gta new home guide - dec 13, 2014

Dec 13, 2014 - Jan 10, 2015 Volume 22 Issue 23

[ 4-WEEK ISSUE ]

INSIDE THIS ISSUE

5 SECRETS TO DESIGNINGAN AMAZING ROOM

PREPARING FOR ALL YOUR CLOSING COSTS

MORTGAGES: WHAT’SAHEAD FOR 2015?

© Aspen Ridge Homes. Prices and specifications are subject to change. See sales representative for details. All Rights Reserved. E.&O.E. December 2014.

ASPIRETO STANDARD

FEATURES THAT FEEL

SIGNATURE.What makes for good design? At Aspen Ridge, we believe it’s the moment your aspirations become actualizations. The moment your dream kitchen becomes a space where you sip, stir, savour. When interiors not only have the best designer � nishes, but are designed to your tastes. Trends fade. Styles change. Good design? It withstands the test of time. That’s what we aspire to.

PRESENTATION CENTRE NOW OPEN18001 Bathurst St., Newmarket

Towns from the $450’s | Singles from the $620’s416.270.9484 | aspenridgehomes.com

Aspire to great design.

NOW OPENBRADFORD Dream� elds Presentation Centre & 2 Model Homes 905.551.1631

BRAMPTON Credit Manor HeightsPresentation Centre & Model Home 905.216.5155

BRAMPTONMay� eld VillagePresentation Centre 905.230.2592

KLEINBURGKleinburg HillsPresentation Centre & 2 Model Homes 905.552.0678

NEWMARKETWoodland HillsPresentation Centre 416.270.9484

NOBLETON King Country EstatesPresentation Centre & 2 Model Homes 905.558.0255

RICHMOND HILLKettle Lakes ClubPresentation Centre & 4 Model Homes 289.234.1064

VAUGHANUpper West SidePresentation Centre & 2 Model Homes 289.553.5633

WATERDOWNWaterdown MeadowsPresentation Centre905.690.2224

MORE INFO ATaspenridgehomes.com

COMING SOONKESWICKSimcoe Landing

MARKHAMUnion

QUEENSVILLEQueensville

REGISTER ATaspenridgehomes.com

ASPIRE TO OPEN-CONCEPT DESIGN. AT HOME. AND IN YOUR COMMUNITY.Welcome to Newmarket’s Woodland Hills, where you’ll experience a neighbourhood fabric that strikes a dramatic blend between big city amenities and small town charm. Discover gracious family homes where design consideration goes into every last detail, and where nature’s “exterior design” includes a conservation area and a natural community pond for all to enjoy.

Now Open!

Visit the Presentation Centre north of Davis Drive on Bathurst, Newmarket.

aspenridgehomes.com

6.875” x 10.5” IGF 7.25” x 10.5” IFC 7.5” x 10.5”fold

ASPIRE TO A NEW ERA OF DESIGN IN NEWMARKET.

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contentsDECEMBER 13, 2014 - JANUARY 10, 2015 || VOLUME 22 ISSUE 23

community focus features24 West Brampton

Fieldgate Homes Early closing sales event in west Brampton

54 Toronto Decade Homes Yorkdale Village: a success story in central Toronto

72 Milton Mattamy Homes Mattamy brings new growth to Hawthorne Village in early 2015

76 Milton Conservatory Group Move in 120 days at Milton’s Escarpment community

ON THE COVER

p. 32FLATO

DEVELOPMENTS Construction excellence,

lofty ideals, impeccable quality and customer service


[ 4-WEEK ISSUE ]

INSIDE THIS ISSUE




regular and special featuresIN EVERY ISSUE

4 Editor’s Note

10 Contributors

52 Hot Dates

102 Ad Index

COLUMNISTS

14 BILD Report BILD Chair named to Mayor’s Advisory Council by Bryan Tuckey

18 Fundamentally Speaking GTA homeownership affordability improves by Wayne Karl

76

72

30

42

20 Tarion Report Tarion wraps up a busy and productive year by Howard Bogach

30 Mortgage Advice After a good 2014, what can we expect in 2015? by Alyssa Richard

40 Taxing Issues Selling an investment property by Henry Choo Chong

46 Legally Speaking Make sure you’re prepared for all closing costs by Jayson Schwarz

58 Industry Insider Charity begins at home by David Hirsh

HOMEBUYERS’ HELP

38 Design Secrets 5 secrets to designing an amazing room by Jane Lockhart

42 Marketplace 2014 Holiday Gift Guide by Sara Duck

74 Style File Festive flair by Sara Duck

95 Resource Section Mortgage Calculator and Rate Table

99 GTA Hot Sheet Two pages of new openings, new releases and preview registrations

IN THE NEWS

16 Brookfield Residential Aurora and Tottenham to welcome new phases in February

48 Homebuying New survey provides insight into what buyers look for in location

This past year has been another solid one for the GTA and its real estate market. A strong

economy, appreciating housing values and continuing low interest rates are all producing a bright outlook

Even affordability, increasingly being tested – at least in certain home types – in the GTA, caught a bit of a break recently. In its latest Housing Trends and Affordability Report, RBC Research says homeownership affordability improved in the third quarter of 2014 in two out of the three housing categories monitored. Standard two-storey homes became slightly more affordable, though buyers are increasingly finding they need to look beyond the downtown core and further

out in the GTA where prices and selection are more palatable.

Meanwhile, as a report on page 48 of this issue suggests, homebuyer preferences are showing another interesting trend – location over space. Location, location, location has always been one of the golden rules of real estate. But more so, it seems, this adage applies more focus on matters such as transit, transportation and walkability.

The good news for those in the new-home buying market, is that builders today are keenly aware of changing consumer demands. Combine this with the GTA being one of the healthiest housing markets in Canada, and you’ll likely agree that 2015 will be a good year, indeed.

Here’s to 2015 Outlook for next year looks promising, with continuing low interest rates, economic and housing market growth

What rules your new home choice? Lifestyle increasingly influential for homebuyers

New-home buyers are often driven by different influences, but there’s no doubt lifestyle

is an increasingly important factor. Whether you’re considering a home near the beach, a golf course or a city penthouse or pied-à-terre, you’re likely looking to compensate for what you don’t have in your current residence.

The amount of living space is usually the issue – either too much or too little. Most young families are looking for more living space, which is why builders are designing homes with interiors that maximize every square foot of living space to make the most of your money.

As we get older, the quest for living space may take a different direction.

Downsizing is often the answer, although many homeowners with existing homes in suburban or rural areas are acquiring townhomes or pied-à-terres in the city. An urban location gives owners and their friends a chance to enjoy the social and cultural activities of the city without having to drive for hours to get home.

In today’s hectic world, your new home will be your retreat, so it’s important to find is to find a home that suits your needs and lifestyle. In this issue, we profile new communities which offer the perfect place to put up your feet, plus the latest industry news and features about buying and owning a new home. Enjoy!

//EDITOR’S NOTE

SUSAN LEGGE EDITOR-IN-CHIEF Wall2Wall Media [email protected]

Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

WAYNE KARL EDITOR Wall2Wall Media [email protected]

Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide

Facebook.com/MenkesLife @MenkesLife menkes.com

WHEREVER YOURHOLIDAY STOREYTAKES YOU, MAY ITBE A HAPPY ONE.

For over 60 years, Menkes has focused on building homes and condominiums to suit every stage of your life in Toronto’s most desirable locations. Come home to Menkes today, where your life storey always begins and ends with total customer satisfaction.

Happy Holidays from Menkes

NEW RELEASE

Burnhamthorpe Rd. & West Mall, EtobicokeStarting from the high $300’s

416.259.2525

UNDER CONSTRUCTION

Bathurst St. & Finch Ave., North YorkStarting from the high $600’s

416.730.1600

NEW RELEASE

Brown’s Line & Evans Ave., EtobicokeStarting from the low $500’s

416.259.2525

UNDER CONSTRUCTION

Guelph St. & MacFarlane Dr., GeorgetownStarting from the mid $700’s

289.891.9103

6 NEW HOME GUIDE GTA | DEC 13, 2014 - JAN 10, 2015

Facebook.com/MenkesLife @MenkesLife menkes.com

WHEREVER YOURHOLIDAY STOREYTAKES YOU, MAY ITBE A HAPPY ONE.

For over 60 years, Menkes has focused on building homes and condominiums to suit every stage of your life in Toronto’s most desirable locations. Come home to Menkes today, where your life storey always begins and ends with total customer satisfaction.

Happy Holidays from Menkes

NEW RELEASE

Burnhamthorpe Rd. & West Mall, EtobicokeStarting from the high $300’s

416.259.2525

UNDER CONSTRUCTION

Bathurst St. & Finch Ave., North YorkStarting from the high $600’s

416.730.1600

NEW RELEASE

Brown’s Line & Evans Ave., EtobicokeStarting from the low $500’s

416.259.2525

UNDER CONSTRUCTION

Guelph St. & MacFarlane Dr., GeorgetownStarting from the mid $700’s

289.891.9103

DEC 13, 2014 - JAN 10, 2015 | NEW HOME GUIDE GTA 7

NEW COMMUNITIES AND ADDITIONS TO FAVOURITE COMMUNITIES COMING IN 2015.

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.

Follow us: SALES CENTRE HOURS: Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm

MODEL HOME HOURS: Monday - Thursday 1 pm-7:30 pm; Friday 1 pm-5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm

MILTONA Whole New Neighbourhood

Of Town And Detached Homes.

WATERDOWNA New Selection Of Town And Detached Homes In A Popular Community.

AURORAAt St. John’s Forest, Great Things Are Coming Soon.

New Models, New Releases.

SCARBOROUGHA Whole New

Community Featuring Town And Semi-

Detached Homes.

MARKHAMFeaturing A Wide

Selection Of Townhome Styles To Choose From.

RICHMOND HILLUpscale Towns and

Detached Homes In A Prestigious Community.

PICKERINGA Brand New Seaton Neighbourhood With A Variety of Town and

Detached Homes.

Taunton Taunton

THIS NEW YEAR WILL BRING MANY NEW HOME OPPORTUNITIES.

We will have a new variety of homes coming to some of our favourite established communities and some brand new neighbourhoods in new locations such as Scarborough and Richmond Hill, throughout 2015. It will be a great year to find a new family home.

MATGTA_MH – All-Sites_ComingSoon – New Homes and Condos – Magazine – 15" x 10.5" Due: 3/12/14

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NEW COMMUNITIES AND ADDITIONS TO FAVOURITE COMMUNITIES COMING IN 2015.



Follow us: SALES CENTRE HOURS: Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm

MODEL HOME HOURS: Monday - Thursday 1 pm-7:30 pm; Friday 1 pm-5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm

MILTONA Whole New Neighbourhood

Of Town And Detached Homes.

WATERDOWNA New Selection Of Town And Detached Homes In A Popular Community.

AURORAAt St. John’s Forest, Great Things Are Coming Soon.

New Models, New Releases.

SCARBOROUGHA Whole New

Community Featuring Town And Semi-

Detached Homes.

MARKHAMFeaturing A Wide

Selection Of Townhome Styles To Choose From.

RICHMOND HILLUpscale Towns and

Detached Homes In A Prestigious Community.

PICKERINGA Brand New Seaton Neighbourhood With A Variety of Town and

Detached Homes.

Taunton Taunton

THIS NEW YEAR WILL BRING MANY NEW HOME OPPORTUNITIES.

We will have a new variety of homes coming to some of our favourite established communities and some brand new neighbourhoods in new locations such as Scarborough and Richmond Hill, throughout 2015. It will be a great year to find a new family home.

MATGTA_MH – All-Sites_ComingSoon – New Homes and Condos – Magazine – 15" x 10.5" Due: 3/12/14

File Name: MATGTA_NH&C_DPS-All Sites-ComingSoon_Mag Publication: Hew homes and Condos

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contributorsNEW HOME GUIDE

BILD REPORT BRYAN TUCKEYBryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

TAXING ISSUES HENRY CHOO CHONG, CGA

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: [email protected]

LEGALLY SPEAKING JAYSON SCHWARZ Schwarz Law -Barristers and Solicitors

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at [email protected] or phone at 416.486.2040

PRESIDENT, WALL2WALL MEDIA

Jacqueline HillEDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan LeggeDIRECTOR OF SALES, NATIONAL

Josh HeppnerSALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DÉCOR & RENOVATIONS

Conni RobinsonASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Tammy Leung

EDITOR

Wayne KarlCONTRIBUTING EDITORS

Sara Duck, Elisa Krovblit Lydia McNutt

SENIOR ACCOUNT EXECUTIVE

Nina Downs [email protected]

SENIOR ACCOUNT EXECUTIVE Dionne Fraser [email protected]

SALES & MARKETING CO-ORDINATOR

Terry BassettDISTRIBUTION & SALES CO-ORDINATOR

Jennifer BistronADMINISTRATIVE ASSISTANT

Antoinette Jackson

PRODUCTION MANAGER

Bala GnanapandithanPRODUCTION CO-ORDINATOR

Sandra Hanak-VujnovicGRAPHIC DESIGNERS Viosa Barileva, Miguel Cea, Mike Terentiev

NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867newhomeguide.ca ADVERTISING Call 416.626.4200 for advertising rates and information. CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.COPYRIGHT 2014 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at [email protected].

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

TARION REPORT

HOWARD BOGACHis President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

INDUSTRY INSIDER

DAVID HIRSHDavid Hirsh is President and CEO of Brandy Lane Corp. Hirsh prides himself on his hands-on approach to all stages of the development and building process. The company’s newest community is Wyldewood Cove, coming soon to Collingwood. Visit brandylanehomes.com

DESIGN SECRETS

JANE LOCKHARTis Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

Published By

MORTGAGE ADVICE ALYSSA RICHARDis the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

Sales office located at the S/E corner of Cornell Centre Blvd. and 16th Ave. Open Monday to Thursday from 1 to 8 p.m.; Friday by appointment only; Weekends and Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept.* Specifi cations are subject to change without notice. E. & O. E. See Sales Representative for details.

cornellrouge.com

Freehold Townhomes featuring 2 master bedrooms -

each with a Semi-Ensuite

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Release of New Home Designs! Visit us Today!

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11

assionOur

H O M E S ™ Consider Yourself at Home PrimontHomes.com

SALES OFFICE HOURS: MON-THURS 1PM - 8PM FRI CLOSED SAT, SUN & HOL 11 AM - 6 PM

We create homes that meet your dreams and aspirations.

Building fi ne homes is not just our business, it’s our passion. At Primont Homes, we understand what your dream home means to you. Our professionally trained designers, craftsmen and customer service people are committed to bringing your vision to life.

It’s the Primont Promise.

COMING SOON to Mount Pleasant, Urban Townhomes from the $300’s

Limited collection of Urban Townhomes in the heart of Mount Pleasant.Your dream home in a fi ne community surrounded by great amenities.

REGISTER NOW primonthomes.com

There’s a new energy in town

• Minutes to GO Transit• Acres of lush parks and greenspace• Steps to planned Osmington Mall• Charming Mount Pleasant Village nearby• Shopping, dining, leisure and more!

See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

WOODBRIDGE

FREEHOLD TOWNHOMES

NO CONDO FEES!PHASE 2 COMING SOON

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MOUNT PLEASANT BRAMPTON

FREEHOLD TOWNS & 38’ DETACHED

INVENTORY SALE: 5% DOWN & UP TO $10,000 CASH BACK!*

10629 Mississauga Rd.905.495.5067

$509,900

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FINAL RELEASEOF TOWNHOMES

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FROM FROM THE FROM FROM FROM

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MPST 37370 NHG DPS Dec10 FINAL.indd 1-2 2014-12-08 9:57 AM


assionOur

H O M E S ™ Consider Yourself at Home PrimontHomes.com

SALES OFFICE HOURS: MON-THURS 1PM - 8PM FRI CLOSED SAT, SUN & HOL 11 AM - 6 PM

We create homes that meet your dreams and aspirations.

Building fi ne homes is not just our business, it’s our passion. At Primont Homes, we understand what your dream home means to you. Our professionally trained designers, craftsmen and customer service people are committed to bringing your vision to life.

It’s the Primont Promise.

COMING SOON to Mount Pleasant, Urban Townhomes from the $300’s

Limited collection of Urban Townhomes in the heart of Mount Pleasant.Your dream home in a fi ne community surrounded by great amenities.

REGISTER NOW primonthomes.com

There’s a new energy in town

• Minutes to GO Transit• Acres of lush parks and greenspace• Steps to planned Osmington Mall• Charming Mount Pleasant Village nearby• Shopping, dining, leisure and more!

See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

WOODBRIDGE

FREEHOLD TOWNHOMES

NO CONDO FEES!PHASE 2 COMING SOON

3890 Major Mackenzie Dr. W.905.417.3363

$569,900$375,900

MOUNT PLEASANT BRAMPTON

FREEHOLD TOWNS & 38’ DETACHED

INVENTORY SALE: 5% DOWN & UP TO $10,000 CASH BACK!*

10629 Mississauga Rd.905.495.5067

$509,900

MARKHAM

FINAL RELEASEOF TOWNHOMES

VISIT OUR SALES CENTRE!HURRY, ONLY A FEW REMAIN!

Hwy 7, East of Ninth Line905.201.2804

FREEHOLD TOWNHOMES

$500’s

CORNELLMARKHAM

A T C O R N E L L


FROM FROM THE FROM FROM FROM

$599,900

CALEDON

SEASONSI N C A L E D O N

DETACHED HOMES


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» by BRYAN TUCKEY

//BILD REPORT

BRYAN TUCKEY is president and CEO

of the Building Industry and Land Development

Association and a land-use planner who has worked

for municipal, regional and provincial governments.

Follow him on Twitter @bildgta, facebook.com/bildgta and bildblogs.ca

BILD Chair named to Mayor’s Advisory CouncilBILD Chair Steve Upton was among a group of distinguished citizens recently named to Mayor John Tory’s Transition Advisory Council. It was no surprise that Upton would be chosen to serve on the advisory council and play an important role in helping shape our newly elected mayor’s vision for the City of Toronto.

Upton’s professional accomplishments and outstanding contributions of leadership and service are well known throughout our industry. His career spans more than 40 years in the land development industry and is the vice-president of development with Tridel. Upton talks about the new advisory role he has quickly embraced with the same drive, passion and commitment to success that he has demonstrated throughout his career.

Q: What was your initial reaction when you were chosen to John Tory’s Transition Advisory Council?A: I was extremely honoured to have been chosen to represent the industry. It is an incredible opportunity to engage Toronto’s newly elected mayor in a fact-based and solutions-oriented discussion about issues critical to continue building quality, complete, vibrant and affordable communities for up to 100,000 people and 50,000 jobs that arrive in the GTA every year.

Q: As BILD Chair, what is your goal in your role on the advisory council and what are you hoping to achieve?A: I want to be part of an honest dialogue on the various issues that need to be addressed at City Hall, to ensure that our industry can build homes that people can afford to purchase and retail space where businesses can remain competitive.

The home building, land development and professional renovation industry creates more than

71,000 jobs and generates close to $4 billion in wages in Toronto. Our industry is a major economic engine and a partner for this city and surrounding areas.

Q: How will you approach the Mayor as it relates the issue of affordability for new-home buyers in the GTA? A: Building new homes that people can afford is a considerable challenge for our industry today. I intend to share my experience in bringing new communities forward and some of the financial challenges facing new-home buyers.

Additionally, different criteria should be applied to ownership development versus purpose built rental development. We might start to see more rent-to-own homeownership models in the city of Toronto, which would make it easier for people to afford a home while giving them a sense of pride that comes with homeownership.

Q: What are some of the key issues you want to bring forward as part of the transition process?A: The development approvals process is very complex. It can be just as overwhelming for developers as it is for residents. We can all benefit from greater transparency and accountability when it comes to new policies, plans and new taxation. The SmartTrack plan is a great opportunity to establish proper infrastructure planning and updated zoning along transit lines.

It is also important to streamline the process of issuing building permits so that professional renovators and small businesses can avoid unnecessary project delays while saving homeowners money.

Q: What have your experiences taught you about John Tory? A: John Tory has tremendous leadership abilities and, more importantly, a clear and decisive vision for Toronto and its residents. He is extremely engaged and works hard to understand the various issues facing the city. He has demonstrated his commitment to working collaboratively with the industry and the city’s residents by engaging in various matters of importance.

Q: Do you see a greater role or responsibility for BILD beyond the work on the transition team?A: BILD looks forward to many future discussions on how our industry and our elected leaders can work as partners to build complete and affordable communities that people can be proud to call home. It is extremely important for our newly elected leaders to take advantage of our industry’s wealth of experience and knowledge base on issues that affect the ability for all of us to build great cities.

//IN THE NEWS

Aurora and Tottenham TO WELCOME NEW PHASES

THIS FEBRUARY

Brookfield Residential is excited to announce its plans to open a new phase at each of its master-planned communities in Aurora (The Arbors) and Tottenham (Willow Glen) this February.

The ArborsThe new phase at The Arbors will include a mix of two- and three-storey upscale townhome designs, bounded by parkland and protected woodlots. The Village Collection with plans ranging in square footage from 1,300 to 2,300 sq. ft. will provide both single and double car garage options. The three- and four-bedroom designs will have finishes that homeowners have come to expect from this premiere community such as nine-ft. ceilings, granite countertops and hardwood flooring to name of few. The Village is an intimate collection of designs in both a traditional and urban style with some featuring large rooftop terraces overlooking the treeline.

Located just north of Aurora Road and west of Leslie Street, The Arbors is a premiere community surrounded by woodlots and trails in a well-established area with plenty of existing amenities nearby so it is sure to be in high demand again when the door re-open early in 2015. Commuters will appreciate the quick access to Hwy. 404 and the GO Train. The community itself will feature several parks and a trail system ideal for those wanting to enjoy a peaceful walk in nature or a recreational jog any time of the day.

“The Arbors has been a tremendous success and it is no wonder given the beautiful natural surroundings,” says Marc Thibault, vice-president of sales and marketing for Brookfield Residential. “Homeowners will be spoiled with nature and be encouraged

to enjoy life outside of their home with the trail system access and community parks within minutes to their front door.” Register now at aurorabrookfield.ca

Willow GlenThe new phase at Willow Glen will include a variety of 30-, 36-, 43- and 50-ft. designs, with some backing onto protected conservation lands. This new limited release will continue to feature many of the popular designs from the first phase with desirable features and finishes to meet the needs of today’s families and energy-efficient construction to reduce monthly utility costs where possible.

Located east of Tottenham Road off Mill Street, this community is just minutes from the quaint downtown shops of Tottenham. It is conveniently located with many amenities such as grocery, banks, daycares, schools, a recreation centre and a variety of restaurants only a short distance away.

“We are delighted by the response to this community and homeowners are responding positively to the exceptional home designs and superb value only 30 minutes from the GTA,” says Thibault. “The community layout takes advantage of the natural amenities that surround it, including 10 acres of parkland with a magnificent park as well as a large sparkling pond.”Register now at brookfieldtottenham.ca

Both new phases are scheduled to open February 2015. Registrants to Brookfield’s website will be provided with priority information and special offers/updates leading up to the new phase opening.

Brookfield is committed to building the best places to call home and has built more than 25,000 homes in Ontario since 1956. Brookfield’s ongoing commitment to quality and customer service has earned the company several highly coveted industry recognitions including the JD Power and Associates Award for Highest in Customer Satisfaction and Ontario Builder of the Year from OHBA and Tarion.

Brookfield currently has active communities in Alliston (Treetops), Bradford (Grand Central), Caledon East (Pathways), Mono (Fieldstone), Niagara-on-the-Lake (The Village) and Uxbridge (Fox Trail).

For more information about Brookfield, please visit brookfieldhomes.ca

IMPROVES SLIGHTLY

Housing in Canada became more affordable in the third quarter of 2014, thanks to low and steady mortgage rates and rising household incomes

Amid continuing talk of high levels of household debt and varying real estate market conditions in some areas, RBC Economics Research’s latest Housing Trends and Affordability report reassures that homeownership affordability is still improving slightly. Housing in Canada became more affordable in the third quarter of 2014.

“Owning a home was a bit easier in Q3 thanks to rising household incomes, low and steady interest rates and cheaper utility costs in many parts of the country – Toronto even saw some relief,” says Craig Wright, senior vice-president and chief economist, RBC. “With home resales sitting close to the highest levels since early 2010, the overall tone of Canada’s housing market is quite solid at this stage.”

The way RBC’s affordability measures work is, the higher the measure, the more difficult it is to afford a home. For example, an affordability measure of 50 per cent means that homeownership costs, including mortgage payments, utilities and property taxes, take up 50 per cent of a typical household’s pre-tax income. A decline in the measure represents an improvement in affordability.

Homeownershipaffordability

//FUNDAMENTALLY SPEAKING

WAYNE KARL is an award-winning

writer and editor with experience in real

estate and business. In Fundamentally

Speaking, Wayne explores the basics – such as

economic fundamentals – you need to examine

when buying property. He can be reached at

[email protected] or follow him on Twitter

at Twitter.com/WayneKarl

» by WAYNE KARL

For the Ontario market, homebuyers benefited from some modest improvement in affordability, though it still remains relatively strained – mostly in Toronto. RBC’s measures edged lower in all three housing categories monitored, between 0.1 percentage points and 0.4 percentage points.

In Ontario’s largest market, Toronto, affordability improved in two of the three housing categories, notably in standard two-storey homes. Affordability in this home type fell 1.1 per cent (meaning it became more affordable) to 64.2 per cent, while deteriorating slightly in detached bungalows – up 0.3 per cent to 56.3 per cent. For standard condominiums, affordability improved, falling 0.2 per cent to 34.1 per cent.

Welcome to the upscale, master-planned community of Vales of the Humber. This

new development will feature only luxury singles that will integrate beautifully with

attractive streetscapes, parks and schools in the ideal family-focused environment.

For more information visit treasurehill.com

URBANTOWNS ON BAYVIEW

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After the extreme success of Urbantowns at Bayview as the winner of the 2014 BILD Low-Rise

Project of the Year, Treasure Hill is proud to present Urbantowns on Bayview. Continuing the

urban look and feel that made the original development such a success, Richmond Hill’s

most desirable townhomes will be located on Bayview just north of Major Mackenzie.

BUILDING A NEW LEVEL OF SUCCESS

*Prices & information correct at press t ime. All i l lustrations reflect artist impression. E. & O.E. Ask a sales representative for details.

urbantowns

urbantowns

urbantowns

O N B A Y V I E W

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urbantownsO N B A Y V I E W


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19

» by HOWARD BOGACH

//TARION REPORT

HOWARD BOGACH is President and CEO of

Tarion Warranty Corp. His column appears monthly

in New Home Guide. For more information

about how Tarion helps new-home buyers, visit

tarion.com or find us on Facebook at facebook.com/

TarionWarrantyCorp.

Tarion wraps up a busy and productive year

I’m proud to say it’s been another busy and productive year for Tarion Warranty Corp. When I look back on what we’ve accomplished, the year can be summed up as consulting with our stakeholders and improving our services. Listening to the people who are affected by our policies is an important way to gain insight so Tarion can fairly and effectively administer new home warranties for the benefit of homebuyers, and regulate new home builders.

What has Tarion been up to this year? To start, we continued to expand our commitment to making the public consultation process an essential part of our policy development. This expansion – adding more roundtable discussions with industry leaders, consumers and employees – has led to more input on how to shape our policies. One example of this is our consultations on chargeability. A conciliation inspection is generally considered chargeable if it could reasonably have been avoided by the builder honouring its warranty obligations. We received a great deal of practical feedback on this policy and are currently in the process of incorporating this feedback into policy changes.

We also continued to meet with and listen to homeowners across the province who have been through the Tarion process. We received many thoughtful and insightful comments from homeowners who shared their experiences, which helps us better understand what it’s like to be in their shoes. We use this input to help us

improve our processes. In fact, our upcoming review of the customer service standard, which outlines the warranty claim timelines, will focus on some key feedback we received from these meetings.

Next, we improved many of our services and enhanced our disclosure. One example of this is adding notices of co-share major structural defect information to the Ontario Builder Directory. Tarion made some substantial changes to the seven-year major structural defect warranty in 2012, which previously did not generally obligate builders to respond to major structural defect claims in years three to seven of warranty coverage. Now, the starting position is that builders are responsible for all seven years of major structural defects. Builders can opt to share the cost, but the fact the builder was unwilling to correct the matter on his own will be disclosed on the Ontario Builder Directory. This adds important disclosure that was not available before.

For the past few years, improving our channels of communication has been a focus for Tarion. We removed some restrictions on MyHome, our online homeowner portal, making it easier for homeowners to submit forms. We believe that continued enhancements to the MyHome service is one of the reasons we now have more than 80 per cent of homeowners submitting 30-Day Forms online.

Another way we improved our services was by adding the new “Ask Tarion” feature to our website. Ask Tarion is based on virtual agent and self-service technology that helps stakeholders get the information they need as quickly as possible. Since launching in May of 2014, users received the answer they were looking for on the first try 84 per cent of the time.

These are just some of the initiatives Tarion accomplished in 2014. Most importantly, we continued to protect Ontario’s new-home buyers, paying out more than $7.2 million in claims in the first three quarters of 2014.

If you have taken possession of a new home in the past year, we want to hear from you. Don’t forget to fill out your Tarion customer service satisfaction survey before Jan. 9, 2015. This is your opportunity to tell us about your home buying experience and influence whether your builder should be recognized for their customer service.

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BRAMPTONNEIGHBOURHOODS OF MOUNT PLEASANTAttached Singles andFreehold Towns from $404,99045’, 41’, 38’ & 30’ Singles from $514,990Urban Towndominiums coming Feb 2015

CALEDONLOTUS POINTEFreehold Towns from $459,99036’ Singles from $614,990

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MOUNT ALBERTVICTORIA HIGHLANDSOnly 9 remaining, 50’ Singles from $607,990

OAKVILLETHE RANDALL RESIDENCESOnly 15 remaining, suites from 1,900 to over3,000 sq.ft. Move in from $1.9 million

KLEINBURGKLEINBURG HERITAGE ESTATESOnly 10 remaining, 60’ to 65’ Estate SinglesMove in from $1.5 million

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COMMUNITIES

For directions, maps hours and community information call our hotline (1-888/416) 410-0175

Prices and specifications correct at press time. Photo is of actual Roseahven Home. E. & O.E. Prices quoted are in thousands except for Kleinburg & Randall pricing.

Visit RosehavenHomes.com

Seek haven from the ordinary

Seek haven from the common, the average, the oh-so-typical, the middle-of-the-road, the run-of-the-mill, the good-enough. At Rosehaven, we will never be satisfied with anything less than the exceptional. Because we know you won’t.

HA•VEN: A PLACE OF SAFETY OR REFUGE


W hen driving along Chinguacousy Road in west Brampton, one gets the feeling that they’re in the midst of a very special community. It’s a place where the valleys of the Credit River offer a breathtaking outdoor

playground of lush green parkland. It is within this remarkable setting that esteemed builder Fieldgate Homes has announced an exciting Early Closing Sales Event in this popular family community, Valleylands on Chinguacousy.

The southwest corner of Queen St. West and Chinguacousy Rd. is the site for these early closings at Valleylands. There are four- and five-bedroom homes available from 2,300 to 4,200 sq. ft. There are also singles with traditional closings on 38-, 41-, 45- and 50-ft. lots available. There’s a home for everyone at Valleylands.

One of the many popular designs currently available at Valleylands is the breathtaking 2,987-sq.-ft. Dufferin Elevation A. This classic-yet-contemporary two-storey, four-bedroom, 45-ft. detached home offers a spectacular front elevation of brick and stone that features a covered porch, double-car garage, large bright windows and charming dormers. One enters the home to discover a spacious front foyer, followed immediately by a cosy library. Further down the hall is the large open-concept living/dining room with coffered ceiling. Across from the living/dining room, the home’s staircase offers easy access to a sunken main floor powder room and laundry room. Further down the main hallway, one enters into a sizable family room complete with a gas fireplace. Across from the family

VALLEYLANDS

//COMMUNITY FOCUS

LOCATION West Brampton

HOUSING TYPE Singles on 38-, 41-, 45-, 50- and 70-ft. lots from the mid $500’s; bonus packages available for each housing type. Early closing homes with four bedrooms from the upper $500’s with 30- to 120-day closings available

CONTACT 905.457.0445 fieldgatehomes.com

Early Closing Sales Event in west Brampton

The 45-ft. Dufferin’s breathtaking front Elevation A of brick detailing with large porch and great interior entertainment space contribute to the luxurious atmosphere of this exceptional family home, available from the upper $600’s.

...continued on pg 26

FIELDGATE HOMES | Valleylands

room, the kitchen and breakfast area offers a kitchen island and ample counter space, creating the perfect space for the family to gather for a home cooked meal. Upstairs, the elegant master suite features two walk-in closets, tray ceilings, an intimate master retreat and a lavish ensuite complete with oval soaker tub, his and hers sinks and separate glass shower. Bedroom two enjoys its own private ensuite and bedrooms three and four share a stylishly appointed ensuite. The Dufferin is priced in the upper $600’s.

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. A new elementary school is proposed for construction right in the Valleylands community, and Queen Street elementary school and Sir William Gage middle school are just a short walk north of the community. There are also a number of public and Catholic primary and secondary schools within a short distance. And with post-secondary tuition costs on the rise, it’s nice to know that Valleylands is ideally situated to make the live-at-home college lifestyle a breeze. Well-regarded institutions such as Sheridan College and Algoma University both have campuses that are just a short drive or bus ride away.

In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other lifestyle amenities. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances. Golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away. With more than 55 years of experience, Fieldgate Homes is one of the GTA’s finest home builders, known for their exceptional floorplan designs. For more information on Valleylands, call 905.457.0445 or visit fieldgatehomes.com

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities.

FIELDGATE HOMES | Valleylands//COMMUNITY FOCUS...continued

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545 North Rivermede Rd, unit 201 Concord, Ontario L4K 4H1905.761.6436

File Name Corporate_NewHomes Guide_Oct18_V1_OtlDocket N/A Publication New Homes Guide Page 2

Client CWH Flat size 7.5”w x 10.5”h Rev Operator NZCampaign Corporate Ad Bleed .125 Change Date Oct.7.14Start Date Sep.23.14 Colours CMYKDesigner NZ Built at 100%

RedNGEN WIP:CountryWideHomes:CW_Media:1_Ads_Jan_Dec2014:5_NewHomes_Guide:12_NHG_Corporate_Oct18_Twopage:Corporate_NewHomes Guide_Oct18_V1_Otl.inddAll colours are printed as process match unless indicated otherwise. Please check before use. In spite of our careful checking, errors infrequently occur and we request that you check this proof for accuracy.

SHOES


//MORTGAGE ADVICE

» by ALYSSA RICHARD

ALYSSA RICHARD is the Founder and CEO of ratehub.ca, a mortgage

rate comparison site that aims to empower

Canadians to make smart financial decisions.

A look back at Canadian mortgages in 2014– AND WHAT WE CAN EXPECT IN 2015

Most of us see December as a time to reflect on all we’ve accomplished during the year. We look at personal achievements, such as finishing school or travelling somewhere new; career goals may be included; and there are likely also some financial achievements to be proud of, such as paying down debt or buying a home.

In the mortgage industry, the Canadian Association of Accredited Mortgage Professionals (CAAMP) uses this time to reflect on all that’s happened in the residential mortgage market. The annual report the organization releases each November includes data from various sources, including a survey of more than 2,000 Canadians. Here are some of the most interesting facts we pulled from this year’s report:

First, more Canadians are getting comfortable with variable rate mortgages. In fact, 20 per cent of those who bought homes in 2014 went with a variable rate, which is up 11 per cent from the nine per cent who did so in 2013. We suspect this increase comes from more than four years of watching Prime sit at three per cent, which makes variable rates seem a little less “risky.”

It’s not surprising that the average mortgage rate on all home purchases in 2014 dropped to 2.89 per cent (from 3.23 per cent in 2013). Both fixed and variable rates have been low all year, but those who went variable got some of the best mortgage rates that the residential market has ever seen. As of Dec. 2, the best five-year variable mortgage rate in Ontario is just 2.10 per cent (Prime – 0.90 per cent).

Some more good news: the average down payment on the 10 million homes purchased in 2014 was 21 per cent of the purchase price! When asked why they bought homes, CAAMP found Canadians saw homes as 70 per cent a place to live and 30 per cent as an investment. For this reason, it’s not surprising that 91 per cent of the new buyers reported being happy they became homeowners, and many felt mortgages were a “good debt” to take on.

While mortgage debt climbed this year (from $1.19 trillion to $1.3 trillion), so did the number of Canadians who are now 100 per cent mortgage debt-free. According to the report, 3.98 million homeowners have paid off their mortgages; that’s 41 per cent of all homeowners.

Of course, that leaves 59 per cent of Canadian

homeowners with some amount of mortgage debt on their plates – and pulling out equity from a home counts as part of that. In total, this year, $63 billion of equity was taken out of homes and used for debt consolidation, home renovations, investments, education and other purchases.

As for 2015, while no one has a crystal ball, most economists agree that there’s not likely to be any notable increase in mortgage rates next year. In its latest rate announcement on Dec. 3, the Bank of Canada once again maintained its target for the overnight rate at one per cent, citing Canada’s economy as showing signs of a broadening recovery. Stronger exports are leading to increased business investment and employment, which suggests the rebuilding that will lead to balanced and self-sustaining growth may finally have begun, BoC says.

The Bank’s next rate announcement is scheduled for Jan. 21, 2015.

Live. Work. Play. A heritage of construction excellence, lofty ideals, impeccable quality and

customer service are the tenets of Flato Developments. The award-winning real estate developer and builder has successfully built communities in Markham, Richmond Hill, Vaughan and Mississauga, with ongoing construction projects in Markham, Richmond Hill, Brampton and Caledon.

With numerous ongoing and more than a dozen completed projects, Flato’s diverse portfolio includes both low- and highrise communities of residential, commercial and mixed use. Focused on quality and not just quantity, Flato is also a recipient of the Markham Building Excellence Awards.

The company’s currently available homes include singles at Wismer Green in Markham and a Phase II of semi-detached homes at Flato Meadows in

South Unionville. There is limited availability of townhomes at Countryside Crossing in Brampton, with a Phase II coming soon. And with construction just

FLATO DEVELOPMENTS ACROSS THE GTA

//COVER STORY

Construction excellence, lofty ideals, impeccable quality and customer service are...

FLATO DEVELOPMENTS | Multi-site

having started on Flato’s ArtHouse Condos, a 14-storey building and Markham’s first arts-inspired condos, there are plenty of homes to choose from.

Flato’s newest luxury singles project in Brampton looks quite exciting, too. Alloa Greens, with the slogan of Brampton’s hottest new address, is living up to its tag line. Surrounded by numerous amenities and with easy access to Hwy. 410, you’ll be minutes away from a variety of shops, schools, parks and restaurants. Whether you’re in the mood for Italian, fancy a swim at the community centre, or out for a stroll in the park, nothing’s too far when you live at Alloa Greens.

Though Alloa Greens isn’t just about what you find when you step outside. The luxury singles offer lot sizes ranging from 40- to 50-ft. wide and 90-ft. deep, and a square footage ranging from 2,700 to 3,500. Step inside and you get nine-ft. ceilings on the main floor, granite kitchen countertops, stainless steel appliances, hardwood flooring and much more. With grand lots, extravagant extras and a vast range of luxurious designs to choose from, Flato hopes to help you make your dream home a reality.

Flato understands that buying a new home can be difficult and a daunting task, especially for first-time buyers. Their staff is always willing to help discuss payment and mortgage options, as well as any other questions that may arise about becoming a new-home owner.

Flato also wants its clients to know that they are an integral part of the home building process, and that means catering to each family’s sense of style and originality. From colour selection of brick and stone, to luxury choices for faucets, exotic granite, tiles, and upgraded hardwood, the Flato Decor Centre is where you can let your creativity flow. Individual appointment-only consultations are made with each client to ensure that the proper attention and focus is given to each and every purchaser. Their one-on-one colour selection consultation is

a chance for you to explore the possibilities of your new home and to fill it with the comforts and luxuries that you deserve.

Flato believes that building communities means more than just building homes. Creating dynamic, vibrant neighbourhoods means giving back to the services that we all love and share. That’s why Flato is an active donor to the Flato Markham Theatre, Brampton Civic Hospital, Trees for Tomorrow, SickKids Foundation, William Osler Health System Foundation and the Markham Stouffville Hospital. Aiding services, the arts and recreational activities keeps communities active, healthy and thriving for future generations to enjoy.

For more information, visit flatogroup.com

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Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area. Sales office hours: Sat. & Sun. 11am - 6pm • Mon. - Thurs. 1 - 8pm • Closed Fri. • Niagara hours: Sat. & Sun. 12pm - 5pm • Mon. - Wed. 2 - 7pm • Closed Thurs. & Fri.

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*Limited quantities available in some price ranges. To qualified purchasers. Prices & information correct at press time. Some lots may have premiums. Illustrations reflect artist ’s impression. Map not to scale. E. & O. E. Conditions may apply.

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//DESIGN SECRETS

» by JANE LOCKHART

JANE LOCKHART B.A.A.I.D., Intern,

A.R.I.D.O., is Founder and Principal Designer

of Jane Lockhart Interior Design in Toronto. She was creative director and

host of W Network’s top ranked Colour

Confidential, and has a Canadian-built furniture collection, Jane by Jane Lockhart, by Statum Designs, available at a growing number of

major and independent retailers across Canada.

Jane also appears on CTV’s Marilyn Denis Show, Citytv’s Cityline, CBC’s Steven & Chris

Show, Global’s Morning Show and CHCH

Morning Live. She can be reached at 416.762.2493.

janelockhart.com

Clients often ask, “How do you know what to do to make a room work?” I wish I could say it’s all natural talent, intuition and great taste, but it’s a little more than that. I’ve practiced design for more than 20 years, and in that time I’ve learned a thing or two – and I’m always happy to share what I know.

Here are my top five secrets for creating a well-designed room.

1. SCALE: The size of your furnishings matterPurchase sofas and chairs that not only properly fit you and your family’s needs, but also fit the room. If your space has two-storey high ceilings, it doesn’t mean that furniture should be taller than usual, large or over-powering. The actual floor space remains the same regardless of the ceiling height.

Choose pieces that are comfortable and work proportionally with the floor area you have. Over-sized or over-stuffed furniture won’t look right in a small room, even if it is the main living space.

2. DETAILS: Play up the positivesAlthough you may have a small room, highlight the strongest feature in it. For instance, if you have a dining room that isn’t very big, but has great ceiling detail, create a focal point by adding a color contrast on the ceiling along with a dramatic chandelier. The eye will be pulled to these features rather than the size of the room.

3. CONTRAST: Add energy to a roomEven if you love neutral colours, it doesn’t mean that a room has to be bland. Often when clients use too many neutrals that are the same contrast or brightness, a room can feel flat.

By including a range of neutral tones and using a couple pops of colour within the space, a room will feel more energized. The more contrast you add the more dramatic a space will feel.

4. FOCAL POINT: Create harmony and balanceClients often struggle with what a focal point should be and why they need one at all. Basically, a focal point directs a viewer to where they should look first, which helps create harmony and balance within a space. Traditionally, focal points were thought to be fireplaces or significant pieces of

5 secrets to designing an amazing room

architecture, but really anything can be a focal point if it is worthy of looking at.

Today, a media centre, a beautiful window or even a great piece of furniture can be the focus of a room. For example, in a living room with beautiful large-scale art above the fireplace, the dramatic art is the focal point even though the room has a fireplace. The fireplace becomes a secondary focal point because it complements the art leaving the art the main draw in the space.

5. VARIETY: Textures, patterns and shine create interestClients are often the most comfortable when everything matches, but that can leave a space looking a bit underwhelming. To make a room feel personal and interesting you need a range of pattern, texture and shine spread throughout.

For instance, shiny surfaces attract attention and can make a room feel more dramatic or formal, while matte surfaces feel more modern or understated.

Texture makes a room feel warmer, while pattern adds personality. If you have trouble mixing these all together skillfully, then just add texture to the carpet and keep pattern for the pillows.

Accessories such as vases, candles and books can be a combination of shiny and matte, so that you have a little of everything in your room.

Make your room amazing!Hopefully, these tips have given you

some ideas and a few things that you can try in your home. What if you need more help? Every space is unique and poses different challenges.

Choose pieces that are comfortable and work proportionally with the floor area you have. Over-sized or over-stuffed furniture won’t look right in a small room, even if it is the main living space.

Photography: Gillian Jackson (gillianjackson.ca) Courtesy Kylemore Communities (kylemorecommunities.com)

//TAXING ISSUES

» by HENRY CHOO CHONG

HENRY CHOO CHONG, CGA, sits on many

committees and provides accounting and tax

services to individuals and businesses in the GTA. He can be reached at

416.485.5225. Questions to Taxing Issues can

be emailed to [email protected]

Q I purchased a rental investment property several years ago.

Every year I have filed the rental income on my tax return. This year I sold the property. In addition to my rental income, what tax implications will I have to report? Jared, Toronto

AHopefully, you made a profit! The real estate market has been healthy

for the past several years and continues to be strong, over the long term. Selling a real estate investment property will generate either a capital gain/loss or a recapture of income/terminal loss.

You will have a capital gain when the proceeds of the sale exceed the original cost of the property. A capital gain must be included in your personal tax return (if you own it personally) and is taxed on 50 per cent of the gains at your personal tax rate. A capital loss occurs when the cost is greater than your proceeds. The capital losses should be included on your personal return and applied against capital gains in that year. Any excess losses can be carried back three years, or carried forward indefinitely to reduce capital gains.

In calculating the capital gain/loss, determining the adjusted cost of the property is an essential factor. The adjusted cost must include not just the purchase price but also other costs incurred that had to be capitalized. As well, the proceeds of disposition are all the cost, including the selling price and adjustments pertaining to the sale of the investment.

In addition to the capital gains/losses, you may have a recapture of income. This occurs when you are taking Capital Cost allowance (depreciation) on the building, in any

of the years that it was owned by you. The balance in this account is called the “undepreciated portion.”

A recapture of income occurs when the lesser of the proceeds and the cost of the property is higher than the Undepreciated Capital Cost (UCC). The recapture of income is taxed in its entirety at your personal tax rate. Alternatively, a terminal loss occurs when the lesser of the proceeds and the cost of the property is less than the UCC. This terminal loss can be applied in the current year to reduce other income (such as salaries or business income). Any unused amounts can be carried back three years or carried forward.

Good record keeping is essential to calculate the correct gains or losses.

The opinions and views expressed herein are those of the author and not those of New Home Guide. New Home Guide does not necessarily endorse or encourage any specific tax strategies. Please consult a tax professional for advice specific to your particular situation.

Selling an investment property

madisonhomes.caGet Social with us: @ mymadisonhome mymadisonhome

*Prices and specifi cations are subject to change without notice. E. & O. E. See Sales Representative for details.

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MADI-MUL-A-AD-NHC-NOV5-4.indd 1 14-11-06 9:24 AM


» by SARA DUCK

2014 HOLIDAY

Gift GuideCheck out these hot gift ideas to get you

through the cold Canadian winter!

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5

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1. 1938 Butterfly Chair in Tobacco. $449. VISIT CB2.COM 2. Marina Pouf in Linen. $129. VISIT URBANBARN.COM3. Antler Candle Holders. $16-$20. VISIT TARGET.CA 4. Hudson’s Bay Caribou Throw. $150. VISIT DRAKEGENERALSTORE.CA

5. Acacia Wood Pedestal - Extra Large. $39. VISIT CHAPTERS.INDIGO.CA 6. Cosy Knit Slippers in Heather Grey. $155. VISIT UGGAUSTRALIA.CA7. Atelier - Wood buffet. $800. VISIT BOUCLAIR.COM

Want it!

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//MARKETPLACE

SINGLE FAMILY HOMES, SEMI-DETACHED AND TOWNHOMES. Register now for your VIP invitation!

Starting from

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COMING VERY SOONA SPECTACULAR COLLECTION OF LUXURY HOMES!

HEAT-MUL-A-AD-NHC-OCT23-3.indd 1 14-10-28 12:04 PM

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8. Benjamin Table Lamp. $199. VISIT URBANBARN.COM 9. Drip Maple Syrup - Amber. $26. VISIT CHAPTERS.INDIGO.CA 10. Koldby Cowhide in Brown. $299. VISIT IKEA.CA 11. Smoky Maple Tea by Pluck. $8. VISIT CHAPTERS.INDIGO.CA 12. Landscape Yukon Dinner Plate. $18. VISIT DRAKEGENERALSTORE.CA 13. Atelier - Scandinavian - Tree Trunk Side Table. $170. VISIT BOUCLAIR.COM14. Dapper Animal Mugs. $10 each. VISIT WESTELM.COM 15. Faux Fur Pillow in Black Bear. $49. VISIT CHAPTERS.INDIGO.CA 16. Horn Bottle Opener. $5. Castwall Bottle Opener. $7. VISIT TARGET.CA

Love it!

this holiday season,your friends at lindvesthope you have a safe and

wonderful break surroundedby the people you love the most.

season’s greetings and best wishes for 2015!

“Lindvest”, the Lindvest logo, and “Life Happens Here” are trade-marks of Lindvest Marketing Limited and are used under license.Reproduction in any form, without prior written permission of Lindvest Properties Limited, is strictly prohibited. E.&O.E.

IN RECOGNITION OF THE HOLIDAY SEASON ALL LINDVEST SALES OFFICESWILL BE CLOSED DECEMBER 24TH TO JANUARY 2ND, REOPENING SATURDAY JANUARY 3RD.PLEASE VISIT US ONLINE TO EXPLORE ALL OUR CURRENT AND UPCOMING COMMUNITIES.

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1412236_Lindvest_NAC_NewHome_FL_OL.pdf 1 14-12-04 12:48 PM

//LEGALLY SPEAKING

JAYSON SCHWARZ LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If

you have a topic in mind, mail, deliver or fax letters

to the magazine or to the firm, email

([email protected]) and give us your

questions, concerns, critiques and quandaries.

» by JAYSON SCHWARZ

MAKE SURE YOU’RE PREPARED FOR

all closing costs

At the closing of a new residential real estate transaction, there are usually three groups that get paid: the builder, various governments and the lawyer. Each group involves the payment of fairly specific items, and the builder and your lawyer will collect for government remittance from you.

Generally speaking, your lawyer collects all of the necessary money from your mortgage company and from you. You will need certified cheques, bank drafts or cash, because of his trust account requirements.

First, I will deal with the builder, and show where all the money your lawyer wants, needs to go.

The builder will get paid the purchase price of the property, less the deposit, plus certain other things. You may even get a credit in places. These other items are called adjustments. The adjustments will be reflected on a document called the Statement of Adjustments. This will contain a

multitude of different items, all being related to your original agreement. The Statement of Adjustments will include the HST payable (the rebate will be broken out), the original purchase price, real estate taxes, hydro expense, common expenses and maintenance fees (as applicable), connection costs, levies and charges, to name but a few. This document is incredibly important. You need to review it slowly and carefully and get everything explained so you understand all the charges that are being paid. It is at this point that you find out the final number you are paying to the builder for your new home.

The provincial government and in Toronto, the City of Toronto, will get paid for Land Transfer Tax, unless you are entitled to the rebate or exemption, and sales tax on goods if applicable. There are many other items, but they usually show up on your lawyer’s disbursement account or trust reconciliation, as do the many of the Municipal compliance request charges.

What about your lawyer? First of all, you are going to pay the fee, whatever the amount the two of you agreed to. You did, of course have a pre-agreed fee, didn’t you? Then there is a list of disbursements. Disbursements are those monies expended by your lawyer on your behalf necessary to properly search and close the transaction. Be careful, it is here that someone may try to take advantage by charging large fax, mail and photocopy fees. Make your lawyer justify all expenditures that don’t make sense. Disbursements include registration charges, title insurance, couriers, searches of all kinds of other items necessary to be able to close your transaction.

This is just an overview of what you can look forward to. But remember, a large part of this is based on what you negotiate at the beginning and is in your Agreement of Purchase and Sale. Please remember – only a lawyer can provide legal service

Happy home hunting!

*Certain Terms and Conditions shall apply. Full disbursement disclosure.

TORONTO OFFICE1984 Yonge St.,Toronto

Ontario M4S 1Z7

416.486.2040 Toll Free: 1.888.609.8888

Fax 416.486.3325

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905.455.5777Toll Free: 1.888.609.8888

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BUYING, SELLING OR REFINANCING A HOME?YOU NEED A LAWYER!

Helping YOU make your home buying dream a reality.

www.schwarzlaw.ca

For Free Offer ReviewCall

//IN THE NEWS

SURVEY SAYS...

Homebuyers prefer “efficient locations” over space

Location, location, location remains a key consideration for homebuyers. Taking a closer look at this holy trinity of real estate, a recent report by the Pembina Institute and the Royal Bank of Canada (RBC) examined homebuyers’ preferences when it comes to what makes a location desirable in the GTA.

The survey asked a series of questions to gauge respondents’ preferences for location-related attributes – such as walkability, commute times, home size, neighbourhood, home prices and transportation costs when making home location choices.

The survey found that while detached houses remain a high priority for many homebuyers, their preferences are also strongly driven by location-based attributes: choosing a home is a question of where to live, not just what to live in.

The results of the survey show that a large house and spacious lot are not as important as living in a neighbourhood that is walkable, mixed-use, transit-connected and that offers shorter commute times.

GTA homebuyers would choose a more modestly sized home to enjoy these attributes, both in suburban and urban locations. In fact, the survey found a clear preference for location-efficient suburbs over those that are car-dependent.

WHAT IS LOCATION EFFICIENCY?

» Convenient distance from workplaces, amenities, stores and urban hubs

» Access to rapid transit» Shorter commuting times» Realistic opportunities to walk, cycle or take

transit to the places where you go, work and play every day

KEY FINDINGS

1 | GTA homebuyers prefer walkable, transit-friendly neighbourhoodsWhen housing costs are not a factor, 81 per cent of respondents would choose to live in an urban or suburban neighbourhood where they can walk to stores, restaurants and other amenities, and where they can access frequent rapid transit. They would choose these neighbourhoods even if it meant trading a large house and yard for a modest house, townhouse or condo.

2 | Most homebuyers choose a location based on price rather than preferenceAffordability is a primary consideration; more than 80 per cent of respondents choose a neighbourhood because that is where they can afford a home.

3 | Walkable, transit-friendly suburbs are becoming more popularWhen the cost of housing is not a factor, only 19 per cent of respondents would choose a suburban location with a large home and yard, but where a car is required and commuting takes more than 30 minutes.

By contrast, 42 per cent of respondents would choose a modest house, townhouse or condo in an urban or suburban location that is walkable, and where it is possible to commute by rapid transit.

4 | All age groups and family types prefer location-efficient livingIf cost were not an issue, all age groups would prefer to live in a location-efficient city or suburb, with 82 per cent of respondents over 60 and 84 per cent under 35 exhibiting that preference.

Seniors and young people would pay a higher price to live in a walkable, transit-friendly neighbourhood, even if it means giving up a larger detached home and yard. The same is true of families with one child or less.

Only 40 per cent of families with three or more children would prefer a large house in a car-dependent suburb in the 2014 survey, and 51 per cent would choose a location-efficient suburb.

5 | Understanding transportation costs makes homebuyers more likely to choose a walkable, transit-friendly neighbourhoodHomebuyer preferences shift when they are told that they can save a minimum of $200,000 over a 25-year period by giving up one household car and walking, biking or taking transit.

When informed of these savings, 60 per cent of respondents would choose to live in an area with easy access to rapid transit, even if they could only afford a smaller home.

Only 36 per cent of respondents would choose a larger home in an area without access

81%would choose to live in an urban or suburban neighbourhood where they can walk to stores, restaurants and other amenities, and where they can access frequent rapid transit

82% of respondents over 60 and 84% under 35 said they would prefer a location-efficient city or suburb

60% would choose to live in an area with easy access to rapid transit, even if it means buying a smaller home

Only 19%

would opt for a large suburban home and yard, where a car is required and commuting takes more than 30 minutes

RESULTS AT A GLANCE...

The survey found that respondents’ preferences are strongly driven by location-based attributes: choosing a home is a question of where to live, not just what to live in

to rapid transit.

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region>> Builder news and the latest in new homes in the central and north region

Showcasing new homes in the GTA’s central and north regions

December 13, 2014 - January 10, 2015

Dec 13, 2014 to Jan 10, 2015

DEC 13-23

Christmas at Black Creek BLACK CREEK PIONEER VILLAGEMany Christmas traditions as we know them had their origins in the 19th century, so it’s only fitting to celebrate the holidays at Black Creek Pioneer Village. Bring the whole family and expect old-fashioned fun for all ages, including meals and treats, kids’ entertainment, wagon tours and maybe a visit from St. Nick. Founded in 1960, Black Creek Pioneer Village is a historic site that recreates rural Ontario life as it was in the 1800s. It contains more than forty genuine nineteenth-century buildings, including a mill, a church, a hotel, a school and shops, while costumed guides put on reenactments and activities.

blackcreek.ca

DEC 13-28

Kensington Market Christmas Food Tour KENSINGTON MARKETThis holiday food tour aims to provide guests with the chance to sample the range of delectable offerings available throughout Kensington market. Participants will make their way through Kensington and travel from store to store while learning interesting information about the area and its history. Along the way, they will have the chance to enjoy artisanal cheeses, gourmet sandwiches and mulled wine. Organizers aim to offer a unique culinary experience while helping individuals get in the holiday mood.

kensington-market.ca

Calendar of events beginning from Dec. 13, 2014 to

Jan. 10, 2015

DEC 13 - JAN 3

The Nutcracker FOUR SEASONS CENTRE FOR THE PERFORMING ARTSThe classic ballet The Nutcracker is a Christmas tradition at the National Ballet of Canada, and tells the story of the a nutcrackers magical kingdom of rat kings and sugar plum fairies.

national.ballet.ca

DEC 13 - JAN 4

Alex Colville ROYAL ONTARIO MUSEUMAGO celebrates Canadian artist Alex Colville with an exhibition of his works. Colville was born in 1920 in Toronto, and was made a Companion of the Order of Canada in 1982 and won a Governor General’s Visual and Media Arts Award in 2003. The exhibition features works from museums and private collections, including some which have never been shown publicly. The exhibition spans Colville’s entire career, including the paintings Horse and Train, 1953; To Prince Edward Island, 1965; Woman in Bathtub, 1973; and Target Pistol and Man, 1980.

ago.net

//HOT DATES

//COMMUNITY FOCUS DECADE HOMES | Yorkdale Village

YORKDALE VILLAGE: A SUCCESS STORY

IN CENTRAL TORONTO

Phase II already 60 per cent sold, so interested homebuyers should act now!

Yorkdale Village by Decade Homes is a popular new urban townhome community that offers fresh, modern townhomes in a central urban setting. Featuring a wide selection of well-priced one- and two-storey townhome

models offered in contemporary one-bedroom plus den, two-bedroom and two-bedroom plus den configurations, it’s no wonder that Yorkdale Village has enjoyed strong sales throughout its two initial phases.

...continued on pg 56

The modern theme is carried throughout the interiors of these homes’ stylish kitchens, spacious master bedrooms and bright, open living and dining areas.

LOCATION: Toronto

HOUSING TYPE: One- and two-storey townhomes

CONTACT: yorkdalevillage.com

These townhomes boast sleek modern exteriors that create a sophisticated urban atmosphere. The modern theme is carried throughout the interiors of these homes’ stylish kitchens, spacious master bedrooms and bright, open living and dining areas. Many models offer rooftop terraces or balconies, providing a great way to relax and enjoy Toronto’s warm summer nights. Phase II is now more than 60 per cent sold, and with townhomes priced from the low $300’s, homebuyers need to act quickly to own in this in-demand urban community.

Located on Wilson Ave. near Dufferin St., Yorkdale Village is well situated to take advantage of the many pleasures of life in Canada’s largest city. The community is on a major bus route, with Wilson subway station, Hwy. 401 and Allen Road just minutes away, so it’s always easy to get around. Whether you’re shopping, commuting, or just looking to relax and enjoy the great outdoors, there’s a good selection of lifestyle amenities within a short distance of the community.

The university-bound will love the convenient access to York University provided by current bus routes and the coming subway extension. Nearby Yorkdale Shopping Centre offers a world-class selection of shops and restaurants, with major department stores such as Holt Renfrew and The Bay, an Apple Store and hundreds of other popular retailers. In addition, Humber River Regional Hospital is just around the corner from Yorkdale Village. Currently undergoing a massive redevelopment, Humber will be one of the nation’s largest and most technologically advanced health care facilities when it’s completed in 2015.

Nature and active living enthusiasts will love Yorkdale Village’s convenient proximity to the newly redesigned Downsview Park. The park’s 572 acres comprise one of Canada’s largest urban parks, offering sports fields, fitness and recreation facilities, entertainment venues, museums, hiking trails, playgrounds and more.

Decade Homes is an experienced builder with more than 70 years in the residential, commercial and hotel development industries. The company has developed major properties throughout Southern Ontario, in locations such as Toronto, London, Kitchener, Waterloo, Windsor and Stratford, as well as properties as far afield as Texas, Florida and Israel.

To learn more about Yorkdale Village, visit yorkdalevillage.com today.

//COMMUNITY FOCUS...continued

Register at AcornHomes.ca

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Oak Knoll-New Homes Guideƒ_Layout 1 14-11-04 2:01 PM Page 1


Charity begins at home» by DAVID HIRSH

//INDUSTRY INSIDER

With the holiday season upon us, our thoughts often turn to opportunities to give back to our community. Getting involved in your new neighbourhood gives you the chance to help out those in need, meet people and make friends with those who have similar interests.

At this time of year, as we show our gratitude for friends, family and what we have, it’s a great idea to lend a hand to those less fortunate. Neighbourhood contributions could include getting involved with a soup kitchen or shelter to help feed the homeless and hungry. Volunteering your time with local agencies and/or providing them with monetary assistance can do a lot to make someone’s holiday a little brighter.

Another option could be to sponsor a family in your immediate neighbourhood or city through a trusted charity. Depending on how the organization works, you might be asked to buy gift cards for the families to purchase much-needed staples including food, household supplies and warm clothing. There are also a number of opportunities to buy gifts and toys for the children in a family – things that would otherwise be overlooked in lieu of more essential items.

While the holiday season often puts us in a generous mood, charity endeavours don’t have to be limited to this time of year. There are plenty of chances to get involved year-round. Consider donating your time or food to commu-nity food banks. Don’t wait for them to announce a food drive – they’re in need of items all the time! The next time you stand in front of your closet and announce that you have nothing to wear, why not take another look at the clothing you know you haven’t worn in ages and donate some?

Through events such as April Toronto Clean Up Day, it’s easy to make a difference right outside your front door. As winter snow melts in the spring toward the end of April, the City of Toronto encourages groups to clean up laneways, parks or any areas in neighbourhoods. You can also do your part in keeping your community clean by choosing to never litter.

As builders, we work with the city to give back through participation in Public Art and Park Dedications. These endeavours help ensure that

the city is made more beautiful, pedestri-an-friendly and community-oriented. While participation is mandatory, we work to add elements within a neigh-bourhood that suit the existing residents and take into consideration the commu-nity that we’re transforming. Builders can also choose to sponsor cultural events in the city. For instance, Brandy Lane and The Davies were recently the presenting sponsor of The National Ballet of Canada’s production of Romeo and Juliet, to help maintain the diverse and artistic fabric of our city.

If we all do our part to help others and keep our community clean and maintained, these efforts will go a long way to creating world-class places to live. I encourage you to look outside your door and see how you can help out. After all, charity begins at home.

DAVID HIRSH is president and CEO of

Brandy Lane Corp. Hirsh prides himself on his creative hands-on

approach to all stages of the development and building process. He believes that

everyone is his client. The company’s newest communities are: highly

successful Wyldewood Cove in Collingwood, and coming soon, The Davies, at Avenue Road and Cottingham. Visit

brandylanehomes.com

EXTE

NSIO

N NOW OPEN

SUTTON

SALES OFFICE:4950 Baseline Road,

Sutton, ON, LOE 1RO1.877.455.0201

Prices and speci� cations are subject to change without notice. All renderings are artist concepts. E. & O.E.

IT’S ALL ABOUT FINDING THE RIGHT BALANCE AND A PLACE TO LOVE

36 ' Windsor Gate Elevation B 40' Ruston Hall Elevation B

$409,990ft. Lots

starting from

40starting from

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FANTASTIC LOCATION & UNBELIEVABLE VALUE IN SUTTON

With a population of 5,000, Sutton is a closely knit community and part of the Town of Georgina. It’s all just minutes from Highway 48, and minutes from the new 404 extension at Ravenshoe Rd., with Toronto less than 40 minutes to the south.

BALL-JUB-A-AD-NHC-DEC4-1.indd 1 14-12-04 3:18 PM

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Builder Site Tel Price Range Page No.

3 CoNSeRvaToRy GRouP Weston Village 416-748-7001 • • from$490,000 5 4C

9 LiNDveST PRoPeRTieS Corporate lindvest.com • • 45 4C

10 FieLDGaTe HomeS 90 Niagara 416-981-0036 • • from$346,000 25 7H

16 CoNSeRvaToRy GRouP Oakdale Village 416-243-0567 • from$429,000 5 5C

17 FieLDGaTe HomeS Zigg fieldgatehomes.com • • 25 8F

18 FieLDGaTe HomeS Axiom fieldgatehomes.com • • from$250,000 25 8H

19 CoNSeRvaToRy GRouP Upper Beach Villas 416-698-7796 • from$415,000 5 11G

21 maTTamy HomeS Heron Park www.mattamyhomes.com • • 9 17e

86 meNkeS Humber Mews 416-259-2525 • from$520,000 6 3i

86 meNkeS Dwell City Town 416-259-2525 • from$390,000 7 3i

87 meNkeS Bloom Park Towns 416-730-1600 • from$690,000 6 8B

89 DeCaDe HomeS Yorkdale Village phase II 416-638-5656 • from$320,000 55 6D

1 aRiSTa HomeS Goddard on the Valley 416-630-5039 • • from$690,000 7B

2 NaTioNaL HomeS The Churchill Collection in Forest Hill 416-922-1414 • from$1400,000 7G

4 GeoRGiaN CoRPoRaTioN Lex Towns 416-428-3419 • • • from$495,000 12G

5 TiFFaNy PaRk HomeS Westhaven 416-792-6655 • from$633,000 3G

5 GRaywooD DeveLoPmeNTS LTD Westhaven 416-792-6655 • from$633,000 3G

6 CoveNTRy HomeS Danforth’s Crossing 416-924-8338 • from$450,000 12G

7 FieLDGaTe HomeS The Brownstones at Westown lidvest.com • • from$620,000 4e

8 emSaTeC CaNaDa iNC. The Brownstones 5 416-531-7760 • • from$350,000 6G

9 LiNDveST PRoPeRTieS The Brownstones at Westown lindvest.com • • from$330,000 4C

9 LiNDveST PRoPeRTieS Grand Cornell Brownstones in Markham lindvest.com • • from$340,000 4C

11 TRiBuTe CommuNiTieS Canterbury 647-352-2130 • from$767,000 9E

12 NaTioNaL HomeS The Townes of Richview 416-746-1234 • from$570,000 3e

13 iNSoHo DeveLoPmeNTS Highland Creek Collection ownhighlandcreek.com • • from$650,000 17D

14 DuNPaR HomeS The Ossington 416-253-5888 • from$700,000 7G

15 maTTamy HomeS Downsview Park www.mattamyhomes.com from$270,000 6C

18 FieLDGaTe HomeS Axiom Tower 2 fieldgatehomes.com • • from$250,000 8H

20 BeaveRBRook HomeS Evolution 416-747-9691 • from$270,000 2G

28 PemBeRToN GRouP Park Lake Residences 416-769-4343 • from$180,000 5H

34 H&R DeveLoPmeNTS Westown hr-newhomes.com • • • from$190,000 5C

41 moNaRCH CoRPoRaTioN Evergreen 416-495-3526 • from$470,000 14F

43 aSPeN RiDGe HomeS Scenic On Eglinton 416-805-1781 • • from$190,000 10F

49 TRiBuTe CommuNiTieS RCMI 416-363-4800 • from$324,000 8H

50 FieLDGaTe HomeS Corktown Mews corktownmews.ca • from$550,000 9H

77 aSPeN RiDGe HomeS Seventy Seven Charles 416-203-7034 • • from$2100,000 8G

78 youR Home DeveLoPmeNTS Nature’s Path 647-340-6972 • from$280,000 17e

83 aRiSTa HomeS Lilly Factory Towns 416-792-4872 • • from$395,000 12G

90 SuNDaNCe HomeS Braeburn Lane sundancehomes.ca • from$430,000 15D

map

Finde

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Toronto,Etobicoke

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61

1

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Builder Site Tel Price RangePage No.

2 TRiBuTe CommuNiTieS Gates of Nobleton 647-633-3500 • from$920,000 15 4A

3 ARiSTA HomeS IMPRESSIONS impressionskleinburg.com • • • from$520,000 21 4e

3 FielDgATe HomeS IMPRESSIONS 905-893-9500 • • • from$520,000 21,Insert&25 4e

3 PARADiSe HomeS IMPRESSIONS impressionskleinburg.com • • • from$520,000 21 4e

6 PRimoNT HomeS Renaissance Townes 905-417-3363 • from$570,000 12 8D

9 TReASuRe Hill HomeS Moda Urban Village treasurehill.com • 19 8E

10 FoReST Hill HomeS Bridle Path of Thornhill foresthillhomes.ca • from$1400,000 27 13F

24 FielDgATe HomeS Vaughan Valley Estates 905-893-9500 • from$1199,000 Insert&25 8F

44 mADiSoN HomeS Thornhill 905-417-1203 • from$1800,000 41 13g

1 CouNTRy WiDe HomeS Kleinburg Hills KleinburgHills.com • 4e

1 ASPeN RiDge HomeS Kleinburg Hills aspenridgehomes.com • 4e

3 TiFFANy PARK HomeS Valleybrooke Estates 905-303-1620 • from$870,000 8E

4 ARiSTA HomeS Vellore Woods aristahomes.com • from$690,000 8F

5 ASPeN RiDge HomeS Upper West Side uwscommunity.com • from$1099,000 14D

5 CoNSeRvAToRy gRouP Upper West Side uwscommunity.com • from$1099,000 14D

5 CouNTRy WiDe HomeS Upper West Side uwscommunity.com • from$1099,000 14D

5 RegAl CReST HomeS Upper West Side uwscommunity.com • from$1099,000 14D

5 ToWNWooD HomeS Upper West Side uwscommunity.com • from$1099,000 14D

7 loRmel HomeS La Viva lavivatowns.com • from$350,000 5J

8 FielDgATe HomeS Kleinburg 905-893-9500 • • from$523,000 4e

24 ARiSTA HomeS Vaughan Valley Estates 905-303-1929 • from$800,000 8F

32 ANDRiN HomeS Chelsea Station andrinhomes.com • 11e

42 DuNPAR HomeS Riverside Village 416-253-5888 • from$519,000 5i

46 CouNTRy WiDe HomeS The Point at Woodbridge 905-907-1500 • from$700,000 8E

47 CouNTRy WiDe HomeS Upper Thornhill Estates 905-907-1500 • from$900,000 14e

48 BeAveRHAll HomeS Regency Estates 905-265-2634 • from$1301,000 6H

48 gRAyWooD DeveloPmeNTS lTD Regency Estates 905-265-2634 • from$1250,000 6H

51 ASPeN RiDge HomeS King Oaks 905-539-0181 • from$1100,000 11B

51 gReAT gulF King Oaks 905-833-6413 • from$1300,000 11B

52 ZANCoR HomeS Royal Collection 905-833-0883 • • from$550,000 12A

53 TReASuRe Hill HomeS Thornhill Woods treasurehill.com • from$950,000 13g

54 FielDgATe HomeS Rivers Edge 905-320-5642 • • • from$730,000 8E

55 oSKAR gRouP Le Sedici lesedici.com from$600,000 10e

56 SeNAToR HomeS Bathurst 9130 289-597-4381 • • from$700,000 13g

map

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Bloomington Sideroad

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Elgin Mills Rd

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Attention Builders - Want to add your

community to our maps? Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see build-

er’s ads for exact locations.cent

ral

regi

on: R

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1 HeaTHwooD HoMeS Hampshire Mews heathwood.com from $480,000 43 5I

8 TReaSuRe HIll HoMeS Urbantowns on Bayview treasurehill.com from $730,000 19 7Q

9 MaTTaMy HoMeS Richmond Green www.mattamyhomes.com • • 9 9J

15 FoReST HIll HoMeS Jefferson Forest foresthillhomes.ca • • from$720,000 27 4H

27 aCoRN HoMeS Oak Knoll acornhomes.ca • 57 3C

3 CeNTRa HoMeS The Mills Collections 416-238-2404 • from$940,000 5J

4 aSPeN RIDge HoMeS Kettle Lakes Club 289-231-2849 • from$550,000 6D

5 ST. RegIS HoMeS Mission Hill on Bayview 905-884-8885 from $850,000 6C

6 FIelDgaTe HoMeS The Humberlands 905-773-7738 • from$850,000 2C

7 HIgHMaRk HoMeS Nuvo 647-206-2276 • from$1100,000 2E

14 aRISTa HoMeS Jefferson Forest jeffersonforest.ca • • from$586,000 4H

15 MaDISoN HoMeS Jefferson Forest jeffersonforest.ca • • from$586,000 4H

16 FIelDgaTe HoMeS Jefferson Forest 905-884-8017 • • from$586,000 4H

20 NoRTH STaR HoMeS King’s Crossing 416-291-9666 • from$530,000 2E

22 yoRkwooD HoMeS Hillside Manors 905-770-4662 • from$472,000 4I

26 aRTeN DeveloPMeNT gRouP The Manors of Roseview Grand roseviewgrand.com • • from$650,000 4l

28 SeNaToR HoMeS Richvale senatorhomes.com • • 2J cent

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regi

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Ric

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Builder Site Tel Price RangePage No.

4 FielDgaTe HomeS The New U 905-477-6464 • • from$593,000 insert & 25 5g

6 PRimoNT HomeS Heirloom in Markham 905-201-2804 • • from$510,000 12 7F

11 maDiSoN HomeS Greensborough madisonhomes.ca • • 41 7g

14 aSPeN RiDge HomeS Woodland Hills 416-270-9484 • from$450,000 iFC 9C

15 FielDgaTe HomeS Aurora Trails fieldgatehomes.com • • from$520,000 insert & 25 14e

20 FielDgaTe HomeS BlueSky Stouffville fieldgatehomes.com • from$650,000 insert & 25 18F

22 CoNSeRvaToRy gRouP Heritage Collection 905-640-2274 • • from$680,000 5 18F

30 maDiSoN HomeS Cornell Rouge cornellrouge.com • • from$720,000 11 & 41 8g

30 FoReST Hill HomeS Cornell Rouge cornellrouge.com • from$550,000 11 & 27 8g

70 maTTamy HomeS Cornell mattamyhomes.com • • 9 8g

1 maRyDel HomeS Woodland Hills 905-898-7380 • from$400,000 10B

2 BeaveRBRook HomeS The Terrace On Rouge Creek 905-640-7360 • • from$390,000 18F

3 maTTamy HomeS St. John Forest www.mattamyhomes.com from$366,000 14e

4 aRiSTa HomeS The New U 905-534-1564 • • • from$490,000 5g

4 PaRaDiSe HomeS The New U 905-477-0317 • • • from$490,000 5g

4 STaRlaNe Home CoRPoRaTioN The New U 905-534-0493 • • • from$490,000 5g

5 TReaSuRe Hill HomeS Accolades in Markham 905-471-2852 • from$500,000 6F

7 leBoviC HomeS Bovaird Trail 905-640-7361 • • • from$2597,000 14H

8 CouNTRy WiDe HomeS Wismer Commons 905-907-1500 • • from$450,000 6g

9 BRookFielD HomeS The Arbors 905-503-0992 • from$590,000 14F

9 CouNTRy WiDe HomeS The Arbors 905-907-1500 • from$720,000 14F

10 BRiaRWooD HomeS Havelock Town Manors 289-301-0077 • from$560,000 6i

12 lauRieR HomeS windsong 905-201-5979 • • from$495,000 6g

12 lauRieR HomeS Windsong North 905-201-5979 • from$598,000 6g

13 NaTioNal HomeS Stonehaven 416-746-1234 • from$730,000 13D

13 NaTioNal HomeS Stonehaven 416-746-1234 • from$730,000 13D

15 aRiSTa HomeS Aurora Trails auroratrails.com • • from$400,000 14e

15 PaRaDiSe HomeS Aurora Trails auroratrails.com • • from$400,000 14e

15 oPuS HomeS Aurora Trails auroratrails.com • • from$400,000 14e

16 liNDveST PRoPeRTieS Auroraglen lindvest.com • • 14e

17 CoNSeRvaToRy gRouP Heritage Estates 905-640-2274 • • from$283,000 18F

18 kylemoRe CommuNiTieS Angus Glen West Village 905-887-9950 • from$2000,000 4g

19 NeW eRa HomeS Landmark Estates 905-953-9046 from$550,000 11D

20 STaRlaNe Home CoRPoRaTioN BlueSky Stouffville starlanehomes.com • from$434,000 18F

21 aNDRiN HomeS Glenway andrinhomes.com • 10e

24 BallaNTRy HomeS Cornell ballantryhomes.com • • from$520,000 8g

28 PReSToN HomeS Copper Hills 905-954-4050 • from$500,000 14e

30 maDiSoN HomeS Forest Hill cornellrouge.com • from$400,000 8g

41 aSPeN RiDge HomeS Upper Cornell 905-554-3446 • • from$495,000 7F

42 NaTioNal HomeS Wismer Woods 416-746-1234 • • • from$680,000 6g

50 geRaNium HomeS The Neighbourhoods of Cardinal Point 905-640-9999 • • from$575,000 7F

50 geRaNium HomeS Cardinal Point Downtown Stouffville 905-640-9999 • • from$600,000 7F

50 geRaNium HomeS Uptownes at Cardinal Point 905-640-9999 • • from$400,000 7F

50 geRaNium HomeS Copperstone Ballantrae 905-640-9999 • • from$1.1,000 7F

51 oxFoRD HomeS Coventry Valley 905-836-8902 from$600,000 10D

52 FielDgaTe HomeS Potter’s Bend 905-294-3125 • • from$700,000 6g

53 H&R DeveloPmeNTS Castle Square hr-newhomes.com • 6g

54 BeaveRBRook HomeS Victoria Highlands 416-924-0110 • from$450,000 10H

55 CouNTRy WiDe HomeS Woodland Hills 905-907-1500 • 10C

59 PRimoNT HomeS Harmony 905-305-8871 • 5i

62 NoRTH STaR HomeS Mill Fair Village NorttStarHomesinc.com • from$500,000 5T

64 STaRlaNe Home CoRPoRaTioN Upper Unionville 905-534-0493 • • • from$520,000 5g

64 PaRaDiSe HomeS Upper Unionville 905-477-6464 • • from$520,000 5g

65 FielDgaTe HomeS Victoria Manor 905-294-3125 • from$896,000 3G

66 TReaSuRe Hill HomeS Aurora Woods on Bayview 905-727-5794 • from$769,000 13H

85 oRCHaRD RiDge HomeS Prairiewood orchardridgehomes.com • from$800,000 19F

86 CHeRRyWooD HomeS Glengrove on the Park 905-640-7571 • • from$250,000 19F

map

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Builder Site Tel Price Range Page No.16 GReaT Gulf Summerlyn Village 905-775-3461 • from$550,000 35 8I

45 RoSehaveN homeS Dreamfields in Bradford dreamfieldsbradford.com • • from$350,000 53 8I

45 ReGal CReST homeS Dreamfields in Bradford dreamfieldsbradford.com • • from$350,000 53 8I

45 CouNTRy WIDe homeS Dreamfields in Bradford dreamfieldsbradford.com • • from$350,000 53 8I

45 aSPeN RIDGe homeS Dreamfields in Bradford dreamfieldsbradford.com • • from$350,000 53 8I

59 BRookfIelD homeS Fieldstone 1-855-379-1495 • from$600,000 17 5J

1 PaCIfIC homeS lImITeD MarlLake Village 1-877-428-5115 • from$210,000 5f

1 ReD BeRRy homeS MarlLake Village 1-877-428-5115 • from$210,000 5f

2 DelPaRk homeS Cedar Ridge 905-722-7210 • • • from$275,000 10G

3 loSaNI homeS Summit Shores losanihomes.com/readybuilt from$390,000 2e

4 maNCINI homeS Princeton Woods 705-730-1978 • from$330,000 14e

5 NaTIoNal homeS The Forest 416-746-1234 • from$480,000 7I

6 maRIPoSa homeS Trailside 705-329-3330 • • from$249,000 8C

6 maNCINI homeS West Ridge Place Orillia 905-773-9997 • 8C

7 GRaNDvIeW homeS Mayberry Estates 705-735-0732 • from$460,000 9G

8 faNDoR homeS Hamptons on Big Bay Point 705-792-6807 • from$250,000 18e

9 GRaNDvIeW homeS Big Bay Point 705-735-0732 • from$355,000 13e

10 SummeRhIll homeS West Shore Lakeside Community 705-689-0001 • • from$350,000 9C

11 BallymoRe homeS Lakeside Meadows 1-877-455-0201 • • from$290,000 9G

11 BallymoRe homeS Lakeside Meadows 1-877-455-0201 • from$293,000 9G

12 PRevIN CouRT homeS Victorian Village 1-855-777-3846 • • from$335,000 6I

13 aveRToN homeS Victoria Highlands 416-924-0110 • 10h

13 RoSehaveN homeS Victoria Highlands 905-473-3225 • 9h

14 RoSehaveN homeS King Country Estates 905-558-0098 • from$700,000 7k

14 aSPeN RIDGe homeS King Country Estates 905-558-0255 • from$780,000 7k

14 CouNTRy WIDe homeS King Country Estates 905-907-1500 • from$750,000 7k

15 maRyDel homeS Seven Meadows marydelhomes.com • • from$290,000 11f

17 BRookfIelD homeS Grand Central 905-778-0873 • from$570,000 8I

17 BRookfIelD homeS Grand Central 905-778-0873 • from$515,000 8I

18 GRaNDvIeW homeS Cromwell Place 705-735-0732 • 7G

19 aNDRIN homeS Hillsborough andrinhomes.com • 10h

24 kaITlIN CoRPoRaTIoN Blue Shores 1-866-625-2583 • from$380,000 3e

32 CouNTRy homeS Alcona by the Lake 1-866-531-3424 • • from$300,000 7h

33 SaNDIeGo homeS Lakeside Living in Innisfil 705-436-5445 • • from$285,000 8G

37 PRISTINe homeS Pebbleshores 705-436-5547 • from$240,000 7G

39 SToNeBRIDGe BuIlDING GRouP Stonebridge by The Bay 1-877-420-0880 • from$200,000 5e

40 RoyalPaRk homeS Emerald Forest royalpark.com • • from$200,000 6h

41 DelPaRk homeS Pretty River on Georgian Bay 1-888-257-1999 from$298,000 3e

42 RaymaC homeS Brennan Enclave 705-516-0681 • from$252,000 6h

43 BRemoNT homeS Centretown 1-877-855-1122 • from$234,000 5e

44 BRookfIelD homeS Treetops 1-855-590-3577 • from$350,000 7I

44 oRChaRD RIDGe homeS Treetops 1-855-590-3577 • from$350,000 7I

46 DevoNleIGh homeS INC. Creekside 705-444-0555 • • from$210,000 2e

47 DevoNleIGh homeS INC. Parkside by Devonleigh 705-435-9991 • from$275,000 6h

48 DevoNleIGh homeS INC. Brownley Meadows 705-423-9662 • • from$225,000 7G

55 BRIaRWooD homeS Briarwood Estates 705-294-2288 • from$420,000 8G

58 lakevIeW homeS Greenbrook Village 519-306-0665 • from$280,000 4I

59 DelPaRk homeS Fieldstone MyFieldstone.ca • from$570,000 5J

60 BRIaRWooD homeS Pretty River Collingwood 1-888-257-1999 • from$310,000 3e

65 BRookfIelD homeS Willow Glen Tottenham 905-406-1044 • from$298,000 7J

70 faR SIGhT homeS Greenfields 1-855-299-7929 • from$309,000 7I

71 BRIaRWooD homeS Mill Street Village 1-855-232-8100 • • from$300,000 8J

71 BallymoRe homeS Mill Street Village 1-855-232-8100 • • from$300,000 8J

Map

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“Since joining BILD, I have developed more business relations and new clients which now I consider friends. BILD has allowed me to expand my business and grow as a supplier to builders and designers. The directory is a great resource as well as the seminars and networking meetings. In my opinion, BILD is second to none.”

Benny Caringi, Principal Sun-Brite Drapery

Manufacturer / Supplier Member Since 2003

I AM

I BUILD SUCCESS.

Get Involved: bildgta.ca

,

Showcasing new homes in the GTA’s west region


IN THIS SECTION

>> Maps and listings for new-home communities in the west region>> Builder news and the latest in new homes in the west region

Mattamy has rightfully earned a superb reputation and thorough popularity for its spectacular community of Hawthorne Village in Milton. Since the company first opened the sales office 14 years ago, this village has grown to

the size of a respectable town with more than 12,000 families living, playing and enjoying life here at the foot of the escarpment. It really is the little village that grew.

Hawthorne Village has all of the things you’d expect to find in an Ontario town: schools, retail shops and services, recreational facilities, parks, playgrounds and walking/biking trails. The streets have interesting and varied architecture, the roads are slightly curved to calm traffic, many of the homes have front porches that always make a community more accessible, more friendly and neighbourly. There’s always something going on in the neighbourhoods and you can tell there’s a park nearby from the sound of children’s laughter.

And very early in 2015, Mattamy will add a whole new Hawthorne South Village to the various neighbourhoods that make up this community. There will be an extensive selection of townhomes and detached homes offering a variety of

//COMMUNITY FOCUS

MATTAMY BRINGS NEW GROWTH to Hawthorne Village in early 2015

LOCATION Milton

HOUSING TYPE Townhomes and detached homes

CONTACT mattamyhomes.com

A whole range of Mattamy homes is coming soon in Hawthorne South Village

Hawthorne South Village is a whole new neighbourhood in the award-winning Hawthorne community

exterior styles and interior floorplans. Many completely new elevations will be showcased. Homes here will reflect the architecture in all Hawthorne Village neighbourhoods yet still have a sense of individual character.

Hawthorne South Village will be linked to all of the things in the community and around the escarpment that make it such a special place to live. It’s part of Milton and all the good things that make this town one of the fastest growing in Ontario. Milton has a thriving main street that features a Farmer’s Market on Saturdays. Join with people searching for the best deals on local produce and organic fruits and vegetables. It’s a wonderful place for boutique shopping, mall shopping as well as fine or casual dining, nightlife and entertainment.

Since the very beginning, Mattamy has been proud to be a part of the fabric of Milton. The company is very much involved in the day-to-day life of this charming town and have contributed significantly to the arts and recreational programs in the community including the Mattamy Theatre in the Milton Centre for the Arts, a cultural gem in the heart of the downtown area.

Hawthorne Village has earned many industry distinctions through the years for its community planning and multitude of home styles. It has also been honoured with many awards for customer satisfaction, most of which are

MATTAMY HOMES | Hawthorne Village South

based on comments from existing homeowners. The company has always believed that a satisfied homeowner is a significant reward in demonstrating the Mattamy focus on customer satisfaction. Mattamy was recently named GTA Builder of the Year, for an unprecedented fifth time, by the Building Industry and Land Development Association (BILD).

Hawthorne Village is the kind of place where a bike ride can take an hour or a full day depending on how much natural inspiration you need. The escarpment is a fully protected UNESCO World Biosphere Reserve. No matter what the season, you’ll find families enjoying the recreational opportunities that are abundantly available in and around Milton. This is an area of Ontario that is on a lot of ‘must see’ lists of people searching for a new home.

Hawthorne South Village is the most significant new addition to the community in many years and Mattamy is confident that homebuyers will find that it is worth the wait for every family wanting to live in this truly perfect part of the province.

Demand has always been very high here and there will be many families waiting to find their special home in Hawthorne South Village. Register now so you’ll be kept informed when this new neighbourhood opens.

To register for information on Hawthorne South Village and all Mattamy communities, visit mattamyhomes.com

Hawthorne South Village will soon be alive with children’s laughter

Pinecone Wreath. $29-$50.

Visit westelm.com

Rens Sheepskin in White. $40. Visit ikea.ca

Crisp Champagne Glass. $4 each.

Visit EQ3.COM

LARGE METALLIC MAGNOLIA WREATH $170. CRYSTAL CHAMPAGNE FLUTES FROM $6. MARBLE TOPPED GRASSCLOTH BAR $600. VISIT HOMESENSE.CA

Bring your front door wreath inside!

NCG

Festive flair

//STYLE FILE

» by SARA DUCK

Get the

LOOK!

Life just got better in these two communities

by Rosehaven Homes & Homes by DeSantis

TWO AWARD-WINNING BUILDERS IN SOUTH WEST ONTARIO

TO TORONTO TO NIAGARA

LAINNETNEC REPPUY

WKRP

KING ST. E.

MUD ST. E.

FIRS

T RD

. W.

RYMAL RD. E.HIGHLAND RD. W.

QEW

SITE

PRESENTATIONCENTRELINC

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HIL

LVA

L PK

WY

McLeod Rd.

Main St.Portage Rd.

Lyons

Creek Rd.

Mar

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Fort Erie

ToFalls

MODELS &PRESENTATION

CENTRES

Mann St.

NIAGARARIVER

STONEY CREEKCHIPPAWA

Prices and specifications correct at press time. Prices quoted are in $ thousands. Maps not to scale. E. & O.E.

LyonsCreekChippawa.com

LiveOnTheRidge.caROSEHAVEN HOMES

HOMES BY DESANTIS

New Release of 36’ & 30’ SinglesFIRST EVER BUNGALOW CONDOMINIUM TOWNS ARE COMING EARLY 2015

Walk, Bike & PlayIN STONEY CREEK’S FAMILY FRIENDLY COMMUNITY

• Choose from 4 NEW 36’ DESIGNS

& 3 NEW 30’ DESIGNS

• Limited selection of 45’ Bungalow & Bungalow with

loft designs & freehold towns remain

• 9’ main floor ceilings • gourmet kitchens

• luxurious ensuites • gas fireplaces

• 1,100 to over 2,900 sq.ft.

• PARK/GREEN SPACE LOTS STILL AVAILABLE

Discover your new home at on The Ridge. An

exciting new enclave of 40’ & 35’ Singles and

Semis within an established and sought-after

neighbourhood in Stoney Creek. Surrounded by

fun for the whole family – hiking, biking, swimming

and all the attractions of Niagara. It’s the lifestyle

you want for your family... a touch above!

9 MODELS TO TOUR

45’, 36’ & 30’ singles and 36’ wide freehold Townes starting from the high $200’s

Semis from the mid $300’sSingles from the mid $400’s

//COMMUNITY FOCUS

Move in 120 days at MILTON’S ESCARPMENT COMMUNITY

With quick move-in dates now available at Jasper Village, there’s never been a better time to own at Milton’s established Escarpment community. Brought to you by The Conservatory Group, this

spectacular master-planned community offers a stunning selection of semi-detached and single-detached homes with finished basements at Milton’s best location. With semis priced from $519,900 and singles from $659,900 you can afford to own a large and luxurious family home at Jasper Village.

One of the many fine homes available at Jasper Village is the four-bedroom, 2,642-sq.-ft. Bennet model. One enters this home to find an elegant and thoughtfully laid out interior, with a spacious foyer that opens to an inviting main hall, which features a main floor powder room. Further down the hall a large dining room is the perfect place to entertain, while the gourmet kitchen and expansive Great Room finish off this truly outstanding main floorplan. Downstairs, homebuyers will be pleased to find additional living space in the form of a partially

LOCATION: Milton

HOUSING TYPE: Semi-detached and single-detached homes with finished basements

CONTACT: conservatorygroup.com

Milton is one of the GTA’s fastest growing communities, and when you consider the many fine amenities located just minutes from Jasper Village, you can really see why.

THE CONSERVATORY GROUP | Jasper Village

finished basement and laundry room. On the second floor, a spacious master ensuite features a large oval soaker tub, separate ceramic tile shower and his and hers walk-in closets. The second floor also features three additional bedrooms and a well-sized main bath. The Bennet is priced from $551,900.

Another exceptional family home available in this community is the 3,721-sq.-ft. Laurier. Elegantly appointed, this home offers the ultimate in stylish family living. One enters through the main foyer and hall to discover a powder room to the left and a convenient main floor laundry to the right. The main floor also features a large living room, an opulent dining room, an expansive kitchen and breakfast area and an inviting family room complete with gas fireplace. The partially finished basement is the perfect multi-use area, while families will be pleased to find a world of luxury and comfort on the second floor. The inspired master suite features an enormous walk-in closet and a sumptuous ensuite, complete with his and hers sinks, an oval soaker tub and separate ceramic tile shower. Bedrooms two and three share an ensuite bathroom and bedroom four enjoys its own ensuite. The second floor also boasts a computer loft/den area. The Laurier can be yours starting from $737,900.

Milton is one of the GTA’s fastest growing communities, and when you consider the many fine amenities located just minutes from Jasper Village, you can really see why. There are a number of major shopping, dinning and recreation destinations in the area, with numerous plazas such as Milton Crossroads, the RioCan Centre and Milton Mall all nearby. A great selection of public and Catholic schools are within easy walking distance, and the outdoorsy types will love the wide range of golf courses, conservation areas and parks in the area. Milton even makes it easy to hit the slopes, with Glen Eden Ski Area offering some of the best skiing and snowboarding in the GTA. Plus, with GO Transit and Hwys. 401, 407 and 403 nearby, you can get to Mississauga, Toronto and the surrounding area in no time flat.

For more than 50 years, The Conservatory Group has been one of Canada’s premier builders of new homes and condominiums. For more information about Jasper Village and many other fine communities, visit conservatorygroup.com

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7 GReaT GulF Hot 905-828-4257 • from$420,000 34 5K

20 FoReST HIll HoMeS Derry Village Mississauga foresthillhomes.ca • from$570,000 27 8B

1 VaNDyK CoMMuNITIeS Windows on the Green vandykcommunities.com • from$300,000 5H

2 aMaCoN The Towns at Parkside Village 705-435-9991 • from$550,000 8F

3 STaRlaNe HoMe CoRPoRaTIoN Churchill Woods starlanehomes.com • • • from$562,000 4e

3 GReeNPaRK HoMeS Churchill Woods churchillwoods.ca • • • from$529,000 4e

4 CoNSeRVaToRy GRouP Central Park North 905-890-0195 • • from$465,000 7F

5 DuNPaR HoMeS Heritage Gate heritagegate.ca • from$500,000 6F

6 CouNTRy HoMeS Lakeshore Village 1-866-746-2999 • • from$550,000 9J

19 DezeN HoMeS McLaughlin 905-696-7938 • from$544,000 8B

23 DuNPaR HoMeS Park View Trail 416-253-5888 • from$500,000 11G

24 DuNSIRe DeVeloPMeNTS Barca Verde barcaverde.ca • from$690,000 10I

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* Due to scale restrictions locators are approximate. Please see build-

er’s ads for exact locations.

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8 MaTTaMy HoMeS Cranberry Hill www.mattamyhomes.com 9 8M

17 MaTTaMy HoMeS Hawthorne Village mattamyhomes.com • 9 9G

19 CoNSeRvaToRy GRouP Jasper Village 905-636-1942 • • from $520,000 5 10G

33 MeNkeS The Enclaves of Upper Canada 289-891-9103 • • from $750,000 7 9C

45 RoSeHaveN HoMeS On the Ridge liveontheridge.ca • • from $350,000 75 3R

45 HoMeS By DeSaNTiS On the Ridge liveontheridge.ca • • from $350,000 75 3R

out of range HoMeS By DeSaNTiS Lyon’s Creek lyonscreekchippawa.com • • • from $290,000 75

out of range RoSeHaveN HoMeS Lyon’s Creek lyonscreekchippawa.com • • • from $290,000 75

1 SCHuiT HoMeS Perth Park 905-628-9559 • 2Q

2 GReaT Gulf Edgewood 905-356-9408 • from $305,000 11Q

3 SPallaCCi HoMeS Simona Place spallaccihomes.com • 2Q

4 SPallaCCi HoMeS Eden Park 905-381-4280 • from $320,000 2Q

4 SPallaCCi HoMeS Eden Park www.spallaccihomes.com • from $320,000 2Q

5 aRiSTa HoMeS Milton Trails 905-864-3306 9H

6 CouNTRy GReeN HoMeS The Uptowns of waterdown 905-690-7600 • • from $250,000 10k

7 lakeview HoMeS Cannery Park 1800-565-5150 • from $320,000 9G

9 BeaveRHall HoMeS Forestwood 905-636-1365 • • from $518,000 9G

10 GReaT Gulf Rolling Meadows 905-680-0841 • from $300,000 12R

11 BRaNTHaveN HoMeS Jazz Condos jazzcondos.ca • from $200,000 9N

12 ToByN PaRk HoMeS Park City parkliving.ca • from $180,000 10l

13 HeaTHwooD HoMeS The Village at Traditions 905-876-3140 • • from $441,000 8H

14 aveRToN HoMeS Averton Square avertonsquare.com • from $620,000 9H

20 PaRkBRiDGe lifeSTyle CoMMuNiTieS iNC. Cherry Hill at Vineland 1-800-479-9777 • from $194,000 12R

22 CouNTRy GReeN HoMeS Park Place Village 905-690-7600 • • • from $250,000 8M

26 eDeN oak Weaver’s Mill weaversmill.com/nh • from $336,000 6B

35 PHelPS HoMeS Jordan Village phelpshomes.com • from $345,000 8R

36 PHelPS HoMeS Brookside phelpshomes.com • from $236,000 7R

37 PHelPS HoMeS Streamside phelpshomes.com • from $316,000 6R

38 loSaNi HoMeS Ancaster Glen 289-239-7629 from $370,000 2Q

39 loSaNi HoMeS The Fairgrounds 289-286-0928 from $250,000 2Q

40 loSaNi HoMeS Greenhill Glen 905-538-8752 from $270,000 4Q

41 loSaNi HoMeS Sherman Oaks 905-574-0828 from $290,000 3R

42 loSaNi HoMeS Paramount 905-560-2061 from $230,000 3R

43 loSaNi HoMeS Orchard Park 905-930-9943 from $390,000 5Q

44 loSaNi HoMeS Discovery 905-563-0666 from $330,000 8R

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* Due to scale restrictions locators are approximate. Please see

builder’s ads for exact locations.




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Builder Site Tel Price Range Page No.9 MaTTaMy HoMeS Mount Pleasant North mattamyhomes.com • • from$338,000 BC 7o

11 GReeNPaRk HoMeS Lotus Pointe Caledon LotusPointeCaledon.ca • from$450,000 37 6M

11 STaRLaNe HoMe CoRPoRaTioN Lotus Pointe Caledon LotusPointeCaledon.ca • from$450,000 37 6M

11 RoSeHaveN HoMeS Lotus Pointe Caledon lotuspointecaledon.ca • from$450,000 37 6M

11 FieLDGaTe HoMeS Lotus Pointe Caledon 905-838-2806 • • from$600,000 Insert,25&37 6M

12 GReaT GuLF Westfield 905-866-6876 • from$450,000 34 10K

14 TReaSuRe HiLL HoMeS Southfield Meadows treasurehill.com • 19 6M

15 FieLDGaTe HoMeS Cobblestones 905-457-0445 • • from$699,000 25 8Q

21 PRiMoNT HoMeS Centretown 905-495-5067 • • • from$376,000 12 6P

24 CoNSeRvaToRy GRouP Trinity Village 905-846-2930 • • from$440,000 5 7N

62 FieLDGaTe HoMeS Valley Lands 905-457-0445 • • • from$567,000 Insert&25 9o

65 GReaT GuLF Mount Pleasant 905-459-5772 • from$640,000 35 6P

67 PRiMoNT HoMeS Seasons in Caledon www.primonthomes.com • • from$600,000 12 7M

1 TRiBuTe CoMMuNiTieS Landscapes 905-893-3331 • • from$399,000 8M

2 CoSCoRP iNC. The Village of Southfields thevillageofsouthfields.ca • • • 6L

2 MoNaRCH CoRPoRaTioN The Village of Southfields 905-843-0707 • • • from$390,000 6L

3 eMPiRe CoMMuNiTieS Lakeside empirelakeside.com • • from$350,000 7N

4 vaNMaR HoMeS Credit Ridge Estates 416-746-1234 • from$550,000 8P

5 TiFFaNy PaRk HoMeS The Estates of Spring Valley 905-216-5620 • from$583,000 6P

6 TowNwooD HoMeS Gates of Countryside gatesofcountryside.ca • • from$400,000 8M

6 CouNTRy wiDe HoMeS Gates of Countryside 905-907-1500 • • from$400,000 8M

6 ReGaL CReST HoMeS Countryside Meadows countrysidemeadows.ca • from$346,000 8M

6 RoyaL CLiFF HoMeS Gates of Countryside gatesofcountryside.ca • • from$400,000 8M

6 STaRLaNe HoMe CoRPoRaTioN Gates of Countryside starlanehomes.com • from$520,000 8M

7 aSPeN RiDGe HoMeS Mayfield Village 905-230-2592 • • • from$350,000 11L

8 TReaSuRe HiLL HoMeS Vales of the Humber Estates valesofthehumber.com • from$760,000 11L

8 STaRLaNe HoMe CoRPoRaTioN Vales of the Humber Estates valesofthehumber.com • from$760,000 11L

8 GReeNPaRk HoMeS Vales of the Humber Estates valesofthehumber.com • from$760,000 11L

9 MaTTaMy HoMeS Mount Pleasant Village mattamyhomes.com • • • from$255,000 7o

10 STaRLaNe HoMe CoRPoRaTioN Mount Pleasant Meadows meadowsbrampton.com • from$464,000 6o

10 vaLeRy HoMeS Mount Pleasant Meadows meadowsbrampton.com • from$464,000 6o

13 STaNFoRD HoMeS The Ravines of Credit Woods 905-453-4200 • from$570,000 6P

16 RoSeHaveN HoMeS Urban Towndominiums at Mount Pleasant rosehavenurban.com • • from$300,000 6o

17 PeMBeRToN GRouP Rosedale Village Golf & Country Club905-799-5000 • • • • from$190,000 8M

18 SaBeRwooD HoMeS Heart Lake Village 905-773-6549 • from$300,000 8N

19 MaTTaMy HoMeS Salisbury Square mattamyhomes.com • • from$314,000 10N

20 LaNDMaRT HoMeS Casablanca 905-915-5227 • from$730,000 9J

22 TowNwooD HoMeS Marigold townwoodhomes.com • • from$475,000 11L

25 HeaTHwooD HoMeS Terracotta Village at The Credit Valley905-874-4741 • from$430,000 9Q

32 FoReST HiLL HoMeS Ravines of Castlemore 905-794-8875 • from$650,000 8K

37 oxFoRD HoMeS Adena Ridge 905-584-6444 from$600,000 37O

38 aNDRiN HoMeS Turnberry Townhomes andrinTowns.com • from$350,000 9M

45 BRookFieLD HoMeS Pathways 905-584-2225 • from$400,000 8K

48 aSPeN RiDGe HoMeS Credit Manor Heights 905-216-5155 • • from$400,000 8Q

48 ReGaL CReST HoMeS Credit Manor Heights yourkingdom.ca • • from$850,000 8Q

48 CouNTRy wiDe HoMeS Credit Manor Heights yourkingdom.ca • from$850,000 8Q

51 aCoRN HoMeS Castlegate acornhomes.ca • from$575,000 11k

55 RoSeHaveN HoMeS The Neighbourhoods of Mount Pleasant 416-410-0175 • • from$405,000 6P

55 TowNwooD HoMeS The Neigbourhoods of Mount Pleasant LoveMountPleasant.com • • from$270,000 6P

55 TowNwooD HoMeS The Neighbourhoods of Mount Pleasant lovemountpleasant.com • • from$405,000 6P

58 DevoNLeiGH HoMeS iNC. Meadowlands 519-942-3312 • • from$339,000 3C

60 PRiMoNT HoMeS Castlemore 905-856-5777 • • from$430,000 9k

64 MeRiDiaN HoMeS Credit Valley Manors 905-216-5186 • • from$400,000 8P

65 GReaT GuLF Mount Pleasant 905-459-5772 • from$530,000 6P

66 BaLLaNTRy HoMeS Spring Valley Village ballantryhomes.com • from$420,000 9M

Map

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* Due to scale restrictions locators are approximate. Please see builder’s

ads for exact locations.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

84

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#

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1 MaTTaMy HOMeS The Preserve mattamyhomes.com • • from$420,000 4E

3 MaRkay HOMeS Bronte Park Town Manors 416-746-1234 • from$590,000 3H

4 GReaT GulF Trafalgar Landing greatgulf.com/trafalgartownhomes • from$450,000 5C

15 MeNkeS Millstone On The Park 905-825-3619 • from$420,000 3G

2014 SHOPPING GUIDE

416.626.4889

2014 ISSUE NOW AVAILABLE!

Our 2014 shopping guide profiles some of the GTA’s top home and décor shops and services.

LOVE TO SHOP?newhomeguide.ca


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IN THIS SECTION

>> Maps and listings for new-home communities in the east region>> Builder news and the latest in new homes in the east region

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11 MattaMy HoMes Seaton www.mattamyhomes.com • • 9 5G

90 LeBovic HoMes Old Taunton in Pickering 905-428-3434 • • • 89 5H

1 triBute coMMunities Charing Cross 905-571-1011 • from $390,000 14e

2 BrookfieLd HoMes Hills of Harrowsmith 905-697-1681 • from $300,000 15G

3 Great GuLf Stonecrest greatgulf.com • • from $298,000 14G

4 Menkes Somerset 905-428-0500 • from $690,000 7G

5 triBute coMMunities The Village of Brooklin West 905-425-0539 • from $400,000 11d

6 eMery HoMes Town Central 1-877-953-6379 • from $350,000 4J

7 HiGHMark HoMes Triumph whitbytriumph.ca • from $350,000 10G

8 Lakeview HoMes The Forest of Lyndebrook 416-746-1234 • from $490,000 10f

9 stafford HoMes Elements Townhomes elementsajax.com from $390,000 7H

10 fernBrook HoMes Altona Woods fernbrookhomes.com • from $450,000 1i

13 LifetiMe HoMes Folkstone 1-877-365-9555 • • from $335,000 10G

21 Great GuLf Grandview Oshawa 1-888-579-7235 • from $334,000 14f

31 Preston HoMes Prestonvale Heights 905-432-2800 • • from $350,000 15J

34 triBute coMMunities The Neighbourhoods of Park Ridge 905-723-2344 • from $339,000 15G

45 sundiaL HoMes LiMited Mulberry Meadows 905-427-8255 • from $560,000 6J

47 senator HoMes Harbourside Condominiums 905-493-3823 • • from $250,000 9J

48 senator HoMes Whitby by the Lake senatorhomes.com • • from $250,000 10J

54 BaycLiffe HoMes The Gates of Whitby 905-668-9828 • • from $250,000 9G

60 Greycrest HoMes the fields of conlin 905-725-4539 • from $310,000 15G

66 MonarcH corPoration Tran Quility monarchgroup.net • from $550,000 7G

67 MidHaven HoMes Breeze 1-877-773-6888 • • from $300,000 15f

68 storyBook HoMes Brookstone Estates 905-438-9516 • from $1050,000 11c

91 sundance HoMes The Towns of Nichol Green Phase 2 905-441-3312 • from $350,000 11J

92 GLen rouGe HoMes The Cornerstone 905-415-2710 • from $796,000 6i

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1 MaSoN HoMeS Port Hope Lakeside Village 905-885-6565 • from $229,000 15J

2 FaR SigHT HoMeS King’s Bay Golf & Country Club Estates 905-642-8383 • from $460,000 16B

3 FaR SigHT HoMeS The Estates at Sunset Ridge 905-642-9015 • from $930,000 2e

4 PaRkview HoMeS Jackson Creek Meadows 705-748-4663 • 2i

4 PaRkview HoMeS Jackson Creek Meadows Townhomes 705-748-4663 • 2i

7 BRookFielD HoMeS Foxtrail foxtraillife.ca • from $400,000 5C

8 kaiTliN gRouP lTD. Port of Newcastle 1-800-305-6849 • • • from $260,000 14e

8 kyleMoRe CoMMuNiTieS Port of Newcastle 905-987-5146 • from $479,000 14e

8 SToRyBook HoMeS Bond Head Estates 905-438-9516 • from $850,000 14e

9 PaRkview HoMeS Harmony Condominiums 705-748-4663 • from $189,000 2i

14 RiCe DeveloPMeNTS Willmot Creek On The Lake 905-697-5806 • from $225,000 11D

18 B.g. SCHiCkeDaNz Lake Scugog Estates 1-888-894-9888 • from $330,000 18B

20 geRaNiuM HoMeS Verandas 905-885-0555 • from $266,000 10i

26 kaiTliN gRouP lTD. Aspen Heights 905-697-0513 • from $165,000 10C

26 kaiTliN gRouP lTD. Condominiums at Clarington Centre 905-697-4513 • from $210,000 10C

26 kaiTliN gRouP lTD. Country Classics 1-866-514-3573 • • from $300,000 10C

30 eMPiRe CoMMuNiTieS Estates of Wyndance 905-649-8197 • from $900,000 3e

34 CaRRiNgToN HoMeS Woodlands of Upper Courtice 905-787-0963 • from $260,000 9i

35 MaSoN HoMeS Parklands 1-866-443-7900 • from $238,000 3H

39 H&R DeveloPMeNTS Gracefields hr-newhomes.com • from $322,000 4C

39 THoRNRiDge HoMeS Gracefields 1-877-361-4226 • from $320,000 4C

39 liNDveST PRoPeRTieS Gracefields 1-877-361-4226 • from $320,000 4C

45 HigHCaSTle HoMeS Northglen northglen.ca • • from $221,000 11B

45 DelPaRk HoMeS Northglen 905-419-7222 • • • from $221,000 11B

45 eSquiRe HoMeS Northglen northglen.ca from $245,000 11B

48 BRookFielD HoMeS BrookHill 905-697-1681 • • • from $350,000 10B

48 JeFFeRy HoMeS BrookHill 905-697-0765 • • • from $300,000 10B

72 vaNDyk CoMMuNiTieS West Park Village vandykcommunities.com • • • from $210,000 3i east

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Homebuyers’ Resource SectionYou love the home, see what you can afford!» Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

HOMEBUYERS’ HELP//

Calculate your mortgage payments

01 Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for.

02 Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).

03 Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers).

04At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

CHART FIGURE MORTGAGE AMOUNT ÷ 1,000INTEREST RATE MONTHLY PAYMENT

EXAMPLE: 5% 25 YEARS 5.82 (MORTGAGE AMOUNT $125,000) 125 $

AMORTIZATION PERIOD

Canadian mortgage payment factors Instructions:

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

2.50% $666 $529 $448 $394

2.75% $678 $541 $461 $407

3.00% $690 $554 $473 $421

3.25% $702 $566 $486 $434

3.50% $714 $579 $499 $448

3.75% $726 $591 $513 $461

4.00% $738 $604 $526 $476

4.25% $750 $617 $540 $490

4.50% $763 $630 $553 $504

4.75% $775 $644 $567 $519

5.00% $788 $657 $582 $534

5.25% $801 $671 $596 $549

5.50% $814 $684 $610 $564

5.75% $827 $698 $625 $579

6.00% $840 $712 $640 $595

6.25% $853 $726 $655 $611

6.50% $866 $741 $670 $626

6.75% $880 $755 $685 $642

7.00% $893 $769 $700 $659

Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, [email protected] and calumross.com

Mortgage payment calculation chartAMORTIZATION PERIODS

INTEREST RATES

15 YEARS

20 YEARS

25 YEARS

30 YEARS

%

Compare mortgage rates for your best deal

CHARTERED BANKS Variable 6 Months 1 Year 2 years 3 years 4 years 5 years

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLEDecember 1, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700

OTHER FINANCIAL INSTITUTIONS

TRUST COMPANIES

ATB Financial 2.7 4 2.94 2.89 2.99 3.04 3.24 6.30op 6.30op 6.50op Alterna Svgs/Alterna Bk 2.6 4 2.98 2.98 2.98 2.94 3.19 6.30op 6.30op Bank of Montreal 3 4 3.14 3.04 3.85 4.39 3.29 6.30op 6.30op Bank of Nova Scotia 2.6 4.55 3.29 2.79 3.44 3.94 3.19 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.75 4.39 4.99 6.45op 6.30op CFF Bank 3.69 3.75 2.59 3.79 3.04CIBC 3 2.99 2.79 3.65 3.14 4.99 6.70op 6.35op ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 3.89Manulife Bank 2.7 4.45 3 3.04 3.04 3.09 3.09 3.50op National Bank n/a 4.4 3.14 3.04 3.75 3.09 3.39 6.70op 6.70op President’s Choice Finan 2.65 2.94 3.59 2.99 4.44Royal Bank 3 3.14 3.14 3.95 3.14 3.24 6.30op 6.30op TD Canada Trust 3 3.09 3.04 3.44 3.14 3.29 6.30op Tangerine 3 3.19 3.24 3.49 3.69 3.79

Community Trust n/a 6.5 3.14 3.25 3.95 4.74 4.99Concentra Financial n/a 5 2.89 2.59 3.44 3.94 4.79 6.70op 6.30op Effort Trust n/a 4.45 3.45 3.6 3.7 4.6 4.95 6.30op 6.30op Home Trust Company 2.5 3.95 2.89 2.89 2.79 2.94 2.95Investors Group Trust n/a 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op MTCC 2.6 4.55 3.29 2.79 3.44 3.94 3.19 6.45op 6.50op

Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.99 6.25op Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 2.99 2.99 6.40op 6.30op First National Fin. LP 3.95 2.99 2.59 2.69 2.89 3.09FirstOntario C.U. 2.6 3.09 3.14 3.29 2.94 3.09 6.34op 6.34op IC Savings 2.99 2.79 2.99 3.14 3.29London Life n/a 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op Luminus Financial 2.6 2.95 2.75 3.45 2.95 3.15 6.30op MCAP 2.5 3.6 3.95 4.35 4.84 5.14Meridian Credit Union 2.75 4 3.09 2.65 3.65 3.29 3.19 6.30op Parama Credit Union 2.85 2.85 3.05 3.15 3.25 3.4 3.00op Steinbach Credit Union 2.5 2.65 2.8 2.9 2.95 3.1

NEW OPENINGSBrookfield Residential Uxbridge – FoxtrailAn exclusive enclave of 46 bungalow townhomes from the $400’s. brookfieldhomes.caTreasure Hill Homes Markham – AccoladesNow open – singles, semis and townhomes in Markham. treasurehill.comMenkes Etobicoke – Dwell City TownsNow open – urban townhomes in the heart of Etobicoke.menkes.comNational Homes Etobicoke – RichviewFreehold townhomes in the heart of Etobicoke from the $570’s. nationalhomes.comTribute Communities Nobleton – Gates of Nobleton Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots.mytribute.caTribute Communities Oshawa – U.C.Grand opening of this new master-planned community in north Oshawa.mytribute.caAverton Homes Mount Albert – Victoria Highlands Now open – community of bungalows and two-storey homes.victoriahighlands.comArista Homes North York – Goddard on the ValleyModel home now open for these semis and select number of detached homes.aristahomes.com

Arista/Fieldgate/Paradise/Starlane Unionville – Upper UnionvilleNow open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles.livingatupperunionville.comFieldgate Homes Brampton – Valleylands on Chinguacousy Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.comMenkes North York – Bloom Park TownsNow open – townhomes at Bathurst St. and Finch Ave.menkes.com Mattamy HomesBrampton – Mount Pleasant NorthNow open – this selection of three-storey townhomes and detached homes on 30-, 38- and 45-ft. lots.mattamyhomes.comFieldgate Homes Richmond Hill – The HumberlandsGrand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more.fieldgatehomes.comBallymore Homes/Briarwood Homes Tottenham – Mill Street VillageGrand opening – towns, semis and detached homes on 33- and 40-ft. lots.millstreethomes.com Aspen Ridge Homes & Great Gulf Homes King City – King Oaks Now open – designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine.aspenridgehomes.com & greatgulfhomes.comAspen Ridge Homes Richmond Hill – Kettle Lakes ClubNow open in Richmond Hill – a collection of executive townhomes on a protected ravine.aspenridgehomes.comNational Homes Forest Hill – The Churchill CollectionNow open at Spadina and St. Clair, refined townhome residences.churchillcollection.caMonarch Corporation Kleinburg – Kleinburg Crown EstatesNow open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27.monarchgroup.netRosehaven Homes Kleinburg – Kleinburg Heritage EstatesNow open – homes of distinction on unique 60-to 70-ft. lots.kleinburgheritageestates.com

NEW RELEASESBrookfield Residential Aurora – The ArborsNew phase of two- and three-storey upscale townhomes in a master-planned community. brookfieldhomes.ca

Brookfield Residential Tottenham – Willow GlenNew phase of 30-, 36, 43- and 50-ft. designs. brookfieldhomes.caBrookfield Residential Alliston – TreetopsPhase 2 now open – 32-, 36- and 45-ft. single-family homesites. brookfieldhomes.ca

Fieldgate Homes Etobicoke – Humber MewsNew release of urban townhomes and new balcony suites.fieldgatehomes.com

Menkes Etobicoke – Humber MewsNew release of townhomes with basement and garage access, from $559,990.menkes.com

Empire Communities Brampton – LakesideNew 38-ft. designs in a community of townhomes, semis and detached homes.empirelakeside.comMonarch Ajax – TranQuility New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.netRosehaven Homes & Townwood HomesBrampton – Mount Pleasant New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots.lovemountpleasant.comMattamy Homes Oakville – The Preserve A new release of Village Homes and 34-, 38- and 45-ft. detached homes.mattamyhomes.comForest Hill Homes & Madison Homes Markham – Cornell Rouge New release of freehold towns and singles on 30-, 36- and 40-ft. lots.cornellrouge.com Ballantry Homes Brampton – Spring Valley VillageNew release of semi-detached and detached homes surrounded by valley lands.ballantryhomes.com Tribute Communities Oshawa – Park Ridge New 40-, 50- and never before seen 36-ft. designs on extra deep lots.mytribute.caAspen Ridge Homes Markham – Upper Cornell New release now available – semis and detached homes on 30-ft. lots.aspenridgehomes.comGreat Gulf Homes Bradford – Summerlyn Village Limited edition detached homes on premium conservation lots. greatgulf.com

BUILDERS: If you would like to include your new model home or site opening, email [email protected]. Please say you saw it in New Home Guide!

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PREVIEW REGISTRATIONGreat Gulf Oakville – Trafalgar LandingRegister now for freehold townhomes at Dundas and Trafalgar.greatgulf.comLakeview Homes/Andrin Homes Newmarket – GlenwayComing soon – 50-ft. bungalows and two-storey singles, two-storey towns and three-storey urban towns. liveinglenway.comAspen Ridge/Lakeview/CountryWide Queensville – NewmarketComing soon, townhomes and 36- and 45-ft. singlesmyqueensville.comBayview Wellington Homes Bradford – Green Valley EstatesGrand opening Saturday, Oct. 18 for this community of towns, semis and singles. greenvalleyestates.comLormel Homes Woodbridge – La VivaComing soon – urban towns in the heart of Woodbridge. lavivatowns.comTreasure Hill Homes Aurora – Aurora Views on WellingtonComing in September – freehold townhomes in an exclusive enclave community. treasurehill.comTribute Communities Whitby – The Village of Brooklin WestComing soon – limited release of only 26 townhomes with double-car garages.mytribute.caMattamy Homes Oakville – The PreserveComing soon, rear lane townhomes and detached homes in prestigious Oakville.mattamyhomes.com

CountryWide Homes Aurora – The ArborsRegister now for these singles, coming soon.countrywidehomes.caRosehaven Homes Caledon – Lotus PointComing soon – 36-ft. singles from the low $600’s and freehold towns from the mid $400’s.moveuptocaledon.caRosehaven Homes Bradford – DreamfieldsComing fall 2014.dreamfieldsbradford.comArista Homes Vaughan – Vellmore WoodsComing soon to Vaughan – exclusive 36- and 42-ft. singles.aristahomes.comArista/Fieldgate/Paradise Kleinburg – ImpressionsPre-construction savings for these freehold townhomes and semis, and 30-, 38- and 44-ft. detached homes.impressionskleinburg.comGreenpark/Starlane Mississauga – Churchill WoodsRegister now for these towns and semis in one of Mississauga’s newest communities.churchillwoods.caCountryWide Homes Bradford – DreamFieldsRegister now for priority opportunity of singles and towns coming soon.countrywidehomes.caBallantry Homes Oakville – Oak ParkRegister now for this collection of urban townhomes and midrise condominiums.ballantryhomes.comMattamy Homes Milton – Hawthorne Village On The EscarpmentComing soon, exclusive new townhome designs on the Escarpment.mattamyhomes.com Madison Homes Richmond Hill – Jefferson ForestGrand opening coming soon! Register now for a collection of detached homes and freehold towns.madisonhomes.ca Great Gulf Brampton – Mount PleasantPreview opening at Bovaird and Creditview – full depth lots with unique standard features.greatgulf.comCountryWide Homes Newmarket – Woodland HillsComing soon – towns and singles, some with court, ravine and pie-shaped lots.countrywidehomes.caBrookfield Residential Tottenham – Willow GlenPreview opening on now – register now for these towns and singles from the $300’s. brookfieldhomes.caTreasure Hill Homes Richmond Hill – Urbantowns at BayviewComing soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehill.com

CountryWide/Greenpark/ Royalcliff/Starlane/Townwood Brampton – Gates Of CountrysideRegister now for all new phase of semis and 38- and 47-ft. singles in an established, family-first neighbourhood.gatesofcountryside.ca Monarch Corporation AjaxComing soon to Ajax – 40-ft. designs. Discover a lifestyle infused with nature. Register now!monarchgroup.netFieldgate Homes Markham – Victoria Manor Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com Heathwood Homes Richmond Hill – Hampshire Mews Now previewing in Richmond Hill – an enclave of urban towns on Yonge St. heathwood.comBallantry Homes Oakville – OakParkRegister now for this collection of urban townhomes and midrise condominiums, coming soon to Oakville. ballantryhomes.comNational Homes Newmarket – StonehaveA ravine enclave in a mature community – 35-, 40- and 50-ft. lots near highways, shopping and schools. nationalhomes.comDelpark Homes Sutton – Cedar RidgeComing soon – register now for towns and singles from the upper $200’s. delparkhomes.caBeaverhall Homes Milton – Forestwood in Milton Now previewing in Milton – semi-towns and singles in a sought-after location.beaverhall.comAmacon Mississauga – The Towns at Parkside Village Register now for these townhomes starting from the mid $500’s.thetowns.caBallymore Homes/Briarwood Homes Sutton – Jubilee Coming soon to Sutton – singles on 36-, 40- and 50-ft. lots from the $300’s.myjubilee.caArista/Fieldgate/Paradise/Opus Aurora – Aurora TrailsRegister now to be among the first at the preview opening of these luxurious singles, semis and towns.auroratrails.comSunrise Homes Oakville – Bronte HarboursideLaunching soon – 18 exquisite homes close to the water in a rare Oakville location.sunrisehomes.caLindvest Aurora – Aurora GlenComing soon Phase 2 – traditional and contemporary detached homes.lindvest.com

BUILDERS: If you would like to include your new model home or site opening, email [email protected]. Please say you saw it in New Home Guide!

GTAHOT SHEET

Acorn Homes - Oak Knoll 57

AristA Homes - IMPRESSIONS 21

Aspen ridge Homes - Corporate 1

Aspen ridge Homes - Dreamfields in Bradford 53

Aspen ridge Homes - Woodland Hills IFC

BAllymore Homes - Jubilee 59

Bild - Promo 70

BriArwood Homes - Jubilee 59

Brookfield Homes - Fieldstone 17

conservAtory group - Heritage Collection 5

conservAtory group - Jasper Village 5

conservAtory group - Oakdale Village 5

conservAtory group - Trinity Village 5

conservAtory group - Upper Beach Village 5

conservAtory group - Weston Village 5

country wide Homes - Corporate 28-29

country wide Homes - Dreamfields in Bradford 53

decAde Homes - Yorkdale Village phase II 55

digitAl device - Promo 88

fAmily of mAgAzines - Promo 100

fieldgAte Homes - 90 Niagara 25

fieldgAte Homes - Aurora Trails Insert & 25

fieldgAte Homes - Axiom 25

fieldgAte Homes - BlueSky Stouffville Insert & 25

fieldgAte Homes - Cobblestones 25

fieldgAte Homes - Corporate Insert

fieldgAte Homes - IMPRESSIONS 21, Insert & 25

fieldgAte Homes - Lotus Pointe Caledon Insert, 25 & 37

fieldgAte Homes - The New U Insert & 25

fieldgAte Homes - Valley Lands Insert & 25

fieldgAte Homes - Vaughan Valley Estates Insert & 25

fieldgAte Homes - Zigg 25

flAto developments inc. - Corporate 31

forest Hill Homes - Bridle Path of Thornhill 27

forest Hill Homes - Cornell Rouge 11 & 27

forest Hill Homes - Derry Village Mississauga 27

forest Hill Homes - Jefferson Forest 27

greAt gulf - Hot 34

greAt gulf - Mount Pleasant 35

greAt gulf - Summerlyn Village 35

greAt gulf - Westfield 34

greenpArk Homes - Lotus Pointe Caledon 37

HeAtHwood Homes - Corporate 43

HeAtHwood Homes - Hampshire Mews 43

Homes By desAntis - Lyon’s Creek 75

Homes By desAntis - On the Ridge 75

advertiserindex

102 new home guide gta | dec 13, 2014 - jan 10, 2015 dec 13, 2014 - jan 10, 2015 | new home guide gta 103

leBovic Homes - Old Taunton in Pickering 89

lindvest properties - Corporate 45

mAdison Homes - Cornell Rouge 11 & 41

mAdison Homes - Greensborough 41

mAdison Homes - Thornhill 41

mAttAmy Homes - Cornell 9

mAttAmy Homes - Corporate 8

mAttAmy Homes - Cranberry Hill 9

mAttAmy Homes - Hawthorne South Village 9

mAttAmy Homes - Heron Park 9

mAttAmy Homes - Mount Pleasant North BC

mAttAmy Homes - Richmond Green 9

mAttAmy Homes - Seaton 9

mAttAmy Homes - St. John’s Forest 9

menkes - Bloom Park Towns 6

menkes - Dwell City Town 7

menkes - Humber Mews 6

menkes - The Enclaves of Upper Canada 7

moBile App - Promo 36

monArcH corporAtion - Corporate 104 & IBC

pArAdise Homes - IMPRESSIONS 21

primont Homes - Centretown 12

primont Homes - Corporate 13

primont Homes - Heirloom in Markham 12

primont Homes - Jadegarden at Cornell 12

primont Homes - Renaissance Townes 12

primont Homes - Seasons in Caledon 12

regAl crest Homes - Dreamfields in Bradford 53

roseHAven Homes - Corporate 22-23

roseHAven Homes - Dreamfields in Bradford 53

roseHAven Homes - Lotus Pointe Caledon 37

roseHAven Homes - Lyon’s Creek 75

roseHAven Homes - On the Ridge 75

scHwArz lAw llp - Barristers & Solicitors 47

sHen yun - Promo 49

sHopping guide - Promo 86

stArlAne Home corporAtion - Lotus Pointe Caledon 37

stArlAne Home corporAtion - Model Home of the Month 94

treAsure Hill Homes - Aurora Views on Wellington 19

treAsure Hill Homes - Moda Urban Village 19

treAsure Hill Homes - Southfield Meadows 19

treAsure Hill Homes - Tiara Estate Collection 19

treAsure Hill Homes - Urbantowns on Bayview 19

triBute communities - Gates of Nobleton 15

102 new home guide gta | dec 13, 2014 - jan 10, 2015 dec 13, 2014 - jan 10, 2015 | new home guide gta 103

first run.It’s something you’ve never done before. Buying your first home is a moment filled with promise and hope and a rush of excitement. And when you cross this threshold, you’re entering a place that will be with you forever. Because it’s your first run at ownership. Since 1917, thousands and thousands of Canadian families have made Monarch their first choice for a first home. So trust the oldest, strongest and most respected name in Canadian homebuilding. Choose Monarch. First.

Please see a sales associate for full details. Prices and specifications subject to change without notice. E.&O.E. November 2014. 13988.

KITCHENER | Topper Woods | Models To View 43’ & 50’ Singles from the mid $400,000’sSales Centre located at 7 Wetland Way, Kitchener519-894-8222

SCARBOROUGH | Parkwood | Don’t Miss Out! Visit Monarch TodayFreehold Townhomes from the low $500,000’sSales Centre located at 1325 Danforth Rd., Scarborough416-495-3574

SCARBOROUGH | Bennett | New Community - Now Open Executive Singles from the low $800,000’sSales Centre located at 1325 Danforth Rd., Scarborough416-495-3574

HOURS: Monday – Thursday: 1pm – 8pm, Friday: 12pm – 5pm, Weekends & Holidays: 11am – 6pm

ALSO BUILDING HIGH RISE COMMUNITIES IN:Etobicoke | Markham | Downtown Toronto

CALEDON | SouthFields | Models To ViewTownhomes from the low $400,000’s Semis from the high $400,000’s Singles from the mid $600,000’sLive.Work Towns from the low $600,000’sSales Centre located at 12515 Old Kennedy Road, Caledon (Old Kennedy Rd. and Mayfield Rd.)905-843-0707

KLEINBURG | Kleinburg Crown Estates | Designer Decorated Models50’ Singles from just over one million dollarsSales Centre located at 165 Timber Creek Boulevard416-495-3513

MONARCH COMMUNITIES

first.discover moreMonarchGroup.net first.discover moreMonarchGroup.net


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