metres

DISCLAIMER: This Cash Flow Summary involves projections and assumptions that can be affected by a number of unforeseen variables. The forecasts and assumptions are a prediction, and whilst Probity Investments has made every effort to ensure they are based on reasonable information, they may be affected by assumptions that do not necessarilly eventuate, or by known or unknown risks and uncertainties. It should be noted that past

performance is not necessarilly a reliable indication of future performance. The information in this publication does not represent financial advice and should not be regarded as such. It has been prepared without taking into account your financial situation or investment objectives. You should consider the appropriateness of the information in regards to your current financial situation or needs. Probity Investments Pty Ltd accepts no responsibility

for the accuracy or completeness of any such material. The information is subject to change without notice and Probity Investments Pty Ltd is under no obligation to update the information or correct any assumptions which may change over time.

less Total Annual Holding Costs less Total Annual Holding Costs

ANNUAL CASH FLOW (excl. Tax Deductions) ANNUAL CASH FLOW (incl. Tax Deductions)

WEEKLY CASH FLOW (excl. Tax Deductions) WEEKLY CASH FLOW (incl. Tax Deductions)

GROSS ANNUAL RENTAL YIELD (Source: Resolution Resource Strategies, Emerald Lakes Suburb Profile, October 2015)

3 YEAR AVERAGE ANNUAL GROWTH (Source: Australian Property Monitors via A.P.I. magazine December 2015)

VACANCY RATE (Source: Australian Property Monitors via A.P.I. magazine December 2015)

GROSS RETURN ON INVESTMENT (ROI)

Property Management Fees

Contact your Probity Investments Advisor on 07 3198 6200 to discuss your investment decision in more detail. Email: [email protected] | Fax: 07 3198 6220

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07 3198 6200Purchase Process

Step 1: Email or fax your completed Expression of Interest (EOI) form and Payment Confirma-tion of the $1,000 Initial Deposit to Probity Investments

Payment of your Initial Deposit can be made by Cheque or by Electronic Funds Trans-fer (EFT) to the Trust Account details shown below in Step 4.This will secure your cho-sen property and take it off the market whilst your contract documents are prepared and delivered to you for signing.

Note: your initial deposit will be refunded to you if requested at any time before your Contract of Sale is fully executed by all parties

Step 2: Complete and return the Contract of Sale documents to our office within 7 days of receiving them [PO BOX 1709, Milton, QLD 4064]

Step 3: Upon receiving your signed Contract of Sale documents, the Property Developer will counter-sign and enter the official Contract Date.

Step 4: The full deposit, being 10% of the purchase price less the Initial Deposit, must be paid within 14 days from the Contract Date. Payment options are as follows:

a) Direct deposit or EFT to the following Trust Account

Bank Name: ANZ BankAccount Name: Avanti Project Marketing Pty Ltd Trust AccountAccount No.: 3955 40174BSB: 014 704Reference: Lot No, Surname, The Residences

(so funds can be identified)

OR

b) Bank Guarantee / Deposit Bond Email your lender’s formal approval to Probity Investments

Step 5: Settlement, payment of the balance of the purchase price, is due 14 days from notification of Title Registration.

Construction completion is expected approximately Dec 2016 (Hill Top Villas) or May 2017 (Hill Side Villas), and Title Registration will be notified to you via your nominated solicitor close to that time.

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07 3198 6200

Peak Body Corporate Management Pty Ltd is a body corporate administration company with operations on the Gold Coast and in Logan City that was formed in 2008. The company offers a niche service to medium and large schemes with caretakers who are looking for a more per-sonal and experienced service.

Total Levies start fromONLY $39.14 per week

NBtax was created by Napier & Blakeley for one purpose. To make the complicated uncomplicat-ed. To simplify property tax depreciation for in-vestors, big and small alike. With 30 years of ex-pertise, NBtax is perfectly positioned to produce a compliant property tax depreciation schedule, whilst ensuring your returns are maximised.

TAX DEPRECIATION for the first year up to approx. $16,300

Complete reports available on our website: www.probityinvestments.com

Overview of the development team

Tax Depreciations & Body Corporate Fees

The Residences is the latest Queensland project from Urban Construct, noted for their landmark waterfront residential designs. Established in 1997, Urban Construct have delivered more than 4,000 dwellings and 100,000m2 of retail and commercial space. A $6 billion portfolio of projects and awards from peak industry bodies speaks to their commitment to quality and status among Australia’s most respected developers.

Property developer

Nifsan is a privately owned property developer operating exclusively in South East Queensland. Since 1991, Nifsan has built an impressive profile as one of Queensland’s most awarded property developers.

Nifsan has won over 30 major state and national awards from the Urban Development Institute of Australia, the Housing Industry Association and the Queensland Master Builders Association. Nifsan has also been judged ‘best in Queensland’ six times and named in the top three development and building companies in Australia.

Builder

Page 23: Gold Coast, Emerald Lakes Villas from ONLY $ 464,900

Disclaimer: All projections and assumptions are a prediction, and whilst Probity Investments has made every effort to ensure they are based on accurate and reliable information, they may be affected by assumptions that do not necessarily eventuate, or by known or unknown risks and uncer-tainties. The information in this publication does not represent financial advice and should not be regarded as such. It has been prepared without taking into account your financial situation or investment objectives. You should consider the appropriateness of the information in regards to your current financial situation or needs. Probity Investments Pty Ltd accepts no responsibility for the accuracy or completeness of any such material. The information is subject to change without notice and Probity Investments Pty Ltd is under no obligation to update the information or correct any assumptions which may change over time.

PH: 07 3198 6200 E: [email protected] www.probityinvestments.com