HBP’s FLOOD RECOVERY PUBLIC MEETING

HEBDEN BRIDGE TOWN HALL Jan 16th 2016

PURPOSE OF MEETING:1. To provide information to residents, community organisations and businesses about financial and other help available to help recover from the floods.2. To learn what more needs to be done to help the recovery.

(The meeting will NOT discuss why the flood happened or what needs to be done to prevent it happening again. A meeting on Thursday will do it. Making properties flood resilient will be discussed however )

STRUCTURE OF MEETING• HBCA: 5 mins reporting action in immediate aftermath of

flood by the town hall.• CMBC: 10 minutes reporting help from Calderdale Council

plus 10 minutes Questions• CFFC: 10 minutes reporting help from Community Foundation

for Calderdale plus 10 minutes Questions• HBBF: 10 minutes contribution from the Business Forum

setting out steps taken and needs to be met plus 10 minutes Questions

• Ryburne Brokers: 10 minutes setting out insurance issues and Flood Re scheme plus 10 minutes Questions (included Crowd Funding Presentation by Kirsty McGregor)

• General Discussion: 30 minutes open session for contributions on any of the above.

• Followed after 1.00 by individual help from Business Support Unit of CMBC, from Calderdale First, from volunteers re form filling or other concerns.

4

Calderdale Flood Response

Calderdale Flood ResponseBusiness

– Hardship Grant of £2,500 per business:• 411 applications received to date• 141 payments made totalling £352,500

• Relief Grant of £5,000 per business:– 0 completed applications / 5 incomplete applications– No payments made to date

Other Help– Council and Business Tax Rebates– Emergency Housing, Equipment, Logistics, Advice– Further Grants under consideration for businesses

COMMUNITY FOUNDATION FOR CALDERDALE

• There were no slides but here is the web site link; www.cffc.co.uk

• The Community Foundation current total is over £750,000, matched by government

• The second stage of support has been to offer emergency grants of £200 for people affected by the flooding;

• The third stage of support will start in a few weeks when we will activate our ‘return to home’ phase; this will include using intelligence gathered from stages one and two to allocate further support in the form of white goods, electrical items and furniture. This stage will include an online application process.

http://floods.ucvr.org.uk/

Todmorden Business NetworkMytholmroyd Business

Networking Group

Flood Snapshot QuestionnaireHBBF

• Impact of flood affected businesses

Flood Snapshot QuestionnaireHBBF

• Notified insurance data based on figures given

Flood Snapshot QuestionnaireHBBF

• Assumed back in business at time of completing questionnaire

#CalderdaleRising Crowdfunding for Businesses

www.crowdfunder.co.ukKirsty McGregor

On behalf of Business for Calderdale

Some misconceptions…it is not1. Just for small businesses2. Just for large businesses3. Just for those with large social media following4. Just for those with a twitter account…even a new

one with 2 followers!5. Social marketing

• But it does require participation & sharing the promotion (businesses assisted with template/copy to use on emails, press releases, twitter, facebook etc)

• And criteria also around loss of >20% sales• Be based in Calderdale

Success to date in 10 days• Crowdfunder agreed to reduce fees by 50% to 2.5%• 74 businesses chose to participate

– 1000 were informed– 200 asked for information– < 100 returned registration info before deadline– 74 were accepted

• Small group of amazing volunteers created all the collateral– Graphics & videos– Rewards– Business stories– Designing the page– Social media plan– PR plan

• We obtained all/most info required & uploaded it in time for launch 12.26 Friday

• 103 backers in 10 hours• > £109k fund to date

– £100k from Daily Mail brokered by CFFC– £6k from other corporate donations brokered by Kirsty– £3k from

Going forward• Stage 1a

– FB messages requesting info but not seen (‘Filtered Messages’)• Will be sent info today• If reply by 5pm Sunday with ALL info required they will be added Monday

18th 8am, sharing:– equal share with launch businesses– Fund from Corporate donations plus total raised from 18th to end of campaign

• Stage 2– Info requested after deadline last Tuesday up to Monday 18th 5pm

(strict)– Must register (surveymonkey) by Tue 19th 5pm– Join the fund Friday 22nd at 8am– Half share in fund raised from 22nd to end of campaign

• All to share• Targeting marketing• Add rewards• Continued press/PR/social media

Flood InsuranceRyburne Brokers & Co

Flood Insurance for for Homes & small businesses in the Upper Calder Valley

FLOOD RE• Not for profit body starting in Spring/Summer 2016?• Fixed premium for flood cover depending on council tax

band.£210 - £1200• Exceptions – new properties (pre-2009), and small

businesses• Why not for business:- In the words of the Government

and ABI:-• Small and medium enterprises (SMEs) and leasehold

properties are not included in Flood Re, because there is already an effective and competitive property insurance market covering them. Neither the ABI, nor the Government, is currently aware of any evidence to suggest that affordable flood insurance will cease to be widely available for them in the future!!

Managing Flood Risks Going Forward

• FLOOD PLAN• 1) Physical Protections – Flood gates, pumps, raised

electrics and data points, flood resilient flooring and plaster

• 2) Raised storage arrangements – internal and external• 3) Contacts for staff, suppliers, customers, utilities,

insurance, business ‘buddies’• 4) External record keeping • WHAT ELSE?• 1) Lobby Govt to extend Flood Re• 2) Community Self Insurance??

DONATIONS• DONATE NOW TO THESE HEBDEN BRIDGE FUNDS.• (Amount donated as of January 15th)

• CFFC for Individuals. (and now for businesses; see web site). 45 days left.• https://localgiving.com/appeal/Flooding • £750,000 doubled by matching funds out of £1million.

• Calderdale Rising for 74 selected businesses*. 28 days left.• www.crowdfunder.co.uk/calderdalerising• £100,000 out of £150,000 (after 6 hours)

• Valley Organics. 27 days left.• https://crowdfunding.justgiving.com/ellie-ellie • £2,500 out of £10,000 .

• MuseMusic. 12 days left.• https://crowdfunding.justgiving.com/Cargolite • £1,421 of £500

• HIU-MAN Chinese takeaway. 16 days left• https://crowdfunding.justgiving.com/hiu-man • £85 of £3000.

• Hat Therapy. 22 days left • https://crowdfunding.justgiving.com/hat-therapy-hebden-bridge • £95 of £8,000

DONATIONS 2• Lamppost. 19 days left• https://crowdfunding.justgiving.com/ursula-holdengill • £1,525 of £5,000

• Snug Gallery. 21days left.• https://crowdfunding.justgiving.com/sarah-statham-4 • £4,450 of £10,000

• Ribbon Circus. 17 days left.• https://crowdfunding.justgiving.com/ribbon-circus • £6,000 out of £10,000

• Two Tone comics. 12 days left.• https://crowdfunding.justgiving.com/2tonecomics • £6,010 out of £10,000

• Among the 74 businesses are the following in Hebden Bridge: Afghan, Beads, Bookcase, Bonsalls, Blazing Saddles, Crown Inn, Deli, Dynamite, Hotcakes, Milk Bar, Element, Park Life Café, Pennine Wine and Cheese, Stubbings Wharf, Spirals, Something Sweet, Silly Billy, Shoulder of Mutton, Willow Tree.

• (Other businesses have until 18th January 5.00 p.m to enquire about joining and January 19th 5.00 to complete application to join and businesses so accepted will receive a 50% of the otherwise equal share out of funds attracted after 22nd January).