health insurance - a presentation by richard strauss insurance brokers
TRANSCRIPT
Slide 1
Insurance Awareness ProgrammeWelcome to
Health Insurance
Are you waiting to be hospitalized to realize the need of aHealth Insurance ?
Then, may be that particular illness or injury not covered !
What is the best option to ensure better health ?Keep fit & healthy. Still, anyone can get sick anytime. Save for sickness. But who saves for an ailment?Accept as fate. Feel helplessness and pray. Buy a Health Insurance. Feel safe and secure.
Health Insurance acts as a shield against illness and risks under unforeseen circumstances.
Take an active part in your Health Care !
What is Health Insurance ?
Its a Policy you can buy for a premium to cover you and your family against medical expenses due to sickness, accident etc.
Why should I buy a Health Insurance ?
To avoid increasing medical cost.
To avoid increasing burden of new diseases and health risk.
To help you face the unexpected financial burden due to illness.
What are the types of Health Insurance Plans ?
Health Insurance PlansIndividual MediclaimCashless HospitalisationCritical CareFamily Floater
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What is Individual Plan ?
This covers the hospitalization expenses for an individual up to the sum assured limit.
What is Family Floater Plan ?
This covers you and your family and the sum assured can be availed by any or all members of the family.
What is Mediclaim Policy ?
Here, you pay the expenses for hospitalization and claim reimbursement by submitting medical bills.
What is Critical Care Policy ?
Critical illness can strike anyone. This Plan covers over 30 critical illness and provides a lump sum payment on survival, disability and death .
What is Cashless Hospitalization ?
Its a specialized service by the Insurance Company wherein you are not required to pay and the Insurance Company will settle the hospitalization expenses.
Who is eligible for Health Insurance ?
Person between the age of 5 years and 75 years can be covered. Children between the age of 3 months and 5 years can be covered provided one or both parents are covered concurrently.
What are the benefits of Health Insurance ?
Security to human life. A solution of uncertainties and risks. Prevention and minimization of unforeseen losses. Access to quality healthcare.
When buying Health Insurance ...Keep in mind
Determine realistically your medical needs. Pay attention to description of benefits. Note the maximum limit per illness or injury. Compare Premium costs. Read limitations and exclusions carefully.
FACTS & FINDINGSThe status of Indian public health as per National Rural Health Mission document of Indian Government and several surveys by journals including IRDAs, Insurance Post and Insurance Chronicle etc., is as follows.
Only 10% Indians have some form of health insurance.
Hospitalized Indians spend on an average of 58% of their total annual expenditure.
Over 40% of hospitalized Indians borrow heavily or sell assets to cover expenses.
71% of all deaths are due to cancer, heart attack, stroke and renal failure.
About 70 million Indians suffer from heart ailments.
Out of this, 10% need bypass surgery.
Treatment of all these ailments costs between Rs.3 lakhs and Rs.5 lakhs which is beyond the reach of majority of the population .
Health is unpredictable. Insurance can make it secure from bearing loss.
Health Insurance in India is affordable and gives peace of mind from insecurities.
Health Insurance is crucial today due to increasing lifestyle-diseases & accidents.
CONCLUSION
Health is your first wealthGet insured Feel secure
Insurance Awareness ProgrammePresented by
An IRDA (Insurance Regulatory & Development Authority) licensed Brokers.CHENNAI - BANGALORE DELHI JAIPUR KOLKATTA MUMBAI PUNE VIZAG.To know moreContact:080-4154-0688 [email protected] you.DISCLAIMER: This presentation is intended to provide you general information only and is not exhaustive. It is an education initiative and does not seek to give you any legal advice.
To know moreContact:080-4154-0688 [email protected] you.DISCLAIMER: This presentation is intended to provide you general information only and is not exhaustive. It is an education initiative and does not seek to give you any legal advice.DISCLAIMER: This presentation is intended to provide you general information only and is not exhaustive. It is an education initiative and does not seek to give you any legal advice.